Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 142500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽11112
₽21521
₽40535
₽33610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
city
-
-
-
1 503
pensions
-
-
-
13 110
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 850
regional
-
-
-
6 230
health
-
-
-
321
national
-
-
-
1 677
total
-
-
-
25 691
Employee
89 260
-
127 545
-
city
958
-
1 369
-
regional
2 923
-
5 344
-
health
202
-
286
-
pensions
7 499
-
10 716
-
unemployment
-
-
-
-
national
422
-
1 348
-
total
12 004
-
19 063
-
Employer
89 260
-
127 545
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
2 551
-
unemployment
-
-
-
-
pensions
7 499
-
10 716
-
health
202
-
286
-
total
9 486
-
13 553
-
Corporate
42 773
142 500
-
-
regional
9 047
30 139
-
-
national
3 636
12 112
-
-
total
12 683
42 251
-
-
Dividends
30 091
100 248
-
-
withholding
10 532
35 087
-
-
total
10 532
35 087
-
-
Income
142 500
142 500
142 500
142 500
Total tax
44 705
77 338
32 616
25 691
After tax
97 795
65 162
109 884
116 809
Living cost
76 274
76 274
76 274
76 274
Free-cash
21 521
-11 112
33 610
40 535

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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