Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 136000
per

Your estimated
City
free-cash

Andorra , Andorra
₽97460
₽79182
₽75571
₽94673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
29 919
income
-
-
-
5 570
total
-
-
-
35 489
Employee
26 673
-
117 749
-
social contributions
1 733
-
7 655
-
income
-
-
5 972
-
total
1 733
-
13 627
-
Employer
26 673
-
117 749
-
social contributions
4 135
-
18 251
-
total
4 135
-
18 251
-
Corporate
105 192
136 000
-
-
income
10 519
13 600
-
-
total
10 519
13 600
-
-
Dividends
94 674
122 400
-
-
total
-
-
-
-
Income
136 000
136 000
136 000
136 000
Total tax
16 387
13 600
31 878
35 489
After tax
119 613
122 400
104 122
100 511
Living cost
24 940
24 940
24 940
24 940
Free-cash
94 673
97 460
79 182
75 571

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽48965
₽9479
₽43467
₽48556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
chamber of commerce
-
-
-
545
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 085
surtax
-
-
-
-
total
-
-
-
66 064
Employee
36 267
33 064
107 345
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
27 794
-
total
9 798
8 427
45 347
-
Employer
36 267
33 064
107 345
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 220
-
chamber of commerce
145
132
430
-
health
1 371
1 250
3 664
-
other
1 722
1 570
5 010
-
total
10 437
9 516
28 656
-
Corporate
89 296
93 420
104 196
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

22 324
23 355
26 049
-
total
22 324
23 355
26 049
-
Dividends
66 971
70 065
-
-
withholding
18 416
19 268
-
-
total
18 416
19 268
-
-
Income
136 000
136 000
136 000
136 000
Total tax
60 975
60 566
100 052
66 064
After tax
75 025
75 434
35 948
69 936
Living cost
26 469
26 469
26 469
26 469
Free-cash
48 556
48 965
9 479
43 467

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽46110
₽6665
₽40538
₽44827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
chamber of commerce
-
-
-
545
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
35 085
surtax
-
-
-
164
total
-
-
-
66 228
Employee
41 463
33 064
107 194
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
27 729
-
total
12 228
8 427
45 282
-
Employer
41 463
33 064
107 194
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 215
-
chamber of commerce
165
132
428
-
health
1 567
1 250
3 664
-
other
1 970
1 570
5 004
-
total
12 096
9 680
28 807
-
Corporate
82 442
93 257
104 045
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 611
23 315
26 012
-
total
20 611
23 315
26 012
-
Dividends
61 831
69 942
-
-
withholding
17 004
19 234
-
-
total
17 004
19 234
-
-
Income
136 000
136 000
136 000
136 000
Total tax
61 939
60 656
100 101
66 228
After tax
74 061
75 344
35 899
69 772
Living cost
29 234
29 234
29 234
29 234
Free-cash
44 827
46 110
6 665
40 538

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽45830
₽18197
₽28645
₽33387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 918
national
-
-
-
49 501
total
-
-
-
77 104
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
105 337
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 950
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 901
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 495
-
national
18 246
-
37 628
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
916
-
total
29 096
-
56 890
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
105 337
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 370
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 538
-
surtax
6 729
-
11 944
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 477
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 333
-
total
17 275
-
30 662
-
Corporate
59 378
136 000
-
-
surtax
238
545
-
-
income
11 876
27 200
-
-
total
12 114
27 745
-
-
Dividends
47 264
108 255
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 877
32 174
-
-
total
13 877
32 174
-
-
Income
136 000
136 000
136 000
136 000
Total tax
72 362
59 919
87 552
77 104
After tax
63 638
76 081
48 448
58 896
Living cost
30 251
30 251
30 251
30 251
Free-cash
33 387
45 830
18 197
28 645

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽102017
₽98828
₽93604
₽96965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 400
total
-
-
-
28 133
Employee
18 887
-
130 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
13 032
-
total
4 624
-
17 226
-
Employer
18 887
-
130 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
113 407
136 000
-
-
income
11 340
13 600
-
-
total
11 340
13 600
-
-
Dividends
102 067
122 400
-
-
withholding
5 103
6 120
-
-
total
5 103
6 120
-
-
Income
136 000
136 000
136 000
136 000
Total tax
24 772
19 720
22 909
28 133
After tax
111 228
116 280
113 091
107 867
Living cost
14 263
14 263
14 263
14 263
Free-cash
96 965
102 017
98 828
93 604

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽105409
₽102220
₽96996
₽101558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 400
total
-
-
-
28 133
Employee
14 395
-
130 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
13 032
-
total
3 523
-
17 226
-
Employer
14 395
-
130 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
118 780
136 000
-
-
income
11 878
13 600
-
-
total
11 878
13 600
-
-
Dividends
106 902
122 400
-
-
withholding
5 345
6 120
-
-
total
5 345
6 120
-
-
Income
136 000
136 000
136 000
136 000
Total tax
23 571
19 720
22 909
28 133
After tax
112 429
116 280
113 091
107 867
Living cost
10 871
10 871
10 871
10 871
Free-cash
101 558
105 409
102 220
96 996

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽80036
₽73030
₽74253
₽75521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
13 424
health
-
-
-
3 469
income
-
-
-
25 645
total
-
-
-
42 538
Employee
63 798
63 798
126 517
-
health
494
1 085
2 151
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
24 985
-
total
9 853
12 286
34 278
-
Employer
63 798
63 798
126 517
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 341
-
total
2 949
6 476
9 483
-
Corporate
103 989
65 727
-
-
income
12 999
8 216
-
-
total
12 999
8 216
-
-
Dividends
90 990
57 511
-
-
withholding
15 469
9 777
-
-
total
15 469
9 777
-
-
Income
136 000
136 000
136 000
136 000
Total tax
41 270
36 755
43 761
42 538
After tax
94 730
99 245
92 239
93 462
Living cost
19 209
19 209
19 209
19 209
Free-cash
75 521
80 036
73 030
74 253

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽72335
₽65329
₽66552
₽68896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
13 424
health
-
-
-
3 469
income
-
-
-
25 645
total
-
-
-
42 538
Employee
63 798
63 798
126 517
-
health
635
1 085
2 151
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
24 985
-
total
10 434
12 286
34 278
-
Employer
63 798
63 798
126 517
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 341
-
total
3 791
6 476
9 483
-
Corporate
94 864
65 727
-
-
income
11 859
8 216
-
-
total
11 859
8 216
-
-
Dividends
83 006
57 511
-
-
withholding
14 110
9 777
-
-
total
14 110
9 777
-
-
Income
136 000
136 000
136 000
136 000
Total tax
40 194
36 755
43 761
42 538
After tax
95 806
99 245
92 239
93 462
Living cost
26 910
26 910
26 910
26 910
Free-cash
68 896
72 335
65 329
66 552

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽74113
₽50675
₽56592
₽67148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
28 093
health
-
-
-
18 360
solidarity contribution
-
-
-
-
income
-
-
-
13 432
total
-
-
-
59 885
Employee
28 710
-
102 705
-
health
3 876
-
13 865
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 388
-
total
9 187
-
32 507
-
Employer
28 710
-
102 705
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 243
-
total
9 762
-
33 295
-
Corporate
97 528
136 000
-
-
income
18 530
25 840
-
-
total
18 530
25 840
-
-
Dividends
78 998
110 160
-
-
withholding
11 850
16 524
-
-
total
11 850
16 524
-
-
Income
136 000
136 000
136 000
136 000
Total tax
49 329
42 364
65 802
59 885
After tax
86 671
93 636
70 198
76 115
Living cost
19 523
19 523
19 523
19 523
Free-cash
67 148
74 113
50 675
56 592

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽69579
₽46141
₽52058
₽60996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
28 093
health
-
-
-
18 360
solidarity contribution
-
-
-
-
income
-
-
-
13 432
total
-
-
-
59 885
Employee
35 378
-
102 705
-
health
4 776
-
13 865
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 388
-
total
11 321
-
32 507
-
Employer
35 378
-
102 705
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 243
-
total
12 029
-
33 295
-
Corporate
88 593
136 000
-
-
income
16 833
25 840
-
-
total
16 833
25 840
-
-
Dividends
71 760
110 160
-
-
withholding
10 764
16 524
-
-
total
10 764
16 524
-
-
Income
136 000
136 000
136 000
136 000
Total tax
50 947
42 364
65 802
59 885
After tax
85 053
93 636
70 198
76 115
Living cost
24 057
24 057
24 057
24 057
Free-cash
60 996
69 579
46 141
52 058

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽45254
-₽45254
₽40754
-₽45254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
labour market
-
-
-
10 822
municipal
-
-
-
28 017
pensions
-
-
-
721
national
-
-
-
15 621
total
-
-
-
55 181
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
136 000
136 000
136 000
136 000
Total tax
141 189
141 189
141 189
55 181
After tax
-5 189
-5 189
-5 189
80 819
Living cost
40 065
40 065
40 065
40 065
Free-cash
-45 254
-45 254
-45 254
40 754

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽88760
₽58350
₽52856
₽83606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
health
-
-
-
17 680
pensions
-
-
-
27 200
income
-
-
-
18 224
total
-
-
-
63 104
Employee
23 536
-
101 645
-
pensions
471
-
2 033
-
unemployment
376
-
1 626
-
income
2 650
-
19 597
-
total
3 497
-
23 256
-
Employer
23 536
-
101 645
-
pensions
4 708
-
20 328
-
unemployment
189
-
812
-
health
3 059
-
13 214
-
total
7 956
-
34 354
-
Corporate
104 508
136 000
-
-
income
20 901
27 200
-
-
total
20 901
27 200
-
-
Dividends
83 607
108 800
-
-
total
-
-
-
-
Income
136 000
136 000
136 000
136 000
Total tax
32 354
27 200
57 610
63 104
After tax
103 646
108 800
78 390
72 896
Living cost
20 040
20 040
20 040
20 040
Free-cash
83 606
88 760
58 350
52 856

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽53997
₽40135
₽57341
₽55840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
136 000
health
-
-
-
1 748
municipal
-
-
-
24 165
national
-
-
-
20 893
total
-
-
-
46 806
Employee
43 651
-
114 409
-
health
326
-
1 415
-
municipal
7 150
-
18 640
-
pensions
2 946
-
7 723
-
national
721
-
12 927
-
unemployment
655
-
1 716
-
total
11 798
-
42 421
-
Employer
43 651
-
114 409
-
accident
44
-
115
-
unemployment
283
-
743
-
health
335
-
882
-
pensions
7 573
-
19 851
-
total
8 235
-
21 591
-
Corporate
84 113
136 000
-
-
income
16 823
27 200
-
-
total
16 823
27 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

50 468
81 600
-
-
municipal
9 085
14 688
-
-
national
2 366
8 262
-
-
total
11 451
22 950
-
-
Income
136 000
136 000
136 000
136 000
Total tax
48 307
50 150
64 012
46 806
After tax
87 693
85 850
71 988
89 194
Living cost
31 853
31 853
31 853
31 853
Free-cash
55 840
53 997
40 135
57 341

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽42971
₽50290
₽51233
₽47581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
3 875
health
-
-
-
5 433
pensions
-
-
-
25 217
other
-
-
-
4 216
income
-
-
-
20 453
surtax
-
-
-
-
total
-
-
-
59 194
Employee
31 696
-
105 948
-
income
1 634
-
19 987
-
social contributions
904
-
3 020
-
pensions
3 585
-
7 079
-
surtax
-
-
-
-
total
6 123
-
30 086
-
Employer
31 696
-
105 948
-
pensions
5 208
-
11 970
-
social contributions
94
-
318
-
unemployment
1 283
-
4 290
-
health
2 218
-
9 462
-
other
1 094
-
4 011
-
total
9 897
-
30 051
-
Corporate
94 405
136 000
-
-
surtax
-
-
-
-
income
26 434
38 080
-
-
total
26 434
38 080
-
-
Dividends
67 971
97 920
-
-
surtax
-
-
-
-
withholding
8 700
12 534
-
-
social contributions
11 692
16 842
-
-
total
20 392
29 376
-
-
Income
136 000
136 000
136 000
136 000
Total tax
62 846
67 456
60 137
59 194
After tax
73 154
68 544
75 863
76 806
Living cost
25 573
25 573
25 573
25 573
Free-cash
47 581
42 971
50 290
51 233

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40158
₽47477
₽48420
₽45062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
3 875
health
-
-
-
5 433
pensions
-
-
-
25 217
other
-
-
-
4 216
income
-
-
-
20 453
surtax
-
-
-
-
total
-
-
-
59 194
Employee
35 509
-
105 948
-
income
2 096
-
19 987
-
social contributions
1 012
-
3 020
-
pensions
4 015
-
7 079
-
surtax
-
-
-
-
total
7 123
-
30 086
-
Employer
35 509
-
105 948
-
pensions
5 833
-
11 970
-
social contributions
107
-
318
-
unemployment
1 437
-
4 290
-
health
2 486
-
9 462
-
other
1 225
-
4 011
-
total
11 088
-
30 051
-
Corporate
89 402
136 000
-
-
surtax
-
-
-
-
income
25 032
38 080
-
-
total
25 032
38 080
-
-
Dividends
64 370
97 920
-
-
surtax
-
-
-
-
withholding
8 239
12 534
-
-
social contributions
11 070
16 842
-
-
total
19 309
29 376
-
-
Income
136 000
136 000
136 000
136 000
Total tax
62 552
67 456
60 137
59 194
After tax
73 448
68 544
75 863
76 806
Living cost
28 386
28 386
28 386
28 386
Free-cash
45 062
40 158
47 477
48 420

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽28472
₽35791
₽36734
₽34175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
3 875
health
-
-
-
5 433
pensions
-
-
-
25 217
other
-
-
-
4 216
income
-
-
-
20 453
surtax
-
-
-
-
total
-
-
-
59 194
Employee
51 964
-
105 948
-
income
4 534
-
19 987
-
social contributions
1 480
-
3 020
-
pensions
5 877
-
7 079
-
surtax
-
-
-
-
total
11 891
-
30 086
-
Employer
51 964
-
105 948
-
pensions
8 538
-
11 970
-
social contributions
156
-
318
-
unemployment
2 105
-
4 290
-
health
3 637
-
9 462
-
other
1 793
-
4 011
-
total
16 229
-
30 051
-
Corporate
67 807
136 000
-
-
surtax
-
-
-
-
income
18 986
38 080
-
-
total
18 986
38 080
-
-
Dividends
48 820
97 920
-
-
surtax
-
-
-
-
withholding
6 249
12 534
-
-
social contributions
8 398
16 842
-
-
total
14 647
29 376
-
-
Income
136 000
136 000
136 000
136 000
Total tax
61 753
67 456
60 137
59 194
After tax
74 247
68 544
75 863
76 806
Living cost
40 072
40 072
40 072
40 072
Free-cash
34 175
28 472
35 791
36 734

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽123343
₽102943
₽128783
₽122245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
136 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 360
total
-
-
-
1 360
Employee
7 321
-
136 000
-
income
1 464
-
27 200
-
total
1 464
-
27 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

128 679
136 000
-
-
total
-
-
-
-
Dividends
128 679
136 000
-
-
withholding
6 434
6 800
-
-
total
6 434
6 800
-
-
Income
136 000
136 000
136 000
136 000
Total tax
7 898
6 800
27 200
1 360
After tax
128 102
129 200
108 800
134 640
Living cost
5 857
5 857
5 857
5 857
Free-cash
122 245
123 343
102 943
128 783

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽120073
₽99673
₽125513
₽118361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
136 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 360
total
-
-
-
1 360
Employee
11 409
-
136 000
-
income
2 282
-
27 200
-
total
2 282
-
27 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

124 591
136 000
-
-
total
-
-
-
-
Dividends
124 591
136 000
-
-
withholding
6 230
6 800
-
-
total
6 230
6 800
-
-
Income
136 000
136 000
136 000
136 000
Total tax
8 512
6 800
27 200
1 360
After tax
127 488
129 200
108 800
134 640
Living cost
9 127
9 127
9 127
9 127
Free-cash
118 361
120 073
99 673
125 513

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37978
₽55137
₽41156
₽48833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 981
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 914
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 250
total
-
-
-
62 813
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
136 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 250
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
40 914
-
total
9 250
-
48 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 719
136 000
-
-
trade
13 592
19 515
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

781
1 123
-
-
chamber of commerce
265
326
-
-
income
14 208
20 400
-
-
total
28 846
41 364
-
-
Dividends
65 873
94 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

888
1 283
-
-
withholding
16 152
23 344
-
-
total
17 040
24 627
-
-
Income
136 000
136 000
136 000
136 000
Total tax
55 136
65 991
48 832
62 813
After tax
80 864
70 009
87 168
73 187
Living cost
32 031
32 031
32 031
32 031
Free-cash
48 833
37 978
55 137
41 156

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43479
₽62038
₽46693
₽52657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 345
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 914
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 250
total
-
-
-
64 177
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
136 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 250
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
40 914
-
total
6 603
-
48 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
104 267
136 000
-
-
trade
16 422
21 420
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

860
1 123
-
-
chamber of commerce
276
321
-
-
income
15 641
20 400
-
-
total
33 199
43 264
-
-
Dividends
71 069
92 736
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

960
1 258
-
-
withholding
17 451
22 869
-
-
total
18 411
24 127
-
-
Income
136 000
136 000
136 000
136 000
Total tax
58 213
67 391
48 832
64 177
After tax
77 787
68 609
87 168
71 823
Living cost
25 130
25 130
25 130
25 130
Free-cash
52 657
43 479
62 038
46 693

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35317
₽54575
₽38549
₽46977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 026
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 914
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 250
total
-
-
-
64 858
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
136 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 250
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
40 914
-
total
9 481
-
48 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 926
136 000
-
-
trade
15 450
22 371
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

775
1 123
-
-
chamber of commerce
260
320
-
-
income
14 088
20 400
-
-
total
30 573
44 214
-
-
Dividends
63 353
91 786
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

853
1 245
-
-
withholding
15 523
22 631
-
-
total
16 376
23 876
-
-
Income
136 000
136 000
136 000
136 000
Total tax
56 430
68 090
48 832
64 858
After tax
79 570
67 910
87 168
71 142
Living cost
32 593
32 593
32 593
32 593
Free-cash
46 977
35 317
54 575
38 549

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽29203
₽49160
₽32452
₽42658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
136 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 708
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 914
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 250
total
-
-
-
65 540
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
136 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 250
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
40 914
-
total
11 854
-
48 832
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 138
136 000
-
-
trade
14 773
23 324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

710
1 123
-
-
chamber of commerce
247
318
-
-
income
12 920
20 400
-
-
total
28 650
45 165
-
-
Dividends
57 488
90 835
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

773
1 231
-
-
withholding
14 057
22 393
-
-
total
14 830
23 624
-
-
Income
136 000
136 000
136 000
136 000
Total tax
55 334
68 789
48 832
65 540
After tax
80 666
67 211
87 168
70 460
Living cost
38 008
38 008
38 008
38 008
Free-cash
42 658
29 203
49 160
32 452

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽66908
₽40670
₽45856
₽64271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
35 961
surtax
-
-
-
5 352
total
-
-
-
71 509
Employee
27 940
-
112 692
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 473
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
30 998
-
total
9 304
-
53 387
-
Employer
27 940
-
112 692
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
102 177
136 000
-
-
income
26 566
35 361
-
-
total
26 566
35 361
-
-
Dividends
75 612
100 639
-
-
withholding
11 342
15 096
-
-
total
11 342
15 096
-
-
Income
136 000
136 000
136 000
136 000
Total tax
53 094
50 457
76 695
71 509
After tax
82 906
85 543
59 305
64 491
Living cost
18 635
18 635
18 635
18 635
Free-cash
64 271
66 908
40 670
45 856

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽67235
₽40997
₽46183
₽64652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
35 961
surtax
-
-
-
5 352
total
-
-
-
71 509
Employee
27 437
-
112 692
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 473
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
30 998
-
total
9 130
-
53 387
-
Employer
27 437
-
112 692
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
102 788
136 000
-
-
income
26 725
35 361
-
-
total
26 725
35 361
-
-
Dividends
76 063
100 639
-
-
withholding
11 410
15 096
-
-
total
11 410
15 096
-
-
Income
136 000
136 000
136 000
136 000
Total tax
53 040
50 457
76 695
71 509
After tax
82 960
85 543
59 305
64 491
Living cost
18 308
18 308
18 308
18 308
Free-cash
64 652
67 235
40 997
46 183

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽60170
₽62567
₽77941
₽60509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
unemployment
-
-
-
2 040
health
-
-
-
9 520
pensions
-
-
-
13 600
income
-
-
-
16 626
total
-
-
-
41 786
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
113 808
-
health
1 644
654
7 967
-
pensions
2 349
935
11 381
-
unemployment
352
140
1 707
-
income
2 872
1 143
13 913
-
total
7 217
2 872
34 968
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
113 808
-
pensions
4 581
1 823
22 192
-
total
4 581
1 823
22 192
-
Corporate
107 929
124 828
-
-
income
9 714
11 235
-
-
total
9 714
11 235
-
-
Dividends
98 215
113 593
-
-
withholding
18 661
21 583
-
-
social contributions
19 045
22 044
-
-
total
37 706
43 627
-
-
Income
136 000
136 000
136 000
136 000
Total tax
59 218
59 557
57 160
41 786
After tax
76 782
76 443
78 840
94 214
Living cost
16 273
16 273
16 273
16 273
Free-cash
60 509
60 170
62 567
77 941

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42981
₽39588
₽38522
₽42284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
1 462
municipal
-
-
-
14 831
pensions
-
-
-
16 320
national
-
-
-
22 982
total
-
-
-
55 595
Employee
64 927
-
117 571
-
municipal
8 020
-
15 358
-
pensions
2 597
-
4 703
-
national
12 427
-
23 798
-
total
23 044
-
43 859
-
Employer
64 927
-
117 571
-
social contributions
698
-
1 264
-
pensions
5 194
-
9 406
-
total
5 892
-
10 670
-
Corporate
60 896
136 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

12 179
27 200
-
-
total
12 179
27 200
-
-
Dividends
48 717
108 800
-
-
withholding
10 718
23 936
-
-
total
10 718
23 936
-
-
Income
136 000
136 000
136 000
136 000
Total tax
51 833
51 136
54 529
55 595
After tax
84 167
84 864
81 471
80 405
Living cost
41 883
41 883
41 883
41 883
Free-cash
42 284
42 981
39 588
38 522

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽47940
₽25597
₽25597
₽49769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
social contributions
-
-
-
22 454
income
-
-
-
40 687
total
-
-
-
63 141
Employee
64 899
-
136 000
-
social contributions
5 392
-
22 454
-
income
12 246
-
40 687
-
total
17 638
-
63 141
-
Employer
64 899
-
136 000
-
total
-
-
-
-
Corporate
71 101
136 000
-
-
income
8 888
16 999
-
-
total
8 888
16 999
-
-
Dividends
62 213
119 001
-
-
withholding
12 443
23 799
-
-
total
12 443
23 799
-
-
Income
136 000
136 000
136 000
136 000
Total tax
38 969
40 798
63 141
63 141
After tax
97 031
95 202
72 859
72 859
Living cost
47 262
47 262
47 262
47 262
Free-cash
49 769
47 940
25 597
25 597

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽37552
₽24440
₽30582
₽33222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
regional
-
-
-
1 595
social contributions
-
-
-
34 980
municipal
-
-
-
808
national
-
-
-
33 026
total
-
-
-
70 409
Employee
73 736
-
136 000
-
regional
696
-
1 406
-
municipal
390
-
721
-
social contributions
24 864
-
45 859
-
national
12 777
-
28 565
-
total
38 727
-
76 551
-
Employer
73 736
-
136 000
-
total
-
-
-
-
Corporate
62 264
136 000
-
-
nationa
14 943
32 640
-
-
municipal
2 428
5 304
-
-
total
17 371
37 944
-
-
Dividends
44 893
98 056
-
-
withholding
11 671
25 495
-
-
total
11 671
25 495
-
-
Income
136 000
136 000
136 000
136 000
Total tax
67 769
63 439
76 551
70 409
After tax
68 231
72 561
59 449
65 591
Living cost
35 009
35 009
35 009
35 009
Free-cash
33 222
37 552
24 440
30 582

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽49135
₽36675
₽42785
₽47293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
136 000
regional
-
-
-
2 051
social contributions
-
-
-
34 980
municipal
-
-
-
808
national
-
-
-
33 026
total
-
-
-
70 865
Employee
46 023
-
136 000
-
regional
620
-
1 830
-
municipal
244
-
721
-
social contributions
15 519
-
45 859
-
national
7 291
-
28 565
-
total
23 674
-
76 975
-
Employer
46 023
-
136 000
-
total
-
-
-
-
Corporate
89 977
136 000
-
-
nationa <