Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 132000
per

Your estimated
City
free-cash

Andorra , Andorra
₽70433
₽87829
₽73942
₽90941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
social contributions
-
-
-
29 041
income
-
-
-
4 668
total
-
-
-
33 709
Employee
29 794
-
114 285
-
social contributions
1 936
-
7 427
-
income
-
-
5 058
-
total
1 936
-
12 485
-
Employer
29 794
-
114 285
-
social contributions
4 618
-
17 715
-
total
4 618
-
17 715
-
Corporate
97 588
132 000
-
-
income
9 759
13 201
-
-
total
9 759
13 201
-
-
Dividends
87 829
118 799
-
-
total
-
-
-
-
Income
132 000
132 000
132 000
132 000
Total tax
16 313
13 201
30 200
33 709
After tax
115 687
118 799
101 800
98 291
Living cost
27 858
27 858
27 858
27 858
Free-cash
87 829
90 941
73 942
70 433

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽37827
₽43408
₽5457
₽43867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
8 282
chamber of commerce
-
-
-
528
pensions
-
-
-
20 030
income
-
-
-
30 082
total
-
-
-
64 606
Employee
40 511
36 932
102 498
-
unemployment
1 215
1 108
3 074
-
other
404
369
1 025
-
income
3 609
2 724
24 173
-
pensions
4 149
3 781
10 496
-
health
1 567
1 430
3 966
-
total
10 944
9 412
42 734
-
Employer
40 511
36 932
102 498
-
pensions
5 084
4 636
12 863
-
surtax
-
-
-
-
payroll
1 215
1 108
3 074
-
other
1 924
1 753
4 868
-
health
1 532
1 396
3 874
-
accident
526
480
1 333
-
unemployment
1 215
1 108
3 074
-
chamber of commerce
162
148
410
-
total
11 658
10 629
29 496
-
Corporate
79 831
84 438
98 986
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 958
21 109
24 746
-
total
19 958
21 109
24 746
-
Dividends
59 873
63 329
-
-
withholding
16 465
17 416
-
-
total
16 465
17 416
-
-
Income
132 000
132 000
132 000
132 000
Total tax
59 025
58 566
96 976
64 606
After tax
72 975
73 434
35 024
67 394
Living cost
29 567
29 567
29 567
29 567
Free-cash
43 408
43 867
5 457
37 827

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽34556
₽39247
₽2328
₽40679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
8 282
chamber of commerce
-
-
-
528
pensions
-
-
-
20 030
income
-
-
-
30 082
total
-
-
-
64 789
Employee
46 315
36 932
102 357
-
unemployment
1 389
1 108
3 071
-
other
463
369
1 024
-
income
5 273
2 724
24 126
-
pensions
4 743
3 781
10 482
-
health
1 792
1 430
3 961
-
total
13 660
9 412
42 664
-
Employer
46 315
36 932
102 357
-
pensions
5 812
4 636
12 845
-
surtax
183
183
183
-
payroll
1 389
1 108
3 071
-
other
2 200
1 753
4 863
-
health
1 750
1 396
3 869
-
accident
601
480
1 331
-
unemployment
1 389
1 108
3 071
-
chamber of commerce
185
148
410
-
total
13 509
10 812
29 643
-
Corporate
72 175
84 255
98 840
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 044
21 064
24 710
-
total
18 044
21 064
24 710
-
Dividends
54 131
63 191
-
-
withholding
14 885
17 378
-
-
total
14 885
17 378
-
-
Income
132 000
132 000
132 000
132 000
Total tax
60 098
58 666
97 017
64 789
After tax
71 902
73 334
34 983
67 211
Living cost
32 655
32 655
32 655
32 655
Free-cash
39 247
40 679
2 328
34 556

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽24282
₽26195
₽14426
₽40096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
national
-
-
-
46 526
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 676
social contributions
-
-
-
20 725
total
-
-
-
73 927
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
102 240
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
890
-
national
20 381
-
35 327
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
5 332
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
7 668
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
4 806
-
total
32 503
-
54 023
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
102 240
-
surtax
7 517
-
11 593
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
9 059
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
6 287
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
1 328
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
1 493
-
total
19 297
-
29 760
-
Corporate
46 413
132 000
-
-
income
9 282
26 400
-
-
surtax
186
528
-
-
total
9 468
26 928
-
-
Dividends
36 944
105 073
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 746
31 185
-
-
total
10 746
31 185
-
-
Income
132 000
132 000
132 000
132 000
Total tax
72 014
58 113
83 783
73 927
After tax
59 986
73 887
48 217
58 073
Living cost
33 791
33 791
33 791
33 791
Free-cash
26 195
40 096
14 426
24 282

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽87658
₽91307
₽92502
₽96946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
19 800
total
-
-
-
28 428
Employee
21 073
-
125 660
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
12 566
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 837
-
health
969
-
1 486
-
total
5 159
-
17 244
-
Employer
21 073
-
125 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
106 792
132 000
-
-
income
10 679
13 200
-
-
total
10 679
13 200
-
-
Dividends
96 113
118 800
-
-
withholding
4 806
5 940
-
-
total
4 806
5 940
-
-
Income
132 000
132 000
132 000
132 000
Total tax
24 779
19 140
23 584
28 428
After tax
107 221
112 860
108 416
103 572
Living cost
15 914
15 914
15 914
15 914
Free-cash
91 307
96 946
92 502
87 658

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽91442
₽96432
₽96286
₽100730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
19 800
total
-
-
-
28 428
Employee
16 061
-
125 660
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
12 566
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 837
-
health
739
-
1 486
-
total
3 932
-
17 244
-
Employer
16 061
-
125 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
112 787
132 000
-
-
income
11 279
13 200
-
-
total
11 279
13 200
-
-
Dividends
101 508
118 800
-
-
withholding
5 075
5 940
-
-
total
5 075
5 940
-
-
Income
132 000
132 000
132 000
132 000
Total tax
23 438
19 140
23 584
28 428
After tax
108 562
112 860
108 416
103 572
Living cost
12 130
12 130
12 130
12 130
Free-cash
96 432
100 730
96 286
91 442

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽70329
₽69897
₽69084
₽74941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
health
-
-
-
3 366
social contributions
-
-
-
14 995
income
-
-
-
21 853
total
-
-
-
40 214
Employee
71 263
71 263
121 770
-
income
7 759
6 597
21 182
-
social contributions
2 694
5 914
7 977
-
health
552
1 212
2 070
-
total
11 005
13 723
31 229
-
Employer
71 263
71 263
121 770
-
social contributions
2 694
5 914
7 977
-
health
600
1 319
2 253
-
total
3 294
7 233
10 230
-
Corporate
96 243
53 504
-
-
income
12 031
6 688
-
-
total
12 031
6 688
-
-
Dividends
84 212
46 816
-
-
withholding
14 316
7 958
-
-
total
14 316
7 958
-
-
Income
132 000
132 000
132 000
132 000
Total tax
40 646
35 602
41 459
40 214
After tax
91 354
96 398
90 541
91 786
Living cost
21 457
21 457
21 457
21 457
Free-cash
69 897
74 941
69 084
70 329

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽61727
₽62495
₽60482
₽66339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
health
-
-
-
3 366
social contributions
-
-
-
14 995
income
-
-
-
21 853
total
-
-
-
40 214
Employee
71 263
71 263
121 770
-
income
7 483
6 597
21 182
-
social contributions
3 463
5 914
7 977
-
health
709
1 212
2 070
-
total
11 655
13 723
31 229
-
Employer
71 263
71 263
121 770
-
social contributions
3 463
5 914
7 977
-
health
772
1 319
2 253
-
total
4 235
7 233
10 230
-
Corporate
86 051
53 504
-
-
income
10 756
6 688
-
-
total
10 756
6 688
-
-
Dividends
75 295
46 816
-
-
withholding
12 800
7 958
-
-
total
12 800
7 958
-
-
Income
132 000
132 000
132 000
132 000
Total tax
39 446
35 602
41 459
40 214
After tax
92 554
96 398
90 541
91 786
Living cost
30 059
30 059
30 059
30 059
Free-cash
62 495
66 339
60 482
61 727

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽49422
₽61814
₽45559
₽69457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
health
-
-
-
17 820
social contributions
-
-
-
30 830
income
-
-
-
12 503
solidarity contribution
-
-
-
-
total
-
-
-
61 153
Employee
31 507
-
98 507
-
income
3 781
-
11 821
-
social contributions
2 048
-
6 403
-
health
4 253
-
13 299
-
solidarity contribution
-
-
-
-
total
10 082
-
31 523
-
Employer
31 507
-
98 507
-
social contributions
7 877
-
24 627
-
health
2 836
-
8 866
-
total
10 713
-
33 493
-
Corporate
89 780
132 000
-
-
income
17 058
25 080
-
-
total
17 058
25 080
-
-
Dividends
72 722
106 920
-
-
withholding
10 908
16 038
-
-
total
10 908
16 038
-
-
Income
132 000
132 000
132 000
132 000
Total tax
48 761
41 118
65 016
61 153
After tax
83 239
90 882
66 984
70 847
Living cost
21 425
21 425
21 425
21 425
Free-cash
61 814
69 457
45 559
49 422

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽44446
₽55063
₽40583
₽64481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
health
-
-
-
17 820
social contributions
-
-
-
30 830
income
-
-
-
12 503
solidarity contribution
-
-
-
-
total
-
-
-
61 153
Employee
38 825
-
98 507
-
income
4 659
-
11 821
-
social contributions
2 524
-
6 403
-
health
5 241
-
13 299
-
solidarity contribution
-
-
-
-
total
12 424
-
31 523
-
Employer
38 825
-
98 507
-
social contributions
9 706
-
24 627
-
health
3 494
-
8 866
-
total
13 200
-
33 493
-
Corporate
79 974
132 000
-
-
income
15 195
25 080
-
-
total
15 195
25 080
-
-
Dividends
64 779
106 920
-
-
withholding
9 717
16 038
-
-
total
9 717
16 038
-
-
Income
132 000
132 000
132 000
132 000
Total tax
50 536
41 118
65 016
61 153
After tax
81 464
90 882
66 984
70 847
Living cost
26 401
26 401
26 401
26 401
Free-cash
55 063
64 481
40 583
44 446

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽34928
-₽70467
-₽70467
-₽70467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
national
-
-
-
14 462
pensions
-
-
-
805
municipal
-
-
-
26 555
labour market
-
-
-
10 496
total
-
-
-
52 318
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
132 000
132 000
132 000
132 000
Total tax
157 713
157 713
157 713
52 318
After tax
-25 713
-25 713
-25 713
79 682
Living cost
44 754
44 754
44 754
44 754
Free-cash
-70 467
-70 467
-70 467
34 928

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽48368
₽77459
₽53699
₽83216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
health
-
-
-
17 159
pensions
-
-
-
26 400
income
-
-
-
17 689
total
-
-
-
61 248
Employee
26 290
-
98 655
-
unemployment
420
-
1 579
-
income
2 960
-
19 020
-
pensions
526
-
1 973
-
total
3 906
-
22 572
-
Employer
26 290
-
98 655
-
pensions
5 258
-
19 731
-
health
3 417
-
12 824
-
unemployment
211
-
790
-
total
8 886
-
33 345
-
Corporate
96 823
132 000
-
-
income
19 365
26 400
-
-
total
19 365
26 400
-
-
Dividends
77 458
105 600
-
-
total
-
-
-
-
Income
132 000
132 000
132 000
132 000
Total tax
32 157
26 400
55 917
61 248
After tax
99 843
105 600
76 083
70 752
Living cost
22 384
22 384
22 384
22 384
Free-cash
77 459
83 216
53 699
48 368

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽53750
₽50429
₽35652
₽49074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
132 000
national
-
-
-
17 560
health
-
-
-
1 646
municipal
-
-
-
23 464
total
-
-
-
42 670
Employee
48 758
-
111 047
-
unemployment
732
-
1 665
-
municipal
7 986
-
18 102
-
national
805
-
11 229
-
pensions
3 290
-
7 496
-
health
364
-
1 323
-
total
13 177
-
39 815
-
Employer
48 758
-
111 047
-
pensions
8 459
-
19 266
-
health
375
-
855
-
accident
49
-
111
-
unemployment
317
-
721
-
total
9 200
-
20 953
-
Corporate
74 042
132 000
-
-
income
14 808
26 400
-
-
total
14 808
26 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 425
79 200
-
-
municipal
7 997
14 256
-
-
national
809
6 690
-
-
total
8 806
20 946
-
-
Income
132 000
132 000
132 000
132 000
Total tax
45 991
47 346
60 768
42 670
After tax
86 009
84 654
71 232
89 330
Living cost
35 580
35 580
35 580
35 580
Free-cash
50 429
49 074
35 652
53 750

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽46325
₽43112
₽47473
₽37962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
-
health
-
-
-
4 606
pensions
-
-
-
26 516
social contributions
-
-
-
3 762
income
-
-
-
18 133
other
-
-
-
4 092
total
-
-
-
57 109
Employee
35 405
-
104 028
-
income
1 826
-
18 566
-
surtax
-
-
-
-
social contributions
1 009
-
2 965
-
pensions
4 005
-
6 458
-
total
6 840
-
27 989
-
Employer
35 405
-
104 028
-
pensions
5 818
-
11 012
-
social contributions
106
-
311
-
other
1 222
-
3 727
-
health
2 478
-
8 708
-
unemployment
1 433
-
4 214
-
total
11 057
-
27 972
-
Corporate
85 538
132 000
-
-
income
23 950
36 960
-
-
surtax
-
-
-
-
total
23 950
36 960
-
-
Dividends
61 588
95 040
-
-
withholding
7 882
12 165
-
-
social contributions
10 593
16 347
-
-
surtax
-
-
-
-
total
18 475
28 512
-
-
Income
132 000
132 000
132 000
132 000
Total tax
60 322
65 472
55 961
57 109
After tax
71 678
66 528
76 039
74 891
Living cost
28 566
28 566
28 566
28 566
Free-cash
43 112
37 962
47 473
46 325

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43184
₽40293
₽44332
₽34821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
-
health
-
-
-
4 606
pensions
-
-
-
26 516
social contributions
-
-
-
3 762
income
-
-
-
18 133
other
-
-
-
4 092
total
-
-
-
57 109
Employee
39 664
-
104 028
-
income
2 341
-
18 566
-
surtax
-
-
-
-
social contributions
1 131
-
2 965
-
pensions
4 485
-
6 458
-
total
7 957
-
27 989
-
Employer
39 664
-
104 028
-
pensions
6 516
-
11 012
-
social contributions
120
-
311
-
other
1 368
-
3 727
-
health
2 777
-
8 708
-
unemployment
1 606
-
4 214
-
total
12 387
-
27 972
-
Corporate
79 950
132 000
-
-
income
22 386
36 960
-
-
surtax
-
-
-
-
total
22 386
36 960
-
-
Dividends
57 564
95 040
-
-
withholding
7 369
12 165
-
-
social contributions
9 901
16 347
-
-
surtax
-
-
-
-
total
17 270
28 512
-
-
Income
132 000
132 000
132 000
132 000
Total tax
60 000
65 472
55 961
57 109
After tax
72 000
66 528
76 039
74 891
Living cost
31 707
31 707
31 707
31 707
Free-cash
40 293
34 821
44 332
43 184

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30130
₽28139
₽31278
₽21767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
-
health
-
-
-
4 606
pensions
-
-
-
26 516
social contributions
-
-
-
3 762
income
-
-
-
18 133
other
-
-
-
4 092
total
-
-
-
57 109
Employee
58 044
-
104 028
-
income
5 064
-
18 566
-
surtax
-
-
-
-
social contributions
1 653
-
2 965
-
pensions
6 565
-
6 458
-
total
13 282
-
27 989
-
Employer
58 044
-
104 028
-
pensions
9 537
-
11 012
-
social contributions
174
-
311
-
other
2 003
-
3 727
-
health
4 063
-
8 708
-
unemployment
2 351
-
4 214
-
total
18 128
-
27 972
-
Corporate
55 827
132 000
-
-
income
15 631
36 960
-
-
surtax
-
-
-
-
total
15 631
36 960
-
-
Dividends
40 196
95 040
-
-
withholding
5 146
12 165
-
-
social contributions
6 913
16 347
-
-
surtax
-
-
-
-
total
12 059
28 512
-
-
Income
132 000
132 000
132 000
132 000
Total tax
59 100
65 472
55 961
57 109
After tax
72 900
66 528
76 039
74 891
Living cost
44 761
44 761
44 761
44 761
Free-cash
28 139
21 767
31 278
30 130

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽124735
₽118341
₽99655
₽119455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
132 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 320
total
-
-
-
1 320
Employee
7 431
-
132 000
-
income
1 486
-
26 400
-
total
1 486
-
26 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

124 569
132 000
-
-
total
-
-
-
-
Dividends
124 569
132 000
-
-
withholding
6 228
6 600
-
-
total
6 228
6 600
-
-
Income
132 000
132 000
132 000
132 000
Total tax
7 714
6 600
26 400
1 320
After tax
124 286
125 400
105 600
130 680
Living cost
5 945
5 945
5 945
5 945
Free-cash
118 341
119 455
99 655
124 735

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽121416
₽114399
₽96336
₽116136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
132 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 320
total
-
-
-
1 320
Employee
11 580
-
132 000
-
income
2 316
-
26 400
-
total
2 316
-
26 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

120 420
132 000
-
-
total
-
-
-
-
Dividends
120 420
132 000
-
-
withholding
6 021
6 600
-
-
total
6 021
6 600
-
-
Income
132 000
132 000
132 000
132 000
Total tax
8 337
6 600
26 400
1 320
After tax
123 663
125 400
105 600
130 680
Living cost
9 264
9 264
9 264
9 264
Free-cash
114 399
116 136
96 336
121 416

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37738
₽44328
₽50497
₽32207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 339
trade
-
-
-
12 759
total
-
-
-
58 483
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
132 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
37 339
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
2 054
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
45 724
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 888
132 000
-
-
trade
12 325
18 943
-
-
income
12 884
19 799
-
-
chamber of commerce
267
334
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

709
1 089
-
-
total
26 185
40 165
-
-
Dividends
59 703
91 835
-
-
withholding
14 574
22 606
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

802
1 243
-
-
total
15 376
23 849
-
-
Income
132 000
132 000
132 000
132 000
Total tax
51 893
64 014
45 724
58 483
After tax
80 107
67 986
86 276
73 517
Living cost
35 779
35 779
35 779
35 779
Free-cash
44 328
32 207
50 497
37 738

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44201
₽48806
₽58205
₽38557
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 339
trade
-
-
-
14 004
total
-
-
-
59 728
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
132 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
37 339
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 054
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
45 724
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 554
132 000
-
-
trade
15 207
20 789
-
-
income
14 483
19 799
-
-
chamber of commerce
280
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

797
1 089
-
-
total
30 767
42 008
-
-
Dividends
65 787
89 992
-
-
withholding
16 095
22 145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

885
1 219
-
-
total
16 980
23 364
-
-
Income
132 000
132 000
132 000
132 000
Total tax
55 123
65 372
45 724
59 728
After tax
76 877
66 628
86 276
72 272
Living cost
28 071
28 071
28 071
28 071
Free-cash
48 806
38 557
58 205
44 201

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35244
₽42561
₽49869
₽29542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 339
trade
-
-
-
14 625
total
-
-
-
60 349
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
132 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
37 339
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 054
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
45 724
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 003
132 000
-
-
trade
13 983
21 714
-
-
income
12 750
19 799
-
-
chamber of commerce
262
329
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

702
1 089
-
-
total
27 697
42 931
-
-
Dividends
57 305
89 069
-
-
withholding
13 975
21 915
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

769
1 205
-
-
total
14 744
23 120
-
-
Income
132 000
132 000
132 000
132 000
Total tax
53 032
66 051
45 724
60 349
After tax
78 968
65 949
86 276
71 651
Living cost
36 407
36 407
36 407
36 407
Free-cash
42 561
29 542
49 869
35 244

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽28573
₽37842
₽43821
₽22815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
132 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 054
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 339
trade
-
-
-
15 248
total
-
-
-
60 972
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
132 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
37 339
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 054
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
45 724
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 304
132 000
-
-
trade
13 086
22 638
-
-
income
11 446
19 799
-
-
chamber of commerce
248
327
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

630
1 089
-
-
total
25 410
43 853
-
-
Dividends
50 895
88 147
-
-
withholding
12 371
21 685
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

681
1 192
-
-
total
13 052
22 877
-
-
Income
132 000
132 000
132 000
132 000
Total tax
51 703
66 730
45 724
60 972
After tax
80 297
65 270
86 276
71 028
Living cost
42 455
42 455
42 455
42 455
Free-cash
37 842
22 815
43 821
28 573

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41819
₽59264
₽38559
₽62211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
4 427
unemployment
-
-
-
211
health
-
-
-
8 781
pensions
-
-
-
24 738
income
-
-
-
31 208
other
-
-
-
-
total
-
-
-
69 365
Employee
31 210
-
109 046
-
unemployment
2 172
-
7 589
-
other
-
-
-
-
income
5 232
-
28 116
-
surtax
111
-
3 911
-
pensions
2 082
-
7 274
-
health
797
-
2 780
-
total
10 394
-
49 670
-
Employer
31 210
-
109 046
-
pensions
4 161
-
14 536
-
other
-
-
-
-
health
1 419
-
4 961
-
unemployment
990
-
3 458
-
total
6 570
-
22 955
-
Corporate
94 220
132 000
-
-
income
24 497
34 321
-
-
total
24 497
34 321
-
-
Dividends
69 723
97 679
-
-
withholding
10 459
14 652
-
-
total
10 459
14 652
-
-
Income
132 000
132 000
132 000
132 000
Total tax
51 920
48 973
72 625
69 365
After tax
80 080
83 027
59 375
62 635
Living cost
20 816
20 816
20 816
20 816
Free-cash
59 264
62 211
38 559
41 819

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽42185
₽59693
₽38925
₽62577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
surtax
-
-
-
4 427
unemployment
-
-
-
211
health
-
-
-
8 781
pensions
-
-
-
24 738
income
-
-
-
31 208
other
-
-
-
-
total
-
-
-
69 365
Employee
30 647
-
109 046
-
unemployment
2 133
-
7 589
-
other
-
-
-
-
income
5 137
-
28 116
-
surtax
100
-
3 911
-
pensions
2 044
-
7 274
-
health
783
-
2 780
-
total
10 197
-
49 670
-
Employer
30 647
-
109 046
-
pensions
4 085
-
14 536
-
other
-
-
-
-
health
1 395
-
4 961
-
unemployment
971
-
3 458
-
total
6 451
-
22 955
-
Corporate
94 902
132 000
-
-
income
24 674
34 321
-
-
total
24 674
34 321
-
-
Dividends
70 228
97 679
-
-
withholding
10 535
14 652
-
-
total
10 535
14 652
-
-
Income
132 000
132 000
132 000
132 000
Total tax
51 857
48 973
72 625
69 365
After tax
80 143
83 027
59 375
62 635
Living cost
20 450
20 450
20 450
20 450
Free-cash
59 693
62 577
38 925
42 185

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽72906
₽56100
₽57984
₽55712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
unemployment
-
-
-
1 980
health
-
-
-
9 240
pensions
-
-
-
13 200
income
-
-
-
16 137
total
-
-
-
40 557
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
110 460
-
unemployment
401
160
1 657
-
income
3 271
1 302
13 504
-
pensions
2 676
1 065
11 046
-
health
1 873
745
7 732
-
total
8 221
3 272
33 939
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
110 460
-
pensions
5 218
2 077
21 540
-
total
5 218
2 077
21 540
-
Corporate
100 024
119 274
-
-
income
9 002
10 735
-
-
total
9 002
10 735
-
-
Dividends
91 022
108 539
-
-
withholding
17 294
20 623
-
-
social contributions
17 628
21 044
-
-
total
34 922
41 667
-
-
Income
132 000
132 000
132 000
132 000
Total tax
57 363
57 751
55 479
40 557
After tax
74 637
74 249
76 521
91 443
Living cost
18 537
18 537
18 537
18 537
Free-cash
56 100
55 712
57 984
72 906

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽33527
₽36853
₽34562
₽37597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
national
-
-
-
22 149
pensions
-
-
-
15 840
social contributions
-
-
-
1 419
municipal
-
-
-
14 294
total
-
-
-
53 702
Employee
69 403
-
114 113
-
municipal
8 572
-
14 805
-
national
13 284
-
22 941
-
pensions
2 776
-
4 565
-
total
24 632
-
42 311
-
Employer
69 403
-
114 113
-
pensions
5 552
-
9 129
-
social contributions
746
-
1 227
-
total
6 298
-
10 356
-
Corporate
51 718
132 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 344
26 400
-
-
total
10 344
26 400
-
-
Dividends
41 374
105 600
-
-
withholding
9 102
23 232
-
-
total
9 102
23 232
-
-
Income
132 000
132 000
132 000
132 000
Total tax
50 376
49 632
52 667
53 702
After tax
81 624
82 368
79 333
78 298
Living cost
44 771
44 771
44 771
44 771
Free-cash
36 853
37 597
34 562
33 527

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20429
₽41654
₽20429
₽39608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
social contributions
-
-
-
21 298
income
-
-
-
37 481
total
-
-
-
58 779
Employee
72 493
-
132 000
-
social contributions
6 023
-
21 298
-
income
13 679
-
37 481
-
total
19 702
-
58 779
-
Employer
72 493
-
132 000
-
total
-
-
-
-
Corporate
59 507
132 000
-
-
income
7 439
16 500
-
-
total
7 439
16 500
-
-
Dividends
52 068
115 500
-
-
withholding
10 413
23 100
-
-
total
10 413
23 100
-
-
Income
132 000
132 000
132 000
132 000
Total tax
37 554
39 600
58 779
58 779
After tax
94 446
92 400
73 221
73 221
Living cost
52 792
52 792
52 792
52 792
Free-cash
41 654
39 608
20 429
20 429

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25809
₽26482
₽19566
₽31322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
national
-
-
-
30 826
regional
-
-
-
1 525
social contributions
-
-
-
33 950
municipal
-
-
-
784
total
-
-
-
67 085
Employee
82 364
-
132 000
-
municipal
436
-
700
-
national
14 272
-
26 774
-
social contributions
27 773
-
44 511
-
regional
777
-
1 343
-
total
43 258
-
73 328
-
Employer
82 364
-
132 000
-
total
-
-
-
-
Corporate
49 636
132 000
-
-
nationa
11 913
31 679
-
-
municipal
1 936
5 148
-
-
total
13 849
36 827
-
-
Dividends
35 786
95 173
-
-
withholding
9 305
24 745
-
-
total
9 305
24 745
-
-
Income
132 000
132 000
132 000
132 000
Total tax
66 412
61 572
73 328
67 085
After tax
65 588
70 428
58 672
64 915
Living cost
39 106
39 106
39 106
39 106
Free-cash
26 482
31 322
19 566
25 809

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽39485
₽42359
₽33275
₽44419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
132 000
national
-
-
-
30 826
regional
-
-
-
1 990
social contributions
-
-
-
33 950
municipal
-
-
-
784
total
-
-
-
67 550
Employee
51 408
-
132 000
-
municipal
273
-
700
-
national
8 144
-
26 774
-
social contributions
17 335
-
44 511
-
regional
692
-
1 775
-
total
26 444
-
73 760
-
Employer
51 408
-
132 000
-
total
-
-
-
-
Corporate
80 592
132 000
-
-