Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500
per

Your estimated
City
free-cash

Andorra , Andorra
₽99710
₽81006
₽77326
₽96923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
30 470
income
-
-
-
5 764
total
-
-
-
36 234
Employee
26 673
-
119 914
-
social contributions
1 733
-
7 795
-
income
-
-
6 173
-
total
1 733
-
13 968
-
Employer
26 673
-
119 914
-
social contributions
4 135
-
18 586
-
total
4 135
-
18 586
-
Corporate
107 692
138 500
-
-
income
10 769
13 850
-
-
total
10 769
13 850
-
-
Dividends
96 923
124 650
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
16 637
13 850
32 554
36 234
After tax
121 863
124 650
105 946
102 266
Living cost
24 940
24 940
24 940
24 940
Free-cash
96 923
99 710
81 006
77 326

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50324
₽10249
₽44758
₽49914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
chamber of commerce
-
-
-
554
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
36 285
surtax
-
-
-
-
total
-
-
-
67 273
Employee
36 267
33 064
109 673
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
28 772
-
total
9 798
8 427
46 325
-
Employer
36 267
33 064
109 673
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 291
-
chamber of commerce
145
132
439
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 101
-
total
10 437
9 516
28 827
-
Corporate
91 796
95 920
106 524
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 949
23 981
26 630
-
total
22 949
23 981
26 630
-
Dividends
68 846
71 940
-
-
withholding
18 933
19 783
-
-
total
18 933
19 783
-
-
Income
138 500
138 500
138 500
138 500
Total tax
62 117
61 707
101 782
67 273
After tax
76 383
76 793
36 718
71 227
Living cost
26 469
26 469
26 469
26 469
Free-cash
49 914
50 324
10 249
44 758

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽47469
₽7434
₽41829
₽46188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
chamber of commerce
-
-
-
554
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
36 285
surtax
-
-
-
164
total
-
-
-
67 437
Employee
41 463
33 064
109 522
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
28 707
-
total
12 228
8 427
46 260
-
Employer
41 463
33 064
109 522
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 286
-
chamber of commerce
165
132
438
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 095
-
total
12 096
9 680
28 979
-
Corporate
84 942
95 757
106 373
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 235
23 940
26 593
-
total
21 235
23 940
26 593
-
Dividends
63 707
71 817
-
-
withholding
17 519
19 750
-
-
total
17 519
19 750
-
-
Income
138 500
138 500
138 500
138 500
Total tax
63 078
61 797
101 832
67 437
After tax
75 422
76 703
36 668
71 063
Living cost
29 234
29 234
29 234
29 234
Free-cash
46 188
47 469
7 434
41 829

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽47224
₽18936
₽29744
₽34782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 069
national
-
-
-
50 751
total
-
-
-
78 505
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
107 274
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 043
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 045
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 596
-
national
18 246
-
38 469
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
934
-
total
29 096
-
58 087
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
107 274
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 393
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 567
-
surtax
6 729
-
12 164
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 597
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 505
-
total
17 275
-
31 226
-
Corporate
61 878
138 500
-
-
surtax
247
554
-
-
income
12 375
27 699
-
-
total
12 622
28 253
-
-
Dividends
49 256
110 246
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 474
32 772
-
-
total
14 474
32 772
-
-
Income
138 500
138 500
138 500
138 500
Total tax
73 467
61 025
89 313
78 505
After tax
65 033
77 475
49 187
59 995
Living cost
30 251
30 251
30 251
30 251
Free-cash
34 782
47 224
18 936
29 744

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽104154
₽101078
₽95729
₽99101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 775
total
-
-
-
28 508
Employee
18 887
-
132 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 282
-
total
4 624
-
17 476
-
Employer
18 887
-
132 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
115 907
138 500
-
-
income
11 591
13 850
-
-
total
11 591
13 850
-
-
Dividends
104 317
124 650
-
-
withholding
5 216
6 233
-
-
total
5 216
6 233
-
-
Income
138 500
138 500
138 500
138 500
Total tax
25 136
20 083
23 159
28 508
After tax
113 364
118 417
115 341
109 992
Living cost
14 263
14 263
14 263
14 263
Free-cash
99 101
104 154
101 078
95 729

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽107546
₽104470
₽99121
₽103695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 775
total
-
-
-
28 508
Employee
14 395
-
132 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 282
-
total
3 523
-
17 476
-
Employer
14 395
-
132 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
121 280
138 500
-
-
income
12 128
13 850
-
-
total
12 128
13 850
-
-
Dividends
109 152
124 650
-
-
withholding
5 458
6 233
-
-
total
5 458
6 233
-
-
Income
138 500
138 500
138 500
138 500
Total tax
23 934
20 083
23 159
28 508
After tax
114 566
118 417
115 341
109 992
Living cost
10 871
10 871
10 871
10 871
Free-cash
103 695
107 546
104 470
99 121

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81851
₽74600
₽75838
₽77338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
13 424
health
-
-
-
3 532
income
-
-
-
26 497
total
-
-
-
43 453
Employee
63 798
63 798
128 973
-
health
494
1 085
2 193
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
25 829
-
total
9 853
12 286
35 164
-
Employer
63 798
63 798
128 973
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 385
-
total
2 949
6 476
9 527
-
Corporate
106 489
68 227
-
-
income
13 310
8 529
-
-
total
13 310
8 529
-
-
Dividends
93 178
59 698
-
-
withholding
15 841
10 149
-
-
total
15 841
10 149
-
-
Income
138 500
138 500
138 500
138 500
Total tax
41 953
37 440
44 691
43 453
After tax
96 547
101 060
93 809
95 047
Living cost
19 209
19 209
19 209
19 209
Free-cash
77 338
81 851
74 600
75 838

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽74150
₽66899
₽68137
₽70711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
13 424
health
-
-
-
3 532
income
-
-
-
26 497
total
-
-
-
43 453
Employee
63 798
63 798
128 973
-
health
635
1 085
2 193
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
25 829
-
total
10 434
12 286
35 164
-
Employer
63 798
63 798
128 973
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 385
-
total
3 791
6 476
9 527
-
Corporate
97 364
68 227
-
-
income
12 171
8 529
-
-
total
12 171
8 529
-
-
Dividends
85 194
59 698
-
-
withholding
14 483
10 149
-
-
total
14 483
10 149
-
-
Income
138 500
138 500
138 500
138 500
Total tax
40 879
37 440
44 691
43 453
After tax
97 621
101 060
93 809
95 047
Living cost
26 910
26 910
26 910
26 910
Free-cash
70 711
74 150
66 899
68 137

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽75834
₽52361
₽58430
₽68870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
28 093
health
-
-
-
18 698
solidarity contribution
-
-
-
-
income
-
-
-
13 756
total
-
-
-
60 547
Employee
28 710
-
104 998
-
health
3 876
-
14 175
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 685
-
total
9 187
-
33 114
-
Employer
28 710
-
104 998
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 450
-
total
9 762
-
33 502
-
Corporate
100 028
138 500
-
-
income
19 005
26 315
-
-
total
19 005
26 315
-
-
Dividends
81 023
112 185
-
-
withholding
12 153
16 828
-
-
total
12 153
16 828
-
-
Income
138 500
138 500
138 500
138 500
Total tax
50 107
43 143
66 616
60 547
After tax
88 393
95 357
71 884
77 953
Living cost
19 523
19 523
19 523
19 523
Free-cash
68 870
75 834
52 361
58 430

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽71300
₽47827
₽53896
₽62717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
28 093
health
-
-
-
18 698
solidarity contribution
-
-
-
-
income
-
-
-
13 756
total
-
-
-
60 547
Employee
35 378
-
104 998
-
health
4 776
-
14 175
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 685
-
total
11 321
-
33 114
-
Employer
35 378
-
104 998
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 450
-
total
12 029
-
33 502
-
Corporate
91 093
138 500
-
-
income
17 308
26 315
-
-
total
17 308
26 315
-
-
Dividends
73 785
112 185
-
-
withholding
11 068
16 828
-
-
total
11 068
16 828
-
-
Income
138 500
138 500
138 500
138 500
Total tax
51 726
43 143
66 616
60 547
After tax
86 774
95 357
71 884
77 953
Living cost
24 057
24 057
24 057
24 057
Free-cash
62 717
71 300
47 827
53 896

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽42754
-₽42754
₽42084
-₽42754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
labour market
-
-
-
11 022
municipal
-
-
-
28 612
pensions
-
-
-
721
national
-
-
-
15 996
total
-
-
-
56 351
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
141 189
141 189
141 189
56 351
After tax
-2 689
-2 689
-2 689
82 149
Living cost
40 065
40 065
40 065
40 065
Free-cash
-42 754
-42 754
-42 754
42 084

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽90761
₽59788
₽54196
₽85605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
18 005
pensions
-
-
-
27 701
income
-
-
-
18 558
total
-
-
-
64 264
Employee
23 536
-
103 512
-
pensions
471
-
2 070
-
unemployment
376
-
1 656
-
income
2 650
-
19 958
-
total
3 497
-
23 684
-
Employer
23 536
-
103 512
-
pensions
4 708
-
20 703
-
unemployment
189
-
828
-
health
3 059
-
13 457
-
total
7 956
-
34 988
-
Corporate
107 008
138 500
-
-
income
21 402
27 699
-
-
total
21 402
27 699
-
-
Dividends
85 606
110 801
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
32 855
27 699
58 672
64 264
After tax
105 645
110 801
79 828
74 236
Living cost
20 040
20 040
20 040
20 040
Free-cash
85 605
90 761
59 788
54 196

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽55411
₽41289
₽58588
₽57312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 500
health
-
-
-
1 787
municipal
-
-
-
24 609
national
-
-
-
21 663
total
-
-
-
48 059
Employee
43 651
-
116 514
-
health
326
-
1 448
-
municipal
7 150
-
18 982
-
pensions
2 946
-
7 864
-
national
721
-
13 331
-
unemployment
655
-
1 748
-
total
11 798
-
43 373
-
Employer
43 651
-
116 514
-
accident
44
-
117
-
unemployment
283
-
757
-
health
335
-
897
-
pensions
7 573
-
20 214
-
total
8 235
-
21 985
-
Corporate
86 613
138 500
-
-
income
17 322
27 699
-
-
total
17 322
27 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

51 968
83 100
-
-
municipal
9 354
14 957
-
-
national
2 626
8 580
-
-
total
11 980
23 537
-
-
Income
138 500
138 500
138 500
138 500
Total tax
49 335
51 236
65 358
48 059
After tax
89 165
87 264
73 142
90 441
Living cost
31 853
31 853
31 853
31 853
Free-cash
57 312
55 411
41 289
58 588

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽44231
₽51385
₽52599
₽48842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
3 946
health
-
-
-
5 618
pensions
-
-
-
25 425
other
-
-
-
4 294
income
-
-
-
21 045
surtax
-
-
-
-
total
-
-
-
60 328
Employee
31 696
-
107 748
-
income
1 634
-
20 460
-
social contributions
904
-
3 070
-
pensions
3 585
-
7 260
-
surtax
-
-
-
-
total
6 123
-
30 790
-
Employer
31 696
-
107 748
-
pensions
5 208
-
12 264
-
social contributions
94
-
323
-
unemployment
1 283
-
4 364
-
health
2 218
-
9 696
-
other
1 094
-
4 105
-
total
9 897
-
30 752
-
Corporate
96 905
138 500
-
-
surtax
-
-
-
-
income
27 133
38 780
-
-
total
27 133
38 780
-
-
Dividends
69 772
99 720
-
-
surtax
-
-
-
-
withholding
8 930
12 764
-
-
social contributions
12 002
17 152
-
-
total
20 932
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
64 085
68 696
61 542
60 328
After tax
74 415
69 804
76 958
78 172
Living cost
25 573
25 573
25 573
25 573
Free-cash
48 842
44 231
51 385
52 599

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽41418
₽48572
₽49786
₽46321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
3 946
health
-
-
-
5 618
pensions
-
-
-
25 425
other
-
-
-
4 294
income
-
-
-
21 045
surtax
-
-
-
-
total
-
-
-
60 328
Employee
35 509
-
107 748
-
income
2 096
-
20 460
-
social contributions
1 012
-
3 070
-
pensions
4 015
-
7 260
-
surtax
-
-
-
-
total
7 123
-
30 790
-
Employer
35 509
-
107 748
-
pensions
5 833
-
12 264
-
social contributions
107
-
323
-
unemployment
1 437
-
4 364
-
health
2 486
-
9 696
-
other
1 225
-
4 105
-
total
11 088
-
30 752
-
Corporate
91 902
138 500
-
-
surtax
-
-
-
-
income
25 733
38 780
-
-
total
25 733
38 780
-
-
Dividends
66 170
99 720
-
-
surtax
-
-
-
-
withholding
8 469
12 764
-
-
social contributions
11 380
17 152
-
-
total
19 849
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
63 793
68 696
61 542
60 328
After tax
74 707
69 804
76 958
78 172
Living cost
28 386
28 386
28 386
28 386
Free-cash
46 321
41 418
48 572
49 786

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29732
₽36886
₽38100
₽35437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
3 946
health
-
-
-
5 618
pensions
-
-
-
25 425
other
-
-
-
4 294
income
-
-
-
21 045
surtax
-
-
-
-
total
-
-
-
60 328
Employee
51 964
-
107 748
-
income
4 534
-
20 460
-
social contributions
1 480
-
3 070
-
pensions
5 877
-
7 260
-
surtax
-
-
-
-
total
11 891
-
30 790
-
Employer
51 964
-
107 748
-
pensions
8 538
-
12 264
-
social contributions
156
-
323
-
unemployment
2 105
-
4 364
-
health
3 637
-
9 696
-
other
1 793
-
4 105
-
total
16 229
-
30 752
-
Corporate
70 307
138 500
-
-
surtax
-
-
-
-
income
19 685
38 780
-
-
total
19 685
38 780
-
-
Dividends
50 621
99 720
-
-
surtax
-
-
-
-
withholding
6 479
12 764
-
-
social contributions
8 707
17 152
-
-
total
15 186
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
62 991
68 696
61 542
60 328
After tax
75 509
69 804
76 958
78 172
Living cost
40 072
40 072
40 072
40 072
Free-cash
35 437
29 732
36 886
38 100

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽125718
₽104943
₽131258
₽124620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 385
total
-
-
-
1 385
Employee
7 321
-
138 500
-
income
1 464
-
27 700
-
total
1 464
-
27 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 179
138 500
-
-
total
-
-
-
-
Dividends
131 179
138 500
-
-
withholding
6 559
6 925
-
-
total
6 559
6 925
-
-
Income
138 500
138 500
138 500
138 500
Total tax
8 023
6 925
27 700
1 385
After tax
130 477
131 575
110 800
137 115
Living cost
5 857
5 857
5 857
5 857
Free-cash
124 620
125 718
104 943
131 258

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽122448
₽101673
₽127988
₽120736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 385
total
-
-
-
1 385
Employee
11 409
-
138 500
-
income
2 282
-
27 700
-
total
2 282
-
27 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

127 091
138 500
-
-
total
-
-
-
-
Dividends
127 091
138 500
-
-
withholding
6 355
6 925
-
-
total
6 355
6 925
-
-
Income
138 500
138 500
138 500
138 500
Total tax
8 637
6 925
27 700
1 385
After tax
129 863
131 575
110 800
137 115
Living cost
9 127
9 127
9 127
9 127
Free-cash
120 736
122 448
101 673
127 988

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽39261
₽56529
₽42190
₽50115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 339
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 964
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 308
total
-
-
-
64 279
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
138 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 308
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
41 964
-
total
9 250
-
49 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
97 219
138 500
-
-
trade
13 951
19 874
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

801
1 143
-
-
chamber of commerce
269
329
-
-
income
14 583
20 775
-
-
total
29 604
42 121
-
-
Dividends
67 614
96 379
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

912
1 308
-
-
withholding
16 588
23 779
-
-
total
17 500
25 087
-
-
Income
138 500
138 500
138 500
138 500
Total tax
56 354
67 208
49 940
64 279
After tax
82 146
71 292
88 560
74 221
Living cost
32 031
32 031
32 031
32 031
Free-cash
50 115
39 261
56 529
42 190

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44736
₽63430
₽47692
₽53914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 738
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 964
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 308
total
-
-
-
65 678
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
138 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 308
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
41 964
-
total
6 603
-
49 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
106 767
138 500
-
-
trade
16 815
21 814
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

880
1 143
-
-
chamber of commerce
279
324
-
-
income
16 015
20 775
-
-
total
33 989
44 056
-
-
Dividends
72 777
94 444
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

984
1 282
-
-
withholding
17 880
23 296
-
-
total
18 864
24 578
-
-
Income
138 500
138 500
138 500
138 500
Total tax
59 456
68 634
49 940
65 678
After tax
79 044
69 866
88 560
72 822
Living cost
25 130
25 130
25 130
25 130
Free-cash
53 914
44 736
63 430
47 692

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽36562
₽55967
₽39530
₽48218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 437
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 964
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 308
total
-
-
-
66 377
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
138 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 308
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
41 964
-
total
9 481
-
49 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 426
138 500
-
-
trade
15 863
22 784
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

795
1 143
-
-
chamber of commerce
263
323
-
-
income
14 465
20 775
-
-
total
31 386
45 025
-
-
Dividends
65 040
93 475
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

877
1 267
-
-
withholding
15 945
23 053
-
-
total
16 822
24 320
-
-
Income
138 500
138 500
138 500
138 500
Total tax
57 689
69 345
49 940
66 377
After tax
80 811
69 155
88 560
72 123
Living cost
32 593
32 593
32 593
32 593
Free-cash
48 218
36 562
55 967
39 530

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽30434
₽50552
₽33414
₽43889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 138
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 964
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 308
total
-
-
-
67 078
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
138 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 308
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
41 964
-
total
11 854
-
49 940
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 638
138 500
-
-
trade
15 201
23 752
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

731
1 143
-
-
chamber of commerce
250
321
-
-
income
13 296
20 775
-
-
total
29 478
45 991
-
-
Dividends
59 160
92 509
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

797
1 255
-
-
withholding
14 474
22 812
-
-
total
15 271
24 067
-
-
Income
138 500
138 500
138 500
138 500
Total tax
56 603
70 058
49 940
67 078
After tax
81 897
68 442
88 560
71 422
Living cost
38 008
38 008
38 008
38 008
Free-cash
43 889
30 434
50 552
33 414

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽68483
₽41857
₽47006
₽65844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 086
surtax
-
-
-
5 577
total
-
-
-
72 859
Employee
27 940
-
115 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 660
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
32 124
-
total
9 304
-
54 700
-
Employer
27 940
-
115 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
104 677
138 500
-
-
income
27 216
36 009
-
-
total
27 216
36 009
-
-
Dividends
77 461
102 491
-
-
withholding
11 619
15 373
-
-
total
11 619
15 373
-
-
Income
138 500
138 500
138 500
138 500
Total tax
54 021
51 382
78 008
72 859
After tax
84 479
87 118
60 492
65 641
Living cost
18 635
18 635
18 635
18 635
Free-cash
65 844
68 483
41 857
47 006

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽68810
₽42184
₽47333
₽66225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
37 086
surtax
-
-
-
5 577
total
-
-
-
72 859
Employee
27 437
-
115 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 660
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
32 124
-
total
9 130
-
54 700
-
Employer
27 437
-
115 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
105 288
138 500
-
-
income
27 375
36 009
-
-
total
27 375
36 009
-
-
Dividends
77 913
102 491
-
-
withholding
11 687
15 373
-
-
total
11 687
15 373
-
-
Income
138 500
138 500
138 500
138 500
Total tax
53 967
51 382
78 008
72 859
After tax
84 533
87 118
60 492
65 641
Living cost
18 308
18 308
18 308
18 308
Free-cash
66 225
68 810
42 184
47 333

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61569
₽64017
₽79673
₽61908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
2 077
health
-
-
-
9 695
pensions
-
-
-
13 850
income
-
-
-
16 932
total
-
-
-
42 554
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 900
-
health
1 644
654
8 113
-
pensions
2 349
935
11 590
-
unemployment
352
140
1 738
-
income
2 872
1 143
14 169
-
total
7 217
2 872
35 610
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 900
-
pensions
4 581
1 823
22 600
-
total
4 581
1 823
22 600
-
Corporate
110 429
127 328
-
-
income
9 939
11 460
-
-
total
9 939
11 460
-
-
Dividends
100 490
115 868
-
-
withholding
19 093
22 015
-
-
social contributions
19 489
22 488
-
-
total
38 582
44 503
-
-
Income
138 500
138 500
138 500
138 500
Total tax
60 319
60 658
58 210
42 554
After tax
78 181
77 842
80 290
95 946
Living cost
16 273
16 273
16 273
16 273
Free-cash
61 908
61 569
64 017
79 673

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽44541
₽41038
₽39951
₽43844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
1 489
municipal
-
-
-
15 123
pensions
-
-
-
16 620
national
-
-
-
23 434
total
-
-
-
56 666
Employee
64 927
-
119 732
-
municipal
8 020
-
15 659
-
pensions
2 597
-
4 789
-
national
12 427
-
24 265
-
total
23 044
-
44 713
-
Employer
64 927
-
119 732
-
social contributions
698
-
1 287
-
pensions
5 194
-
9 579
-
total
5 892
-
10 866
-
Corporate
63 396
138 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 679
27 700
-
-
total
12 679
27 700
-
-
Dividends
50 717
110 800
-
-
withholding
11 158
24 376
-
-
total
11 158
24 376
-
-
Income
138 500
138 500
138 500
138 500
Total tax
52 773
52 076
55 579
56 666
After tax
85 727
86 424
82 921
81 834
Living cost
41 883
41 883
41 883
41 883
Free-cash
43 844
44 541
41 038
39 951

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽49688
₽26621
₽26621
₽51519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
22 930
income
-
-
-
41 687
total
-
-
-
64 617
Employee
64 899
-
138 500
-
social contributions
5 392
-
22 930
-
income
12 246
-
41 687
-
total
17 638
-
64 617
-
Employer
64 899
-
138 500
-
total
-
-
-
-
Corporate
73 601
138 500
-
-
income
9 200
17 313
-
-
total
9 200
17 313
-
-
Dividends
64 402
121 187
-
-
withholding
12 881
24 237
-
-
total
12 881
24 237
-
-
Income
138 500
138 500
138 500
138 500
Total tax
39 719
41 550
64 617
64 617
After tax
98 781
96 950
73 883
73 883
Living cost
47 262
47 262
47 262
47 262
Free-cash
51 519
49 688
26 621
26 621

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38886
₽25374
₽31631
₽34555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
regional
-
-
-
1 627
social contributions
-
-
-
35 622
municipal
-
-
-
823
national
-
-
-
33 788
total
-
-
-
71 860
Employee
73 736
-
138 500
-
regional
696
-
1 435
-
municipal
390
-
734
-
social contributions
24 864
-
46 702
-
national
12 777
-
29 246
-
total
38 727
-
78 117
-
Employer
73 736
-
138 500
-
total
-
-
-
-
Corporate
64 764
138 500
-
-
nationa
15 543
33 240
-
-
municipal
2 525
5 402
-
-
total
18 068
38 642
-
-
Dividends
46 696
99 858
-
-
withholding
12 141
25 963
-
-
total
12 141
25 963
-
-
Income
138 500
138 500
138 500
138 500
Total tax
68 936
64 605
78 117
71 860
After tax
69 564
73 895
60 383
66 640
Living cost
35 009
35 009
35 009
35 009
Free-cash
34 555
38 886
25 374
31 631

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50447
₽37605
₽43828
₽48607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
regional
-
-
-
2 089
social contributions
-
-
-
35 622
municipal
-
-
-
823
national
-
-
-
33 788
total
-
-
-
72 322
Employee
46 023
-
138 500
-
regional
620
-
1 863
-
municipal
244
-
734
-
social contributions
15 519
-
46 702
-
national
7 291
-
29 246
-
total
23 674
-
78 545
-
Employer
46 023
-
138 500
-
total
-
-
-
-
Corporate
92 477
138 500
-
-
nationa