Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 132500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽15801
₽16886
₽32648
₽26173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 500
city
-
-
-
1 397
pensions
-
-
-
12 190
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 651
regional
-
-
-
5 515
health
-
-
-
298
national
-
-
-
1 411
total
-
-
-
23 462
Employee
89 396
-
118 594
-
city
959
-
1 273
-
regional
2 927
-
4 722
-
health
202
-
267
-
pensions
7 510
-
9 963
-
unemployment
-
-
-
-
national
423
-
1 110
-
total
12 021
-
17 335
-
Employer
89 396
-
118 594
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 787
-
2 372
-
unemployment
-
-
-
-
pensions
7 510
-
9 963
-
health
202
-
267
-
total
9 499
-
12 602
-
Corporate
32 621
132 500
-
-
regional
6 900
28 023
-
-
national
2 772
11 262
-
-
total
9 672
39 285
-
-
Dividends
22 949
93 215
-
-
withholding
8 032
32 626
-
-
total
8 032
32 626
-
-
Income
132 500
132 500
132 500
132 500
Total tax
39 224
71 911
29 937
23 462
After tax
93 276
60 589
102 563
109 038
Living cost
76 390
76 390
76 390
76 390
Free-cash
16 886
-15 801
26 173
32 648

Estimated living cost  is ₽76390 per week

₽49675
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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