Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 141500
per

Your estimated
City
free-cash

Valencia , Spain
₽69267
₽54530
₽57820
₽72726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
unemployment
-
-
-
509
income
-
-
-
40 337
other
-
-
-
73
accident
-
-
-
654
pensions
-
-
-
20 556
total
-
-
-
62 129
Employee
28 978
-
118 342
-
unemployment
449
-
1 126
-
pensions
1 362
-
3 415
-
income
5 587
-
37 647
-
other
28
-
73
-
total
7 426
-
42 261
-
Employer
28 978
-
118 342
-
pensions
6 838
-
17 143
-
accident
574
-
1 438
-
unemployment
1 594
-
3 995
-
other
232
-
582
-
total
9 238
-
23 158
-
Corporate
103 283
141 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

15 492
21 226
-
-
total
15 492
21 226
-
-
Dividends
87 791
120 274
-
-
withholding
18 526
25 997
-
-
total
18 526
25 997
-
-
Income
141 500
141 500
141 500
141 500
Total tax
50 682
47 223
65 419
62 129
After tax
90 818
94 277
76 081
79 371
Living cost
21 551
21 551
21 551
21 551
Free-cash
69 267
72 726
54 530
57 820

Estimated living cost  is ₽21551 per week

₽14547
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽77783
₽59230
₽58929
₽83078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
28 602
income
-
-
-
22 182
other
-
-
-
5 660
health
-
-
-
5 244
total
-
-
-
61 688
Employee
28 456
-
113 018
-
health
399
-
1 582
-
unemployment
284
-
1 130
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 991
-
7 912
-
income
4 899
-
22 282
-
total
7 573
-
32 906
-
Employer
28 456
-
113 018
-
health
399
-
1 582
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 838
-
19 214
-
accident
228
-
904
-
unemployment
284
-
1 130
-
other
1 423
-
5 651
-
total
7 172
-
28 481
-
Corporate
105 873
141 500
-
-
income
22 234
29 715
-
-
total
22 234
29 715
-
-
Dividends
83 639
111 785
-
-
withholding
5 855
7 824
-
-
total
5 855
7 824
-
-
Income
141 500
141 500
141 500
141 500
Total tax
42 834
37 539
61 387
61 688
After tax
98 666
103 961
80 113
79 812
Living cost
20 883
20 883
20 883
20 883
Free-cash
77 783
83 078
59 230
58 929

Estimated living cost  is ₽20883 per week

₽14755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽107073
₽108286
₽102699
₽110712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 050
unemployment
-
-
-
109
income
-
-
-
21 225
health
-
-
-
3 147
total
-
-
-
28 531
Employee
13 600
-
136 132
-
health
626
-
1 259
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 194
-
2 403
-
income
1 360
-
13 613
-
total
3 330
-
17 576
-
Employer
13 600
-
136 132
-
health
939
-
1 888
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 499
-
3 015
-
accident

We are using the highest rate at 1.1%.

150
-
301
-
unemployment
81
-
164
-
total
2 669
-
5 368
-
Corporate
125 232
141 500
-
-
income
12 523
14 150
-
-
total
12 523
14 150
-
-
Dividends
112 708
127 350
-
-
withholding
5 635
6 368
-
-
total
5 635
6 368
-
-
Income
141 500
141 500
141 500
141 500
Total tax
24 157
20 518
22 944
28 531
After tax
117 343
120 982
118 556
112 969
Living cost
10 270
10 270
10 270
10 270
Free-cash
107 073
110 712
108 286
102 699

Estimated living cost  is ₽10270 per week

₽5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽49133
₽50547
₽52871
₽44503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
22 406
other
-
-
-
4 386
health
-
-
-
6 092
social contributions
-
-
-
4 030
pensions
-
-
-
24 902
surtax
-
-
-
-
total
-
-
-
61 816
Employee
33 541
-
109 450
-
pensions
3 792
-
7 634
-
income
1 980
-
21 341
-
social contributions
956
-
3 119
-
surtax
-
-
-
-
total
6 728
-
32 094
-
Employer
33 541
-
109 450
-
health
2 348
-
10 156
-
social contributions
101
-
329
-
pensions
5 510
-
12 849
-
unemployment
1 358
-
4 433
-
other
1 157
-
4 279
-
total
10 474
-
32 046
-
Corporate
97 484
141 500
-
-
income
27 295
39 620
-
-
surtax
-
-
-
-
total
27 295
39 620
-
-
Dividends
70 189
101 880
-
-
social contributions
12 073
17 524
-
-
surtax
-
-
-
-
withholding
8 984
13 040
-
-
total
21 057
30 564
-
-
Income
141 500
141 500
141 500
141 500
Total tax
65 554
70 184
64 140
61 816
After tax
75 946
71 316
77 360
79 684
Living cost
26 813
26 813
26 813
26 813
Free-cash
49 133
44 503
50 547
52 871

Estimated living cost  is ₽26813 per week

₽16907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽32474
₽55948
₽45049
₽37275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions
-
-
-
9 182
income
-
-
-
44 774
health
-
-
-
9 664
total
-
-
-
63 620
Employee
66 925
66 925
126 936
-
health
10 272
8 737
9 664
-
pensions
12 047
9 182
9 182
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 955
10 955
19 310
-
total
33 274
28 874
38 156
-
Employer
66 925
66 925
126 936
-
health
4 652
4 652
5 781
-
pensions
4 658
4 658
5 790
-
unemployment
2 409
2 409
2 994
-
total
11 719
11 719
14 565
-
Corporate
63 676
62 855
-
-
income
12 735
12 572
-
-
total
12 735
12 572
-
-
Dividends
50 941
50 284
-
-
income
10 826
10 686
-
-
withholding
7 641
7 543
-
-
total
18 467
18 229
-
-
Income
141 500
141 500
141 500
141 500
Total tax
76 195
71 394
52 721
63 620
After tax
65 305
70 106
88 779
77 880
Living cost
32 831
32 831
32 831
32 831
Free-cash
32 474
37 275
55 948
45 049

Estimated living cost  is ₽32831 per week

₽23266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽56292
₽65859
₽49312
₽47623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 500
trade
-
-
-
16 547
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 427
total
-
-
-
68 450
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 975
-
141 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

837
-
44 122
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
2 427
-
total
6 237
-
51 903
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
111 525
141 500
-
-
income
16 728
21 226
-
-
trade
17 566
22 286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

921
1 167
-
-
chamber of commerce
280
323
-
-
total
35 495
45 002
-
-
Dividends
76 031
96 498
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 029
1 310
-
-
withholding
18 709
23 827
-
-
total
19 738
25 137
-
-
Income
141 500
141 500
141 500
141 500
Total tax
61 470
70 139
51 903
68 450
After tax
80 030
71 361
89 597
73 050
Living cost
23 738
23 738
23 738
23 738
Free-cash
56 292
47 623
65 859
49 312

Estimated living cost  is ₽23738 per week

₽14932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽80806
₽77161
₽78398
₽85068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
28 669
health
-
-
-
3 608
social contributions
-
-
-
12 680
total
-
-
-
44 957
Employee
60 263
60 263
132 306
-
health
467
1 025
2 249
-
income
6 562
5 579
28 005
-
social contributions
2 278
5 002
6 746
-
total
9 307
11 606
37 000
-
Employer
60 263
60 263
132 306
-
health
507
1 115
2 448
-
social contributions
2 278
5 002
6 746
-
total
2 785
6 117
9 194
-
Corporate
111 262
75 120
-
-
income
13 907
9 390
-
-
total
13 907
9 390
-
-
Dividends
97 355
65 729
-
-
withholding
16 550
11 174
-
-
total
16 550
11 174
-
-
Income
141 500
141 500
141 500
141 500
Total tax
42 549
38 287
46 194
44 957
After tax
98 951
103 213
95 306
96 543
Living cost
18 145
18 145
18 145
18 145
Free-cash
80 806
85 068
77 161
78 398

Estimated living cost  is ₽18145 per week

₽10875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5089
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽55116
₽40248
₽50976
₽55903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
141 500
income
-
-
-
16 771
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
49 171
surtax
-
-
-
-
total
-
-
-
65 942
Employee
36 044
-
114 343
-
income
7 497
-
36 936
-
social contributions
3 965
-
12 577
-
surtax
-
-
-
-
total
11 462
-
49 513
-
Employer
36 044
-
114 343
-
social contributions
8 560
-
27 157
-
total
8 560
-
27 157
-
Corporate
96 895
141 500
-
-
income
20 348
29 715
-
-
surtax
-
-
-
-
total
20 348
29 715
-
-
Dividends
76 547
111 785
-
-
withholding
21 432
31 300
-
-
total
21 432
31 300
-
-
Income
141 500
141 500
141 500
141 500
Total tax
61 802
61 015
76 670
65 942
After tax
79 698
80 485
64 830
75 558
Living cost
24 582
24 582
24 582
24 582
Free-cash
55 116
55 903
40 248
50 976

Estimated living cost  is ₽24582 per week

₽18393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽127213
₽107126
₽134011
₽128351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
141 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 415
total
-
-
-
1 415
Employee
7 592
-
141 500
-
income
1 518
-
28 300
-
total
1 518
-
28 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

133 908
141 500
-
-
total
-
-
-
-
Dividends
133 908
141 500
-
-
withholding
6 695
7 075
-
-
total
6 695
7 075
-
-
Income
141 500
141 500
141 500
141 500
Total tax
8 213
7 075
28 300
1 415
After tax
133 287
134 425
113 200
140 085
Living cost
6 074
6 074
6 074
6 074
Free-cash
127 213
128 351
107 126
134 011

Estimated living cost  is ₽6074 per week

₽3764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽69846
₽44166
₽47913
₽76402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
141 500
pensions
-
-
-
25 842
unemployment
-
-
-
213
income
-
-
-
32 588
health
-
-
-
13 923
total
-
-
-
72 566
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
122 437
-
health
2 238
-
7 909
-
unemployment
49
-
171
-
pensions
5 372
-
18 977
-
income
5 976
-
30 193
-
total
13 635
-
57 250
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 656
-
122 437
-
health
2 308
-
8 154
-
pensions
3 067
-
10 836
-
unemployment
21
-
73
-
total
5 396
-
19 063
-
Corporate
101 449
141 500
-
-
income
19 276
26 885
-
-
total
19 276
26 885
-
-
Dividends
82 173
114 615
-
-
withholding
12 326
17 192
-
-
total
12 326
17 192
-
-
Income
141 500
141 500
141 500
141 500
Total tax
50 633
44 077
76 313
72 566
After tax
90 867
97 423
65 187
68 934
Living cost
21 021
21 021
21 021
21 021
Free-cash
69 846
76 402
44 166
47 913

Estimated living cost  is ₽21021 per week

₽14426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4841
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽62124
₽71950
₽85788
₽59386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
141 500
income
-
-
-
22 308
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 955
total
-
-
-
27 263
Employee
35 952
-
137 895
-
social contributions
3 602
-
3 605
-
income
3 901
-
33 891
-
total
7 503
-
37 496
-
Employer
35 952
-
137 895
-
social contributions
3 602
-
3 605
-
total
3 602
-
3 605
-
Corporate
101 946
141 500
-
-
income
35 682
49 525
-
-
total
35 682
49 525
-
-
Dividends
66 265
91 975
-
-
social contributions
4 140
4 140
-
-
total
4 140
4 140
-
-
Income
141 500
141 500
141 500
141 500
Total tax
50 927
53 665
41 101
27 263
After tax
90 573
87 835
100 399
114 237
Living cost
28 449
28 449
28 449
28 449
Free-cash
62 124
59 386
71 950
85 788

Estimated living cost  is ₽28449 per week

₽18739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽70115
₽71233
₽74252
₽69710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
21 226
health
-
-
-
9 877
social contributions
-
-
-
19 527
total
-
-
-
50 630
Employee
26 572
-
141 500
-
health
1 855
-
9 877
-
income
4 432
-
24 245
-
social contributions
3 668
-
19 527
-
total
9 955
-
53 649
-
Employer
26 572
-
141 500
-
total
-
-
-
-
Corporate
114 928
141 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

5 747
7 075
-
-
total
5 747
7 075
-
-
Dividends
109 181
134 425
-
-
social contributions
15 067
18 550
-
-
withholding
16 377
20 164
-
-
health
7 621
9 383
-
-
total
39 065
48 097
-
-
Income
141 500
141 500
141 500
141 500
Total tax
54 767
55 172
53 649
50 630
After tax
86 733
86 328
87 851
90 870
Living cost
16 618
16 618
16 618
16 618
Free-cash
70 115
69 710
71 233
74 252

Estimated living cost  is ₽16618 per week

₽11121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1025
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽67661
₽53767
₽59692
₽75486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
14 517
health
-
-
-
19 103
social contributions
-
-
-
25 617
solidarity contribution
-
-
-
634
total
-
-
-
59 871
Employee
32 261
-
109 695
-
health
4 355
-
14 809
-
solidarity contribution
-
-
102
-
income
3 871
-
13 378
-
social contributions
2 097
-
5 702
-
total
10 323
-
33 991
-
Employer
32 261
-
109 695
-
health
2 903
-
9 873
-
social contributions
8 065
-
21 932
-
total
10 968
-
31 805
-
Corporate
98 271
141 500
-
-
income
18 671
26 885
-
-
total
18 671
26 885
-
-
Dividends
79 599
114 615
-
-
withholding
11 940
17 192
-
-
total
11 940
17 192
-
-
Income
141 500
141 500
141 500
141 500
Total tax
51 902
44 077
65 796
59 871
After tax
89 598
97 423
75 704
81 629
Living cost
21 937
21 937
21 937
21 937
Free-cash
67 661
75 486
53 767
59 692

Estimated living cost  is ₽21937 per week

₽16314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽123186
₽103735
₽130620
₽124960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
141 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 415
total
-
-
-
1 415
Employee
11 832
-
141 500
-
income
2 366
-
28 300
-
total
2 366
-
28 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

129 668
141 500
-
-
total
-
-
-
-
Dividends
129 668
141 500
-
-
withholding
6 483
7 075
-
-
total
6 483
7 075
-
-
Income
141 500
141 500
141 500
141 500
Total tax
8 849
7 075
28 300
1 415
After tax
132 651
134 425
113 200
140 085
Living cost
9 465
9 465
9 465
9 465
Free-cash
123 186
124 960
103 735
130 620

Estimated living cost  is ₽9465 per week

₽6405
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽38851
₽39508
₽41832
₽33464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
22 406
other
-
-
-
4 386
health
-
-
-
6 092
social contributions
-
-
-
4 030
pensions
-
-
-
24 902
surtax
-
-
-
-
total
-
-
-
61 816
Employee
49 085
-
109 450
-
pensions
5 552
-
7 634
-
income
4 283
-
21 341
-
social contributions
1 398
-
3 119
-
surtax
-
-
-
-
total
11 233
-
32 094
-
Employer
49 085
-
109 450
-
health
3 435
-
10 156
-
social contributions
147
-
329
-
pensions
8 065
-
12 849
-
unemployment
1 988
-
4 433
-
other
1 694
-
4 279
-
total
15 329
-
32 046
-
Corporate
77 085
141 500
-
-
income
21 584
39 620
-
-
surtax
-
-
-
-
total
21 584
39 620
-
-
Dividends
55 501
101 880
-
-
social contributions
9 547
17 524
-
-
surtax
-
-
-
-
withholding
7 104
13 040
-
-
total
16 651
30 564
-
-
Income
141 500
141 500
141 500
141 500
Total tax
64 797
70 184
64 140
61 816
After tax
76 703
71 316
77 360
79 684
Living cost
37 852
37 852
37 852
37 852
Free-cash
38 851
33 464
39 508
41 832

Estimated living cost  is ₽37852 per week

₽25618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽84877
₽74050
₽74050
₽88722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
141 500
pensions
-
-
-
15 013
unemployment
-
-
-
866
income
-
-
-
32 111
health
-
-
-
5 948
total
-
-
-
53 938
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
131 164
-
health
1 049
-
2 974
-
unemployment
153
-
433
-
pensions
2 853
-
8 084
-
income
2 809
-
32 111
-
total
6 864
-
43 602
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 376
-
131 164
-
health
1 049
-
2 974
-
pensions
2 445
-
6 929
-
unemployment
153
-
433
-
total
3 647
-
10 336
-
Corporate
117 477
141 500
-
-
income
17 622
21 225
-
-
total
17 622
21 225
-
-
Dividends
99 856
120 275
-
-
withholding
14 978
18 041
-
-
total
14 978
18 041
-
-
Income
141 500
141 500
141 500
141 500
Total tax
43 111
39 266
53 938
53 938
After tax
98 389
102 234
87 562
87 562
Living cost
13 512
13 512
13 512
13 512
Free-cash
84 877
88 722
74 050
74 050

Estimated living cost  is ₽13512 per week

₽9098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽34215
₽54032
₽59801
₽11416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions
-
-
-
13 017
city
-
-
-
1 492
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 830
health
-
-
-
319
regional
-
-
-
7 580
national
-
-
-
3 172
total
-
-
-
28 410
Employee
62 361
-
127 001
-
health
141
-
286
-
unemployment
-
-
-
-
city
669
-
1 369
-
pensions
5 239
-
10 276
-
regional
2 042
-
6 653
-
national
295
-
2 493
-
total
8 386
-
21 077
-
Employer
62 361
-
127 001
-
health
141
-
286
-
pensions
5 239
-
10 276
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 247
-
2 540
-
total
6 627
-
13 102
-
Corporate
71 826
141 500
-
-
regional
15 191
29 927
-
-
national
6 106
12 028
-
-
total
21 297
41 955
-
-
Dividends
50 530
99 545
-
-
withholding
17 686
34 840
-
-
total
17 686
34 840
-
-
Income
141 500
141 500
141 500
141 500
Total tax
53 996
76 795
34 179
28 410
After tax
87 504
64 705
107 321
113 090
Living cost
53 289
53 289
53 289
53 289
Free-cash
34 215
11 416
54 032
59 801

Estimated living cost  is ₽53289 per week

₽34653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽60415
₽43921
₽60675
₽58364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
141 500
municipal
-
-
-
25 137
health
-
-
-
1 852
national
-
-
-
23 747
total
-
-
-
50 736
Employee
41 232
-
119 038
-
health
308
-
1 507
-
unemployment
619
-
1 786
-
pensions
2 783
-
8 035
-
national
681
-
14 313
-
municipal
6 754
-
19 388
-
total
11 145
-
45 029
-
Employer
41 232
-
119 038
-
health
317
-
916
-
pensions
7 154
-
20 653
-
accident
42
-
119
-
unemployment
268
-
773
-
total
7 781
-
22 461
-
Corporate
92 488
141 500
-
-
income
18 498
28 300
-
-
total
18 498
28 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

55 492
84 900
-
-
municipal
9 988
15 281
-
-
national
3 584
9 466
-
-
total
13 572
24 747
-
-
Income
141 500
141 500
141 500
141 500
Total tax
50 996
53 047
67 490
50 736
After tax
90 504
88 453
74 010
90 764
Living cost
30 089
30 089
30 089
30 089
Free-cash
60 415
58 364
43 921
60 675

Estimated living cost  is ₽30089 per week

₽19654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2894
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽38800
₽21051
₽32793
₽50554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 317
social contributions
-
-
-
19 539
national
-
-
-
53 276
total
-
-
-
80 132
Employee

The minimum management director salary is set at €45,000 per year.

56 059
-
109 597
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 634
-
5 150
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 924
-
5 717
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

488
-
953
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 204
-
8 220
-
national
17 235
-
39 932
-
total
27 485
-
59 972
-
Employer

The minimum management director salary is set at €45,000 per year.

56 059
-
109 597
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 447
-
6 740
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 967
-
9 710
-
surtax
6 356
-
12 427
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

729
-
1 425
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

818
-
1 600
-
total
16 317
-
31 902
-
Corporate
69 123
141 500
-
-
income
13 825
28 300
-
-
surtax
277
567
-
-
total
14 102
28 867
-
-
Dividends
55 021
112 633
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

16 221
33 504
-
-
total
16 221
33 504
-
-
Income
141 500
141 500
141 500
141 500
Total tax
74 125
62 371
91 874
80 132
After tax
67 375
79 129
49 626
61 368
Living cost
28 575
28 575
28 575
28 575
Free-cash
38 800
50 554
21 051
32 793

Estimated living cost  is ₽28575 per week

₽18406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽42483
₽38356
₽39181
₽43247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
unemployment
-
-
-
75
municipal
-
-
-
35 756
other
-
-
-
8 662
health
-
-
-
4 651
national
-
-
-
10 956
accident
-
-
-
149
pensions
-
-
-
8 058
total
-
-
-
68 307
Employee
48 465
-
118 078
-
national
-
-
10 500
-
municipal
14 452
-
35 211
-
total
14 452
-
45 711
-
Employer
48 465
-
118 078
-
health
2 981
-
4 584
-
pensions
5 239
-
8 058
-
accident
97
-
149
-
unemployment
1 279
-
1 968
-
other
5 632
-
8 662
-
total
15 228
-
23 421
-
Corporate
77 808
141 500
-
-
income
17 118
31 130
-
-
total
17 118
31 130
-
-
Dividends
60 690
110 370
-
-
withholding
18 207
33 111
-
-
total
18 207
33 111
-
-
Income
141 500
141 500
141 500
141 500
Total tax
65 005
64 241
69 132
68 307
After tax
76 495
77 259
72 368
73 193
Living cost
34 012
34 012
34 012
34 012
Free-cash
42 483
43 247
38 356
39 181

Estimated living cost  is ₽34012 per week

₽22542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽6456
₽92074
₽59911
₽48212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
27 581
social contributions
-
-
-
16 131
total
-
-
-
43 712
Employee
54 310
-
-
-
income
11 980
-
-
-
social contributions
4 453
-
635
-
total
16 433
-
635
-
Employer
54 310
-
-
-
social contributions
76 578
-
10 914
-
total
76 578
-
10 914
-
Corporate
10 612
141 500
-
-
income
2 335
31 130
-
-
total
2 335
31 130
-
-
Dividends
8 278
110 370
-
-
income
1 821
24 281
-
-
total
1 821
24 281
-
-
Income
141 500
141 500
141 500
141 500
Total tax
97 167
55 411
11 549
43 712
After tax
44 333
86 089
129 951
97 788
Living cost
37 877
37 877
37 877
37 877
Free-cash
6 456
48 212
92 074
59 911

Estimated living cost  is ₽37877 per week

₽24576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3562
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽74547
₽69887
₽71124
₽77794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
28 669
health
-
-
-
3 608
social contributions
-
-
-
12 680
total
-
-
-
44 957
Employee
60 263
60 263
132 306
-
health
599
1 025
2 249
-
income
6 328
5 579
28 005
-
social contributions
2 928
5 002
6 746
-
total
9 855
11 606
37 000
-
Employer
60 263
60 263
132 306
-
health
653
1 115
2 448
-
social contributions
2 928
5 002
6 746
-
total
3 581
6 117
9 194
-
Corporate
102 643
75 120
-
-
income
12 830
9 390
-
-
total
12 830
9 390
-
-
Dividends
89 813
65 729
-
-
withholding
15 268
11 174
-
-
total
15 268
11 174
-
-
Income
141 500
141 500
141 500
141 500
Total tax
41 534
38 287
46 194
44 957
After tax
99 966
103 213
95 306
96 543
Living cost
25 419
25 419
25 419
25 419
Free-cash
74 547
77 794
69 887
71 124

Estimated living cost  is ₽25419 per week

₽17377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1985
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽68102
₽52327
₽65089
₽63617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
41 298
pensions
-
-
-
6 977
total
-
-
-
48 275
Employee
38 621
-
123 533
-
health
504
-
1 760
-
pensions
2 948
-
8 522
-
income
7 033
-
32 789
-
total
10 485
-
43 071
-
Employer
38 621
-
123 533
-
health
734
-
2 347
-
pensions
3 902
-
15 619
-
total
4 636
-
17 966
-
Corporate
98 243
141 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

18 666
26 885
-
-
total
18 666
26 885
-
-
Dividends
79 578
114 615
-
-
withholding
11 475
22 862
-
-
total
11 475
22 862
-
-
Income
141 500
141 500
141 500
141 500
Total tax
45 262
49 747
61 037
48 275
After tax
96 238
91 753
80 463
93 225
Living cost
28 136
28 136
28 136
28 136
Free-cash
68 102
63 617
52 327
65 089

Estimated living cost  is ₽28136 per week

₽19301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽39747
₽28317
₽34528
₽43313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
municipal
-
-
-
946
regional
-
-
-
3 244
social contributions
-
-
-
36 394
national
-
-
-
35 167
total
-
-
-
75 751
Employee
66 040
-
141 500
-
social contributions
22 268
-
47 713
-
regional
997
-
2 879
-
national
11 160
-
30 525
-
municipal
394
-
845
-
total
34 819
-
81 962
-
Employer
66 040
-
141 500
-
total
-
-
-
-
Corporate
75 460
141 500
-
-
nationa
18 110
33 959
-
-
municipal
3 638
6 820
-
-
total
21 748
40 779
-
-
Dividends
53 712
100 720
-
-
withholding
13 965
26 187
-
-
total
13 965
26 187
-
-
Income
141 500
141 500
141 500
141 500
Total tax
70 532
66 966
81 962
75 751
After tax
70 968
74 534
59 538
65 749
Living cost
31 221
31 221
31 221
31 221
Free-cash
39 747
43 313
28 317
34 528

Estimated living cost  is ₽31221 per week

₽21931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽8893
₽60387
₽79967
-₽5276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions
-
-
-
3 165
income
-
-
-
39 498
other
-
-
-
282
health
-
-
-
1 659
accident
-
-
-
192
total
-
-
-
44 796
Employee
26 328
-
127 851
-
health
3 015
-
14 639
-
pensions
2 965
-
5 804
-
income
3 612
-
30 285
-
total
9 592
-
50 728
-
Employer
26 328
-
127 851
-
pensions
4 281
-
8 381
-
accident
440
-
2 135
-
unemployment
645
-
3 132
-
total
5 366
-
13 648
-
Corporate
109 807
141 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

98 826
127 350
-
-
total
98 826
127 350
-
-
Dividends
10 981
14 150
-
-
withholding
2 086
2 689
-
-
total
2 086
2 689
-
-
Income
141 500
141 500
141 500
141 500
Total tax
115 870
130 039
64 376
44 796
After tax
25 630
11 461
77 124
96 704
Living cost
16 737
16 737
16 737
16 737
Free-cash
8 893
-5 276
60 387
79 967

Estimated living cost  is ₽16737 per week

₽12267
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽927
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽52813
₽59340
₽44264
₽42560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
141 500
trade
-
-
-
15 076
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
44 122
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 354
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 427
total
-
-
-
66 979
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 994
-
141 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 354
-
5 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 206
-
44 122
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

177
-
2 427
-
total
8 737
-
51 903
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 506
141 500
-
-
income
15 376
21 226
-
-
trade
14 710
20 305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

846
1 167
-
-
chamber of commerce
269
327
-
-
total
31 201
43 025
-
-
Dividends
71 304
98 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

964
1 337
-
-
withholding
17 528
24 321
-
-
total
18 492
25 658
-
-
Income
141 500
141 500
141 500
141 500
Total tax
58 430
68 683
51 903
66 979
After tax
83 070
72 817
89 597
74 521
Living cost
30 257
30 257
30 257
30 257
Free-cash
52 813
42 560
59 340
44 264

Estimated living cost  is ₽30257 per week

₽20872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽90469
₽43387
₽32822
₽96896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
141 500
income
-
-
-
26 264
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
30 027
surtax
-
-
-
36 083
total
-
-
-
92 374
Employee
22 900
-
107 207
-
income
4 076
-
21 698
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 519
-
10 274
-
surtax
-
-
15 545
-
total
6 595
-
47 517
-
Employer
22 900
-
107 207
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 516
-
22 500
-
surtax
-
-
11 792
-
total
5 516
-
34 292
-
Corporate
113 084
141 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

22 616
28 300
-
-
total
22 616
28 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

90 467
113 200
-
-
total
-
-
-
-
Income
141 500
141 500
141 500
141 500
Total tax
34 727
28 300
81 809
92 374
After tax
106 773
113 200
59 691
49 126
Living cost
16 304
16 304
16 304
16 304
Free-cash
90 469
96 896
43 387
32 822

Estimated living cost  is ₽16304 per week

₽10402
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3980
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽76952
₽75817
₽76511
₽78553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
income
-
-
-
42 987
health
-
-
-
5 152
pensions
-
-
-
7 107
total
-
-
-
55 246
Employee
14 840
-
133 505
-
health
742
-
1 777
-
unemployment
148
-
355
-
pensions
1 336
-
3 198
-
income
2 871
-
42 614
-
total
5 097
-
47 944
-
Employer
14 840
-
133 505
-
health
1 410
-
3 376
-
pensions
1 632
-
3 909
-
unemployment
297
-
711
-
total
3 339
-
7 996
-
Corporate
123 321
141 500
-
-
income
27 131
31 130
-
-
total
27 131
31 130
-
-
Dividends
96 191
110 370
-
-
withholding
19 238
22 074
-
-
total
19 238
22 074
-
-
Income
141 500
141 500
141 500
141 500
Total tax
54 805
53 204
55 940
55 246
After tax
86 695
88 296
85 560
86 254
Living cost
9 743
9 743
9 743
9 743
Free-cash
76 952
78 553
75 817
76 511

Estimated living cost  is ₽9743 per week

₽5790
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽68907
₽44520
₽49311
₽71400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions
-
-
-
20 919
unemployment
-
-
-
178
income
-
-
-
39 834
other
-
-
-
-
health
-
-
-
7 426
surtax
-
-
-
6 229
total
-
-
-
74 586
Employee
26 392
-
119 483
-
health
674
-
2 667
-
unemployment
1 837
-
7 280
-
pensions
1 761
-
6 977
-
income
4 425
-
35 146
-
other
-
-
-
-
surtax
94
-
5 290
-
total
8 791
-
57 360
-
Employer
26 392
-
119 483
-
health
1 200
-
4 759
-
pensions
3 519
-
13 943
-
unemployment
837
-
3 315
-
other
-
-
-
-
total
5 556
-
22 017
-
Corporate
109 551
141 500
-
-
income
28 483
36 790
-
-
total
28 483
36 790
-
-
Dividends
81 068
104 710
-
-
withholding
12 160
15 707
-
-
total
12 160
15 707
-
-
Income
141 500
141 500
141 500
141 500
Total tax
54 990
52 497
79 377
74 586
After tax
86 510
89 003
62 123
66 914
Living cost
17 603
17 603
17 603
17 603
Free-cash
68 907
71 400
44 520
49 311

Estimated living cost  is ₽17603 per week

₽10628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽52951
₽12499
₽47785
₽53340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
141 500
pensions
-
-
-
16 938
chamber of commerce
-
-