Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 142000
per

Your estimated
City
free-cash

Andorra , Andorra
₽102860
₽83555
₽79782
₽100073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
31 240
income
-
-
-
6 038
total
-
-
-
37 278
Employee
26 673
-
122 944
-
social contributions
1 733
-
7 992
-
income
-
-
6 457
-
total
1 733
-
14 449
-
Employer
26 673
-
122 944
-
social contributions
4 135
-
19 056
-
total
4 135
-
19 056
-
Corporate
111 192
142 000
-
-
income
11 119
14 200
-
-
total
11 119
14 200
-
-
Dividends
100 074
127 800
-
-
total
-
-
-
-
Income
142 000
142 000
142 000
142 000
Total tax
16 987
14 200
33 505
37 278
After tax
125 013
127 800
108 495
104 722
Living cost
24 940
24 940
24 940
24 940
Free-cash
100 073
102 860
83 555
79 782

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽52228
₽11272
₽46564
₽51817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
chamber of commerce
-
-
-
568
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 965
surtax
-
-
-
-
total
-
-
-
68 967
Employee
36 267
33 064
112 936
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
30 196
-
total
9 798
8 427
47 749
-
Employer
36 267
33 064
112 936
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 388
-
chamber of commerce
145
132
452
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 227
-
total
10 437
9 516
29 063
-
Corporate
95 296
99 420
109 788
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 825
24 854
27 447
-
total
23 825
24 854
27 447
-
Dividends
71 471
74 566
-
-
withholding
19 654
20 506
-
-
total
19 654
20 506
-
-
Income
142 000
142 000
142 000
142 000
Total tax
63 714
63 303
104 259
68 967
After tax
78 286
78 697
37 741
73 033
Living cost
26 469
26 469
26 469
26 469
Free-cash
51 817
52 228
11 272
46 564

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽49373
₽8465
₽43635
₽48090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
chamber of commerce
-
-
-
568
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 965
surtax
-
-
-
164
total
-
-
-
69 131
Employee
41 463
33 064
112 783
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
30 122
-
total
12 228
8 427
47 675
-
Employer
41 463
33 064
112 783
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 384
-
chamber of commerce
165
132
452
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 222
-
total
12 096
9 680
29 218
-
Corporate
88 442
99 257
109 634
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 110
24 813
27 408
-
total
22 110
24 813
27 408
-
Dividends
66 332
74 443
-
-
withholding
18 242
20 473
-
-
total
18 242
20 473
-
-
Income
142 000
142 000
142 000
142 000
Total tax
64 676
63 393
104 301
69 131
After tax
77 324
78 607
37 699
72 869
Living cost
29 234
29 234
29 234
29 234
Free-cash
48 090
49 373
8 465
43 635

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽49174
₽19974
₽31285
₽36731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 279
national
-
-
-
52 500
total
-
-
-
80 464
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
109 982
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 169
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 249
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 736
-
national
18 246
-
39 646
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
957
-
total
29 096
-
59 757
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
109 982
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 431
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 606
-
surtax
6 729
-
12 473
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 764
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 744
-
total
17 275
-
32 018
-
Corporate
65 378
142 000
-
-
surtax
261
568
-
-
income
13 076
28 400
-
-
total
13 337
28 968
-
-
Dividends
52 041
113 032
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

15 310
33 607
-
-
total
15 310
33 607
-
-
Income
142 000
142 000
142 000
142 000
Total tax
75 018
62 575
91 775
80 464
After tax
66 982
79 425
50 225
61 536
Living cost
30 251
30 251
30 251
30 251
Free-cash
36 731
49 174
19 974
31 285

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽107147
₽104228
₽98704
₽102094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 300
total
-
-
-
29 033
Employee
18 887
-
136 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 632
-
total
4 624
-
17 826
-
Employer
18 887
-
136 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
119 407
142 000
-
-
income
11 941
14 200
-
-
total
11 941
14 200
-
-
Dividends
107 467
127 800
-
-
withholding
5 373
6 390
-
-
total
5 373
6 390
-
-
Income
142 000
142 000
142 000
142 000
Total tax
25 643
20 590
23 509
29 033
After tax
116 357
121 410
118 491
112 967
Living cost
14 263
14 263
14 263
14 263
Free-cash
102 094
107 147
104 228
98 704

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽110539
₽107620
₽102096
₽106687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 300
total
-
-
-
29 033
Employee
14 395
-
136 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 632
-
total
3 523
-
17 826
-
Employer
14 395
-
136 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
124 780
142 000
-
-
income
12 478
14 200
-
-
total
12 478
14 200
-
-
Dividends
112 302
127 800
-
-
withholding
5 616
6 390
-
-
total
5 616
6 390
-
-
Income
142 000
142 000
142 000
142 000
Total tax
24 442
20 590
23 509
29 033
After tax
117 558
121 410
118 491
112 967
Living cost
10 871
10 871
10 871
10 871
Free-cash
106 687
110 539
107 620
102 096

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽84393
₽76795
₽78056
₽79881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
13 424
health
-
-
-
3 621
income
-
-
-
27 690
total
-
-
-
44 735
Employee
63 798
63 798
132 408
-
health
494
1 085
2 251
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
27 011
-
total
9 853
12 286
36 404
-
Employer
63 798
63 798
132 408
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 450
-
total
2 949
6 476
9 592
-
Corporate
109 989
71 727
-
-
income
13 748
8 967
-
-
total
13 748
8 967
-
-
Dividends
96 241
62 760
-
-
withholding
16 360
10 669
-
-
total
16 360
10 669
-
-
Income
142 000
142 000
142 000
142 000
Total tax
42 910
38 398
45 996
44 735
After tax
99 090
103 602
96 004
97 265
Living cost
19 209
19 209
19 209
19 209
Free-cash
79 881
84 393
76 795
78 056

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽76692
₽69094
₽70355
₽73254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
13 424
health
-
-
-
3 621
income
-
-
-
27 690
total
-
-
-
44 735
Employee
63 798
63 798
132 408
-
health
635
1 085
2 251
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
27 011
-
total
10 434
12 286
36 404
-
Employer
63 798
63 798
132 408
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 450
-
total
3 791
6 476
9 592
-
Corporate
100 864
71 727
-
-
income
12 608
8 967
-
-
total
12 608
8 967
-
-
Dividends
88 256
62 760
-
-
withholding
15 003
10 669
-
-
total
15 003
10 669
-
-
Income
142 000
142 000
142 000
142 000
Total tax
41 836
38 398
45 996
44 735
After tax
100 164
103 602
96 004
97 265
Living cost
26 910
26 910
26 910
26 910
Free-cash
73 254
76 692
69 094
70 355

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽78244
₽54722
₽61003
₽71279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
28 093
health
-
-
-
19 170
solidarity contribution
-
-
-
-
income
-
-
-
14 211
total
-
-
-
61 474
Employee
28 710
-
108 209
-
health
3 876
-
14 608
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
13 102
-
total
9 187
-
33 964
-
Employer
28 710
-
108 209
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 739
-
total
9 762
-
33 791
-
Corporate
103 528
142 000
-
-
income
19 670
26 980
-
-
total
19 670
26 980
-
-
Dividends
83 858
115 020
-
-
withholding
12 579
17 253
-
-
total
12 579
17 253
-
-
Income
142 000
142 000
142 000
142 000
Total tax
51 198
44 233
67 755
61 474
After tax
90 802
97 767
74 245
80 526
Living cost
19 523
19 523
19 523
19 523
Free-cash
71 279
78 244
54 722
61 003

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽73710
₽50188
₽56469
₽65127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
28 093
health
-
-
-
19 170
solidarity contribution
-
-
-
-
income
-
-
-
14 211
total
-
-
-
61 474
Employee
35 378
-
108 209
-
health
4 776
-
14 608
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
13 102
-
total
11 321
-
33 964
-
Employer
35 378
-
108 209
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 739
-
total
12 029
-
33 791
-
Corporate
94 593
142 000
-
-
income
17 973
26 980
-
-
total
17 973
26 980
-
-
Dividends
76 620
115 020
-
-
withholding
11 493
17 253
-
-
total
11 493
17 253
-
-
Income
142 000
142 000
142 000
142 000
Total tax
52 816
44 233
67 755
61 474
After tax
89 184
97 767
74 245
80 526
Living cost
24 057
24 057
24 057
24 057
Free-cash
65 127
73 710
50 188
56 469

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽39254
-₽39254
₽43946
-₽39254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
labour market
-
-
-
11 302
municipal
-
-
-
29 445
pensions
-
-
-
721
national
-
-
-
16 521
total
-
-
-
57 989
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
142 000
142 000
142 000
142 000
Total tax
141 189
141 189
141 189
57 989
After tax
811
811
811
84 011
Living cost
40 065
40 065
40 065
40 065
Free-cash
-39 254
-39 254
-39 254
43 946

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽93560
₽61806
₽56072
₽88405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
health
-
-
-
18 461
pensions
-
-
-
28 400
income
-
-
-
19 027
total
-
-
-
65 888
Employee
23 536
-
106 129
-
pensions
471
-
2 122
-
unemployment
376
-
1 699
-
income
2 650
-
20 462
-
total
3 497
-
24 283
-
Employer
23 536
-
106 129
-
pensions
4 708
-
21 225
-
unemployment
189
-
849
-
health
3 059
-
13 797
-
total
7 956
-
35 871
-
Corporate
110 508
142 000
-
-
income
22 102
28 400
-
-
total
22 102
28 400
-
-
Dividends
88 406
113 600
-
-
total
-
-
-
-
Income
142 000
142 000
142 000
142 000
Total tax
33 555
28 400
60 154
65 888
After tax
108 445
113 600
81 846
76 112
Living cost
20 040
20 040
20 040
20 040
Free-cash
88 405
93 560
61 806
56 072

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57384
₽42902
₽60337
₽59371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
142 000
health
-
-
-
1 841
municipal
-
-
-
25 229
national
-
-
-
22 740
total
-
-
-
49 810
Employee
43 651
-
119 459
-
health
326
-
1 493
-
municipal
7 150
-
19 460
-
pensions
2 946
-
8 063
-
national
721
-
13 896
-
unemployment
655
-
1 792
-
total
11 798
-
44 704
-
Employer
43 651
-
119 459
-
accident
44
-
120
-
unemployment
283
-
776
-
health
335
-
919
-
pensions
7 573
-
20 726
-
total
8 235
-
22 541
-
Corporate
90 113
142 000
-
-
income
18 023
28 400
-
-
total
18 023
28 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

54 068
85 200
-
-
municipal
9 732
15 337
-
-
national
2 988
9 026
-
-
total
12 720
24 363
-
-
Income
142 000
142 000
142 000
142 000
Total tax
50 776
52 763
67 245
49 810
After tax
91 224
89 237
74 755
92 190
Living cost
31 853
31 853
31 853
31 853
Free-cash
59 371
57 384
42 902
60 337

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45995
₽52915
₽54516
₽50606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
4 046
health
-
-
-
5 876
pensions
-
-
-
25 714
other
-
-
-
4 402
income
-
-
-
21 873
surtax
-
-
-
-
total
-
-
-
61 911
Employee
31 696
-
110 262
-
income
1 634
-
21 121
-
social contributions
904
-
3 141
-
pensions
3 585
-
7 515
-
surtax
-
-
-
-
total
6 123
-
31 777
-
Employer
31 696
-
110 262
-
pensions
5 208
-
12 680
-
social contributions
94
-
331
-
unemployment
1 283
-
4 465
-
health
2 218
-
10 022
-
other
1 094
-
4 237
-
total
9 897
-
31 735
-
Corporate
100 405
142 000
-
-
surtax
-
-
-
-
income
28 113
39 760
-
-
total
28 113
39 760
-
-
Dividends
72 291
102 240
-
-
surtax
-
-
-
-
withholding
9 253
13 087
-
-
social contributions
12 435
17 585
-
-
total
21 688
30 672
-
-
Income
142 000
142 000
142 000
142 000
Total tax
65 821
70 432
63 512
61 911
After tax
76 179
71 568
78 488
80 089
Living cost
25 573
25 573
25 573
25 573
Free-cash
50 606
45 995
52 915
54 516

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43182
₽50102
₽51703
₽48084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
4 046
health
-
-
-
5 876
pensions
-
-
-
25 714
other
-
-
-
4 402
income
-
-
-
21 873
surtax
-
-
-
-
total
-
-
-
61 911
Employee
35 509
-
110 262
-
income
2 096
-
21 121
-
social contributions
1 012
-
3 141
-
pensions
4 015
-
7 515
-
surtax
-
-
-
-
total
7 123
-
31 777
-
Employer
35 509
-
110 262
-
pensions
5 833
-
12 680
-
social contributions
107
-
331
-
unemployment
1 437
-
4 465
-
health
2 486
-
10 022
-
other
1 225
-
4 237
-
total
11 088
-
31 735
-
Corporate
95 402
142 000
-
-
surtax
-
-
-
-
income
26 712
39 760
-
-
total
26 712
39 760
-
-
Dividends
68 690
102 240
-
-
surtax
-
-
-
-
withholding
8 792
13 087
-
-
social contributions
11 815
17 585
-
-
total
20 607
30 672
-
-
Income
142 000
142 000
142 000
142 000
Total tax
65 530
70 432
63 512
61 911
After tax
76 470
71 568
78 488
80 089
Living cost
28 386
28 386
28 386
28 386
Free-cash
48 084
43 182
50 102
51 703

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽31496
₽38416
₽40017
₽37200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
4 046
health
-
-
-
5 876
pensions
-
-
-
25 714
other
-
-
-
4 402
income
-
-
-
21 873
surtax
-
-
-
-
total
-
-
-
61 911
Employee
51 964
-
110 262
-
income
4 534
-
21 121
-
social contributions
1 480
-
3 141
-
pensions
5 877
-
7 515
-
surtax
-
-
-
-
total
11 891
-
31 777
-
Employer
51 964
-
110 262
-
pensions
8 538
-
12 680
-
social contributions
156
-
331
-
unemployment
2 105
-
4 465
-
health
3 637
-
10 022
-
other
1 793
-
4 237
-
total
16 229
-
31 735
-
Corporate
73 807
142 000
-
-
surtax
-
-
-
-
income
20 666
39 760
-
-
total
20 666
39 760
-
-
Dividends
53 140
102 240
-
-
surtax
-
-
-
-
withholding
6 802
13 087
-
-
social contributions
9 140
17 585
-
-
total
15 942
30 672
-
-
Income
142 000
142 000
142 000
142 000
Total tax
64 728
70 432
63 512
61 911
After tax
77 272
71 568
78 488
80 089
Living cost
40 072
40 072
40 072
40 072
Free-cash
37 200
31 496
38 416
40 017

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽129043
₽107743
₽134723
₽127945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
142 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 420
total
-
-
-
1 420
Employee
7 321
-
142 000
-
income
1 464
-
28 400
-
total
1 464
-
28 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

134 679
142 000
-
-
total
-
-
-
-
Dividends
134 679
142 000
-
-
withholding
6 734
7 100
-
-
total
6 734
7 100
-
-
Income
142 000
142 000
142 000
142 000
Total tax
8 198
7 100
28 400
1 420
After tax
133 802
134 900
113 600
140 580
Living cost
5 857
5 857
5 857
5 857
Free-cash
127 945
129 043
107 743
134 723

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽125773
₽104473
₽131453
₽124061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
142 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 420
total
-
-
-
1 420
Employee
11 409
-
142 000
-
income
2 282
-
28 400
-
total
2 282
-
28 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

130 591
142 000
-
-
total
-
-
-
-
Dividends
130 591
142 000
-
-
withholding
6 530
7 100
-
-
total
6 530
7 100
-
-
Income
142 000
142 000
142 000
142 000
Total tax
8 812
7 100
28 400
1 420
After tax
133 188
134 900
113 600
140 580
Living cost
9 127
9 127
9 127
9 127
Free-cash
124 061
125 773
104 473
131 453

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽41057
₽58478
₽43637
₽51908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 841
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 435
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 388
total
-
-
-
66 332
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
142 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 388
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
43 435
-
total
9 250
-
51 491
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
100 719
142 000
-
-
trade
14 454
20 377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

831
1 171
-
-
chamber of commerce
274
334
-
-
income
15 108
21 299
-
-
total
30 667
43 181
-
-
Dividends
70 051
98 819
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

946
1 341
-
-
withholding
17 198
24 390
-
-
total
18 144
25 731
-
-
Income
142 000
142 000
142 000
142 000
Total tax
58 061
68 912
51 491
66 332
After tax
83 939
73 088
90 509
75 668
Living cost
32 031
32 031
32 031
32 031
Free-cash
51 908
41 057
58 478
43 637

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46497
₽65379
₽49090
₽55674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 289
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 435
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 388
total
-
-
-
67 780
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
142 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 388
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
43 435
-
total
6 603
-
51 491
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
110 267
142 000
-
-
trade
17 366
22 365
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

910
1 171
-
-
chamber of commerce
285
331
-
-
income
16 540
21 299
-
-
total
35 101
45 166
-
-
Dividends
75 166
96 834
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 016
1 315
-
-
withholding
18 476
23 892
-
-
total
19 492
25 207
-
-
Income
142 000
142 000
142 000
142 000
Total tax
61 196
70 373
51 491
67 780
After tax
80 804
71 627
90 509
74 220
Living cost
25 130
25 130
25 130
25 130
Free-cash
55 674
46 497
65 379
49 090

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽38305
₽57916
₽40902
₽49960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 014
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 435
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 388
total
-
-
-
68 505
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
142 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 388
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
43 435
-
total
9 481
-
51 491
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 926
142 000
-
-
trade
16 437
23 359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

825
1 171
-
-
chamber of commerce
268
327
-
-
income
14 989
21 299
-
-
total
32 519
46 156
-
-
Dividends
67 407
95 843
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

910
1 301
-
-
withholding
16 537
23 645
-
-
total
17 447
24 946
-
-
Income
142 000
142 000
142 000
142 000
Total tax
59 447
71 102
51 491
68 505
After tax
82 553
70 898
90 509
73 495
Living cost
32 593
32 593
32 593
32 593
Free-cash
49 960
38 305
57 916
40 902

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽32160
₽52501
₽34763
₽45613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
142 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 738
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
43 435
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 388
total
-
-
-
69 229
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
142 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 388
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
43 435
-
total
11 854
-
51 491
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 138
142 000
-
-
trade
15 801
24 354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

760
1 171
-
-
chamber of commerce
255
326
-
-
income
13 821
21 299
-
-
total
30 637
47 150
-
-
Dividends
61 501
94 850
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

828
1 286
-
-
withholding
15 060
23 396
-
-
total
15 888
24 682
-
-
Income
142 000
142 000
142 000
142 000
Total tax
58 379
71 832
51 491
69 229
After tax
83 621
70 168
90 509
72 771
Living cost
38 008
38 008
38 008
38 008
Free-cash
45 613
32 160
52 501
34 763

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽70684
₽43520
₽48616
₽68045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
38 661
surtax
-
-
-
5 892
total
-
-
-
74 749
Employee
27 940
-
118 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 923
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
33 698
-
total
9 304
-
56 537
-
Employer
27 940
-
118 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
108 177
142 000
-
-
income
28 126
36 919
-
-
total
28 126
36 919
-
-
Dividends
80 051
105 081
-
-
withholding
12 008
15 762
-
-
total
12 008
15 762
-
-
Income
142 000
142 000
142 000
142 000
Total tax
55 320
52 681
79 845
74 749
After tax
86 680
89 319
62 155
67 251
Living cost
18 635
18 635
18 635
18 635
Free-cash
68 045
70 684
43 520
48 616

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽71011
₽43847
₽48943
₽68426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
38 661
surtax
-
-
-
5 892
total
-
-
-
74 749
Employee
27 437
-
118 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 923
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
33 698
-
total
9 130
-
56 537
-
Employer
27 437
-
118 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
108 788
142 000
-
-
income
28 285
36 919
-
-
total
28 285
36 919
-
-
Dividends
80 503
105 081
-
-
withholding
12 076
15 762
-
-
total
12 076
15 762
-
-
Income
142 000
142 000
142 000
142 000
Total tax
55 266
52 681
79 845
74 749
After tax
86 734
89 319
62 155
67 251
Living cost
18 308
18 308
18 308
18 308
Free-cash
68 426
71 011
43 847
48 943

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽63528
₽66045
₽82098
₽63867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
unemployment
-
-
-
2 130
health
-
-
-
9 940
pensions
-
-
-
14 200
income
-
-
-
17 359
total
-
-
-
43 629
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
118 828
-
health
1 644
654
8 318
-
pensions
2 349
935
11 883
-
unemployment
352
140
1 782
-
income
2 872
1 143
14 527
-
total
7 217
2 872
36 510
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
118 828
-
pensions
4 581
1 823
23 172
-
total
4 581
1 823
23 172
-
Corporate
113 929
130 828
-
-
income
10 254
11 775
-
-
total
10 254
11 775
-
-
Dividends
103 675
119 053
-
-
withholding
19 698
22 620
-
-
social contributions
20 110
23 109
-
-
total
39 808
45 729
-
-
Income
142 000
142 000
142 000
142 000
Total tax
61 860
62 199
59 682
43 629
After tax
80 140
79 801
82 318
98 371
Living cost
16 273
16 273
16 273
16 273
Free-cash
63 867
63 528
66 045
82 098

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽46725
₽42950
₽41952
₽46028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
1 527
municipal
-
-
-
15 531
pensions
-
-
-
17 040
national
-
-
-
24 067
total
-
-
-
58 165
Employee
64 927
-
122 758
-
municipal
8 020
-
16 081
-
pensions
2 597
-
4 910
-
national
12 427
-
25 035
-
total
23 044
-
46 026
-
Employer
64 927
-
122 758
-
social contributions
698
-
1 320
-
pensions
5 194
-
9 821
-
total
5 892
-
11 141
-
Corporate
66 896
142 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 379
28 400
-
-
total
13 379
28 400
-
-
Dividends
53 517
113 600
-
-
withholding
11 774
24 992
-
-
total
11 774
24 992
-
-
Income
142 000
142 000
142 000
142 000
Total tax
54 089
53 392
57 167
58 165
After tax
87 911
88 608
84 833
83 835
Living cost
41 883
41 883
41 883
41 883
Free-cash
46 028
46 725
42 950
41 952

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽52138
₽28056
₽28056
₽53970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
social contributions
-
-
-
23 595
income
-
-
-
43 087
total
-
-
-
66 682
Employee
64 899
-
142 000
-
social contributions
5 392
-
23 595
-
income
12 246
-
43 087
-
total
17 638
-
66 682
-
Employer
64 899
-
142 000
-
total
-
-
-
-
Corporate
77 101
142 000
-
-
income
9 637
17 750
-
-
total
9 637
17 750
-
-
Dividends
67 464
124 250
-
-
withholding
13 493
24 850
-
-
total
13 493
24 850
-
-
Income
142 000
142 000
142 000
142 000
Total tax
40 768
42 600
66 682
66 682
After tax
101 232
99 400
75 318
75 318
Living cost
47 262
47 262
47 262
47 262
Free-cash
53 970
52 138
28 056
28 056

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽40754
₽26684
₽33099
₽36421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
regional
-
-
-
1 671
social contributions
-
-
-
36 523
municipal
-
-
-
844
national
-
-
-
34 854
total
-
-
-
73 892
Employee
73 736
-
142 000
-
regional
696
-
1 476
-
municipal
390
-
753
-
social contributions
24 864
-
47 882
-
national
12 777
-
30 196
-
total
38 727
-
80 307
-
Employer
73 736
-
142 000
-
total
-
-
-
-
Corporate
68 264
142 000
-
-
nationa
16 384
34 081
-
-
municipal
2 662
5 537
-
-
total
19 046
39 618
-
-
Dividends
49 218
102 382
-
-
withholding
12 797
26 619
-
-
total
12 797
26 619
-
-
Income
142 000
142 000
142 000
142 000
Total tax
70 570
66 237
80 307
73 892
After tax
71 430
75 763
61 693
68 108
Living cost
35 009
35 009
35 009
35 009
Free-cash
36 421
40 754
26 684
33 099

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽52288
₽38908
₽45289
₽50446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
142 000
regional
-
-
-
2 140
social contributions
-
-
-
36 523
municipal
-
-
-
844
national
-
-
-
34 854
total
-
-
-
74 361
Employee
46 023
-
142 000
-
regional
620
-
1 911
-
municipal
244
-
753
-
social contributions
15 519
-
47 882
-
national
7 291
-
30 196
-
total
23 674
-
80 742
-
Employer
46 023
-
142 000
-
total
-
-
-
-
Corporate
95 977
142 000
-
-
nationa