Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 131000
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽16370
₽16263
₽31587
₽25173
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
city
-
-
-
1 381
pensions
-
-
-
12 052
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 619
regional
-
-
-
5 417
health
-
-
-
294
national
-
-
-
1 376
total
-
-
-
23 139
Employee
89 260
-
117 252
-
city
958
-
1 260
-
regional
2 923
-
4 641
-
health
202
-
264
-
pensions
7 499
-
9 850
-
unemployment
-
-
-
-
national
422
-
1 079
-
total
12 004
-
17 094
-
Employer
89 260
-
117 252
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
2 345
-
unemployment
-
-
-
-
pensions
7 499
-
9 850
-
health
202
-
264
-
total
9 486
-
12 459
-
Corporate
31 273
131 000
-
-
regional
6 614
27 706
-
-
national
2 658
11 135
-
-
total
9 272
38 841
-
-
Dividends
22 001
92 159
-
-
withholding
7 701
32 255
-
-
total
7 701
32 255
-
-
Income
131 000
131 000
131 000
131 000
Total tax
38 463
71 096
29 553
23 139
After tax
92 537
59 904
101 447
107 861
Living cost
76 274
76 274
76 274
76 274
Free-cash
16 263
-16 370
25 173
31 587

Estimated living cost  is ₽76274 per week

₽49600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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