Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 130000
per

Your estimated
City
free-cash

Andorra , Andorra
₽69029
₽86030
₽72484
₽89142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
social contributions
-
-
-
28 600
income
-
-
-
4 513
total
-
-
-
33 113
Employee
29 794
-
112 554
-
social contributions
1 936
-
7 316
-
income
-
-
4 896
-
total
1 936
-
12 212
-
Employer
29 794
-
112 554
-
social contributions
4 618
-
17 446
-
total
4 618
-
17 446
-
Corporate
95 588
130 000
-
-
income
9 558
13 000
-
-
total
9 558
13 000
-
-
Dividends
86 029
117 000
-
-
total
-
-
-
-
Income
130 000
130 000
130 000
130 000
Total tax
16 112
13 000
29 658
33 113
After tax
113 888
117 000
100 342
96 887
Living cost
27 858
27 858
27 858
27 858
Free-cash
86 030
89 142
72 484
69 029

Estimated living cost  is ₽27858 per week

₽18012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7221
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36674
₽42320
₽5104
₽42779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
-
unemployment
-
-
-
5 684
health
-
-
-
8 282
chamber of commerce
-
-
-
521
pensions
-
-
-
20 030
income
-
-
-
29 242
total
-
-
-
63 759
Employee
40 511
36 932
100 945
-
unemployment
1 215
1 108
3 028
-
other
404
369
1 009
-
income
3 609
2 724
23 638
-
pensions
4 149
3 781
10 338
-
health
1 567
1 430
3 906
-
total
10 944
9 412
41 919
-
Employer
40 511
36 932
100 945
-
pensions
5 084
4 636
12 668
-
surtax
-
-
-
-
payroll
1 215
1 108
3 028
-
other
1 924
1 753
4 796
-
health
1 532
1 396
3 816
-
accident
526
480
1 312
-
unemployment
1 215
1 108
3 028
-
chamber of commerce
162
148
404
-
total
11 658
10 629
29 052
-
Corporate
77 831
82 438
97 429
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 458
20 610
24 358
-
total
19 458
20 610
24 358
-
Dividends
58 373
61 828
-
-
withholding
16 053
17 003
-
-
total
16 053
17 003
-
-
Income
130 000
130 000
130 000
130 000
Total tax
58 113
57 654
95 329
63 759
After tax
71 887
72 346
34 671
66 241
Living cost
29 567
29 567
29 567
29 567
Free-cash
42 320
42 779
5 104
36 674

Estimated living cost  is ₽29567 per week

₽17736
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33403
₽38159
₽1981
₽39593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
183
unemployment
-
-
-
5 684
health
-
-
-
8 282
chamber of commerce
-
-
-
521
pensions
-
-
-
20 030
income
-
-
-
29 242
total
-
-
-
63 942
Employee
46 315
36 932
100 804
-
unemployment
1 389
1 108
3 025
-
other
463
369
1 008
-
income
5 273
2 724
23 591
-
pensions
4 743
3 781
10 322
-
health
1 792
1 430
3 901
-
total
13 660
9 412
41 847
-
Employer
46 315
36 932
100 804
-
pensions
5 812
4 636
12 650
-
surtax
183
183
183
-
payroll
1 389
1 108
3 025
-
other
2 200
1 753
4 787
-
health
1 750
1 396
3 811
-
accident
601
480
1 310
-
unemployment
1 389
1 108
3 025
-
chamber of commerce
185
148
403
-
total
13 509
10 812
29 194
-
Corporate
70 175
82 255
97 288
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 543
20 564
24 323
-
total
17 543
20 564
24 323
-
Dividends
52 632
61 691
-
-
withholding
14 474
16 964
-
-
total
14 474
16 964
-
-
Income
130 000
130 000
130 000
130 000
Total tax
59 186
57 752
95 364
63 942
After tax
70 814
72 248
34 636
66 058
Living cost
32 655
32 655
32 655
32 655
Free-cash
38 159
39 593
1 981
33 403

Estimated living cost  is ₽32655 per week

₽21780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23525
₽25081
₽13835
₽38981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
national
-
-
-
45 668
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 574
social contributions
-
-
-
20 442
total
-
-
-
72 684
Employee

The minimum management director salary is set at €45,000 per year.

66 291
-
100 688
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

577
-
876
-
national
20 381
-
34 653
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 458
-
5 251
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 972
-
7 552
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 115
-
4 731
-
total
32 503
-
53 063
-
Employer

The minimum management director salary is set at €45,000 per year.

66 291
-
100 688
-
surtax
7 517
-
11 417
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 874
-
8 922
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 077
-
6 192
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

862
-
1 310
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

967
-
1 470
-
total
19 297
-
29 311
-
Corporate
44 413
130 000
-
-
income
8 883
26 000
-
-
surtax
178
521
-
-
total
9 061
26 521
-
-
Dividends
35 352
103 479
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 267
30 707
-
-
total
10 267
30 707
-
-
Income
130 000
130 000
130 000
130 000
Total tax
71 128
57 228
82 374
72 684
After tax
58 872
72 772
47 626
57 316
Living cost
33 791
33 791
33 791
33 791
Free-cash
25 081
38 981
13 835
23 525

Estimated living cost  is ₽33791 per week

₽21765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2955
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽85958
₽89598
₽90702
₽95236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
19 500
total
-
-
-
28 128
Employee
21 073
-
123 660
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
income
2 108
-
12 366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 850
-
2 837
-
health
969
-
1 486
-
total
5 159
-
17 044
-
Employer
21 073
-
123 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 322
-
3 561
-
health
1 454
-
2 230
-
accident

We are using the highest rate at 1.1%.

232
-
355
-
unemployment
127
-
194
-
total
4 135
-
6 340
-
Corporate
104 792
130 000
-
-
income
10 479
13 000
-
-
total
10 479
13 000
-
-
Dividends
94 313
117 000
-
-
withholding
4 715
5 850
-
-
total
4 715
5 850
-
-
Income
130 000
130 000
130 000
130 000
Total tax
24 488
18 850
23 384
28 128
After tax
105 512
111 150
106 616
101 872
Living cost
15 914
15 914
15 914
15 914
Free-cash
89 598
95 236
90 702
85 958

Estimated living cost  is ₽15914 per week

₽10526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4099
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽89742
₽94722
₽94486
₽99020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
unemployment
-
-
-
129
health
-
-
-
3 716
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 783
income
-
-
-
19 500
total
-
-
-
28 128
Employee
16 061
-
123 660
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
income
1 606
-
12 366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 410
-
2 837
-
health
739
-
1 486
-
total
3 932
-
17 044
-
Employer
16 061
-
123 660
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 770
-
3 561
-
health
1 109
-
2 230
-
accident

We are using the highest rate at 1.1%.

177
-
355
-
unemployment
96
-
194
-
total
3 152
-
6 340
-
Corporate
110 787
130 000
-
-
income
11 079
13 000
-
-
total
11 079
13 000
-
-
Dividends
99 709
117 000
-
-
withholding
4 985
5 850
-
-
total
4 985
5 850
-
-
Income
130 000
130 000
130 000
130 000
Total tax
23 148
18 850
23 384
28 128
After tax
106 852
111 150
106 616
101 872
Living cost
12 130
12 130
12 130
12 130
Free-cash
94 722
99 020
94 486
89 742

Estimated living cost  is ₽12130 per week

₽7081
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽321
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽69062
₽68446
₽67830
₽73487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
3 315
social contributions
-
-
-
14 995
income
-
-
-
21 171
total
-
-
-
39 481
Employee
71 263
71 263
119 807
-
income
7 759
6 597
20 506
-
social contributions
2 694
5 914
7 977
-
health
552
1 212
2 037
-
total
11 005
13 723
30 520
-
Employer
71 263
71 263
119 807
-
social contributions
2 694
5 914
7 977
-
health
600
1 319
2 216
-
total
3 294
7 233
10 193
-
Corporate
94 243
51 504
-
-
income
11 780
6 439
-
-
total
11 780
6 439
-
-
Dividends
82 464
45 065
-
-
withholding
14 018
7 661
-
-
total
14 018
7 661
-
-
Income
130 000
130 000
130 000
130 000
Total tax
40 097
35 056
40 713
39 481
After tax
89 903
94 944
89 287
90 519
Living cost
21 457
21 457
21 457
21 457
Free-cash
68 446
73 487
67 830
69 062

Estimated living cost  is ₽21457 per week

₽12859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽60460
₽61043
₽59228
₽64885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
3 315
social contributions
-
-
-
14 995
income
-
-
-
21 171
total
-
-
-
39 481
Employee
71 263
71 263
119 807
-
income
7 483
6 597
20 506
-
social contributions
3 463
5 914
7 977
-
health
709
1 212
2 037
-
total
11 655
13 723
30 520
-
Employer
71 263
71 263
119 807
-
social contributions
3 463
5 914
7 977
-
health
772
1 319
2 216
-
total
4 235
7 233
10 193
-
Corporate
84 051
51 504
-
-
income
10 506
6 439
-
-
total
10 506
6 439
-
-
Dividends
73 545
45 065
-
-
withholding
12 502
7 661
-
-
total
12 502
7 661
-
-
Income
130 000
130 000
130 000
130 000
Total tax
38 898
35 056
40 713
39 481
After tax
91 102
94 944
89 287
90 519
Living cost
30 059
30 059
30 059
30 059
Free-cash
61 043
64 885
59 228
60 460

Estimated living cost  is ₽30059 per week

₽20548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2348
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6658
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽47952
₽60437
₽44545
₽68080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
17 550
social contributions
-
-
-
30 830
income
-
-
-
12 243
solidarity contribution
-
-
-
-
total
-
-
-
60 623
Employee
31 507
-
97 015
-
income
3 781
-
11 642
-
social contributions
2 048
-
6 306
-
health
4 253
-
13 097
-
solidarity contribution
-
-
-
-
total
10 082
-
31 045
-
Employer
31 507
-
97 015
-
social contributions
7 877
-
24 254
-
health
2 836
-
8 731
-
total
10 713
-
32 985
-
Corporate
87 780
130 000
-
-
income
16 678
24 700
-
-
total
16 678
24 700
-
-
Dividends
71 102
105 300
-
-
withholding
10 665
15 795
-
-
total
10 665
15 795
-
-
Income
130 000
130 000
130 000
130 000
Total tax
48 138
40 495
64 030
60 623
After tax
81 862
89 505
65 970
69 377
Living cost
21 425
21 425
21 425
21 425
Free-cash
60 437
68 080
44 545
47 952

Estimated living cost  is ₽21425 per week

₽14882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽42976
₽53686
₽39569
₽63104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
17 550
social contributions
-
-
-
30 830
income
-
-
-
12 243
solidarity contribution
-
-
-
-
total
-
-
-
60 623
Employee
38 825
-
97 015
-
income
4 659
-
11 642
-
social contributions
2 524
-
6 306
-
health
5 241
-
13 097
-
solidarity contribution
-
-
-
-
total
12 424
-
31 045
-
Employer
38 825
-
97 015
-
social contributions
9 706
-
24 254
-
health
3 494
-
8 731
-
total
13 200
-
32 985
-
Corporate
77 974
130 000
-
-
income
14 815
24 700
-
-
total
14 815
24 700
-
-
Dividends
63 159
105 300
-
-
withholding
9 474
15 795
-
-
total
9 474
15 795
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 913
40 495
64 030
60 623
After tax
80 087
89 505
65 970
69 377
Living cost
26 401
26 401
26 401
26 401
Free-cash
53 686
63 104
39 569
42 976

Estimated living cost  is ₽26401 per week

₽19634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽33864
-₽72467
-₽72467
-₽72467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
national
-
-
-
14 162
pensions
-
-
-
805
municipal
-
-
-
26 079
labour market
-
-
-
10 336
total
-
-
-
51 382
Employee
188 894
188 894
188 894
-
municipal
40 224
40 224
40 224
-
national
23 077
23 077
23 077
-
pensions
268
268
268
-
labour market
15 090
15 090
15 090
-
total
78 659
78 659
78 659
-
Employer
188 894
188 894
188 894
-
pensions
537
537
537
-
labour market
15 112
15 112
15 112
-
municipal
40 288
40 288
40 288
-
national
23 117
23 117
23 117
-
total
79 054
79 054
79 054
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
130 000
130 000
130 000
130 000
Total tax
157 713
157 713
157 713
51 382
After tax
-27 713
-27 713
-27 713
78 618
Living cost
44 754
44 754
44 754
44 754
Free-cash
-72 467
-72 467
-72 467
33 864

Estimated living cost  is ₽44754 per week

₽30630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽688
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽47297
₽75860
₽52546
₽81616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
health
-
-
-
16 899
pensions
-
-
-
26 000
income
-
-
-
17 420
total
-
-
-
60 319
Employee
26 290
-
97 160
-
unemployment
420
-
1 555
-
income
2 960
-
18 732
-
pensions
526
-
1 943
-
total
3 906
-
22 230
-
Employer
26 290
-
97 160
-
pensions
5 258
-
19 432
-
health
3 417
-
12 631
-
unemployment
211
-
777
-
total
8 886
-
32 840
-
Corporate
94 823
130 000
-
-
income
18 964
26 000
-
-
total
18 964
26 000
-
-
Dividends
75 859
104 000
-
-
total
-
-
-
-
Income
130 000
130 000
130 000
130 000
Total tax
31 756
26 000
55 070
60 319
After tax
98 244
104 000
74 930
69 681
Living cost
22 384
22 384
22 384
22 384
Free-cash
75 860
81 616
52 546
47 297

Estimated living cost  is ₽22384 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽52556
₽49117
₽34729
₽47945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
130 000
national
-
-
-
17 141
health
-
-
-
1 614
municipal
-
-
-
23 109
total
-
-
-
41 864
Employee
48 758
-
109 364
-
unemployment
732
-
1 641
-
municipal
7 986
-
17 828
-
national
805
-
10 907
-
pensions
3 290
-
7 381
-
health
364
-
1 298
-
total
13 177
-
39 055
-
Employer
48 758
-
109 364
-
pensions
8 459
-
18 974
-
health
375
-
842
-
accident
49
-
109
-
unemployment
317
-
711
-
total
9 200
-
20 636
-
Corporate
72 042
130 000
-
-
income
14 409
26 000
-
-
total
14 409
26 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

43 225
78 000
-
-
municipal
7 780
14 040
-
-
national
737
6 435
-
-
total
8 517
20 475
-
-
Income
130 000
130 000
130 000
130 000
Total tax
45 303
46 475
59 691
41 864
After tax
84 697
83 525
70 309
88 136
Living cost
35 580
35 580
35 580
35 580
Free-cash
49 117
47 945
34 729
52 556

Estimated living cost  is ₽35580 per week

₽23241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45232
₽42102
₽46602
₽36956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
-
health
-
-
-
4 458
pensions
-
-
-
26 349
social contributions
-
-
-
3 704
income
-
-
-
17 662
other
-
-
-
4 029
total
-
-
-
56 202
Employee
35 405
-
102 587
-
income
1 826
-
18 190
-
surtax
-
-
-
-
social contributions
1 009
-
2 923
-
pensions
4 005
-
6 312
-
total
6 840
-
27 425
-
Employer
35 405
-
102 587
-
pensions
5 818
-
10 773
-
social contributions
106
-
308
-
other
1 222
-
3 652
-
health
2 478
-
8 520
-
unemployment
1 433
-
4 154
-
total
11 057
-
27 407
-
Corporate
83 538
130 000
-
-
income
23 390
36 399
-
-
surtax
-
-
-
-
total
23 390
36 399
-
-
Dividends
60 147
93 601
-
-
withholding
7 700
11 980
-
-
social contributions
10 345
16 099
-
-
surtax
-
-
-
-
total
18 045
28 079
-
-
Income
130 000
130 000
130 000
130 000
Total tax
59 332
64 478
54 832
56 202
After tax
70 668
65 522
75 168
73 798
Living cost
28 566
28 566
28 566
28 566
Free-cash
42 102
36 956
46 602
45 232

Estimated living cost  is ₽28566 per week

₽16567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42091
₽39287
₽43461
₽33815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
-
health
-
-
-
4 458
pensions
-
-
-
26 349
social contributions
-
-
-
3 704
income
-
-
-
17 662
other
-
-
-
4 029
total
-
-
-
56 202
Employee
39 664
-
102 587
-
income
2 341
-
18 190
-
surtax
-
-
-
-
social contributions
1 131
-
2 923
-
pensions
4 485
-
6 312
-
total
7 957
-
27 425
-
Employer
39 664
-
102 587
-
pensions
6 516
-
10 773
-
social contributions
120
-
308
-
other
1 368
-
3 652
-
health
2 777
-
8 520
-
unemployment
1 606
-
4 154
-
total
12 387
-
27 407
-
Corporate
77 950
130 000
-
-
income
21 825
36 399
-
-
surtax
-
-
-
-
total
21 825
36 399
-
-
Dividends
56 125
93 601
-
-
withholding
7 184
11 980
-
-
social contributions
9 653
16 099
-
-
surtax
-
-
-
-
total
16 837
28 079
-
-
Income
130 000
130 000
130 000
130 000
Total tax
59 006
64 478
54 832
56 202
After tax
70 994
65 522
75 168
73 798
Living cost
31 707
31 707
31 707
31 707
Free-cash
39 287
33 815
43 461
42 091

Estimated living cost  is ₽31707 per week

₽19993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29037
₽27131
₽30407
₽20761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
-
health
-
-
-
4 458
pensions
-
-
-
26 349
social contributions
-
-
-
3 704
income
-
-
-
17 662
other
-
-
-
4 029
total
-
-
-
56 202
Employee
58 044
-
102 587
-
income
5 064
-
18 190
-
surtax
-
-
-
-
social contributions
1 653
-
2 923
-
pensions
6 565
-
6 312
-
total
13 282
-
27 425
-
Employer
58 044
-
102 587
-
pensions
9 537
-
10 773
-
social contributions
174
-
308
-
other
2 003
-
3 652
-
health
4 063
-
8 520
-
unemployment
2 351
-
4 154
-
total
18 128
-
27 407
-
Corporate
53 827
130 000
-
-
income
15 072
36 399
-
-
surtax
-
-
-
-
total
15 072
36 399
-
-
Dividends
38 755
93 601
-
-
withholding
4 961
11 980
-
-
social contributions
6 665
16 099
-
-
surtax
-
-
-
-
total
11 626
28 079
-
-
Income
130 000
130 000
130 000
130 000
Total tax
58 108
64 478
54 832
56 202
After tax
71 892
65 522
75 168
73 798
Living cost
44 761
44 761
44 761
44 761
Free-cash
27 131
20 761
30 407
29 037

Estimated living cost  is ₽44761 per week

₽30293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽122755
₽116441
₽98055
₽117555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
130 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 300
total
-
-
-
1 300
Employee
7 431
-
130 000
-
income
1 486
-
26 000
-
total
1 486
-
26 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

122 569
130 000
-
-
total
-
-
-
-
Dividends
122 569
130 000
-
-
withholding
6 128
6 500
-
-
total
6 128
6 500
-
-
Income
130 000
130 000
130 000
130 000
Total tax
7 614
6 500
26 000
1 300
After tax
122 386
123 500
104 000
128 700
Living cost
5 945
5 945
5 945
5 945
Free-cash
116 441
117 555
98 055
122 755

Estimated living cost  is ₽5945 per week

₽3684
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽163
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽119436
₽112499
₽94736
₽114236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
130 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 300
total
-
-
-
1 300
Employee
11 580
-
130 000
-
income
2 316
-
26 000
-
total
2 316
-
26 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 420
130 000
-
-
total
-
-
-
-
Dividends
118 420
130 000
-
-
withholding
5 921
6 500
-
-
total
5 921
6 500
-
-
Income
130 000
130 000
130 000
130 000
Total tax
8 237
6 500
26 000
1 300
After tax
121 763
123 500
104 000
128 700
Living cost
9 264
9 264
9 264
9 264
Free-cash
112 499
114 236
94 736
119 436

Estimated living cost  is ₽9264 per week

₽6269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36912
₽43302
₽49385
₽31181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 498
trade
-
-
-
12 473
total
-
-
-
57 309
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 112
-
130 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 792
-
36 498
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
-
2 007
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 332
-
44 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 888
130 000
-
-
trade
12 038
18 654
-
-
income
12 583
19 500
-
-
chamber of commerce
264
331
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

693
1 073
-
-
total
25 578
39 558
-
-
Dividends
58 310
90 442
-
-
withholding
14 226
22 258
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

783
1 224
-
-
total
15 009
23 482
-
-
Income
130 000
130 000
130 000
130 000
Total tax
50 919
63 040
44 836
57 309
After tax
79 081
66 960
85 164
72 691
Living cost
35 779
35 779
35 779
35 779
Free-cash
43 302
31 181
49 385
36 912

Estimated living cost  is ₽35779 per week

₽24681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43405
₽47799
₽57093
₽37551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 498
trade
-
-
-
13 688
total
-
-
-
58 524
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 446
-
130 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

990
-
36 498
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
2 007
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
7 376
-
44 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 554
130 000
-
-
trade
14 893
20 475
-
-
income
14 184
19 500
-
-
chamber of commerce
276
327
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

781
1 073
-
-
total
30 134
41 375
-
-
Dividends
64 420
88 625
-
-
withholding
15 753
21 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

867
1 199
-
-
total
16 620
23 003
-
-
Income
130 000
130 000
130 000
130 000
Total tax
54 130
64 378
44 836
58 524
After tax
75 870
65 622
85 164
71 476
Living cost
28 071
28 071
28 071
28 071
Free-cash
47 799
37 551
57 093
43 405

Estimated living cost  is ₽28071 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34461
₽41569
₽48757
₽28545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 498
trade
-
-
-
14 296
total
-
-
-
59 132
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 997
-
130 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 038
-
36 498
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
2 007
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
10 591
-
44 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 003
130 000
-
-
trade
13 654
21 386
-
-
income
12 450
19 500
-
-
chamber of commerce
259
325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

684
1 073
-
-
total
27 047
42 284
-
-
Dividends
55 956
87 716
-
-
withholding
13 637
21 577
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 187
-
-
total
14 386
22 764
-
-
Income
130 000
130 000
130 000
130 000
Total tax
52 024
65 048
44 836
59 132
After tax
77 976
64 952
85 164
70 868
Living cost
36 407
36 407
36 407
36 407
Free-cash
41 569
28 545
48 757
34 461

Estimated living cost  is ₽36407 per week

₽24349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27804
₽36861
₽42709
₽21828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
130 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 331
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 498
trade
-
-
-
14 905
total
-
-
-
59 741
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 696
-
130 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 549
-
36 498
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
2 007
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 331
-
6 331
-
total
13 241
-
44 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 304
130 000
-
-
trade
12 743
22 295
-
-
income
11 145
19 500
-
-
chamber of commerce
244
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

614
1 073
-
-
total
24 746
43 192
-
-
Dividends
49 558
86 808
-
-
withholding
12 036
21 350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

661
1 175
-
-
total
12 697
22 525
-
-
Income
130 000
130 000
130 000
130 000
Total tax
50 684
65 717
44 836
59 741
After tax
79 316
64 283
85 164
70 259
Living cost
42 455
42 455
42 455
42 455
Free-cash
36 861
21 828
42 709
27 804

Estimated living cost  is ₽42455 per week

₽31007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40872
₽58006
₽37899
₽60954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
4 275
unemployment
-
-
-
211
health
-
-
-
8 781
pensions
-
-
-
24 738
income
-
-
-
30 307
other
-
-
-
-
total
-
-
-
68 312
Employee
31 210
-
107 392
-
unemployment
2 172
-
7 474
-
other
-
-
-
-
income
5 232
-
27 494
-
surtax
111
-
3 808
-
pensions
2 082
-
7 163
-
health
797
-
2 738
-
total
10 394
-
48 677
-
Employer
31 210
-
107 392
-
pensions
4 161
-
14 316
-
other
-
-
-
-
health
1 419
-
4 887
-
unemployment
990
-
3 405
-
total
6 570
-
22 608
-
Corporate
92 220
130 000
-
-
income
23 978
33 800
-
-
total
23 978
33 800
-
-
Dividends
68 242
96 200
-
-
withholding
10 236
14 430
-
-
total
10 236
14 430
-
-
Income
130 000
130 000
130 000
130 000
Total tax
51 178
48 230
71 285
68 312
After tax
78 822
81 770
58 715
61 688
Living cost
20 816
20 816
20 816
20 816
Free-cash
58 006
60 954
37 899
40 872

Estimated living cost  is ₽20816 per week

₽12568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1810
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41238
₽58435
₽38265
₽61320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
surtax
-
-
-
4 275
unemployment
-
-
-
211
health
-
-
-
8 781
pensions
-
-
-
24 738
income
-
-
-
30 307
other
-
-
-
-
total
-
-
-
68 312
Employee
30 647
-
107 392
-
unemployment
2 133
-
7 474
-
other
-
-
-
-
income
5 137
-
27 494
-
surtax
100
-
3 808
-
pensions
2 044
-
7 163
-
health
783
-
2 738
-
total
10 197
-
48 677
-
Employer
30 647
-
107 392
-
pensions
4 085
-
14 316
-
other
-
-
-
-
health
1 395
-
4 887
-
unemployment
971
-
3 405
-
total
6 451
-
22 608
-
Corporate
92 902
130 000
-
-
income
24 154
33 800
-
-
total
24 154
33 800
-
-
Dividends
68 748
96 200
-
-
withholding
10 313
14 430
-
-
total
10 313
14 430
-
-
Income
130 000
130 000
130 000
130 000
Total tax
51 115
48 230
71 285
68 312
After tax
78 885
81 770
58 715
61 688
Living cost
20 450
20 450
20 450
20 450
Free-cash
58 435
61 320
38 265
41 238

Estimated living cost  is ₽20450 per week

₽12504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽71520
₽54981
₽56825
₽54593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
unemployment
-
-
-
1 950
health
-
-
-
9 100
pensions
-
-
-
13 000
income
-
-
-
15 893
total
-
-
-
39 943
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
108 787
-
unemployment
401
160
1 632
-
income
3 271
1 302
13 299
-
pensions
2 676
1 065
10 879
-
health
1 873
745
7 615
-
total
8 221
3 272
33 425
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 758
10 649
108 787
-
pensions
5 218
2 077
21 213
-
total
5 218
2 077
21 213
-
Corporate
98 024
117 274
-
-
income
8 822
10 555
-
-
total
8 822
10 555
-
-
Dividends
89 202
106 719
-
-
withholding
16 948
20 277
-
-
social contributions
17 273
20 689
-
-
total
34 221
40 966
-
-
Income
130 000
130 000
130 000
130 000
Total tax
56 482
56 870
54 638
39 943
After tax
73 518
73 130
75 362
90 057
Living cost
18 537
18 537
18 537
18 537
Free-cash
54 981
54 593
56 825
71 520

Estimated living cost  is ₽18537 per week

₽12650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽32383
₽35605
₽33403
₽36349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
national
-
-
-
21 788
pensions
-
-
-
15 600
social contributions
-
-
-
1 398
municipal
-
-
-
14 060
total
-
-
-
52 846
Employee
69 403
-
112 384
-
municipal
8 572
-
14 564
-
national
13 284
-
22 568
-
pensions
2 776
-
4 495
-
total
24 632
-
41 627
-
Employer
69 403
-
112 384
-
pensions
5 552
-
8 991
-
social contributions
746
-
1 208
-
total
6 298
-
10 199
-
Corporate
49 718
130 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 944
26 000
-
-
total
9 944
26 000
-
-
Dividends
39 774
104 000
-
-
withholding
8 750
22 880
-
-
total
8 750
22 880
-
-
Income
130 000
130 000
130 000
130 000
Total tax
49 624
48 880
51 826
52 846
After tax
80 376
81 120
78 174
77 154
Living cost
44 771
44 771
44 771
44 771
Free-cash
35 605
36 349
33 403
32 383

Estimated living cost  is ₽44771 per week

₽30430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19605
₽40255
₽19605
₽38208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
social contributions
-
-
-
20 920
income
-
-
-
36 683
total
-
-
-
57 603
Employee
72 493
-
130 000
-
social contributions
6 023
-
20 920
-
income
13 679
-
36 683
-
total
19 702
-
57 603
-
Employer
72 493
-
130 000
-
total
-
-
-
-
Corporate
57 507
130 000
-
-
income
7 188
16 250
-
-
total
7 188
16 250
-
-
Dividends
50 320
113 750
-
-
withholding
10 063
22 750
-
-
total
10 063
22 750
-
-
Income
130 000
130 000
130 000
130 000
Total tax
36 953
39 000
57 603
57 603
After tax
93 047
91 000
72 397
72 397
Living cost
52 792
52 792
52 792
52 792
Free-cash
40 255
38 208
19 605
19 605

Estimated living cost  is ₽52792 per week

₽40163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24963
₽25415
₽18778
₽30253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
national
-
-
-
30 223
regional
-
-
-
1 500
social contributions
-
-
-
33 436
municipal
-
-
-
772
total
-
-
-
65 931
Employee
82 364
-
130 000
-
municipal
436
-
689
-
national
14 272
-
26 271
-
social contributions
27 773
-
43 835
-
regional
777
-
1 321
-
total
43 258
-
72 116
-
Employer
82 364
-
130 000
-
total
-
-
-
-
Corporate
47 636
130 000
-
-
nationa
11 433
31 201
-
-
municipal
1 857
5 070
-
-
total
13 290
36 271
-
-
Dividends
34 346
93 729
-
-
withholding
8 931
24 370
-
-
total
8 931
24 370
-
-
Income
130 000
130 000
130 000
130 000
Total tax
65 479
60 641
72 116
65 931
After tax
64 521
69 359
57 884
64 069
Living cost
39 106
39 106
39 106
39 106
Free-cash
25 415
30 253
18 778
24 963

Estimated living cost  is ₽39106 per week

₽27260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38644
₽41309
₽32491
₽43365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
130 000
national
-
-
-
30 223
regional
-
-
-
1 960
social contributions
-
-
-
33 436
municipal
-
-
-
772
total
-
-
-
66 391
Employee
51 408
-
130 000
-
municipal
273
-
689
-
national
8 144
-
26 271
-
social contributions
17 335
-
43 835
-
regional
692
-
1 749
-
total
26 444
-
72 544
-
Employer
51 408
-
130 000
-
total
-
-
-
-
Corporate
78 592
130 000
-
-