Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 136000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽15437
₽17779
₽34232
₽27607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
city
-
-
-
1 433
pensions
-
-
-
12 513
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 719
regional
-
-
-
5 702
health
-
-
-
305
national
-
-
-
1 470
total
-
-
-
24 142
Employee
90 843
-
121 729
-
city
975
-
1 308
-
regional
2 975
-
4 875
-
health
205
-
273
-
pensions
7 632
-
10 224
-
unemployment
-
-
-
-
national
430
-
1 156
-
total
12 217
-
17 836
-
Employer
90 843
-
121 729
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
2 434
-
unemployment
-
-
-
-
pensions
7 632
-
10 224
-
health
205
-
273
-
total
9 653
-
12 931
-
Corporate
34 504
136 000
-
-
regional
7 297
28 764
-
-
national
2 933
11 560
-
-
total
10 230
40 324
-
-
Dividends
24 275
95 677
-
-
withholding
8 495
33 487
-
-
total
8 495
33 487
-
-
Income
136 000
136 000
136 000
136 000
Total tax
40 595
73 811
30 767
24 142
After tax
95 405
62 189
105 233
111 858
Living cost
77 626
77 626
77 626
77 626
Free-cash
17 779
-15 437
27 607
34 232

Estimated living cost  is ₽77626 per week

₽50479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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