Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 145000
per

Your estimated
City
free-cash

Andorra , Andorra
₽80205
₽100424
₽84056
₽103448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
31 899
income
-
-
-
5 844
total
-
-
-
37 743
Employee
28 933
-
125 541
-
social contributions
1 880
-
8 160
-
income
-
-
6 273
-
total
1 880
-
14 433
-
Employer
28 933
-
125 541
-
social contributions
4 485
-
19 459
-
total
4 485
-
19 459
-
Corporate
111 582
145 000
-
-
income
11 159
14 500
-
-
total
11 159
14 500
-
-
Dividends
100 423
130 500
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
17 524
14 500
33 892
37 743
After tax
127 476
130 500
111 108
107 257
Living cost
27 052
27 052
27 052
27 052
Free-cash
100 424
103 448
84 056
80 205

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽45847
₽51297
₽9508
₽51742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
581
pensions
-
-
-
19 451
income
-
-
-
36 847
total
-
-
-
70 441
Employee
39 340
35 865
114 090
-
unemployment
1 180
1 076
3 154
-
other
393
359
1 052
-
income
3 504
2 645
29 161
-
pensions
4 029
3 672
10 766
-
health
1 522
1 388
4 068
-
total
10 628
9 140
48 201
-
Employer
39 340
35 865
114 090
-
pensions
4 937
4 502
13 195
-
surtax
-
-
-
-
payroll
1 180
1 076
3 423
-
other
1 868
1 703
5 342
-
health
1 488
1 356
3 974
-
accident
511
466
1 366
-
unemployment
1 180
1 076
3 154
-
chamber of commerce
157
143
456
-
total
11 321
10 322
30 910
-
Corporate
94 339
98 813
110 674
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 585
24 704
27 669
-
total
23 585
24 704
27 669
-
Dividends
70 754
74 109
-
-
withholding
19 457
20 380
-
-
total
19 457
20 380
-
-
Income
145 000
145 000
145 000
145 000
Total tax
64 991
64 546
106 780
70 441
After tax
80 009
80 454
38 220
74 559
Living cost
28 712
28 712
28 712
28 712
Free-cash
51 297
51 742
9 508
45 847

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽42670
₽47257
₽6455
₽48645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
581
pensions
-
-
-
19 451
income
-
-
-
36 847
total
-
-
-
70 619
Employee
44 976
35 865
113 922
-
unemployment
1 349
1 076
3 154
-
other
449
359
1 052
-
income
5 120
2 645
29 091
-
pensions
4 606
3 672
10 766
-
health
1 740
1 388
4 068
-
total
13 264
9 140
48 131
-
Employer
44 976
35 865
113 922
-
pensions
5 644
4 502
13 195
-
surtax
178
178
178
-
payroll
1 349
1 076
3 417
-
other
2 137
1 703
5 337
-
health
1 699
1 356
3 974
-
accident
584
466
1 366
-
unemployment
1 349
1 076
3 154
-
chamber of commerce
179
143
456
-
total
13 119
10 500
31 077
-
Corporate
86 904
98 636
110 507
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 725
24 660
27 626
-
total
21 725
24 660
27 626
-
Dividends
65 179
73 976
-
-
withholding
17 924
20 344
-
-
total
17 924
20 344
-
-
Income
145 000
145 000
145 000
145 000
Total tax
66 032
64 644
106 834
70 619
After tax
78 968
80 356
38 166
74 381
Living cost
31 711
31 711
31 711
31 711
Free-cash
47 257
48 645
6 455
42 670

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽29963
₽34811
₽18990
₽48307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
national
-
-
-
52 432
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 354
social contributions
-
-
-
22 437
total
-
-
-
82 223
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
112 307
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
977
-
national
19 791
-
39 967
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 858
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
8 423
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
5 277
-
total
31 562
-
60 502
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
112 307
-
surtax
7 299
-
12 737
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
9 950
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 907
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 460
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 640
-
total
18 738
-
32 694
-
Corporate
61 887
145 000
-
-
income
12 377
28 999
-
-
surtax
248
581
-
-
total
12 625
29 580
-
-
Dividends
49 263
115 420
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 450
34 299
-
-
total
14 450
34 299
-
-
Income
145 000
145 000
145 000
145 000
Total tax
77 375
63 879
93 196
82 223
After tax
67 625
81 121
51 804
62 777
Living cost
32 814
32 814
32 814
32 814
Free-cash
34 811
48 307
18 990
29 963

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽99424
₽103051
₽104967
₽108525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 750
total
-
-
-
30 126
Employee
20 458
-
138 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
13 885
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
18 428
-
Employer
20 458
-
138 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
120 528
145 000
-
-
income
12 053
14 500
-
-
total
12 053
14 500
-
-
Dividends
108 475
130 500
-
-
withholding
5 424
6 525
-
-
total
5 424
6 525
-
-
Income
145 000
145 000
145 000
145 000
Total tax
26 499
21 025
24 583
30 126
After tax
118 501
123 975
120 417
114 874
Living cost
15 450
15 450
15 450
15 450
Free-cash
103 051
108 525
104 967
99 424

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽103098
₽108028
₽108641
₽112199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
21 750
total
-
-
-
30 126
Employee
15 593
-
138 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
13 885
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
18 428
-
Employer
15 593
-
138 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
126 348
145 000
-
-
income
12 635
14 500
-
-
total
12 635
14 500
-
-
Dividends
113 713
130 500
-
-
withholding
5 685
6 525
-
-
total
5 685
6 525
-
-
Income
145 000
145 000
145 000
145 000
Total tax
25 196
21 025
24 583
30 126
After tax
119 804
123 975
120 417
114 874
Living cost
11 776
11 776
11 776
11 776
Free-cash
108 028
112 199
108 641
103 098

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽78948
₽80090
₽77636
₽84986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
3 697
social contributions
-
-
-
14 561
income
-
-
-
26 957
total
-
-
-
45 215
Employee
69 203
69 203
134 760
-
income
7 535
6 406
26 250
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 290
-
total
10 687
13 326
36 287
-
Employer
69 203
69 203
134 760
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 493
-
total
3 198
7 024
10 240
-
Corporate
110 277
68 773
-
-
income
13 784
8 597
-
-
total
13 784
8 597
-
-
Dividends
96 493
60 176
-
-
withholding
16 404
10 230
-
-
total
16 404
10 230
-
-
Income
145 000
145 000
145 000
145 000
Total tax
44 073
39 177
46 527
45 215
After tax
100 927
105 823
98 473
99 785
Living cost
20 837
20 837
20 837
20 837
Free-cash
80 090
84 986
77 636
78 948

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽70595
₽72899
₽69283
₽76633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
3 697
social contributions
-
-
-
14 561
income
-
-
-
26 957
total
-
-
-
45 215
Employee
69 203
69 203
134 760
-
income
7 267
6 406
26 250
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 290
-
total
11 318
13 326
36 287
-
Employer
69 203
69 203
134 760
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 493
-
total
4 113
7 024
10 240
-
Corporate
100 379
68 773
-
-
income
12 548
8 597
-
-
total
12 548
8 597
-
-
Dividends
87 832
60 176
-
-
withholding
14 932
10 230
-
-
total
14 932
10 230
-
-
Income
145 000
145 000
145 000
145 000
Total tax
42 911
39 177
46 527
45 215
After tax
102 089
105 823
98 473
99 785
Living cost
29 190
29 190
29 190
29 190
Free-cash
72 899
76 633
69 283
70 595

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60432
₽71649
₽54119
₽79061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
19 575
social contributions
-
-
-
29 891
income
-
-
-
14 330
solidarity contribution
-
-
-
-
total
-
-
-
63 796
Employee
30 548
-
109 549
-
income
3 666
-
13 216
-
social contributions
1 986
-
6 654
-
health
4 124
-
14 789
-
solidarity contribution
-
-
-
-
total
9 776
-
34 659
-
Employer
30 548
-
109 549
-
social contributions
7 637
-
25 591
-
health
2 749
-
9 859
-
total
10 386
-
35 450
-
Corporate
104 066
145 000
-
-
income
19 773
27 550
-
-
total
19 773
27 550
-
-
Dividends
84 294
117 450
-
-
withholding
12 644
17 617
-
-
total
12 644
17 617
-
-
Income
145 000
145 000
145 000
145 000
Total tax
52 579
45 167
70 109
63 796
After tax
92 421
99 833
74 891
81 204
Living cost
20 772
20 772
20 772
20 772
Free-cash
71 649
79 061
54 119
60 432

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽55607
₽65103
₽49294
₽74236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
19 575
social contributions
-
-
-
29 891
income
-
-
-
14 330
solidarity contribution
-
-
-
-
total
-
-
-
63 796
Employee
37 643
-
109 549
-
income
4 517
-
13 216
-
social contributions
2 447
-
6 654
-
health
5 082
-
14 789
-
solidarity contribution
-
-
-
-
total
12 046
-
34 659
-
Employer
37 643
-
109 549
-
social contributions
9 411
-
25 591
-
health
3 388
-
9 859
-
total
12 799
-
35 450
-
Corporate
94 559
145 000
-
-
income
17 966
27 550
-
-
total
17 966
27 550
-
-
Dividends
76 593
117 450
-
-
withholding
11 489
17 617
-
-
total
11 489
17 617
-
-
Income
145 000
145 000
145 000
145 000
Total tax
54 300
45 167
70 109
63 796
After tax
90 700
99 833
74 891
81 204
Living cost
25 597
25 597
25 597
25 597
Free-cash
65 103
74 236
49 294
55 607

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽42853
-₽51684
-₽51684
-₽51684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
national
-
-
-
16 565
pensions
-
-
-
782
municipal
-
-
-
29 788
labour market
-
-
-
11 537
total
-
-
-
58 672
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
153 209
153 209
153 209
58 672
After tax
-8 209
-8 209
-8 209
86 328
Living cost
43 476
43 476
43 476
43 476
Free-cash
-51 684
-51 684
-51 684
42 853

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽55985
₽88673
₽61839
₽94264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
health
-
-
-
18 849
pensions
-
-
-
28 999
income
-
-
-
19 430
total
-
-
-
67 278
Employee
25 530
-
108 370
-
unemployment
408
-
1 733
-
income
2 874
-
20 894
-
pensions
511
-
2 167
-
total
3 793
-
24 794
-
Employer
25 530
-
108 370
-
pensions
5 106
-
21 674
-
health
3 318
-
14 088
-
unemployment
205
-
868
-
total
8 629
-
36 630
-
Corporate
110 840
145 000
-
-
income
22 168
28 999
-
-
total
22 168
28 999
-
-
Dividends
88 672
116 001
-
-
total
-
-
-
-
Income
145 000
145 000
145 000
145 000
Total tax
34 590
28 999
61 424
67 278
After tax
110 410
116 001
83 576
77 722
Living cost
21 737
21 737
21 737
21 737
Free-cash
88 673
94 264
61 839
55 985

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽60936
₽59087
₽42374
₽57148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
145 000
national
-
-
-
21 888
health
-
-
-
1 858
municipal
-
-
-
25 766
total
-
-
-
49 512
Employee
47 349
-
121 983
-
unemployment
710
-
1 829
-
municipal
7 755
-
19 876
-
national
782
-
13 616
-
pensions
3 195
-
8 234
-
health
354
-
1 503
-
total
12 796
-
45 058
-
Employer
47 349
-
121 983
-
pensions
8 215
-
21 164
-
health
364
-
939
-
accident
48
-
121
-
unemployment
307
-
792
-
total
8 934
-
23 016
-
Corporate
88 718
145 000
-
-
income
17 743
28 999
-
-
total
17 743
28 999
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 231
87 001
-
-
municipal
9 581
15 661
-
-
national
2 307
8 640
-
-
total
11 888
24 301
-
-
Income
145 000
145 000
145 000
145 000
Total tax
51 361
53 300
68 074
49 512
After tax
93 639
91 700
76 926
95 488
Living cost
34 552
34 552
34 552
34 552
Free-cash
59 087
57 148
42 374
60 936

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽54190
₽50340
₽53449
₽45337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
-
health
-
-
-
5 709
pensions
-
-
-
27 145
social contributions
-
-
-
4 131
income
-
-
-
21 590
other
-
-
-
4 495
total
-
-
-
63 070
Employee
34 382
-
113 115
-
income
1 773
-
21 206
-
surtax
-
-
-
-
social contributions
980
-
3 223
-
pensions
3 889
-
7 496
-
total
6 642
-
31 925
-
Employer
34 382
-
113 115
-
pensions
5 650
-
12 683
-
social contributions
102
-
340
-
other
1 187
-
4 255
-
health
2 406
-
10 028
-
unemployment
1 392
-
4 580
-
total
10 737
-
31 886
-
Corporate
99 881
145 000
-
-
income
27 966
40 601
-
-
surtax
-
-
-
-
total
27 966
40 601
-
-
Dividends
71 915
104 399
-
-
withholding
9 205
13 364
-
-
social contributions
12 370
17 958
-
-
surtax
-
-
-
-
total
21 575
31 322
-
-
Income
145 000
145 000
145 000
145 000
Total tax
66 920
71 923
63 811
63 070
After tax
78 080
73 077
81 189
81 930
Living cost
27 740
27 740
27 740
27 740
Free-cash
50 340
45 337
53 449
54 190

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽51139
₽47604
₽50398
₽42286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
-
health
-
-
-
5 709
pensions
-
-
-
27 145
social contributions
-
-
-
4 131
income
-
-
-
21 590
other
-
-
-
4 495
total
-
-
-
63 070
Employee
38 517
-
113 115
-
income
2 273
-
21 206
-
surtax
-
-
-
-
social contributions
1 098
-
3 223
-
pensions
4 355
-
7 496
-
total
7 726
-
31 925
-
Employer
38 517
-
113 115
-
pensions
6 328
-
12 683
-
social contributions
116
-
340
-
other
1 329
-
4 255
-
health
2 697
-
10 028
-
unemployment
1 559
-
4 580
-
total
12 029
-
31 886
-
Corporate
94 455
145 000
-
-
income
26 448
40 601
-
-
surtax
-
-
-
-
total
26 448
40 601
-
-
Dividends
68 007
104 399
-
-
withholding
8 705
13 364
-
-
social contributions
11 697
17 958
-
-
surtax
-
-
-
-
total
20 402
31 322
-
-
Income
145 000
145 000
145 000
145 000
Total tax
66 605
71 923
63 811
63 070
After tax
78 395
73 077
81 189
81 930
Living cost
30 791
30 791
30 791
30 791
Free-cash
47 604
42 286
50 398
51 139

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽38463
₽35800
₽37722
₽29610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
-
health
-
-
-
5 709
pensions
-
-
-
27 145
social contributions
-
-
-
4 131
income
-
-
-
21 590
other
-
-
-
4 495
total
-
-
-
63 070
Employee
56 366
-
113 115
-
income
4 918
-
21 206
-
surtax
-
-
-
-
social contributions
1 605
-
3 223
-
pensions
6 375
-
7 496
-
total
12 898
-
31 925
-
Employer
56 366
-
113 115
-
pensions
9 262
-
12 683
-
social contributions
169
-
340
-
other
1 945
-
4 255
-
health
3 945
-
10 028
-
unemployment
2 283
-
4 580
-
total
17 604
-
31 886
-
Corporate
71 029
145 000
-
-
income
19 888
40 601
-
-
surtax
-
-
-
-
total
19 888
40 601
-
-
Dividends
51 142
104 399
-
-
withholding
6 546
13 364
-
-
social contributions
8 797
17 958
-
-
surtax
-
-
-
-
total
15 343
31 322
-
-
Income
145 000
145 000
145 000
145 000
Total tax
65 733
71 923
63 811
63 070
After tax
79 267
73 077
81 189
81 930
Living cost
43 467
43 467
43 467
43 467
Free-cash
35 800
29 610
37 722
38 463

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽137727
₽130836
₽110177
₽131927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 450
total
-
-
-
1 450
Employee
7 278
-
145 000
-
income
1 455
-
29 000
-
total
1 455
-
29 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

137 722
145 000
-
-
total
-
-
-
-
Dividends
137 722
145 000
-
-
withholding
6 886
7 250
-
-
total
6 886
7 250
-
-
Income
145 000
145 000
145 000
145 000
Total tax
8 341
7 250
29 000
1 450
After tax
136 659
137 750
116 000
143 550
Living cost
5 823
5 823
5 823
5 823
Free-cash
130 836
131 927
110 177
137 727

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽134477
₽126976
₽106927
₽128677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
145 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 450
total
-
-
-
1 450
Employee
11 342
-
145 000
-
income
2 268
-
29 000
-
total
2 268
-
29 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

133 658
145 000
-
-
total
-
-
-
-
Dividends
133 658
145 000
-
-
withholding
6 683
7 250
-
-
total
6 683
7 250
-
-
Income
145 000
145 000
145 000
145 000
Total tax
8 951
7 250
29 000
1 450
After tax
136 049
137 750
116 000
143 550
Living cost
9 073
9 073
9 073
9 073
Free-cash
126 976
128 677
106 927
134 477

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽43600
₽51676
₽58404
₽39904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 321
trade
-
-
-
14 804
total
-
-
-
66 655
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
145 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
43 321
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
51 851
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 221
145 000
-
-
trade
14 382
20 808
-
-
income
15 032
21 749
-
-
chamber of commerce
284
348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

827
1 195
-
-
total
30 525
44 100
-
-
Dividends
69 697
100 898
-
-
withholding
17 082
24 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

939
1 368
-
-
total
18 021
26 251
-
-
Income
145 000
145 000
145 000
145 000
Total tax
58 579
70 351
51 851
66 655
After tax
86 421
74 649
93 149
78 345
Living cost
34 745
34 745
34 745
34 745
Free-cash
51 676
39 904
58 404
43 600

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽49643
₽55850
₽65890
₽45898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 321
trade
-
-
-
16 247
total
-
-
-
68 098
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
145 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
43 321
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
51 851
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 578
145 000
-
-
trade
17 417
22 837
-
-
income
16 587
21 749
-
-
chamber of commerce
295
345
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

912
1 195
-
-
total
35 211
46 126
-
-
Dividends
75 368
98 873
-
-
withholding
18 499
24 376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 018
1 341
-
-
total
19 517
25 717
-
-
Income
145 000
145 000
145 000
145 000
Total tax
61 891
71 843
51 851
68 098
After tax
83 109
73 157
93 149
76 902
Living cost
27 259
27 259
27 259
27 259
Free-cash
55 850
45 898
65 890
49 643

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽40826
₽49701
₽57795
₽37057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 321
trade
-
-
-
16 969
total
-
-
-
68 820
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
145 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
43 321
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
51 851
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 361
145 000
-
-
trade
16 346
23 852
-
-
income
14 904
21 749
-
-
chamber of commerce
278
343
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

820
1 195
-
-
total
32 348
47 139
-
-
Dividends
67 013
97 860
-
-
withholding
16 411
24 123
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

902
1 327
-
-
total
17 313
25 450
-
-
Income
145 000
145 000
145 000
145 000
Total tax
59 945
72 589
51 851
68 820
After tax
85 055
72 411
93 149
76 180
Living cost
35 354
35 354
35 354
35 354
Free-cash
49 701
37 057
57 795
40 826

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽34229
₽45028
₽51921
₽30436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
145 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 382
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 321
trade
-
-
-
17 692
total
-
-
-
69 543
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
145 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
43 321
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 382
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
51 851
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 914
145 000
-
-
trade
15 593
24 868
-
-
income
13 637
21 749
-
-
chamber of commerce
265
342
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

750
1 195
-
-
total
30 245
48 154
-
-
Dividends
60 670
96 846
-
-
withholding
14 826
23 869
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

815
1 313
-
-
total
15 641
25 182
-
-
Income
145 000
145 000
145 000
145 000
Total tax
58 744
73 336
51 851
69 543
After tax
86 256
71 664
93 149
75 457
Living cost
41 228
41 228
41 228
41 228
Free-cash
45 028
30 436
51 921
34 229

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽48581
₽68127
₽42976
₽70990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
5 578
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
37 873
other
-
-
-
-
total
-
-
-
76 205
Employee
30 307
-
119 785
-
unemployment
2 109
-
8 338
-
other
-
-
-
-
income
5 081
-
32 543
-
surtax
108
-
4 671
-
pensions
2 022
-
7 989
-
health
774
-
3 055
-
total
10 094
-
56 596
-
Employer
30 307
-
119 785
-
pensions
4 041
-
15 967
-
other
-
-
-
-
health
1 378
-
5 450
-
unemployment
962
-
3 797
-
total
6 381
-
25 214
-
Corporate
108 312
145 000
-
-
income
28 161
37 701
-
-
total
28 161
37 701
-
-
Dividends
80 151
107 299
-
-
withholding
12 023
16 095
-
-
total
12 023
16 095
-
-
Income
145 000
145 000
145 000
145 000
Total tax
56 659
53 796
81 810
76 205
After tax
88 341
91 204
63 190
68 795
Living cost
20 214
20 214
20 214
20 214
Free-cash
68 127
70 990
42 976
48 581

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽48936
₽68544
₽43331
₽71345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
surtax
-
-
-
5 578
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
37 873
other
-
-
-
-
total
-
-
-
76 205
Employee
29 761
-
119 785
-
unemployment
2 072
-
8 338
-
other
-
-
-
-
income
4 989
-
32 543
-
surtax
97
-
4 671
-
pensions
1 985
-
7 989
-
health
760
-
3 055
-
total
9 903
-
56 596
-
Employer
29 761
-
119 785
-
pensions
3 967
-
15 967
-
other
-
-
-
-
health
1 354
-
5 450
-
unemployment
943
-
3 797
-
total
6 264
-
25 214
-
Corporate
108 975
145 000
-
-
income
28 333
37 701
-
-
total
28 333
37 701
-
-
Dividends
80 641
107 299
-
-
withholding
12 097
16 095
-
-
total
12 097
16 095
-
-
Income
145 000
145 000
145 000
145 000
Total tax
56 597
53 796
81 810
76 205
After tax
88 403
91 204
63 190
68 795
Living cost
19 859
19 859
19 859
19 859
Free-cash
68 544
71 345
43 331
48 936

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽82583
₽64019
₽66191
₽63648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
unemployment
-
-
-
2 175
health
-
-
-
10 150
pensions
-
-
-
14 500
income
-
-
-
17 726
total
-
-
-
44 551
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
121 339
-
unemployment
387
154
1 820
-
income
3 153
1 255
14 834
-
pensions
2 579
1 026
12 134
-
health
1 805
718
8 494
-
total
7 924
3 153
37 282
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
121 339
-
pensions
5 029
2 001
23 661
-
total
5 029
2 001
23 661
-
Corporate
114 182
132 735
-
-
income
10 276
11 946
-
-
total
10 276
11 946
-
-
Dividends
103 905
120 789
-
-
withholding
19 742
22 950
-
-
social contributions
20 144
23 436
-
-
total
39 886
46 386
-
-
Income
145 000
145 000
145 000
145 000
Total tax
63 115
63 486
60 943
44 551
After tax
81 885
81 514
84 057
100 449
Living cost
17 866
17 866
17 866
17 866
Free-cash
64 019
63 648
66 191
82 583

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42087
₽46184
₽43224
₽46909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
national
-
-
-
24 544
pensions
-
-
-
17 400
social contributions
-
-
-
1 559
municipal
-
-
-
15 839
total
-
-
-
59 342
Employee
67 543
-
125 351
-
municipal
8 343
-
16 401
-
national
12 928
-
25 414
-
pensions
2 702
-
5 014
-
total
23 973
-
46 829
-
Employer
67 543
-
125 351
-
pensions
5 403
-
10 028
-
social contributions
726
-
1 348
-
total
6 129
-
11 376
-
Corporate
66 869
145 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 374
29 000
-
-
total
13 374
29 000
-
-
Dividends
53 495
116 000
-
-
withholding
11 769
25 520
-
-
total
11 769
25 520
-
-
Income
145 000
145 000
145 000
145 000
Total tax
55 245
54 520
58 205
59 342
After tax
89 755
90 480
86 795
85 658
Living cost
43 571
43 571
43 571
43 571
Free-cash
46 184
46 909
43 224
42 087

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽26731
₽52221
₽26731
₽50234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
social contributions
-
-
-
23 878
income
-
-
-
43 125
total
-
-
-
67 003
Employee
70 397
-
145 000
-
social contributions
5 848
-
23 878
-
income
13 284
-
43 125
-
total
19 132
-
67 003
-
Employer
70 397
-
145 000
-
total
-
-
-
-
Corporate
74 603
145 000
-
-
income
9 325
18 125
-
-
total
9 325
18 125
-
-
Dividends
65 278
126 875
-
-
withholding
13 056
25 375
-
-
total
13 056
25 375
-
-
Income
145 000
145 000
145 000
145 000
Total tax
41 513
43 500
67 003
67 003
After tax
103 487
101 500
77 997
77 997
Living cost
51 266
51 266
51 266
51 266
Free-cash
52 221
50 234
26 731
26 731

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽32114
₽34689
₽25564
₽39387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
national
-
-
-
35 057
regional
-
-
-
1 698
social contributions
-
-
-
37 294
municipal
-
-
-
862
total
-
-
-
74 911
Employee
79 983
-
145 000
-
municipal
424
-
769
-
national
13 859
-
30 301
-
social contributions
26 970
-
48 894
-
regional
755
-
1 497
-
total
42 008
-
81 461
-
Employer
79 983
-
145 000
-
total
-
-
-
-
Corporate
65 017
145 000
-
-
nationa
15 605
34 801
-
-
municipal
2 536
5 655
-
-
total
18 141
40 456
-
-
Dividends
46 877
104 545
-
-
withholding
12 187
27 182
-
-
total
12 187
27 182
-
-
Income
145 000
145 000
145 000
145 000
Total tax
72 336
67 638
81 461
74 911
After tax
72 664
77 362
63 539
70 089
Living cost
37 975
37 975
37 975
37 975
Free-cash
34 689
39 387
25 564
32 114

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽45357
₽49975
₽38842
₽51972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
145 000
national
-
-
-
35 057
regional
-
-
-
2 187
social contributions
-
-
-
37 294
municipal
-
-
-
862
total
-
-
-
75 400
Employee
49 922
-
145 000
-
municipal
265
-
769
-
national
7 909
-
30 301
-
social contributions
16 834
-
48 894
-
regional
672
-
1 951
-
total
25 680
-
81 915
-
Employer
49 922
-
145 000
-
total
-
-
-
-
Corporate
95 078
145 000
-
-