Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 131500
per

Your estimated
City
free-cash

Andorra , Andorra
₽93410
₽75905
₽72410
₽90623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
28 931
income
-
-
-
5 219
total
-
-
-
34 150
Employee
26 673
-
113 852
-
social contributions
1 733
-
7 400
-
income
-
-
5 607
-
total
1 733
-
13 007
-
Employer
26 673
-
113 852
-
social contributions
4 135
-
17 648
-
total
4 135
-
17 648
-
Corporate
100 692
131 500
-
-
income
10 069
13 150
-
-
total
10 069
13 150
-
-
Dividends
90 624
118 350
-
-
total
-
-
-
-
Income
131 500
131 500
131 500
131 500
Total tax
15 937
13 150
30 655
34 150
After tax
115 563
118 350
100 845
97 350
Living cost
24 940
24 940
24 940
24 940
Free-cash
90 623
93 410
75 905
72 410

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽46519
₽8096
₽41146
₽46109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
chamber of commerce
-
-
-
526
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
32 925
surtax
-
-
-
-
total
-
-
-
63 885
Employee
36 267
33 064
103 152
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
26 032
-
total
9 798
8 427
43 585
-
Employer
36 267
33 064
103 152
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
3 094
-
chamber of commerce
145
132
413
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 846
-
total
10 437
9 516
28 349
-
Corporate
84 796
88 920
100 003
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

21 198
22 230
25 001
-
total
21 198
22 230
25 001
-
Dividends
63 597
66 691
-
-
withholding
17 489
18 339
-
-
total
17 489
18 339
-
-
Income
131 500
131 500
131 500
131 500
Total tax
58 922
58 512
96 935
63 885
After tax
72 578
72 988
34 565
67 615
Living cost
26 469
26 469
26 469
26 469
Free-cash
46 109
46 519
8 096
41 146

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽43664
₽5280
₽38217
₽42382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
chamber of commerce
-
-
-
526
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
32 925
surtax
-
-
-
164
total
-
-
-
64 049
Employee
41 463
33 064
102 998
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
25 968
-
total
12 228
8 427
43 521
-
Employer
41 463
33 064
102 998
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
3 091
-
chamber of commerce
165
132
413
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 840
-
total
12 096
9 680
28 504
-
Corporate
77 942
88 757
99 849
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 485
22 189
24 961
-
total
19 485
22 189
24 961
-
Dividends
58 456
66 568
-
-
withholding
16 075
18 306
-
-
total
16 075
18 306
-
-
Income
131 500
131 500
131 500
131 500
Total tax
59 884
58 602
96 986
64 049
After tax
71 616
72 898
34 514
67 451
Living cost
29 234
29 234
29 234
29 234
Free-cash
42 382
43 664
5 280
38 217

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽43323
₽16866
₽26772
₽30880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
20 442
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 663
national
-
-
-
47 372
total
-
-
-
74 477
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
101 851
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 786
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 639
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 312
-
national
18 246
-
36 112
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
886
-
total
29 096
-
54 735
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
101 851
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 324
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 486
-
surtax
6 729
-
11 550
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
6 263
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
9 025
-
total
17 275
-
29 648
-
Corporate
54 878
131 500
-
-
surtax
219
526
-
-
income
10 976
26 300
-
-
total
11 195
26 826
-
-
Dividends
43 684
104 674
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 803
31 100
-
-
total
12 803
31 100
-
-
Income
131 500
131 500
131 500
131 500
Total tax
70 369
57 926
84 383
74 477
After tax
61 131
73 574
47 117
57 023
Living cost
30 251
30 251
30 251
30 251
Free-cash
30 880
43 323
16 866
26 772

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽98170
₽94778
₽89779
₽93116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 725
total
-
-
-
27 458
Employee
18 887
-
125 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
12 582
-
total
4 624
-
16 776
-
Employer
18 887
-
125 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
108 907
131 500
-
-
income
10 891
13 150
-
-
total
10 891
13 150
-
-
Dividends
98 017
118 350
-
-
withholding
4 901
5 917
-
-
total
4 901
5 917
-
-
Income
131 500
131 500
131 500
131 500
Total tax
24 121
19 067
22 459
27 458
After tax
107 379
112 433
109 041
104 042
Living cost
14 263
14 263
14 263
14 263
Free-cash
93 116
98 170
94 778
89 779

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽101562
₽98170
₽93171
₽97711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
19 725
total
-
-
-
27 458
Employee
14 395
-
125 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
12 582
-
total
3 523
-
16 776
-
Employer
14 395
-
125 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
114 280
131 500
-
-
income
11 428
13 150
-
-
total
11 428
13 150
-
-
Dividends
102 852
118 350
-
-
withholding
5 142
5 917
-
-
total
5 142
5 917
-
-
Income
131 500
131 500
131 500
131 500
Total tax
22 918
19 067
22 459
27 458
After tax
108 582
112 433
109 041
104 042
Living cost
10 871
10 871
10 871
10 871
Free-cash
97 711
101 562
98 170
93 171

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽76769
₽70207
₽71403
₽72254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
13 424
health
-
-
-
3 354
income
-
-
-
24 110
total
-
-
-
40 888
Employee
63 798
63 798
122 099
-
health
494
1 085
2 075
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
23 466
-
total
9 853
12 286
32 683
-
Employer
63 798
63 798
122 099
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 259
-
total
2 949
6 476
9 401
-
Corporate
99 489
61 227
-
-
income
12 437
7 653
-
-
total
12 437
7 653
-
-
Dividends
87 052
53 573
-
-
withholding
14 798
9 107
-
-
total
14 798
9 107
-
-
Income
131 500
131 500
131 500
131 500
Total tax
40 037
35 522
42 084
40 888
After tax
91 463
95 978
89 416
90 612
Living cost
19 209
19 209
19 209
19 209
Free-cash
72 254
76 769
70 207
71 403

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽69068
₽62506
₽63702
₽65629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
13 424
health
-
-
-
3 354
income
-
-
-
24 110
total
-
-
-
40 888
Employee
63 798
63 798
122 099
-
health
635
1 085
2 075
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
23 466
-
total
10 434
12 286
32 683
-
Employer
63 798
63 798
122 099
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 259
-
total
3 791
6 476
9 401
-
Corporate
90 364
61 227
-
-
income
11 295
7 653
-
-
total
11 295
7 653
-
-
Dividends
79 069
53 573
-
-
withholding
13 441
9 107
-
-
total
13 441
9 107
-
-
Income
131 500
131 500
131 500
131 500
Total tax
38 961
35 522
42 084
40 888
After tax
92 539
95 978
89 416
90 612
Living cost
26 910
26 910
26 910
26 910
Free-cash
65 629
69 068
62 506
63 702

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽71015
₽47639
₽53283
₽64050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
28 093
health
-
-
-
17 753
solidarity contribution
-
-
-
-
income
-
-
-
12 848
total
-
-
-
58 694
Employee
28 710
-
98 576
-
health
3 876
-
13 308
-
social contributions
1 866
-
6 254
-
solidarity contribution
-
-
-
-
income
3 445
-
11 852
-
total
9 187
-
31 414
-
Employer
28 710
-
98 576
-
social contributions
7 178
-
24 052
-
health
2 584
-
8 872
-
total
9 762
-
32 924
-
Corporate
93 028
131 500
-
-
income
17 675
24 985
-
-
total
17 675
24 985
-
-
Dividends
75 353
106 515
-
-
withholding
11 303
15 977
-
-
total
11 303
15 977
-
-
Income
131 500
131 500
131 500
131 500
Total tax
47 927
40 962
64 338
58 694
After tax
83 573
90 538
67 162
72 806
Living cost
19 523
19 523
19 523
19 523
Free-cash
64 050
71 015
47 639
53 283

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽66481
₽43105
₽48749
₽57898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
28 093
health
-
-
-
17 753
solidarity contribution
-
-
-
-
income
-
-
-
12 848
total
-
-
-
58 694
Employee
35 378
-
98 576
-
health
4 776
-
13 308
-
social contributions
2 300
-
6 254
-
solidarity contribution
-
-
-
-
income
4 245
-
11 852
-
total
11 321
-
31 414
-
Employer
35 378
-
98 576
-
social contributions
8 845
-
24 052
-
health
3 184
-
8 872
-
total
12 029
-
32 924
-
Corporate
84 093
131 500
-
-
income
15 978
24 985
-
-
total
15 978
24 985
-
-
Dividends
68 115
106 515
-
-
withholding
10 217
15 977
-
-
total
10 217
15 977
-
-
Income
131 500
131 500
131 500
131 500
Total tax
49 545
40 962
64 338
58 694
After tax
81 955
90 538
67 162
72 806
Living cost
24 057
24 057
24 057
24 057
Free-cash
57 898
66 481
43 105
48 749

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽49754
-₽49754
₽38360
-₽49754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
labour market
-
-
-
10 462
municipal
-
-
-
26 946
pensions
-
-
-
721
national
-
-
-
14 946
total
-
-
-
53 075
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
131 500
131 500
131 500
131 500
Total tax
141 189
141 189
141 189
53 075
After tax
-9 689
-9 689
-9 689
78 425
Living cost
40 065
40 065
40 065
40 065
Free-cash
-49 754
-49 754
-49 754
38 360

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽85160
₽55753
₽50444
₽80005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
health
-
-
-
17 095
pensions
-
-
-
26 300
income
-
-
-
17 621
total
-
-
-
61 016
Employee
23 536
-
98 281
-
pensions
471
-
1 965
-
unemployment
376
-
1 573
-
income
2 650
-
18 949
-
total
3 497
-
22 487
-
Employer
23 536
-
98 281
-
pensions
4 708
-
19 657
-
unemployment
189
-
786
-
health
3 059
-
12 777
-
total
7 956
-
33 220
-
Corporate
100 008
131 500
-
-
income
20 002
26 300
-
-
total
20 002
26 300
-
-
Dividends
80 006
105 200
-
-
total
-
-
-
-
Income
131 500
131 500
131 500
131 500
Total tax
31 455
26 300
55 707
61 016
After tax
100 045
105 200
75 793
70 484
Living cost
20 040
20 040
20 040
20 040
Free-cash
80 005
85 160
55 753
50 444

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽51457
₽38060
₽55092
₽53192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
131 500
health
-
-
-
1 678
municipal
-
-
-
23 368
national
-
-
-
19 509
total
-
-
-
44 555
Employee
43 651
-
110 624
-
health
326
-
1 357
-
municipal
7 150
-
18 026
-
pensions
2 946
-
7 468
-
national
721
-
12 202
-
unemployment
655
-
1 659
-
total
11 798
-
40 712
-
Employer
43 651
-
110 624
-
accident
44
-
110
-
unemployment
283
-
720
-
health
335
-
852
-
pensions
7 573
-
19 193
-
total
8 235
-
20 875
-
Corporate
79 613
131 500
-
-
income
15 922
26 300
-
-
total
15 922
26 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

47 768
78 900
-
-
municipal
8 598
14 202
-
-
national
1 902
7 688
-
-
total
10 500
21 890
-
-
Income
131 500
131 500
131 500
131 500
Total tax
46 455
48 190
61 587
44 555
After tax
85 045
83 310
69 913
86 945
Living cost
31 853
31 853
31 853
31 853
Free-cash
53 192
51 457
38 060
55 092

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽40703
₽48324
₽48769
₽45315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
3 746
health
-
-
-
5 103
pensions
-
-
-
24 844
other
-
-
-
4 076
income
-
-
-
19 389
surtax
-
-
-
-
total
-
-
-
57 158
Employee
31 696
-
102 714
-
income
1 634
-
19 139
-
social contributions
904
-
2 925
-
pensions
3 585
-
6 751
-
surtax
-
-
-
-
total
6 123
-
28 815
-
Employer
31 696
-
102 714
-
pensions
5 208
-
11 436
-
social contributions
94
-
309
-
unemployment
1 283
-
4 160
-
health
2 218
-
9 042
-
other
1 094
-
3 841
-
total
9 897
-
28 788
-
Corporate
89 905
131 500
-
-
surtax
-
-
-
-
income
25 174
36 820
-
-
total
25 174
36 820
-
-
Dividends
64 731
94 680
-
-
surtax
-
-
-
-
withholding
8 285
12 119
-
-
social contributions
11 133
16 285
-
-
total
19 418
28 404
-
-
Income
131 500
131 500
131 500
131 500
Total tax
60 612
65 224
57 603
57 158
After tax
70 888
66 276
73 897
74 342
Living cost
25 573
25 573
25 573
25 573
Free-cash
45 315
40 703
48 324
48 769

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽37890
₽45511
₽45956
₽42791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
3 746
health
-
-
-
5 103
pensions
-
-
-
24 844
other
-
-
-
4 076
income
-
-
-
19 389
surtax
-
-
-
-
total
-
-
-
57 158
Employee
35 509
-
102 714
-
income
2 096
-
19 139
-
social contributions
1 012
-
2 925
-
pensions
4 015
-
6 751
-
surtax
-
-
-
-
total
7 123
-
28 815
-
Employer
35 509
-
102 714
-
pensions
5 833
-
11 436
-
social contributions
107
-
309
-
unemployment
1 437
-
4 160
-
health
2 486
-
9 042
-
other
1 225
-
3 841
-
total
11 088
-
28 788
-
Corporate
84 902
131 500
-
-
surtax
-
-
-
-
income
23 773
36 820
-
-
total
23 773
36 820
-
-
Dividends
61 130
94 680
-
-
surtax
-
-
-
-
withholding
7 825
12 119
-
-
social contributions
10 514
16 285
-
-
total
18 339
28 404
-
-
Income
131 500
131 500
131 500
131 500
Total tax
60 323
65 224
57 603
57 158
After tax
71 177
66 276
73 897
74 342
Living cost
28 386
28 386
28 386
28 386
Free-cash
42 791
37 890
45 511
45 956

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽26204
₽33825
₽34270
₽31909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
3 746
health
-
-
-
5 103
pensions
-
-
-
24 844
other
-
-
-
4 076
income
-
-
-
19 389
surtax
-
-
-
-
total
-
-
-
57 158
Employee
51 964
-
102 714
-
income
4 534
-
19 139
-
social contributions
1 480
-
2 925
-
pensions
5 877
-
6 751
-
surtax
-
-
-
-
total
11 891
-
28 815
-
Employer
51 964
-
102 714
-
pensions
8 538
-
11 436
-
social contributions
156
-
309
-
unemployment
2 105
-
4 160
-
health
3 637
-
9 042
-
other
1 793
-
3 841
-
total
16 229
-
28 788
-
Corporate
63 307
131 500
-
-
surtax
-
-
-
-
income
17 725
36 820
-
-
total
17 725
36 820
-
-
Dividends
45 581
94 680
-
-
surtax
-
-
-
-
withholding
5 835
12 119
-
-
social contributions
7 839
16 285
-
-
total
13 674
28 404
-
-
Income
131 500
131 500
131 500
131 500
Total tax
59 519
65 224
57 603
57 158
After tax
71 981
66 276
73 897
74 342
Living cost
40 072
40 072
40 072
40 072
Free-cash
31 909
26 204
33 825
34 270

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽119068
₽99343
₽124328
₽117970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
131 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 315
total
-
-
-
1 315
Employee
7 321
-
131 500
-
income
1 464
-
26 300
-
total
1 464
-
26 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

124 179
131 500
-
-
total
-
-
-
-
Dividends
124 179
131 500
-
-
withholding
6 209
6 575
-
-
total
6 209
6 575
-
-
Income
131 500
131 500
131 500
131 500
Total tax
7 673
6 575
26 300
1 315
After tax
123 827
124 925
105 200
130 185
Living cost
5 857
5 857
5 857
5 857
Free-cash
117 970
119 068
99 343
124 328

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽115798
₽96073
₽121058
₽114086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
131 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 315
total
-
-
-
1 315
Employee
11 409
-
131 500
-
income
2 282
-
26 300
-
total
2 282
-
26 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

120 091
131 500
-
-
total
-
-
-
-
Dividends
120 091
131 500
-
-
withholding
6 005
6 575
-
-
total
6 005
6 575
-
-
Income
131 500
131 500
131 500
131 500
Total tax
8 287
6 575
26 300
1 315
After tax
123 213
124 925
105 200
130 185
Living cost
9 127
9 127
9 127
9 127
Free-cash
114 086
115 798
96 073
121 058

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35670
₽52631
₽39297
₽46524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 334
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 024
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 146
total
-
-
-
60 172
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
131 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 146
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
39 024
-
total
9 250
-
46 838
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 219
131 500
-
-
trade
12 947
18 870
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

745
1 085
-
-
chamber of commerce
258
318
-
-
income
13 532
19 725
-
-
total
27 482
39 998
-
-
Dividends
62 737
91 503
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

845
1 241
-
-
withholding
15 368
22 560
-
-
total
16 213
23 801
-
-
Income
131 500
131 500
131 500
131 500
Total tax
52 945
63 799
46 838
60 172
After tax
78 555
67 701
84 662
71 328
Living cost
32 031
32 031
32 031
32 031
Free-cash
46 524
35 670
52 631
39 297

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41217
₽59532
₽44896
₽50396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 636
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 024
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 146
total
-
-
-
61 474
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
131 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 146
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
39 024
-
total
6 603
-
46 838
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
99 767
131 500
-
-
trade
15 713
20 712
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

823
1 085
-
-
chamber of commerce
269
315
-
-
income
14 965
19 725
-
-
total
31 770
41 837
-
-
Dividends
67 996
89 664
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

918
1 215
-
-
withholding
16 683
22 101
-
-
total
17 601
23 316
-
-
Income
131 500
131 500
131 500
131 500
Total tax
55 974
65 153
46 838
61 474
After tax
75 526
66 347
84 662
70 026
Living cost
25 130
25 130
25 130
25 130
Free-cash
50 396
41 217
59 532
44 896

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33079
₽52069
₽36783
₽44737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 286
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 024
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 146
total
-
-
-
62 124
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
131 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 146
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
39 024
-
total
9 481
-
46 838
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
89 426
131 500
-
-
trade
14 710
21 631
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

738
1 085
-
-
chamber of commerce
253
313
-
-
income
13 414
19 725
-
-
total
29 115
42 754
-
-
Dividends
60 309
88 746
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

812
1 203
-
-
withholding
14 762
21 871
-
-
total
15 574
23 074
-
-
Income
131 500
131 500
131 500
131 500
Total tax
54 170
65 828
46 838
62 124
After tax
77 330
65 672
84 662
69 376
Living cost
32 593
32 593
32 593
32 593
Free-cash
44 737
33 079
52 069
36 783

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26986
₽46654
₽30717
₽40439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
15 937
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
39 024
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 146
total
-
-
-
62 775
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
131 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 146
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
39 024
-
total
11 854
-
46 838
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 638
131 500
-
-
trade
14 002
22 553
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

674
1 085
-
-
chamber of commerce
241
312
-
-
income
12 246
19 725
-
-
total
27 163
43 675
-
-
Dividends
54 476
87 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

732
1 190
-
-
withholding
13 304
21 641
-
-
total
14 036
22 831
-
-
Income
131 500
131 500
131 500
131 500
Total tax
53 053
66 506
46 838
62 775
After tax
78 447
64 994
84 662
68 725
Living cost
38 008
38 008
38 008
38 008
Free-cash
40 439
26 986
46 654
30 717

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽64079
₽38904
₽43770
₽61441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
33 936
surtax
-
-
-
4 963
total
-
-
-
69 095
Employee
27 940
-
108 634
-
health
713
-
2 769
-
pensions
1 864
-
7 246
-
surtax
99
-
4 194
-
other
-
-
-
-
unemployment
1 944
-
7 561
-
income
4 684
-
29 326
-
total
9 304
-
51 096
-
Employer
27 940
-
108 634
-
pensions
3 725
-
14 480
-
unemployment
886
-
3 443
-
health
1 271
-
4 942
-
other
-
-
-
-
total
5 882
-
22 865
-
Corporate
97 677
131 500
-
-
income
25 396
34 189
-
-
total
25 396
34 189
-
-
Dividends
72 281
97 311
-
-
withholding
10 842
14 597
-
-
total
10 842
14 597
-
-
Income
131 500
131 500
131 500
131 500
Total tax
51 424
48 786
73 961
69 095
After tax
80 076
82 714
57 539
62 405
Living cost
18 635
18 635
18 635
18 635
Free-cash
61 441
64 079
38 904
43 770

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽64406
₽39231
₽44097
₽61823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
33 936
surtax
-
-
-
4 963
total
-
-
-
69 095
Employee
27 437
-
108 634
-
health
701
-
2 769
-
pensions
1 830
-
7 246
-
surtax
90
-
4 194
-
other
-
-
-
-
unemployment
1 910
-
7 561
-
income
4 599
-
29 326
-
total
9 130
-
51 096
-
Employer
27 437
-
108 634
-
pensions
3 657
-
14 480
-
unemployment
869
-
3 443
-
health
1 249
-
4 942
-
other
-
-
-
-
total
5 775
-
22 865
-
Corporate
98 288
131 500
-
-
income
25 555
34 189
-
-
total
25 555
34 189
-
-
Dividends
72 733
97 311
-
-
withholding
10 909
14 597
-
-
total
10 909
14 597
-
-
Income
131 500
131 500
131 500
131 500
Total tax
51 369
48 786
73 961
69 095
After tax
80 131
82 714
57 539
62 405
Living cost
18 308
18 308
18 308
18 308
Free-cash
61 823
64 406
39 231
44 097

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽57652
₽59958
₽74824
₽57990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
unemployment
-
-
-
1 972
health
-
-
-
9 205
pensions
-
-
-
13 150
income
-
-
-
16 076
total
-
-
-
40 403
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
110 042
-
health
1 644
654
7 703
-
pensions
2 349
935
11 004
-
unemployment
352
140
1 651
-
income
2 872
1 143
13 453
-
total
7 217
2 872
33 811
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
110 042
-
pensions
4 581
1 823
21 458
-
total
4 581
1 823
21 458
-
Corporate
103 429
120 328
-
-
income
9 309
10 830
-
-
total
9 309
10 830
-
-
Dividends
94 120
109 498
-
-
withholding
17 883
20 805
-
-
social contributions
18 247
21 245
-
-
total
36 130
42 050
-
-
Income
131 500
131 500
131 500
131 500
Total tax
57 237
57 575
55 269
40 403
After tax
74 263
73 925
76 231
91 097
Living cost
16 273
16 273
16 273
16 273
Free-cash
57 990
57 652
59 958
74 824

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽40173
₽36981
₽35948
₽39476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
1 414
municipal
-
-
-
14 306
pensions
-
-
-
15 780
national
-
-
-
22 169
total
-
-
-
53 669
Employee
64 927
-
113 681
-
municipal
8 020
-
14 815
-
pensions
2 597
-
4 547
-
national
12 427
-
22 958
-
total
23 044
-
42 320
-
Employer
64 927
-
113 681
-
social contributions
698
-
1 222
-
pensions
5 194
-
9 094
-
total
5 892
-
10 316
-
Corporate
56 396
131 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

11 279
26 300
-
-
total
11 279
26 300
-
-
Dividends
45 117
105 200
-
-
withholding
9 926
23 144
-
-
total
9 926
23 144
-
-
Income
131 500
131 500
131 500
131 500
Total tax
50 141
49 444
52 636
53 669
After tax
81 359
82 056
78 864
77 831
Living cost
41 883
41 883
41 883
41 883
Free-cash
39 476
40 173
36 981
35 948

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽44789
₽23751
₽23751
₽46618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
social contributions
-
-
-
21 601
income
-
-
-
38 886
total
-
-
-
60 487
Employee
64 899
-
131 500
-
social contributions
5 392
-
21 601
-
income
12 246
-
38 886
-
total
17 638
-
60 487
-
Employer
64 899
-
131 500
-
total
-
-
-
-
Corporate
66 601
131 500
-
-
income
8 326
16 437
-
-
total
8 326
16 437
-
-
Dividends
58 276
115 063
-
-
withholding
11 656
23 012
-
-
total
11 656
23 012
-
-
Income
131 500
131 500
131 500
131 500
Total tax
37 620
39 449
60 487
60 487
After tax
93 880
92 051
71 013
71 013
Living cost
47 262
47 262
47 262
47 262
Free-cash
46 618
44 789
23 751
23 751

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽35152
₽22754
₽28695
₽30819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
regional
-
-
-
1 537
social contributions
-
-
-
33 822
municipal
-
-
-
781
national
-
-
-
31 656
total
-
-
-
67 796
Employee
73 736
-
131 500
-
regional
696
-
1 355
-
municipal
390
-
697
-
social contributions
24 864
-
44 341
-
national
12 777
-
27 344
-
total
38 727
-
73 737
-
Employer
73 736
-
131 500
-
total
-
-
-
-
Corporate
57 764
131 500
-
-
nationa
13 863
31 560
-
-
municipal
2 253
5 128
-
-
total
16 116
36 688
-
-
Dividends
41 648
94 812
-
-
withholding
10 829
24 651
-
-
total
10 829
24 651
-
-
Income
131 500
131 500
131 500
131 500
Total tax
65 672
61 339
73 737
67 796
After tax
65 828
70 161
57 763
63 704
Living cost
35 009
35 009
35 009
35 009
Free-cash
30 819
35 152
22 754
28 695

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽46770
₽34999
₽40908
₽44928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 500
regional
-
-
-
1 983
social contributions
-
-
-
33 822
municipal
-
-
-
781
national
-
-
-
31 656
total
-
-
-
68 242
Employee
46 023
-
131 500
-
regional
620
-
1 769
-
municipal
244
-
697
-
social contributions
15 519
-
44 341
-
national
7 291
-
27 344
-
total
23 674
-
74 151
-
Employer
46 023
-
131 500
-
total
-
-
-
-
Corporate
85 477
131 500
-
-
nationa