Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 140500
per

Your estimated
City
free-cash

Andorra , Andorra
₽101510
₽82463
₽78728
₽98723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
30 910
income
-
-
-
5 922
total
-
-
-
36 832
Employee
26 673
-
121 646
-
social contributions
1 733
-
7 907
-
income
-
-
6 336
-
total
1 733
-
14 243
-
Employer
26 673
-
121 646
-
social contributions
4 135
-
18 854
-
total
4 135
-
18 854
-
Corporate
109 692
140 500
-
-
income
10 969
14 050
-
-
total
10 969
14 050
-
-
Dividends
98 723
126 450
-
-
total
-
-
-
-
Income
140 500
140 500
140 500
140 500
Total tax
16 837
14 050
33 097
36 832
After tax
123 663
126 450
107 403
103 668
Living cost
24 940
24 940
24 940
24 940
Free-cash
98 723
101 510
82 463
78 728

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽51412
₽10862
₽45791
₽51003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
chamber of commerce
-
-
-
562
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 244
surtax
-
-
-
-
total
-
-
-
68 240
Employee
36 267
33 064
111 539
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
29 556
-
total
9 798
8 427
47 109
-
Employer
36 267
33 064
111 539
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 346
-
chamber of commerce
145
132
446
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 174
-
total
10 437
9 516
28 962
-
Corporate
93 796
97 920
108 391
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

23 448
24 480
27 098
-
total
23 448
24 480
27 098
-
Dividends
70 347
73 441
-
-
withholding
19 345
20 196
-
-
total
19 345
20 196
-
-
Income
140 500
140 500
140 500
140 500
Total tax
63 028
62 619
103 169
68 240
After tax
77 472
77 881
37 331
72 260
Living cost
26 469
26 469
26 469
26 469
Free-cash
51 003
51 412
10 862
45 791

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽48558
₽8048
₽42862
₽47276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
chamber of commerce
-
-
-
562
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
37 244
surtax
-
-
-
164
total
-
-
-
68 404
Employee
41 463
33 064
111 387
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
29 491
-
total
12 228
8 427
47 044
-
Employer
41 463
33 064
111 387
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 341
-
chamber of commerce
165
132
446
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 167
-
total
12 096
9 680
29 114
-
Corporate
86 942
97 757
108 238
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 735
24 439
27 060
-
total
21 735
24 439
27 060
-
Dividends
65 206
73 318
-
-
withholding
17 931
20 162
-
-
total
17 931
20 162
-
-
Income
140 500
140 500
140 500
140 500
Total tax
63 990
62 708
103 218
68 404
After tax
76 510
77 792
37 282
72 096
Living cost
29 234
29 234
29 234
29 234
Free-cash
47 276
48 558
8 048
42 862

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽48339
₽19530
₽30624
₽35895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 189
national
-
-
-
51 751
total
-
-
-
79 625
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
108 824
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 115
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 162
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 676
-
national
18 246
-
39 143
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
946
-
total
29 096
-
59 042
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
108 824
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 414
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 589
-
surtax
6 729
-
12 341
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 691
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 642
-
total
17 275
-
31 677
-
Corporate
63 878
140 500
-
-
surtax
255
562
-
-
income
12 775
28 099
-
-
total
13 030
28 661
-
-
Dividends
50 848
111 839
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 953
33 249
-
-
total
14 953
33 249
-
-
Income
140 500
140 500
140 500
140 500
Total tax
74 354
61 910
90 719
79 625
After tax
66 146
78 590
49 781
60 875
Living cost
30 251
30 251
30 251
30 251
Free-cash
35 895
48 339
19 530
30 624

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽105864
₽102878
₽97429
₽100811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 075
total
-
-
-
28 808
Employee
18 887
-
134 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 482
-
total
4 624
-
17 676
-
Employer
18 887
-
134 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
117 907
140 500
-
-
income
11 791
14 050
-
-
total
11 791
14 050
-
-
Dividends
106 116
126 450
-
-
withholding
5 306
6 323
-
-
total
5 306
6 323
-
-
Income
140 500
140 500
140 500
140 500
Total tax
25 426
20 373
23 359
28 808
After tax
115 074
120 127
117 141
111 692
Living cost
14 263
14 263
14 263
14 263
Free-cash
100 811
105 864
102 878
97 429

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽109256
₽106270
₽100821
₽105405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
21 075
total
-
-
-
28 808
Employee
14 395
-
134 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 482
-
total
3 523
-
17 676
-
Employer
14 395
-
134 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
123 280
140 500
-
-
income
12 328
14 050
-
-
total
12 328
14 050
-
-
Dividends
110 952
126 450
-
-
withholding
5 548
6 323
-
-
total
5 548
6 323
-
-
Income
140 500
140 500
140 500
140 500
Total tax
24 224
20 373
23 359
28 808
After tax
116 276
120 127
117 141
111 692
Living cost
10 871
10 871
10 871
10 871
Free-cash
105 405
109 256
106 270
100 821

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽83304
₽75855
₽77106
₽78790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
13 424
health
-
-
-
3 583
income
-
-
-
27 178
total
-
-
-
44 185
Employee
63 798
63 798
130 935
-
health
494
1 085
2 226
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
26 504
-
total
9 853
12 286
35 872
-
Employer
63 798
63 798
130 935
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 422
-
total
2 949
6 476
9 564
-
Corporate
108 489
70 227
-
-
income
13 561
8 778
-
-
total
13 561
8 778
-
-
Dividends
94 928
61 449
-
-
withholding
16 138
10 447
-
-
total
16 138
10 447
-
-
Income
140 500
140 500
140 500
140 500
Total tax
42 501
37 987
45 436
44 185
After tax
97 999
102 513
95 064
96 315
Living cost
19 209
19 209
19 209
19 209
Free-cash
78 790
83 304
75 855
77 106

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽75603
₽68154
₽69405
₽72163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
13 424
health
-
-
-
3 583
income
-
-
-
27 178
total
-
-
-
44 185
Employee
63 798
63 798
130 935
-
health
635
1 085
2 226
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
26 504
-
total
10 434
12 286
35 872
-
Employer
63 798
63 798
130 935
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 422
-
total
3 791
6 476
9 564
-
Corporate
99 364
70 227
-
-
income
12 421
8 778
-
-
total
12 421
8 778
-
-
Dividends
86 944
61 449
-
-
withholding
14 781
10 447
-
-
total
14 781
10 447
-
-
Income
140 500
140 500
140 500
140 500
Total tax
41 427
37 987
45 436
44 185
After tax
99 073
102 513
95 064
96 315
Living cost
26 910
26 910
26 910
26 910
Free-cash
72 163
75 603
68 154
69 405

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽77211
₽53710
₽59900
₽70247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
28 093
health
-
-
-
18 968
solidarity contribution
-
-
-
-
income
-
-
-
14 016
total
-
-
-
61 077
Employee
28 710
-
106 833
-
health
3 876
-
14 422
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 924
-
total
9 187
-
33 600
-
Employer
28 710
-
106 833
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 615
-
total
9 762
-
33 667
-
Corporate
102 028
140 500
-
-
income
19 385
26 695
-
-
total
19 385
26 695
-
-
Dividends
82 643
113 805
-
-
withholding
12 396
17 071
-
-
total
12 396
17 071
-
-
Income
140 500
140 500
140 500
140 500
Total tax
50 730
43 766
67 267
61 077
After tax
89 770
96 734
73 233
79 423
Living cost
19 523
19 523
19 523
19 523
Free-cash
70 247
77 211
53 710
59 900

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽72677
₽49176
₽55366
₽64094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
28 093
health
-
-
-
18 968
solidarity contribution
-
-
-
-
income
-
-
-
14 016
total
-
-
-
61 077
Employee
35 378
-
106 833
-
health
4 776
-
14 422
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 924
-
total
11 321
-
33 600
-
Employer
35 378
-
106 833
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 615
-
total
12 029
-
33 667
-
Corporate
93 093
140 500
-
-
income
17 688
26 695
-
-
total
17 688
26 695
-
-
Dividends
75 405
113 805
-
-
withholding
11 311
17 071
-
-
total
11 311
17 071
-
-
Income
140 500
140 500
140 500
140 500
Total tax
52 349
43 766
67 267
61 077
After tax
88 151
96 734
73 233
79 423
Living cost
24 057
24 057
24 057
24 057
Free-cash
64 094
72 677
49 176
55 366

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽40754
-₽40754
₽43148
-₽40754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
labour market
-
-
-
11 182
municipal
-
-
-
29 088
pensions
-
-
-
721
national
-
-
-
16 296
total
-
-
-
57 287
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
140 500
140 500
140 500
140 500
Total tax
141 189
141 189
141 189
57 287
After tax
-689
-689
-689
83 213
Living cost
40 065
40 065
40 065
40 065
Free-cash
-40 754
-40 754
-40 754
43 148

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽92361
₽60940
₽55269
₽87206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
health
-
-
-
18 265
pensions
-
-
-
28 099
income
-
-
-
18 827
total
-
-
-
65 191
Employee
23 536
-
105 007
-
pensions
471
-
2 100
-
unemployment
376
-
1 680
-
income
2 650
-
20 246
-
total
3 497
-
24 026
-
Employer
23 536
-
105 007
-
pensions
4 708
-
21 002
-
unemployment
189
-
841
-
health
3 059
-
13 651
-
total
7 956
-
35 494
-
Corporate
109 008
140 500
-
-
income
21 801
28 099
-
-
total
21 801
28 099
-
-
Dividends
87 206
112 401
-
-
total
-
-
-
-
Income
140 500
140 500
140 500
140 500
Total tax
33 254
28 099
59 520
65 191
After tax
107 246
112 401
80 980
75 309
Living cost
20 040
20 040
20 040
20 040
Free-cash
87 206
92 361
60 940
55 269

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽56538
₽42210
₽59588
₽58490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
140 500
health
-
-
-
1 817
municipal
-
-
-
24 963
national
-
-
-
22 279
total
-
-
-
49 059
Employee
43 651
-
118 196
-
health
326
-
1 474
-
municipal
7 150
-
19 256
-
pensions
2 946
-
7 978
-
national
721
-
13 653
-
unemployment
655
-
1 773
-
total
11 798
-
44 134
-
Employer
43 651
-
118 196
-
accident
44
-
118
-
unemployment
283
-
768
-
health
335
-
910
-
pensions
7 573
-
20 507
-
total
8 235
-
22 303
-
Corporate
88 613
140 500
-
-
income
17 722
28 099
-
-
total
17 722
28 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

53 168
84 301
-
-
municipal
9 570
15 175
-
-
national
2 832
8 835
-
-
total
12 402
24 010
-
-
Income
140 500
140 500
140 500
140 500
Total tax
50 157
52 109
66 437
49 059
After tax
90 343
88 391
74 063
91 441
Living cost
31 853
31 853
31 853
31 853
Free-cash
58 490
56 538
42 210
59 588

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45241
₽52258
₽53695
₽49851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
4 002
health
-
-
-
5 766
pensions
-
-
-
25 590
other
-
-
-
4 355
income
-
-
-
21 519
surtax
-
-
-
-
total
-
-
-
61 232
Employee
31 696
-
109 184
-
income
1 634
-
20 837
-
social contributions
904
-
3 111
-
pensions
3 585
-
7 405
-
surtax
-
-
-
-
total
6 123
-
31 353
-
Employer
31 696
-
109 184
-
pensions
5 208
-
12 503
-
social contributions
94
-
327
-
unemployment
1 283
-
4 423
-
health
2 218
-
9 882
-
other
1 094
-
4 181
-
total
9 897
-
31 316
-
Corporate
98 905
140 500
-
-
surtax
-
-
-
-
income
27 693
39 339
-
-
total
27 693
39 339
-
-
Dividends
71 212
101 161
-
-
surtax
-
-
-
-
withholding
9 115
12 948
-
-
social contributions
12 248
17 399
-
-
total
21 363
30 347
-
-
Income
140 500
140 500
140 500
140 500
Total tax
65 076
69 686
62 669
61 232
After tax
75 424
70 814
77 831
79 268
Living cost
25 573
25 573
25 573
25 573
Free-cash
49 851
45 241
52 258
53 695

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42428
₽49445
₽50882
₽47326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
4 002
health
-
-
-
5 766
pensions
-
-
-
25 590
other
-
-
-
4 355
income
-
-
-
21 519
surtax
-
-
-
-
total
-
-
-
61 232
Employee
35 509
-
109 184
-
income
2 096
-
20 837
-
social contributions
1 012
-
3 111
-
pensions
4 015
-
7 405
-
surtax
-
-
-
-
total
7 123
-
31 353
-
Employer
35 509
-
109 184
-
pensions
5 833
-
12 503
-
social contributions
107
-
327
-
unemployment
1 437
-
4 423
-
health
2 486
-
9 882
-
other
1 225
-
4 181
-
total
11 088
-
31 316
-
Corporate
93 902
140 500
-
-
surtax
-
-
-
-
income
26 293
39 339
-
-
total
26 293
39 339
-
-
Dividends
67 609
101 161
-
-
surtax
-
-
-
-
withholding
8 653
12 948
-
-
social contributions
11 631
17 399
-
-
total
20 284
30 347
-
-
Income
140 500
140 500
140 500
140 500
Total tax
64 788
69 686
62 669
61 232
After tax
75 712
70 814
77 831
79 268
Living cost
28 386
28 386
28 386
28 386
Free-cash
47 326
42 428
49 445
50 882

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30742
₽37759
₽39196
₽36445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
4 002
health
-
-
-
5 766
pensions
-
-
-
25 590
other
-
-
-
4 355
income
-
-
-
21 519
surtax
-
-
-
-
total
-
-
-
61 232
Employee
51 964
-
109 184
-
income
4 534
-
20 837
-
social contributions
1 480
-
3 111
-
pensions
5 877
-
7 405
-
surtax
-
-
-
-
total
11 891
-
31 353
-
Employer
51 964
-
109 184
-
pensions
8 538
-
12 503
-
social contributions
156
-
327
-
unemployment
2 105
-
4 423
-
health
3 637
-
9 882
-
other
1 793
-
4 181
-
total
16 229
-
31 316
-
Corporate
72 307
140 500
-
-
surtax
-
-
-
-
income
20 246
39 339
-
-
total
20 246
39 339
-
-
Dividends
52 061
101 161
-
-
surtax
-
-
-
-
withholding
6 663
12 948
-
-
social contributions
8 954
17 399
-
-
total
15 617
30 347
-
-
Income
140 500
140 500
140 500
140 500
Total tax
63 983
69 686
62 669
61 232
After tax
76 517
70 814
77 831
79 268
Living cost
40 072
40 072
40 072
40 072
Free-cash
36 445
30 742
37 759
39 196

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽127618
₽106543
₽133238
₽126520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 405
total
-
-
-
1 405
Employee
7 321
-
140 500
-
income
1 464
-
28 100
-
total
1 464
-
28 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

133 179
140 500
-
-
total
-
-
-
-
Dividends
133 179
140 500
-
-
withholding
6 659
7 025
-
-
total
6 659
7 025
-
-
Income
140 500
140 500
140 500
140 500
Total tax
8 123
7 025
28 100
1 405
After tax
132 377
133 475
112 400
139 095
Living cost
5 857
5 857
5 857
5 857
Free-cash
126 520
127 618
106 543
133 238

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽124348
₽103273
₽129968
₽122637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
140 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 405
total
-
-
-
1 405
Employee
11 409
-
140 500
-
income
2 282
-
28 100
-
total
2 282
-
28 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

129 091
140 500
-
-
total
-
-
-
-
Dividends
129 091
140 500
-
-
withholding
6 454
7 025
-
-
total
6 454
7 025
-
-
Income
140 500
140 500
140 500
140 500
Total tax
8 736
7 025
28 100
1 405
After tax
131 764
133 475
112 400
139 095
Living cost
9 127
9 127
9 127
9 127
Free-cash
122 637
124 348
103 273
129 968

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40286
₽57642
₽43015
₽51140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 627
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 805
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 354
total
-
-
-
65 454
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
140 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
42 805
-
total
9 250
-
50 827
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 219
140 500
-
-
trade
14 238
20 162
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

819
1 159
-
-
chamber of commerce
271
332
-
-
income
14 883
21 076
-
-
total
30 211
42 729
-
-
Dividends
69 008
97 771
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

932
1 327
-
-
withholding
16 936
24 127
-
-
total
17 868
25 454
-
-
Income
140 500
140 500
140 500
140 500
Total tax
57 329
68 183
50 827
65 454
After tax
83 171
72 317
89 673
75 046
Living cost
32 031
32 031
32 031
32 031
Free-cash
51 140
40 286
57 642
43 015

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽45741
₽64543
₽48490
₽54919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 053
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 805
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 354
total
-
-
-
66 880
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
140 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
42 805
-
total
6 603
-
50 827
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
108 767
140 500
-
-
trade
17 130
22 129
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

897
1 159
-
-
chamber of commerce
282
327
-
-
income
16 315
21 076
-
-
total
34 624
44 691
-
-
Dividends
74 143
95 809
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

1 003
1 301
-
-
withholding
18 221
23 637
-
-
total
19 224
24 938
-
-
Income
140 500
140 500
140 500
140 500
Total tax
60 451
69 629
50 827
66 880
After tax
80 049
70 871
89 673
73 620
Living cost
25 130
25 130
25 130
25 130
Free-cash
54 919
45 741
64 543
48 490

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37555
₽57080
₽40314
₽49213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 766
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 805
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 354
total
-
-
-
67 593
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
140 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
42 805
-
total
9 481
-
50 827
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
98 426
140 500
-
-
trade
16 192
23 113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

812
1 159
-
-
chamber of commerce
266
326
-
-
income
14 764
21 076
-
-
total
32 034
45 674
-
-
Dividends
66 392
94 827
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

896
1 286
-
-
withholding
16 283
23 392
-
-
total
17 179
24 678
-
-
Income
140 500
140 500
140 500
140 500
Total tax
58 694
70 352
50 827
67 593
After tax
81 806
70 148
89 673
72 907
Living cost
32 593
32 593
32 593
32 593
Free-cash
49 213
37 555
57 080
40 314

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31418
₽51665
₽34185
₽44874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
140 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 480
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
42 805
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 354
total
-
-
-
68 307
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
140 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 354
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
42 805
-
total
11 854
-
50 827
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 638
140 500
-
-
trade
15 545
24 095
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

748
1 159
-
-
chamber of commerce
253
324
-
-
income
13 595
21 076
-
-
total
30 141
46 654
-
-
Dividends
60 497
93 846
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

814
1 274
-
-
withholding
14 809
23 146
-
-
total
15 623
24 420
-
-
Income
140 500
140 500
140 500
140 500
Total tax
57 618
71 074
50 827
68 307
After tax
82 882
69 426
89 673
72 193
Living cost
38 008
38 008
38 008
38 008
Free-cash
44 874
31 418
51 665
34 185

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽69739
₽42808
₽47928
₽67102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 985
surtax
-
-
-
5 756
total
-
-
-
73 937
Employee
27 940
-
117 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 810
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
33 023
-
total
9 304
-
55 749
-
Employer
27 940
-
117 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
106 677
140 500
-
-
income
27 736
36 531
-
-
total
27 736
36 531
-
-
Dividends
78 942
103 969
-
-
withholding
11 841
15 595
-
-
total
11 841
15 595
-
-
Income
140 500
140 500
140 500
140 500
Total tax
54 763
52 126
79 057
73 937
After tax
85 737
88 374
61 443
66 563
Living cost
18 635
18 635
18 635
18 635
Free-cash
67 102
69 739
42 808
47 928

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽70066
₽43135
₽48255
₽67483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 985
surtax
-
-
-
5 756
total
-
-
-
73 937
Employee
27 437
-
117 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 810
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
33 023
-
total
9 130
-
55 749
-
Employer
27 437
-
117 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
107 288
140 500
-
-
income
27 895
36 531
-
-
total
27 895
36 531
-
-
Dividends
79 394
103 969
-
-
withholding
11 909
15 595
-
-
total
11 909
15 595
-
-
Income
140 500
140 500
140 500
140 500
Total tax
54 709
52 126
79 057
73 937
After tax
85 791
88 374
61 443
66 563
Living cost
18 308
18 308
18 308
18 308
Free-cash
67 483
70 066
43 135
48 255

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽62689
₽65176
₽81058
₽63027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
unemployment
-
-
-
2 108
health
-
-
-
9 835
pensions
-
-
-
14 050
income
-
-
-
17 176
total
-
-
-
43 169
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
117 573
-
health
1 644
654
8 230
-
pensions
2 349
935
11 757
-
unemployment
352
140
1 764
-
income
2 872
1 143
14 373
-
total
7 217
2 872
36 124
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
117 573
-
pensions
4 581
1 823
22 927
-
total
4 581
1 823
22 927
-
Corporate
112 429
129 328
-
-
income
10 119
11 640
-
-
total
10 119
11 640
-
-
Dividends
102 310
117 688
-
-
withholding
19 439
22 361
-
-
social contributions
19 844
22 842
-
-
total
39 283
45 203
-
-
Income
140 500
140 500
140 500
140 500
Total tax
61 200
61 538
59 051
43 169
After tax
79 300
78 962
81 449
97 331
Living cost
16 273
16 273
16 273
16 273
Free-cash
63 027
62 689
65 176
81 058

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽45789
₽42197
₽41096
₽45092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
1 510
municipal
-
-
-
15 356
pensions
-
-
-
16 860
national
-
-
-
23 795
total
-
-
-
57 521
Employee
64 927
-
121 461
-
municipal
8 020
-
15 900
-
pensions
2 597
-
4 858
-
national
12 427
-
24 639
-
total
23 044
-
45 397
-
Employer
64 927
-
121 461
-
social contributions
698
-
1 306
-
pensions
5 194
-
9 717
-
total
5 892
-
11 023
-
Corporate
65 396
140 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

13 079
28 100
-
-
total
13 079
28 100
-
-
Dividends
52 317
112 400
-
-
withholding
11 510
24 728
-
-
total
11 510
24 728
-
-
Income
140 500
140 500
140 500
140 500
Total tax
53 525
52 828
56 420
57 521
After tax
86 975
87 672
84 080
82 979
Living cost
41 883
41 883
41 883
41 883
Free-cash
45 092
45 789
42 197
41 096

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽51088
₽27442
₽27442
₽52920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
social contributions
-
-
-
23 309
income
-
-
-
42 487
total
-
-
-
65 796
Employee
64 899
-
140 500
-
social contributions
5 392
-
23 309
-
income
12 246
-
42 487
-
total
17 638
-
65 796
-
Employer
64 899
-
140 500
-
total
-
-
-
-
Corporate
75 601
140 500
-
-
income
9 450
17 563
-
-
total
9 450
17 563
-
-
Dividends
66 151
122 937
-
-
withholding
13 230
24 587
-
-
total
13 230
24 587
-
-
Income
140 500
140 500
140 500
140 500
Total tax
40 318
42 150
65 796
65 796
After tax
100 182
98 350
74 704
74 704
Living cost
47 262
47 262
47 262
47 262
Free-cash
52 920
51 088
27 442
27 442

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽39954
₽26122
₽32471
₽35622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
regional
-
-
-
1 652
social contributions
-
-
-
36 137
municipal
-
-
-
834
national
-
-
-
34 397
total
-
-
-
73 020
Employee
73 736
-
140 500
-
regional
696
-
1 458
-
municipal
390
-
745
-
social contributions
24 864
-
47 377
-
national
12 777
-
29 789
-
total
38 727
-
79 369
-
Employer
73 736
-
140 500
-
total
-
-
-
-
Corporate
66 764
140 500
-
-
nationa
16 023
33 720
-
-
municipal
2 604
5 479
-
-
total
18 627
39 199
-
-
Dividends
48 137
101 301
-
-
withholding
12 515
26 338
-
-
total
12 515
26 338
-
-
Income
140 500
140 500
140 500
140 500
Total tax
69 869
65 537
79 369
73 020
After tax
70 631
74 963
61 131
67 480
Living cost
35 009
35 009
35 009
35 009
Free-cash
35 622
39 954
26 122
32 471

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽51500
₽38349
₽44664
₽49659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
140 500
regional
-
-
-
2 118
social contributions
-
-
-
36 137
municipal
-
-
-
834
national
-
-
-
34 397
total
-
-
-
73 486
Employee
46 023
-
140 500
-
regional
620
-
1 890
-
municipal
244
-
745
-
social contributions
15 519
-
47 377
-
national
7 291
-
29 789
-
total
23 674
-
79 801
-
Employer
46 023
-
140 500
-
total
-
-
-
-
Corporate
94 477
140 500
-
-
nationa