Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 131000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽21579
₽15353
₽32948
₽30920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
income
-
-
-
31 056
pensions
-
-
-
11 904
health
-
-
-
12 529
total
-
-
-
55 489
Employee
86 765
86 765
112 118
-
health
13 318
11 328
12 529
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
15 618
11 904
11 904
-
total
43 138
37 434
38 635
-
Employer
86 765
86 765
112 118
-
unemployment
3 124
3 124
3 881
-
pensions
6 039
6 039
7 506
-
health
6 031
6 031
7 495
-
total
15 194
15 194
18 882
-
Corporate
30 105
29 041
-
-
income
6 022
5 808
-
-
total
6 022
5 808
-
-
Dividends
24 084
23 233
-
-
income
5 117
4 938
-
-
withholding
3 613
3 484
-
-
total
8 730
8 422
-
-
Income
131 000
131 000
131 000
131 000
Total tax
73 084
66 858
57 517
55 489
After tax
57 916
64 142
73 483
75 511
Living cost
42 563
42 563
42 563
42 563
Free-cash
15 353
21 579
30 920
32 948

Estimated living cost  is ₽42563 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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