Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 150000
per

Your estimated
City
free-cash

Andorra , Andorra
₽83027
₽103968
₽87011
₽107089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
social contributions
-
-
-
32 999
income
-
-
-
6 062
total
-
-
-
39 061
Employee
29 853
-
129 869
-
social contributions
1 940
-
8 442
-
income
-
-
6 504
-
total
1 940
-
14 946
-
Employer
29 853
-
129 869
-
social contributions
4 627
-
20 131
-
total
4 627
-
20 131
-
Corporate
115 520
150 000
-
-
income
11 553
14 999
-
-
total
11 553
14 999
-
-
Dividends
103 968
135 001
-
-
total
-
-
-
-
Income
150 000
150 000
150 000
150 000
Total tax
18 120
14 999
35 077
39 061
After tax
131 880
135 001
114 923
110 939
Living cost
27 912
27 912
27 912
27 912
Free-cash
103 968
107 089
87 011
83 027

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽47509
₽53138
₽9929
₽53598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
599
pensions
-
-
-
20 069
income
-
-
-
38 205
total
-
-
-
72 866
Employee
40 590
37 005
118 081
-
unemployment
1 218
1 110
3 255
-
other
405
370
1 085
-
income
3 616
2 730
30 242
-
pensions
4 157
3 789
11 108
-
health
1 570
1 433
4 197
-
total
10 966
9 432
49 887
-
Employer
40 590
37 005
118 081
-
pensions
5 094
4 645
13 614
-
surtax
-
-
-
-
payroll
1 218
1 110
3 542
-
other
1 928
1 757
5 526
-
health
1 535
1 399
4 100
-
accident
527
481
1 410
-
unemployment
1 218
1 110
3 255
-
chamber of commerce
162
148
472
-
total
11 682
10 650
31 919
-
Corporate
97 728
102 345
114 556
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 432
25 586
28 640
-
total
24 432
25 586
28 640
-
Dividends
73 296
76 759
-
-
withholding
20 157
21 109
-
-
total
20 157
21 109
-
-
Income
150 000
150 000
150 000
150 000
Total tax
67 237
66 777
110 446
72 866
After tax
82 763
83 223
39 554
77 134
Living cost
29 625
29 625
29 625
29 625
Free-cash
53 138
53 598
9 929
47 509

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44232
₽48969
₽6780
₽50404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
599
pensions
-
-
-
20 069
income
-
-
-
38 205
total
-
-
-
73 049
Employee
46 406
37 005
117 908
-
unemployment
1 392
1 110
3 255
-
other
463
370
1 085
-
income
5 283
2 730
30 168
-
pensions
4 752
3 789
11 108
-
health
1 796
1 433
4 197
-
total
13 686
9 432
49 813
-
Employer
46 406
37 005
117 908
-
pensions
5 824
4 645
13 614
-
surtax
183
183
183
-
payroll
1 392
1 110
3 537
-
other
2 204
1 757
5 521
-
health
1 753
1 399
4 100
-
accident
603
481
1 410
-
unemployment
1 392
1 110
3 255
-
chamber of commerce
185
148
472
-
total
13 536
10 833
32 092
-
Corporate
90 058
102 162
114 384
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 515
25 540
28 596
-
total
22 515
25 540
28 596
-
Dividends
67 543
76 621
-
-
withholding
18 575
21 072
-
-
total
18 575
21 072
-
-
Income
150 000
150 000
150 000
150 000
Total tax
68 312
66 877
110 501
73 049
After tax
81 688
83 123
39 499
76 951
Living cost
32 719
32 719
32 719
32 719
Free-cash
48 969
50 404
6 780
44 232

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31086
₽36135
₽19710
₽50062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
national
-
-
-
54 295
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 611
social contributions
-
-
-
23 151
total
-
-
-
85 057
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
116 181
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
1 011
-
national
20 420
-
41 368
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
6 060
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
8 714
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
5 461
-
total
32 565
-
62 614
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
116 181
-
surtax
7 531
-
13 174
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
10 294
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
7 144
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 510
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 697
-
total
19 334
-
33 819
-
Corporate
64 245
150 000
-
-
income
12 849
30 000
-
-
surtax
257
599
-
-
total
13 106
30 599
-
-
Dividends
51 138
119 401
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 003
35 482
-
-
total
15 003
35 482
-
-
Income
150 000
150 000
150 000
150 000
Total tax
80 008
66 081
96 433
85 057
After tax
69 992
83 919
53 567
64 943
Living cost
33 857
33 857
33 857
33 857
Free-cash
36 135
50 062
19 710
31 086

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽102862
₽106615
₽108598
₽112274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
22 500
total
-
-
-
31 162
Employee
21 155
-
143 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
14 364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
19 061
-
Employer
21 155
-
143 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
124 695
150 000
-
-
income
12 470
15 000
-
-
total
12 470
15 000
-
-
Dividends
112 225
135 000
-
-
withholding
5 611
6 750
-
-
total
5 611
6 750
-
-
Income
150 000
150 000
150 000
150 000
Total tax
27 409
21 750
25 426
31 162
After tax
122 591
128 250
124 574
118 838
Living cost
15 976
15 976
15 976
15 976
Free-cash
106 615
112 274
108 598
102 862

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽106662
₽111758
₽112398
₽116074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
22 500
total
-
-
-
31 162
Employee
16 123
-
143 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
14 364
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
19 061
-
Employer
16 123
-
143 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
130 713
150 000
-
-
income
13 071
15 000
-
-
total
13 071
15 000
-
-
Dividends
117 641
135 000
-
-
withholding
5 882
6 750
-
-
total
5 882
6 750
-
-
Income
150 000
150 000
150 000
150 000
Total tax
26 065
21 750
25 426
31 162
After tax
123 935
128 250
124 574
118 838
Living cost
12 176
12 176
12 176
12 176
Free-cash
111 758
116 074
112 398
106 662

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81705
₽82917
₽80349
₽87972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
health
-
-
-
3 826
social contributions
-
-
-
15 024
income
-
-
-
27 946
total
-
-
-
46 796
Employee
71 403
71 403
139 427
-
income
7 775
6 610
27 216
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 370
-
total
11 028
13 750
37 579
-
Employer
71 403
71 403
139 427
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 580
-
total
3 301
7 248
10 573
-
Corporate
114 173
71 350
-
-
income
14 272
8 918
-
-
total
14 272
8 918
-
-
Dividends
99 902
62 432
-
-
withholding
16 983
10 613
-
-
total
16 983
10 613
-
-
Income
150 000
150 000
150 000
150 000
Total tax
45 584
40 529
48 152
46 796
After tax
104 416
109 471
101 848
103 204
Living cost
21 499
21 499
21 499
21 499
Free-cash
82 917
87 972
80 349
81 705

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73086
₽75500
₽71730
₽79353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
health
-
-
-
3 826
social contributions
-
-
-
15 024
income
-
-
-
27 946
total
-
-
-
46 796
Employee
71 403
71 403
139 427
-
income
7 498
6 610
27 216
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 370
-
total
11 678
13 750
37 579
-
Employer
71 403
71 403
139 427
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 580
-
total
4 244
7 248
10 573
-
Corporate
103 961
71 350
-
-
income
12 996
8 918
-
-
total
12 996
8 918
-
-
Dividends
90 965
62 432
-
-
withholding
15 464
10 613
-
-
total
15 464
10 613
-
-
Income
150 000
150 000
150 000
150 000
Total tax
44 382
40 529
48 152
46 796
After tax
105 618
109 471
101 848
103 204
Living cost
30 118
30 118
30 118
30 118
Free-cash
75 500
79 353
71 730
73 086

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽62542
₽74136
₽56009
₽81798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
health
-
-
-
20 250
social contributions
-
-
-
30 904
income
-
-
-
14 827
solidarity contribution
-
-
-
-
total
-
-
-
65 981
Employee
31 583
-
113 341
-
income
3 790
-
13 674
-
social contributions
2 053
-
6 879
-
health
4 264
-
15 301
-
solidarity contribution
-
-
-
-
total
10 107
-
35 854
-
Employer
31 583
-
113 341
-
social contributions
7 896
-
26 459
-
health
2 842
-
10 201
-
total
10 738
-
36 660
-
Corporate
107 679
150 000
-
-
income
20 459
28 500
-
-
total
20 459
28 500
-
-
Dividends
87 220
121 500
-
-
withholding
13 083
18 225
-
-
total
13 083
18 225
-
-
Income
150 000
150 000
150 000
150 000
Total tax
54 387
46 725
72 514
65 981
After tax
95 613
103 275
77 486
84 019
Living cost
21 477
21 477
21 477
21 477
Free-cash
74 136
81 798
56 009
62 542

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽57554
₽67368
₽51021
₽76810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
health
-
-
-
20 250
social contributions
-
-
-
30 904
income
-
-
-
14 827
solidarity contribution
-
-
-
-
total
-
-
-
65 981
Employee
38 919
-
113 341
-
income
4 670
-
13 674
-
social contributions
2 530
-
6 879
-
health
5 254
-
15 301
-
solidarity contribution
-
-
-
-
total
12 454
-
35 854
-
Employer
38 919
-
113 341
-
social contributions
9 730
-
26 459
-
health
3 503
-
10 201
-
total
13 233
-
36 660
-
Corporate
97 849
150 000
-
-
income
18 591
28 500
-
-
total
18 591
28 500
-
-
Dividends
79 258
121 500
-
-
withholding
11 889
18 225
-
-
total
11 889
18 225
-
-
Income
150 000
150 000
150 000
150 000
Total tax
56 167
46 725
72 514
65 981
After tax
93 833
103 275
77 486
84 019
Living cost
26 465
26 465
26 465
26 465
Free-cash
67 368
76 810
51 021
57 554

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽44435
-₽52866
-₽52866
-₽52866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
national
-
-
-
17 151
pensions
-
-
-
807
municipal
-
-
-
30 830
labour market
-
-
-
11 935
total
-
-
-
60 723
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
150 000
150 000
150 000
150 000
Total tax
158 024
158 024
158 024
60 723
After tax
-8 024
-8 024
-8 024
89 277
Living cost
44 842
44 842
44 842
44 842
Free-cash
-52 866
-52 866
-52 866
44 435

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽57971
₽91804
₽64030
₽97572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
health
-
-
-
19 500
pensions
-
-
-
30 000
income
-
-
-
20 101
total
-
-
-
69 601
Employee
26 342
-
112 107
-
unemployment
421
-
1 794
-
income
2 966
-
21 614
-
pensions
527
-
2 241
-
total
3 914
-
25 649
-
Employer
26 342
-
112 107
-
pensions
5 269
-
22 421
-
health
3 424
-
14 575
-
unemployment
211
-
897
-
total
8 904
-
37 893
-
Corporate
114 754
150 000
-
-
income
22 950
30 000
-
-
total
22 950
30 000
-
-
Dividends
91 804
120 000
-
-
total
-
-
-
-
Income
150 000
150 000
150 000
150 000
Total tax
35 768
30 000
63 542
69 601
After tax
114 232
120 000
86 458
80 399
Living cost
22 428
22 428
22 428
22 428
Free-cash
91 804
97 572
64 030
57 971

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽63070
₽61196
₽43898
₽59186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
150 000
national
-
-
-
22 704
health
-
-
-
1 922
municipal
-
-
-
26 654
total
-
-
-
51 280
Employee
48 854
-
126 188
-
unemployment
733
-
1 893
-
municipal
8 002
-
20 561
-
national
807
-
14 112
-
pensions
3 297
-
8 518
-
health
365
-
1 556
-
total
13 204
-
46 640
-
Employer
48 854
-
126 188
-
pensions
8 476
-
21 895
-
health
375
-
971
-
accident
49
-
127
-
unemployment
317
-
819
-
total
9 217
-
23 812
-
Corporate
91 928
150 000
-
-
income
18 386
30 000
-
-
total
18 386
30 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

55 157
90 000
-
-
municipal
9 928
16 199
-
-
national
2 419
8 965
-
-
total
12 347
25 164
-
-
Income
150 000
150 000
150 000
150 000
Total tax
53 154
55 164
70 452
51 280
After tax
96 846
94 836
79 548
98 720
Living cost
35 650
35 650
35 650
35 650
Free-cash
61 196
59 186
43 898
63 070

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56127
₽52139
₽55319
₽46978
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
-
health
-
-
-
5 921
pensions
-
-
-
28 039
social contributions
-
-
-
4 273
income
-
-
-
22 368
other
-
-
-
4 650
total
-
-
-
65 251
Employee
35 475
-
116 990
-
income
1 829
-
21 952
-
surtax
-
-
-
-
social contributions
1 011
-
3 334
-
pensions
4 012
-
7 762
-
total
6 852
-
33 048
-
Employer
35 475
-
116 990
-
pensions
5 829
-
13 134
-
social contributions
106
-
351
-
other
1 225
-
4 404
-
health
2 483
-
10 384
-
unemployment
1 436
-
4 738
-
total
11 079
-
33 011
-
Corporate
103 447
150 000
-
-
income
28 964
42 000
-
-
surtax
-
-
-
-
total
28 964
42 000
-
-
Dividends
74 482
108 000
-
-
withholding
9 533
13 824
-
-
social contributions
12 811
18 576
-
-
surtax
-
-
-
-
total
22 344
32 400
-
-
Income
150 000
150 000
150 000
150 000
Total tax
69 239
74 400
66 059
65 251
After tax
80 761
75 600
83 941
84 749
Living cost
28 622
28 622
28 622
28 622
Free-cash
52 139
46 978
55 319
56 127

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽52980
₽49316
₽52172
₽43831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
-
health
-
-
-
5 921
pensions
-
-
-
28 039
social contributions
-
-
-
4 273
income
-
-
-
22 368
other
-
-
-
4 650
total
-
-
-
65 251
Employee
39 741
-
116 990
-
income
2 345
-
21 952
-
surtax
-
-
-
-
social contributions
1 133
-
3 334
-
pensions
4 493
-
7 762
-
total
7 971
-
33 048
-
Employer
39 741
-
116 990
-
pensions
6 529
-
13 134
-
social contributions
120
-
351
-
other
1 371
-
4 404
-
health
2 782
-
10 384
-
unemployment
1 609
-
4 738
-
total
12 411
-
33 011
-
Corporate
97 848
150 000
-
-
income
27 398
42 000
-
-
surtax
-
-
-
-
total
27 398
42 000
-
-
Dividends
70 450
108 000
-
-
withholding
9 017
13 824
-
-
social contributions
12 118
18 576
-
-
surtax
-
-
-
-
total
21 135
32 400
-
-
Income
150 000
150 000
150 000
150 000
Total tax
68 915
74 400
66 059
65 251
After tax
81 085
75 600
83 941
84 749
Living cost
31 769
31 769
31 769
31 769
Free-cash
49 316
43 831
52 172
52 980

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽39900
₽37134
₽39092
₽30751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
-
health
-
-
-
5 921
pensions
-
-
-
28 039
social contributions
-
-
-
4 273
income
-
-
-
22 368
other
-
-
-
4 650
total
-
-
-
65 251
Employee
58 158
-
116 990
-
income
5 074
-
21 952
-
surtax
-
-
-
-
social contributions
1 656
-
3 334
-
pensions
6 578
-
7 762
-
total
13 308
-
33 048
-
Employer
58 158
-
116 990
-
pensions
9 556
-
13 134
-
social contributions
174
-
351
-
other
2 007
-
4 404
-
health
4 071
-
10 384
-
unemployment
2 356
-
4 738
-
total
18 164
-
33 011
-
Corporate
73 678
150 000
-
-
income
20 629
42 000
-
-
surtax
-
-
-
-
total
20 629
42 000
-
-
Dividends
53 049
108 000
-
-
withholding
6 790
13 824
-
-
social contributions
9 126
18 576
-
-
surtax
-
-
-
-
total
15 916
32 400
-
-
Income
150 000
150 000
150 000
150 000
Total tax
68 017
74 400
66 059
65 251
After tax
81 983
75 600
83 941
84 749
Living cost
44 849
44 849
44 849
44 849
Free-cash
37 134
30 751
39 092
39 900

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽142551
₽135436
₽114051
₽136551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
150 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 500
total
-
-
-
1 500
Employee
7 436
-
150 000
-
income
1 487
-
30 000
-
total
1 487
-
30 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

142 564
150 000
-
-
total
-
-
-
-
Dividends
142 564
150 000
-
-
withholding
7 128
7 500
-
-
total
7 128
7 500
-
-
Income
150 000
150 000
150 000
150 000
Total tax
8 615
7 500
30 000
1 500
After tax
141 385
142 500
120 000
148 500
Living cost
5 949
5 949
5 949
5 949
Free-cash
135 436
136 551
114 051
142 551

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽139230
₽131492
₽110730
₽133230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
150 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 500
total
-
-
-
1 500
Employee
11 588
-
150 000
-
income
2 318
-
30 000
-
total
2 318
-
30 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

138 412
150 000
-
-
total
-
-
-
-
Dividends
138 412
150 000
-
-
withholding
6 920
7 500
-
-
total
6 920
7 500
-
-
Income
150 000
150 000
150 000
150 000
Total tax
9 238
7 500
30 000
1 500
After tax
140 762
142 500
120 000
148 500
Living cost
9 270
9 270
9 270
9 270
Free-cash
131 492
133 230
110 730
139 230

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽45146
₽53516
₽60477
₽41371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
150 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 467
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 862
trade
-
-
-
15 331
total
-
-
-
69 004
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
150 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
44 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
2 467
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
53 673
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 798
150 000
-
-
trade
14 895
21 524
-
-
income
15 570
22 501
-
-
chamber of commerce
293
361
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

856
1 237
-
-
total
31 614
45 623
-
-
Dividends
72 183
104 377
-
-
withholding
17 694
25 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

973
1 415
-
-
total
18 667
27 156
-
-
Income
150 000
150 000
150 000
150 000
Total tax
60 634
72 779
53 673
69 004
After tax
89 366
77 221
96 327
80 996
Living cost
35 850
35 850
35 850
35 850
Free-cash
53 516
41 371
60 477
45 146

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽51376
₽57821
₽68201
₽47550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
150 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 467
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 862
trade
-
-
-
16 825
total
-
-
-
70 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
150 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
44 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 467
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
53 673
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 484
150 000
-
-
trade
18 032
23 625
-
-
income
17 172
22 501
-
-
chamber of commerce
305
356
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

945
1 237
-
-
total
36 454
47 719
-
-
Dividends
78 031
102 281
-
-
withholding
19 154
25 218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 054
1 387
-
-
total
20 208
26 605
-
-
Income
150 000
150 000
150 000
150 000
Total tax
64 053
74 324
53 673
70 498
After tax
85 947
75 676
96 327
79 502
Living cost
28 126
28 126
28 126
28 126
Free-cash
57 821
47 550
68 201
51 376

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽42275
₽51474
₽59849
₽38427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
150 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 467
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 862
trade
-
-
-
17 574
total
-
-
-
71 247
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
150 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
44 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 467
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
53 673
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 910
150 000
-
-
trade
16 929
24 675
-
-
income
15 436
22 501
-
-
chamber of commerce
287
354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 237
-
-
total
33 501
48 767
-
-
Dividends
69 409
101 233
-
-
withholding
16 999
24 955
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

936
1 373
-
-
total
17 935
26 328
-
-
Income
150 000
150 000
150 000
150 000
Total tax
62 048
75 095
53 673
71 247
After tax
87 952
74 905
96 327
78 753
Living cost
36 478
36 478
36 478
36 478
Free-cash
51 474
38 427
59 849
42 275

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35468
₽46655
₽53789
₽31595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
150 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 467
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 862
trade
-
-
-
18 321
total
-
-
-
71 994
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
150 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
44 862
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 467
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
53 673
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 195
150 000
-
-
trade
16 155
25 725
-
-
income
14 129
22 501
-
-
chamber of commerce
273
352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

777
1 237
-
-
total
31 334
49 815
-
-
Dividends
62 860
100 184
-
-
withholding
15 362
24 693
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

844
1 359
-
-
total
16 206
26 052
-
-
Income
150 000
150 000
150 000
150 000
Total tax
60 807
75 867
53 673
71 994
After tax
89 193
74 133
96 327
78 006
Living cost
42 538
42 538
42 538
42 538
Free-cash
46 655
31 595
53 789
35 468

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50306
₽70541
₽44468
₽73493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
5 790
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
39 252
other
-
-
-
-
total
-
-
-
78 837
Employee
31 271
-
123 915
-
unemployment
2 176
-
8 624
-
other
-
-
-
-
income
5 242
-
33 701
-
surtax
111
-
4 841
-
pensions
2 086
-
8 264
-
health
798
-
3 160
-
total
10 413
-
58 590
-
Employer
31 271
-
123 915
-
pensions
4 169
-
16 518
-
other
-
-
-
-
health
1 422
-
5 639
-
unemployment
992
-
3 928
-
total
6 583
-
26 085
-
Corporate
112 146
150 000
-
-
income
29 158
39 000
-
-
total
29 158
39 000
-
-
Dividends
82 988
111 000
-
-
withholding
12 448
16 650
-
-
total
12 448
16 650
-
-
Income
150 000
150 000
150 000
150 000
Total tax
58 602
55 650
84 675
78 837
After tax
91 398
94 350
65 325
71 163
Living cost
20 857
20 857
20 857
20 857
Free-cash
70 541
73 493
44 468
50 306

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽50673
₽70972
₽44835
₽73860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
surtax
-
-
-
5 790
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
39 252
other
-
-
-
-
total
-
-
-
78 837
Employee
30 707
-
123 915
-
unemployment
2 137
-
8 624
-
other
-
-
-
-
income
5 147
-
33 701
-
surtax
100
-
4 841
-
pensions
2 048
-
8 264
-
health
784
-
3 160
-
total
10 216
-
58 590
-
Employer
30 707
-
123 915
-
pensions
4 093
-
16 518
-
other
-
-
-
-
health
1 397
-
5 639
-
unemployment
973
-
3 928
-
total
6 463
-
26 085
-
Corporate
112 829
150 000
-
-
income
29 336
39 000
-
-
total
29 336
39 000
-
-
Dividends
83 493
111 000
-
-
withholding
12 523
16 650
-
-
total
12 523
16 650
-
-
Income
150 000
150 000
150 000
150 000
Total tax
58 538
55 650
84 675
78 837
After tax
91 462
94 350
65 325
71 163
Living cost
20 490
20 490
20 490
20 490
Free-cash
70 972
73 860
44 835
50 673

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽85342
₽66142
₽68386
₽65756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
unemployment
-
-
-
2 250
health
-
-
-
10 500
pensions
-
-
-
15 000
income
-
-
-
18 338
total
-
-
-
46 088
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
125 523
-
unemployment
402
160
1 883
-
income
3 277
1 304
15 345
-
pensions
2 681
1 067
12 552
-
health
1 876
747
8 787
-
total
8 236
3 278
38 567
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
125 523
-
pensions
5 227
2 080
24 477
-
total
5 227
2 080
24 477
-
Corporate
117 967
137 252
-
-
income
10 617
12 353
-
-
total
10 617
12 353
-
-
Dividends
107 350
124 899
-
-
withholding
20 397
23 731
-
-
social contributions
20 811
24 233
-
-
total
41 208
47 964
-
-
Income
150 000
150 000
150 000
150 000
Total tax
65 288
65 675
63 044
46 088
After tax
84 712
84 325
86 956
103 912
Living cost
18 570
18 570
18 570
18 570
Free-cash
66 142
65 756
68 386
85 342

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽43755
₽48014
₽44933
₽48759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
national
-
-
-
25 400
pensions
-
-
-
18 000
social contributions
-
-
-
1 613
municipal
-
-
-
16 391
total
-
-
-
61 404
Employee
69 511
-
129 674
-
municipal
8 586
-
16 972
-
national
13 304
-
26 299
-
pensions
2 780
-
5 187
-
total
24 670
-
48 458
-
Employer
69 511
-
129 674
-
pensions
5 561
-
10 374
-
social contributions
747
-
1 394
-
total
6 308
-
11 768
-
Corporate
69 593
150 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 919
30 000
-
-
total
13 919
30 000
-
-
Dividends
55 674
120 000
-
-
withholding
12 248
26 400
-
-
total
12 248
26 400
-
-
Income
150 000
150 000
150 000
150 000
Total tax
57 145
56 400
60 226
61 404
After tax
92 855
93 600
89 774
88 596
Living cost
44 841
44 841
44 841
44 841
Free-cash
48 014
48 759
44 933
43 755

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽27741
₽54156
₽27741
₽52103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
social contributions
-
-
-
24 712
income
-
-
-
44 652
total
-
-
-
69 364
Employee
72 635
-
150 000
-
social contributions
6 034
-
24 712
-
income
13 706
-
44 652
-
total
19 740
-
69 364
-
Employer
72 635
-
150 000
-
total
-
-
-
-
Corporate
77 365
150 000
-
-
income
9 671
18 751
-
-
total
9 671
18 751
-
-
Dividends
67 695
131 249
-
-
withholding
13 538
26 251
-
-
total
13 538
26 251
-
-
Income
150 000
150 000
150 000
150 000
Total tax
42 949
45 002
69 364
69 364
After tax
107 051
104 998
80 636
80 636
Living cost
52 895
52 895
52 895
52 895
Free-cash
54 156
52 103
27 741
27 741

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽33301
₽36000
₽26524
₽40850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
national
-
-
-
36 289
regional
-
-
-
1 756
social contributions
-
-
-
38 580
municipal
-
-
-
892
total
-
-
-
77 517
Employee
82 526
-
150 000
-
municipal
437
-
795
-
national
14 300
-
31 370
-
social contributions
27 828
-
50 580
-
regional
779
-
1 549
-
total
43 344
-
84 294
-
Employer
82 526
-
150 000
-
total
-
-
-
-
Corporate
67 474
150 000
-
-
nationa
16 194
36 000
-
-
municipal
2 631
5 850
-
-
total
18 825
41 850
-
-
Dividends
48 650
108 149
-
-
withholding
12 649
28 118
-
-
total
12 649
28 118
-
-
Income
150 000
150 000
150 000
150 000
Total tax
74 818
69 968
84 294
77 517
After tax
75 182
80 032
65 706
72 483
Living cost
39 182
39 182
39 182
39 182
Free-cash
36 000
40 850
26 524
33 301

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46963
₽51770
₽40222
₽53829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
150 000
national
-
-
-
36 289
regional
-
-
-
2 262
social contributions
-
-
-
38 580
municipal
-
-
-
892
total
-
-
-
78 023
Employee
51 509
-
150 000
-
municipal
273
-
795
-
national
8 160
-
31 370
-
social contributions
17 369
-
50 580
-
regional
693
-
2 019
-
total
26 495
-
84 764
-
Employer
51 509
-
150 000
-
total
-
-
-
-
Corporate
98 491
150 000
-
-