Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145000
per

Your estimated
City
free-cash

Andorra , Andorra
₽104014
₽84506
₽80653
₽101052
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
31 900
income
-
-
-
5 960
total
-
-
-
37 860
Employee
28 328
-
125 541
-
social contributions
1 841
-
8 160
-
income
-
-
6 388
-
total
1 841
-
14 548
-
Employer
28 328
-
125 541
-
social contributions
4 391
-
19 459
-
total
4 391
-
19 459
-
Corporate
112 281
145 000
-
-
income
11 229
14 499
-
-
total
11 229
14 499
-
-
Dividends
101 052
130 501
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
17 461
14 499
34 007
37 860
After tax
127 539
130 501
110 993
107 140
Living cost
26 487
26 487
26 487
26 487
Free-cash
101 052
104 014
84 506
80 653

Estimated living cost  is ₽26487 per week

₽17126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52310
₽10241
₽46456
₽51874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
chamber of commerce
-
-
-
580
unemployment
-
-
-
5 404
health
-
-
-
7 874
pensions
-
-
-
19 044
income
-
-
-
37 530
surtax
-
-
-
-
total
-
-
-
70 432
Employee
38 518
35 115
114 528
-
health
1 490
1 359
3 983
-
pensions
3 945
3 595
10 541
-
other
385
351
1 030
-
unemployment
1 155
1 053
3 088
-
income
3 431
2 590
29 738
-
total
10 406
8 948
48 380
-
Employer
38 518
35 115
114 528
-
pensions
4 834
4 408
12 919
-
accident
500
457
1 338
-
unemployment
1 155
1 053
3 088
-
surtax
-
-
-
-
payroll
1 155
1 053
3 436
-
chamber of commerce
154
140
458
-
health
1 456
1 328
3 891
-
other
1 829
1 667
5 341
-
total
11 083
10 106
30 471
-
Corporate
95 397
99 778
111 184
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 850
24 945
27 796
-
total
23 850
24 945
27 796
-
Dividends
71 547
74 833
-
-
withholding
19 675
20 579
-
-
total
19 675
20 579
-
-
Income
145 000
145 000
145 000
145 000
Total tax
65 014
64 578
106 647
70 432
After tax
79 986
80 422
38 353
74 568
Living cost
28 112
28 112
28 112
28 112
Free-cash
51 874
52 310
10 241
46 456

Estimated living cost  is ₽28112 per week

₽16864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49278
₽7251
₽43345
₽47913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
chamber of commerce
-
-
-
580
unemployment
-
-
-
5 404
health
-
-
-
7 874
pensions
-
-
-
19 044
income
-
-
-
37 530
surtax
-
-
-
174
total
-
-
-
70 606
Employee
44 036
35 115
114 366
-
health
1 704
1 359
3 983
-
pensions
4 510
3 595
10 541
-
other
440
351
1 030
-
unemployment
1 321
1 053
3 088
-
income
5 013
2 590
29 669
-
total
12 988
8 948
48 311
-
Employer
44 036
35 115
114 366
-
pensions
5 526
4 408
12 919
-
accident
572
457
1 338
-
unemployment
1 321
1 053
3 088
-
surtax
174
174
174
-
payroll
1 321
1 053
3 431
-
chamber of commerce
176
140
458
-
health
1 664
1 328
3 891
-
other
2 092
1 667
5 334
-
total
12 846
10 280
30 633
-
Corporate
88 118
99 604
111 022
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 029
24 902
27 756
-
total
22 029
24 902
27 756
-
Dividends
66 089
74 702
-
-
withholding
18 175
20 543
-
-
total
18 175
20 543
-
-
Income
145 000
145 000
145 000
145 000
Total tax
66 038
64 673
106 700
70 606
After tax
78 962
80 327
38 300
74 394
Living cost
31 049
31 049
31 049
31 049
Free-cash
47 913
49 278
7 251
43 345

Estimated living cost  is ₽31049 per week

₽20708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽48988
₽19493
₽30668
₽35773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
21 969
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 383
national
-
-
-
52 852
total
-
-
-
82 204
Employee

The minimum management director salary is set at €45,000 per year.

63 030
-
112 308
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 961
-
5 277
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 727
-
8 423
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 287
-
5 858
-
national
19 378
-
40 152
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

548
-
977
-
total
30 901
-
60 687
-
Employer

The minimum management director salary is set at €45,000 per year.

63 030
-
112 308
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

819
-
1 460
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

920
-
1 640
-
surtax
7 147
-
12 735
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 876
-
6 906
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 585
-
9 951
-
total
18 347
-
32 692
-
Corporate
63 623
145 000
-
-
surtax
254
580
-
-
income
12 725
29 000
-
-
total
12 979
29 580
-
-
Dividends
50 644
115 419
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 872
34 304
-
-
total
14 872
34 304
-
-
Income
145 000
145 000
145 000
145 000
Total tax
77 099
63 884
93 379
82 204
After tax
67 901
81 116
51 621
62 796
Living cost
32 128
32 128
32 128
32 128
Free-cash
35 773
48 988
19 493
30 668

Estimated living cost  is ₽32128 per week

₽20695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8122
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽108817
₽105448
₽99874
₽103447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
123
health
-
-
-
3 540
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 555
income
-
-
-
21 750
total
-
-
-
29 968
Employee
20 072
-
138 961
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
health
923
-
1 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 762
-
2 703
-
income
2 007
-
13 896
-
total
4 913
-
18 354
-
Employer
20 072
-
138 961
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
unemployment
121
-
185
-
health
1 385
-
2 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 212
-
3 392
-
total
3 939
-
6 040
-
Corporate
120 990
145 000
-
-
income
12 099
14 500
-
-
total
12 099
14 500
-
-
Dividends
108 892
130 500
-
-
withholding
5 444
6 525
-
-
total
5 444
6 525
-
-
Income
145 000
145 000
145 000
145 000
Total tax
26 395
21 025
24 394
29 968
After tax
118 605
123 975
120 606
115 032
Living cost
15 158
15 158
15 158
15 158
Free-cash
103 447
108 817
105 448
99 874

Estimated living cost  is ₽15158 per week

₽10025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽112422
₽109053
₽103479
₽108329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
123
health
-
-
-
3 540
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 555
income
-
-
-
21 750
total
-
-
-
29 968
Employee
15 298
-
138 961
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
health
704
-
1 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 343
-
2 703
-
income
1 530
-
13 896
-
total
3 745
-
18 354
-
Employer
15 298
-
138 961
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
unemployment
91
-
185
-
health
1 056
-
2 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 686
-
3 392
-
total
3 001
-
6 040
-
Corporate
126 700
145 000
-
-
income
12 670
14 500
-
-
total
12 670
14 500
-
-
Dividends
114 030
130 500
-
-
withholding
5 702
6 525
-
-
total
5 702
6 525
-
-
Income
145 000
145 000
145 000
145 000
Total tax
25 118
21 025
24 394
29 968
After tax
119 882
123 975
120 606
115 032
Living cost
11 553
11 553
11 553
11 553
Free-cash
108 329
112 422
109 053
103 479

Estimated living cost  is ₽11553 per week

₽6745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽825
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽85413
₽77913
₽79218
₽80615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
14 257
health
-
-
-
3 697
income
-
-
-
27 427
total
-
-
-
45 381
Employee
67 757
67 757
134 919
-
health
525
1 152
2 294
-
social contributions
2 562
5 623
7 585
-
income
7 378
6 272
26 725
-
total
10 465
13 047
36 604
-
Employer
67 757
67 757
134 919
-
social contributions
2 562
5 623
7 585
-
health
570
1 254
2 497
-
total
3 132
6 877
10 082
-
Corporate
111 002
70 366
-
-
income
13 876
8 796
-
-
total
13 876
8 796
-
-
Dividends
97 127
61 570
-
-
withholding
16 511
10 466
-
-
total
16 511
10 466
-
-
Income
145 000
145 000
145 000
145 000
Total tax
43 984
39 186
46 686
45 381
After tax
101 016
105 814
98 314
99 619
Living cost
20 401
20 401
20 401
20 401
Free-cash
80 615
85 413
77 913
79 218

Estimated living cost  is ₽20401 per week

₽12227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77234
₽69734
₽71039
₽73580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
14 257
health
-
-
-
3 697
income
-
-
-
27 427
total
-
-
-
45 381
Employee
67 757
67 757
134 919
-
health
674
1 152
2 294
-
social contributions
3 292
5 623
7 585
-
income
7 115
6 272
26 725
-
total
11 081
13 047
36 604
-
Employer
67 757
67 757
134 919
-
social contributions
3 292
5 623
7 585
-
health
734
1 254
2 497
-
total
4 026
6 877
10 082
-
Corporate
101 312
70 366
-
-
income
12 663
8 796
-
-
total
12 663
8 796
-
-
Dividends
88 648
61 570
-
-
withholding
15 070
10 466
-
-
total
15 070
10 466
-
-
Income
145 000
145 000
145 000
145 000
Total tax
42 840
39 186
46 686
45 381
After tax
102 160
105 814
98 314
99 619
Living cost
28 580
28 580
28 580
28 580
Free-cash
73 580
77 234
69 734
71 039

Estimated living cost  is ₽28580 per week

₽19538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽79070
₽54137
₽60452
₽71662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
29 878
health
-
-
-
19 575
solidarity contribution
-
-
-
-
income
-
-
-
14 332
total
-
-
-
63 785
Employee
30 534
-
109 559
-
health
4 122
-
14 791
-
social contributions
1 985
-
6 651
-
solidarity contribution
-
-
-
-
income
3 664
-
13 218
-
total
9 771
-
34 660
-
Employer
30 534
-
109 559
-
social contributions
7 634
-
25 580
-
health
2 748
-
9 860
-
total
10 382
-
35 440
-
Corporate
104 084
145 000
-
-
income
19 776
27 550
-
-
total
19 776
27 550
-
-
Dividends
84 308
117 450
-
-
withholding
12 646
17 617
-
-
total
12 646
17 617
-
-
Income
145 000
145 000
145 000
145 000
Total tax
52 575
45 167
70 100
63 785
After tax
92 425
99 833
74 900
81 215
Living cost
20 763
20 763
20 763
20 763
Free-cash
71 662
79 070
54 137
60 452

Estimated living cost  is ₽20763 per week

₽14423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽74247
₽49314
₽55629
₽65118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
29 878
health
-
-
-
19 575
solidarity contribution
-
-
-
-
income
-
-
-
14 332
total
-
-
-
63 785
Employee
37 626
-
109 559
-
health
5 080
-
14 791
-
social contributions
2 446
-
6 651
-
solidarity contribution
-
-
-
-
income
4 515
-
13 218
-
total
12 041
-
34 660
-
Employer
37 626
-
109 559
-
social contributions
9 407
-
25 580
-
health
3 386
-
9 860
-
total
12 793
-
35 440
-
Corporate
94 581
145 000
-
-
income
17 970
27 550
-
-
total
17 970
27 550
-
-
Dividends
76 610
117 450
-
-
withholding
11 492
17 617
-
-
total
11 492
17 617
-
-
Income
145 000
145 000
145 000
145 000
Total tax
54 296
45 167
70 100
63 785
After tax
90 704
99 833
74 900
81 215
Living cost
25 586
25 586
25 586
25 586
Free-cash
65 118
74 247
49 314
55 629

Estimated living cost  is ₽25586 per week

₽19027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽47632
-₽47632
₽43559
-₽47632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
labour market
-
-
-
11 539
municipal
-
-
-
29 885
pensions
-
-
-
766
national
-
-
-
16 671
total
-
-
-
58 861
Employee
179 720
179 720
179 720
-
municipal
38 270
38 270
38 270
-
pensions
255
255
255
-
national
21 956
21 956
21 956
-
labour market
14 357
14 357
14 357
-
total
74 838
74 838
74 838
-
Employer
179 720
179 720
179 720
-
labour market
14 378
14 378
14 378
-
national
21 994
21 994
21 994
-
municipal
38 331
38 331
38 331
-
pensions
511
511
511
-
total
75 214
75 214
75 214
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
150 052
150 052
150 052
58 861
After tax
-5 052
-5 052
-5 052
86 139
Living cost
42 580
42 580
42 580
42 580
Free-cash
-47 632
-47 632
-47 632
43 559

Estimated living cost  is ₽42580 per week

₽29142
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽655
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽94717
₽62295
₽56436
₽89243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
18 850
pensions
-
-
-
29 000
income
-
-
-
19 431
total
-
-
-
67 281
Employee
24 997
-
108 371
-
pensions
500
-
2 167
-
unemployment
400
-
1 734
-
income
2 814
-
20 894
-
total
3 714
-
24 795
-
Employer
24 997
-
108 371
-
pensions
5 000
-
21 673
-
unemployment
201
-
866
-
health
3 249
-
14 088
-
total
8 450
-
36 627
-
Corporate
111 553
145 000
-
-
income
22 310
29 000
-
-
total
22 310
29 000
-
-
Dividends
89 243
116 000
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
34 474
29 000
61 422
67 281
After tax
110 526
116 000
83 578
77 719
Living cost
21 283
21 283
21 283
21 283
Free-cash
89 243
94 717
62 295
56 436

Estimated living cost  is ₽21283 per week

₽14598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57665
₽42885
₽61179
₽59633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
145 000
health
-
-
-
1 864
municipal
-
-
-
25 765
national
-
-
-
22 362
total
-
-
-
49 991
Employee
46 360
-
121 981
-
health
346
-
1 510
-
municipal
7 593
-
19 874
-
pensions
3 129
-
8 234
-
national
766
-
13 820
-
unemployment
696
-
1 829
-
total
12 530
-
45 267
-
Employer
46 360
-
121 981
-
accident
47
-
122
-
unemployment
301
-
793
-
health
356
-
940
-
pensions
8 043
-
21 163
-
total
8 747
-
23 018
-
Corporate
89 893
145 000
-
-
income
17 979
29 000
-
-
total
17 979
29 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 936
87 000
-
-
municipal
9 709
15 660
-
-
national
2 572
8 845
-
-
total
12 281
24 505
-
-
Income
145 000
145 000
145 000
145 000
Total tax
51 537
53 505
68 285
49 991
After tax
93 463
91 495
76 715
95 009
Living cost
33 830
33 830
33 830
33 830
Free-cash
59 633
57 665
42 885
61 179

Estimated living cost  is ₽33830 per week

₽22098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3254
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45919
₽53658
₽54717
₽50814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
4 132
health
-
-
-
5 812
pensions
-
-
-
26 829
other
-
-
-
4 495
income
-
-
-
21 855
surtax
-
-
-
-
total
-
-
-
63 123
Employee
33 663
-
112 926
-
income
1 736
-
21 333
-
social contributions
960
-
3 217
-
pensions
3 808
-
7 560
-
surtax
-
-
-
-
total
6 504
-
32 110
-
Employer
33 663
-
112 926
-
pensions
5 532
-
12 779
-
social contributions
100
-
339
-
unemployment
1 363
-
4 573
-
health
2 356
-
10 101
-
other
1 162
-
4 280
-
total
10 513
-
32 072
-
Corporate
100 824
145 000
-
-
surtax
-
-
-
-
income
28 231
40 600
-
-
total
28 231
40 600
-
-
Dividends
72 593
104 400
-
-
surtax
-
-
-
-
withholding
9 292
13 364
-
-
social contributions
12 486
17 957
-
-
total
21 778
31 321
-
-
Income
145 000
145 000
145 000
145 000
Total tax
67 026
71 921
64 182
63 123
After tax
77 974
73 079
80 818
81 877
Living cost
27 160
27 160
27 160
27 160
Free-cash
50 814
45 919
53 658
54 717

Estimated living cost  is ₽27160 per week

₽15752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42932
₽50671
₽51730
₽48137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
4 132
health
-
-
-
5 812
pensions
-
-
-
26 829
other
-
-
-
4 495
income
-
-
-
21 855
surtax
-
-
-
-
total
-
-
-
63 123
Employee
37 712
-
112 926
-
income
2 226
-
21 333
-
social contributions
1 075
-
3 217
-
pensions
4 264
-
7 560
-
surtax
-
-
-
-
total
7 565
-
32 110
-
Employer
37 712
-
112 926
-
pensions
6 195
-
12 779
-
social contributions
114
-
339
-
unemployment
1 527
-
4 573
-
health
2 640
-
10 101
-
other
1 301
-
4 280
-
total
11 777
-
32 072
-
Corporate
95 511
145 000
-
-
surtax
-
-
-
-
income
26 743
40 600
-
-
total
26 743
40 600
-
-
Dividends
68 768
104 400
-
-
surtax
-
-
-
-
withholding
8 802
13 364
-
-
social contributions
11 829
17 957
-
-
total
20 631
31 321
-
-
Income
145 000
145 000
145 000
145 000
Total tax
66 716
71 921
64 182
63 123
After tax
78 284
73 079
80 818
81 877
Living cost
30 147
30 147
30 147
30 147
Free-cash
48 137
42 932
50 671
51 730

Estimated living cost  is ₽30147 per week

₽19009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2451
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30520
₽38259
₽39318
₽36577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
4 132
health
-
-
-
5 812
pensions
-
-
-
26 829
other
-
-
-
4 495
income
-
-
-
21 855
surtax
-
-
-
-
total
-
-
-
63 123
Employee
55 189
-
112 926
-
income
4 815
-
21 333
-
social contributions
1 572
-
3 217
-
pensions
6 242
-
7 560
-
surtax
-
-
-
-
total
12 629
-
32 110
-
Employer
55 189
-
112 926
-
pensions
9 068
-
12 779
-
social contributions
166
-
339
-
unemployment
2 236
-
4 573
-
health
3 863
-
10 101
-
other
1 905
-
4 280
-
total
17 238
-
32 072
-
Corporate
72 575
145 000
-
-
surtax
-
-
-
-
income
20 320
40 600
-
-
total
20 320
40 600
-
-
Dividends
52 255
104 400
-
-
surtax
-
-
-
-
withholding
6 689
13 364
-
-
social contributions
8 988
17 957
-
-
total
15 677
31 321
-
-
Income
145 000
145 000
145 000
145 000
Total tax
65 864
71 921
64 182
63 123
After tax
79 136
73 079
80 818
81 877
Living cost
42 559
42 559
42 559
42 559
Free-cash
36 577
30 520
38 259
39 318

Estimated living cost  is ₽42559 per week

₽28803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽131485
₽109735
₽137285
₽130310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 450
total
-
-
-
1 450
Employee
7 831
-
145 000
-
income
1 566
-
29 000
-
total
1 566
-
29 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

137 169
145 000
-
-
total
-
-
-
-
Dividends
137 169
145 000
-
-
withholding
6 859
7 250
-
-
total
6 859
7 250
-
-
Income
145 000
145 000
145 000
145 000
Total tax
8 425
7 250
29 000
1 450
After tax
136 575
137 750
116 000
143 550
Living cost
6 265
6 265
6 265
6 265
Free-cash
130 310
131 485
109 735
137 285

Estimated living cost  is ₽6265 per week

₽3883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽127987
₽106237
₽133787
₽126156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 450
total
-
-
-
1 450
Employee
12 204
-
145 000
-
income
2 441
-
29 000
-
total
2 441
-
29 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

132 796
145 000
-
-
total
-
-
-
-
Dividends
132 796
145 000
-
-
withholding
6 640
7 250
-
-
total
6 640
7 250
-
-
Income
145 000
145 000
145 000
145 000
Total tax
9 081
7 250
29 000
1 450
After tax
135 919
137 750
116 000
143 550
Living cost
9 763
9 763
9 763
9 763
Free-cash
126 156
127 987
106 237
133 787

Estimated living cost  is ₽9763 per week

₽6607
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40622
₽58869
₽43940
₽52150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
14 929
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 689
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 403
total
-
-
-
67 041
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 843
-
145 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
2 403
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 605
-
43 689
-
total
9 824
-
52 112
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 157
145 000
-
-
trade
14 516
20 807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

834
1 196
-
-
chamber of commerce
283
346
-
-
income
15 173
21 750
-
-
total
30 806
44 099
-
-
Dividends
70 351
100 902
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

948
1 370
-
-
withholding
17 253
24 890
-
-
total
18 201
26 260
-
-
Income
145 000
145 000
145 000
145 000
Total tax
58 831
70 359
52 112
67 041
After tax
86 169
74 641
92 888
77 959
Living cost
34 019
34 019
34 019
34 019
Free-cash
52 150
40 622
58 869
43 940

Estimated living cost  is ₽34019 per week

₽23467
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6398
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46460
₽66198
₽49812
₽56206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
16 386
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 689
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 403
total
-
-
-
68 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 703
-
145 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
2 403
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

941
-
43 689
-
total
7 013
-
52 112
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 297
145 000
-
-
trade
17 529
22 837
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

918
1 196
-
-
chamber of commerce
294
343
-
-
income
16 695
21 750
-
-
total
35 436
46 126
-
-
Dividends
75 861
98 875
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 025
1 341
-
-
withholding
18 630
24 383
-
-
total
19 655
25 724
-
-
Income
145 000
145 000
145 000
145 000
Total tax
62 104
71 850
52 112
68 498
After tax
82 896
73 150
92 888
76 502
Living cost
26 690
26 690
26 690
26 690
Free-cash
56 206
46 460
66 198
49 812

Estimated living cost  is ₽26690 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3112
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37788
₽58272
₽41159
₽50169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
17 113
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 689
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 403
total
-
-
-
69 225
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 685
-
145 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
2 403
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 839
-
43 689
-
total
10 070
-
52 112
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 315
145 000
-
-
trade
16 503
23 852
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

828
1 196
-
-
chamber of commerce
276
339
-
-
income
15 048
21 750
-
-
total
32 655
47 137
-
-
Dividends
67 661
97 863
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

911
1 328
-
-
withholding
16 579
24 131
-
-
total
17 490
25 459
-
-
Income
145 000
145 000
145 000
145 000
Total tax
60 215
72 596
52 112
69 225
After tax
84 785
72 404
92 888
75 775
Living cost
34 616
34 616
34 616
34 616
Free-cash
50 169
37 788
58 272
41 159

Estimated living cost  is ₽34616 per week

₽23151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31292
₽52522
₽34680
₽45581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
17 842
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 689
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 403
total
-
-
-
69 954
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

52 956
-
145 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

343
-
2 403
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 227
-
43 689
-
total
12 590
-
52 112
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 044
145 000
-
-
trade
15 785
24 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

759
1 196
-
-
chamber of commerce
263
338
-
-
income
13 807
21 750
-
-
total
30 614
48 151
-
-
Dividends
61 430
96 850
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

826
1 313
-
-
withholding
15 023
23 878
-
-
total
15 849
25 191
-
-
Income
145 000
145 000
145 000
145 000
Total tax
59 053
73 342
52 112
69 954
After tax
85 947
71 658
92 888
75 046
Living cost
40 366
40 366
40 366
40 366
Free-cash
45 581
31 292
52 522
34 680

Estimated living cost  is ₽40366 per week

₽29482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽71412
₽43460
₽48958
₽68612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
201
health
-
-
-
8 349
pensions
-
-
-
23 521
other
-
-
-
-
income
-
-
-
38 445
surtax
-
-
-
5 734
total
-
-
-
76 250
Employee
29 674
-
120 245
-
health
757
-
2 998
-
pensions
1 980
-
7 844
-
surtax
105
-
4 792
-
other
-
-
-
-
unemployment
2 065
-
8 185
-
income
4 975
-
33 174
-
total
9 882
-
56 993
-
Employer
29 674
-
120 245
-
pensions
3 956
-
15 677
-
unemployment
941
-
3 727
-
health
1 349
-
5 351
-
other
-
-
-
-
total
6 246
-
24 755
-
Corporate
109 079
145 000
-
-
income
28 360
37 701
-
-
total
28 360
37 701
-
-
Dividends
80 719
107 299
-
-
withholding
12 108
16 095
-
-
total
12 108
16 095
-
-
Income
145 000
145 000
145 000
145 000
Total tax
56 596
53 796
81 748
76 250
After tax
88 404
91 204
63 252
68 750
Living cost
19 792
19 792
19 792
19 792
Free-cash
68 612
71 412
43 460
48 958

Estimated living cost  is ₽19792 per week

₽11949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽71760
₽43808
₽49306
₽69020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
201
health
-
-
-
8 349
pensions
-
-
-
23 521
other
-
-
-
-
income
-
-
-
38 445
surtax
-
-
-
5 734
total
-
-
-
76 250
Employee
29 139
-
120 245
-
health
744
-
2 998
-
pensions
1 943
-
7 844
-
surtax
95
-
4 792
-
other
-
-
-
-
unemployment
2 028
-
8 185
-
income
4 884
-
33 174
-
total
9 694
-
56 993
-
Employer
29 139
-
120 245
-
pensions
3 884
-
15 677
-
unemployment
923
-
3 727
-
health
1 326
-
5 351
-
other
-
-
-
-
total
6 133
-
24 755
-
Corporate
109 727
145 000
-
-
income
28 529
37 701
-
-
total
28 529
37 701
-
-
Dividends
81 198
107 299
-
-
withholding
12 180
16 095
-
-
total
12 180
16 095
-
-
Income
145 000
145 000
145 000
145 000
Total tax
56 536
53 796
81 748
76 250
After tax
88 464
91 204
63 252
68 750
Living cost
19 444
19 444
19 444
19 444
Free-cash
69 020
71 760
43 808
49 306

Estimated living cost  is ₽19444 per week

₽11889
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽64001
₽66554
₽82946
₽64365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
2 175
health
-
-
-
10 150
pensions
-
-
-
14 500
income
-
-
-
17 726
total
-
-
-
44 551
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 265
10 055
121 339
-
health
1 769
704
8 494
-
pensions
2 527
1 006
12 134
-
unemployment
379
151
1 820
-
income
3 089
1 229
14 834
-
total
7 764
3 090
37 282
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 265
10 055
121 339
-
pensions
4 927
1 961
23 661
-
total
4 927
1 961
23 661
-
Corporate
114 808
132 984
-
-
income
10 333
11 969
-
-
total
10 333
11 969
-
-
Dividends
104 475
121 015
-
-
withholding
19 850
22 993
-
-
social contributions
20 258
23 483
-
-
total
40 108
46 476
-
-
Income
145 000
145 000
145 000
145 000
Total tax
63 132
63 496
60 943
44 551
After tax
81 868
81 504
84 057
100 449
Living cost
17 503
17 503
17 503
17 503
Free-cash
64 365
64 001
66 554
82 946

Estimated living cost  is ₽17503 per week

₽11944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽45506
₽41909
₽40771
₽44759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
1 559
municipal
-
-
-
15 805
pensions
-
-
-
17 400
national
-
-
-
24 491
total
-
-
-
59 255
Employee
69 719
-
125 351
-
municipal
8 611
-
16 366
-
pensions
2 789
-
5 014
-
national
13 344
-
25 361
-
total
24 744
-
46 741
-
Employer
69 719
-
125 351
-
social contributions
749
-
1 348
-
pensions
5 577
-
10 028
-
total
6 326
-
11 376
-
Corporate
64 353
145 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 871
29 000
-
-
total
12 871
29 000
-
-
Dividends
51 482
116 000
-
-
withholding
11 326
25 520
-
-
total
11 326
25 520
-
-
Income
145 000
145 000
145 000
145 000
Total tax
55 267
54 520
58 117
59 255
After tax
89 733
90 480
86 883
85 745
Living cost
44 974
44 974
44 974
44 974
Free-cash
44 759
45 506
41 909
40 771

Estimated living cost  is ₽44974 per week

₽30569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽51305
₽27414
₽27414
₽53251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
23 955
income
-
-
-
43 436
total
-
-
-
67 391
Employee
68 926
-
145 000
-
social contributions
5 726
-
23 955
-
income
13 006
-
43 436
-
total
18 732
-
67 391
-
Employer
68 926
-
145 000
-
total
-
-
-
-
Corporate
76 074
145 000
-
-
income
9 510
18 125
-
-
total
9 510
18 125
-
-
Dividends
66 564
126 875
-
-
withholding
13 312
25 375
-
-
total
13 312
25 375
-
-
Income
145 000
145 000
145 000
145 000
Total tax
41 554
43 500
67 391
67 391
After tax
103 446
101 500
77 609
77 609
Living cost
50 195
50 195
50 195
50 195
Free-cash
53 251
51 305
27 414
27 414

Estimated living cost  is ₽50195 per week

₽38187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽40183
₽26165
₽32714
₽35580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
regional
-
-
-
1 701
social contributions
-
-
-
37 294
municipal
-
-
-
861
national
-
-
-
35 248
total
-
-
-
75 104
Employee
78 312
-
145 000
-
regional
739
-
1 500
-
municipal
415
-
769
-
social contributions
26 407
-
48 894
-
national
13 570
-
30 490
-
total
41 131
-
81 653
-
Employer
78 312
-
145 000
-
total
-
-
-
-
Corporate
66 688
145 000
-
-
nationa
16 006
34 799
-
-
municipal
2 600
5 655
-
-
total
18 606
40 454
-
-
Dividends
48 082
104 545
-
-
withholding
12 501
27 181
-
-
total
12 501
27 181
-
-
Income
145 000
145 000
145 000
145 000
Total tax
72 238
67 635
81 653
75 104
After tax
72 762
77 365
63 347
69 896
Living cost
37 182
37 182
37 182
37 182
Free-cash
35 580
40 183
26 165
32 714

Estimated living cost  is ₽37182 per week

₽25919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52480
₽39160
₽45675
₽50522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
regional
-
-
-
2 186
social contributions
-
-
-
37 294
municipal
-
-
-
861
national
-
-
-
35 248
total
-
-
-
75 589
Employee
48 879
-
145 000
-
regional
658
-
1 951
-
municipal
259
-
769
-
social contributions
16 483
-
48 894
-
national
7 744
-
30 490
-
total
25 144
-
82 104
-
Employer
48 879
-
145 000
-
total
-
-
-
-
Corporate
96 121
145 000
-
-