Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 131000
per

Your estimated
City
free-cash

Andorra , Andorra
₽70247
₽87644
₽73725
₽90686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
social contributions
-
-
-
28 820
income
-
-
-
4 719
total
-
-
-
33 539
Employee
29 106
-
113 421
-
social contributions
1 892
-
7 374
-
income
-
-
5 108
-
total
1 892
-
12 482
-
Employer
29 106
-
113 421
-
social contributions
4 512
-
17 579
-
total
4 512
-
17 579
-
Corporate
97 383
131 000
-
-
income
9 738
13 100
-
-
total
9 738
13 100
-
-
Dividends
87 645
117 900
-
-
total
-
-
-
-
Income
131 000
131 000
131 000
131 000
Total tax
16 142
13 100
30 061
33 539
After tax
114 858
117 900
100 939
97 461
Living cost
27 214
27 214
27 214
27 214
Free-cash
87 644
90 686
73 725
70 247

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽38134
₽43521
₽5684
₽43968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
524
pensions
-
-
-
19 567
income
-
-
-
30 248
total
-
-
-
63 982
Employee
39 575
36 079
101 724
-
unemployment
1 187
1 082
3 051
-
other
395
361
1 017
-
income
3 525
2 661
24 164
-
pensions
4 053
3 694
10 417
-
health
1 531
1 397
3 936
-
total
10 691
9 195
42 585
-
Employer
39 575
36 079
101 724
-
pensions
4 967
4 529
12 767
-
surtax
-
-
-
-
payroll
1 187
1 082
3 051
-
other
1 880
1 713
4 831
-
health
1 496
1 364
3 845
-
accident
514
469
1 323
-
unemployment
1 187
1 082
3 051
-
chamber of commerce
158
144
407
-
total
11 389
10 383
29 275
-
Corporate
80 036
84 537
98 288
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

20 008
21 134
24 572
-
total
20 008
21 134
24 572
-
Dividends
60 028
63 403
-
-
withholding
16 507
17 436
-
-
total
16 507
17 436
-
-
Income
131 000
131 000
131 000
131 000
Total tax
58 595
58 148
96 432
63 982
After tax
72 405
72 852
34 568
67 018
Living cost
28 884
28 884
28 884
28 884
Free-cash
43 521
43 968
5 684
38 134

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽34938
₽39454
₽2633
₽40854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
524
pensions
-
-
-
19 567
income
-
-
-
30 248
total
-
-
-
64 161
Employee
45 245
36 079
101 584
-
unemployment
1 357
1 082
3 048
-
other
452
361
1 015
-
income
5 151
2 661
24 115
-
pensions
4 634
3 694
10 403
-
health
1 751
1 397
3 931
-
total
13 345
9 195
42 512
-
Employer
45 245
36 079
101 584
-
pensions
5 678
4 529
12 748
-
surtax
179
179
179
-
payroll
1 357
1 082
3 048
-
other
2 149
1 713
4 826
-
health
1 709
1 364
3 840
-
accident
588
469
1 321
-
unemployment
1 357
1 082
3 048
-
chamber of commerce
180
144
407
-
total
13 197
10 562
29 417
-
Corporate
72 557
84 358
98 147
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 139
21 089
24 537
-
total
18 139
21 089
24 537
-
Dividends
54 418
63 269
-
-
withholding
14 964
17 399
-
-
total
14 964
17 399
-
-
Income
131 000
131 000
131 000
131 000
Total tax
59 645
58 245
96 466
64 161
After tax
71 355
72 755
34 534
66 839
Living cost
31 901
31 901
31 901
31 901
Free-cash
39 454
40 854
2 633
34 938

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽24495
₽26734
₽14706
₽40314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
national
-
-
-
46 331
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 628
social contributions
-
-
-
20 536
total
-
-
-
73 495
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
101 462
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
883
-
national
19 910
-
35 199
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
5 292
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
7 609
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
4 768
-
total
31 752
-
53 751
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
101 462
-
surtax
7 343
-
11 504
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
8 989
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
6 240
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 319
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 481
-
total
18 850
-
29 533
-
Corporate
47 390
131 000
-
-
income
9 478
26 200
-
-
surtax
189
524
-
-
total
9 667
26 724
-
-
Dividends
37 723
104 276
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 987
30 952
-
-
total
10 987
30 952
-
-
Income
131 000
131 000
131 000
131 000
Total tax
71 256
57 676
83 284
73 495
After tax
59 744
73 324
47 716
57 505
Living cost
33 010
33 010
33 010
33 010
Free-cash
26 734
40 314
14 706
24 495

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽87312
₽90896
₽92141
₽96418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 650
total
-
-
-
28 101
Employee
20 640
-
124 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
12 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
17 062
-
Employer
20 640
-
124 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
106 311
131 000
-
-
income
10 631
13 100
-
-
total
10 631
13 100
-
-
Dividends
95 679
117 900
-
-
withholding
4 784
5 895
-
-
total
4 784
5 895
-
-
Income
131 000
131 000
131 000
131 000
Total tax
24 517
18 995
23 272
28 101
After tax
106 483
112 005
107 728
102 899
Living cost
15 587
15 587
15 587
15 587
Free-cash
90 896
96 418
92 141
87 312

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽91019
₽95916
₽95848
₽100125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
19 650
total
-
-
-
28 101
Employee
15 731
-
124 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
12 479
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
17 062
-
Employer
15 731
-
124 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
112 182
131 000
-
-
income
11 218
13 100
-
-
total
11 218
13 100
-
-
Dividends
100 964
117 900
-
-
withholding
5 048
5 895
-
-
total
5 048
5 895
-
-
Income
131 000
131 000
131 000
131 000
Total tax
23 204
18 995
23 272
28 101
After tax
107 796
112 005
107 728
102 899
Living cost
11 880
11 880
11 880
11 880
Free-cash
95 916
100 125
95 848
91 019

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽70003
₽69770
₽68772
₽74696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
health
-
-
-
3 340
social contributions
-
-
-
14 648
income
-
-
-
22 048
total
-
-
-
40 036
Employee
69 616
69 616
120 968
-
income
7 580
6 444
21 385
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
2 057
-
total
10 751
13 406
31 235
-
Employer
69 616
69 616
120 968
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
2 239
-
total
3 218
7 067
10 032
-
Corporate
96 069
54 317
-
-
income
12 009
6 790
-
-
total
12 009
6 790
-
-
Dividends
84 060
47 528
-
-
withholding
14 291
8 080
-
-
total
14 291
8 080
-
-
Income
131 000
131 000
131 000
131 000
Total tax
40 269
35 343
41 267
40 036
After tax
90 731
95 657
89 733
90 964
Living cost
20 961
20 961
20 961
20 961
Free-cash
69 770
74 696
68 772
70 003

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽61599
₽62539
₽60368
₽66292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
health
-
-
-
3 340
social contributions
-
-
-
14 648
income
-
-
-
22 048
total
-
-
-
40 036
Employee
69 616
69 616
120 968
-
income
7 310
6 444
21 385
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
2 057
-
total
11 385
13 406
31 235
-
Employer
69 616
69 616
120 968
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
2 239
-
total
4 137
7 067
10 032
-
Corporate
86 113
54 317
-
-
income
10 764
6 790
-
-
total
10 764
6 790
-
-
Dividends
75 349
47 528
-
-
withholding
12 810
8 080
-
-
total
12 810
8 080
-
-
Income
131 000
131 000
131 000
131 000
Total tax
39 096
35 343
41 267
40 036
After tax
91 904
95 657
89 733
90 964
Living cost
29 365
29 365
29 365
29 365
Free-cash
62 539
66 292
60 368
61 599

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽49812
₽61810
₽45559
₽69275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
health
-
-
-
17 685
social contributions
-
-
-
30 102
income
-
-
-
12 482
solidarity contribution
-
-
-
-
total
-
-
-
60 269
Employee
30 764
-
97 761
-
income
3 692
-
11 731
-
social contributions
2 000
-
6 354
-
health
4 153
-
13 198
-
solidarity contribution
-
-
-
-
total
9 845
-
31 283
-
Employer
30 764
-
97 761
-
social contributions
7 691
-
24 440
-
health
2 769
-
8 799
-
total
10 460
-
33 239
-
Corporate
89 776
131 000
-
-
income
17 058
24 890
-
-
total
17 058
24 890
-
-
Dividends
72 719
106 110
-
-
withholding
10 908
15 916
-
-
total
10 908
15 916
-
-
Income
131 000
131 000
131 000
131 000
Total tax
48 271
40 806
64 522
60 269
After tax
82 729
90 194
66 478
70 731
Living cost
20 919
20 919
20 919
20 919
Free-cash
61 810
69 275
45 559
49 812

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽44953
₽55219
₽40700
₽64416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
health
-
-
-
17 685
social contributions
-
-
-
30 102
income
-
-
-
12 482
solidarity contribution
-
-
-
-
total
-
-
-
60 269
Employee
37 909
-
97 761
-
income
4 549
-
11 731
-
social contributions
2 464
-
6 354
-
health
5 118
-
13 198
-
solidarity contribution
-
-
-
-
total
12 131
-
31 283
-
Employer
37 909
-
97 761
-
social contributions
9 477
-
24 440
-
health
3 412
-
8 799
-
total
12 889
-
33 239
-
Corporate
80 202
131 000
-
-
income
15 238
24 890
-
-
total
15 238
24 890
-
-
Dividends
64 963
106 110
-
-
withholding
9 745
15 916
-
-
total
9 745
15 916
-
-
Income
131 000
131 000
131 000
131 000
Total tax
50 003
40 806
64 522
60 269
After tax
80 997
90 194
66 478
70 731
Living cost
25 778
25 778
25 778
25 778
Free-cash
55 219
64 416
40 700
44 953

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽35206
-₽66818
-₽66818
-₽66818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
national
-
-
-
14 435
pensions
-
-
-
787
municipal
-
-
-
26 429
labour market
-
-
-
10 417
total
-
-
-
52 068
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
131 000
131 000
131 000
131 000
Total tax
154 092
154 092
154 092
52 068
After tax
-23 092
-23 092
-23 092
78 932
Living cost
43 726
43 726
43 726
43 726
Free-cash
-66 818
-66 818
-66 818
35 206

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽48351
₽77310
₽53640
₽82933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
health
-
-
-
17 029
pensions
-
-
-
26 200
income
-
-
-
17 553
total
-
-
-
60 782
Employee
25 683
-
97 907
-
unemployment
411
-
1 567
-
income
2 891
-
18 876
-
pensions
514
-
1 959
-
total
3 816
-
22 402
-
Employer
25 683
-
97 907
-
pensions
5 137
-
19 581
-
health
3 338
-
12 727
-
unemployment
206
-
783
-
total
8 681
-
33 091
-
Corporate
96 636
131 000
-
-
income
19 326
26 200
-
-
total
19 326
26 200
-
-
Dividends
77 309
104 800
-
-
total
-
-
-
-
Income
131 000
131 000
131 000
131 000
Total tax
31 823
26 200
55 493
60 782
After tax
99 177
104 800
75 507
70 218
Living cost
21 867
21 867
21 867
21 867
Free-cash
77 310
82 933
53 640
48 351

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽53736
₽50606
₽35775
₽49098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
131 000
national
-
-
-
17 582
health
-
-
-
1 639
municipal
-
-
-
23 285
total
-
-
-
42 506
Employee
47 632
-
110 205
-
unemployment
715
-
1 653
-
municipal
7 802
-
17 962
-
national
787
-
11 299
-
pensions
3 214
-
7 439
-
health
356
-
1 319
-
total
12 874
-
39 672
-
Employer
47 632
-
110 205
-
pensions
8 264
-
19 120
-
health
366
-
849
-
accident
48
-
110
-
unemployment
309
-
716
-
total
8 987
-
20 795
-
Corporate
74 381
131 000
-
-
income
14 877
26 200
-
-
total
14 877
26 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 628
78 600
-
-
municipal
8 034
14 148
-
-
national
864
6 796
-
-
total
8 898
20 944
-
-
Income
131 000
131 000
131 000
131 000
Total tax
45 636
47 144
60 467
42 506
After tax
85 364
83 856
70 533
88 494
Living cost
34 758
34 758
34 758
34 758
Free-cash
50 606
49 098
35 775
53 736

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽46376
₽43149
₽47272
₽38119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
-
health
-
-
-
4 651
pensions
-
-
-
26 072
social contributions
-
-
-
3 733
income
-
-
-
18 201
other
-
-
-
4 061
total
-
-
-
56 718
Employee
34 587
-
103 101
-
income
1 783
-
18 525
-
surtax
-
-
-
-
social contributions
986
-
2 938
-
pensions
3 912
-
6 458
-
total
6 681
-
27 921
-
Employer
34 587
-
103 101
-
pensions
5 683
-
11 000
-
social contributions
103
-
309
-
other
1 194
-
3 719
-
health
2 421
-
8 698
-
unemployment
1 400
-
4 175
-
total
10 801
-
27 901
-
Corporate
85 611
131 000
-
-
income
23 972
36 680
-
-
surtax
-
-
-
-
total
23 972
36 680
-
-
Dividends
61 639
94 320
-
-
withholding
7 889
12 073
-
-
social contributions
10 602
16 222
-
-
surtax
-
-
-
-
total
18 491
28 295
-
-
Income
131 000
131 000
131 000
131 000
Total tax
59 945
64 975
55 822
56 718
After tax
71 055
66 025
75 178
74 282
Living cost
27 906
27 906
27 906
27 906
Free-cash
43 149
38 119
47 272
46 376

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽43307
₽40395
₽44203
₽35050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
-
health
-
-
-
4 651
pensions
-
-
-
26 072
social contributions
-
-
-
3 733
income
-
-
-
18 201
other
-
-
-
4 061
total
-
-
-
56 718
Employee
38 747
-
103 101
-
income
2 287
-
18 525
-
surtax
-
-
-
-
social contributions
1 105
-
2 938
-
pensions
4 381
-
6 458
-
total
7 773
-
27 921
-
Employer
38 747
-
103 101
-
pensions
6 365
-
11 000
-
social contributions
117
-
309
-
other
1 337
-
3 719
-
health
2 713
-
8 698
-
unemployment
1 569
-
4 175
-
total
12 101
-
27 901
-
Corporate
80 153
131 000
-
-
income
22 443
36 680
-
-
surtax
-
-
-
-
total
22 443
36 680
-
-
Dividends
57 710
94 320
-
-
withholding
7 388
12 073
-
-
social contributions
9 925
16 222
-
-
surtax
-
-
-
-
total
17 313
28 295
-
-
Income
131 000
131 000
131 000
131 000
Total tax
59 630
64 975
55 822
56 718
After tax
71 370
66 025
75 178
74 282
Living cost
30 975
30 975
30 975
30 975
Free-cash
40 395
35 050
44 203
43 307

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽30555
₽28518
₽31451
₽22298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
-
health
-
-
-
4 651
pensions
-
-
-
26 072
social contributions
-
-
-
3 733
income
-
-
-
18 201
other
-
-
-
4 061
total
-
-
-
56 718
Employee
56 703
-
103 101
-
income
4 947
-
18 525
-
surtax
-
-
-
-
social contributions
1 615
-
2 938
-
pensions
6 413
-
6 458
-
total
12 975
-
27 921
-
Employer
56 703
-
103 101
-
pensions
9 317
-
11 000
-
social contributions
170
-
309
-
other
1 957
-
3 719
-
health
3 969
-
8 698
-
unemployment
2 297
-
4 175
-
total
17 710
-
27 901
-
Corporate
56 587
131 000
-
-
income
15 844
36 680
-
-
surtax
-
-
-
-
total
15 844
36 680
-
-
Dividends
40 743
94 320
-
-
withholding
5 216
12 073
-
-
social contributions
7 010
16 222
-
-
surtax
-
-
-
-
total
12 226
28 295
-
-
Income
131 000
131 000
131 000
131 000
Total tax
58 755
64 975
55 822
56 718
After tax
72 245
66 025
75 178
74 282
Living cost
43 727
43 727
43 727
43 727
Free-cash
28 518
22 298
31 451
30 555

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽123838
₽117501
₽98948
₽118598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
131 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 310
total
-
-
-
1 310
Employee
7 314
-
131 000
-
income
1 463
-
26 200
-
total
1 463
-
26 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

123 686
131 000
-
-
total
-
-
-
-
Dividends
123 686
131 000
-
-
withholding
6 184
6 550
-
-
total
6 184
6 550
-
-
Income
131 000
131 000
131 000
131 000
Total tax
7 647
6 550
26 200
1 310
After tax
123 353
124 450
104 800
129 690
Living cost
5 852
5 852
5 852
5 852
Free-cash
117 501
118 598
98 948
123 838

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽120571
₽113621
₽95681
₽115331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
131 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 310
total
-
-
-
1 310
Employee
11 399
-
131 000
-
income
2 280
-
26 200
-
total
2 280
-
26 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

119 601
131 000
-
-
total
-
-
-
-
Dividends
119 601
131 000
-
-
withholding
5 980
6 550
-
-
total
5 980
6 550
-
-
Income
131 000
131 000
131 000
131 000
Total tax
8 260
6 550
26 200
1 310
After tax
122 740
124 450
104 800
129 690
Living cost
9 119
9 119
9 119
9 119
Free-cash
113 621
115 331
95 681
120 571

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽37714
₽44358
₽50472
₽32513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 053
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 337
trade
-
-
-
12 758
total
-
-
-
58 333
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
131 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
37 337
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
2 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
45 575
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 954
131 000
-
-
trade
12 334
18 799
-
-
income
12 892
19 649
-
-
chamber of commerce
263
330
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

710
1 081
-
-
total
26 199
39 859
-
-
Dividends
59 755
91 141
-
-
withholding
14 595
22 441
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

802
1 234
-
-
total
15 397
23 675
-
-
Income
131 000
131 000
131 000
131 000
Total tax
51 689
63 534
45 575
58 333
After tax
79 311
67 466
85 425
72 667
Living cost
34 953
34 953
34 953
34 953
Free-cash
44 358
32 513
50 472
37 714

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽44001
₽48709
₽58003
₽38696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 053
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 337
trade
-
-
-
14 002
total
-
-
-
59 577
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
131 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
37 337
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
45 575
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
96 373
131 000
-
-
trade
15 179
20 632
-
-
income
14 456
19 649
-
-
chamber of commerce
277
326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

795
1 081
-
-
total
30 707
41 688
-
-
Dividends
65 666
89 311
-
-
withholding
16 072
21 984
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

885
1 210
-
-
total
16 957
23 194
-
-
Income
131 000
131 000
131 000
131 000
Total tax
54 869
64 882
45 575
59 577
After tax
76 131
66 118
85 425
71 423
Living cost
27 422
27 422
27 422
27 422
Free-cash
48 709
38 696
58 003
44 001

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽35234
₽42599
₽49860
₽29880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 053
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 337
trade
-
-
-
14 626
total
-
-
-
60 201
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
131 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
37 337
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
2 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
45 575
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 088
131 000
-
-
trade
13 997
21 550
-
-
income
12 763
19 649
-
-
chamber of commerce
258
323
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

703
1 081
-
-
total
27 721
42 603
-
-
Dividends
57 368
88 397
-
-
withholding
13 999
21 756
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

770
1 196
-
-
total
14 769
22 952
-
-
Income
131 000
131 000
131 000
131 000
Total tax
52 836
65 555
45 575
60 201
After tax
78 164
65 445
85 425
70 799
Living cost
35 565
35 565
35 565
35 565
Free-cash
42 599
29 880
49 860
35 234

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽28703
₽37978
₽43951
₽23297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
131 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 053
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
37 337
trade
-
-
-
15 248
total
-
-
-
60 823
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
131 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
37 337
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
2 053
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
45 575
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 591
131 000
-
-
trade
13 134
22 467
-
-
income
11 489
19 649
-
-
chamber of commerce
246
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

632
1 081
-
-
total
25 501
43 518
-
-
Dividends
51 090
87 482
-
-
withholding
12 428
21 527
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

684
1 184
-
-
total
13 112
22 711
-
-
Income
131 000
131 000
131 000
131 000
Total tax
51 548
66 229
45 575
60 823
After tax
79 452
64 771
85 425
70 177
Living cost
41 474
41 474
41 474
41 474
Free-cash
37 978
23 297
43 951
28 703

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽41829
₽59187
₽38343
₽62063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
4 477
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
31 409
other
-
-
-
-
total
-
-
-
68 836
Employee
30 489
-
108 219
-
unemployment
2 122
-
7 532
-
other
-
-
-
-
income
5 111
-
28 106
-
surtax
108
-
3 927
-
pensions
2 034
-
7 218
-
health
778
-
2 759
-
total
10 153
-
49 542
-
Employer
30 489
-
108 219
-
pensions
4 065
-
14 425
-
other
-
-
-
-
health
1 386
-
4 924
-
unemployment
967
-
3 431
-
total
6 418
-
22 780
-
Corporate
94 093
131 000
-
-
income
24 463
34 060
-
-
total
24 463
34 060
-
-
Dividends
69 629
96 940
-
-
withholding
10 444
14 542
-
-
total
10 444
14 542
-
-
Income
131 000
131 000
131 000
131 000
Total tax
51 478
48 602
72 322
68 836
After tax
79 522
82 398
58 678
62 164
Living cost
20 335
20 335
20 335
20 335
Free-cash
59 187
62 063
38 343
41 829

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽42186
₽59605
₽38700
₽62420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
surtax
-
-
-
4 477
unemployment
-
-
-
206
health
-
-
-
8 578
pensions
-
-
-
24 166
income
-
-
-
31 409
other
-
-
-
-
total
-
-
-
68 836
Employee
29 939
-
108 219
-
unemployment
2 084
-
7 532
-
other
-
-
-
-
income
5 018
-
28 106
-
surtax
98
-
3 927
-
pensions
1 996
-
7 218
-
health
765
-
2 759
-
total
9 961
-
49 542
-
Employer
29 939
-
108 219
-
pensions
3 991
-
14 425
-
other
-
-
-
-
health
1 362
-
4 924
-
unemployment
948
-
3 431
-
total
6 301
-
22 780
-
Corporate
94 759
131 000
-
-
income
24 637
34 060
-
-
total
24 637
34 060
-
-
Dividends
70 122
96 940
-
-
withholding
10 518
14 542
-
-
total
10 518
14 542
-
-
Income
131 000
131 000
131 000
131 000
Total tax
51 417
48 602
72 322
68 836
After tax
79 583
82 398
58 678
62 164
Living cost
19 978
19 978
19 978
19 978
Free-cash
59 605
62 420
38 700
42 186

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽72715
₽56021
₽57907
₽55647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
unemployment
-
-
-
1 965
health
-
-
-
9 170
pensions
-
-
-
13 100
income
-
-
-
16 015
total
-
-
-
40 250
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
109 623
-
unemployment
391
155
1 644
-
income
3 183
1 267
13 401
-
pensions
2 603
1 036
10 962
-
health
1 822
725
7 674
-
total
7 999
3 183
33 681
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
109 623
-
pensions
5 077
2 020
21 377
-
total
5 077
2 020
21 377
-
Corporate
99 889
118 618
-
-
income
8 990
10 676
-
-
total
8 990
10 676
-
-
Dividends
90 899
107 943
-
-
withholding
17 271
20 509
-
-
social contributions
17 607
20 930
-
-
total
34 878
41 439
-
-
Income
131 000
131 000
131 000
131 000
Total tax
56 944
57 318
55 058
40 250
After tax
74 056
73 682
75 942
90 750
Living cost
18 035
18 035
18 035
18 035
Free-cash
56 021
55 647
57 907
72 715

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽33825
₽37172
₽34853
₽37901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
national
-
-
-
22 004
pensions
-
-
-
15 720
social contributions
-
-
-
1 408
municipal
-
-
-
14 200
total
-
-
-
53 332
Employee
67 965
-
113 248
-
municipal
8 395
-
14 707
-
national
13 008
-
22 790
-
pensions
2 719
-
4 530
-
total
24 122
-
42 027
-
Employer
67 965
-
113 248
-
pensions
5 437
-
9 060
-
social contributions
731
-
1 217
-
total
6 168
-
10 277
-
Corporate
52 381
131 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 476
26 200
-
-
total
10 476
26 200
-
-
Dividends
41 905
104 800
-
-
withholding
9 219
23 056
-
-
total
9 219
23 056
-
-
Income
131 000
131 000
131 000
131 000
Total tax
49 985
49 256
52 304
53 332
After tax
81 015
81 744
78 696
77 668
Living cost
43 843
43 843
43 843
43 843
Free-cash
37 172
37 901
34 853
33 825

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20796
₽42127
₽20796
₽40127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
social contributions
-
-
-
21 196
income
-
-
-
37 436
total
-
-
-
58 632
Employee
70 818
-
131 000
-
social contributions
5 883
-
21 196
-
income
13 363
-
37 436
-
total
19 246
-
58 632
-
Employer
70 818
-
131 000
-
total
-
-
-
-
Corporate
60 182
131 000
-
-
income
7 523
16 375
-
-
total
7 523
16 375
-
-
Dividends
52 659
114 625
-
-
withholding
10 532
22 926
-
-
total
10 532
22 926
-
-
Income
131 000
131 000
131 000
131 000
Total tax
37 301
39 301
58 632
58 632
After tax
93 699
91 699
72 368
72 368
Living cost
51 572
51 572
51 572
51 572
Free-cash
42 127
40 127
20 796
20 796

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽26072
₽26967
₽19922
₽31691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
national
-
-
-
30 739
regional
-
-
-
1 516
social contributions
-
-
-
33 693
municipal
-
-
-
778
total
-
-
-
66 726
Employee
80 461
-
131 000
-
municipal
426
-
694
-
national
13 942
-
26 673
-
social contributions
27 131
-
44 173
-
regional
759
-
1 336
-
total
42 258
-
72 876
-
Employer
80 461
-
131 000
-
total
-
-
-
-
Corporate
50 539
131 000
-
-
nationa
12 129
31 440
-
-
municipal
1 971
5 109
-
-
total
14 100
36 549
-
-
Dividends
36 439
94 450
-
-
withholding
9 473
24 558
-
-
total
9 473
24 558
-
-
Income
131 000
131 000
131 000
131 000
Total tax
65 831
61 107
72 876
66 726
After tax
65 169
69 893
58 124
64 274
Living cost
38 202
38 202
38 202
38 202
Free-cash
26 967
31 691
19 922
26 072

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽39427
₽42460
₽33309
₽44469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
131 000
national
-
-
-
30 739
regional
-
-
-
1 975
social contributions
-
-
-
33 693
municipal
-
-
-
778
total
-
-
-
67 185
Employee
50 220
-
131 000
-
municipal
266
-
694
-
national
7 956
-
26 673
-
social contributions
16 935
-
44 173
-
regional
676
-
1 763
-
total
25 833
-
73 303
-
Employer
50 220
-
131 000
-
total
-
-
-
-
Corporate
80 780
131 000
-
-