Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 138000
per

Your estimated
City
free-cash

Andorra , Andorra
₽75089
₽93847
₽78756
₽96897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
30 359
income
-
-
-
5 249
total
-
-
-
35 608
Employee
29 201
-
119 481
-
social contributions
1 898
-
7 767
-
income
-
-
5 655
-
total
1 898
-
13 422
-
Employer
29 201
-
119 481
-
social contributions
4 526
-
18 519
-
total
4 526
-
18 519
-
Corporate
104 273
138 000
-
-
income
10 426
13 800
-
-
total
10 426
13 800
-
-
Dividends
93 846
124 200
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
16 850
13 800
31 941
35 608
After tax
121 150
124 200
106 059
102 392
Living cost
27 303
27 303
27 303
27 303
Free-cash
93 847
96 897
78 756
75 089

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽41969
₽47236
₽7028
₽47685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
552
pensions
-
-
-
19 631
income
-
-
-
33 182
total
-
-
-
67 053
Employee
39 704
36 197
107 370
-
unemployment
1 191
1 086
3 184
-
other
396
362
1 062
-
income
3 537
2 670
26 165
-
pensions
4 066
3 706
10 866
-
health
1 536
1 401
4 106
-
total
10 726
9 225
45 383
-
Employer
39 704
36 197
107 370
-
pensions
4 983
4 544
13 317
-
surtax
-
-
-
-
payroll
1 191
1 086
3 222
-
other
1 886
1 718
5 088
-
health
1 501
1 369
4 011
-
accident
515
471
1 379
-
unemployment
1 191
1 086
3 184
-
chamber of commerce
159
145
429
-
total
11 426
10 419
30 630
-
Corporate
86 870
91 385
103 923
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 718
22 845
25 981
-
total
21 718
22 845
25 981
-
Dividends
65 151
68 540
-
-
withholding
17 916
18 848
-
-
total
17 916
18 848
-
-
Income
138 000
138 000
138 000
138 000
Total tax
61 786
61 337
101 994
67 053
After tax
76 214
76 663
36 006
70 947
Living cost
28 978
28 978
28 978
28 978
Free-cash
47 236
47 685
7 028
41 969

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38763
₽43155
₽3946
₽44559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
8 117
chamber of commerce
-
-
-
552
pensions
-
-
-
19 631
income
-
-
-
33 182
total
-
-
-
67 232
Employee
45 393
36 197
107 202
-
unemployment
1 362
1 086
3 184
-
other
453
362
1 062
-
income
5 168
2 670
26 095
-
pensions
4 649
3 706
10 866
-
health
1 756
1 401
4 106
-
total
13 388
9 225
45 313
-
Employer
45 393
36 197
107 202
-
pensions
5 697
4 544
13 317
-
surtax
179
179
179
-
payroll
1 362
1 086
3 216
-
other
2 156
1 718
5 083
-
health
1 715
1 369
4 011
-
accident
589
471
1 379
-
unemployment
1 362
1 086
3 184
-
chamber of commerce
181
145
429
-
total
13 241
10 598
30 798
-
Corporate
79 366
91 206
103 754
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 841
22 801
25 938
-
total
19 841
22 801
25 938
-
Dividends
59 525
68 405
-
-
withholding
16 370
18 812
-
-
total
16 370
18 812
-
-
Income
138 000
138 000
138 000
138 000
Total tax
62 840
61 436
102 049
67 232
After tax
75 160
76 564
35 951
70 768
Living cost
32 005
32 005
32 005
32 005
Free-cash
43 155
44 559
3 946
38 763

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽27058
₽30484
₽16697
₽44107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
national
-
-
-
49 302
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 988
social contributions
-
-
-
21 534
total
-
-
-
77 824
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
106 888
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
931
-
national
19 975
-
37 528
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
5 574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
8 017
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
5 023
-
total
31 855
-
57 073
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
106 888
-
surtax
7 367
-
12 121
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
9 470
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
6 572
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 389
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 560
-
total
18 912
-
31 112
-
Corporate
54 117
138 000
-
-
income
10 823
27 599
-
-
surtax
217
552
-
-
total
11 040
28 151
-
-
Dividends
43 077
109 849
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 591
32 624
-
-
total
12 591
32 624
-
-
Income
138 000
138 000
138 000
138 000
Total tax
74 398
60 775
88 185
77 824
After tax
63 602
77 225
49 815
60 176
Living cost
33 118
33 118
33 118
33 118
Free-cash
30 484
44 107
16 697
27 058

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽93201
₽96827
₽98374
₽102363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
20 700
total
-
-
-
29 172
Employee
20 693
-
131 774
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 070
-
13 178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
health
952
-
1 460
-
total
5 066
-
17 773
-
Employer
20 693
-
131 774
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
health
1 428
-
2 190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 226
-
Corporate
113 247
138 000
-
-
income
11 325
13 800
-
-
total
11 325
13 800
-
-
Dividends
101 922
124 200
-
-
withholding
5 096
6 210
-
-
total
5 096
6 210
-
-
Income
138 000
138 000
138 000
138 000
Total tax
25 546
20 010
23 999
29 172
After tax
112 454
117 990
114 001
108 828
Living cost
15 627
15 627
15 627
15 627
Free-cash
96 827
102 363
98 374
93 201

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽96917
₽101858
₽102090
₽106079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
20 700
total
-
-
-
29 172
Employee
15 772
-
131 774
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
13 178
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
17 773
-
Employer
15 772
-
131 774
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 497
-
health
1 089
-
2 190
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 095
-
6 226
-
Corporate
119 134
138 000
-
-
income
11 914
13 800
-
-
total
11 914
13 800
-
-
Dividends
107 220
124 200
-
-
withholding
5 361
6 210
-
-
total
5 361
6 210
-
-
Income
138 000
138 000
138 000
138 000
Total tax
24 231
20 010
23 999
29 172
After tax
113 769
117 990
114 001
108 828
Living cost
11 911
11 911
11 911
11 911
Free-cash
101 858
106 079
102 090
96 917

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽74393
₽74770
₽73118
₽79712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
3 520
social contributions
-
-
-
14 696
income
-
-
-
24 361
total
-
-
-
42 577
Employee
69 844
69 844
127 817
-
income
7 605
6 465
23 675
-
social contributions
2 641
5 797
7 819
-
health
541
1 188
2 174
-
total
10 787
13 450
33 668
-
Employer
69 844
69 844
127 817
-
social contributions
2 641
5 797
7 819
-
health
588
1 293
2 365
-
total
3 229
7 090
10 184
-
Corporate
102 955
61 067
-
-
income
12 869
7 634
-
-
total
12 869
7 634
-
-
Dividends
90 086
53 433
-
-
withholding
15 315
9 084
-
-
total
15 315
9 084
-
-
Income
138 000
138 000
138 000
138 000
Total tax
42 200
37 258
43 852
42 577
After tax
95 800
100 742
94 148
95 423
Living cost
21 030
21 030
21 030
21 030
Free-cash
74 770
79 712
73 118
74 393

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽65962
₽67515
₽64687
₽71281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
3 520
social contributions
-
-
-
14 696
income
-
-
-
24 361
total
-
-
-
42 577
Employee
69 844
69 844
127 817
-
income
7 334
6 465
23 675
-
social contributions
3 394
5 797
7 819
-
health
695
1 188
2 174
-
total
11 423
13 450
33 668
-
Employer
69 844
69 844
127 817
-
social contributions
3 394
5 797
7 819
-
health
757
1 293
2 365
-
total
4 151
7 090
10 184
-
Corporate
92 966
61 067
-
-
income
11 621
7 634
-
-
total
11 621
7 634
-
-
Dividends
81 345
53 433
-
-
withholding
13 829
9 084
-
-
total
13 829
9 084
-
-
Income
138 000
138 000
138 000
138 000
Total tax
41 024
37 258
43 852
42 577
After tax
96 976
100 742
94 148
95 423
Living cost
29 461
29 461
29 461
29 461
Free-cash
67 515
71 281
64 687
65 962

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽54691
₽66467
₽48990
₽73973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
18 630
social contributions
-
-
-
30 275
income
-
-
-
13 364
solidarity contribution
-
-
-
-
total
-
-
-
62 269
Employee
30 941
-
102 985
-
income
3 713
-
12 358
-
social contributions
2 011
-
6 694
-
health
4 177
-
13 903
-
solidarity contribution
-
-
-
-
total
9 901
-
32 955
-
Employer
30 941
-
102 985
-
social contributions
7 735
-
25 746
-
health
2 785
-
9 269
-
total
10 520
-
35 015
-
Corporate
96 539
138 000
-
-
income
18 342
26 220
-
-
total
18 342
26 220
-
-
Dividends
78 197
111 780
-
-
withholding
11 730
16 767
-
-
total
11 730
16 767
-
-
Income
138 000
138 000
138 000
138 000
Total tax
50 493
42 987
67 970
62 269
After tax
87 507
95 013
70 030
75 731
Living cost
21 040
21 040
21 040
21 040
Free-cash
66 467
73 973
48 990
54 691

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽49804
₽59837
₽44103
₽69086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
18 630
social contributions
-
-
-
30 275
income
-
-
-
13 364
solidarity contribution
-
-
-
-
total
-
-
-
62 269
Employee
38 127
-
102 985
-
income
4 575
-
12 358
-
social contributions
2 478
-
6 694
-
health
5 147
-
13 903
-
solidarity contribution
-
-
-
-
total
12 200
-
32 955
-
Employer
38 127
-
102 985
-
social contributions
9 532
-
25 746
-
health
3 431
-
9 269
-
total
12 963
-
35 015
-
Corporate
86 910
138 000
-
-
income
16 513
26 220
-
-
total
16 513
26 220
-
-
Dividends
70 397
111 780
-
-
withholding
10 560
16 767
-
-
total
10 560
16 767
-
-
Income
138 000
138 000
138 000
138 000
Total tax
52 236
42 987
67 970
62 269
After tax
85 764
95 013
70 030
75 731
Living cost
25 927
25 927
25 927
25 927
Free-cash
59 837
69 086
44 103
49 804

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽38814
-₽60481
-₽60481
-₽60481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
national
-
-
-
15 467
pensions
-
-
-
790
municipal
-
-
-
28 079
labour market
-
-
-
10 977
total
-
-
-
55 313
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
154 608
154 608
154 608
55 313
After tax
-16 608
-16 608
-16 608
82 687
Living cost
43 873
43 873
43 873
43 873
Free-cash
-60 481
-60 481
-60 481
38 814

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽52031
₽82818
₽57601
₽88462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
health
-
-
-
17 940
pensions
-
-
-
27 599
income
-
-
-
18 491
total
-
-
-
64 030
Employee
25 767
-
103 139
-
unemployment
412
-
1 650
-
income
2 901
-
19 886
-
pensions
515
-
2 063
-
total
3 828
-
23 599
-
Employer
25 767
-
103 139
-
pensions
5 154
-
20 627
-
health
3 349
-
13 408
-
unemployment
207
-
826
-
total
8 710
-
34 861
-
Corporate
103 523
138 000
-
-
income
20 705
27 599
-
-
total
20 705
27 599
-
-
Dividends
82 819
110 401
-
-
total
-
-
-
-
Income
138 000
138 000
138 000
138 000
Total tax
33 243
27 599
58 460
64 030
After tax
104 757
110 401
79 540
73 970
Living cost
21 939
21 939
21 939
21 939
Free-cash
82 818
88 462
57 601
52 031

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽57332
₽54723
₽38920
₽52968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
138 000
national
-
-
-
19 524
health
-
-
-
1 746
municipal
-
-
-
24 526
total
-
-
-
45 796
Employee
47 787
-
116 092
-
unemployment
717
-
1 741
-
municipal
7 827
-
18 919
-
national
789
-
12 396
-
pensions
3 225
-
7 836
-
health
357
-
1 408
-
total
12 915
-
42 300
-
Employer
47 787
-
116 092
-
pensions
8 291
-
20 143
-
health
367
-
895
-
accident
48
-
115
-
unemployment
310
-
755
-
total
9 016
-
21 908
-
Corporate
81 196
138 000
-
-
income
16 239
27 599
-
-
total
16 239
27 599
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 718
82 801
-
-
municipal
8 770
14 905
-
-
national
1 465
7 656
-
-
total
10 235
22 561
-
-
Income
138 000
138 000
138 000
138 000
Total tax
48 405
50 160
64 208
45 796
After tax
89 595
87 840
73 792
92 204
Living cost
34 872
34 872
34 872
34 872
Free-cash
54 723
52 968
38 920
57 332

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽50125
₽46602
₽50299
₽41557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
-
health
-
-
-
5 150
pensions
-
-
-
26 703
social contributions
-
-
-
3 932
income
-
-
-
19 815
other
-
-
-
4 278
total
-
-
-
59 878
Employee
34 700
-
108 162
-
income
1 789
-
19 827
-
surtax
-
-
-
-
social contributions
989
-
3 082
-
pensions
3 925
-
6 957
-
total
6 703
-
29 866
-
Employer
34 700
-
108 162
-
pensions
5 702
-
11 813
-
social contributions
103
-
324
-
other
1 198
-
3 979
-
health
2 429
-
9 342
-
unemployment
1 405
-
4 380
-
total
10 837
-
29 838
-
Corporate
92 463
138 000
-
-
income
25 889
38 639
-
-
surtax
-
-
-
-
total
25 889
38 639
-
-
Dividends
66 574
99 361
-
-
withholding
8 522
12 719
-
-
social contributions
11 450
17 088
-
-
surtax
-
-
-
-
total
19 972
29 807
-
-
Income
138 000
138 000
138 000
138 000
Total tax
63 401
68 446
59 704
59 878
After tax
74 599
69 554
78 296
78 122
Living cost
27 997
27 997
27 997
27 997
Free-cash
46 602
41 557
50 299
50 125

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽47046
₽43842
₽47220
₽38478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
-
health
-
-
-
5 150
pensions
-
-
-
26 703
social contributions
-
-
-
3 932
income
-
-
-
19 815
other
-
-
-
4 278
total
-
-
-
59 878
Employee
38 874
-
108 162
-
income
2 294
-
19 827
-
surtax
-
-
-
-
social contributions
1 108
-
3 082
-
pensions
4 395
-
6 957
-
total
7 797
-
29 866
-
Employer
38 874
-
108 162
-
pensions
6 386
-
11 813
-
social contributions
117
-
324
-
other
1 341
-
3 979
-
health
2 722
-
9 342
-
unemployment
1 574
-
4 380
-
total
12 140
-
29 838
-
Corporate
86 987
138 000
-
-
income
24 355
38 639
-
-
surtax
-
-
-
-
total
24 355
38 639
-
-
Dividends
62 631
99 361
-
-
withholding
8 017
12 719
-
-
social contributions
10 773
17 088
-
-
surtax
-
-
-
-
total
18 790
29 807
-
-
Income
138 000
138 000
138 000
138 000
Total tax
63 082
68 446
59 704
59 878
After tax
74 918
69 554
78 296
78 122
Living cost
31 076
31 076
31 076
31 076
Free-cash
43 842
38 478
47 220
47 046

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽34252
₽31926
₽34426
₽25684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
-
health
-
-
-
5 150
pensions
-
-
-
26 703
social contributions
-
-
-
3 932
income
-
-
-
19 815
other
-
-
-
4 278
total
-
-
-
59 878
Employee
56 888
-
108 162
-
income
4 964
-
19 827
-
surtax
-
-
-
-
social contributions
1 620
-
3 082
-
pensions
6 434
-
6 957
-
total
13 018
-
29 866
-
Employer
56 888
-
108 162
-
pensions
9 347
-
11 813
-
social contributions
171
-
324
-
other
1 963
-
3 979
-
health
3 982
-
9 342
-
unemployment
2 305
-
4 380
-
total
17 768
-
29 838
-
Corporate
63 344
138 000
-
-
income
17 737
38 639
-
-
surtax
-
-
-
-
total
17 737
38 639
-
-
Dividends
45 608
99 361
-
-
withholding
5 838
12 719
-
-
social contributions
7 843
17 088
-
-
surtax
-
-
-
-
total
13 681
29 807
-
-
Income
138 000
138 000
138 000
138 000
Total tax
62 204
68 446
59 704
59 878
After tax
75 796
69 554
78 296
78 122
Living cost
43 870
43 870
43 870
43 870
Free-cash
31 926
25 684
34 426
34 252

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽130782
₽124168
₽104562
₽125262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 380
total
-
-
-
1 380
Employee
7 298
-
138 000
-
income
1 459
-
27 600
-
total
1 459
-
27 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

130 702
138 000
-
-
total
-
-
-
-
Dividends
130 702
138 000
-
-
withholding
6 535
6 900
-
-
total
6 535
6 900
-
-
Income
138 000
138 000
138 000
138 000
Total tax
7 994
6 900
27 600
1 380
After tax
130 006
131 100
110 400
136 620
Living cost
5 838
5 838
5 838
5 838
Free-cash
124 168
125 262
104 562
130 782

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽127522
₽120296
₽101302
₽122002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
138 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 380
total
-
-
-
1 380
Employee
11 373
-
138 000
-
income
2 275
-
27 600
-
total
2 275
-
27 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 627
138 000
-
-
total
-
-
-
-
Dividends
126 627
138 000
-
-
withholding
6 331
6 900
-
-
total
6 331
6 900
-
-
Income
138 000
138 000
138 000
138 000
Total tax
8 606
6 900
27 600
1 380
After tax
129 394
131 100
110 400
136 620
Living cost
9 098
9 098
9 098
9 098
Free-cash
120 296
122 002
101 302
127 522

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽40556
₽47875
₽54299
₽35993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 211
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 218
trade
-
-
-
13 743
total
-
-
-
62 377
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
138 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
40 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
2 211
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
48 634
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 807
138 000
-
-
trade
13 317
19 803
-
-
income
13 920
20 699
-
-
chamber of commerce
274
340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

765
1 138
-
-
total
28 276
41 980
-
-
Dividends
64 530
96 020
-
-
withholding
15 787
23 659
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

869
1 301
-
-
total
16 656
24 960
-
-
Income
138 000
138 000
138 000
138 000
Total tax
55 058
66 940
48 634
62 377
After tax
82 942
71 060
89 366
75 623
Living cost
35 067
35 067
35 067
35 067
Free-cash
47 875
35 993
54 299
40 556

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽46770
₽52176
₽61854
₽42126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 211
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 218
trade
-
-
-
15 084
total
-
-
-
63 718
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
138 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
40 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 211
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
48 634
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
103 259
138 000
-
-
trade
16 263
21 735
-
-
income
15 489
20 699
-
-
chamber of commerce
286
336
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

851
1 138
-
-
total
32 889
43 908
-
-
Dividends
70 370
94 091
-
-
withholding
17 247
23 178
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

948
1 276
-
-
total
18 195
24 454
-
-
Income
138 000
138 000
138 000
138 000
Total tax
58 312
68 362
48 634
63 718
After tax
79 688
69 638
89 366
74 282
Living cost
27 512
27 512
27 512
27 512
Free-cash
52 176
42 126
61 854
46 770

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽37930
₽46009
₽53684
₽33247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 211
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 218
trade
-
-
-
15 754
total
-
-
-
64 388
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
138 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
40 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
2 211
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
48 634
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 938
138 000
-
-
trade
15 123
22 701
-
-
income
13 791
20 699
-
-
chamber of commerce
269
334
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

758
1 138
-
-
total
29 941
44 872
-
-
Dividends
61 997
93 128
-
-
withholding
15 154
22 937
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

834
1 262
-
-
total
15 988
24 199
-
-
Income
138 000
138 000
138 000
138 000
Total tax
56 309
69 071
48 634
64 388
After tax
81 691
68 929
89 366
73 612
Living cost
35 682
35 682
35 682
35 682
Free-cash
46 009
33 247
53 684
37 930

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽31331
₽41338
₽47756
₽26609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
138 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 211
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 218
trade
-
-
-
16 425
total
-
-
-
65 059
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
138 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
40 218
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
2 211
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
48 634
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 413
138 000
-
-
trade
14 305
23 668
-
-
income
12 512
20 699
-
-
chamber of commerce
255
333
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

688
1 138
-
-
total
27 760
45 838
-
-
Dividends
55 653
92 163
-
-
withholding
13 569
22 695
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

746
1 248
-
-
total
14 315
23 943
-
-
Income
138 000
138 000
138 000
138 000
Total tax
55 052
69 781
48 634
65 059
After tax
82 948
68 219
89 366
72 941
Living cost
41 610
41 610
41 610
41 610
Free-cash
41 338
26 609
47 756
31 331

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽45088
₽63512
₽40627
₽66401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
4 985
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
34 468
other
-
-
-
-
total
-
-
-
72 511
Employee
30 588
-
114 003
-
unemployment
2 129
-
7 934
-
other
-
-
-
-
income
5 128
-
30 245
-
surtax
109
-
4 282
-
pensions
2 041
-
7 605
-
health
781
-
2 908
-
total
10 188
-
52 974
-
Employer
30 588
-
114 003
-
pensions
4 078
-
15 196
-
other
-
-
-
-
health
1 391
-
5 187
-
unemployment
970
-
3 615
-
total
6 439
-
23 998
-
Corporate
100 972
138 000
-
-
income
26 253
35 880
-
-
total
26 253
35 880
-
-
Dividends
74 719
102 120
-
-
withholding
11 207
15 318
-
-
total
11 207
15 318
-
-
Income
138 000
138 000
138 000
138 000
Total tax
54 087
51 198
76 972
72 511
After tax
83 913
86 802
61 028
65 489
Living cost
20 401
20 401
20 401
20 401
Free-cash
63 512
66 401
40 627
45 088

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽45446
₽63933
₽40985
₽66759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
surtax
-
-
-
4 985
unemployment
-
-
-
207
health
-
-
-
8 606
pensions
-
-
-
24 245
income
-
-
-
34 468
other
-
-
-
-
total
-
-
-
72 511
Employee
30 037
-
114 003
-
unemployment
2 091
-
7 934
-
other
-
-
-
-
income
5 035
-
30 245
-
surtax
98
-
4 282
-
pensions
2 003
-
7 605
-
health
767
-
2 908
-
total
9 994
-
52 974
-
Employer
30 037
-
114 003
-
pensions
4 004
-
15 196
-
other
-
-
-
-
health
1 367
-
5 187
-
unemployment
951
-
3 615
-
total
6 322
-
23 998
-
Corporate
101 641
138 000
-
-
income
26 427
35 880
-
-
total
26 427
35 880
-
-
Dividends
75 214
102 120
-
-
withholding
11 281
15 318
-
-
total
11 281
15 318
-
-
Income
138 000
138 000
138 000
138 000
Total tax
54 024
51 198
76 972
72 511
After tax
83 976
86 802
61 028
65 489
Living cost
20 043
20 043
20 043
20 043
Free-cash
63 933
66 759
40 985
45 446

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽77414
₽59794
₽61813
₽59417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
unemployment
-
-
-
2 070
health
-
-
-
9 660
pensions
-
-
-
13 800
income
-
-
-
16 870
total
-
-
-
42 400
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
115 481
-
unemployment
394
157
1 732
-
income
3 209
1 277
14 118
-
pensions
2 625
1 045
11 548
-
health
1 838
731
8 084
-
total
8 066
3 210
35 482
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
115 481
-
pensions
5 119
2 037
22 519
-
total
5 119
2 037
22 519
-
Corporate
106 628
125 515
-
-
income
9 597
11 296
-
-
total
9 597
11 296
-
-
Dividends
97 032
114 218
-
-
withholding
18 436
21 701
-
-
social contributions
18 802
22 153
-
-
total
37 238
43 854
-
-
Income
138 000
138 000
138 000
138 000
Total tax
60 020
60 397
58 001
42 400
After tax
77 980
77 603
79 999
95 600
Living cost
18 186
18 186
18 186
18 186
Free-cash
59 794
59 417
61 813
77 414

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽37749
₽41453
₽38832
₽42184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
national
-
-
-
23 266
pensions
-
-
-
16 560
social contributions
-
-
-
1 483
municipal
-
-
-
15 014
total
-
-
-
56 323
Employee
68 096
-
119 300
-
municipal
8 411
-
15 548
-
national
13 034
-
24 094
-
pensions
2 724
-
4 772
-
total
24 169
-
44 414
-
Employer
68 096
-
119 300
-
pensions
5 448
-
9 544
-
social contributions
732
-
1 282
-
total
6 180
-
10 826
-
Corporate
59 229
138 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 846
27 600
-
-
total
11 846
27 600
-
-
Dividends
47 384
110 400
-
-
withholding
10 424
24 288
-
-
total
10 424
24 288
-
-
Income
138 000
138 000
138 000
138 000
Total tax
52 619
51 888
55 240
56 323
After tax
85 381
86 112
82 760
81 677
Living cost
43 928
43 928
43 928
43 928
Free-cash
41 453
42 184
38 832
37 749

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23559
₽46865
₽23559
₽44859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
social contributions
-
-
-
22 513
income
-
-
-
40 187
total
-
-
-
62 700
Employee
71 049
-
138 000
-
social contributions
5 903
-
22 513
-
income
13 407
-
40 187
-
total
19 310
-
62 700
-
Employer
71 049
-
138 000
-
total
-
-
-
-
Corporate
66 951
138 000
-
-
income
8 368
17 250
-
-
total
8 368
17 250
-
-
Dividends
58 583
120 750
-
-
withholding
11 716
24 150
-
-
total
11 716
24 150
-
-
Income
138 000
138 000
138 000
138 000
Total tax
39 394
41 400
62 700
62 700
After tax
98 606
96 600
75 300
75 300
Living cost
51 741
51 741
51 741
51 741
Free-cash
46 865
44 859
23 559
23 559

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽28913
₽30559
₽22576
₽35303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
national
-
-
-
32 841
regional
-
-
-
1 605
social contributions
-
-
-
35 494
municipal
-
-
-
820
total
-
-
-
70 760
Employee
80 724
-
138 000
-
municipal
427
-
733
-
national
13 988
-
28 415
-
social contributions
27 220
-
46 534
-
regional
762
-
1 415
-
total
42 397
-
77 097
-
Employer
80 724
-
138 000
-
total
-
-
-
-
Corporate
57 276
138 000
-
-
nationa
13 746
33 120
-
-
municipal
2 234
5 381
-
-
total
15 980
38 501
-
-
Dividends
41 296
99 498
-
-
withholding
10 737
25 869
-
-
total
10 737
25 869
-
-
Income
138 000
138 000
138 000
138 000
Total tax
69 114
64 370
77 097
70 760
After tax
68 886
73 630
60 903
67 240
Living cost
38 327
38 327
38 327
38 327
Free-cash
30 559
35 303
22 576
28 913

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽42296
₽46052
₽35993
₽48068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
138 000
national
-
-
-
32 841
regional
-
-
-
2 081
social contributions
-
-
-
35 494
municipal
-
-
-
820
total
-
-
-
71 236
Employee
50 385
-
138 000
-
municipal
267
-
733
-
national
7 982
-
28 415
-
social contributions
16 990
-
46 534
-
regional
678
-
1 857
-
total
25 917
-
77 539
-
Employer
50 385
-
138 000
-
total
-
-
-
-
Corporate
87 615
138 000
-
-