Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 143000
per

Your estimated
City
free-cash

Andorra , Andorra
₽103759
₽84283
₽80484
₽100972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
31 461
income
-
-
-
6 115
total
-
-
-
37 576
Employee
26 673
-
123 809
-
social contributions
1 733
-
8 047
-
income
-
-
6 539
-
total
1 733
-
14 586
-
Employer
26 673
-
123 809
-
social contributions
4 135
-
19 191
-
total
4 135
-
19 191
-
Corporate
112 192
143 000
-
-
income
11 220
14 301
-
-
total
11 220
14 301
-
-
Dividends
100 973
128 699
-
-
total
-
-
-
-
Income
143 000
143 000
143 000
143 000
Total tax
17 088
14 301
33 777
37 576
After tax
125 912
128 699
109 223
105 424
Living cost
24 940
24 940
24 940
24 940
Free-cash
100 972
103 759
84 283
80 484

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52771
₽11520
₽47080
₽52361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
chamber of commerce
-
-
-
572
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
38 445
surtax
-
-
-
-
total
-
-
-
69 451
Employee
36 267
33 064
113 868
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
30 644
-
total
9 798
8 427
48 197
-
Employer
36 267
33 064
113 868
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 417
-
chamber of commerce
145
132
455
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 265
-
total
10 437
9 516
29 133
-
Corporate
96 296
100 420
110 719
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

24 073
25 105
27 681
-
total
24 073
25 105
27 681
-
Dividends
72 222
75 316
-
-
withholding
19 862
20 712
-
-
total
19 862
20 712
-
-
Income
143 000
143 000
143 000
143 000
Total tax
64 170
63 760
105 011
69 451
After tax
78 830
79 240
37 989
73 549
Living cost
26 469
26 469
26 469
26 469
Free-cash
52 361
52 771
11 520
47 080

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49918
₽8716
₽44151
₽48634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
chamber of commerce
-
-
-
572
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
38 445
surtax
-
-
-
164
total
-
-
-
69 615
Employee
41 463
33 064
113 715
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
30 570
-
total
12 228
8 427
48 123
-
Employer
41 463
33 064
113 715
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 412
-
chamber of commerce
165
132
455
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 259
-
total
12 096
9 680
29 286
-
Corporate
89 442
100 257
110 566
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 360
25 064
27 641
-
total
22 360
25 064
27 641
-
Dividends
67 081
75 193
-
-
withholding
18 448
20 677
-
-
total
18 448
20 677
-
-
Income
143 000
143 000
143 000
143 000
Total tax
65 132
63 848
105 050
69 615
After tax
77 868
79 152
37 950
73 385
Living cost
29 234
29 234
29 234
29 234
Free-cash
48 634
49 918
8 716
44 151

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽49731
₽20269
₽31724
₽37287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 339
national
-
-
-
53 001
total
-
-
-
81 025
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
110 758
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 205
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 307
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 777
-
national
18 246
-
39 985
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
964
-
total
29 096
-
60 238
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
110 758
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 439
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 617
-
surtax
6 729
-
12 561
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 811
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 814
-
total
17 275
-
32 242
-
Corporate
66 378
143 000
-
-
surtax
266
572
-
-
income
13 276
28 600
-
-
total
13 542
29 172
-
-
Dividends
52 836
113 828
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 549
33 846
-
-
total
15 549
33 846
-
-
Income
143 000
143 000
143 000
143 000
Total tax
75 462
63 018
92 480
81 025
After tax
67 538
79 982
50 520
61 975
Living cost
30 251
30 251
30 251
30 251
Free-cash
37 287
49 731
20 269
31 724

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽108002
₽105129
₽99554
₽102950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 450
total
-
-
-
29 183
Employee
18 887
-
137 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 731
-
total
4 624
-
17 925
-
Employer
18 887
-
137 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
120 407
143 000
-
-
income
12 040
14 300
-
-
total
12 040
14 300
-
-
Dividends
108 367
128 700
-
-
withholding
5 418
6 435
-
-
total
5 418
6 435
-
-
Income
143 000
143 000
143 000
143 000
Total tax
25 787
20 735
23 608
29 183
After tax
117 213
122 265
119 392
113 817
Living cost
14 263
14 263
14 263
14 263
Free-cash
102 950
108 002
105 129
99 554

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽111394
₽108521
₽102946
₽107543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 450
total
-
-
-
29 183
Employee
14 395
-
137 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 731
-
total
3 523
-
17 925
-
Employer
14 395
-
137 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
125 780
143 000
-
-
income
12 578
14 300
-
-
total
12 578
14 300
-
-
Dividends
113 203
128 700
-
-
withholding
5 660
6 435
-
-
total
5 660
6 435
-
-
Income
143 000
143 000
143 000
143 000
Total tax
24 586
20 735
23 608
29 183
After tax
118 414
122 265
119 392
113 817
Living cost
10 871
10 871
10 871
10 871
Free-cash
107 543
111 394
108 521
102 946

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽85120
₽77423
₽78689
₽80605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
13 424
health
-
-
-
3 646
income
-
-
-
28 032
total
-
-
-
45 102
Employee
63 798
63 798
133 391
-
health
494
1 085
2 267
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
27 350
-
total
9 853
12 286
36 759
-
Employer
63 798
63 798
133 391
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 467
-
total
2 949
6 476
9 609
-
Corporate
110 989
72 727
-
-
income
13 874
9 091
-
-
total
13 874
9 091
-
-
Dividends
97 115
63 636
-
-
withholding
16 510
10 818
-
-
total
16 510
10 818
-
-
Income
143 000
143 000
143 000
143 000
Total tax
43 186
38 671
46 368
45 102
After tax
99 814
104 329
96 632
97 898
Living cost
19 209
19 209
19 209
19 209
Free-cash
80 605
85 120
77 423
78 689

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77419
₽69722
₽70988
₽73979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
13 424
health
-
-
-
3 646
income
-
-
-
28 032
total
-
-
-
45 102
Employee
63 798
63 798
133 391
-
health
635
1 085
2 267
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
27 350
-
total
10 434
12 286
36 759
-
Employer
63 798
63 798
133 391
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 467
-
total
3 791
6 476
9 609
-
Corporate
101 864
72 727
-
-
income
12 733
9 091
-
-
total
12 733
9 091
-
-
Dividends
89 132
63 636
-
-
withholding
15 153
10 818
-
-
total
15 153
10 818
-
-
Income
143 000
143 000
143 000
143 000
Total tax
42 111
38 671
46 368
45 102
After tax
100 889
104 329
96 632
97 898
Living cost
26 910
26 910
26 910
26 910
Free-cash
73 979
77 419
69 722
70 988

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽78933
₽55397
₽61739
₽71968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
28 093
health
-
-
-
19 305
solidarity contribution
-
-
-
-
income
-
-
-
14 340
total
-
-
-
61 738
Employee
28 710
-
109 127
-
health
3 876
-
14 732
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
13 221
-
total
9 187
-
34 207
-
Employer
28 710
-
109 127
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 821
-
total
9 762
-
33 873
-
Corporate
104 528
143 000
-
-
income
19 860
27 170
-
-
total
19 860
27 170
-
-
Dividends
84 668
115 830
-
-
withholding
12 700
17 374
-
-
total
12 700
17 374
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 509
44 544
68 080
61 738
After tax
91 491
98 456
74 920
81 262
Living cost
19 523
19 523
19 523
19 523
Free-cash
71 968
78 933
55 397
61 739

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽74399
₽50863
₽57205
₽65815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
28 093
health
-
-
-
19 305
solidarity contribution
-
-
-
-
income
-
-
-
14 340
total
-
-
-
61 738
Employee
35 378
-
109 127
-
health
4 776
-
14 732
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
13 221
-
total
11 321
-
34 207
-
Employer
35 378
-
109 127
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 821
-
total
12 029
-
33 873
-
Corporate
95 593
143 000
-
-
income
18 163
27 170
-
-
total
18 163
27 170
-
-
Dividends
77 430
115 830
-
-
withholding
11 615
17 374
-
-
total
11 615
17 374
-
-
Income
143 000
143 000
143 000
143 000
Total tax
53 128
44 544
68 080
61 738
After tax
89 872
98 456
74 920
81 262
Living cost
24 057
24 057
24 057
24 057
Free-cash
65 815
74 399
50 863
57 205

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽38254
-₽38254
₽44478
-₽38254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
labour market
-
-
-
11 382
municipal
-
-
-
29 683
pensions
-
-
-
721
national
-
-
-
16 671
total
-
-
-
58 457
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
143 000
143 000
143 000
143 000
Total tax
141 189
141 189
141 189
58 457
After tax
1 811
1 811
1 811
84 543
Living cost
40 065
40 065
40 065
40 065
Free-cash
-38 254
-38 254
-38 254
44 478

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽94360
₽62382
₽56607
₽89205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
health
-
-
-
18 590
pensions
-
-
-
28 600
income
-
-
-
19 163
total
-
-
-
66 353
Employee
23 536
-
106 876
-
pensions
471
-
2 138
-
unemployment
376
-
1 710
-
income
2 650
-
20 605
-
total
3 497
-
24 453
-
Employer
23 536
-
106 876
-
pensions
4 708
-
21 375
-
unemployment
189
-
855
-
health
3 059
-
13 895
-
total
7 956
-
36 125
-
Corporate
111 508
143 000
-
-
income
22 302
28 600
-
-
total
22 302
28 600
-
-
Dividends
89 206
114 400
-
-
total
-
-
-
-
Income
143 000
143 000
143 000
143 000
Total tax
33 755
28 600
60 578
66 353
After tax
109 245
114 400
82 422
76 647
Living cost
20 040
20 040
20 040
20 040
Free-cash
89 205
94 360
62 382
56 607

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57950
₽43363
₽60839
₽59959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
143 000
health
-
-
-
1 856
municipal
-
-
-
25 405
national
-
-
-
23 047
total
-
-
-
50 308
Employee
43 651
-
120 299
-
health
326
-
1 507
-
municipal
7 150
-
19 596
-
pensions
2 946
-
8 119
-
national
721
-
14 056
-
unemployment
655
-
1 804
-
total
11 798
-
45 082
-
Employer
43 651
-
120 299
-
accident
44
-
120
-
unemployment
283
-
783
-
health
335
-
926
-
pensions
7 573
-
20 873
-
total
8 235
-
22 702
-
Corporate
91 113
143 000
-
-
income
18 223
28 600
-
-
total
18 223
28 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 668
85 800
-
-
municipal
9 840
15 444
-
-
national
3 092
9 153
-
-
total
12 932
24 597
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 188
53 197
67 784
50 308
After tax
91 812
89 803
75 216
92 692
Living cost
31 853
31 853
31 853
31 853
Free-cash
59 959
57 950
43 363
60 839

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽46500
₽53349
₽55061
₽51109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
4 075
health
-
-
-
5 948
pensions
-
-
-
25 799
other
-
-
-
4 434
income
-
-
-
22 110
surtax
-
-
-
-
total
-
-
-
62 366
Employee
31 696
-
110 983
-
income
1 634
-
21 310
-
social contributions
904
-
3 162
-
pensions
3 585
-
7 589
-
surtax
-
-
-
-
total
6 123
-
32 061
-
Employer
31 696
-
110 983
-
pensions
5 208
-
12 798
-
social contributions
94
-
332
-
unemployment
1 283
-
4 495
-
health
2 218
-
10 117
-
other
1 094
-
4 275
-
total
9 897
-
32 017
-
Corporate
101 405
143 000
-
-
surtax
-
-
-
-
income
28 394
40 040
-
-
total
28 394
40 040
-
-
Dividends
73 011
102 960
-
-
surtax
-
-
-
-
withholding
9 346
13 178
-
-
social contributions
12 558
17 709
-
-
total
21 904
30 887
-
-
Income
143 000
143 000
143 000
143 000
Total tax
66 318
70 927
64 078
62 366
After tax
76 682
72 073
78 922
80 634
Living cost
25 573
25 573
25 573
25 573
Free-cash
51 109
46 500
53 349
55 061

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43687
₽50536
₽52248
₽48588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
4 075
health
-
-
-
5 948
pensions
-
-
-
25 799
other
-
-
-
4 434
income
-
-
-
22 110
surtax
-
-
-
-
total
-
-
-
62 366
Employee
35 509
-
110 983
-
income
2 096
-
21 310
-
social contributions
1 012
-
3 162
-
pensions
4 015
-
7 589
-
surtax
-
-
-
-
total
7 123
-
32 061
-
Employer
35 509
-
110 983
-
pensions
5 833
-
12 798
-
social contributions
107
-
332
-
unemployment
1 437
-
4 495
-
health
2 486
-
10 117
-
other
1 225
-
4 275
-
total
11 088
-
32 017
-
Corporate
96 402
143 000
-
-
surtax
-
-
-
-
income
26 992
40 040
-
-
total
26 992
40 040
-
-
Dividends
69 410
102 960
-
-
surtax
-
-
-
-
withholding
8 885
13 178
-
-
social contributions
11 938
17 709
-
-
total
20 823
30 887
-
-
Income
143 000
143 000
143 000
143 000
Total tax
66 026
70 927
64 078
62 366
After tax
76 974
72 073
78 922
80 634
Living cost
28 386
28 386
28 386
28 386
Free-cash
48 588
43 687
50 536
52 248

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽32001
₽38850
₽40562
₽37702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
4 075
health
-
-
-
5 948
pensions
-
-
-
25 799
other
-
-
-
4 434
income
-
-
-
22 110
surtax
-
-
-
-
total
-
-
-
62 366
Employee
51 964
-
110 983
-
income
4 534
-
21 310
-
social contributions
1 480
-
3 162
-
pensions
5 877
-
7 589
-
surtax
-
-
-
-
total
11 891
-
32 061
-
Employer
51 964
-
110 983
-
pensions
8 538
-
12 798
-
social contributions
156
-
332
-
unemployment
2 105
-
4 495
-
health
3 637
-
10 117
-
other
1 793
-
4 275
-
total
16 229
-
32 017
-
Corporate
74 807
143 000
-
-
surtax
-
-
-
-
income
20 947
40 040
-
-
total
20 947
40 040
-
-
Dividends
53 860
102 960
-
-
surtax
-
-
-
-
withholding
6 895
13 178
-
-
social contributions
9 264
17 709
-
-
total
16 159
30 887
-
-
Income
143 000
143 000
143 000
143 000
Total tax
65 226
70 927
64 078
62 366
After tax
77 774
72 073
78 922
80 634
Living cost
40 072
40 072
40 072
40 072
Free-cash
37 702
32 001
38 850
40 562

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽129993
₽108543
₽135713
₽128895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
143 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 430
total
-
-
-
1 430
Employee
7 321
-
143 000
-
income
1 464
-
28 600
-
total
1 464
-
28 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

135 679
143 000
-
-
total
-
-
-
-
Dividends
135 679
143 000
-
-
withholding
6 784
7 150
-
-
total
6 784
7 150
-
-
Income
143 000
143 000
143 000
143 000
Total tax
8 248
7 150
28 600
1 430
After tax
134 752
135 850
114 400
141 570
Living cost
5 857
5 857
5 857
5 857
Free-cash
128 895
129 993
108 543
135 713

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽126723
₽105273
₽132443
₽125011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
143 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 430
total
-
-
-
1 430
Employee
11 409
-
143 000
-
income
2 282
-
28 600
-
total
2 282
-
28 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 591
143 000
-
-
total
-
-
-
-
Dividends
131 591
143 000
-
-
withholding
6 580
7 150
-
-
total
6 580
7 150
-
-
Income
143 000
143 000
143 000
143 000
Total tax
8 862
7 150
28 600
1 430
After tax
134 138
135 850
114 400
141 570
Living cost
9 127
9 127
9 127
9 127
Free-cash
125 011
126 723
105 273
132 443

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽41571
₽59034
₽44048
₽52420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 986
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 855
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 412
total
-
-
-
66 921
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 412
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
43 855
-
total
9 250
-
51 935
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 719
143 000
-
-
trade
14 597
20 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

839
1 179
-
-
chamber of commerce
276
335
-
-
income
15 258
21 450
-
-
total
30 970
43 484
-
-
Dividends
70 749
99 515
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

956
1 351
-
-
withholding
17 373
24 563
-
-
total
18 329
25 914
-
-
Income
143 000
143 000
143 000
143 000
Total tax
58 549
69 398
51 935
66 921
After tax
84 451
73 602
91 065
76 079
Living cost
32 031
32 031
32 031
32 031
Free-cash
52 420
41 571
59 034
44 048

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46998
₽65935
₽49488
₽56177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 447
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 855
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 412
total
-
-
-
68 382
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 412
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
43 855
-
total
6 603
-
51 935
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 267
143 000
-
-
trade
17 525
22 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

918
1 179
-
-
chamber of commerce
287
332
-
-
income
16 689
21 450
-
-
total
35 419
45 484
-
-
Dividends
75 848
97 516
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 025
1 324
-
-
withholding
18 646
24 064
-
-
total
19 671
25 388
-
-
Income
143 000
143 000
143 000
143 000
Total tax
61 693
70 872
51 935
68 382
After tax
81 307
72 128
91 065
74 618
Living cost
25 130
25 130
25 130
25 130
Free-cash
56 177
46 998
65 935
49 488

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽38801
₽58472
₽41295
₽50459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 855
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 412
total
-
-
-
69 112
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 412
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
43 855
-
total
9 481
-
51 935
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 926
143 000
-
-
trade
16 603
23 524
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 179
-
-
chamber of commerce
269
329
-
-
income
15 138
21 450
-
-
total
32 843
46 482
-
-
Dividends
68 083
96 517
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

919
1 310
-
-
withholding
16 705
23 814
-
-
total
17 624
25 124
-
-
Income
143 000
143 000
143 000
143 000
Total tax
59 948
71 606
51 935
69 112
After tax
83 052
71 394
91 065
73 888
Living cost
32 593
32 593
32 593
32 593
Free-cash
50 459
38 801
58 472
41 295

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽32651
₽53057
₽35148
₽46105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 909
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 855
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 412
total
-
-
-
69 844
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 412
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
43 855
-
total
11 854
-
51 935
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 138
143 000
-
-
trade
15 973
24 524
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

768
1 179
-
-
chamber of commerce
257
327
-
-
income
13 970
21 450
-
-
total
30 968
47 480
-
-
Dividends
62 170
95 519
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

838
1 296
-
-
withholding
15 227
23 565
-
-
total
16 065
24 861
-
-
Income
143 000
143 000
143 000
143 000
Total tax
58 887
72 341
51 935
69 844
After tax
84 113
70 659
91 065
73 156
Living cost
38 008
38 008
38 008
38 008
Free-cash
46 105
32 651
53 057
35 148

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽71310
₽43996
₽49077
₽68674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
39 111
surtax
-
-
-
5 981
total
-
-
-
75 288
Employee
27 940
-
119 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 997
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
34 148
-
total
9 304
-
57 061
-
Employer
27 940
-
119 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
109 177
143 000
-
-
income
28 386
37 181
-
-
total
28 386
37 181
-
-
Dividends
80 792
105 819
-
-
withholding
12 119
15 874
-
-
total
12 119
15 874
-
-
Income
143 000
143 000
143 000
143 000
Total tax
55 691
53 055
80 369
75 288
After tax
87 309
89 945
62 631
67 712
Living cost
18 635
18 635
18 635
18 635
Free-cash
68 674
71 310
43 996
49 077

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽71637
₽44323
₽49404
₽69056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
39 111
surtax
-
-
-
5 981
total
-
-
-
75 288
Employee
27 437
-
119 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 997
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
34 148
-
total
9 130
-
57 061
-
Employer
27 437
-
119 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
109 788
143 000
-
-
income
28 545
37 181
-
-
total
28 545
37 181
-
-
Dividends
81 243
105 819
-
-
withholding
12 186
15 874
-
-
total
12 186
15 874
-
-
Income
143 000
143 000
143 000
143 000
Total tax
55 636
53 055
80 369
75 288
After tax
87 364
89 945
62 631
67 712
Living cost
18 308
18 308
18 308
18 308
Free-cash
69 056
71 637
44 323
49 404

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽64088
₽66624
₽82790
₽64427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
2 145
health
-
-
-
10 010
pensions
-
-
-
14 300
income
-
-
-
17 482
total
-
-
-
43 937
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
119 665
-
health
1 644
654
8 377
-
pensions
2 349
935
11 967
-
unemployment
352
140
1 795
-
income
2 872
1 143
14 629
-
total
7 217
2 872
36 768
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
119 665
-
pensions
4 581
1 823
23 335
-
total
4 581
1 823
23 335
-
Corporate
114 929
131 828
-
-
income
10 344
11 865
-
-
total
10 344
11 865
-
-
Dividends
104 585
119 963
-
-
withholding
19 871
22 793
-
-
social contributions
20 287
23 286
-
-
total
40 158
46 079
-
-
Income
143 000
143 000
143 000
143 000
Total tax
62 300
62 639
60 103
43 937
After tax
80 700
80 361
82 897
99 063
Living cost
16 273
16 273
16 273
16 273
Free-cash
64 427
64 088
66 624
82 790

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽47349
₽43453
₽42525
₽46652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
1 537
municipal
-
-
-
15 648
pensions
-
-
-
17 160
national
-
-
-
24 247
total
-
-
-
58 592
Employee
64 927
-
123 622
-
municipal
8 020
-
16 201
-
pensions
2 597
-
4 945
-
national
12 427
-
25 299
-
total
23 044
-
46 445
-
Employer
64 927
-
123 622
-
social contributions
698
-
1 329
-
pensions
5 194
-
9 890
-
total
5 892
-
11 219
-
Corporate
67 896
143 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 579
28 600
-
-
total
13 579
28 600
-
-
Dividends
54 317
114 400
-
-
withholding
11 950
25 168
-
-
total
11 950
25 168
-
-
Income
143 000
143 000
143 000
143 000
Total tax
54 465
53 768
57 664
58 592
After tax
88 535
89 232
85 336
84 408
Living cost
41 883
41 883
41 883
41 883
Free-cash
46 652
47 349
43 453
42 525

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽52839
₽28467
₽28467
₽54669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
social contributions
-
-
-
23 785
income
-
-
-
43 486
total
-
-
-
67 271
Employee
64 899
-
143 000
-
social contributions
5 392
-
23 785
-
income
12 246
-
43 486
-
total
17 638
-
67 271
-
Employer
64 899
-
143 000
-
total
-
-
-
-
Corporate
78 101
143 000
-
-
income
9 763
17 875
-
-
total
9 763
17 875
-
-
Dividends
68 338
125 125
-
-
withholding
13 668
25 024
-
-
total
13 668
25 024
-
-
Income
143 000
143 000
143 000
143 000
Total tax
41 069
42 899
67 271
67 271
After tax
101 931
100 101
75 729
75 729
Living cost
47 262
47 262
47 262
47 262
Free-cash
54 669
52 839
28 467
28 467

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽41287
₽27057
₽33518
₽36954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
regional
-
-
-
1 685
social contributions
-
-
-
36 779
municipal
-
-
-
850
national
-
-
-
35 159
total
-
-
-
74 473
Employee
73 736
-
143 000
-
regional
696
-
1 487
-
municipal
390
-
759
-
social contributions
24 864
-
48 219
-
national
12 777
-
30 469
-
total
38 727
-
80 934
-
Employer
73 736
-
143 000
-
total
-
-
-
-
Corporate
69 264
143 000
-
-
nationa
16 623
34 320
-
-
municipal
2 702
5 577
-
-
total
19 325
39 897
-
-
Dividends
49 939
103 103
-
-
withholding
12 985
26 807
-
-
total
12 985
26 807
-
-
Income
143 000
143 000
143 000
143 000
Total tax
71 037
66 704
80 934
74 473
After tax
71 963
76 296
62 066
68 527
Living cost
35 009
35 009
35 009
35 009
Free-cash
36 954
41 287
27 057
33 518

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52815
₽39278
₽45706
₽50973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
regional
-
-
-
2 156
social contributions
-
-
-
36 779
municipal
-
-
-
850
national
-
-
-
35 159
total
-
-
-
74 944
Employee
46 023
-
143 000
-
regional
620
-
1 925
-
municipal
244
-
759
-
social contributions
15 519
-
48 219
-
national
7 291
-
30 469
-
total
23 674
-
81 372
-
Employer
46 023
-
143 000
-
total
-
-
-
-
Corporate
96 977
143 000
-
-