Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 139500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽26428
₽20275
₽37541
₽40559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
139 500
income
-
-
-
35 725
pensions
-
-
-
11 769
health
-
-
-
12 386
total
-
-
-
59 880
Employee
85 778
85 778
120 833
-
health
13 166
11 199
12 386
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 040
14 040
14 040
-
pensions
15 440
11 769
11 769
-
total
42 646
37 008
38 195
-
Employer
85 778
85 778
120 833
-
unemployment
3 088
3 088
3 837
-
pensions
5 970
5 970
7 421
-
health
5 963
5 963
7 409
-
total
15 021
15 021
18 667
-
Corporate
39 754
38 702
-
-
income
7 951
7 741
-
-
total
7 951
7 741
-
-
Dividends
31 803
30 961
-
-
income
6 757
6 580
-
-
withholding
4 771
4 643
-
-
total
11 528
11 223
-
-
Income
139 500
139 500
139 500
139 500
Total tax
77 146
70 993
56 862
59 880
After tax
62 354
68 507
82 638
79 620
Living cost
42 079
42 079
42 079
42 079
Free-cash
20 275
26 428
40 559
37 541

Estimated living cost  is ₽42079 per week

₽29820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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