Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽74680
₽66194
₽46628
₽42705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
148 000
income
-
-
-
32 343
pensions
-
-
-
27 029
unemployment
-
-
-
221
health
-
-
-
14 563
total
-
-
-
74 156
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 870
-
128 059
-
health
2 898
-
8 274
-
income
7 738
-
29 836
-
pensions
6 955
-
19 849
-
unemployment
64
-
179
-
total
17 655
-
58 138
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 870
-
128 059
-
unemployment
27
-
77
-
pensions
3 970
-
11 334
-
health
2 988
-
8 530
-
total
6 985
-
19 941
-
Corporate
96 144
148 000
-
-
income
18 268
28 121
-
-
total
18 268
28 121
-
-
Dividends
77 877
119 879
-
-
withholding
11 682
17 983
-
-
total
11 682
17 983
-
-
Income
148 000
148 000
148 000
148 000
Total tax
54 590
46 104
78 079
74 156
After tax
93 410
101 896
69 921
73 844
Living cost
27 216
27 216
27 216
27 216
Free-cash
66 194
74 680
42 705
46 628

Estimated living cost  is ₽27216 per week

₽18678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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