Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148500
per

Your estimated
City
free-cash

Andorra , Andorra
₽82662
₽103576
₽86607
₽106598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
social contributions
-
-
-
32 669
income
-
-
-
6 117
total
-
-
-
38 786
Employee
28 933
-
128 571
-
social contributions
1 880
-
8 356
-
income
-
-
6 556
-
total
1 880
-
14 912
-
Employer
28 933
-
128 571
-
social contributions
4 485
-
19 929
-
total
4 485
-
19 929
-
Corporate
115 082
148 500
-
-
income
11 507
14 850
-
-
total
11 507
14 850
-
-
Dividends
103 575
133 650
-
-
total
-
-
-
-
Income
148 500
148 500
148 500
148 500
Total tax
17 872
14 850
34 841
38 786
After tax
130 628
133 650
113 659
109 714
Living cost
27 052
27 052
27 052
27 052
Free-cash
103 576
106 598
86 607
82 662

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽47656
₽53199
₽10585
₽53646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
594
pensions
-
-
-
19 451
income
-
-
-
38 525
total
-
-
-
72 132
Employee
39 340
35 865
117 351
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
30 531
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
49 571
-
Employer
39 340
35 865
117 351
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 520
-
other
1 868
1 703
5 470
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
470
-
total
11 321
10 322
31 149
-
Corporate
97 839
102 313
113 935
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 460
25 578
28 483
-
total
24 460
25 578
28 483
-
Dividends
73 379
76 735
-
-
withholding
20 180
21 102
-
-
total
20 180
21 102
-
-
Income
148 500
148 500
148 500
148 500
Total tax
66 589
66 142
109 203
72 132
After tax
81 911
82 358
39 297
76 368
Living cost
28 712
28 712
28 712
28 712
Free-cash
53 199
53 646
10 585
47 656

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44479
₽49158
₽7533
₽50549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
594
pensions
-
-
-
19 451
income
-
-
-
38 525
total
-
-
-
72 310
Employee
44 976
35 865
117 185
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
30 461
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
49 501
-
Employer
44 976
35 865
117 185
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 515
-
other
2 137
1 703
5 463
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
468
-
total
13 119
10 500
31 313
-
Corporate
90 404
102 136
113 771
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 602
25 534
28 442
-
total
22 602
25 534
28 442
-
Dividends
67 803
76 602
-
-
withholding
18 646
21 066
-
-
total
18 646
21 066
-
-
Income
148 500
148 500
148 500
148 500
Total tax
67 631
66 240
109 256
72 310
After tax
80 869
82 260
39 244
76 190
Living cost
31 711
31 711
31 711
31 711
Free-cash
49 158
50 549
7 533
44 479

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31502
₽36761
₽20028
₽50259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
national
-
-
-
54 183
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 564
social contributions
-
-
-
22 437
total
-
-
-
84 184
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
115 018
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
1 001
-
national
19 791
-
41 144
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
6 000
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 626
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 405
-
total
31 562
-
62 176
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
115 018
-
surtax
7 299
-
13 044
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
10 191
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
7 074
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 494
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 679
-
total
18 738
-
33 482
-
Corporate
65 387
148 500
-
-
income
13 077
29 699
-
-
surtax
261
594
-
-
total
13 338
30 293
-
-
Dividends
52 049
118 206
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 287
35 134
-
-
total
15 287
35 134
-
-
Income
148 500
148 500
148 500
148 500
Total tax
78 925
65 427
95 658
84 184
After tax
69 575
83 073
52 842
64 316
Living cost
32 814
32 814
32 814
32 814
Free-cash
36 761
50 259
20 028
31 502

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽102399
₽106044
₽108118
₽111518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
22 275
total
-
-
-
30 651
Employee
20 458
-
142 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
14 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
18 777
-
Employer
20 458
-
142 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
124 028
148 500
-
-
income
12 402
14 850
-
-
total
12 402
14 850
-
-
Dividends
111 625
133 650
-
-
withholding
5 582
6 682
-
-
total
5 582
6 682
-
-
Income
148 500
148 500
148 500
148 500
Total tax
27 006
21 532
24 932
30 651
After tax
121 494
126 968
123 568
117 849
Living cost
15 450
15 450
15 450
15 450
Free-cash
106 044
111 518
108 118
102 399

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽106073
₽111020
₽111792
₽115192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
22 275
total
-
-
-
30 651
Employee
15 593
-
142 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
14 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
18 777
-
Employer
15 593
-
142 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
129 848
148 500
-
-
income
12 985
14 850
-
-
total
12 985
14 850
-
-
Dividends
116 863
133 650
-
-
withholding
5 843
6 682
-
-
total
5 843
6 682
-
-
Income
148 500
148 500
148 500
148 500
Total tax
25 704
21 532
24 932
30 651
After tax
122 796
126 968
123 568
117 849
Living cost
11 776
11 776
11 776
11 776
Free-cash
111 020
115 192
111 792
106 073

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81166
₽82630
₽79831
₽87528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
health
-
-
-
3 786
social contributions
-
-
-
14 561
income
-
-
-
28 150
total
-
-
-
46 497
Employee
69 203
69 203
138 197
-
income
7 535
6 406
27 431
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 350
-
total
10 687
13 326
37 528
-
Employer
69 203
69 203
138 197
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 557
-
total
3 198
7 024
10 304
-
Corporate
113 777
72 273
-
-
income
14 223
9 034
-
-
total
14 223
9 034
-
-
Dividends
99 554
63 239
-
-
withholding
16 925
10 751
-
-
total
16 925
10 751
-
-
Income
148 500
148 500
148 500
148 500
Total tax
45 033
40 135
47 832
46 497
After tax
103 467
108 365
100 668
102 003
Living cost
20 837
20 837
20 837
20 837
Free-cash
82 630
87 528
79 831
81 166

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽72813
₽75441
₽71478
₽79175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
health
-
-
-
3 786
social contributions
-
-
-
14 561
income
-
-
-
28 150
total
-
-
-
46 497
Employee
69 203
69 203
138 197
-
income
7 267
6 406
27 431
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 350
-
total
11 318
13 326
37 528
-
Employer
69 203
69 203
138 197
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 557
-
total
4 113
7 024
10 304
-
Corporate
103 879
72 273
-
-
income
12 985
9 034
-
-
total
12 985
9 034
-
-
Dividends
90 895
63 239
-
-
withholding
15 453
10 751
-
-
total
15 453
10 751
-
-
Income
148 500
148 500
148 500
148 500
Total tax
43 869
40 135
47 832
46 497
After tax
104 631
108 365
100 668
102 003
Living cost
29 190
29 190
29 190
29 190
Free-cash
75 441
79 175
71 478
72 813

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽63006
₽74059
₽56479
₽81470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
health
-
-
-
20 047
social contributions
-
-
-
29 891
income
-
-
-
14 784
solidarity contribution
-
-
-
-
total
-
-
-
64 722
Employee
30 548
-
112 760
-
income
3 666
-
13 633
-
social contributions
1 986
-
6 654
-
health
4 124
-
15 223
-
solidarity contribution
-
-
-
-
total
9 776
-
35 510
-
Employer
30 548
-
112 760
-
social contributions
7 637
-
25 591
-
health
2 749
-
10 148
-
total
10 386
-
35 739
-
Corporate
107 566
148 500
-
-
income
20 438
28 215
-
-
total
20 438
28 215
-
-
Dividends
87 129
120 285
-
-
withholding
13 069
18 043
-
-
total
13 069
18 043
-
-
Income
148 500
148 500
148 500
148 500
Total tax
53 669
46 258
71 249
64 722
After tax
94 831
102 242
77 251
83 778
Living cost
20 772
20 772
20 772
20 772
Free-cash
74 059
81 470
56 479
63 006

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽58181
₽67513
₽51654
₽76645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
health
-
-
-
20 047
social contributions
-
-
-
29 891
income
-
-
-
14 784
solidarity contribution
-
-
-
-
total
-
-
-
64 722
Employee
37 643
-
112 760
-
income
4 517
-
13 633
-
social contributions
2 447
-
6 654
-
health
5 082
-
15 223
-
solidarity contribution
-
-
-
-
total
12 046
-
35 510
-
Employer
37 643
-
112 760
-
social contributions
9 411
-
25 591
-
health
3 388
-
10 148
-
total
12 799
-
35 739
-
Corporate
98 059
148 500
-
-
income
18 631
28 215
-
-
total
18 631
28 215
-
-
Dividends
79 428
120 285
-
-
withholding
11 914
18 043
-
-
total
11 914
18 043
-
-
Income
148 500
148 500
148 500
148 500
Total tax
55 390
46 258
71 249
64 722
After tax
93 110
102 242
77 251
83 778
Living cost
25 597
25 597
25 597
25 597
Free-cash
67 513
76 645
51 654
58 181

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽44714
-₽48184
-₽48184
-₽48184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
national
-
-
-
17 090
pensions
-
-
-
782
municipal
-
-
-
30 621
labour market
-
-
-
11 817
total
-
-
-
60 310
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
148 500
148 500
148 500
148 500
Total tax
153 209
153 209
153 209
60 310
After tax
-4 709
-4 709
-4 709
88 190
Living cost
43 476
43 476
43 476
43 476
Free-cash
-48 184
-48 184
-48 184
44 714

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽57859
₽91473
₽63856
₽97064
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
health
-
-
-
19 305
pensions
-
-
-
29 699
income
-
-
-
19 900
total
-
-
-
68 904
Employee
25 530
-
110 987
-
unemployment
408
-
1 776
-
income
2 874
-
21 398
-
pensions
511
-
2 220
-
total
3 793
-
25 394
-
Employer
25 530
-
110 987
-
pensions
5 106
-
22 197
-
health
3 318
-
14 428
-
unemployment
205
-
888
-
total
8 629
-
37 513
-
Corporate
114 340
148 500
-
-
income
22 868
29 699
-
-
total
22 868
29 699
-
-
Dividends
91 472
118 801
-
-
total
-
-
-
-
Income
148 500
148 500
148 500
148 500
Total tax
35 290
29 699
62 907
68 904
After tax
113 210
118 801
85 593
79 596
Living cost
21 737
21 737
21 737
21 737
Free-cash
91 473
97 064
63 856
57 859

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽62685
₽61146
₽43988
₽59124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
148 500
national
-
-
-
22 966
health
-
-
-
1 911
municipal
-
-
-
26 386
total
-
-
-
51 263
Employee
47 349
-
124 927
-
unemployment
710
-
1 874
-
municipal
7 755
-
20 352
-
national
782
-
14 180
-
pensions
3 195
-
8 433
-
health
354
-
1 549
-
total
12 796
-
46 388
-
Employer
47 349
-
124 927
-
pensions
8 215
-
21 674
-
health
364
-
962
-
accident
48
-
125
-
unemployment
307
-
811
-
total
8 934
-
23 572
-
Corporate
92 218
148 500
-
-
income
18 443
29 699
-
-
total
18 443
29 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

55 331
89 100
-
-
municipal
9 960
16 038
-
-
national
2 669
9 087
-
-
total
12 629
25 125
-
-
Income
148 500
148 500
148 500
148 500
Total tax
52 802
54 824
69 960
51 263
After tax
95 698
93 676
78 540
97 237
Living cost
34 552
34 552
34 552
34 552
Free-cash
61 146
59 124
43 988
62 685

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽56110
₽52103
₽54977
₽47104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
-
health
-
-
-
5 965
pensions
-
-
-
27 433
social contributions
-
-
-
4 230
income
-
-
-
22 418
other
-
-
-
4 604
total
-
-
-
64 650
Employee
34 382
-
115 631
-
income
1 773
-
21 865
-
surtax
-
-
-
-
social contributions
980
-
3 296
-
pensions
3 889
-
7 752
-
total
6 642
-
32 913
-
Employer
34 382
-
115 631
-
pensions
5 650
-
13 098
-
social contributions
102
-
347
-
other
1 187
-
4 386
-
health
2 406
-
10 356
-
unemployment
1 392
-
4 683
-
total
10 737
-
32 870
-
Corporate
103 381
148 500
-
-
income
28 946
41 581
-
-
surtax
-
-
-
-
total
28 946
41 581
-
-
Dividends
74 435
106 919
-
-
withholding
9 528
13 685
-
-
social contributions
12 804
18 390
-
-
surtax
-
-
-
-
total
22 332
32 075
-
-
Income
148 500
148 500
148 500
148 500
Total tax
68 657
73 656
65 783
64 650
After tax
79 843
74 844
82 717
83 850
Living cost
27 740
27 740
27 740
27 740
Free-cash
52 103
47 104
54 977
56 110

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽53059
₽49369
₽51926
₽44053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
-
health
-
-
-
5 965
pensions
-
-
-
27 433
social contributions
-
-
-
4 230
income
-
-
-
22 418
other
-
-
-
4 604
total
-
-
-
64 650
Employee
38 517
-
115 631
-
income
2 273
-
21 865
-
surtax
-
-
-
-
social contributions
1 098
-
3 296
-
pensions
4 355
-
7 752
-
total
7 726
-
32 913
-
Employer
38 517
-
115 631
-
pensions
6 328
-
13 098
-
social contributions
116
-
347
-
other
1 329
-
4 386
-
health
2 697
-
10 356
-
unemployment
1 559
-
4 683
-
total
12 029
-
32 870
-
Corporate
97 955
148 500
-
-
income
27 428
41 581
-
-
surtax
-
-
-
-
total
27 428
41 581
-
-
Dividends
70 527
106 919
-
-
withholding
9 028
13 685
-
-
social contributions
12 129
18 390
-
-
surtax
-
-
-
-
total
21 157
32 075
-
-
Income
148 500
148 500
148 500
148 500
Total tax
68 340
73 656
65 783
64 650
After tax
80 160
74 844
82 717
83 850
Living cost
30 791
30 791
30 791
30 791
Free-cash
49 369
44 053
51 926
53 059

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽40383
₽37563
₽39250
₽31377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
-
health
-
-
-
5 965
pensions
-
-
-
27 433
social contributions
-
-
-
4 230
income
-
-
-
22 418
other
-
-
-
4 604
total
-
-
-
64 650
Employee
56 366
-
115 631
-
income
4 918
-
21 865
-
surtax
-
-
-
-
social contributions
1 605
-
3 296
-
pensions
6 375
-
7 752
-
total
12 898
-
32 913
-
Employer
56 366
-
115 631
-
pensions
9 262
-
13 098
-
social contributions
169
-
347
-
other
1 945
-
4 386
-
health
3 945
-
10 356
-
unemployment
2 283
-
4 683
-
total
17 604
-
32 870
-
Corporate
74 529
148 500
-
-
income
20 868
41 581
-
-
surtax
-
-
-
-
total
20 868
41 581
-
-
Dividends
53 661
106 919
-
-
withholding
6 869
13 685
-
-
social contributions
9 231
18 390
-
-
surtax
-
-
-
-
total
16 100
32 075
-
-
Income
148 500
148 500
148 500
148 500
Total tax
67 470
73 656
65 783
64 650
After tax
81 030
74 844
82 717
83 850
Living cost
43 467
43 467
43 467
43 467
Free-cash
37 563
31 377
39 250
40 383

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽141192
₽134161
₽112977
₽135252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
148 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 485
total
-
-
-
1 485
Employee
7 278
-
148 500
-
income
1 455
-
29 700
-
total
1 455
-
29 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

141 222
148 500
-
-
total
-
-
-
-
Dividends
141 222
148 500
-
-
withholding
7 061
7 425
-
-
total
7 061
7 425
-
-
Income
148 500
148 500
148 500
148 500
Total tax
8 516
7 425
29 700
1 485
After tax
139 984
141 075
118 800
147 015
Living cost
5 823
5 823
5 823
5 823
Free-cash
134 161
135 252
112 977
141 192

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽137942
₽130301
₽109727
₽132002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
148 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 485
total
-
-
-
1 485
Employee
11 342
-
148 500
-
income
2 268
-
29 700
-
total
2 268
-
29 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

137 158
148 500
-
-
total
-
-
-
-
Dividends
137 158
148 500
-
-
withholding
6 858
7 425
-
-
total
6 858
7 425
-
-
Income
148 500
148 500
148 500
148 500
Total tax
9 126
7 425
29 700
1 485
After tax
139 374
141 075
118 800
147 015
Living cost
9 073
9 073
9 073
9 073
Free-cash
130 301
132 002
109 727
137 942

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽45046
₽53470
₽60352
₽41698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 463
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 792
trade
-
-
-
15 306
total
-
-
-
68 709
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
148 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
44 792
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 463
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
53 403
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 721
148 500
-
-
trade
14 884
21 310
-
-
income
15 558
22 275
-
-
chamber of commerce
289
354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

856
1 225
-
-
total
31 587
45 164
-
-
Dividends
72 135
103 336
-
-
withholding
17 692
25 491
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

973
1 402
-
-
total
18 665
26 893
-
-
Income
148 500
148 500
148 500
148 500
Total tax
60 285
72 057
53 403
68 709
After tax
88 215
76 443
95 097
79 791
Living cost
34 745
34 745
34 745
34 745
Free-cash
53 470
41 698
60 352
45 046

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽51040
₽57610
₽67838
₽47655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 463
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 792
trade
-
-
-
16 798
total
-
-
-
70 201
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
148 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
44 792
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 463
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
53 403
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
114 078
148 500
-
-
trade
17 966
23 389
-
-
income
17 113
22 275
-
-
chamber of commerce
301
350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

941
1 225
-
-
total
36 321
47 239
-
-
Dividends
77 758
101 261
-
-
withholding
19 097
24 974
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 050
1 373
-
-
total
20 147
26 347
-
-
Income
148 500
148 500
148 500
148 500
Total tax
63 631
73 586
53 403
70 201
After tax
84 869
74 914
95 097
78 299
Living cost
27 259
27 259
27 259
27 259
Free-cash
57 610
47 655
67 838
51 040

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽42198
₽51440
₽59743
₽38796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 463
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 792
trade
-
-
-
17 545
total
-
-
-
70 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
148 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
44 792
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 463
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
53 403
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 861
148 500
-
-
trade
16 921
24 429
-
-
income
15 429
22 275
-
-
chamber of commerce
284
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 225
-
-
total
33 483
48 277
-
-
Dividends
69 379
100 223
-
-
withholding
17 003
24 714
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

936
1 359
-
-
total
17 939
26 073
-
-
Income
148 500
148 500
148 500
148 500
Total tax
61 706
74 350
53 403
70 948
After tax
86 794
74 150
95 097
77 552
Living cost
35 354
35 354
35 354
35 354
Free-cash
51 440
38 796
59 743
42 198

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽35578
₽46753
₽53869
₽32159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
148 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 463
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 792
trade
-
-
-
18 291
total
-
-
-
71 694
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
148 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
44 792
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 463
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
53 403
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 414
148 500
-
-
trade
16 192
25 467
-
-
income
14 161
22 275
-
-
chamber of commerce
270
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

779
1 225
-
-
total
31 402
49 312
-
-
Dividends
63 012
99 188
-
-
withholding
15 412
24 455
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

847
1 346
-
-
total
16 259
25 801
-
-
Income
148 500
148 500
148 500
148 500
Total tax
60 519
75 113
53 403
71 694
After tax
87 981
73 387
95 097
76 806
Living cost
41 228
41 228
41 228
41 228
Free-cash
46 753
32 159
53 869
35 578

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50190
₽70329
₽44580
₽73193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
5 894
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
39 448
other
-
-
-
-
total
-
-
-
78 096
Employee
30 307
-
123 217
-
unemployment
2 109
-
8 360
-
other
-
-
-
-
income
5 081
-
34 065
-
surtax
108
-
4 925
-
pensions
2 022
-
8 011
-
health
774
-
3 062
-
total
10 094
-
58 423
-
Employer
30 307
-
123 217
-
pensions
4 041
-
16 011
-
other
-
-
-
-
health
1 378
-
5 465
-
unemployment
962
-
3 807
-
total
6 381
-
25 283
-
Corporate
111 812
148 500
-
-
income
29 071
38 609
-
-
total
29 071
38 609
-
-
Dividends
82 741
109 891
-
-
withholding
12 411
16 484
-
-
total
12 411
16 484
-
-
Income
148 500
148 500
148 500
148 500
Total tax
57 957
55 093
83 706
78 096
After tax
90 543
93 407
64 794
70 404
Living cost
20 214
20 214
20 214
20 214
Free-cash
70 329
73 193
44 580
50 190

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽50545
₽70747
₽44935
₽73548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
surtax
-
-
-
5 894
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
39 448
other
-
-
-
-
total
-
-
-
78 096
Employee
29 761
-
123 217
-
unemployment
2 072
-
8 360
-
other
-
-
-
-
income
4 989
-
34 065
-
surtax
97
-
4 925
-
pensions
1 985
-
8 011
-
health
760
-
3 062
-
total
9 903
-
58 423
-
Employer
29 761
-
123 217
-
pensions
3 967
-
16 011
-
other
-
-
-
-
health
1 354
-
5 465
-
unemployment
943
-
3 807
-
total
6 264
-
25 283
-
Corporate
112 475
148 500
-
-
income
29 243
38 609
-
-
total
29 243
38 609
-
-
Dividends
83 231
109 891
-
-
withholding
12 484
16 484
-
-
total
12 484
16 484
-
-
Income
148 500
148 500
148 500
148 500
Total tax
57 894
55 093
83 706
78 096
After tax
90 606
93 407
64 794
70 404
Living cost
19 859
19 859
19 859
19 859
Free-cash
70 747
73 548
44 935
50 545

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽85007
₽65978
₽68220
₽65606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
unemployment
-
-
-
2 228
health
-
-
-
10 395
pensions
-
-
-
14 850
income
-
-
-
18 154
total
-
-
-
45 627
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
124 268
-
unemployment
387
154
1 864
-
income
3 153
1 255
15 192
-
pensions
2 579
1 026
12 427
-
health
1 805
718
8 699
-
total
7 924
3 153
38 182
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
124 268
-
pensions
5 029
2 001
24 232
-
total
5 029
2 001
24 232
-
Corporate
117 682
136 235
-
-
income
10 591
12 261
-
-
total
10 591
12 261
-
-
Dividends
107 090
123 974
-
-
withholding
20 347
23 555
-
-
social contributions
20 765
24 058
-
-
total
41 112
47 613
-
-
Income
148 500
148 500
148 500
148 500
Total tax
64 656
65 028
62 414
45 627
After tax
83 844
83 472
86 086
102 873
Living cost
17 866
17 866
17 866
17 866
Free-cash
65 978
65 606
68 220
85 007

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽44088
₽48368
₽45073
₽49093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
national
-
-
-
25 177
pensions
-
-
-
17 820
social contributions
-
-
-
1 596
municipal
-
-
-
16 248
total
-
-
-
60 841
Employee
67 543
-
128 377
-
municipal
8 343
-
16 822
-
national
12 928
-
26 249
-
pensions
2 702
-
5 135
-
total
23 973
-
48 206
-
Employer
67 543
-
128 377
-
pensions
5 403
-
10 270
-
social contributions
726
-
1 380
-
total
6 129
-
11 650
-
Corporate
70 369
148 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

14 074
29 700
-
-
total
14 074
29 700
-
-
Dividends
56 295
118 800
-
-
withholding
12 385
26 136
-
-
total
12 385
26 136
-
-
Income
148 500
148 500
148 500
148 500
Total tax
56 561
55 836
59 856
60 841
After tax
91 939
92 664
88 644
87 659
Living cost
43 571
43 571
43 571
43 571
Free-cash
48 368
49 093
45 073
44 088

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽28166
₽54670
₽28166
₽52683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
social contributions
-
-
-
24 543
income
-
-
-
44 525
total
-
-
-
69 068
Employee
70 397
-
148 500
-
social contributions
5 848
-
24 543
-
income
13 284
-
44 525
-
total
19 132
-
69 068
-
Employer
70 397
-
148 500
-
total
-
-
-
-
Corporate
78 103
148 500
-
-
income
9 764
18 563
-
-
total
9 764
18 563
-
-
Dividends
68 339
129 937
-
-
withholding
13 668
25 988
-
-
total
13 668
25 988
-
-
Income
148 500
148 500
148 500
148 500
Total tax
42 564
44 551
69 068
69 068
After tax
105 936
103 949
79 432
79 432
Living cost
51 266
51 266
51 266
51 266
Free-cash
54 670
52 683
28 166
28 166

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽33582
₽36554
₽26874
₽41257
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
national
-
-
-
36 123
regional
-
-
-
1 743
social contributions
-
-
-
38 194
municipal
-
-
-
883
total
-
-
-
76 943
Employee
79 983
-
148 500
-
municipal
424
-
787
-
national
13 859
-
31 252
-
social contributions
26 970
-
50 074
-
regional
755
-
1 538
-
total
42 008
-
83 651
-
Employer
79 983
-
148 500
-
total
-
-
-
-
Corporate
68 517
148 500
-
-
nationa
16 445
35 639
-
-
municipal
2 673
5 791
-
-
total
19 118
41 430
-
-
Dividends
49 400
107 069
-
-
withholding
12 845
27 838
-
-
total
12 845
27 838
-
-
Income
148 500
148 500
148 500
148 500
Total tax
73 971
69 268
83 651
76 943
After tax
74 529
79 232
64 849
71 557
Living cost
37 975
37 975
37 975
37 975
Free-cash
36 554
41 257
26 874
33 582

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46817
₽51812
₽40147
₽53812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 500
national
-
-
-
36 123
regional
-
-
-
2 240
social contributions
-
-
-
38 194
municipal
-
-
-
883
total
-
-
-
77 440
Employee
49 922
-
148 500
-
municipal
265
-
787
-
national
7 909
-
31 252
-
social contributions
16 834
-
50 074
-
regional
672
-
1 997
-
total
25 680
-
84 110
-
Employer
49 922
-
148 500
-
total
-
-
-
-
Corporate
98 578
148 500
-
-