Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 134500
per

Your estimated
City
free-cash

Andorra , Andorra
₽96109
₽78091
₽74518
₽93323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
29 590
income
-
-
-
5 452
total
-
-
-
35 042
Employee
26 673
-
116 450
-
social contributions
1 733
-
7 570
-
income
-
-
5 849
-
total
1 733
-
13 419
-
Employer
26 673
-
116 450
-
social contributions
4 135
-
18 050
-
total
4 135
-
18 050
-
Corporate
103 692
134 500
-
-
income
10 369
13 451
-
-
total
10 369
13 451
-
-
Dividends
93 323
121 049
-
-
total
-
-
-
-
Income
134 500
134 500
134 500
134 500
Total tax
16 237
13 451
31 469
35 042
After tax
118 263
121 049
103 031
99 458
Living cost
24 940
24 940
24 940
24 940
Free-cash
93 323
96 109
78 091
74 518

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽48149
₽9017
₽42695
₽47739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
chamber of commerce
-
-
-
538
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
34 364
surtax
-
-
-
-
total
-
-
-
65 336
Employee
36 267
33 064
105 947
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
27 207
-
total
9 798
8 427
44 760
-
Employer
36 267
33 064
105 947
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 179
-
chamber of commerce
145
132
424
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 955
-
total
10 437
9 516
28 554
-
Corporate
87 796
91 920
102 798
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 949
22 981
25 700
-
total
21 949
22 981
25 700
-
Dividends
65 846
68 940
-
-
withholding
18 108
18 958
-
-
total
18 108
18 958
-
-
Income
134 500
134 500
134 500
134 500
Total tax
60 292
59 882
99 014
65 336
After tax
74 208
74 618
35 486
69 164
Living cost
26 469
26 469
26 469
26 469
Free-cash
47 739
48 149
9 017
42 695

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽45294
₽6203
₽39766
₽44013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
chamber of commerce
-
-
-
538
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
34 364
surtax
-
-
-
164
total
-
-
-
65 500
Employee
41 463
33 064
105 793
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
27 142
-
total
12 228
8 427
44 695
-
Employer
41 463
33 064
105 793
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 174
-
chamber of commerce
165
132
424
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 950
-
total
12 096
9 680
28 708
-
Corporate
80 942
91 757
102 644
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 235
22 940
25 660
-
total
20 235
22 940
25 660
-
Dividends
60 707
68 817
-
-
withholding
16 694
18 925
-
-
total
16 694
18 925
-
-
Income
134 500
134 500
134 500
134 500
Total tax
61 253
59 972
99 063
65 500
After tax
73 247
74 528
35 437
69 000
Living cost
29 234
29 234
29 234
29 234
Free-cash
44 013
45 294
6 203
39 766

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽44994
₽17752
₽27986
₽32552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
20 685
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 828
national
-
-
-
48 750
total
-
-
-
76 263
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
104 174
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 897
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 812
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 433
-
national
18 246
-
37 123
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
907
-
total
29 096
-
56 172
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
104 174
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 354
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 521
-
surtax
6 729
-
11 815
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 406
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 229
-
total
17 275
-
30 325
-
Corporate
57 878
134 500
-
-
surtax
231
538
-
-
income
11 575
26 900
-
-
total
11 806
27 438
-
-
Dividends
46 071
107 062
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 520
31 817
-
-
total
13 520
31 817
-
-
Income
134 500
134 500
134 500
134 500
Total tax
71 697
59 255
86 497
76 263
After tax
62 803
75 245
48 003
58 237
Living cost
30 251
30 251
30 251
30 251
Free-cash
32 552
44 994
17 752
27 986

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽100735
₽97478
₽92329
₽95682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 175
total
-
-
-
27 908
Employee
18 887
-
128 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
12 882
-
total
4 624
-
17 076
-
Employer
18 887
-
128 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
111 907
134 500
-
-
income
11 191
13 450
-
-
total
11 191
13 450
-
-
Dividends
100 717
121 050
-
-
withholding
5 035
6 052
-
-
total
5 035
6 052
-
-
Income
134 500
134 500
134 500
134 500
Total tax
24 555
19 502
22 759
27 908
After tax
109 945
114 998
111 741
106 592
Living cost
14 263
14 263
14 263
14 263
Free-cash
95 682
100 735
97 478
92 329

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽104127
₽100870
₽95721
₽100275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
20 175
total
-
-
-
27 908
Employee
14 395
-
128 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
12 882
-
total
3 523
-
17 076
-
Employer
14 395
-
128 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
117 280
134 500
-
-
income
11 728
13 450
-
-
total
11 728
13 450
-
-
Dividends
105 552
121 050
-
-
withholding
5 278
6 052
-
-
total
5 278
6 052
-
-
Income
134 500
134 500
134 500
134 500
Total tax
23 354
19 502
22 759
27 908
After tax
111 146
114 998
111 741
106 592
Living cost
10 871
10 871
10 871
10 871
Free-cash
100 275
104 127
100 870
95 721

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽78947
₽72090
₽73305
₽74433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
13 424
health
-
-
-
3 429
income
-
-
-
25 133
total
-
-
-
41 986
Employee
63 798
63 798
125 045
-
health
494
1 085
2 126
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
24 478
-
total
9 853
12 286
33 746
-
Employer
63 798
63 798
125 045
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 313
-
total
2 949
6 476
9 455
-
Corporate
102 489
64 227
-
-
income
12 811
8 028
-
-
total
12 811
8 028
-
-
Dividends
89 678
56 198
-
-
withholding
15 245
9 554
-
-
total
15 245
9 554
-
-
Income
134 500
134 500
134 500
134 500
Total tax
40 858
36 344
43 201
41 986
After tax
93 642
98 156
91 299
92 514
Living cost
19 209
19 209
19 209
19 209
Free-cash
74 433
78 947
72 090
73 305

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽71246
₽64389
₽65604
₽67807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
13 424
health
-
-
-
3 429
income
-
-
-
25 133
total
-
-
-
41 986
Employee
63 798
63 798
125 045
-
health
635
1 085
2 126
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
24 478
-
total
10 434
12 286
33 746
-
Employer
63 798
63 798
125 045
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 313
-
total
3 791
6 476
9 455
-
Corporate
93 364
64 227
-
-
income
11 670
8 028
-
-
total
11 670
8 028
-
-
Dividends
81 695
56 198
-
-
withholding
13 888
9 554
-
-
total
13 888
9 554
-
-
Income
134 500
134 500
134 500
134 500
Total tax
39 783
36 344
43 201
41 986
After tax
94 717
98 156
91 299
92 514
Living cost
26 910
26 910
26 910
26 910
Free-cash
67 807
71 246
64 389
65 604

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽73080
₽49663
₽55490
₽66116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
28 093
health
-
-
-
18 157
solidarity contribution
-
-
-
-
income
-
-
-
13 237
total
-
-
-
59 487
Employee
28 710
-
101 328
-
health
3 876
-
13 679
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
12 209
-
total
9 187
-
32 142
-
Employer
28 710
-
101 328
-
social contributions
7 178
-
24 052
-
health
2 584
-
9 120
-
total
9 762
-
33 172
-
Corporate
96 028
134 500
-
-
income
18 245
25 555
-
-
total
18 245
25 555
-
-
Dividends
77 783
108 945
-
-
withholding
11 667
16 342
-
-
total
11 667
16 342
-
-
Income
134 500
134 500
134 500
134 500
Total tax
48 861
41 897
65 314
59 487
After tax
85 639
92 603
69 186
75 013
Living cost
19 523
19 523
19 523
19 523
Free-cash
66 116
73 080
49 663
55 490

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽68546
₽45129
₽50956
₽59963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
28 093
health
-
-
-
18 157
solidarity contribution
-
-
-
-
income
-
-
-
13 237
total
-
-
-
59 487
Employee
35 378
-
101 328
-
health
4 776
-
13 679
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
12 209
-
total
11 321
-
32 142
-
Employer
35 378
-
101 328
-
social contributions
8 845
-
24 052
-
health
3 184
-
9 120
-
total
12 029
-
33 172
-
Corporate
87 093
134 500
-
-
income
16 548
25 555
-
-
total
16 548
25 555
-
-
Dividends
70 545
108 945
-
-
withholding
10 582
16 342
-
-
total
10 582
16 342
-
-
Income
134 500
134 500
134 500
134 500
Total tax
50 480
41 897
65 314
59 487
After tax
84 020
92 603
69 186
75 013
Living cost
24 057
24 057
24 057
24 057
Free-cash
59 963
68 546
45 129
50 956

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽46754
-₽46754
₽39956
-₽46754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
labour market
-
-
-
10 702
municipal
-
-
-
27 660
pensions
-
-
-
721
national
-
-
-
15 396
total
-
-
-
54 479
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
134 500
134 500
134 500
134 500
Total tax
141 189
141 189
141 189
54 479
After tax
-6 689
-6 689
-6 689
80 021
Living cost
40 065
40 065
40 065
40 065
Free-cash
-46 754
-46 754
-46 754
39 956

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽87560
₽57483
₽52053
₽82405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
health
-
-
-
17 484
pensions
-
-
-
26 900
income
-
-
-
18 023
total
-
-
-
62 407
Employee
23 536
-
100 523
-
pensions
471
-
2 011
-
unemployment
376
-
1 609
-
income
2 650
-
19 380
-
total
3 497
-
23 000
-
Employer
23 536
-
100 523
-
pensions
4 708
-
20 104
-
unemployment
189
-
805
-
health
3 059
-
13 068
-
total
7 956
-
33 977
-
Corporate
103 008
134 500
-
-
income
20 602
26 900
-
-
total
20 602
26 900
-
-
Dividends
82 406
107 600
-
-
total
-
-
-
-
Income
134 500
134 500
134 500
134 500
Total tax
32 055
26 900
56 977
62 407
After tax
102 445
107 600
77 523
72 093
Living cost
20 040
20 040
20 040
20 040
Free-cash
82 405
87 560
57 483
52 053

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽53151
₽39444
₽56590
₽54958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
134 500
health
-
-
-
1 726
municipal
-
-
-
23 899
national
-
-
-
20 432
total
-
-
-
46 057
Employee
43 651
-
113 149
-
health
326
-
1 397
-
municipal
7 150
-
18 435
-
pensions
2 946
-
7 638
-
national
721
-
12 685
-
unemployment
655
-
1 697
-
total
11 798
-
41 852
-
Employer
43 651
-
113 149
-
accident
44
-
113
-
unemployment
283
-
735
-
health
335
-
871
-
pensions
7 573
-
19 632
-
total
8 235
-
21 351
-
Corporate
82 613
134 500
-
-
income
16 522
26 900
-
-
total
16 522
26 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

49 568
80 700
-
-
municipal
8 922
14 526
-
-
national
2 212
8 070
-
-
total
11 134
22 596
-
-
Income
134 500
134 500
134 500
134 500
Total tax
47 689
49 496
63 203
46 057
After tax
86 811
85 004
71 297
88 443
Living cost
31 853
31 853
31 853
31 853
Free-cash
54 958
53 151
39 444
56 590

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽42214
₽49633
₽50410
₽46827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
3 832
health
-
-
-
5 323
pensions
-
-
-
25 094
other
-
-
-
4 169
income
-
-
-
20 099
surtax
-
-
-
-
total
-
-
-
58 517
Employee
31 696
-
104 869
-
income
1 634
-
19 704
-
social contributions
904
-
2 988
-
pensions
3 585
-
6 970
-
surtax
-
-
-
-
total
6 123
-
29 662
-
Employer
31 696
-
104 869
-
pensions
5 208
-
11 793
-
social contributions
94
-
315
-
unemployment
1 283
-
4 248
-
health
2 218
-
9 322
-
other
1 094
-
3 954
-
total
9 897
-
29 632
-
Corporate
92 905
134 500
-
-
surtax
-
-
-
-
income
26 013
37 659
-
-
total
26 013
37 659
-
-
Dividends
66 892
96 841
-
-
surtax
-
-
-
-
withholding
8 562
12 396
-
-
social contributions
11 505
16 658
-
-
total
20 067
29 054
-
-
Income
134 500
134 500
134 500
134 500
Total tax
62 100
66 713
59 294
58 517
After tax
72 400
67 787
75 206
75 983
Living cost
25 573
25 573
25 573
25 573
Free-cash
46 827
42 214
49 633
50 410

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽39401
₽46820
₽47597
₽44303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
3 832
health
-
-
-
5 323
pensions
-
-
-
25 094
other
-
-
-
4 169
income
-
-
-
20 099
surtax
-
-
-
-
total
-
-
-
58 517
Employee
35 509
-
104 869
-
income
2 096
-
19 704
-
social contributions
1 012
-
2 988
-
pensions
4 015
-
6 970
-
surtax
-
-
-
-
total
7 123
-
29 662
-
Employer
35 509
-
104 869
-
pensions
5 833
-
11 793
-
social contributions
107
-
315
-
unemployment
1 437
-
4 248
-
health
2 486
-
9 322
-
other
1 225
-
3 954
-
total
11 088
-
29 632
-
Corporate
87 902
134 500
-
-
surtax
-
-
-
-
income
24 613
37 659
-
-
total
24 613
37 659
-
-
Dividends
63 289
96 841
-
-
surtax
-
-
-
-
withholding
8 101
12 396
-
-
social contributions
10 886
16 658
-
-
total
18 987
29 054
-
-
Income
134 500
134 500
134 500
134 500
Total tax
61 811
66 713
59 294
58 517
After tax
72 689
67 787
75 206
75 983
Living cost
28 386
28 386
28 386
28 386
Free-cash
44 303
39 401
46 820
47 597

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27715
₽35134
₽35911
₽33420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
3 832
health
-
-
-
5 323
pensions
-
-
-
25 094
other
-
-
-
4 169
income
-
-
-
20 099
surtax
-
-
-
-
total
-
-
-
58 517
Employee
51 964
-
104 869
-
income
4 534
-
19 704
-
social contributions
1 480
-
2 988
-
pensions
5 877
-
6 970
-
surtax
-
-
-
-
total
11 891
-
29 662
-
Employer
51 964
-
104 869
-
pensions
8 538
-
11 793
-
social contributions
156
-
315
-
unemployment
2 105
-
4 248
-
health
3 637
-
9 322
-
other
1 793
-
3 954
-
total
16 229
-
29 632
-
Corporate
66 307
134 500
-
-
surtax
-
-
-
-
income
18 566
37 659
-
-
total
18 566
37 659
-
-
Dividends
47 741
96 841
-
-
surtax
-
-
-
-
withholding
6 110
12 396
-
-
social contributions
8 212
16 658
-
-
total
14 322
29 054
-
-
Income
134 500
134 500
134 500
134 500
Total tax
61 008
66 713
59 294
58 517
After tax
73 492
67 787
75 206
75 983
Living cost
40 072
40 072
40 072
40 072
Free-cash
33 420
27 715
35 134
35 911

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽121918
₽101743
₽127298
₽120820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
134 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 345
total
-
-
-
1 345
Employee
7 321
-
134 500
-
income
1 464
-
26 900
-
total
1 464
-
26 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

127 179
134 500
-
-
total
-
-
-
-
Dividends
127 179
134 500
-
-
withholding
6 359
6 725
-
-
total
6 359
6 725
-
-
Income
134 500
134 500
134 500
134 500
Total tax
7 823
6 725
26 900
1 345
After tax
126 677
127 775
107 600
133 155
Living cost
5 857
5 857
5 857
5 857
Free-cash
120 820
121 918
101 743
127 298

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽118648
₽98473
₽124028
₽116937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
134 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 345
total
-
-
-
1 345
Employee
11 409
-
134 500
-
income
2 282
-
26 900
-
total
2 282
-
26 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 091
134 500
-
-
total
-
-
-
-
Dividends
123 091
134 500
-
-
withholding
6 154
6 725
-
-
total
6 154
6 725
-
-
Income
134 500
134 500
134 500
134 500
Total tax
8 436
6 725
26 900
1 345
After tax
126 064
127 775
107 600
133 155
Living cost
9 127
9 127
9 127
9 127
Free-cash
116 937
118 648
98 473
124 028

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37208
₽54302
₽40537
₽48063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 765
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 284
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 215
total
-
-
-
61 932
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
134 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 215
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
40 284
-
total
9 250
-
48 167
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 219
134 500
-
-
trade
13 377
19 301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

768
1 110
-
-
chamber of commerce
263
323
-
-
income
13 983
20 175
-
-
total
28 391
40 909
-
-
Dividends
64 828
93 591
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

874
1 269
-
-
withholding
15 891
23 083
-
-
total
16 765
24 352
-
-
Income
134 500
134 500
134 500
134 500
Total tax
54 406
65 261
48 167
61 932
After tax
80 094
69 239
86 333
72 568
Living cost
32 031
32 031
32 031
32 031
Free-cash
48 063
37 208
54 302
40 537

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42725
₽61203
₽46095
₽51901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 108
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 284
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 215
total
-
-
-
63 275
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
134 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 215
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
40 284
-
total
6 603
-
48 167
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
102 767
134 500
-
-
trade
16 185
21 184
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

849
1 110
-
-
chamber of commerce
274
320
-
-
income
15 416
20 175
-
-
total
32 724
42 789
-
-
Dividends
70 043
91 711
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

946
1 244
-
-
withholding
17 196
22 612
-
-
total
18 142
23 856
-
-
Income
134 500
134 500
134 500
134 500
Total tax
57 469
66 645
48 167
63 275
After tax
77 031
67 855
86 333
71 225
Living cost
25 130
25 130
25 130
25 130
Free-cash
51 901
42 725
61 203
46 095

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34571
₽53740
₽37961
₽46231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 779
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 284
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 215
total
-
-
-
63 946
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
134 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 215
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
40 284
-
total
9 481
-
48 167
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 426
134 500
-
-
trade
15 205
22 126
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

762
1 110
-
-
chamber of commerce
257
316
-
-
income
13 863
20 175
-
-
total
30 087
43 727
-
-
Dividends
62 339
90 773
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

839
1 231
-
-
withholding
15 269
22 378
-
-
total
16 108
23 609
-
-
Income
134 500
134 500
134 500
134 500
Total tax
55 676
67 336
48 167
63 946
After tax
78 824
67 164
86 333
70 554
Living cost
32 593
32 593
32 593
32 593
Free-cash
46 231
34 571
53 740
37 961

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽28463
₽48325
₽31874
₽41918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
134 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
16 451
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
40 284
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 215
total
-
-
-
64 618
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
134 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 215
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
40 284
-
total
11 854
-
48 167
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 638
134 500
-
-
trade
14 515
23 067
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

699
1 110
-
-
chamber of commerce
246
315
-
-
income
12 696
20 175
-
-
total
28 156
44 667
-
-
Dividends
56 482
89 833
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

759
1 219
-
-
withholding
13 805
22 143
-
-
total
14 564
23 362
-
-
Income
134 500
134 500
134 500
134 500
Total tax
54 574
68 029
48 167
64 618
After tax
79 926
66 471
86 333
69 882
Living cost
38 008
38 008
38 008
38 008
Free-cash
41 918
28 463
48 325
31 874

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽65966
₽39959
₽45168
₽63327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
35 285
surtax
-
-
-
5 216
total
-
-
-
70 697
Employee
27 940
-
111 192
-
health
713
-
2 823
-
pensions
1 864
-
7 386
-
surtax
99
-
4 360
-
other
-
-
-
-
unemployment
1 944
-
7 707
-
income
4 684
-
30 322
-
total
9 304
-
52 598
-
Employer
27 940
-
111 192
-
pensions
3 725
-
14 761
-
unemployment
886
-
3 509
-
health
1 271
-
5 038
-
other
-
-
-
-
total
5 882
-
23 308
-
Corporate
100 677
134 500
-
-
income
26 177
34 970
-
-
total
26 177
34 970
-
-
Dividends
74 501
99 530
-
-
withholding
11 175
14 929
-
-
total
11 175
14 929
-
-
Income
134 500
134 500
134 500
134 500
Total tax
52 538
49 899
75 906
70 697
After tax
81 962
84 601
58 594
63 803
Living cost
18 635
18 635
18 635
18 635
Free-cash
63 327
65 966
39 959
45 168

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽66293
₽40286
₽45495
₽63710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
35 285
surtax
-
-
-
5 216
total
-
-
-
70 697
Employee
27 437
-
111 192
-
health
701
-
2 823
-
pensions
1 830
-
7 386
-
surtax
90
-
4 360
-
other
-
-
-
-
unemployment
1 910
-
7 707
-
income
4 599
-
30 322
-
total
9 130
-
52 598
-
Employer
27 437
-
111 192
-
pensions
3 657
-
14 761
-
unemployment
869
-
3 509
-
health
1 249
-
5 038
-
other
-
-
-
-
total
5 775
-
23 308
-
Corporate
101 288
134 500
-
-
income
26 334
34 970
-
-
total
26 334
34 970
-
-
Dividends
74 954
99 530
-
-
withholding
11 243
14 929
-
-
total
11 243
14 929
-
-
Income
134 500
134 500
134 500
134 500
Total tax
52 482
49 899
75 906
70 697
After tax
82 018
84 601
58 594
63 803
Living cost
18 308
18 308
18 308
18 308
Free-cash
63 710
66 293
40 286
45 495

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽59331
₽61697
₽76902
₽59670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
unemployment
-
-
-
2 017
health
-
-
-
9 415
pensions
-
-
-
13 450
income
-
-
-
16 443
total
-
-
-
41 325
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
112 552
-
health
1 644
654
7 879
-
pensions
2 349
935
11 255
-
unemployment
352
140
1 688
-
income
2 872
1 143
13 760
-
total
7 217
2 872
34 582
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
112 552
-
pensions
4 581
1 823
21 948
-
total
4 581
1 823
21 948
-
Corporate
106 429
123 328
-
-
income
9 579
11 100
-
-
total
9 579
11 100
-
-
Dividends
96 850
112 228
-
-
withholding
18 401
21 323
-
-
social contributions
18 779
21 778
-
-
total
37 180
43 101
-
-
Income
134 500
134 500
134 500
134 500
Total tax
58 557
58 896
56 530
41 325
After tax
75 943
75 604
77 970
93 175
Living cost
16 273
16 273
16 273
16 273
Free-cash
59 670
59 331
61 697
76 902

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽42045
₽38719
₽37664
₽41348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
1 446
municipal
-
-
-
14 656
pensions
-
-
-
16 140
national
-
-
-
22 711
total
-
-
-
54 953
Employee
64 927
-
116 274
-
municipal
8 020
-
15 177
-
pensions
2 597
-
4 651
-
national
12 427
-
23 518
-
total
23 044
-
43 346
-
Employer
64 927
-
116 274
-
social contributions
698
-
1 250
-
pensions
5 194
-
9 302
-
total
5 892
-
10 552
-
Corporate
59 396
134 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 879
26 900
-
-
total
11 879
26 900
-
-
Dividends
47 517
107 600
-
-
withholding
10 454
23 672
-
-
total
10 454
23 672
-
-
Income
134 500
134 500
134 500
134 500
Total tax
51 269
50 572
53 898
54 953
After tax
83 231
83 928
80 602
79 547
Living cost
41 883
41 883
41 883
41 883
Free-cash
41 348
42 045
38 719
37 664

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽46888
₽24981
₽24981
₽48720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
social contributions
-
-
-
22 170
income
-
-
-
40 087
total
-
-
-
62 257
Employee
64 899
-
134 500
-
social contributions
5 392
-
22 170
-
income
12 246
-
40 087
-
total
17 638
-
62 257
-
Employer
64 899
-
134 500
-
total
-
-
-
-
Corporate
69 601
134 500
-
-
income
8 700
16 812
-
-
total
8 700
16 812
-
-
Dividends
60 901
117 688
-
-
withholding
12 180
23 538
-
-
total
12 180
23 538
-
-
Income
134 500
134 500
134 500
134 500
Total tax
38 518
40 350
62 257
62 257
After tax
95 982
94 150
72 243
72 243
Living cost
47 262
47 262
47 262
47 262
Free-cash
48 720
46 888
24 981
24 981

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽36752
₽23877
₽29953
₽32420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
regional
-
-
-
1 575
social contributions
-
-
-
34 594
municipal
-
-
-
800
national
-
-
-
32 569
total
-
-
-
69 538
Employee
73 736
-
134 500
-
regional
696
-
1 389
-
municipal
390
-
713
-
social contributions
24 864
-
45 354
-
national
12 777
-
28 158
-
total
38 727
-
75 614
-
Employer
73 736
-
134 500
-
total
-
-
-
-
Corporate
60 764
134 500
-
-
nationa
14 583
32 280
-
-
municipal
2 370
5 246
-
-
total
16 953
37 526
-
-
Dividends
43 812
96 974
-
-
withholding
11 391
25 213
-
-
total
11 391
25 213
-
-
Income
134 500
134 500
134 500
134 500
Total tax
67 071
62 739
75 614
69 538
After tax
67 429
71 761
58 886
64 962
Living cost
35 009
35 009
35 009
35 009
Free-cash
32 420
36 752
23 877
29 953

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽48346
₽36115
₽42158
₽46504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
134 500
regional
-
-
-
2 029
social contributions
-
-
-
34 594
municipal
-
-
-
800
national
-
-
-
32 569
total
-
-
-
69 992
Employee
46 023
-
134 500
-
regional
620
-
1 810
-
municipal
244
-
713
-
social contributions
15 519
-
45 354
-
national
7 291
-
28 158
-
total
23 674
-
76 035
-
Employer
46 023
-
134 500
-
total
-
-
-
-
Corporate
88 477
134 500
-
-
nationa