Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽62321
₽38771
₽35094
₽53844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
130 000
income
-
-
-
27 318
unemployment
-
-
-
194
health
-
-
-
12 792
pensions
-
-
-
23 741
total
-
-
-
64 045
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 817
-
112 487
-
pensions
6 947
-
17 435
-
unemployment
63
-
158
-
income
7 729
-
25 350
-
health
2 895
-
7 266
-
total
17 634
-
50 209
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 817
-
112 487
-
unemployment
27
-
67
-
health
2 985
-
7 491
-
pensions
3 966
-
9 955
-
total
6 978
-
17 513
-
Corporate
78 206
130 000
-
-
income
14 859
24 701
-
-
total
14 859
24 701
-
-
Dividends
63 346
105 299
-
-
withholding
9 501
15 794
-
-
total
9 501
15 794
-
-
Income
130 000
130 000
130 000
130 000
Total tax
48 972
40 495
67 722
64 045
After tax
81 028
89 505
62 278
65 955
Living cost
27 184
27 184
27 184
27 184
Free-cash
53 844
62 321
35 094
38 771

Estimated living cost  is ₽27184 per week

₽18656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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