Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 143000
per

Your estimated
City
free-cash

Valencia , Spain
₽70249
₽55355
₽58644
₽73708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
509
income
-
-
-
41 013
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
62 805
Employee
28 978
-
119 842
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
38 322
-
other
28
-
73
-
total
7 426
-
42 936
-
Employer
28 978
-
119 842
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
104 783
143 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 717
21 450
-
-
total
15 717
21 450
-
-
Dividends
89 066
121 550
-
-
withholding
18 819
26 291
-
-
total
18 819
26 291
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 200
47 741
66 094
62 805
After tax
91 800
95 259
76 906
80 195
Living cost
21 551
21 551
21 551
21 551
Free-cash
70 249
73 708
55 355
58 644

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽78887
₽60045
₽60054
₽84179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
22 557
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
62 063
Employee
28 456
-
114 218
-
health
399
-
1 599
-
unemployment
284
-
1 142
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
7 995
-
income
4 899
-
22 554
-
total
7 573
-
33 290
-
Employer
28 456
-
114 218
-
health
399
-
1 599
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
19 417
-
accident
228
-
913
-
unemployment
284
-
1 142
-
other
1 423
-
5 711
-
total
7 172
-
28 782
-
Corporate
107 373
143 000
-
-
income
22 548
30 030
-
-
total
22 548
30 030
-
-
Dividends
84 825
112 970
-
-
withholding
5 937
7 908
-
-
total
5 937
7 908
-
-
Income
143 000
143 000
143 000
143 000
Total tax
43 230
37 938
62 072
62 063
After tax
99 770
105 062
80 928
80 937
Living cost
20 883
20 883
20 883
20 883
Free-cash
78 887
84 179
60 045
60 054

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽108354
₽109636
₽103974
₽111994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
21 450
health
-
-
-
3 147
total
-
-
-
28 756
Employee
13 600
-
137 632
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
13 763
-
total
3 330
-
17 726
-
Employer
13 600
-
137 632
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
126 732
143 000
-
-
income
12 673
14 300
-
-
total
12 673
14 300
-
-
Dividends
114 059
128 700
-
-
withholding
5 703
6 435
-
-
total
5 703
6 435
-
-
Income
143 000
143 000
143 000
143 000
Total tax
24 375
20 735
23 094
28 756
After tax
118 625
122 265
119 906
114 244
Living cost
10 270
10 270
10 270
10 270
Free-cash
108 354
111 994
109 636
103 974

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽49887
₽51202
₽53692
₽45260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
22 762
other
-
-
-
4 433
health
-
-
-
6 200
social contributions
-
-
-
4 074
pensions
-
-
-
25 026
surtax
-
-
-
-
total
-
-
-
62 495
Employee
33 541
-
110 529
-
pensions
3 792
-
7 744
-
income
1 980
-
21 624
-
social contributions
956
-
3 148
-
surtax
-
-
-
-
total
6 728
-
32 516
-
Employer
33 541
-
110 529
-
health
2 348
-
10 297
-
social contributions
101
-
332
-
pensions
5 510
-
13 026
-
unemployment
1 358
-
4 477
-
other
1 157
-
4 337
-
total
10 474
-
32 469
-
Corporate
98 984
143 000
-
-
income
27 716
40 041
-
-
surtax
-
-
-
-
total
27 716
40 041
-
-
Dividends
71 268
102 959
-
-
social contributions
12 259
17 708
-
-
surtax
-
-
-
-
withholding
9 123
13 178
-
-
total
21 382
30 886
-
-
Income
143 000
143 000
143 000
143 000
Total tax
66 300
70 927
64 985
62 495
After tax
76 700
72 073
78 015
80 505
Living cost
26 813
26 813
26 813
26 813
Free-cash
49 887
45 260
51 202
53 692

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽33239
₽57048
₽45773
₽38043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions
-
-
-
9 182
income
-
-
-
45 550
health
-
-
-
9 664
total
-
-
-
64 396
Employee
66 925
66 925
128 436
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
19 710
-
total
33 274
28 874
38 556
-
Employer
66 925
66 925
128 436
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
65 176
64 355
-
-
income
13 036
12 870
-
-
total
13 036
12 870
-
-
Dividends
52 141
51 485
-
-
income
11 080
10 940
-
-
withholding
7 821
7 723
-
-
total
18 901
18 663
-
-
Income
143 000
143 000
143 000
143 000
Total tax
76 930
72 126
53 121
64 396
After tax
66 070
70 874
89 879
78 604
Living cost
32 831
32 831
32 831
32 831
Free-cash
33 239
38 043
57 048
45 773

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽57048
₽66695
₽49912
₽48378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
trade
-
-
-
16 783
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 752
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 461
total
-
-
-
69 350
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
44 752
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
2 461
-
total
6 237
-
52 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
113 025
143 000
-
-
income
16 954
21 450
-
-
trade
17 802
22 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

932
1 179
-
-
chamber of commerce
281
324
-
-
total
35 969
45 476
-
-
Dividends
77 055
97 524
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 043
1 325
-
-
withholding
18 965
24 083
-
-
total
20 008
25 408
-
-
Income
143 000
143 000
143 000
143 000
Total tax
62 214
70 884
52 567
69 350
After tax
80 786
72 116
90 433
73 650
Living cost
23 738
23 738
23 738
23 738
Free-cash
57 048
48 378
66 695
49 912

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽81894
₽78104
₽79347
₽86157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
29 181
health
-
-
-
3 647
social contributions
-
-
-
12 680
total
-
-
-
45 508
Employee
60 263
60 263
133 779
-
health
467
1 025
2 274
-
income
6 562
5 579
28 510
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
37 530
-
Employer
60 263
60 263
133 779
-
health
507
1 115
2 475
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
9 221
-
Corporate
112 762
76 620
-
-
income
14 096
9 578
-
-
total
14 096
9 578
-
-
Dividends
98 666
67 042
-
-
withholding
16 773
11 397
-
-
total
16 773
11 397
-
-
Income
143 000
143 000
143 000
143 000
Total tax
42 961
38 698
46 751
45 508
After tax
100 039
104 302
96 249
97 492
Living cost
18 145
18 145
18 145
18 145
Free-cash
81 894
86 157
78 104
79 347

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽55968
₽40842
₽51684
₽56756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
143 000
income
-
-
-
17 041
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
49 693
surtax
-
-
-
-
total
-
-
-
66 734
Employee
36 044
-
115 555
-
income
7 497
-
37 421
-
social contributions
3 965
-
12 711
-
surtax
-
-
-
-
total
11 462
-
50 132
-
Employer
36 044
-
115 555
-
social contributions
8 560
-
27 444
-
total
8 560
-
27 444
-
Corporate
98 395
143 000
-
-
income
20 664
30 030
-
-
surtax
-
-
-
-
total
20 664
30 030
-
-
Dividends
77 732
112 970
-
-
withholding
21 764
31 632
-
-
total
21 764
31 632
-
-
Income
143 000
143 000
143 000
143 000
Total tax
62 450
61 662
77 576
66 734
After tax
80 550
81 338
65 424
76 266
Living cost
24 582
24 582
24 582
24 582
Free-cash
55 968
56 756
40 842
51 684

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽128638
₽108326
₽135496
₽129776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
143 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 430
total
-
-
-
1 430
Employee
7 592
-
143 000
-
income
1 518
-
28 600
-
total
1 518
-
28 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

135 408
143 000
-
-
total
-
-
-
-
Dividends
135 408
143 000
-
-
withholding
6 770
7 150
-
-
total
6 770
7 150
-
-
Income
143 000
143 000
143 000
143 000
Total tax
8 288
7 150
28 600
1 430
After tax
134 712
135 850
114 400
141 570
Living cost
6 074
6 074
6 074
6 074
Free-cash
128 638
129 776
108 326
135 496

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽70880
₽44783
₽48569
₽77435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
143 000
pensions
-
-
-
26 116
unemployment
-
-
-
214
income
-
-
-
33 009
health
-
-
-
14 071
total
-
-
-
73 410
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
123 734
-
health
2 238
-
7 992
-
unemployment
49
-
173
-
pensions
5 372
-
19 179
-
income
5 976
-
30 587
-
total
13 635
-
57 931
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
123 734
-
health
2 308
-
8 241
-
pensions
3 067
-
10 950
-
unemployment
21
-
74
-
total
5 396
-
19 265
-
Corporate
102 949
143 000
-
-
income
19 560
27 170
-
-
total
19 560
27 170
-
-
Dividends
83 389
115 830
-
-
withholding
12 508
17 374
-
-
total
12 508
17 374
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 099
44 544
77 196
73 410
After tax
91 901
98 456
65 804
69 590
Living cost
21 021
21 021
21 021
21 021
Free-cash
70 880
77 435
44 783
48 569

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽63099
₽72925
₽87288
₽60361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
143 000
income
-
-
-
22 308
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
27 263
Employee
35 952
-
139 395
-
social contributions
3 602
-
3 605
-
income
3 901
-
34 416
-
total
7 503
-
38 021
-
Employer
35 952
-
139 395
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
103 446
143 000
-
-
income
36 207
50 050
-
-
total
36 207
50 050
-
-
Dividends
67 240
92 950
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 452
54 190
41 626
27 263
After tax
91 548
88 810
101 374
115 737
Living cost
28 449
28 449
28 449
28 449
Free-cash
63 099
60 361
72 925
87 288

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽71031
₽72122
₽75217
₽70623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
21 450
health
-
-
-
9 981
social contributions
-
-
-
19 734
total
-
-
-
51 165
Employee
26 572
-
143 000
-
health
1 855
-
9 981
-
income
4 432
-
24 545
-
social contributions
3 668
-
19 734
-
total
9 955
-
54 260
-
Employer
26 572
-
143 000
-
total
-
-
-
-
Corporate
116 428
143 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 821
7 151
-
-
total
5 821
7 151
-
-
Dividends
110 607
135 849
-
-
social contributions
15 263
18 747
-
-
withholding
16 592
20 378
-
-
health
7 720
9 483
-
-
total
39 575
48 608
-
-
Income
143 000
143 000
143 000
143 000
Total tax
55 351
55 759
54 260
51 165
After tax
87 649
87 241
88 740
91 835
Living cost
16 618
16 618
16 618
16 618
Free-cash
71 031
70 623
72 122
75 217

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽68694
₽54697
₽60705
₽76519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
14 712
health
-
-
-
19 305
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
724
total
-
-
-
60 358
Employee
32 261
-
111 071
-
health
4 355
-
14 995
-
solidarity contribution
-
-
185
-
income
3 871
-
13 556
-
social contributions
2 097
-
5 702
-
total
10 323
-
34 438
-
Employer
32 261
-
111 071
-
health
2 903
-
9 996
-
social contributions
8 065
-
21 932
-
total
10 968
-
31 928
-
Corporate
99 771
143 000
-
-
income
18 956
27 170
-
-
total
18 956
27 170
-
-
Dividends
80 814
115 830
-
-
withholding
12 122
17 374
-
-
total
12 122
17 374
-
-
Income
143 000
143 000
143 000
143 000
Total tax
52 369
44 544
66 366
60 358
After tax
90 631
98 456
76 634
82 642
Living cost
21 937
21 937
21 937
21 937
Free-cash
68 694
76 519
54 697
60 705

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽124611
₽104935
₽132105
₽126385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
143 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 430
total
-
-
-
1 430
Employee
11 832
-
143 000
-
income
2 366
-
28 600
-
total
2 366
-
28 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 168
143 000
-
-
total
-
-
-
-
Dividends
131 168
143 000
-
-
withholding
6 558
7 150
-
-
total
6 558
7 150
-
-
Income
143 000
143 000
143 000
143 000
Total tax
8 924
7 150
28 600
1 430
After tax
134 076
135 850
114 400
141 570
Living cost
9 465
9 465
9 465
9 465
Free-cash
124 611
126 385
104 935
132 105

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽39608
₽40163
₽42653
₽34221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
22 762
other
-
-
-
4 433
health
-
-
-
6 200
social contributions
-
-
-
4 074
pensions
-
-
-
25 026
surtax
-
-
-
-
total
-
-
-
62 495
Employee
49 085
-
110 529
-
pensions
5 552
-
7 744
-
income
4 283
-
21 624
-
social contributions
1 398
-
3 148
-
surtax
-
-
-
-
total
11 233
-
32 516
-
Employer
49 085
-
110 529
-
health
3 435
-
10 297
-
social contributions
147
-
332
-
pensions
8 065
-
13 026
-
unemployment
1 988
-
4 477
-
other
1 694
-
4 337
-
total
15 329
-
32 469
-
Corporate
78 585
143 000
-
-
income
22 004
40 041
-
-
surtax
-
-
-
-
total
22 004
40 041
-
-
Dividends
56 581
102 959
-
-
social contributions
9 731
17 708
-
-
surtax
-
-
-
-
withholding
7 243
13 178
-
-
total
16 974
30 886
-
-
Income
143 000
143 000
143 000
143 000
Total tax
65 540
70 927
64 985
62 495
After tax
77 460
72 073
78 015
80 505
Living cost
37 852
37 852
37 852
37 852
Free-cash
39 608
34 221
40 163
42 653

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽85960
₽75175
₽75175
₽89806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
143 000
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
32 486
health
-
-
-
5 948
total
-
-
-
54 313
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
132 664
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
32 486
-
total
6 864
-
43 977
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
132 664
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
118 977
143 000
-
-
income
17 847
21 450
-
-
total
17 847
21 450
-
-
Dividends
101 131
121 550
-
-
withholding
15 170
18 232
-
-
total
15 170
18 232
-
-
Income
143 000
143 000
143 000
143 000
Total tax
43 528
39 682
54 313
54 313
After tax
99 472
103 318
88 687
88 687
Living cost
13 512
13 512
13 512
13 512
Free-cash
85 960
89 806
75 175
75 175

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽34902
₽55144
₽60906
₽12102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions
-
-
-
13 157
city
-
-
-
1 507
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 860
health
-
-
-
322
regional
-
-
-
7 699
national
-
-
-
3 260
total
-
-
-
28 805
Employee
62 361
-
128 387
-
health
141
-
289
-
unemployment
-
-
-
-
city
669
-
1 385
-
pensions
5 239
-
10 344
-
regional
2 042
-
6 769
-
national
295
-
2 579
-
total
8 386
-
21 366
-
Employer
62 361
-
128 387
-
health
141
-
289
-
pensions
5 239
-
10 344
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
2 568
-
total
6 627
-
13 201
-
Corporate
73 326
143 000
-
-
regional
15 508
30 244
-
-
national
6 233
12 155
-
-
total
21 741
42 399
-
-
Dividends
51 585
100 601
-
-
withholding
18 055
35 210
-
-
total
18 055
35 210
-
-
Income
143 000
143 000
143 000
143 000
Total tax
54 809
77 609
34 567
28 805
After tax
88 191
65 391
108 433
114 195
Living cost
53 289
53 289
53 289
53 289
Free-cash
34 902
12 102
55 144
60 906

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽61298
₽44612
₽61426
₽59211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
143 000
municipal
-
-
-
25 402
health
-
-
-
1 875
national
-
-
-
24 208
total
-
-
-
51 485
Employee
41 232
-
120 299
-
health
308
-
1 526
-
unemployment
619
-
1 804
-
pensions
2 783
-
8 120
-
national
681
-
14 555
-
municipal
6 754
-
19 593
-
total
11 145
-
45 598
-
Employer
41 232
-
120 299
-
health
317
-
927
-
pensions
7 154
-
20 872
-
accident
42
-
120
-
unemployment
268
-
782
-
total
7 781
-
22 701
-
Corporate
93 988
143 000
-
-
income
18 797
28 599
-
-
total
18 797
28 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

56 393
85 800
-
-
municipal
10 150
15 443
-
-
national
3 740
9 658
-
-
total
13 890
25 101
-
-
Income
143 000
143 000
143 000
143 000
Total tax
51 613
53 700
68 299
51 485
After tax
91 387
89 300
74 701
91 515
Living cost
30 089
30 089
30 089
30 089
Free-cash
61 298
59 211
44 612
61 426

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽39636
₽21495
₽33453
₽51390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 408
social contributions
-
-
-
19 539
national
-
-
-
54 025
total
-
-
-
80 972
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
110 758
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
5 205
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
5 776
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
964
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
8 306
-
national
17 235
-
40 436
-
total
27 485
-
60 687
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
110 758
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
6 812
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
9 813
-
surtax
6 356
-
12 561
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
1 440
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
1 617
-
total
16 317
-
32 243
-
Corporate
70 623
143 000
-
-
income
14 124
28 599
-
-
surtax
283
573
-
-
total
14 407
29 172
-
-
Dividends
56 216
113 828
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 580
33 863
-
-
total
16 580
33 863
-
-
Income
143 000
143 000
143 000
143 000
Total tax
74 789
63 035
92 930
80 972
After tax
68 211
79 965
50 070
62 028
Living cost
28 575
28 575
28 575
28 575
Free-cash
39 636
51 390
21 495
33 453

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽43301
₽39034
₽39858
₽44065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
unemployment
-
-
-
75
municipal
-
-
-
36 203
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
11 331
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
69 129
Employee
48 465
-
119 578
-
national
-
-
10 874
-
municipal
14 452
-
35 658
-
total
14 452
-
46 532
-
Employer
48 465
-
119 578
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
79 308
143 000
-
-
income
17 448
31 460
-
-
total
17 448
31 460
-
-
Dividends
61 860
111 540
-
-
withholding
18 558
33 462
-
-
total
18 558
33 462
-
-
Income
143 000
143 000
143 000
143 000
Total tax
65 686
64 922
69 953
69 129
After tax
77 314
78 078
73 047
73 871
Living cost
34 012
34 012
34 012
34 012
Free-cash
43 301
44 065
39 034
39 858

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽7369
₽93574
₽60947
₽49124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
27 874
social contributions
-
-
-
16 302
total
-
-
-
44 176
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
12 112
143 000
-
-
income
2 665
31 460
-
-
total
2 665
31 460
-
-
Dividends
9 448
111 540
-
-
income
2 078
24 539
-
-
total
2 078
24 539
-
-
Income
143 000
143 000
143 000
143 000
Total tax
97 754
55 999
11 549
44 176
After tax
45 246
87 001
131 451
98 824
Living cost
37 877
37 877
37 877
37 877
Free-cash
7 369
49 124
93 574
60 947

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽75636
₽70830
₽72073
₽78883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
29 181
health
-
-
-
3 647
social contributions
-
-
-
12 680
total
-
-
-
45 508
Employee
60 263
60 263
133 779
-
health
599
1 025
2 274
-
income
6 328
5 579
28 510
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
37 530
-
Employer
60 263
60 263
133 779
-
health
653
1 115
2 475
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
9 221
-
Corporate
104 143
76 620
-
-
income
13 018
9 578
-
-
total
13 018
9 578
-
-
Dividends
91 126
67 042
-
-
withholding
15 491
11 397
-
-
total
15 491
11 397
-
-
Income
143 000
143 000
143 000
143 000
Total tax
41 945
38 698
46 751
45 508
After tax
101 055
104 302
96 249
97 492
Living cost
25 419
25 419
25 419
25 419
Free-cash
75 636
78 883
70 830
72 073

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽68922
₽53082
₽65972
₽64437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
41 885
pensions
-
-
-
7 007
total
-
-
-
48 892
Employee
38 621
-
124 830
-
health
504
-
1 772
-
pensions
2 948
-
8 548
-
income
7 033
-
33 292
-
total
10 485
-
43 612
-
Employer
38 621
-
124 830
-
health
734
-
2 372
-
pensions
3 902
-
15 798
-
total
4 636
-
18 170
-
Corporate
99 743
143 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

18 951
27 170
-
-
total
18 951
27 170
-
-
Dividends
80 793
115 830
-
-
withholding
11 870
23 257
-
-
total
11 870
23 257
-
-
Income
143 000
143 000
143 000
143 000
Total tax
45 942
50 427
61 782
48 892
After tax
97 058
92 573
81 218
94 108
Living cost
28 136
28 136
28 136
28 136
Free-cash
68 922
64 437
53 082
65 972

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽40538
₽28862
₽35140
₽44102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
municipal
-
-
-
956
regional
-
-
-
3 280
social contributions
-
-
-
36 779
national
-
-
-
35 624
total
-
-
-
76 639
Employee
66 040
-
143 000
-
social contributions
22 268
-
48 219
-
regional
997
-
2 911
-
national
11 160
-
30 933
-
municipal
394
-
854
-
total
34 819
-
82 917
-
Employer
66 040
-
143 000
-
total
-
-
-
-
Corporate
76 960
143 000
-
-
nationa
18 470
34 319
-
-
municipal
3 709
6 893
-
-
total
22 179
41 212
-
-
Dividends
54 781
101 787
-
-
withholding
14 243
26 465
-
-
total
14 243
26 465
-
-
Income
143 000
143 000
143 000
143 000
Total tax
71 241
67 677
82 917
76 639
After tax
71 759
75 323
60 083
66 361
Living cost
31 221
31 221
31 221
31 221
Free-cash
40 538
44 102
28 862
35 140

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽9014
₽61254
₽80986
-₽5154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions
-
-
-
3 165
income
-
-
-
39 979
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
45 277
Employee
26 328
-
129 292
-
health
3 015
-
14 804
-
pensions
2 965
-
5 804
-
income
3 612
-
30 693
-
total
9 592
-
51 301
-
Employer
26 328
-
129 292
-
pensions
4 281
-
8 381
-
accident
440
-
2 159
-
unemployment
645
-
3 168
-
total
5 366
-
13 708
-
Corporate
111 307
143 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

100 176
128 700
-
-
total
100 176
128 700
-
-
Dividends
11 131
14 300
-
-
withholding
2 115
2 717
-
-
total
2 115
2 717
-
-
Income
143 000
143 000
143 000
143 000
Total tax
117 249
131 417
65 009
45 277
After tax
25 751
11 583
77 991
97 723
Living cost
16 737
16 737
16 737
16 737
Free-cash
9 014
-5 154
61 254
80 986

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽53582
₽60176
₽44884
₽43330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
143 000
trade
-
-
-
15 292
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 752
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 461
total
-
-
-
67 859
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
143 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
44 752
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
2 461
-
total
8 737
-
52 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 006
143 000
-
-
income
15 601
21 450
-
-
trade
14 924
20 521
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

858
1 179
-
-
chamber of commerce
272
329
-
-
total
31 655
43 479
-
-
Dividends
72 350
99 521
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 352
-
-
withholding
17 790
24 582
-
-
total
18 769
25 934
-
-
Income
143 000
143 000
143 000
143 000
Total tax
59 161
69 413
52 567
67 859
After tax
83 839
73 587
90 433
75 141
Living cost
30 257
30 257
30 257
30 257
Free-cash
53 582
43 330
60 176
44 884

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽91668
₽44116
₽33468
₽98097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
143 000
income
-
-
-
26 736
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
36 465
total
-
-
-
93 228
Employee
22 900
-
108 559
-
income
4 076
-
22 124
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
15 741
-
total
6 595
-
48 139
-
Employer
22 900
-
108 559
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
11 941
-
total
5 516
-
34 441
-
Corporate
114 584
143 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

22 917
28 599
-
-
total
22 917
28 599
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

91 667
114 401
-
-
total
-
-
-
-
Income
143 000
143 000
143 000
143 000
Total tax
35 028
28 599
82 580
93 228
After tax
107 972
114 401
60 420
49 772
Living cost
16 304
16 304
16 304
16 304
Free-cash
91 668
98 097
44 116
33 468

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽77888
₽76792
₽77486
₽79489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
income
-
-
-
43 512
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
55 771
Employee
14 840
-
135 005
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
43 139
-
total
5 097
-
48 469
-
Employer
14 840
-
135 005
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
124 821
143 000
-
-
income
27 461
31 460
-
-
total
27 461
31 460
-
-
Dividends
97 361
111 540
-
-
withholding
19 472
22 308
-
-
total
19 472
22 308
-
-
Income
143 000
143 000
143 000
143 000
Total tax
55 369
53 768
56 465
55 771
After tax
87 631
89 232
86 535
87 229
Living cost
9 743
9 743
9 743
9 743
Free-cash
77 888
79 489
76 792
77 486

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽69851
₽45210
₽50001
₽72343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
40 509
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
6 364
total
-
-
-
75 396
Employee
26 392
-
120 983
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
35 821
-
other
-
-
-
-
surtax
94
-
5 425
-
total
8 791
-
58 170
-
Employer
26 392
-
120 983
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
111 051
143 000
-
-
income
28 873
37 181
-
-
total
28 873
37 181
-
-
Dividends
82 178
105 819
-
-
withholding
12 326
15 873
-
-
total
12 326
15 873
-
-
Income
143 000
143 000
143 000
143 000
Total tax
55 546
53 054
80 187
75 396
After tax
87 454
89 946
62 813
67 604
Living cost
17 603
17 603
17 603
17 603
Free-cash
69 851
72 343
45 210
50 001

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽53767
₽12876
₽48558
₽54154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
143 000
pensions
-
-
-
16 938
chamber of commerce
-
-