Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145000
per

Your estimated
City
free-cash

Helsinki , Finland
₽53955
₽55466
₽59091
₽39212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
145 000
municipal
-
-
-
25 775
health
-
-
-
1 809
national
-
-
-
19 308
total
-
-
-
46 892
Employee
53 468
-
121 983
-
health
399
-
1 454
-
municipal
8 758
-
19 883
-
pensions
3 608
-
8 233
-
unemployment
802
-
1 830
-
national
883
-
12 354
-
total
14 450
-
43 754
-
Employer
53 468
-
121 983
-
accident
54
-
121
-
unemployment
347
-
793
-
pensions
9 276
-
21 164
-
health
411
-
939
-
total
10 088
-
23 017
-
Corporate
81 444
145 000
-
-
income
16 288
29 000
-
-
total
16 288
29 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 867
87 000
-
-
national
895
7 368
-
-
municipal
8 796
15 660
-
-
total
9 691
23 028
-
-
Income
145 000
145 000
145 000
145 000
Total tax
50 517
52 028
66 771
46 892
After tax
94 483
92 972
78 229
98 108
Living cost
39 017
39 017
39 017
39 017
Free-cash
55 466
53 955
39 212
59 091

Estimated living cost  is ₽39017 per week

₽25486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close