Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 148000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽30241
₽24014
₽41292
₽46528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
148 000
income
-
-
-
39 696
pensions
-
-
-
11 907
health
-
-
-
12 532
total
-
-
-
64 135
Employee
86 784
86 784
129 114
-
health
13 320
11 330
12 532
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 205
14 205
15 574
-
pensions
15 621
11 907
11 907
-
total
43 146
37 442
40 013
-
Employer
86 784
86 784
129 114
-
unemployment
3 124
3 124
3 882
-
pensions
6 040
6 040
7 508
-
health
6 032
6 032
7 496
-
total
15 196
15 196
18 886
-
Corporate
47 083
46 019
-
-
income
9 417
9 203
-
-
total
9 417
9 203
-
-
Dividends
37 666
36 816
-
-
income
8 003
7 824
-
-
withholding
5 651
5 521
-
-
total
13 654
13 345
-
-
Income
148 000
148 000
148 000
148 000
Total tax
81 413
75 186
58 899
64 135
After tax
66 587
72 814
89 101
83 865
Living cost
42 573
42 573
42 573
42 573
Free-cash
24 014
30 241
46 528
41 292

Estimated living cost  is ₽42573 per week

₽30170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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