Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 142500
per

Your estimated
City
free-cash

Andorra , Andorra
₽103310
₽83919
₽80132
₽100523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
31 351
income
-
-
-
6 077
total
-
-
-
37 428
Employee
26 673
-
123 377
-
social contributions
1 733
-
8 020
-
income
-
-
6 498
-
total
1 733
-
14 518
-
Employer
26 673
-
123 377
-
social contributions
4 135
-
19 123
-
total
4 135
-
19 123
-
Corporate
111 692
142 500
-
-
income
11 169
14 250
-
-
total
11 169
14 250
-
-
Dividends
100 523
128 250
-
-
total
-
-
-
-
Income
142 500
142 500
142 500
142 500
Total tax
17 037
14 250
33 641
37 428
After tax
125 463
128 250
108 859
105 072
Living cost
24 940
24 940
24 940
24 940
Free-cash
100 523
103 310
83 919
80 132

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52500
₽11397
₽46823
₽52089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
chamber of commerce
-
-
-
570
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
38 204
surtax
-
-
-
-
total
-
-
-
69 208
Employee
36 267
33 064
113 402
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
30 420
-
total
9 798
8 427
47 973
-
Employer
36 267
33 064
113 402
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 402
-
chamber of commerce
145
132
453
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 246
-
total
10 437
9 516
29 097
-
Corporate
95 796
99 920
110 254
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 949
24 980
27 564
-
total
23 949
24 980
27 564
-
Dividends
71 847
74 940
-
-
withholding
19 758
20 608
-
-
total
19 758
20 608
-
-
Income
142 500
142 500
142 500
142 500
Total tax
63 942
63 531
104 634
69 208
After tax
78 558
78 969
37 866
73 292
Living cost
26 469
26 469
26 469
26 469
Free-cash
52 089
52 500
11 397
46 823

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49645
₽8589
₽43894
₽48362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
chamber of commerce
-
-
-
570
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
38 204
surtax
-
-
-
164
total
-
-
-
69 372
Employee
41 463
33 064
113 250
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
30 348
-
total
12 228
8 427
47 901
-
Employer
41 463
33 064
113 250
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 398
-
chamber of commerce
165
132
453
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 240
-
total
12 096
9 680
29 251
-
Corporate
88 942
99 757
110 101
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 236
24 939
27 525
-
total
22 236
24 939
27 525
-
Dividends
66 706
74 817
-
-
withholding
18 344
20 575
-
-
total
18 344
20 575
-
-
Income
142 500
142 500
142 500
142 500
Total tax
64 904
63 621
104 677
69 372
After tax
77 596
78 879
37 823
73 128
Living cost
29 234
29 234
29 234
29 234
Free-cash
48 362
49 645
8 589
43 894

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽49454
₽20124
₽31504
₽37010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 309
national
-
-
-
52 751
total
-
-
-
80 745
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
110 372
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 188
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 278
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 756
-
national
18 246
-
39 815
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
960
-
total
29 096
-
59 997
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
110 372
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 434
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 611
-
surtax
6 729
-
12 517
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 787
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 779
-
total
17 275
-
32 128
-
Corporate
65 878
142 500
-
-
surtax
263
570
-
-
income
13 175
28 499
-
-
total
13 438
29 069
-
-
Dividends
52 440
113 431
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 430
33 726
-
-
total
15 430
33 726
-
-
Income
142 500
142 500
142 500
142 500
Total tax
75 239
62 795
92 125
80 745
After tax
67 261
79 705
50 375
61 755
Living cost
30 251
30 251
30 251
30 251
Free-cash
37 010
49 454
20 124
31 504

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽107574
₽104678
₽99129
₽102522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 375
total
-
-
-
29 108
Employee
18 887
-
136 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 682
-
total
4 624
-
17 876
-
Employer
18 887
-
136 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
119 907
142 500
-
-
income
11 990
14 250
-
-
total
11 990
14 250
-
-
Dividends
107 917
128 250
-
-
withholding
5 396
6 413
-
-
total
5 396
6 413
-
-
Income
142 500
142 500
142 500
142 500
Total tax
25 715
20 663
23 559
29 108
After tax
116 785
121 837
118 941
113 392
Living cost
14 263
14 263
14 263
14 263
Free-cash
102 522
107 574
104 678
99 129

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110966
₽108070
₽102521
₽107116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 375
total
-
-
-
29 108
Employee
14 395
-
136 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 682
-
total
3 523
-
17 876
-
Employer
14 395
-
136 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
125 280
142 500
-
-
income
12 528
14 250
-
-
total
12 528
14 250
-
-
Dividends
112 752
128 250
-
-
withholding
5 637
6 413
-
-
total
5 637
6 413
-
-
Income
142 500
142 500
142 500
142 500
Total tax
24 513
20 663
23 559
29 108
After tax
117 987
121 837
118 941
113 392
Living cost
10 871
10 871
10 871
10 871
Free-cash
107 116
110 966
108 070
102 521

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84757
₽77109
₽78371
₽80242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
13 424
health
-
-
-
3 634
income
-
-
-
27 862
total
-
-
-
44 920
Employee
63 798
63 798
132 899
-
health
494
1 085
2 259
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
27 180
-
total
9 853
12 286
36 581
-
Employer
63 798
63 798
132 899
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 459
-
total
2 949
6 476
9 601
-
Corporate
110 489
72 227
-
-
income
13 811
9 028
-
-
total
13 811
9 028
-
-
Dividends
96 678
63 199
-
-
withholding
16 436
10 744
-
-
total
16 436
10 744
-
-
Income
142 500
142 500
142 500
142 500
Total tax
43 049
38 534
46 182
44 920
After tax
99 451
103 966
96 318
97 580
Living cost
19 209
19 209
19 209
19 209
Free-cash
80 242
84 757
77 109
78 371

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽77056
₽69408
₽70670
₽73615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
13 424
health
-
-
-
3 634
income
-
-
-
27 862
total
-
-
-
44 920
Employee
63 798
63 798
132 899
-
health
635
1 085
2 259
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
27 180
-
total
10 434
12 286
36 581
-
Employer
63 798
63 798
132 899
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 459
-
total
3 791
6 476
9 601
-
Corporate
101 364
72 227
-
-
income
12 671
9 028
-
-
total
12 671
9 028
-
-
Dividends
88 693
63 199
-
-
withholding
15 079
10 744
-
-
total
15 079
10 744
-
-
Income
142 500
142 500
142 500
142 500
Total tax
41 975
38 534
46 182
44 920
After tax
100 525
103 966
96 318
97 580
Living cost
26 910
26 910
26 910
26 910
Free-cash
73 615
77 056
69 408
70 670

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽78588
₽55059
₽61372
₽71624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
28 093
health
-
-
-
19 237
solidarity contribution
-
-
-
-
income
-
-
-
14 275
total
-
-
-
61 605
Employee
28 710
-
108 668
-
health
3 876
-
14 670
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
13 162
-
total
9 187
-
34 086
-
Employer
28 710
-
108 668
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 780
-
total
9 762
-
33 832
-
Corporate
104 028
142 500
-
-
income
19 765
27 075
-
-
total
19 765
27 075
-
-
Dividends
84 263
115 425
-
-
withholding
12 639
17 314
-
-
total
12 639
17 314
-
-
Income
142 500
142 500
142 500
142 500
Total tax
51 353
44 389
67 918
61 605
After tax
91 147
98 111
74 582
80 895
Living cost
19 523
19 523
19 523
19 523
Free-cash
71 624
78 588
55 059
61 372

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽74054
₽50525
₽56838
₽65471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
28 093
health
-
-
-
19 237
solidarity contribution
-
-
-
-
income
-
-
-
14 275
total
-
-
-
61 605
Employee
35 378
-
108 668
-
health
4 776
-
14 670
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
13 162
-
total
11 321
-
34 086
-
Employer
35 378
-
108 668
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 780
-
total
12 029
-
33 832
-
Corporate
95 093
142 500
-
-
income
18 068
27 075
-
-
total
18 068
27 075
-
-
Dividends
77 025
115 425
-
-
withholding
11 554
17 314
-
-
total
11 554
17 314
-
-
Income
142 500
142 500
142 500
142 500
Total tax
52 972
44 389
67 918
61 605
After tax
89 528
98 111
74 582
80 895
Living cost
24 057
24 057
24 057
24 057
Free-cash
65 471
74 054
50 525
56 838

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽38754
-₽38754
₽44212
-₽38754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
labour market
-
-
-
11 342
municipal
-
-
-
29 564
pensions
-
-
-
721
national
-
-
-
16 596
total
-
-
-
58 223
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
142 500
142 500
142 500
142 500
Total tax
141 189
141 189
141 189
58 223
After tax
1 311
1 311
1 311
84 277
Living cost
40 065
40 065
40 065
40 065
Free-cash
-38 754
-38 754
-38 754
44 212

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽93961
₽62093
₽56341
₽88806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
health
-
-
-
18 525
pensions
-
-
-
28 499
income
-
-
-
19 095
total
-
-
-
66 119
Employee
23 536
-
106 502
-
pensions
471
-
2 130
-
unemployment
376
-
1 704
-
income
2 650
-
20 534
-
total
3 497
-
24 368
-
Employer
23 536
-
106 502
-
pensions
4 708
-
21 301
-
unemployment
189
-
852
-
health
3 059
-
13 846
-
total
7 956
-
35 999
-
Corporate
111 008
142 500
-
-
income
22 201
28 499
-
-
total
22 201
28 499
-
-
Dividends
88 806
114 001
-
-
total
-
-
-
-
Income
142 500
142 500
142 500
142 500
Total tax
33 654
28 499
60 367
66 119
After tax
108 846
114 001
82 133
76 381
Living cost
20 040
20 040
20 040
20 040
Free-cash
88 806
93 961
62 093
56 341

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57667
₽43133
₽60589
₽59665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
142 500
health
-
-
-
1 848
municipal
-
-
-
25 317
national
-
-
-
22 893
total
-
-
-
50 058
Employee
43 651
-
119 880
-
health
326
-
1 500
-
municipal
7 150
-
19 528
-
pensions
2 946
-
8 091
-
national
721
-
13 976
-
unemployment
655
-
1 798
-
total
11 798
-
44 893
-
Employer
43 651
-
119 880
-
accident
44
-
120
-
unemployment
283
-
779
-
health
335
-
923
-
pensions
7 573
-
20 799
-
total
8 235
-
22 621
-
Corporate
90 613
142 500
-
-
income
18 122
28 499
-
-
total
18 122
28 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 368
85 501
-
-
municipal
9 787
15 390
-
-
national
3 040
9 091
-
-
total
12 827
24 481
-
-
Income
142 500
142 500
142 500
142 500
Total tax
50 982
52 980
67 514
50 058
After tax
91 518
89 520
74 986
92 442
Living cost
31 853
31 853
31 853
31 853
Free-cash
59 665
57 667
43 133
60 589

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽46247
₽53132
₽54787
₽50858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
4 061
health
-
-
-
5 912
pensions
-
-
-
25 757
other
-
-
-
4 418
income
-
-
-
21 992
surtax
-
-
-
-
total
-
-
-
62 140
Employee
31 696
-
110 622
-
income
1 634
-
21 214
-
social contributions
904
-
3 152
-
pensions
3 585
-
7 551
-
surtax
-
-
-
-
total
6 123
-
31 917
-
Employer
31 696
-
110 622
-
pensions
5 208
-
12 739
-
social contributions
94
-
332
-
unemployment
1 283
-
4 481
-
health
2 218
-
10 070
-
other
1 094
-
4 256
-
total
9 897
-
31 878
-
Corporate
100 905
142 500
-
-
surtax
-
-
-
-
income
28 254
39 900
-
-
total
28 254
39 900
-
-
Dividends
72 651
102 600
-
-
surtax
-
-
-
-
withholding
9 299
13 133
-
-
social contributions
12 496
17 647
-
-
total
21 795
30 780
-
-
Income
142 500
142 500
142 500
142 500
Total tax
66 069
70 680
63 795
62 140
After tax
76 431
71 820
78 705
80 360
Living cost
25 573
25 573
25 573
25 573
Free-cash
50 858
46 247
53 132
54 787

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43434
₽50319
₽51974
₽48336
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
4 061
health
-
-
-
5 912
pensions
-
-
-
25 757
other
-
-
-
4 418
income
-
-
-
21 992
surtax
-
-
-
-
total
-
-
-
62 140
Employee
35 509
-
110 622
-
income
2 096
-
21 214
-
social contributions
1 012
-
3 152
-
pensions
4 015
-
7 551
-
surtax
-
-
-
-
total
7 123
-
31 917
-
Employer
35 509
-
110 622
-
pensions
5 833
-
12 739
-
social contributions
107
-
332
-
unemployment
1 437
-
4 481
-
health
2 486
-
10 070
-
other
1 225
-
4 256
-
total
11 088
-
31 878
-
Corporate
95 902
142 500
-
-
surtax
-
-
-
-
income
26 852
39 900
-
-
total
26 852
39 900
-
-
Dividends
69 050
102 600
-
-
surtax
-
-
-
-
withholding
8 839
13 133
-
-
social contributions
11 876
17 647
-
-
total
20 715
30 780
-
-
Income
142 500
142 500
142 500
142 500
Total tax
65 778
70 680
63 795
62 140
After tax
76 722
71 820
78 705
80 360
Living cost
28 386
28 386
28 386
28 386
Free-cash
48 336
43 434
50 319
51 974

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31748
₽38633
₽40288
₽37452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
4 061
health
-
-
-
5 912
pensions
-
-
-
25 757
other
-
-
-
4 418
income
-
-
-
21 992
surtax
-
-
-
-
total
-
-
-
62 140
Employee
51 964
-
110 622
-
income
4 534
-
21 214
-
social contributions
1 480
-
3 152
-
pensions
5 877
-
7 551
-
surtax
-
-
-
-
total
11 891
-
31 917
-
Employer
51 964
-
110 622
-
pensions
8 538
-
12 739
-
social contributions
156
-
332
-
unemployment
2 105
-
4 481
-
health
3 637
-
10 070
-
other
1 793
-
4 256
-
total
16 229
-
31 878
-
Corporate
74 307
142 500
-
-
surtax
-
-
-
-
income
20 806
39 900
-
-
total
20 806
39 900
-
-
Dividends
53 500
102 600
-
-
surtax
-
-
-
-
withholding
6 847
13 133
-
-
social contributions
9 203
17 647
-
-
total
16 050
30 780
-
-
Income
142 500
142 500
142 500
142 500
Total tax
64 976
70 680
63 795
62 140
After tax
77 524
71 820
78 705
80 360
Living cost
40 072
40 072
40 072
40 072
Free-cash
37 452
31 748
38 633
40 288

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽129518
₽108143
₽135218
₽128420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
142 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 425
total
-
-
-
1 425
Employee
7 321
-
142 500
-
income
1 464
-
28 500
-
total
1 464
-
28 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

135 179
142 500
-
-
total
-
-
-
-
Dividends
135 179
142 500
-
-
withholding
6 759
7 125
-
-
total
6 759
7 125
-
-
Income
142 500
142 500
142 500
142 500
Total tax
8 223
7 125
28 500
1 425
After tax
134 277
135 375
114 000
141 075
Living cost
5 857
5 857
5 857
5 857
Free-cash
128 420
129 518
108 143
135 218

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽126248
₽104873
₽131948
₽124536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
142 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 425
total
-
-
-
1 425
Employee
11 409
-
142 500
-
income
2 282
-
28 500
-
total
2 282
-
28 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 091
142 500
-
-
total
-
-
-
-
Dividends
131 091
142 500
-
-
withholding
6 555
7 125
-
-
total
6 555
7 125
-
-
Income
142 500
142 500
142 500
142 500
Total tax
8 837
7 125
28 500
1 425
After tax
133 663
135 375
114 000
141 075
Living cost
9 127
9 127
9 127
9 127
Free-cash
124 536
126 248
104 873
131 948

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽41312
₽58756
₽43843
₽52168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 913
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 644
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 401
total
-
-
-
66 626
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
142 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 401
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
43 644
-
total
9 250
-
51 713
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 219
142 500
-
-
trade
14 524
20 449
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

834
1 176
-
-
chamber of commerce
274
335
-
-
income
15 182
21 375
-
-
total
30 814
43 335
-
-
Dividends
70 403
99 165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

951
1 346
-
-
withholding
17 286
24 476
-
-
total
18 237
25 822
-
-
Income
142 500
142 500
142 500
142 500
Total tax
58 301
69 157
51 713
66 626
After tax
84 199
73 343
90 787
75 874
Living cost
32 031
32 031
32 031
32 031
Free-cash
52 168
41 312
58 756
43 843

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46746
₽65657
₽49289
₽55928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 644
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 401
total
-
-
-
68 081
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
142 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 401
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
43 644
-
total
6 603
-
51 713
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 767
142 500
-
-
trade
17 445
22 444
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

913
1 176
-
-
chamber of commerce
285
331
-
-
income
16 615
21 375
-
-
total
35 258
45 326
-
-
Dividends
75 508
97 175
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 020
1 319
-
-
withholding
18 561
23 979
-
-
total
19 581
25 298
-
-
Income
142 500
142 500
142 500
142 500
Total tax
61 442
70 624
51 713
68 081
After tax
81 058
71 876
90 787
74 419
Living cost
25 130
25 130
25 130
25 130
Free-cash
55 928
46 746
65 657
49 289

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽38551
₽58194
₽41099
₽50209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 095
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 644
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 401
total
-
-
-
68 808
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
142 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 401
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
43 644
-
total
9 481
-
51 713
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 426
142 500
-
-
trade
16 521
23 441
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

828
1 176
-
-
chamber of commerce
269
329
-
-
income
15 064
21 375
-
-
total
32 682
46 321
-
-
Dividends
67 743
96 179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

915
1 305
-
-
withholding
16 620
23 730
-
-
total
17 535
25 035
-
-
Income
142 500
142 500
142 500
142 500
Total tax
59 698
71 356
51 713
68 808
After tax
82 802
71 144
90 787
73 692
Living cost
32 593
32 593
32 593
32 593
Free-cash
50 209
38 551
58 194
41 099

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽32404
₽52779
₽34956
₽45857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 823
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 644
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 401
total
-
-
-
69 536
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
142 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 401
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
43 644
-
total
11 854
-
51 713
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 638
142 500
-
-
trade
15 888
24 439
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

764
1 176
-
-
chamber of commerce
257
326
-
-
income
13 896
21 375
-
-
total
30 805
47 316
-
-
Dividends
61 834
95 184
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 291
-
-
withholding
15 143
23 481
-
-
total
15 976
24 772
-
-
Income
142 500
142 500
142 500
142 500
Total tax
58 635
72 088
51 713
69 536
After tax
83 865
70 412
90 787
72 964
Living cost
38 008
38 008
38 008
38 008
Free-cash
45 857
32 404
52 779
34 956

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽70998
₽43758
₽48846
₽68359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
38 886
surtax
-
-
-
5 937
total
-
-
-
75 019
Employee
27 940
-
119 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 960
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
33 923
-
total
9 304
-
56 799
-
Employer
27 940
-
119 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
108 677
142 500
-
-
income
28 257
37 050
-
-
total
28 257
37 050
-
-
Dividends
80 421
105 450
-
-
withholding
12 063
15 817
-
-
total
12 063
15 817
-
-
Income
142 500
142 500
142 500
142 500
Total tax
55 506
52 867
80 107
75 019
After tax
86 994
89 633
62 393
67 481
Living cost
18 635
18 635
18 635
18 635
Free-cash
68 359
70 998
43 758
48 846

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽71325
₽44085
₽49173
₽68742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
38 886
surtax
-
-
-
5 937
total
-
-
-
75 019
Employee
27 437
-
119 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 960
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
33 923
-
total
9 130
-
56 799
-
Employer
27 437
-
119 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
109 288
142 500
-
-
income
28 414
37 050
-
-
total
28 414
37 050
-
-
Dividends
80 874
105 450
-
-
withholding
12 131
15 817
-
-
total
12 131
15 817
-
-
Income
142 500
142 500
142 500
142 500
Total tax
55 450
52 867
80 107
75 019
After tax
87 050
89 633
62 393
67 481
Living cost
18 308
18 308
18 308
18 308
Free-cash
68 742
71 325
44 085
49 173

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽63808
₽66335
₽82444
₽64146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
unemployment
-
-
-
2 137
health
-
-
-
9 975
pensions
-
-
-
14 250
income
-
-
-
17 421
total
-
-
-
43 783
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
119 247
-
health
1 644
654
8 347
-
pensions
2 349
935
11 925
-
unemployment
352
140
1 789
-
income
2 872
1 143
14 578
-
total
7 217
2 872
36 639
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
119 247
-
pensions
4 581
1 823
23 253
-
total
4 581
1 823
23 253
-
Corporate
114 429
131 328
-
-
income
10 299
11 820
-
-
total
10 299
11 820
-
-
Dividends
104 130
119 508
-
-
withholding
19 785
22 707
-
-
social contributions
20 199
23 197
-
-
total
39 984
45 904
-
-
Income
142 500
142 500
142 500
142 500
Total tax
62 081
62 419
59 892
43 783
After tax
80 419
80 081
82 608
98 717
Living cost
16 273
16 273
16 273
16 273
Free-cash
64 146
63 808
66 335
82 444

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽47037
₽43202
₽42239
₽46340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
1 532
municipal
-
-
-
15 589
pensions
-
-
-
17 100
national
-
-
-
24 157
total
-
-
-
58 378
Employee
64 927
-
123 190
-
municipal
8 020
-
16 141
-
pensions
2 597
-
4 928
-
national
12 427
-
25 167
-
total
23 044
-
46 236
-
Employer
64 927
-
123 190
-
social contributions
698
-
1 324
-
pensions
5 194
-
9 855
-
total
5 892
-
11 179
-
Corporate
67 396
142 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 479
28 500
-
-
total
13 479
28 500
-
-
Dividends
53 917
114 000
-
-
withholding
11 862
25 080
-
-
total
11 862
25 080
-
-
Income
142 500
142 500
142 500
142 500
Total tax
54 277
53 580
57 415
58 378
After tax
88 223
88 920
85 085
84 122
Living cost
41 883
41 883
41 883
41 883
Free-cash
46 340
47 037
43 202
42 239

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽52488
₽28261
₽28261
₽54320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
social contributions
-
-
-
23 690
income
-
-
-
43 287
total
-
-
-
66 977
Employee
64 899
-
142 500
-
social contributions
5 392
-
23 690
-
income
12 246
-
43 287
-
total
17 638
-
66 977
-
Employer
64 899
-
142 500
-
total
-
-
-
-
Corporate
77 601
142 500
-
-
income
9 700
17 812
-
-
total
9 700
17 812
-
-
Dividends
67 901
124 688
-
-
withholding
13 580
24 938
-
-
total
13 580
24 938
-
-
Income
142 500
142 500
142 500
142 500
Total tax
40 918
42 750
66 977
66 977
After tax
101 582
99 750
75 523
75 523
Living cost
47 262
47 262
47 262
47 262
Free-cash
54 320
52 488
28 261
28 261

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽41021
₽26872
₽33307
₽36690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
regional
-
-
-
1 679
social contributions
-
-
-
36 652
municipal
-
-
-
847
national
-
-
-
35 006
total
-
-
-
74 184
Employee
73 736
-
142 500
-
regional
696
-
1 480
-
municipal
390
-
756
-
social contributions
24 864
-
48 051
-
national
12 777
-
30 332
-
total
38 727
-
80 619
-
Employer
73 736
-
142 500
-
total
-
-
-
-
Corporate
68 764
142 500
-
-
nationa
16 503
34 200
-
-
municipal
2 681
5 558
-
-
total
19 184
39 758
-
-
Dividends
49 579
102 742
-
-
withholding
12 890
26 712
-
-
total
12 890
26 712
-
-
Income
142 500
142 500
142 500
142 500
Total tax
70 801
66 470
80 619
74 184
After tax
71 699
76 030
61 881
68 316
Living cost
35 009
35 009
35 009
35 009
Free-cash
36 690
41 021
26 872
33 307

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52551
₽39094
₽45497
₽50710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 500
regional
-
-
-
2 148
social contributions
-
-
-
36 652
municipal
-
-
-
847
national
-
-
-
35 006
total
-
-
-
74 653
Employee
46 023
-
142 500
-
regional
620
-
1 917
-
municipal
244
-
756
-
social contributions
15 519
-
48 051
-
national
7 291
-
30 332
-
total
23 674
-
81 056
-
Employer
46 023
-
142 500
-
total
-
-
-
-
Corporate
96 477
142 500
-
-