Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146500
per

Your estimated
City
free-cash

Andorra , Andorra
₽81052
₽101490
₽84946
₽104542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
social contributions
-
-
-
32 230
income
-
-
-
5 910
total
-
-
-
38 140
Employee
29 206
-
126 840
-
social contributions
1 898
-
8 244
-
income
-
-
6 342
-
total
1 898
-
14 586
-
Employer
29 206
-
126 840
-
social contributions
4 527
-
19 660
-
total
4 527
-
19 660
-
Corporate
112 767
146 500
-
-
income
11 277
14 650
-
-
total
11 277
14 650
-
-
Dividends
101 490
131 850
-
-
total
-
-
-
-
Income
146 500
146 500
146 500
146 500
Total tax
17 702
14 650
34 246
38 140
After tax
128 798
131 850
112 254
108 360
Living cost
27 308
27 308
27 308
27 308
Free-cash
101 490
104 542
84 946
81 052

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽46350
₽51852
₽9636
₽52300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
586
pensions
-
-
-
19 634
income
-
-
-
37 257
total
-
-
-
71 167
Employee
39 711
36 203
115 289
-
unemployment
1 191
1 086
3 184
-
other
397
362
1 062
-
income
3 538
2 670
29 489
-
pensions
4 067
3 707
10 868
-
health
1 536
1 402
4 107
-
total
10 729
9 227
48 710
-
Employer
39 711
36 203
115 289
-
pensions
4 984
4 544
13 319
-
surtax
-
-
-
-
payroll
1 191
1 086
3 458
-
other
1 886
1 719
5 398
-
health
1 502
1 369
4 012
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
460
-
total
11 428
10 420
31 210
-
Corporate
95 360
99 877
111 841
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 841
24 970
27 961
-
total
23 841
24 970
27 961
-
Dividends
71 520
74 907
-
-
withholding
19 667
20 600
-
-
total
19 667
20 600
-
-
Income
146 500
146 500
146 500
146 500
Total tax
65 665
65 217
107 881
71 167
After tax
80 835
81 283
38 619
75 333
Living cost
28 983
28 983
28 983
28 983
Free-cash
51 852
52 300
9 636
46 350

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽43143
₽47771
₽6555
₽49176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
586
pensions
-
-
-
19 634
income
-
-
-
37 257
total
-
-
-
71 346
Employee
45 401
36 203
115 122
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
29 418
-
pensions
4 650
3 707
10 868
-
health
1 757
1 402
4 107
-
total
13 390
9 227
48 639
-
Employer
45 401
36 203
115 122
-
pensions
5 698
4 544
13 319
-
surtax
179
179
179
-
payroll
1 362
1 086
3 453
-
other
2 157
1 719
5 391
-
health
1 715
1 369
4 012
-
accident
590
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
460
-
total
13 244
10 599
31 377
-
Corporate
87 856
99 698
111 674
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 963
24 925
27 918
-
total
21 963
24 925
27 918
-
Dividends
65 892
74 772
-
-
withholding
18 121
20 562
-
-
total
18 121
20 562
-
-
Income
146 500
146 500
146 500
146 500
Total tax
66 718
65 313
107 934
71 346
After tax
79 782
81 187
38 566
75 154
Living cost
32 011
32 011
32 011
32 011
Free-cash
47 771
49 176
6 555
43 143

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽30304
₽35213
₽19209
₽48835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
national
-
-
-
52 993
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 430
social contributions
-
-
-
22 649
total
-
-
-
83 072
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
113 469
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
988
-
national
19 978
-
40 387
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
5 918
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
8 510
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 334
-
total
31 859
-
61 137
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
113 469
-
surtax
7 368
-
12 868
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
10 052
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
6 979
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 474
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 657
-
total
18 915
-
33 030
-
Corporate
62 602
146 500
-
-
income
12 521
29 301
-
-
surtax
250
586
-
-
total
12 771
29 887
-
-
Dividends
49 831
116 613
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 618
34 654
-
-
total
14 618
34 654
-
-
Income
146 500
146 500
146 500
146 500
Total tax
78 163
64 541
94 167
83 072
After tax
68 337
81 959
52 333
63 428
Living cost
33 124
33 124
33 124
33 124
Free-cash
35 213
48 835
19 209
30 304

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽100463
₽104128
₽106065
₽109654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
21 975
total
-
-
-
30 434
Employee
20 661
-
140 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
14 028
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
18 616
-
Employer
20 661
-
140 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
121 786
146 500
-
-
income
12 178
14 650
-
-
total
12 178
14 650
-
-
Dividends
109 607
131 850
-
-
withholding
5 480
6 593
-
-
total
5 480
6 593
-
-
Income
146 500
146 500
146 500
146 500
Total tax
26 769
21 243
24 832
30 434
After tax
119 731
125 257
121 668
116 066
Living cost
15 603
15 603
15 603
15 603
Free-cash
104 128
109 654
106 065
100 463

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽104174
₽109153
₽109776
₽113365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
21 975
total
-
-
-
30 434
Employee
15 747
-
140 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
14 028
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
18 616
-
Employer
15 747
-
140 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
127 663
146 500
-
-
income
12 766
14 650
-
-
total
12 766
14 650
-
-
Dividends
114 897
131 850
-
-
withholding
5 745
6 593
-
-
total
5 745
6 593
-
-
Income
146 500
146 500
146 500
146 500
Total tax
25 455
21 243
24 832
30 434
After tax
121 045
125 257
121 668
116 066
Living cost
11 892
11 892
11 892
11 892
Free-cash
109 153
113 365
109 776
104 174

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽79776
₽80941
₽78451
₽85883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
health
-
-
-
3 736
social contributions
-
-
-
14 699
income
-
-
-
27 256
total
-
-
-
45 691
Employee
69 856
69 856
136 161
-
income
7 606
6 467
26 542
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
2 315
-
total
10 788
13 453
36 677
-
Employer
69 856
69 856
136 161
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 519
-
total
3 229
7 091
10 339
-
Corporate
111 449
69 553
-
-
income
13 931
8 694
-
-
total
13 931
8 694
-
-
Dividends
97 518
60 859
-
-
withholding
16 578
10 346
-
-
total
16 578
10 346
-
-
Income
146 500
146 500
146 500
146 500
Total tax
44 526
39 584
47 016
45 691
After tax
101 974
106 916
99 484
100 809
Living cost
21 033
21 033
21 033
21 033
Free-cash
80 941
85 883
78 451
79 776

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽71343
₽73682
₽70018
₽77450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
health
-
-
-
3 736
social contributions
-
-
-
14 699
income
-
-
-
27 256
total
-
-
-
45 691
Employee
69 856
69 856
136 161
-
income
7 336
6 467
26 542
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
2 315
-
total
11 426
13 453
36 677
-
Employer
69 856
69 856
136 161
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 519
-
total
4 152
7 091
10 339
-
Corporate
101 458
69 553
-
-
income
12 682
8 694
-
-
total
12 682
8 694
-
-
Dividends
88 777
60 859
-
-
withholding
15 092
10 346
-
-
total
15 092
10 346
-
-
Income
146 500
146 500
146 500
146 500
Total tax
43 352
39 584
47 016
45 691
After tax
103 148
106 916
99 484
100 809
Living cost
29 466
29 466
29 466
29 466
Free-cash
73 682
77 450
70 018
71 343

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60930
₽72313
₽54558
₽79821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
health
-
-
-
19 778
social contributions
-
-
-
30 282
income
-
-
-
14 466
solidarity contribution
-
-
-
-
total
-
-
-
64 526
Employee
30 948
-
110 618
-
income
3 714
-
13 342
-
social contributions
2 012
-
6 741
-
health
4 178
-
14 933
-
solidarity contribution
-
-
-
-
total
9 904
-
35 016
-
Employer
30 948
-
110 618
-
social contributions
7 737
-
25 926
-
health
2 785
-
9 956
-
total
10 522
-
35 882
-
Corporate
105 030
146 500
-
-
income
19 956
27 835
-
-
total
19 956
27 835
-
-
Dividends
85 075
118 665
-
-
withholding
12 761
17 800
-
-
total
12 761
17 800
-
-
Income
146 500
146 500
146 500
146 500
Total tax
53 143
45 635
70 898
64 526
After tax
93 357
100 865
75 602
81 974
Living cost
21 044
21 044
21 044
21 044
Free-cash
72 313
79 821
54 558
60 930

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽56042
₽65682
₽49670
₽74933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
health
-
-
-
19 778
social contributions
-
-
-
30 282
income
-
-
-
14 466
solidarity contribution
-
-
-
-
total
-
-
-
64 526
Employee
38 135
-
110 618
-
income
4 576
-
13 342
-
social contributions
2 479
-
6 741
-
health
5 148
-
14 933
-
solidarity contribution
-
-
-
-
total
12 203
-
35 016
-
Employer
38 135
-
110 618
-
social contributions
9 534
-
25 926
-
health
3 432
-
9 956
-
total
12 966
-
35 882
-
Corporate
95 399
146 500
-
-
income
18 126
27 835
-
-
total
18 126
27 835
-
-
Dividends
77 273
118 665
-
-
withholding
11 591
17 800
-
-
total
11 591
17 800
-
-
Income
146 500
146 500
146 500
146 500
Total tax
54 886
45 635
70 898
64 526
After tax
91 614
100 865
75 602
81 974
Living cost
25 932
25 932
25 932
25 932
Free-cash
65 682
74 933
49 670
56 042

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽43333
-₽51995
-₽51995
-₽51995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
national
-
-
-
16 742
pensions
-
-
-
790
municipal
-
-
-
30 102
labour market
-
-
-
11 657
total
-
-
-
59 291
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
146 500
146 500
146 500
146 500
Total tax
154 619
154 619
154 619
59 291
After tax
-8 119
-8 119
-8 119
87 209
Living cost
43 876
43 876
43 876
43 876
Free-cash
-51 995
-51 995
-51 995
43 333

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽56580
₽89614
₽62499
₽95256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
health
-
-
-
19 045
pensions
-
-
-
29 301
income
-
-
-
19 631
total
-
-
-
67 977
Employee
25 772
-
109 491
-
unemployment
412
-
1 752
-
income
2 901
-
21 110
-
pensions
515
-
2 189
-
total
3 828
-
25 051
-
Employer
25 772
-
109 491
-
pensions
5 155
-
21 898
-
health
3 350
-
14 233
-
unemployment
207
-
876
-
total
8 712
-
37 007
-
Corporate
112 017
146 500
-
-
income
22 403
29 301
-
-
total
22 403
29 301
-
-
Dividends
89 614
117 199
-
-
total
-
-
-
-
Income
146 500
146 500
146 500
146 500
Total tax
34 943
29 301
62 058
67 977
After tax
111 557
117 199
84 442
78 523
Living cost
21 943
21 943
21 943
21 943
Free-cash
89 614
95 256
62 499
56 580

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽61578
₽59722
₽42835
₽57760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
146 500
national
-
-
-
22 135
health
-
-
-
1 877
municipal
-
-
-
26 032
total
-
-
-
50 044
Employee
47 796
-
123 245
-
unemployment
717
-
1 848
-
municipal
7 829
-
20 081
-
national
790
-
13 765
-
pensions
3 226
-
8 320
-
health
357
-
1 519
-
total
12 919
-
45 533
-
Employer
47 796
-
123 245
-
pensions
8 292
-
21 382
-
health
367
-
948
-
accident
48
-
122
-
unemployment
310
-
802
-
total
9 017
-
23 254
-
Corporate
89 686
146 500
-
-
income
17 938
29 301
-
-
total
17 938
29 301
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 811
87 900
-
-
municipal
9 685
15 823
-
-
national
2 341
8 738
-
-
total
12 026
24 561
-
-
Income
146 500
146 500
146 500
146 500
Total tax
51 900
53 862
68 787
50 044
After tax
94 600
92 638
77 713
96 456
Living cost
34 878
34 878
34 878
34 878
Free-cash
59 722
57 760
42 835
61 578

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽54774
₽50882
₽54011
₽45833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
-
health
-
-
-
5 772
pensions
-
-
-
27 412
social contributions
-
-
-
4 174
income
-
-
-
21 825
other
-
-
-
4 541
total
-
-
-
63 724
Employee
34 706
-
114 276
-
income
1 789
-
21 430
-
surtax
-
-
-
-
social contributions
990
-
3 257
-
pensions
3 925
-
7 575
-
total
6 704
-
32 262
-
Employer
34 706
-
114 276
-
pensions
5 703
-
12 818
-
social contributions
103
-
343
-
other
1 198
-
4 300
-
health
2 429
-
10 135
-
unemployment
1 405
-
4 629
-
total
10 838
-
32 225
-
Corporate
100 955
146 500
-
-
income
28 268
41 020
-
-
surtax
-
-
-
-
total
28 268
41 020
-
-
Dividends
72 687
105 480
-
-
withholding
9 304
13 502
-
-
social contributions
12 502
18 143
-
-
surtax
-
-
-
-
total
21 806
31 645
-
-
Income
146 500
146 500
146 500
146 500
Total tax
67 616
72 665
64 487
63 724
After tax
78 884
73 835
82 013
82 776
Living cost
28 002
28 002
28 002
28 002
Free-cash
50 882
45 833
54 011
54 774

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽51695
₽48120
₽50932
₽42754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
-
health
-
-
-
5 772
pensions
-
-
-
27 412
social contributions
-
-
-
4 174
income
-
-
-
21 825
other
-
-
-
4 541
total
-
-
-
63 724
Employee
38 881
-
114 276
-
income
2 295
-
21 430
-
surtax
-
-
-
-
social contributions
1 109
-
3 257
-
pensions
4 396
-
7 575
-
total
7 800
-
32 262
-
Employer
38 881
-
114 276
-
pensions
6 387
-
12 818
-
social contributions
117
-
343
-
other
1 341
-
4 300
-
health
2 722
-
10 135
-
unemployment
1 574
-
4 629
-
total
12 141
-
32 225
-
Corporate
95 477
146 500
-
-
income
26 734
41 020
-
-
surtax
-
-
-
-
total
26 734
41 020
-
-
Dividends
68 744
105 480
-
-
withholding
8 799
13 502
-
-
social contributions
11 825
18 143
-
-
surtax
-
-
-
-
total
20 624
31 645
-
-
Income
146 500
146 500
146 500
146 500
Total tax
67 299
72 665
64 487
63 724
After tax
79 201
73 835
82 013
82 776
Living cost
31 081
31 081
31 081
31 081
Free-cash
48 120
42 754
50 932
51 695

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽38899
₽36202
₽38136
₽29958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
-
health
-
-
-
5 772
pensions
-
-
-
27 412
social contributions
-
-
-
4 174
income
-
-
-
21 825
other
-
-
-
4 541
total
-
-
-
63 724
Employee
56 899
-
114 276
-
income
4 965
-
21 430
-
surtax
-
-
-
-
social contributions
1 621
-
3 257
-
pensions
6 436
-
7 575
-
total
13 022
-
32 262
-
Employer
56 899
-
114 276
-
pensions
9 349
-
12 818
-
social contributions
171
-
343
-
other
1 964
-
4 300
-
health
3 982
-
10 135
-
unemployment
2 305
-
4 629
-
total
17 771
-
32 225
-
Corporate
71 831
146 500
-
-
income
20 112
41 020
-
-
surtax
-
-
-
-
total
20 112
41 020
-
-
Dividends
51 719
105 480
-
-
withholding
6 620
13 502
-
-
social contributions
8 896
18 143
-
-
surtax
-
-
-
-
total
15 516
31 645
-
-
Income
146 500
146 500
146 500
146 500
Total tax
66 421
72 665
64 487
63 724
After tax
80 079
73 835
82 013
82 776
Living cost
43 877
43 877
43 877
43 877
Free-cash
36 202
29 958
38 136
38 899

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽139192
₽132237
₽111357
₽133332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
146 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 465
total
-
-
-
1 465
Employee
7 303
-
146 500
-
income
1 460
-
29 300
-
total
1 460
-
29 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

139 197
146 500
-
-
total
-
-
-
-
Dividends
139 197
146 500
-
-
withholding
6 960
7 325
-
-
total
6 960
7 325
-
-
Income
146 500
146 500
146 500
146 500
Total tax
8 420
7 325
29 300
1 465
After tax
138 080
139 175
117 200
145 035
Living cost
5 843
5 843
5 843
5 843
Free-cash
132 237
133 332
111 357
139 192

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽135930
₽128363
₽108095
₽130070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
146 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 465
total
-
-
-
1 465
Employee
11 381
-
146 500
-
income
2 276
-
29 300
-
total
2 276
-
29 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

135 119
146 500
-
-
total
-
-
-
-
Dividends
135 119
146 500
-
-
withholding
6 756
7 325
-
-
total
6 756
7 325
-
-
Income
146 500
146 500
146 500
146 500
Total tax
9 032
7 325
29 300
1 465
After tax
137 468
139 175
117 200
145 035
Living cost
9 105
9 105
9 105
9 105
Free-cash
128 363
130 070
108 095
135 930

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽44066
₽52229
₽59028
₽40344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 408
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 785
trade
-
-
-
14 962
total
-
-
-
67 361
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
146 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
43 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 408
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
52 399
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 299
146 500
-
-
trade
14 537
21 022
-
-
income
15 195
21 975
-
-
chamber of commerce
286
353
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

836
1 209
-
-
total
30 854
44 559
-
-
Dividends
70 445
101 940
-
-
withholding
17 266
25 141
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

950
1 383
-
-
total
18 216
26 524
-
-
Income
146 500
146 500
146 500
146 500
Total tax
59 198
71 083
52 399
67 361
After tax
87 302
75 417
94 101
79 139
Living cost
35 073
35 073
35 073
35 073
Free-cash
52 229
40 344
59 028
44 066

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽50164
₽56447
₽66585
₽46394
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 408
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 785
trade
-
-
-
16 421
total
-
-
-
68 820
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
146 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
43 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 408
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
52 399
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 753
146 500
-
-
trade
17 602
23 074
-
-
income
16 762
21 975
-
-
chamber of commerce
298
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

922
1 209
-
-
total
35 584
46 606
-
-
Dividends
76 169
99 894
-
-
withholding
18 696
24 629
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 027
1 355
-
-
total
19 723
25 984
-
-
Income
146 500
146 500
146 500
146 500
Total tax
62 537
72 590
52 399
68 820
After tax
83 963
73 910
94 101
77 680
Living cost
27 516
27 516
27 516
27 516
Free-cash
56 447
46 394
66 585
50 164

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41261
₽50236
₽58413
₽37469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 408
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 785
trade
-
-
-
17 152
total
-
-
-
69 551
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
146 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
43 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 408
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
52 399
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 430
146 500
-
-
trade
16 521
24 099
-
-
income
15 064
21 975
-
-
chamber of commerce
281
347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

829
1 209
-
-
total
32 695
47 630
-
-
Dividends
67 735
98 870
-
-
withholding
16 588
24 372
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

912
1 341
-
-
total
17 500
25 713
-
-
Income
146 500
146 500
146 500
146 500
Total tax
60 576
73 343
52 399
69 551
After tax
85 924
73 157
94 101
76 949
Living cost
35 688
35 688
35 688
35 688
Free-cash
50 236
37 469
58 413
41 261

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34603
₽45520
₽52484
₽30786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 408
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 785
trade
-
-
-
17 881
total
-
-
-
70 280
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
146 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
43 785
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 408
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
52 399
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 903
146 500
-
-
trade
15 761
25 125
-
-
income
13 785
21 975
-
-
chamber of commerce
267
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

759
1 209
-
-
total
30 572
48 654
-
-
Dividends
61 332
97 846
-
-
withholding
14 988
24 117
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

824
1 326
-
-
total
15 812
25 443
-
-
Income
146 500
146 500
146 500
146 500
Total tax
59 363
74 097
52 399
70 280
After tax
87 137
72 403
94 101
76 220
Living cost
41 617
41 617
41 617
41 617
Free-cash
45 520
30 786
52 484
34 603

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽49099
₽68853
₽43423
₽71744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
5 643
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
38 289
other
-
-
-
-
total
-
-
-
76 996
Employee
30 594
-
121 023
-
unemployment
2 129
-
8 423
-
other
-
-
-
-
income
5 129
-
32 892
-
surtax
109
-
4 722
-
pensions
2 041
-
8 072
-
health
781
-
3 086
-
total
10 189
-
57 195
-
Employer
30 594
-
121 023
-
pensions
4 079
-
16 133
-
other
-
-
-
-
health
1 391
-
5 508
-
unemployment
971
-
3 836
-
total
6 441
-
25 477
-
Corporate
109 466
146 500
-
-
income
28 461
38 089
-
-
total
28 461
38 089
-
-
Dividends
81 004
108 411
-
-
withholding
12 151
16 262
-
-
total
12 151
16 262
-
-
Income
146 500
146 500
146 500
146 500
Total tax
57 242
54 351
82 672
76 996
After tax
89 258
92 149
63 828
69 504
Living cost
20 405
20 405
20 405
20 405
Free-cash
68 853
71 744
43 423
49 099

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽49457
₽69274
₽43781
₽72102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
surtax
-
-
-
5 643
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
38 289
other
-
-
-
-
total
-
-
-
76 996
Employee
30 042
-
121 023
-
unemployment
2 091
-
8 423
-
other
-
-
-
-
income
5 036
-
32 892
-
surtax
98
-
4 722
-
pensions
2 003
-
8 072
-
health
767
-
3 086
-
total
9 995
-
57 195
-
Employer
30 042
-
121 023
-
pensions
4 005
-
16 133
-
other
-
-
-
-
health
1 367
-
5 508
-
unemployment
952
-
3 836
-
total
6 324
-
25 477
-
Corporate
110 134
146 500
-
-
income
28 635
38 089
-
-
total
28 635
38 089
-
-
Dividends
81 499
108 411
-
-
withholding
12 225
16 262
-
-
total
12 225
16 262
-
-
Income
146 500
146 500
146 500
146 500
Total tax
57 179
54 351
82 672
76 996
After tax
89 321
92 149
63 828
69 504
Living cost
20 047
20 047
20 047
20 047
Free-cash
69 274
72 102
43 781
49 457

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽83299
₽64548
₽66739
₽64171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
unemployment
-
-
-
2 198
health
-
-
-
10 255
pensions
-
-
-
14 650
income
-
-
-
17 910
total
-
-
-
45 013
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
122 594
-
unemployment
394
157
1 839
-
income
3 210
1 277
14 987
-
pensions
2 626
1 045
12 259
-
health
1 838
731
8 582
-
total
8 068
3 210
37 667
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
122 594
-
pensions
5 120
2 038
23 906
-
total
5 120
2 038
23 906
-
Corporate
115 125
134 013
-
-
income
10 361
12 061
-
-
total
10 361
12 061
-
-
Dividends
104 764
121 952
-
-
withholding
19 905
23 171
-
-
social contributions
20 310
23 661
-
-
total
40 215
46 832
-
-
Income
146 500
146 500
146 500
146 500
Total tax
63 764
64 141
61 573
45 013
After tax
82 736
82 359
84 927
101 487
Living cost
18 188
18 188
18 188
18 188
Free-cash
64 548
64 171
66 739
83 299

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42548
₽46690
₽43698
₽47422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
national
-
-
-
24 799
pensions
-
-
-
17 580
social contributions
-
-
-
1 575
municipal
-
-
-
16 004
total
-
-
-
59 958
Employee
68 198
-
126 648
-
municipal
8 424
-
16 571
-
national
13 053
-
25 678
-
pensions
2 728
-
5 066
-
total
24 205
-
47 315
-
Employer
68 198
-
126 648
-
pensions
5 456
-
10 132
-
social contributions
733
-
1 361
-
total
6 189
-
11 493
-
Corporate
67 611
146 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 522
29 300
-
-
total
13 522
29 300
-
-
Dividends
54 089
117 200
-
-
withholding
11 900
25 784
-
-
total
11 900
25 784
-
-
Income
146 500
146 500
146 500
146 500
Total tax
55 816
55 084
58 808
59 958
After tax
90 684
91 416
87 692
86 542
Living cost
43 994
43 994
43 994
43 994
Free-cash
46 690
47 422
43 698
42 548

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽27038
₽52805
₽27038
₽50801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
social contributions
-
-
-
24 128
income
-
-
-
43 584
total
-
-
-
67 712
Employee
71 062
-
146 500
-
social contributions
5 904
-
24 128
-
income
13 409
-
43 584
-
total
19 313
-
67 712
-
Employer
71 062
-
146 500
-
total
-
-
-
-
Corporate
75 438
146 500
-
-
income
9 430
18 312
-
-
total
9 430
18 312
-
-
Dividends
66 008
128 188
-
-
withholding
13 202
25 637
-
-
total
13 202
25 637
-
-
Income
146 500
146 500
146 500
146 500
Total tax
41 945
43 949
67 712
67 712
After tax
104 555
102 551
78 788
78 788
Living cost
51 750
51 750
51 750
51 750
Free-cash
52 805
50 801
27 038
27 038

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32472
₽35085
₽25855
₽39830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
national
-
-
-
35 428
regional
-
-
-
1 716
social contributions
-
-
-
37 679
municipal
-
-
-
871
total
-
-
-
75 694
Employee
80 738
-
146 500
-
municipal
428
-
778
-
national
13 990
-
30 621
-
social contributions
27 225
-
49 400
-
regional
762
-
1 512
-
total
42 405
-
82 311
-
Employer
80 738
-
146 500
-
total
-
-
-
-
Corporate
65 762
146 500
-
-
nationa
15 783
35 160
-
-
municipal
2 565
5 713
-
-
total
18 348
40 873
-
-
Dividends
47 414
105 626
-
-
withholding
12 328
27 463
-
-
total
12 328
27 463
-
-
Income
146 500
146 500
146 500
146 500
Total tax
73 081
68 336
82 311
75 694
After tax
73 419
78 164
64 189
70 806
Living cost
38 334
38 334
38 334
38 334
Free-cash
35 085
39 830
25 855
32 472

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45841
₽50516
₽39258
₽52532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 500
national
-
-
-
35 428
regional
-
-
-
2 209
social contributions
-
-
-
37 679
municipal
-
-
-
871
total
-
-
-
76 187
Employee
50 394
-
146 500
-
municipal
267
-
778
-
national
7 984
-
30 621
-
social contributions
16 993
-
49 400
-
regional
678
-
1 971
-
total
25 922
-
82 770
-
Employer
50 394
-
146 500
-
total
-
-
-
-
Corporate
96 106
146 500
-
-