Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138500
per

Your estimated
City
free-cash

Andorra , Andorra
₽75340
₽94158
₽79021
₽97223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
30 471
income
-
-
-
5 262
total
-
-
-
35 733
Employee
29 334
-
119 912
-
social contributions
1 906
-
7 795
-
income
-
-
5 671
-
total
1 906
-
13 466
-
Employer
29 334
-
119 912
-
social contributions
4 547
-
18 586
-
total
4 547
-
18 586
-
Corporate
104 619
138 500
-
-
income
10 462
13 850
-
-
total
10 462
13 850
-
-
Dividends
94 157
124 650
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
16 915
13 850
32 052
35 733
After tax
121 585
124 650
106 448
102 767
Living cost
27 427
27 427
27 427
27 427
Free-cash
94 158
97 223
79 021
75 340

Estimated living cost  is ₽27427 per week

₽17734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽42093
₽47383
₽7022
₽47831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
-
unemployment
-
-
-
5 596
health
-
-
-
8 154
chamber of commerce
-
-
-
554
pensions
-
-
-
19 720
income
-
-
-
33 273
total
-
-
-
67 297
Employee
39 885
36 362
107 738
-
unemployment
1 196
1 091
3 198
-
other
398
364
1 067
-
income
3 553
2 682
26 234
-
pensions
4 085
3 723
10 915
-
health
1 543
1 408
4 124
-
total
10 775
9 268
45 538
-
Employer
39 885
36 362
107 738
-
pensions
5 006
4 564
13 378
-
surtax
-
-
-
-
payroll
1 196
1 091
3 233
-
other
1 894
1 726
5 108
-
health
1 508
1 375
4 029
-
accident
518
473
1 385
-
unemployment
1 196
1 091
3 198
-
chamber of commerce
159
145
431
-
total
11 477
10 465
30 762
-
Corporate
87 137
91 673
104 275
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 784
22 918
26 068
-
total
21 784
22 918
26 068
-
Dividends
65 352
68 754
-
-
withholding
17 971
18 908
-
-
total
17 971
18 908
-
-
Income
138 500
138 500
138 500
138 500
Total tax
62 007
61 559
102 368
67 297
After tax
76 493
76 941
36 132
71 203
Living cost
29 110
29 110
29 110
29 110
Free-cash
47 383
47 831
7 022
42 093

Estimated living cost  is ₽29110 per week

₽17462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8155
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38872
₽43282
₽3928
₽44693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
180
unemployment
-
-
-
5 596
health
-
-
-
8 154
chamber of commerce
-
-
-
554
pensions
-
-
-
19 720
income
-
-
-
33 273
total
-
-
-
67 477
Employee
45 599
36 362
107 570
-
unemployment
1 368
1 091
3 198
-
other
455
364
1 067
-
income
5 191
2 682
26 163
-
pensions
4 670
3 723
10 915
-
health
1 764
1 408
4 124
-
total
13 448
9 268
45 467
-
Employer
45 599
36 362
107 570
-
pensions
5 723
4 564
13 378
-
surtax
180
180
180
-
payroll
1 368
1 091
3 228
-
other
2 166
1 726
5 101
-
health
1 723
1 375
4 029
-
accident
592
473
1 385
-
unemployment
1 368
1 091
3 198
-
chamber of commerce
182
145
429
-
total
13 302
10 645
30 928
-
Corporate
79 599
91 493
104 109
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 900
22 873
26 026
-
total
19 900
22 873
26 026
-
Dividends
59 699
68 619
-
-
withholding
16 417
18 870
-
-
total
16 417
18 870
-
-
Income
138 500
138 500
138 500
138 500
Total tax
63 067
61 656
102 421
67 477
After tax
75 433
76 844
36 079
71 023
Living cost
32 151
32 151
32 151
32 151
Free-cash
43 282
44 693
3 928
38 872

Estimated living cost  is ₽32151 per week

₽21443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽27132
₽30552
₽16735
₽44235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
national
-
-
-
49 471
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 013
social contributions
-
-
-
21 615
total
-
-
-
78 099
Employee

The minimum management director salary is set at €45,000 per year.

65 267
-
107 270
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

568
-
933
-
national
20 066
-
37 655
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 404
-
5 595
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 895
-
8 045
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 067
-
5 040
-
total
32 000
-
57 268
-
Employer

The minimum management director salary is set at €45,000 per year.

65 267
-
107 270
-
surtax
7 401
-
12 166
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 783
-
9 504
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 014
-
6 597
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

848
-
1 396
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

952
-
1 565
-
total
18 998
-
31 228
-
Corporate
54 235
138 500
-
-
income
10 846
27 701
-
-
surtax
216
554
-
-
total
11 062
28 255
-
-
Dividends
43 172
110 245
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 619
32 741
-
-
total
12 619
32 741
-
-
Income
138 500
138 500
138 500
138 500
Total tax
74 679
60 996
88 496
78 099
After tax
63 821
77 504
50 004
60 401
Living cost
33 269
33 269
33 269
33 269
Free-cash
30 552
44 235
16 735
27 132

Estimated living cost  is ₽33269 per week

₽21429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽93547
₽97185
₽98742
₽102739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
20 775
total
-
-
-
29 275
Employee
20 761
-
132 254
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
income
2 076
-
13 225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 823
-
2 795
-
health
955
-
1 464
-
total
5 082
-
17 834
-
Employer
20 761
-
132 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 288
-
3 508
-
health
1 433
-
2 197
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
unemployment
125
-
191
-
total
4 074
-
6 246
-
Corporate
113 666
138 500
-
-
income
11 366
13 850
-
-
total
11 366
13 850
-
-
Dividends
102 300
124 650
-
-
withholding
5 115
6 233
-
-
total
5 115
6 233
-
-
Income
138 500
138 500
138 500
138 500
Total tax
25 637
20 083
24 080
29 275
After tax
112 863
118 417
114 420
109 225
Living cost
15 678
15 678
15 678
15 678
Free-cash
97 185
102 739
98 742
93 547

Estimated living cost  is ₽15678 per week

₽10370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽97275
₽102234
₽102470
₽106467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
127
health
-
-
-
3 661
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 712
income
-
-
-
20 775
total
-
-
-
29 275
Employee
15 823
-
132 254
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
income
1 582
-
13 225
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 389
-
2 795
-
health
728
-
1 464
-
total
3 873
-
17 834
-
Employer
15 823
-
132 254
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 744
-
3 508
-
health
1 092
-
2 197
-
accident

We are using the highest rate at 1.1%.

174
-
350
-
unemployment
95
-
191
-
total
3 105
-
6 246
-
Corporate
119 572
138 500
-
-
income
11 957
13 850
-
-
total
11 957
13 850
-
-
Dividends
107 615
124 650
-
-
withholding
5 381
6 233
-
-
total
5 381
6 233
-
-
Income
138 500
138 500
138 500
138 500
Total tax
24 316
20 083
24 080
29 275
After tax
114 184
118 417
114 420
109 225
Living cost
11 950
11 950
11 950
11 950
Free-cash
102 234
106 467
102 470
97 275

Estimated living cost  is ₽11950 per week

₽6976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽317
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3803
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽74652
₽75019
₽73376
₽79984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
3 532
social contributions
-
-
-
14 763
income
-
-
-
24 428
total
-
-
-
42 723
Employee
70 162
70 162
128 272
-
income
7 639
6 495
23 739
-
social contributions
2 653
5 823
7 854
-
health
544
1 193
2 180
-
total
10 836
13 511
33 773
-
Employer
70 162
70 162
128 272
-
social contributions
2 653
5 823
7 854
-
health
590
1 299
2 372
-
total
3 243
7 122
10 226
-
Corporate
103 296
61 216
-
-
income
12 912
7 652
-
-
total
12 912
7 652
-
-
Dividends
90 384
53 565
-
-
withholding
15 365
9 106
-
-
total
15 365
9 106
-
-
Income
138 500
138 500
138 500
138 500
Total tax
42 356
37 391
43 999
42 723
After tax
96 144
101 109
94 501
95 777
Living cost
21 125
21 125
21 125
21 125
Free-cash
75 019
79 984
73 376
74 652

Estimated living cost  is ₽21125 per week

₽12661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽66182
₽67730
₽64906
₽71514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
3 532
social contributions
-
-
-
14 763
income
-
-
-
24 428
total
-
-
-
42 723
Employee
70 162
70 162
128 272
-
income
7 368
6 495
23 739
-
social contributions
3 409
5 823
7 854
-
health
698
1 193
2 180
-
total
11 475
13 511
33 773
-
Employer
70 162
70 162
128 272
-
social contributions
3 409
5 823
7 854
-
health
760
1 299
2 372
-
total
4 169
7 122
10 226
-
Corporate
93 261
61 216
-
-
income
11 658
7 652
-
-
total
11 658
7 652
-
-
Dividends
81 603
53 565
-
-
withholding
13 873
9 106
-
-
total
13 873
9 106
-
-
Income
138 500
138 500
138 500
138 500
Total tax
41 175
37 391
43 999
42 723
After tax
97 325
101 109
94 501
95 777
Living cost
29 595
29 595
29 595
29 595
Free-cash
67 730
71 514
64 906
66 182

Estimated living cost  is ₽29595 per week

₽20231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽54844
₽66682
₽49148
₽74221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
18 697
social contributions
-
-
-
30 415
income
-
-
-
13 408
solidarity contribution
-
-
-
-
total
-
-
-
62 520
Employee
31 083
-
103 358
-
income
3 730
-
12 403
-
social contributions
2 020
-
6 718
-
health
4 196
-
13 953
-
solidarity contribution
-
-
-
-
total
9 946
-
33 074
-
Employer
31 083
-
103 358
-
social contributions
7 771
-
25 840
-
health
2 797
-
9 302
-
total
10 568
-
35 142
-
Corporate
96 849
138 500
-
-
income
18 401
26 315
-
-
total
18 401
26 315
-
-
Dividends
78 447
112 185
-
-
withholding
11 767
16 828
-
-
total
11 767
16 828
-
-
Income
138 500
138 500
138 500
138 500
Total tax
50 682
43 143
68 216
62 520
After tax
87 818
95 357
70 284
75 980
Living cost
21 136
21 136
21 136
21 136
Free-cash
66 682
74 221
49 148
54 844

Estimated living cost  is ₽21136 per week

₽14682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4536
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽49934
₽60019
₽44238
₽69311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
18 697
social contributions
-
-
-
30 415
income
-
-
-
13 408
solidarity contribution
-
-
-
-
total
-
-
-
62 520
Employee
38 302
-
103 358
-
income
4 596
-
12 403
-
social contributions
2 490
-
6 718
-
health
5 171
-
13 953
-
solidarity contribution
-
-
-
-
total
12 257
-
33 074
-
Employer
38 302
-
103 358
-
social contributions
9 576
-
25 840
-
health
3 447
-
9 302
-
total
13 023
-
35 142
-
Corporate
87 175
138 500
-
-
income
16 563
26 315
-
-
total
16 563
26 315
-
-
Dividends
70 612
112 185
-
-
withholding
10 592
16 828
-
-
total
10 592
16 828
-
-
Income
138 500
138 500
138 500
138 500
Total tax
52 435
43 143
68 216
62 520
After tax
86 065
95 357
70 284
75 980
Living cost
26 046
26 046
26 046
26 046
Free-cash
60 019
69 311
44 238
49 934

Estimated living cost  is ₽26046 per week

₽19369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1443
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽38926
-₽60869
-₽60869
-₽60869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
national
-
-
-
15 519
pensions
-
-
-
793
municipal
-
-
-
28 177
labour market
-
-
-
11 016
total
-
-
-
55 505
Employee
186 005
186 005
186 005
-
municipal
39 609
39 609
39 609
-
national
22 724
22 724
22 724
-
pensions
264
264
264
-
labour market
14 859
14 859
14 859
-
total
77 456
77 456
77 456
-
Employer
186 005
186 005
186 005
-
pensions
529
529
529
-
labour market
14 880
14 880
14 880
-
municipal
39 672
39 672
39 672
-
national
22 763
22 763
22 763
-
total
77 844
77 844
77 844
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
155 300
155 300
155 300
55 505
After tax
-16 800
-16 800
-16 800
82 995
Living cost
44 069
44 069
44 069
44 069
Free-cash
-60 869
-60 869
-60 869
38 926

Estimated living cost  is ₽44069 per week

₽30161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽678
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽52198
₽83093
₽57789
₽88760
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
health
-
-
-
18 004
pensions
-
-
-
27 701
income
-
-
-
18 558
total
-
-
-
64 263
Employee
25 884
-
103 513
-
unemployment
414
-
1 657
-
income
2 914
-
19 957
-
pensions
518
-
2 071
-
total
3 846
-
23 685
-
Employer
25 884
-
103 513
-
pensions
5 177
-
20 702
-
health
3 364
-
13 457
-
unemployment
208
-
828
-
total
8 749
-
34 987
-
Corporate
103 866
138 500
-
-
income
20 773
27 701
-
-
total
20 773
27 701
-
-
Dividends
83 093
110 799
-
-
total
-
-
-
-
Income
138 500
138 500
138 500
138 500
Total tax
33 368
27 701
58 672
64 263
After tax
105 132
110 799
79 828
74 237
Living cost
22 039
22 039
22 039
22 039
Free-cash
83 093
88 760
57 789
52 198

Estimated living cost  is ₽22039 per week

₽15116
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57528
₽54896
₽39037
₽53134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 500
national
-
-
-
19 574
health
-
-
-
1 752
municipal
-
-
-
24 615
total
-
-
-
45 941
Employee
48 005
-
116 515
-
unemployment
720
-
1 747
-
municipal
7 863
-
18 988
-
national
793
-
12 434
-
pensions
3 240
-
7 865
-
health
358
-
1 413
-
total
12 974
-
42 447
-
Employer
48 005
-
116 515
-
pensions
8 329
-
20 215
-
health
369
-
897
-
accident
48
-
116
-
unemployment
312
-
757
-
total
9 058
-
21 985
-
Corporate
81 437
138 500
-
-
income
16 287
27 701
-
-
total
16 287
27 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 863
83 099
-
-
municipal
8 796
14 959
-
-
national
1 458
7 675
-
-
total
10 254
22 634
-
-
Income
138 500
138 500
138 500
138 500
Total tax
48 573
50 335
64 432
45 941
After tax
89 927
88 165
74 068
92 559
Living cost
35 031
35 031
35 031
35 031
Free-cash
54 896
53 134
39 037
57 528

Estimated living cost  is ₽35031 per week

₽22882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽50283
₽46749
₽50475
₽41678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
-
health
-
-
-
5 163
pensions
-
-
-
26 815
social contributions
-
-
-
3 946
income
-
-
-
19 874
other
-
-
-
4 294
total
-
-
-
60 092
Employee
34 858
-
108 560
-
income
1 797
-
19 891
-
surtax
-
-
-
-
social contributions
994
-
3 092
-
pensions
3 943
-
6 980
-
total
6 734
-
29 963
-
Employer
34 858
-
108 560
-
pensions
5 728
-
11 851
-
social contributions
104
-
326
-
other
1 203
-
3 992
-
health
2 440
-
9 372
-
unemployment
1 411
-
4 396
-
total
10 886
-
29 937
-
Corporate
92 756
138 500
-
-
income
25 971
38 781
-
-
surtax
-
-
-
-
total
25 971
38 781
-
-
Dividends
66 785
99 719
-
-
withholding
8 548
12 765
-
-
social contributions
11 487
17 151
-
-
surtax
-
-
-
-
total
20 035
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
63 626
68 697
59 900
60 092
After tax
74 874
69 803
78 600
78 408
Living cost
28 124
28 124
28 124
28 124
Free-cash
46 749
41 678
50 475
50 283

Estimated living cost  is ₽28124 per week

₽16311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8424
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽47191
₽43977
₽47383
₽38586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
-
health
-
-
-
5 163
pensions
-
-
-
26 815
social contributions
-
-
-
3 946
income
-
-
-
19 874
other
-
-
-
4 294
total
-
-
-
60 092
Employee
39 051
-
108 560
-
income
2 305
-
19 891
-
surtax
-
-
-
-
social contributions
1 113
-
3 092
-
pensions
4 415
-
6 980
-
total
7 833
-
29 963
-
Employer
39 051
-
108 560
-
pensions
6 415
-
11 851
-
social contributions
118
-
326
-
other
1 347
-
3 992
-
health
2 734
-
9 372
-
unemployment
1 581
-
4 396
-
total
12 195
-
29 937
-
Corporate
87 254
138 500
-
-
income
24 432
38 781
-
-
surtax
-
-
-
-
total
24 432
38 781
-
-
Dividends
62 822
99 719
-
-
withholding
8 041
12 765
-
-
social contributions
10 805
17 151
-
-
surtax
-
-
-
-
total
18 846
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
63 306
68 697
59 900
60 092
After tax
75 194
69 803
78 600
78 408
Living cost
31 217
31 217
31 217
31 217
Free-cash
43 977
38 586
47 383
47 191

Estimated living cost  is ₽31217 per week

₽19684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2538
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽34339
₽32008
₽34531
₽25734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
-
health
-
-
-
5 163
pensions
-
-
-
26 815
social contributions
-
-
-
3 946
income
-
-
-
19 874
other
-
-
-
4 294
total
-
-
-
60 092
Employee
57 148
-
108 560
-
income
4 986
-
19 891
-
surtax
-
-
-
-
social contributions
1 628
-
3 092
-
pensions
6 464
-
6 980
-
total
13 078
-
29 963
-
Employer
57 148
-
108 560
-
pensions
9 390
-
11 851
-
social contributions
171
-
326
-
other
1 972
-
3 992
-
health
4 000
-
9 372
-
unemployment
2 315
-
4 396
-
total
17 848
-
29 937
-
Corporate
63 504
138 500
-
-
income
17 781
38 781
-
-
surtax
-
-
-
-
total
17 781
38 781
-
-
Dividends
45 723
99 719
-
-
withholding
5 853
12 765
-
-
social contributions
7 863
17 151
-
-
surtax
-
-
-
-
total
13 716
29 916
-
-
Income
138 500
138 500
138 500
138 500
Total tax
62 423
68 697
59 900
60 092
After tax
76 077
69 803
78 600
78 408
Living cost
44 069
44 069
44 069
44 069
Free-cash
32 008
25 734
34 531
34 339

Estimated living cost  is ₽44069 per week

₽29825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10034
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽131268
₽124632
₽104953
₽125728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 385
total
-
-
-
1 385
Employee
7 308
-
138 500
-
income
1 461
-
27 700
-
total
1 461
-
27 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

131 192
138 500
-
-
total
-
-
-
-
Dividends
131 192
138 500
-
-
withholding
6 560
6 925
-
-
total
6 560
6 925
-
-
Income
138 500
138 500
138 500
138 500
Total tax
8 021
6 925
27 700
1 385
After tax
130 479
131 575
110 800
137 115
Living cost
5 847
5 847
5 847
5 847
Free-cash
124 632
125 728
104 953
131 268

Estimated living cost  is ₽5847 per week

₽3623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽128004
₽120755
₽101689
₽122464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 385
total
-
-
-
1 385
Employee
11 389
-
138 500
-
income
2 278
-
27 700
-
total
2 278
-
27 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

127 111
138 500
-
-
total
-
-
-
-
Dividends
127 111
138 500
-
-
withholding
6 356
6 925
-
-
total
6 356
6 925
-
-
Income
138 500
138 500
138 500
138 500
Total tax
8 634
6 925
27 700
1 385
After tax
129 866
131 575
110 800
137 115
Living cost
9 111
9 111
9 111
9 111
Free-cash
120 755
122 464
101 689
128 004

Estimated living cost  is ₽9111 per week

₽6165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40686
₽48025
₽54472
₽36090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 220
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 348
trade
-
-
-
13 786
total
-
-
-
62 587
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 399
-
138 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 733
-
40 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

206
-
2 220
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 172
-
48 801
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 101
138 500
-
-
trade
13 360
19 874
-
-
income
13 965
20 775
-
-
chamber of commerce
275
341
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

769
1 143
-
-
total
28 369
42 133
-
-
Dividends
64 732
96 367
-
-
withholding
15 836
23 744
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

871
1 306
-
-
total
16 707
25 050
-
-
Income
138 500
138 500
138 500
138 500
Total tax
55 248
67 183
48 801
62 587
After tax
83 252
71 317
89 699
75 913
Living cost
35 227
35 227
35 227
35 227
Free-cash
48 025
36 090
54 472
40 686

Estimated living cost  is ₽35227 per week

₽24300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6625
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46930
₽52346
₽62062
₽42252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 220
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 348
trade
-
-
-
15 132
total
-
-
-
63 933
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 899
-
138 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

975
-
40 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
2 220
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
7 262
-
48 801
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 601
138 500
-
-
trade
16 318
21 814
-
-
income
15 540
20 775
-
-
chamber of commerce
287
338
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

855
1 143
-
-
total
33 000
44 070
-
-
Dividends
70 600
94 431
-
-
withholding
17 303
23 261
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

952
1 280
-
-
total
18 255
24 541
-
-
Income
138 500
138 500
138 500
138 500
Total tax
58 517
68 611
48 801
63 933
After tax
79 983
69 889
89 699
74 567
Living cost
27 637
27 637
27 637
27 637
Free-cash
52 346
42 252
62 062
46 930

Estimated living cost  is ₽27637 per week

₽17384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6514
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽38050
₽46155
₽53855
₽33334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 220
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 348
trade
-
-
-
15 805
total
-
-
-
64 606
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 271
-
138 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 976
-
40 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
-
2 220
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
10 427
-
48 801
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 229
138 500
-
-
trade
15 172
22 783
-
-
income
13 835
20 775
-
-
chamber of commerce
270
336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

760
1 143
-
-
total
30 037
45 037
-
-
Dividends
62 192
93 463
-
-
withholding
15 201
23 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

836
1 266
-
-
total
16 037
24 285
-
-
Income
138 500
138 500
138 500
138 500
Total tax
56 501
69 322
48 801
64 606
After tax
81 999
69 178
89 699
73 894
Living cost
35 844
35 844
35 844
35 844
Free-cash
46 155
33 334
53 855
38 050

Estimated living cost  is ₽35844 per week

₽23973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3780
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31423
₽41463
₽47900
₽26668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 220
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 233
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 348
trade
-
-
-
16 477
total
-
-
-
65 278
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 836
-
138 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 448
-
40 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

355
-
2 220
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 233
-
6 233
-
total
13 036
-
48 801
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 664
138 500
-
-
trade
14 349
23 753
-
-
income
12 550
20 775
-
-
chamber of commerce
256
334
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

691
1 143
-
-
total
27 846
46 005
-
-
Dividends
55 818
92 495
-
-
withholding
13 608
22 776
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

748
1 252
-
-
total
14 356
24 028
-
-
Income
138 500
138 500
138 500
138 500
Total tax
55 238
70 033
48 801
65 278
After tax
83 262
68 467
89 699
73 222
Living cost
41 799
41 799
41 799
41 799
Free-cash
41 463
26 668
47 900
31 423

Estimated living cost  is ₽41799 per week

₽30528
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7385
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽45230
₽63723
₽40773
₽66622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
4 999
unemployment
-
-
-
208
health
-
-
-
8 645
pensions
-
-
-
24 356
income
-
-
-
34 568
other
-
-
-
-
total
-
-
-
72 776
Employee
30 728
-
114 416
-
unemployment
2 138
-
7 963
-
other
-
-
-
-
income
5 151
-
30 343
-
surtax
109
-
4 294
-
pensions
2 050
-
7 631
-
health
784
-
2 918
-
total
10 232
-
53 149
-
Employer
30 728
-
114 416
-
pensions
4 097
-
15 251
-
other
-
-
-
-
health
1 397
-
5 205
-
unemployment
975
-
3 628
-
total
6 469
-
24 084
-
Corporate
101 303
138 500
-
-
income
26 338
36 010
-
-
total
26 338
36 010
-
-
Dividends
74 965
102 490
-
-
withholding
11 244
15 374
-
-
total
11 244
15 374
-
-
Income
138 500
138 500
138 500
138 500
Total tax
54 283
51 384
77 233
72 776
After tax
84 217
87 116
61 267
65 724
Living cost
20 494
20 494
20 494
20 494
Free-cash
63 723
66 622
40 773
45 230

Estimated living cost  is ₽20494 per week

₽12373
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽45590
₽64143
₽41133
₽66982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
surtax
-
-
-
4 999
unemployment
-
-
-
208
health
-
-
-
8 645
pensions
-
-
-
24 356
income
-
-
-
34 568
other
-
-
-
-
total
-
-
-
72 776
Employee
30 174
-
114 416
-
unemployment
2 100
-
7 963
-
other
-
-
-
-
income
5 058
-
30 343
-
surtax
99
-
4 294
-
pensions
2 012
-
7 631
-
health
771
-
2 918
-
total
10 040
-
53 149
-
Employer
30 174
-
114 416
-
pensions
4 022
-
15 251
-
other
-
-
-
-
health
1 373
-
5 205
-
unemployment
956
-
3 628
-
total
6 351
-
24 084
-
Corporate
101 975
138 500
-
-
income
26 513
36 010
-
-
total
26 513
36 010
-
-
Dividends
75 462
102 490
-
-
withholding
11 319
15 374
-
-
total
11 319
15 374
-
-
Income
138 500
138 500
138 500
138 500
Total tax
54 223
51 384
77 233
72 776
After tax
84 277
87 116
61 267
65 724
Living cost
20 134
20 134
20 134
20 134
Free-cash
64 143
66 982
41 133
45 590

Estimated living cost  is ₽20134 per week

₽12311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽77648
₽59967
₽61992
₽59585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
unemployment
-
-
-
2 077
health
-
-
-
9 695
pensions
-
-
-
13 850
income
-
-
-
16 932
total
-
-
-
42 554
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
115 900
-
unemployment
396
158
1 738
-
income
3 229
1 285
14 169
-
pensions
2 641
1 051
11 590
-
health
1 849
736
8 113
-
total
8 115
3 230
35 610
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 413
10 512
115 900
-
pensions
5 151
2 050
22 600
-
total
5 151
2 050
22 600
-
Corporate
106 936
125 938
-
-
income
9 624
11 334
-
-
total
9 624
11 334
-
-
Dividends
97 312
114 604
-
-
withholding
18 489
21 775
-
-
social contributions
18 856
22 228
-
-
total
37 345
44 003
-
-
Income
138 500
138 500
138 500
138 500
Total tax
60 235
60 617
58 210
42 554
After tax
78 265
77 883
80 290
95 946
Living cost
18 298
18 298
18 298
18 298
Free-cash
59 967
59 585
61 992
77 648

Estimated living cost  is ₽18298 per week

₽12487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽366
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3948
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽37898
₽41618
₽38985
₽42350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
national
-
-
-
23 350
pensions
-
-
-
16 620
social contributions
-
-
-
1 489
municipal
-
-
-
15 069
total
-
-
-
56 528
Employee
68 323
-
119 732
-
municipal
8 439
-
15 605
-
national
13 077
-
24 181
-
pensions
2 733
-
4 789
-
total
24 249
-
44 575
-
Employer
68 323
-
119 732
-
pensions
5 466
-
9 579
-
social contributions
734
-
1 287
-
total
6 200
-
10 866
-
Corporate
59 467
138 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 893
27 700
-
-
total
11 893
27 700
-
-
Dividends
47 574
110 800
-
-
withholding
10 466
24 376
-
-
total
10 466
24 376
-
-
Income
138 500
138 500
138 500
138 500
Total tax
52 808
52 076
55 441
56 528
After tax
85 692
86 424
83 059
81 972
Living cost
44 074
44 074
44 074
44 074
Free-cash
41 618
42 350
38 985
37 898

Estimated living cost  is ₽44074 per week

₽29957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4097
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23613
₽46988
₽23613
₽44974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
social contributions
-
-
-
22 593
income
-
-
-
40 318
total
-
-
-
62 911
Employee
71 373
-
138 500
-
social contributions
5 930
-
22 593
-
income
13 468
-
40 318
-
total
19 398
-
62 911
-
Employer
71 373
-
138 500
-
total
-
-
-
-
Corporate
67 127
138 500
-
-
income
8 391
17 312
-
-
total
8 391
17 312
-
-
Dividends
58 736
121 188
-
-
withholding
11 747
24 238
-
-
total
11 747
24 238
-
-
Income
138 500
138 500
138 500
138 500
Total tax
39 536
41 550
62 911
62 911
After tax
98 964
96 950
75 589
75 589
Living cost
51 976
51 976
51 976
51 976
Free-cash
46 988
44 974
23 613
23 613

Estimated living cost  is ₽51976 per week

₽39543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4235
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽28992
₽30632
₽22632
₽35395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
national
-
-
-
32 951
regional
-
-
-
1 611
social contributions
-
-
-
35 623
municipal
-
-
-
822
total
-
-
-
71 007
Employee
81 092
-
138 500
-
municipal
429
-
734
-
national
14 051
-
28 511
-
social contributions
27 344
-
46 702
-
regional
765
-
1 420
-
total
42 589
-
77 367
-
Employer
81 092
-
138 500
-
total
-
-
-
-
Corporate
57 408
138 500
-
-
nationa
13 778
33 240
-
-
municipal
2 239
5 402
-
-
total
16 017
38 642
-
-
Dividends
41 392
99 858
-
-
withholding
10 761
25 962
-
-
total
10 761
25 962
-
-
Income
138 500
138 500
138 500
138 500
Total tax
69 367
64 604
77 367
71 007
After tax
69 133
73 896
61 133
67 493
Living cost
38 501
38 501
38 501
38 501
Free-cash
30 632
35 395
22 632
28 992

Estimated living cost  is ₽38501 per week

₽26839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽42436
₽46193
₽36110
₽48220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 500
national
-
-
-
32 951
regional
-
-
-
2 089
social contributions
-
-
-
35 623
municipal
-
-
-
822
total
-
-
-
71 485
Employee
50 614
-
138 500
-
municipal
268
-
734
-
national
8 019
-
28 511
-
social contributions
17 068
-
46 702
-
regional
681
-
1 864
-
total
26 036
-
77 811
-
Employer
50 614
-
138 500
-
total
-
-
-
-
Corporate
87 886
138 500
-
-