Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140500
per

Your estimated
City
free-cash

Helsinki , Finland
₽58435
₽55859
₽39758
₽54063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
140 500
national
-
-
-
20 001
health
-
-
-
1 780
municipal
-
-
-
24 970
total
-
-
-
46 751
Employee
48 394
-
118 197
-
unemployment
726
-
1 773
-
municipal
7 926
-
19 262
-
national
799
-
12 674
-
pensions
3 266
-
7 979
-
health
361
-
1 437
-
total
13 078
-
43 125
-
Employer
48 394
-
118 197
-
pensions
8 396
-
20 507
-
health
372
-
909
-
accident
49
-
119
-
unemployment
314
-
768
-
total
9 131
-
22 303
-
Corporate
82 975
140 500
-
-
income
16 595
28 100
-
-
total
16 595
28 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

49 785
84 300
-
-
municipal
8 962
15 174
-
-
national
1 561
7 849
-
-
total
10 523
23 023
-
-
Income
140 500
140 500
140 500
140 500
Total tax
49 327
51 123
65 428
46 751
After tax
91 173
89 377
75 072
93 749
Living cost
35 314
35 314
35 314
35 314
Free-cash
55 859
54 063
39 758
58 435

Estimated living cost  is ₽35314 per week

₽23067
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽562
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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