Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138000
per

Your estimated
City
free-cash

Andorra , Andorra
₽99260
₽80641
₽76974
₽96473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
30 360
income
-
-
-
5 726
total
-
-
-
36 086
Employee
26 673
-
119 481
-
social contributions
1 733
-
7 767
-
income
-
-
6 133
-
total
1 733
-
13 900
-
Employer
26 673
-
119 481
-
social contributions
4 135
-
18 519
-
total
4 135
-
18 519
-
Corporate
107 192
138 000
-
-
income
10 719
13 800
-
-
total
10 719
13 800
-
-
Dividends
96 474
124 200
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
16 587
13 800
32 419
36 086
After tax
121 413
124 200
105 581
101 914
Living cost
24 940
24 940
24 940
24 940
Free-cash
96 473
99 260
80 641
76 974

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽50052
₽10097
₽44500
₽49643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
chamber of commerce
-
-
-
553
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
36 044
surtax
-
-
-
-
total
-
-
-
67 031
Employee
36 267
33 064
109 209
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
28 576
-
total
9 798
8 427
46 129
-
Employer
36 267
33 064
109 209
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 276
-
chamber of commerce
145
132
436
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 082
-
total
10 437
9 516
28 790
-
Corporate
91 296
95 420
106 061
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 823
23 855
26 515
-
total
22 823
23 855
26 515
-
Dividends
68 472
71 566
-
-
withholding
18 830
19 681
-
-
total
18 830
19 681
-
-
Income
138 000
138 000
138 000
138 000
Total tax
61 888
61 479
101 434
67 031
After tax
76 112
76 521
36 566
70 969
Living cost
26 469
26 469
26 469
26 469
Free-cash
49 643
50 052
10 097
44 500

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽47199
₽7279
₽41571
₽45915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
chamber of commerce
-
-
-
553
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
36 044
surtax
-
-
-
164
total
-
-
-
67 195
Employee
41 463
33 064
109 057
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
28 512
-
total
12 228
8 427
46 065
-
Employer
41 463
33 064
109 057
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 272
-
chamber of commerce
165
132
436
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 076
-
total
12 096
9 680
28 944
-
Corporate
84 442
95 257
105 908
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 110
23 814
26 478
-
total
21 110
23 814
26 478
-
Dividends
63 332
71 443
-
-
withholding
17 417
19 646
-
-
total
17 417
19 646
-
-
Income
138 000
138 000
138 000
138 000
Total tax
62 851
61 567
101 487
67 195
After tax
75 149
76 433
36 513
70 805
Living cost
29 234
29 234
29 234
29 234
Free-cash
45 915
47 199
7 279
41 571

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽46945
₽18789
₽29524
₽34502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
7 039
national
-
-
-
50 501
total
-
-
-
78 225
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
106 886
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
5 024
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
8 017
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 575
-
national
18 246
-
38 300
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
931
-
total
29 096
-
57 847
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
106 886
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 390
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 560
-
surtax
6 729
-
12 120
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 573
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 470
-
total
17 275
-
31 113
-
Corporate
61 378
138 000
-
-
surtax
246
553
-
-
income
12 276
27 600
-
-
total
12 522
28 153
-
-
Dividends
48 857
109 847
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

14 354
32 651
-
-
total
14 354
32 651
-
-
Income
138 000
138 000
138 000
138 000
Total tax
73 247
60 804
88 960
78 225
After tax
64 753
77 196
49 040
59 775
Living cost
30 251
30 251
30 251
30 251
Free-cash
34 502
46 945
18 789
29 524

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽103727
₽100628
₽95304
₽98674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 700
total
-
-
-
28 433
Employee
18 887
-
132 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 232
-
total
4 624
-
17 426
-
Employer
18 887
-
132 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
115 407
138 000
-
-
income
11 541
13 800
-
-
total
11 541
13 800
-
-
Dividends
103 867
124 200
-
-
withholding
5 193
6 210
-
-
total
5 193
6 210
-
-
Income
138 000
138 000
138 000
138 000
Total tax
25 063
20 010
23 109
28 433
After tax
112 937
117 990
114 891
109 567
Living cost
14 263
14 263
14 263
14 263
Free-cash
98 674
103 727
100 628
95 304

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽107119
₽104020
₽98696
₽103268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 700
total
-
-
-
28 433
Employee
14 395
-
132 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 232
-
total
3 523
-
17 426
-
Employer
14 395
-
132 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
120 780
138 000
-
-
income
12 078
13 800
-
-
total
12 078
13 800
-
-
Dividends
108 702
124 200
-
-
withholding
5 435
6 210
-
-
total
5 435
6 210
-
-
Income
138 000
138 000
138 000
138 000
Total tax
23 861
20 010
23 109
28 433
After tax
114 139
117 990
114 891
109 567
Living cost
10 871
10 871
10 871
10 871
Free-cash
103 268
107 119
104 020
98 696

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽81488
₽74286
₽75522
₽76975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
13 424
health
-
-
-
3 519
income
-
-
-
26 326
total
-
-
-
43 269
Employee
63 798
63 798
128 481
-
health
494
1 085
2 184
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
25 660
-
total
9 853
12 286
34 986
-
Employer
63 798
63 798
128 481
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 377
-
total
2 949
6 476
9 519
-
Corporate
105 989
67 727
-
-
income
13 249
8 466
-
-
total
13 249
8 466
-
-
Dividends
92 740
59 261
-
-
withholding
15 765
10 075
-
-
total
15 765
10 075
-
-
Income
138 000
138 000
138 000
138 000
Total tax
41 816
37 303
44 505
43 269
After tax
96 184
100 697
93 495
94 731
Living cost
19 209
19 209
19 209
19 209
Free-cash
76 975
81 488
74 286
75 522

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽73787
₽66585
₽67821
₽70348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
13 424
health
-
-
-
3 519
income
-
-
-
26 326
total
-
-
-
43 269
Employee
63 798
63 798
128 481
-
health
635
1 085
2 184
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
25 660
-
total
10 434
12 286
34 986
-
Employer
63 798
63 798
128 481
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 377
-
total
3 791
6 476
9 519
-
Corporate
96 864
67 727
-
-
income
12 108
8 466
-
-
total
12 108
8 466
-
-
Dividends
84 757
59 261
-
-
withholding
14 409
10 075
-
-
total
14 409
10 075
-
-
Income
138 000
138 000
138 000
138 000
Total tax
40 742
37 303
44 505
43 269
After tax
97 258
100 697
93 495
94 731
Living cost
26 910
26 910
26 910
26 910
Free-cash
70 348
73 787
66 585
67 821

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽75490
₽52023
₽58062
₽68525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
28 093
health
-
-
-
18 630
solidarity contribution
-
-
-
-
income
-
-
-
13 692
total
-
-
-
60 415
Employee
28 710
-
104 539
-
health
3 876
-
14 113
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 626
-
total
9 187
-
32 993
-
Employer
28 710
-
104 539
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 409
-
total
9 762
-
33 461
-
Corporate
99 528
138 000
-
-
income
18 910
26 220
-
-
total
18 910
26 220
-
-
Dividends
80 618
111 780
-
-
withholding
12 093
16 767
-
-
total
12 093
16 767
-
-
Income
138 000
138 000
138 000
138 000
Total tax
49 952
42 987
66 454
60 415
After tax
88 048
95 013
71 546
77 585
Living cost
19 523
19 523
19 523
19 523
Free-cash
68 525
75 490
52 023
58 062

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽70956
₽47489
₽53528
₽62373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
28 093
health
-
-
-
18 630
solidarity contribution
-
-
-
-
income
-
-
-
13 692
total
-
-
-
60 415
Employee
35 378
-
104 539
-
health
4 776
-
14 113
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 626
-
total
11 321
-
32 993
-
Employer
35 378
-
104 539
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 409
-
total
12 029
-
33 461
-
Corporate
90 593
138 000
-
-
income
17 213
26 220
-
-
total
17 213
26 220
-
-
Dividends
73 380
111 780
-
-
withholding
11 007
16 767
-
-
total
11 007
16 767
-
-
Income
138 000
138 000
138 000
138 000
Total tax
51 570
42 987
66 454
60 415
After tax
86 430
95 013
71 546
77 585
Living cost
24 057
24 057
24 057
24 057
Free-cash
62 373
70 956
47 489
53 528

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽43254
-₽43254
₽41818
-₽43254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
labour market
-
-
-
10 982
municipal
-
-
-
28 493
pensions
-
-
-
721
national
-
-
-
15 921
total
-
-
-
56 117
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
141 189
141 189
141 189
56 117
After tax
-3 189
-3 189
-3 189
81 883
Living cost
40 065
40 065
40 065
40 065
Free-cash
-43 254
-43 254
-43 254
41 818

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽90360
₽59502
₽53929
₽85206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
17 939
pensions
-
-
-
27 600
income
-
-
-
18 492
total
-
-
-
64 031
Employee
23 536
-
103 140
-
pensions
471
-
2 063
-
unemployment
376
-
1 650
-
income
2 650
-
19 885
-
total
3 497
-
23 598
-
Employer
23 536
-
103 140
-
pensions
4 708
-
20 627
-
unemployment
189
-
825
-
health
3 059
-
13 408
-
total
7 956
-
34 860
-
Corporate
106 508
138 000
-
-
income
21 301
27 600
-
-
total
21 301
27 600
-
-
Dividends
85 207
110 400
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
32 754
27 600
58 458
64 031
After tax
105 246
110 400
79 542
73 969
Living cost
20 040
20 040
20 040
20 040
Free-cash
85 206
90 360
59 502
53 929

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽55126
₽41057
₽58340
₽57017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 000
health
-
-
-
1 779
municipal
-
-
-
24 519
national
-
-
-
21 509
total
-
-
-
47 807
Employee
43 651
-
116 093
-
health
326
-
1 442
-
municipal
7 150
-
18 914
-
pensions
2 946
-
7 836
-
national
721
-
13 250
-
unemployment
655
-
1 741
-
total
11 798
-
43 183
-
Employer
43 651
-
116 093
-
accident
44
-
117
-
unemployment
283
-
754
-
health
335
-
894
-
pensions
7 573
-
20 142
-
total
8 235
-
21 907
-
Corporate
86 113
138 000
-
-
income
17 223
27 600
-
-
total
17 223
27 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

51 668
82 800
-
-
municipal
9 300
14 904
-
-
national
2 574
8 517
-
-
total
11 874
23 421
-
-
Income
138 000
138 000
138 000
138 000
Total tax
49 130
51 021
65 090
47 807
After tax
88 870
86 979
72 910
90 193
Living cost
31 853
31 853
31 853
31 853
Free-cash
57 017
55 126
41 057
58 340

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43978
₽51165
₽52326
₽48590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
3 933
health
-
-
-
5 581
pensions
-
-
-
25 382
other
-
-
-
4 278
income
-
-
-
20 927
surtax
-
-
-
-
total
-
-
-
60 101
Employee
31 696
-
107 388
-
income
1 634
-
20 365
-
social contributions
904
-
3 059
-
pensions
3 585
-
7 225
-
surtax
-
-
-
-
total
6 123
-
30 649
-
Employer
31 696
-
107 388
-
pensions
5 208
-
12 206
-
social contributions
94
-
323
-
unemployment
1 283
-
4 349
-
health
2 218
-
9 649
-
other
1 094
-
4 086
-
total
9 897
-
30 613
-
Corporate
96 405
138 000
-
-
surtax
-
-
-
-
income
26 994
38 640
-
-
total
26 994
38 640
-
-
Dividends
69 411
99 360
-
-
surtax
-
-
-
-
withholding
8 885
12 718
-
-
social contributions
11 938
17 091
-
-
total
20 823
29 809
-
-
Income
138 000
138 000
138 000
138 000
Total tax
63 837
68 449
61 262
60 101
After tax
74 163
69 551
76 738
77 899
Living cost
25 573
25 573
25 573
25 573
Free-cash
48 590
43 978
51 165
52 326

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽41165
₽48352
₽49513
₽46068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
3 933
health
-
-
-
5 581
pensions
-
-
-
25 382
other
-
-
-
4 278
income
-
-
-
20 927
surtax
-
-
-
-
total
-
-
-
60 101
Employee
35 509
-
107 388
-
income
2 096
-
20 365
-
social contributions
1 012
-
3 059
-
pensions
4 015
-
7 225
-
surtax
-
-
-
-
total
7 123
-
30 649
-
Employer
35 509
-
107 388
-
pensions
5 833
-
12 206
-
social contributions
107
-
323
-
unemployment
1 437
-
4 349
-
health
2 486
-
9 649
-
other
1 225
-
4 086
-
total
11 088
-
30 613
-
Corporate
91 402
138 000
-
-
surtax
-
-
-
-
income
25 593
38 640
-
-
total
25 593
38 640
-
-
Dividends
65 810
99 360
-
-
surtax
-
-
-
-
withholding
8 423
12 718
-
-
social contributions
11 319
17 091
-
-
total
19 742
29 809
-
-
Income
138 000
138 000
138 000
138 000
Total tax
63 546
68 449
61 262
60 101
After tax
74 454
69 551
76 738
77 899
Living cost
28 386
28 386
28 386
28 386
Free-cash
46 068
41 165
48 352
49 513

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29479
₽36666
₽37827
₽35185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
3 933
health
-
-
-
5 581
pensions
-
-
-
25 382
other
-
-
-
4 278
income
-
-
-
20 927
surtax
-
-
-
-
total
-
-
-
60 101
Employee
51 964
-
107 388
-
income
4 534
-
20 365
-
social contributions
1 480
-
3 059
-
pensions
5 877
-
7 225
-
surtax
-
-
-
-
total
11 891
-
30 649
-
Employer
51 964
-
107 388
-
pensions
8 538
-
12 206
-
social contributions
156
-
323
-
unemployment
2 105
-
4 349
-
health
3 637
-
9 649
-
other
1 793
-
4 086
-
total
16 229
-
30 613
-
Corporate
69 807
138 000
-
-
surtax
-
-
-
-
income
19 545
38 640
-
-
total
19 545
38 640
-
-
Dividends
50 261
99 360
-
-
surtax
-
-
-
-
withholding
6 433
12 718
-
-
social contributions
8 645
17 091
-
-
total
15 078
29 809
-
-
Income
138 000
138 000
138 000
138 000
Total tax
62 743
68 449
61 262
60 101
After tax
75 257
69 551
76 738
77 899
Living cost
40 072
40 072
40 072
40 072
Free-cash
35 185
29 479
36 666
37 827

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽125243
₽104543
₽130763
₽124145
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 380
total
-
-
-
1 380
Employee
7 321
-
138 000
-
income
1 464
-
27 600
-
total
1 464
-
27 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

130 679
138 000
-
-
total
-
-
-
-
Dividends
130 679
138 000
-
-
withholding
6 534
6 900
-
-
total
6 534
6 900
-
-
Income
138 000
138 000
138 000
138 000
Total tax
7 998
6 900
27 600
1 380
After tax
130 002
131 100
110 400
136 620
Living cost
5 857
5 857
5 857
5 857
Free-cash
124 145
125 243
104 543
130 763

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽121973
₽101273
₽127493
₽120261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 380
total
-
-
-
1 380
Employee
11 409
-
138 000
-
income
2 282
-
27 600
-
total
2 282
-
27 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 591
138 000
-
-
total
-
-
-
-
Dividends
126 591
138 000
-
-
withholding
6 330
6 900
-
-
total
6 330
6 900
-
-
Income
138 000
138 000
138 000
138 000
Total tax
8 612
6 900
27 600
1 380
After tax
129 388
131 100
110 400
136 620
Living cost
9 127
9 127
9 127
9 127
Free-cash
120 261
121 973
101 273
127 493

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽39003
₽56249
₽41981
₽49858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 268
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 755
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 297
total
-
-
-
63 988
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
138 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 297
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
41 755
-
total
9 250
-
49 720
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 719
138 000
-
-
trade
13 879
19 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

798
1 138
-
-
chamber of commerce
268
329
-
-
income
14 507
20 699
-
-
total
29 452
41 970
-
-
Dividends
67 267
96 030
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

907
1 304
-
-
withholding
16 502
23 692
-
-
total
17 409
24 996
-
-
Income
138 000
138 000
138 000
138 000
Total tax
56 111
66 966
49 720
63 988
After tax
81 889
71 034
88 280
74 012
Living cost
32 031
32 031
32 031
32 031
Free-cash
49 858
39 003
56 249
41 981

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44486
₽63150
₽47490
₽53663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 660
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 755
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 297
total
-
-
-
65 380
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
138 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 297
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
41 755
-
total
6 603
-
49 720
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
106 267
138 000
-
-
trade
16 736
21 735
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

877
1 138
-
-
chamber of commerce
279
324
-
-
income
15 940
20 699
-
-
total
33 832
43 896
-
-
Dividends
72 435
94 103
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

979
1 277
-
-
withholding
17 793
23 211
-
-
total
18 772
24 488
-
-
Income
138 000
138 000
138 000
138 000
Total tax
59 207
68 384
49 720
65 380
After tax
78 793
69 616
88 280
72 620
Living cost
25 130
25 130
25 130
25 130
Free-cash
53 663
44 486
63 150
47 490

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽36313
₽55687
₽39332
₽47970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 355
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 755
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 297
total
-
-
-
66 075
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
138 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 297
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
41 755
-
total
9 481
-
49 720
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
95 926
138 000
-
-
trade
15 779
22 701
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

792
1 138
-
-
chamber of commerce
263
323
-
-
income
14 389
20 699
-
-
total
31 223
44 861
-
-
Dividends
64 703
93 139
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

872
1 263
-
-
withholding
15 861
22 970
-
-
total
16 733
24 233
-
-
Income
138 000
138 000
138 000
138 000
Total tax
57 437
69 094
49 720
66 075
After tax
80 563
68 906
88 280
71 925
Living cost
32 593
32 593
32 593
32 593
Free-cash
47 970
36 313
55 687
39 332

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽30189
₽50272
₽33221
₽43641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
17 051
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
41 755
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 297
total
-
-
-
66 771
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
138 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 297
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
41 755
-
total
11 854
-
49 720
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 138
138 000
-
-
trade
15 116
23 667
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

727
1 138
-
-
chamber of commerce
250
320
-
-
income
13 221
20 699
-
-
total
29 314
45 824
-
-
Dividends
58 823
92 175
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

792
1 250
-
-
withholding
14 391
22 729
-
-
total
15 183
23 979
-
-
Income
138 000
138 000
138 000
138 000
Total tax
56 351
69 803
49 720
66 771
After tax
81 649
68 197
88 280
71 229
Living cost
38 008
38 008
38 008
38 008
Free-cash
43 641
30 189
50 272
33 221

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽68167
₽41620
₽46777
₽65530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 861
surtax
-
-
-
5 531
total
-
-
-
72 588
Employee
27 940
-
114 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 623
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
31 898
-
total
9 304
-
54 437
-
Employer
27 940
-
114 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
104 177
138 000
-
-
income
27 085
35 880
-
-
total
27 085
35 880
-
-
Dividends
77 092
102 120
-
-
withholding
11 564
15 318
-
-
total
11 564
15 318
-
-
Income
138 000
138 000
138 000
138 000
Total tax
53 835
51 198
77 745
72 588
After tax
84 165
86 802
60 255
65 412
Living cost
18 635
18 635
18 635
18 635
Free-cash
65 530
68 167
41 620
46 777

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽68494
₽41947
₽47104
₽65911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
36 861
surtax
-
-
-
5 531
total
-
-
-
72 588
Employee
27 437
-
114 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 623
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
31 898
-
total
9 130
-
54 437
-
Employer
27 437
-
114 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
104 788
138 000
-
-
income
27 244
35 880
-
-
total
27 244
35 880
-
-
Dividends
77 544
102 120
-
-
withholding
11 632
15 318
-
-
total
11 632
15 318
-
-
Income
138 000
138 000
138 000
138 000
Total tax
53 781
51 198
77 745
72 588
After tax
84 219
86 802
60 255
65 412
Living cost
18 308
18 308
18 308
18 308
Free-cash
65 911
68 494
41 947
47 104

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61289
₽63726
₽79326
₽61628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
2 070
health
-
-
-
9 660
pensions
-
-
-
13 800
income
-
-
-
16 871
total
-
-
-
42 401
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 481
-
health
1 644
654
8 084
-
pensions
2 349
935
11 548
-
unemployment
352
140
1 732
-
income
2 872
1 143
14 118
-
total
7 217
2 872
35 482
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
115 481
-
pensions
4 581
1 823
22 519
-
total
4 581
1 823
22 519
-
Corporate
109 929
126 828
-
-
income
9 894
11 415
-
-
total
9 894
11 415
-
-
Dividends
100 035
115 413
-
-
withholding
19 007
21 929
-
-
social contributions
19 400
22 399
-
-
total
38 407
44 328
-
-
Income
138 000
138 000
138 000
138 000
Total tax
60 099
60 438
58 001
42 401
After tax
77 901
77 562
79 999
95 599
Living cost
16 273
16 273
16 273
16 273
Free-cash
61 628
61 289
63 726
79 326

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽44229
₽40748
₽39665
₽43532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
1 484
municipal
-
-
-
15 064
pensions
-
-
-
16 560
national
-
-
-
23 344
total
-
-
-
56 452
Employee
64 927
-
119 300
-
municipal
8 020
-
15 599
-
pensions
2 597
-
4 772
-
national
12 427
-
24 172
-
total
23 044
-
44 543
-
Employer
64 927
-
119 300
-
social contributions
698
-
1 282
-
pensions
5 194
-
9 544
-
total
5 892
-
10 826
-
Corporate
62 896
138 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 579
27 600
-
-
total
12 579
27 600
-
-
Dividends
50 317
110 400
-
-
withholding
11 070
24 288
-
-
total
11 070
24 288
-
-
Income
138 000
138 000
138 000
138 000
Total tax
52 585
51 888
55 369
56 452
After tax
85 415
86 112
82 631
81 548
Living cost
41 883
41 883
41 883
41 883
Free-cash
43 532
44 229
40 748
39 665

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽49337
₽26416
₽26416
₽51170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
22 835
income
-
-
-
41 487
total
-
-
-
64 322
Employee
64 899
-
138 000
-
social contributions
5 392
-
22 835
-
income
12 246
-
41 487
-
total
17 638
-
64 322
-
Employer
64 899
-
138 000
-
total
-
-
-
-
Corporate
73 101
138 000
-
-
income
9 138
17 250
-
-
total
9 138
17 250
-
-
Dividends
63 963
120 750
-
-
withholding
12 792
24 151
-
-
total
12 792
24 151
-
-
Income
138 000
138 000
138 000
138 000
Total tax
39 568
41 401
64 322
64 322
After tax
98 432
96 599
73 678
73 678
Living cost
47 262
47 262
47 262
47 262
Free-cash
51 170
49 337
26 416
26 416

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽38620
₽25186
₽31420
₽34288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
regional
-
-
-
1 621
social contributions
-
-
-
35 493
municipal
-
-
-
820
national
-
-
-
33 637
total
-
-
-
71 571
Employee
73 736
-
138 000
-
regional
696
-
1 430
-
municipal
390
-
732
-
social contributions
24 864
-
46 533
-
national
12 777
-
29 110
-
total
38 727
-
77 805
-
Employer
73 736
-
138 000
-
total
-
-
-
-
Corporate
64 264
138 000
-
-
nationa
15 423
33 120
-
-
municipal
2 507
5 381
-
-
total
17 930
38 501
-
-
Dividends
46 334
99 498
-
-
withholding
12 046
25 870
-
-
total
12 046
25 870
-
-
Income
138 000
138 000
138 000
138 000
Total tax
68 703
64 371
77 805
71 571
After tax
69 297
73 629
60 195
66 429
Living cost
35 009
35 009
35 009
35 009
Free-cash
34 288
38 620
25 186
31 420

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽50186
₽37418
₽43619
₽48344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
regional
-
-
-
2 081
social contributions
-
-
-
35 493
municipal
-
-
-
820
national
-
-
-
33 637
total
-
-
-
72 031
Employee
46 023
-
138 000
-
regional
620
-
1 857
-
municipal
244
-
732
-
social contributions
15 519
-
46 533
-
national
7 291
-
29 110
-
total
23 674
-
78 232
-
Employer
46 023
-
138 000
-
total
-
-
-
-
Corporate
91 977
138 000
-
-
nationa