Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 146000
per

Your estimated
City
free-cash

Andorra , Andorra
₽80749
₽101108
₽84629
₽104153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
social contributions
-
-
-
32 120
income
-
-
-
5 884
total
-
-
-
38 004
Employee
29 140
-
126 406
-
social contributions
1 894
-
8 217
-
income
-
-
6 315
-
total
1 894
-
14 532
-
Employer
29 140
-
126 406
-
social contributions
4 517
-
19 592
-
total
4 517
-
19 592
-
Corporate
112 343
146 000
-
-
income
11 234
14 600
-
-
total
11 234
14 600
-
-
Dividends
101 109
131 400
-
-
total
-
-
-
-
Income
146 000
146 000
146 000
146 000
Total tax
17 645
14 600
34 124
38 004
After tax
128 355
131 400
111 876
107 996
Living cost
27 247
27 247
27 247
27 247
Free-cash
101 108
104 153
84 629
80 749

Estimated living cost  is ₽27247 per week

₽17617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽46157
₽51640
₽9563
₽52092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
-
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
585
pensions
-
-
-
19 590
income
-
-
-
37 091
total
-
-
-
70 925
Employee
39 622
36 122
114 871
-
unemployment
1 189
1 084
3 177
-
other
396
361
1 060
-
income
3 530
2 664
29 355
-
pensions
4 058
3 698
10 844
-
health
1 533
1 398
4 097
-
total
10 706
9 205
48 533
-
Employer
39 622
36 122
114 871
-
pensions
4 973
4 534
13 290
-
surtax
-
-
-
-
payroll
1 189
1 084
3 445
-
other
1 882
1 715
5 379
-
health
1 498
1 366
4 003
-
accident
514
470
1 376
-
unemployment
1 189
1 084
3 177
-
chamber of commerce
158
144
459
-
total
11 403
10 397
31 129
-
Corporate
94 975
99 481
111 431
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 744
24 871
27 857
-
total
23 744
24 871
27 857
-
Dividends
71 231
74 610
-
-
withholding
19 589
20 517
-
-
total
19 589
20 517
-
-
Income
146 000
146 000
146 000
146 000
Total tax
65 442
64 990
107 519
70 925
After tax
80 558
81 010
38 481
75 075
Living cost
28 918
28 918
28 918
28 918
Free-cash
51 640
52 092
9 563
46 157

Estimated living cost  is ₽28918 per week

₽17347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽42957
₽47571
₽6486
₽48973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
179
unemployment
-
-
-
5 559
health
-
-
-
8 100
chamber of commerce
-
-
-
585
pensions
-
-
-
19 590
income
-
-
-
37 091
total
-
-
-
71 104
Employee
45 299
36 122
114 701
-
unemployment
1 359
1 084
3 177
-
other
452
361
1 060
-
income
5 157
2 664
29 283
-
pensions
4 639
3 698
10 844
-
health
1 753
1 398
4 097
-
total
13 360
9 205
48 461
-
Employer
45 299
36 122
114 701
-
pensions
5 685
4 534
13 290
-
surtax
179
179
179
-
payroll
1 359
1 084
3 440
-
other
2 152
1 715
5 374
-
health
1 712
1 366
4 003
-
accident
588
470
1 376
-
unemployment
1 359
1 084
3 177
-
chamber of commerce
181
144
459
-
total
13 215
10 576
31 298
-
Corporate
87 487
99 303
111 262
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 871
24 826
27 816
-
total
21 871
24 826
27 816
-
Dividends
65 616
74 476
-
-
withholding
18 044
20 481
-
-
total
18 044
20 481
-
-
Income
146 000
146 000
146 000
146 000
Total tax
66 490
65 088
107 575
71 104
After tax
79 510
80 912
38 425
74 896
Living cost
31 939
31 939
31 939
31 939
Free-cash
47 571
48 973
6 486
42 957

Estimated living cost  is ₽31939 per week

₽21302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2725
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽30161
₽35039
₽19118
₽48630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
national
-
-
-
52 788
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 403
social contributions
-
-
-
22 599
total
-
-
-
82 790
Employee

The minimum management director salary is set at €45,000 per year.

64 837
-
113 081
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
984
-
national
19 933
-
40 238
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 382
-
5 898
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 863
-
8 482
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 046
-
5 315
-
total
31 788
-
60 917
-
Employer

The minimum management director salary is set at €45,000 per year.

64 837
-
113 081
-
surtax
7 352
-
12 822
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 745
-
10 020
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 987
-
6 954
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
1 469
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
1 651
-
total
18 873
-
32 916
-
Corporate
62 290
146 000
-
-
income
12 459
29 201
-
-
surtax
249
585
-
-
total
12 708
29 786
-
-
Dividends
49 582
116 215
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 543
34 535
-
-
total
14 543
34 535
-
-
Income
146 000
146 000
146 000
146 000
Total tax
77 912
64 321
93 833
82 790
After tax
68 088
81 679
52 167
63 210
Living cost
33 049
33 049
33 049
33 049
Free-cash
35 039
48 630
19 118
30 161

Estimated living cost  is ₽33049 per week

₽21288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽100054
₽103713
₽105633
₽109238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
21 900
total
-
-
-
30 354
Employee
20 646
-
139 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
13 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 456
-
total
5 055
-
18 563
-
Employer
20 646
-
139 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
121 303
146 000
-
-
income
12 130
14 600
-
-
total
12 130
14 600
-
-
Dividends
109 173
131 400
-
-
withholding
5 459
6 570
-
-
total
5 459
6 570
-
-
Income
146 000
146 000
146 000
146 000
Total tax
26 695
21 170
24 775
30 354
After tax
119 305
124 830
121 225
115 646
Living cost
15 592
15 592
15 592
15 592
Free-cash
103 713
109 238
105 633
100 054

Estimated living cost  is ₽15592 per week

₽10312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽103762
₽108736
₽109341
₽112946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
21 900
total
-
-
-
30 354
Employee
15 736
-
139 789
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
13 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 456
-
total
3 852
-
18 563
-
Employer
15 736
-
139 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 212
-
Corporate
127 177
146 000
-
-
income
12 718
14 600
-
-
total
12 718
14 600
-
-
Dividends
114 459
131 400
-
-
withholding
5 723
6 570
-
-
total
5 723
6 570
-
-
Income
146 000
146 000
146 000
146 000
Total tax
25 380
21 170
24 775
30 354
After tax
120 620
124 830
121 225
115 646
Living cost
11 884
11 884
11 884
11 884
Free-cash
108 736
112 946
109 341
103 762

Estimated living cost  is ₽11884 per week

₽6938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽79490
₽80635
₽78169
₽85566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
health
-
-
-
3 722
social contributions
-
-
-
14 666
income
-
-
-
27 136
total
-
-
-
45 524
Employee
69 700
69 700
135 688
-
income
7 589
6 452
26 424
-
social contributions
2 635
5 785
7 802
-
health
540
1 185
2 307
-
total
10 764
13 422
36 533
-
Employer
69 700
69 700
135 688
-
social contributions
2 635
5 785
7 802
-
health
587
1 290
2 510
-
total
3 222
7 075
10 312
-
Corporate
111 028
69 226
-
-
income
13 878
8 654
-
-
total
13 878
8 654
-
-
Dividends
97 150
60 572
-
-
withholding
16 515
10 297
-
-
total
16 515
10 297
-
-
Income
146 000
146 000
146 000
146 000
Total tax
44 379
39 448
46 845
45 524
After tax
101 621
106 552
99 155
100 476
Living cost
20 986
20 986
20 986
20 986
Free-cash
80 635
85 566
78 169
79 490

Estimated living cost  is ₽20986 per week

₽12577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽71076
₽73395
₽69755
₽77152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
health
-
-
-
3 722
social contributions
-
-
-
14 666
income
-
-
-
27 136
total
-
-
-
45 524
Employee
69 700
69 700
135 688
-
income
7 319
6 452
26 424
-
social contributions
3 387
5 785
7 802
-
health
693
1 185
2 307
-
total
11 399
13 422
36 533
-
Employer
69 700
69 700
135 688
-
social contributions
3 387
5 785
7 802
-
health
755
1 290
2 510
-
total
4 142
7 075
10 312
-
Corporate
101 059
69 226
-
-
income
12 632
8 654
-
-
total
12 632
8 654
-
-
Dividends
88 427
60 572
-
-
withholding
15 032
10 297
-
-
total
15 032
10 297
-
-
Income
146 000
146 000
146 000
146 000
Total tax
43 205
39 448
46 845
45 524
After tax
102 795
106 552
99 155
100 476
Living cost
29 400
29 400
29 400
29 400
Free-cash
73 395
77 152
69 755
71 076

Estimated living cost  is ₽29400 per week

₽20098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60807
₽72119
₽54452
₽79587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
health
-
-
-
19 710
social contributions
-
-
-
30 124
income
-
-
-
14 425
solidarity contribution
-
-
-
-
total
-
-
-
64 259
Employee
30 786
-
110 284
-
income
3 694
-
13 303
-
social contributions
2 001
-
6 706
-
health
4 156
-
14 888
-
solidarity contribution
-
-
-
-
total
9 851
-
34 897
-
Employer
30 786
-
110 284
-
social contributions
7 696
-
25 791
-
health
2 771
-
9 926
-
total
10 467
-
35 717
-
Corporate
104 747
146 000
-
-
income
19 902
27 740
-
-
total
19 902
27 740
-
-
Dividends
84 845
118 260
-
-
withholding
12 727
17 739
-
-
total
12 727
17 739
-
-
Income
146 000
146 000
146 000
146 000
Total tax
52 947
45 479
70 614
64 259
After tax
93 053
100 521
75 386
81 741
Living cost
20 934
20 934
20 934
20 934
Free-cash
72 119
79 587
54 452
60 807

Estimated living cost  is ₽20934 per week

₽14541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽55945
₽65523
₽49590
₽74725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
health
-
-
-
19 710
social contributions
-
-
-
30 124
income
-
-
-
14 425
solidarity contribution
-
-
-
-
total
-
-
-
64 259
Employee
37 936
-
110 284
-
income
4 552
-
13 303
-
social contributions
2 466
-
6 706
-
health
5 121
-
14 888
-
solidarity contribution
-
-
-
-
total
12 139
-
34 897
-
Employer
37 936
-
110 284
-
social contributions
9 484
-
25 791
-
health
3 414
-
9 926
-
total
12 898
-
35 717
-
Corporate
95 166
146 000
-
-
income
18 081
27 740
-
-
total
18 081
27 740
-
-
Dividends
77 084
118 260
-
-
withholding
11 563
17 739
-
-
total
11 563
17 739
-
-
Income
146 000
146 000
146 000
146 000
Total tax
54 681
45 479
70 614
64 259
After tax
91 319
100 521
75 386
81 741
Living cost
25 796
25 796
25 796
25 796
Free-cash
65 523
74 725
49 590
55 945

Estimated living cost  is ₽25796 per week

₽19184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽43140
-₽52079
-₽52079
-₽52079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
national
-
-
-
16 678
pensions
-
-
-
788
municipal
-
-
-
29 993
labour market
-
-
-
11 617
total
-
-
-
59 076
Employee
184 800
184 800
184 800
-
municipal
39 352
39 352
39 352
-
national
22 577
22 577
22 577
-
pensions
263
263
263
-
labour market
14 763
14 763
14 763
-
total
76 955
76 955
76 955
-
Employer
184 800
184 800
184 800
-
pensions
525
525
525
-
labour market
14 784
14 784
14 784
-
municipal
39 415
39 415
39 415
-
national
22 616
22 616
22 616
-
total
77 340
77 340
77 340
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
146 000
146 000
146 000
146 000
Total tax
154 295
154 295
154 295
59 076
After tax
-8 295
-8 295
-8 295
86 924
Living cost
43 784
43 784
43 784
43 784
Free-cash
-52 079
-52 079
-52 079
43 140

Estimated living cost  is ₽43784 per week

₽29966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽56362
₽89278
₽62260
₽94906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
health
-
-
-
18 980
pensions
-
-
-
29 201
income
-
-
-
19 564
total
-
-
-
67 745
Employee
25 714
-
109 116
-
unemployment
411
-
1 746
-
income
2 895
-
21 037
-
pensions
514
-
2 183
-
total
3 820
-
24 966
-
Employer
25 714
-
109 116
-
pensions
5 143
-
21 823
-
health
3 342
-
14 186
-
unemployment
206
-
872
-
total
8 691
-
36 881
-
Corporate
111 595
146 000
-
-
income
22 318
29 201
-
-
total
22 318
29 201
-
-
Dividends
89 276
116 799
-
-
total
-
-
-
-
Income
146 000
146 000
146 000
146 000
Total tax
34 829
29 201
61 847
67 745
After tax
111 171
116 799
84 153
78 255
Living cost
21 893
21 893
21 893
21 893
Free-cash
89 278
94 906
62 260
56 362

Estimated living cost  is ₽21893 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽61354
₽59485
₽42658
₽57535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
146 000
national
-
-
-
22 033
health
-
-
-
1 870
municipal
-
-
-
25 943
total
-
-
-
49 846
Employee
47 689
-
122 823
-
unemployment
716
-
1 842
-
municipal
7 811
-
20 012
-
national
788
-
13 707
-
pensions
3 218
-
8 291
-
health
356
-
1 514
-
total
12 889
-
45 366
-
Employer
47 689
-
122 823
-
pensions
8 274
-
21 310
-
health
366
-
946
-
accident
48
-
122
-
unemployment
310
-
798
-
total
8 998
-
23 176
-
Corporate
89 313
146 000
-
-
income
17 863
29 201
-
-
total
17 863
29 201
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 588
87 600
-
-
municipal
9 646
15 768
-
-
national
2 319
8 696
-
-
total
11 965
24 464
-
-
Income
146 000
146 000
146 000
146 000
Total tax
51 715
53 665
68 542
49 846
After tax
94 285
92 335
77 458
96 154
Living cost
34 800
34 800
34 800
34 800
Free-cash
59 485
57 535
42 658
61 354

Estimated living cost  is ₽34800 per week

₽22731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8169
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽54559
₽50682
₽53816
₽45646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
-
health
-
-
-
5 747
pensions
-
-
-
27 335
social contributions
-
-
-
4 159
income
-
-
-
21 735
other
-
-
-
4 526
total
-
-
-
63 502
Employee
34 629
-
113 894
-
income
1 785
-
21 349
-
surtax
-
-
-
-
social contributions
987
-
3 244
-
pensions
3 917
-
7 546
-
total
6 689
-
32 139
-
Employer
34 629
-
113 894
-
pensions
5 690
-
12 771
-
social contributions
103
-
342
-
other
1 195
-
4 284
-
health
2 424
-
10 096
-
unemployment
1 402
-
4 613
-
total
10 814
-
32 106
-
Corporate
100 557
146 000
-
-
income
28 156
40 880
-
-
surtax
-
-
-
-
total
28 156
40 880
-
-
Dividends
72 401
105 120
-
-
withholding
9 268
13 455
-
-
social contributions
12 452
18 080
-
-
surtax
-
-
-
-
total
21 720
31 535
-
-
Income
146 000
146 000
146 000
146 000
Total tax
67 379
72 415
64 245
63 502
After tax
78 621
73 585
81 755
82 498
Living cost
27 939
27 939
27 939
27 939
Free-cash
50 682
45 646
53 816
54 559

Estimated living cost  is ₽27939 per week

₽16203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽51486
₽47927
₽50743
₽42573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
-
health
-
-
-
5 747
pensions
-
-
-
27 335
social contributions
-
-
-
4 159
income
-
-
-
21 735
other
-
-
-
4 526
total
-
-
-
63 502
Employee
38 793
-
113 894
-
income
2 289
-
21 349
-
surtax
-
-
-
-
social contributions
1 106
-
3 244
-
pensions
4 386
-
7 546
-
total
7 781
-
32 139
-
Employer
38 793
-
113 894
-
pensions
6 373
-
12 771
-
social contributions
117
-
342
-
other
1 338
-
4 284
-
health
2 716
-
10 096
-
unemployment
1 570
-
4 613
-
total
12 114
-
32 106
-
Corporate
95 092
146 000
-
-
income
26 626
40 880
-
-
surtax
-
-
-
-
total
26 626
40 880
-
-
Dividends
68 466
105 120
-
-
withholding
8 764
13 455
-
-
social contributions
11 776
18 080
-
-
surtax
-
-
-
-
total
20 540
31 535
-
-
Income
146 000
146 000
146 000
146 000
Total tax
67 061
72 415
64 245
63 502
After tax
78 939
73 585
81 755
82 498
Living cost
31 012
31 012
31 012
31 012
Free-cash
47 927
42 573
50 743
51 486

Estimated living cost  is ₽31012 per week

₽19554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽38719
₽36035
₽37976
₽29806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
-
health
-
-
-
5 747
pensions
-
-
-
27 335
social contributions
-
-
-
4 159
income
-
-
-
21 735
other
-
-
-
4 526
total
-
-
-
63 502
Employee
56 771
-
113 894
-
income
4 953
-
21 349
-
surtax
-
-
-
-
social contributions
1 617
-
3 244
-
pensions
6 421
-
7 546
-
total
12 991
-
32 139
-
Employer
56 771
-
113 894
-
pensions
9 328
-
12 771
-
social contributions
170
-
342
-
other
1 959
-
4 284
-
health
3 973
-
10 096
-
unemployment
2 300
-
4 613
-
total
17 730
-
32 106
-
Corporate
71 498
146 000
-
-
income
20 020
40 880
-
-
surtax
-
-
-
-
total
20 020
40 880
-
-
Dividends
51 478
105 120
-
-
withholding
6 590
13 455
-
-
social contributions
8 855
18 080
-
-
surtax
-
-
-
-
total
15 445
31 535
-
-
Income
146 000
146 000
146 000
146 000
Total tax
66 186
72 415
64 245
63 502
After tax
79 814
73 585
81 755
82 498
Living cost
43 779
43 779
43 779
43 779
Free-cash
36 035
29 806
37 976
38 719

Estimated living cost  is ₽43779 per week

₽29629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽138713
₽131780
₽110973
₽132873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
146 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 460
total
-
-
-
1 460
Employee
7 284
-
146 000
-
income
1 457
-
29 200
-
total
1 457
-
29 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

138 716
146 000
-
-
total
-
-
-
-
Dividends
138 716
146 000
-
-
withholding
6 936
7 300
-
-
total
6 936
7 300
-
-
Income
146 000
146 000
146 000
146 000
Total tax
8 393
7 300
29 200
1 460
After tax
137 607
138 700
116 800
144 540
Living cost
5 827
5 827
5 827
5 827
Free-cash
131 780
132 873
110 973
138 713

Estimated living cost  is ₽5827 per week

₽3611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽135460
₽127918
₽107720
₽129620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
146 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 460
total
-
-
-
1 460
Employee
11 351
-
146 000
-
income
2 270
-
29 200
-
total
2 270
-
29 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

134 649
146 000
-
-
total
-
-
-
-
Dividends
134 649
146 000
-
-
withholding
6 732
7 300
-
-
total
6 732
7 300
-
-
Income
146 000
146 000
146 000
146 000
Total tax
9 002
7 300
29 200
1 460
After tax
136 998
138 700
116 800
144 540
Living cost
9 080
9 080
9 080
9 080
Free-cash
127 918
129 620
107 720
135 460

Estimated living cost  is ₽9080 per week

₽6145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽43896
₽52022
₽58799
₽40169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 615
trade
-
-
-
14 903
total
-
-
-
67 110
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 100
-
146 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 709
-
43 615
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 106
-
52 207
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 900
146 000
-
-
trade
14 480
20 951
-
-
income
15 135
21 900
-
-
chamber of commerce
286
351
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 204
-
-
total
30 734
44 406
-
-
Dividends
70 167
101 594
-
-
withholding
17 198
25 053
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

946
1 378
-
-
total
18 144
26 431
-
-
Income
146 000
146 000
146 000
146 000
Total tax
58 984
70 837
52 207
67 110
After tax
87 016
75 163
93 793
78 890
Living cost
34 994
34 994
34 994
34 994
Free-cash
52 022
40 169
58 799
43 896

Estimated living cost  is ₽34994 per week

₽24140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽49980
₽56229
₽66338
₽46206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 615
trade
-
-
-
16 358
total
-
-
-
68 565
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 669
-
146 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
43 615
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
7 213
-
52 207
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 331
146 000
-
-
trade
17 535
22 994
-
-
income
16 701
21 900
-
-
chamber of commerce
298
347
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

919
1 204
-
-
total
35 453
46 445
-
-
Dividends
75 880
99 554
-
-
withholding
18 625
24 544
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 025
1 350
-
-
total
19 650
25 894
-
-
Income
146 000
146 000
146 000
146 000
Total tax
62 316
72 339
52 207
68 565
After tax
83 684
73 661
93 793
77 435
Living cost
27 455
27 455
27 455
27 455
Free-cash
56 229
46 206
66 338
49 980

Estimated living cost  is ₽27455 per week

₽17270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽41101
₽50038
₽58185
₽37299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 615
trade
-
-
-
17 084
total
-
-
-
69 291
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 966
-
146 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 949
-
43 615
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 358
-
52 207
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 034
146 000
-
-
trade
16 456
24 018
-
-
income
15 004
21 900
-
-
chamber of commerce
280
346
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

826
1 204
-
-
total
32 566
47 468
-
-
Dividends
67 467
98 532
-
-
withholding
16 522
24 288
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

908
1 337
-
-
total
17 430
25 625
-
-
Income
146 000
146 000
146 000
146 000
Total tax
60 354
73 093
52 207
69 291
After tax
85 646
72 907
93 793
76 709
Living cost
35 608
35 608
35 608
35 608
Free-cash
50 038
37 299
58 185
41 101

Estimated living cost  is ₽35608 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34457
₽45334
₽52269
₽30636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
146 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 400
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 615
trade
-
-
-
17 812
total
-
-
-
70 019
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 474
-
146 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 406
-
43 615
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 400
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
12 951
-
52 207
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 526
146 000
-
-
trade
15 696
25 040
-
-
income
13 728
21 900
-
-
chamber of commerce
267
342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 204
-
-
total
30 446
48 486
-
-
Dividends
61 080
97 514
-
-
withholding
14 925
24 033
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

820
1 321
-
-
total
15 745
25 354
-
-
Income
146 000
146 000
146 000
146 000
Total tax
59 142
73 840
52 207
70 019
After tax
86 858
72 160
93 793
75 981
Living cost
41 524
41 524
41 524
41 524
Free-cash
45 334
30 636
52 269
34 457

Estimated living cost  is ₽41524 per week

₽30327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽48912
₽68593
₽43269
₽71475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
5 614
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
38 126
other
-
-
-
-
total
-
-
-
76 729
Employee
30 525
-
120 611
-
unemployment
2 124
-
8 394
-
other
-
-
-
-
income
5 117
-
32 765
-
surtax
108
-
4 703
-
pensions
2 037
-
8 045
-
health
779
-
3 076
-
total
10 165
-
56 983
-
Employer
30 525
-
120 611
-
pensions
4 070
-
16 078
-
other
-
-
-
-
health
1 388
-
5 487
-
unemployment
968
-
3 824
-
total
6 426
-
25 389
-
Corporate
109 049
146 000
-
-
income
28 353
37 959
-
-
total
28 353
37 959
-
-
Dividends
80 696
108 041
-
-
withholding
12 104
16 207
-
-
total
12 104
16 207
-
-
Income
146 000
146 000
146 000
146 000
Total tax
57 048
54 166
82 372
76 729
After tax
88 952
91 834
63 628
69 271
Living cost
20 359
20 359
20 359
20 359
Free-cash
68 593
71 475
43 269
48 912

Estimated living cost  is ₽20359 per week

₽12292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽49269
₽69013
₽43626
₽71832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
surtax
-
-
-
5 614
unemployment
-
-
-
206
health
-
-
-
8 588
pensions
-
-
-
24 195
income
-
-
-
38 126
other
-
-
-
-
total
-
-
-
76 729
Employee
29 975
-
120 611
-
unemployment
2 086
-
8 394
-
other
-
-
-
-
income
5 024
-
32 765
-
surtax
98
-
4 703
-
pensions
1 999
-
8 045
-
health
765
-
3 076
-
total
9 972
-
56 983
-
Employer
29 975
-
120 611
-
pensions
3 996
-
16 078
-
other
-
-
-
-
health
1 364
-
5 487
-
unemployment
949
-
3 824
-
total
6 309
-
25 389
-
Corporate
109 716
146 000
-
-
income
28 526
37 959
-
-
total
28 526
37 959
-
-
Dividends
81 190
108 041
-
-
withholding
12 178
16 207
-
-
total
12 178
16 207
-
-
Income
146 000
146 000
146 000
146 000
Total tax
56 985
54 166
82 372
76 729
After tax
89 015
91 834
63 628
69 271
Living cost
20 002
20 002
20 002
20 002
Free-cash
69 013
71 832
43 626
49 269

Estimated living cost  is ₽20002 per week

₽12230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽83058
₽64370
₽66553
₽63992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
unemployment
-
-
-
2 190
health
-
-
-
10 220
pensions
-
-
-
14 600
income
-
-
-
17 848
total
-
-
-
44 858
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
122 176
-
unemployment
392
156
1 833
-
income
3 191
1 270
14 936
-
pensions
2 610
1 039
12 218
-
health
1 827
727
8 552
-
total
8 020
3 192
37 539
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
122 176
-
pensions
5 090
2 026
23 824
-
total
5 090
2 026
23 824
-
Corporate
114 805
133 585
-
-
income
10 332
12 023
-
-
total
10 332
12 023
-
-
Dividends
104 473
121 562
-
-
withholding
19 850
23 097
-
-
social contributions
20 254
23 586
-
-
total
40 104
46 683
-
-
Income
146 000
146 000
146 000
146 000
Total tax
63 546
63 924
61 363
44 858
After tax
82 454
82 076
84 637
101 142
Living cost
18 084
18 084
18 084
18 084
Free-cash
64 370
63 992
66 553
83 058

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42403
₽46532
₽43549
₽47261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
national
-
-
-
24 715
pensions
-
-
-
17 520
social contributions
-
-
-
1 570
municipal
-
-
-
15 949
total
-
-
-
59 754
Employee
67 965
-
126 216
-
municipal
8 395
-
16 514
-
national
13 008
-
25 591
-
pensions
2 719
-
5 049
-
total
24 122
-
47 154
-
Employer
67 965
-
126 216
-
pensions
5 437
-
10 097
-
social contributions
731
-
1 357
-
total
6 168
-
11 454
-
Corporate
67 382
146 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 476
29 200
-
-
total
13 476
29 200
-
-
Dividends
53 905
116 800
-
-
withholding
11 859
25 696
-
-
total
11 859
25 696
-
-
Income
146 000
146 000
146 000
146 000
Total tax
55 625
54 896
58 608
59 754
After tax
90 375
91 104
87 392
86 246
Living cost
43 843
43 843
43 843
43 843
Free-cash
46 532
47 261
43 549
42 403

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽26908
₽52568
₽26908
₽50566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
social contributions
-
-
-
24 041
income
-
-
-
43 417
total
-
-
-
67 458
Employee
70 902
-
146 000
-
social contributions
5 890
-
24 041
-
income
13 379
-
43 417
-
total
19 269
-
67 458
-
Employer
70 902
-
146 000
-
total
-
-
-
-
Corporate
75 098
146 000
-
-
income
9 387
18 250
-
-
total
9 387
18 250
-
-
Dividends
65 711
127 750
-
-
withholding
13 142
25 550
-
-
total
13 142
25 550
-
-
Income
146 000
146 000
146 000
146 000
Total tax
41 798
43 800
67 458
67 458
After tax
104 202
102 200
78 542
78 542
Living cost
51 634
51 634
51 634
51 634
Free-cash
52 568
50 566
26 908
26 908

Estimated living cost  is ₽51634 per week

₽39282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4207
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32329
₽34915
₽25732
₽39649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
national
-
-
-
35 295
regional
-
-
-
1 709
social contributions
-
-
-
37 552
municipal
-
-
-
867
total
-
-
-
75 423
Employee
80 557
-
146 000
-
municipal
427
-
774
-
national
13 959
-
30 508
-
social contributions
27 164
-
49 231
-
regional
760
-
1 507
-
total
42 310
-
82 020
-
Employer
80 557
-
146 000
-
total
-
-
-
-
Corporate
65 443
146 000
-
-
nationa
15 706
35 040
-
-
municipal
2 553
5 694
-
-
total
18 259
40 734
-
-
Dividends
47 184
105 266
-
-
withholding
12 268
27 369
-
-
total
12 268
27 369
-
-
Income
146 000
146 000
146 000
146 000
Total tax
72 837
68 103
82 020
75 423
After tax
73 163
77 897
63 980
70 577
Living cost
38 248
38 248
38 248
38 248
Free-cash
34 915
39 649
25 732
32 329

Estimated living cost  is ₽38248 per week

₽26662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45668
₽50310
₽39105
₽52325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
146 000
national
-
-
-
35 295
regional
-
-
-
2 201
social contributions
-
-
-
37 552
municipal
-
-
-
867
total
-
-
-
75 915
Employee
50 281
-
146 000
-
municipal
267
-
774
-
national
7 966
-
30 508
-
social contributions
16 955
-
49 231
-
regional
677
-
1 965
-
total
25 865
-
82 478
-
Employer
50 281
-
146 000
-
total
-
-
-
-
Corporate
95 719
146 000
-
-