Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 147000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽74141
₽65701
₽46288
₽42394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
147 000
income
-
-
-
32 112
pensions
-
-
-
26 846
unemployment
-
-
-
220
health
-
-
-
14 465
total
-
-
-
73 643
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
127 196
-
health
2 882
-
8 216
-
income
7 696
-
29 622
-
pensions
6 917
-
19 716
-
unemployment
63
-
178
-
total
17 558
-
57 732
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
127 196
-
unemployment
27
-
77
-
pensions
3 949
-
11 257
-
health
2 972
-
8 471
-
total
6 948
-
19 805
-
Corporate
95 426
147 000
-
-
income
18 130
27 930
-
-
total
18 130
27 930
-
-
Dividends
77 295
119 070
-
-
withholding
11 594
17 860
-
-
total
11 594
17 860
-
-
Income
147 000
147 000
147 000
147 000
Total tax
54 230
45 790
77 537
73 643
After tax
92 770
101 210
69 463
73 357
Living cost
27 069
27 069
27 069
27 069
Free-cash
65 701
74 141
42 394
46 288

Estimated living cost  is ₽27069 per week

₽18577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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