Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 133500
per

Your estimated
City
free-cash

Andorra , Andorra
₽95192
₽77348
₽73801
₽92402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
29 370
income
-
-
-
5 371
total
-
-
-
34 741
Employee
26 693
-
115 585
-
social contributions
1 735
-
7 514
-
income
-
-
5 765
-
total
1 735
-
13 279
-
Employer
26 693
-
115 585
-
social contributions
4 138
-
17 915
-
total
4 138
-
17 915
-
Corporate
102 669
133 500
-
-
income
10 267
13 350
-
-
total
10 267
13 350
-
-
Dividends
92 402
120 150
-
-
total
-
-
-
-
Income
133 500
133 500
133 500
133 500
Total tax
16 140
13 350
31 194
34 741
After tax
117 360
120 150
102 306
98 759
Living cost
24 958
24 958
24 958
24 958
Free-cash
92 402
95 192
77 348
73 801

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽47587
₽8686
₽42158
₽47176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
chamber of commerce
-
-
-
534
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
33 862
surtax
-
-
-
-
total
-
-
-
64 853
Employee
36 295
33 089
105 000
-
health
1 404
1 281
3 753
-
pensions
3 717
3 388
9 933
-
other
362
331
971
-
unemployment
1 089
993
2 910
-
income
3 233
2 441
26 795
-
total
9 805
8 434
44 362
-
Employer
36 295
33 089
105 000
-
pensions
4 555
4 153
12 173
-
accident
471
430
1 261
-
unemployment
1 089
993
2 910
-
surtax
-
-
-
-
payroll
1 089
993
3 150
-
chamber of commerce
145
132
421
-
health
1 372
1 251
3 667
-
other
1 724
1 571
4 919
-
total
10 445
9 523
28 501
-
Corporate
86 760
90 888
101 848
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 690
22 722
25 462
-
total
21 690
22 722
25 462
-
Dividends
65 070
68 166
-
-
withholding
17 895
18 745
-
-
total
17 895
18 745
-
-
Income
133 500
133 500
133 500
133 500
Total tax
59 835
59 424
98 325
64 853
After tax
73 665
74 076
35 175
68 647
Living cost
26 489
26 489
26 489
26 489
Free-cash
47 176
47 587
8 686
42 158

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽44730
₽5868
₽39227
₽43444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
chamber of commerce
-
-
-
534
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
33 862
surtax
-
-
-
164
total
-
-
-
65 017
Employee
41 494
33 089
104 848
-
health
1 606
1 281
3 753
-
pensions
4 250
3 388
9 933
-
other
414
331
971
-
unemployment
1 245
993
2 910
-
income
4 724
2 441
26 732
-
total
12 239
8 434
44 299
-
Employer
41 494
33 089
104 848
-
pensions
5 208
4 153
12 173
-
accident
539
430
1 261
-
unemployment
1 245
993
2 910
-
surtax
164
164
164
-
payroll
1 245
993
3 145
-
chamber of commerce
165
132
419
-
health
1 568
1 251
3 667
-
other
1 971
1 571
4 913
-
total
12 105
9 687
28 652
-
Corporate
79 901
90 724
101 697
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 976
22 681
25 425
-
total
19 976
22 681
25 425
-
Dividends
59 925
68 043
-
-
withholding
16 480
18 712
-
-
total
16 480
18 712
-
-
Income
133 500
133 500
133 500
133 500
Total tax
60 800
59 514
98 376
65 017
After tax
72 700
73 986
35 124
68 483
Living cost
29 256
29 256
29 256
29 256
Free-cash
43 444
44 730
5 868
39 227

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽44416
₽17439
₽27521
₽31962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
20 701
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 767
national
-
-
-
48 237
total
-
-
-
75 705
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
103 400
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
4 861
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
7 755
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
5 393
-
national
18 259
-
36 779
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
900
-
total
29 118
-
55 688
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
103 400
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
1 344
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
1 509
-
surtax
6 734
-
11 726
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
6 359
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
9 161
-
total
17 288
-
30 099
-
Corporate
56 820
133 500
-
-
surtax
227
534
-
-
income
11 364
26 699
-
-
total
11 591
27 233
-
-
Dividends
45 230
106 267
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

13 267
31 577
-
-
total
13 267
31 577
-
-
Income
133 500
133 500
133 500
133 500
Total tax
71 264
58 810
85 787
75 705
After tax
62 236
74 690
47 713
57 795
Living cost
30 274
30 274
30 274
30 274
Free-cash
31 962
44 416
17 439
27 521

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽99865
₽96553
₽91456
₽94805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
20 025
total
-
-
-
27 766
Employee
18 907
-
127 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
12 781
-
total
4 629
-
16 980
-
Employer
18 907
-
127 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
110 884
133 500
-
-
income
11 088
13 350
-
-
total
11 088
13 350
-
-
Dividends
99 796
120 150
-
-
withholding
4 990
6 007
-
-
total
4 990
6 007
-
-
Income
133 500
133 500
133 500
133 500
Total tax
24 417
19 357
22 669
27 766
After tax
109 083
114 143
110 831
105 734
Living cost
14 278
14 278
14 278
14 278
Free-cash
94 805
99 865
96 553
91 456

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽103260
₽99948
₽94851
₽99403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
20 025
total
-
-
-
27 766
Employee
14 410
-
127 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
12 781
-
total
3 528
-
16 980
-
Employer
14 410
-
127 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
116 262
133 500
-
-
income
11 626
13 350
-
-
total
11 626
13 350
-
-
Dividends
104 636
120 150
-
-
withholding
5 232
6 007
-
-
total
5 232
6 007
-
-
Income
133 500
133 500
133 500
133 500
Total tax
23 214
19 357
22 669
27 766
After tax
110 286
114 143
110 831
105 734
Living cost
10 883
10 883
10 883
10 883
Free-cash
99 403
103 260
99 948
94 851

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽78206
₽71453
₽72662
₽73689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
13 434
health
-
-
-
3 405
income
-
-
-
24 775
total
-
-
-
41 614
Employee
63 846
63 846
124 057
-
health
495
1 086
2 108
-
social contributions
2 414
5 299
7 147
-
income
6 952
5 910
24 125
-
total
9 861
12 295
33 380
-
Employer
63 846
63 846
124 057
-
social contributions
2 414
5 299
7 147
-
health
537
1 182
2 296
-
total
2 951
6 481
9 443
-
Corporate
101 465
63 174
-
-
income
12 682
7 897
-
-
total
12 682
7 897
-
-
Dividends
88 782
55 276
-
-
withholding
15 093
9 397
-
-
total
15 093
9 397
-
-
Income
133 500
133 500
133 500
133 500
Total tax
40 587
36 070
42 823
41 614
After tax
92 913
97 430
90 677
91 886
Living cost
19 224
19 224
19 224
19 224
Free-cash
73 689
78 206
71 453
72 662

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽70499
₽63746
₽64955
₽67057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
13 434
health
-
-
-
3 405
income
-
-
-
24 775
total
-
-
-
41 614
Employee
63 846
63 846
124 057
-
health
635
1 086
2 108
-
social contributions
3 102
5 299
7 147
-
income
6 704
5 910
24 125
-
total
10 441
12 295
33 380
-
Employer
63 846
63 846
124 057
-
social contributions
3 102
5 299
7 147
-
health
692
1 182
2 296
-
total
3 794
6 481
9 443
-
Corporate
92 333
63 174
-
-
income
11 542
7 897
-
-
total
11 542
7 897
-
-
Dividends
80 792
55 276
-
-
withholding
13 735
9 397
-
-
total
13 735
9 397
-
-
Income
133 500
133 500
133 500
133 500
Total tax
39 512
36 070
42 823
41 614
After tax
93 988
97 430
90 677
91 886
Living cost
26 931
26 931
26 931
26 931
Free-cash
67 057
70 499
63 746
64 955

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽72403
₽49012
₽54777
₽65443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
28 078
health
-
-
-
18 023
solidarity contribution
-
-
-
-
income
-
-
-
13 110
total
-
-
-
59 211
Employee
28 695
-
100 423
-
health
3 874
-
13 557
-
social contributions
1 865
-
6 250
-
solidarity contribution
-
-
-
-
income
3 443
-
12 092
-
total
9 182
-
31 899
-
Employer
28 695
-
100 423
-
social contributions
7 174
-
24 039
-
health
2 582
-
9 038
-
total
9 756
-
33 077
-
Corporate
95 049
133 500
-
-
income
18 059
25 365
-
-
total
18 059
25 365
-
-
Dividends
76 990
108 135
-
-
withholding
11 548
16 220
-
-
total
11 548
16 220
-
-
Income
133 500
133 500
133 500
133 500
Total tax
48 545
41 585
64 976
59 211
After tax
84 955
91 915
68 524
74 289
Living cost
19 512
19 512
19 512
19 512
Free-cash
65 443
72 403
49 012
54 777

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽67871
₽44480
₽50245
₽59294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
28 078
health
-
-
-
18 023
solidarity contribution
-
-
-
-
income
-
-
-
13 110
total
-
-
-
59 211
Employee
35 359
-
100 423
-
health
4 774
-
13 557
-
social contributions
2 298
-
6 250
-
solidarity contribution
-
-
-
-
income
4 243
-
12 092
-
total
11 315
-
31 899
-
Employer
35 359
-
100 423
-
social contributions
8 840
-
24 039
-
health
3 182
-
9 038
-
total
12 022
-
33 077
-
Corporate
86 118
133 500
-
-
income
16 362
25 365
-
-
total
16 362
25 365
-
-
Dividends
69 756
108 135
-
-
withholding
10 463
16 220
-
-
total
10 463
16 220
-
-
Income
133 500
133 500
133 500
133 500
Total tax
50 162
41 585
64 976
59 211
After tax
83 338
91 915
68 524
74 289
Living cost
24 044
24 044
24 044
24 044
Free-cash
59 294
67 871
44 480
50 245

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽47930
-₽47930
₽39393
-₽47930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
labour market
-
-
-
10 622
municipal
-
-
-
27 417
pensions
-
-
-
722
national
-
-
-
15 242
total
-
-
-
54 003
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
133 500
133 500
133 500
133 500
Total tax
141 326
141 326
141 326
54 003
After tax
-7 826
-7 826
-7 826
79 497
Living cost
40 104
40 104
40 104
40 104
Free-cash
-47 930
-47 930
-47 930
39 393

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽86746
₽56891
₽51502
₽81587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
health
-
-
-
17 356
pensions
-
-
-
26 699
income
-
-
-
17 888
total
-
-
-
61 943
Employee
23 554
-
99 775
-
pensions
471
-
1 995
-
unemployment
377
-
1 596
-
income
2 652
-
19 237
-
total
3 500
-
22 828
-
Employer
23 554
-
99 775
-
pensions
4 711
-
19 956
-
unemployment
189
-
799
-
health
3 061
-
12 971
-
total
7 961
-
33 726
-
Corporate
101 984
133 500
-
-
income
20 397
26 699
-
-
total
20 397
26 699
-
-
Dividends
81 587
106 801
-
-
total
-
-
-
-
Income
133 500
133 500
133 500
133 500
Total tax
31 858
26 699
56 554
61 943
After tax
101 642
106 801
76 946
71 557
Living cost
20 055
20 055
20 055
20 055
Free-cash
81 587
86 746
56 891
51 502

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽52569
₽38967
₽56081
₽54352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
133 500
health
-
-
-
1 710
municipal
-
-
-
23 723
national
-
-
-
20 109
total
-
-
-
45 542
Employee
43 684
-
112 308
-
health
326
-
1 383
-
municipal
7 155
-
18 298
-
pensions
2 948
-
7 580
-
national
722
-
12 518
-
unemployment
655
-
1 684
-
total
11 806
-
41 463
-
Employer
43 684
-
112 308
-
accident
44
-
112
-
unemployment
284
-
730
-
health
336
-
865
-
pensions
7 579
-
19 486
-
total
8 243
-
21 193
-
Corporate
81 574
133 500
-
-
income
16 314
26 699
-
-
total
16 314
26 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

48 945
80 101
-
-
municipal
8 809
14 419
-
-
national
2 099
7 936
-
-
total
10 908
22 355
-
-
Income
133 500
133 500
133 500
133 500
Total tax
47 271
49 054
62 656
45 542
After tax
86 229
84 446
70 844
87 958
Living cost
31 877
31 877
31 877
31 877
Free-cash
54 352
52 569
38 967
56 081

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽41691
₽49192
₽49844
₽46303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
3 804
health
-
-
-
5 247
pensions
-
-
-
25 020
other
-
-
-
4 139
income
-
-
-
19 853
surtax
-
-
-
-
total
-
-
-
58 063
Employee
31 720
-
104 160
-
income
1 636
-
19 512
-
social contributions
904
-
2 969
-
pensions
3 588
-
6 893
-
surtax
-
-
-
-
total
6 128
-
29 374
-
Employer
31 720
-
104 160
-
pensions
5 212
-
11 670
-
social contributions
95
-
312
-
unemployment
1 284
-
4 218
-
health
2 220
-
9 226
-
other
1 095
-
3 915
-
total
9 906
-
29 341
-
Corporate
91 874
133 500
-
-
surtax
-
-
-
-
income
25 724
37 381
-
-
total
25 724
37 381
-
-
Dividends
66 150
96 119
-
-
surtax
-
-
-
-
withholding
8 468
12 303
-
-
social contributions
11 378
16 532
-
-
total
19 846
28 835
-
-
Income
133 500
133 500
133 500
133 500
Total tax
61 604
66 216
58 715
58 063
After tax
71 896
67 284
74 785
75 437
Living cost
25 593
25 593
25 593
25 593
Free-cash
46 303
41 691
49 192
49 844

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽38877
₽46378
₽47030
₽43781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
3 804
health
-
-
-
5 247
pensions
-
-
-
25 020
other
-
-
-
4 139
income
-
-
-
19 853
surtax
-
-
-
-
total
-
-
-
58 063
Employee
35 535
-
104 160
-
income
2 097
-
19 512
-
social contributions
1 013
-
2 969
-
pensions
4 018
-
6 893
-
surtax
-
-
-
-
total
7 128
-
29 374
-
Employer
35 535
-
104 160
-
pensions
5 838
-
11 670
-
social contributions
107
-
312
-
unemployment
1 439
-
4 218
-
health
2 488
-
9 226
-
other
1 226
-
3 915
-
total
11 098
-
29 341
-
Corporate
86 867
133 500
-
-
surtax
-
-
-
-
income
24 323
37 381
-
-
total
24 323
37 381
-
-
Dividends
62 544
96 119
-
-
surtax
-
-
-
-
withholding
8 006
12 303
-
-
social contributions
10 757
16 532
-
-
total
18 763
28 835
-
-
Income
133 500
133 500
133 500
133 500
Total tax
61 312
66 216
58 715
58 063
After tax
72 188
67 284
74 785
75 437
Living cost
28 407
28 407
28 407
28 407
Free-cash
43 781
38 877
46 378
47 030

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27182
₽34683
₽35335
₽32890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
3 804
health
-
-
-
5 247
pensions
-
-
-
25 020
other
-
-
-
4 139
income
-
-
-
19 853
surtax
-
-
-
-
total
-
-
-
58 063
Employee
52 003
-
104 160
-
income
4 537
-
19 512
-
social contributions
1 481
-
2 969
-
pensions
5 882
-
6 893
-
surtax
-
-
-
-
total
11 900
-
29 374
-
Employer
52 003
-
104 160
-
pensions
8 545
-
11 670
-
social contributions
156
-
312
-
unemployment
2 107
-
4 218
-
health
3 640
-
9 226
-
other
1 795
-
3 915
-
total
16 243
-
29 341
-
Corporate
65 255
133 500
-
-
surtax
-
-
-
-
income
18 271
37 381
-
-
total
18 271
37 381
-
-
Dividends
46 984
96 119
-
-
surtax
-
-
-
-
withholding
6 014
12 303
-
-
social contributions
8 080
16 532
-
-
total
14 094
28 835
-
-
Income
133 500
133 500
133 500
133 500
Total tax
60 508
66 216
58 715
58 063
After tax
72 992
67 284
74 785
75 437
Living cost
40 102
40 102
40 102
40 102
Free-cash
32 890
27 182
34 683
35 335

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽120960
₽100935
₽126300
₽119861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 335
total
-
-
-
1 335
Employee
7 330
-
133 500
-
income
1 466
-
26 700
-
total
1 466
-
26 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

126 170
133 500
-
-
total
-
-
-
-
Dividends
126 170
133 500
-
-
withholding
6 308
6 675
-
-
total
6 308
6 675
-
-
Income
133 500
133 500
133 500
133 500
Total tax
7 774
6 675
26 700
1 335
After tax
125 726
126 825
106 800
132 165
Living cost
5 865
5 865
5 865
5 865
Free-cash
119 861
120 960
100 935
126 300

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽117686
₽97661
₽123026
₽115972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
133 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 335
total
-
-
-
1 335
Employee
11 424
-
133 500
-
income
2 285
-
26 700
-
total
2 285
-
26 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

122 076
133 500
-
-
total
-
-
-
-
Dividends
122 076
133 500
-
-
withholding
6 104
6 675
-
-
total
6 104
6 675
-
-
Income
133 500
133 500
133 500
133 500
Total tax
8 389
6 675
26 700
1 335
After tax
125 111
126 825
106 800
132 165
Living cost
9 139
9 139
9 139
9 139
Free-cash
115 972
117 686
97 661
123 026

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36671
₽53727
₽40109
₽47533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
13 618
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 853
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 192
total
-
-
-
61 335
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
133 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
2 192
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
39 853
-
total
9 257
-
47 717
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
92 188
133 500
-
-
trade
13 229
19 157
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

761
1 101
-
-
chamber of commerce
262
321
-
-
income
13 828
20 025
-
-
total
28 080
40 604
-
-
Dividends
64 108
92 896
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

863
1 261
-
-
withholding
15 711
22 908
-
-
total
16 574
24 169
-
-
Income
133 500
133 500
133 500
133 500
Total tax
53 911
64 773
47 717
61 335
After tax
79 589
68 727
85 783
72 165
Living cost
32 056
32 056
32 056
32 056
Free-cash
47 533
36 671
53 727
40 109

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42204
₽60634
₽45687
₽51388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
14 947
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 853
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 192
total
-
-
-
62 664
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
133 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 192
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
39 853
-
total
6 608
-
47 717
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
101 743
133 500
-
-
trade
16 024
21 027
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

840
1 101
-
-
chamber of commerce
273
318
-
-
income
15 262
20 025
-
-
total
32 399
42 471
-
-
Dividends
69 344
91 029
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

936
1 234
-
-
withholding
17 020
22 442
-
-
total
17 956
23 676
-
-
Income
133 500
133 500
133 500
133 500
Total tax
56 963
66 147
47 717
62 664
After tax
76 537
67 353
85 783
70 836
Living cost
25 149
25 149
25 149
25 149
Free-cash
51 388
42 204
60 634
45 687

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34048
₽53165
₽37555
₽45713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
15 610
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 853
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 192
total
-
-
-
63 327
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
133 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
2 192
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
39 853
-
total
9 489
-
47 717
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
91 394
133 500
-
-
trade
15 035
21 961
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

755
1 101
-
-
chamber of commerce
255
317
-
-
income
13 710
20 025
-
-
total
29 755
43 404
-
-
Dividends
61 640
90 096
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

830
1 221
-
-
withholding
15 095
22 209
-
-
total
15 925
23 430
-
-
Income
133 500
133 500
133 500
133 500
Total tax
55 169
66 834
47 717
63 327
After tax
78 331
66 666
85 783
70 173
Living cost
32 618
32 618
32 618
32 618
Free-cash
45 713
34 048
53 165
37 555

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27943
₽47747
₽31472
₽41407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
133 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
16 275
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 853
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 192
total
-
-
-
63 992
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
133 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 192
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
39 853
-
total
11 863
-
47 717
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 601
133 500
-
-
trade
14 337
22 896
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

690
1 101
-
-
chamber of commerce
244
314
-
-
income
12 541
20 025
-
-
total
27 812
44 336
-
-
Dividends
55 789
89 165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

750
1 209
-
-
withholding
13 632
21 976
-
-
total
14 382
23 185
-
-
Income
133 500
133 500
133 500
133 500
Total tax
54 057
67 521
47 717
63 992
After tax
79 443
65 979
85 783
69 508
Living cost
38 036
38 036
38 036
38 036
Free-cash
41 407
27 943
47 747
31 472

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽65322
₽39557
₽44694
₽62680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
34 817
surtax
-
-
-
5 121
total
-
-
-
70 157
Employee
27 961
-
110 284
-
health
714
-
2 813
-
pensions
1 866
-
7 357
-
surtax
99
-
4 295
-
other
-
-
-
-
unemployment
1 946
-
7 677
-
income
4 688
-
29 937
-
total
9 313
-
52 079
-
Employer
27 961
-
110 284
-
pensions
3 728
-
14 701
-
unemployment
887
-
3 496
-
health
1 272
-
5 018
-
other
-
-
-
-
total
5 887
-
23 215
-
Corporate
99 652
133 500
-
-
income
25 910
34 710
-
-
total
25 910
34 710
-
-
Dividends
73 742
98 790
-
-
withholding
11 061
14 819
-
-
total
11 061
14 819
-
-
Income
133 500
133 500
133 500
133 500
Total tax
52 171
49 529
75 294
70 157
After tax
81 329
83 971
58 206
63 343
Living cost
18 649
18 649
18 649
18 649
Free-cash
62 680
65 322
39 557
44 694

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽65649
₽39884
₽45021
₽63066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
unemployment
-
-
-
189
health
-
-
-
7 867
pensions
-
-
-
22 163
other
-
-
-
-
income
-
-
-
34 817
surtax
-
-
-
5 121
total
-
-
-
70 157
Employee
27 457
-
110 284
-
health
701
-
2 813
-
pensions
1 831
-
7 357
-
surtax
90
-
4 295
-
other
-
-
-
-
unemployment
1 911
-
7 677
-
income
4 602
-
29 937
-
total
9 135
-
52 079
-
Employer
27 457
-
110 284
-
pensions
3 660
-
14 701
-
unemployment
870
-
3 496
-
health
1 249
-
5 018
-
other
-
-
-
-
total
5 779
-
23 215
-
Corporate
100 263
133 500
-
-
income
26 069
34 710
-
-
total
26 069
34 710
-
-
Dividends
74 194
98 790
-
-
withholding
11 129
14 819
-
-
total
11 129
14 819
-
-
Income
133 500
133 500
133 500
133 500
Total tax
52 112
49 529
75 294
70 157
After tax
81 388
83 971
58 206
63 343
Living cost
18 322
18 322
18 322
18 322
Free-cash
63 066
65 649
39 884
45 021

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽58694
₽61038
₽76131
₽59035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
unemployment
-
-
-
2 002
health
-
-
-
9 345
pensions
-
-
-
13 350
income
-
-
-
16 320
total
-
-
-
41 017
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
111 715
-
health
1 652
658
7 820
-
pensions
2 360
939
11 172
-
unemployment
354
141
1 676
-
income
2 886
1 148
13 657
-
total
7 252
2 886
34 325
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
111 715
-
pensions
4 603
1 832
21 785
-
total
4 603
1 832
21 785
-
Corporate
105 293
122 274
-
-
income
9 476
11 005
-
-
total
9 476
11 005
-
-
Dividends
95 816
111 269
-
-
withholding
18 205
21 141
-
-
social contributions
18 577
21 590
-
-
total
36 782
42 731
-
-
Income
133 500
133 500
133 500
133 500
Total tax
58 113
58 454
56 110
41 017
After tax
75 387
75 046
77 390
92 483
Living cost
16 352
16 352
16 352
16 352
Free-cash
59 035
58 694
61 038
76 131

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽41325
₽38049
₽37002
₽40626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
1 435
municipal
-
-
-
14 537
pensions
-
-
-
16 020
national
-
-
-
22 527
total
-
-
-
54 519
Employee
65 075
-
115 410
-
municipal
8 038
-
15 054
-
pensions
2 603
-
4 616
-
national
12 455
-
23 328
-
total
23 096
-
42 998
-
Employer
65 075
-
115 410
-
social contributions
700
-
1 241
-
pensions
5 206
-
9 233
-
total
5 906
-
10 474
-
Corporate
58 225
133 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 645
26 700
-
-
total
11 645
26 700
-
-
Dividends
46 580
106 800
-
-
withholding
10 248
23 496
-
-
total
10 248
23 496
-
-
Income
133 500
133 500
133 500
133 500
Total tax
50 895
50 196
53 472
54 519
After tax
82 605
83 304
80 028
78 981
Living cost
41 979
41 979
41 979
41 979
Free-cash
40 626
41 325
38 049
37 002

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽46153
₽24550
₽24550
₽47987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
social contributions
-
-
-
21 977
income
-
-
-
39 676
total
-
-
-
61 653
Employee
64 948
-
133 500
-
social contributions
5 396
-
21 977
-
income
12 255
-
39 676
-
total
17 651
-
61 653
-
Employer
64 948
-
133 500
-
total
-
-
-
-
Corporate
68 552
133 500
-
-
income
8 568
16 688
-
-
total
8 568
16 688
-
-
Dividends
59 984
116 812
-
-
withholding
11 997
23 362
-
-
total
11 997
23 362
-
-
Income
133 500
133 500
133 500
133 500
Total tax
38 216
40 050
61 653
61 653
After tax
95 284
93 450
71 847
71 847
Living cost
47 297
47 297
47 297
47 297
Free-cash
47 987
46 153
24 550
24 550

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽36191
₽23484
₽29515
₽31856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
regional
-
-
-
1 562
social contributions
-
-
-
34 336
municipal
-
-
-
793
national
-
-
-
32 258
total
-
-
-
68 949
Employee
73 792
-
133 500
-
regional
696
-
1 378
-
municipal
391
-
707
-
social contributions
24 883
-
45 016
-
national
12 786
-
27 879
-
total
38 756
-
74 980
-
Employer
73 792
-
133 500
-
total
-
-
-
-
Corporate
59 708
133 500
-
-
nationa
14 330
32 041
-
-
municipal
2 329
5 206
-
-
total
16 659
37 247
-
-
Dividends
43 049
96 253
-
-
withholding
11 193
25 026
-
-
total
11 193
25 026
-
-
Income
133 500
133 500
133 500
133 500
Total tax
66 608
62 273
74 980
68 949
After tax
66 892
71 227
58 520
64 551
Living cost
35 036
35 036
35 036
35 036
Free-cash
31 856
36 191
23 484
29 515

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽47804
₽35737
₽41734
₽45961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
133 500
regional
-
-
-
2 013
social contributions
-
-
-
34 336
municipal
-
-
-
793
national
-
-
-
32 258
total
-
-
-
69 400
Employee
46 058
-
133 500
-
regional
620
-
1 795
-
municipal
244
-
707
-
social contributions
15 531
-
45 016
-
national
7 297
-
27 879
-
total
23 692
-
75 397
-
Employer
46 058
-
133 500
-
total
-
-
-
-
Corporate
87 442
133 500
-
-
nationa