Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 147500
per

Your estimated
City
free-cash

Varna , Bulgaria
₽112898
₽102762
₽108224
₽108217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
147 500
income
-
-
-
22 125
unemployment
-
-
-
141
health
-
-
-
4 048
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 210
total
-
-
-
31 524
Employee
17 497
-
140 593
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 536
-
3 091
-
income
1 749
-
14 059
-
health
805
-
1 619
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
total
4 283
-
19 156
-
Employer
17 497
-
140 593
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
unemployment
105
-
211
-
health
1 208
-
2 429
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 928
-
3 879
-
total
3 434
-
6 906
-
Corporate
126 569
147 500
-
-
income
12 657
14 750
-
-
total
12 657
14 750
-
-
Dividends
113 912
132 750
-
-
withholding
5 695
6 638
-
-
total
5 695
6 638
-
-
Income
147 500
147 500
147 500
147 500
Total tax
26 069
21 388
26 062
31 524
After tax
121 431
126 112
121 438
115 976
Living cost
13 214
13 214
13 214
13 214
Free-cash
108 217
112 898
108 224
102 762

Estimated living cost  is ₽13214 per week

₽7715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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