Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 129000
per

Your estimated
City
free-cash

Andorra , Andorra
₽68284
₽85069
₽71715
₽88187
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
social contributions
-
-
-
28 381
income
-
-
-
4 423
total
-
-
-
32 804
Employee
29 853
-
111 687
-
social contributions
1 940
-
7 258
-
income
-
-
4 804
-
total
1 940
-
12 062
-
Employer
29 853
-
111 687
-
social contributions
4 627
-
17 311
-
total
4 627
-
17 311
-
Corporate
94 520
129 000
-
-
income
9 452
12 901
-
-
total
9 452
12 901
-
-
Dividends
85 068
116 099
-
-
total
-
-
-
-
Income
129 000
129 000
129 000
129 000
Total tax
16 019
12 901
29 373
32 804
After tax
112 981
116 099
99 627
96 196
Living cost
27 912
27 912
27 912
27 912
Free-cash
85 069
88 187
71 715
68 284

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36025
₽41718
₽4894
₽42179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
516
pensions
-
-
-
20 069
income
-
-
-
28 772
total
-
-
-
63 350
Employee
40 590
37 005
100 173
-
unemployment
1 218
1 110
3 004
-
other
405
370
1 001
-
income
3 616
2 730
23 354
-
pensions
4 157
3 789
10 257
-
health
1 570
1 433
3 877
-
total
10 966
9 432
41 493
-
Employer
40 590
37 005
100 173
-
pensions
5 094
4 645
12 571
-
surtax
-
-
-
-
payroll
1 218
1 110
3 004
-
other
1 928
1 757
4 758
-
health
1 535
1 399
3 787
-
accident
527
481
1 302
-
unemployment
1 218
1 110
3 004
-
chamber of commerce
162
148
400
-
total
11 682
10 650
28 826
-
Corporate
76 728
81 345
96 649
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 183
20 337
24 162
-
total
19 183
20 337
24 162
-
Dividends
57 546
61 008
-
-
withholding
15 826
16 777
-
-
total
15 826
16 777
-
-
Income
129 000
129 000
129 000
129 000
Total tax
57 657
57 196
94 481
63 350
After tax
71 343
71 804
34 519
65 650
Living cost
29 625
29 625
29 625
29 625
Free-cash
41 718
42 179
4 894
36 025

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽32748
₽37552
₽1768
₽38985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
516
pensions
-
-
-
20 069
income
-
-
-
28 772
total
-
-
-
63 533
Employee
46 406
37 005
100 027
-
unemployment
1 392
1 110
3 001
-
other
463
370
1 001
-
income
5 283
2 730
23 301
-
pensions
4 752
3 789
10 243
-
health
1 796
1 433
3 871
-
total
13 686
9 432
41 417
-
Employer
46 406
37 005
100 027
-
pensions
5 824
4 645
12 553
-
surtax
183
183
183
-
payroll
1 392
1 110
3 001
-
other
2 204
1 757
4 751
-
health
1 753
1 399
3 782
-
accident
603
481
1 300
-
unemployment
1 392
1 110
3 001
-
chamber of commerce
185
148
400
-
total
13 536
10 833
28 971
-
Corporate
69 058
81 162
96 504
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 264
20 291
24 125
-
total
17 264
20 291
24 125
-
Dividends
51 794
60 871
-
-
withholding
14 243
16 740
-
-
total
14 243
16 740
-
-
Income
129 000
129 000
129 000
129 000
Total tax
58 729
57 296
94 513
63 533
After tax
70 271
71 704
34 487
65 467
Living cost
32 719
32 719
32 719
32 719
Free-cash
37 552
38 985
1 768
32 748

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23097
₽24432
₽13488
₽38361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
national
-
-
-
45 218
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 522
social contributions
-
-
-
20 306
total
-
-
-
72 046
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
99 914
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
869
-
national
20 420
-
34 298
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 211
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 494
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 696
-
total
32 565
-
52 568
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
99 914
-
surtax
7 531
-
11 331
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
8 853
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 145
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 299
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 459
-
total
19 334
-
29 087
-
Corporate
43 245
129 000
-
-
income
8 649
25 799
-
-
surtax
173
516
-
-
total
8 822
26 315
-
-
Dividends
34 423
102 684
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 990
30 467
-
-
total
9 990
30 467
-
-
Income
129 000
129 000
129 000
129 000
Total tax
70 711
56 782
81 655
72 046
After tax
58 289
72 218
47 345
56 954
Living cost
33 857
33 857
33 857
33 857
Free-cash
24 432
38 361
13 488
23 097

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽85012
₽88661
₽89699
₽94319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
19 350
total
-
-
-
28 012
Employee
21 155
-
122 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
12 263
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
16 960
-
Employer
21 155
-
122 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
103 695
129 000
-
-
income
10 369
12 900
-
-
total
10 369
12 900
-
-
Dividends
93 326
116 100
-
-
withholding
4 666
5 805
-
-
total
4 666
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
24 363
18 705
23 325
28 012
After tax
104 637
110 295
105 675
100 988
Living cost
15 976
15 976
15 976
15 976
Free-cash
88 661
94 319
89 699
85 012

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽88812
₽93803
₽93498
₽98119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
19 350
total
-
-
-
28 012
Employee
16 123
-
122 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
12 263
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
16 960
-
Employer
16 123
-
122 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
109 713
129 000
-
-
income
10 971
12 900
-
-
total
10 971
12 900
-
-
Dividends
98 742
116 100
-
-
withholding
4 937
5 805
-
-
total
4 937
5 805
-
-
Income
129 000
129 000
129 000
129 000
Total tax
23 020
18 705
23 325
28 012
After tax
105 980
110 295
105 675
100 988
Living cost
12 176
12 176
12 176
12 176
Free-cash
93 803
98 119
93 498
88 812

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽68403
₽67667
₽67175
₽72720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
3 290
social contributions
-
-
-
15 024
income
-
-
-
20 784
total
-
-
-
39 098
Employee
71 403
71 403
118 810
-
income
7 775
6 610
20 124
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
2 019
-
total
11 028
13 750
30 136
-
Employer
71 403
71 403
118 810
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 197
-
total
3 301
7 248
10 190
-
Corporate
93 173
50 350
-
-
income
11 646
6 294
-
-
total
11 646
6 294
-
-
Dividends
81 527
44 055
-
-
withholding
13 859
7 489
-
-
total
13 859
7 489
-
-
Income
129 000
129 000
129 000
129 000
Total tax
39 834
34 781
40 326
39 098
After tax
89 166
94 219
88 674
89 902
Living cost
21 499
21 499
21 499
21 499
Free-cash
67 667
72 720
67 175
68 403

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽59784
₽60250
₽58556
₽64101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
3 290
social contributions
-
-
-
15 024
income
-
-
-
20 784
total
-
-
-
39 098
Employee
71 403
71 403
118 810
-
income
7 498
6 610
20 124
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
2 019
-
total
11 678
13 750
30 136
-
Employer
71 403
71 403
118 810
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 197
-
total
4 244
7 248
10 190
-
Corporate
82 961
50 350
-
-
income
10 370
6 294
-
-
total
10 370
6 294
-
-
Dividends
72 591
44 055
-
-
withholding
12 340
7 489
-
-
total
12 340
7 489
-
-
Income
129 000
129 000
129 000
129 000
Total tax
38 632
34 781
40 326
39 098
After tax
90 368
94 219
88 674
89 902
Living cost
30 118
30 118
30 118
30 118
Free-cash
60 250
64 101
58 556
59 784

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽47102
₽59678
₽43987
₽67339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
17 415
social contributions
-
-
-
30 904
income
-
-
-
12 102
solidarity contribution
-
-
-
-
total
-
-
-
60 421
Employee
31 583
-
96 269
-
income
3 790
-
11 552
-
social contributions
2 053
-
6 257
-
health
4 264
-
12 996
-
solidarity contribution
-
-
-
-
total
10 107
-
30 805
-
Employer
31 583
-
96 269
-
social contributions
7 896
-
24 067
-
health
2 842
-
8 664
-
total
10 738
-
32 731
-
Corporate
86 679
129 000
-
-
income
16 469
24 510
-
-
total
16 469
24 510
-
-
Dividends
70 210
104 490
-
-
withholding
10 531
15 674
-
-
total
10 531
15 674
-
-
Income
129 000
129 000
129 000
129 000
Total tax
47 845
40 184
63 536
60 421
After tax
81 155
88 816
65 464
68 579
Living cost
21 477
21 477
21 477
21 477
Free-cash
59 678
67 339
43 987
47 102

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽42114
₽52910
₽38999
₽62351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
17 415
social contributions
-
-
-
30 904
income
-
-
-
12 102
solidarity contribution
-
-
-
-
total
-
-
-
60 421
Employee
38 919
-
96 269
-
income
4 670
-
11 552
-
social contributions
2 530
-
6 257
-
health
5 254
-
12 996
-
solidarity contribution
-
-
-
-
total
12 454
-
30 805
-
Employer
38 919
-
96 269
-
social contributions
9 730
-
24 067
-
health
3 503
-
8 664
-
total
13 233
-
32 731
-
Corporate
76 849
129 000
-
-
income
14 601
24 510
-
-
total
14 601
24 510
-
-
Dividends
62 248
104 490
-
-
withholding
9 337
15 674
-
-
total
9 337
15 674
-
-
Income
129 000
129 000
129 000
129 000
Total tax
49 625
40 184
63 536
60 421
After tax
79 375
88 816
65 464
68 579
Living cost
26 465
26 465
26 465
26 465
Free-cash
52 910
62 351
38 999
42 114

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽33261
-₽73866
-₽73866
-₽73866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
national
-
-
-
14 002
pensions
-
-
-
807
municipal
-
-
-
25 832
labour market
-
-
-
10 256
total
-
-
-
50 897
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
129 000
129 000
129 000
129 000
Total tax
158 024
158 024
158 024
50 897
After tax
-29 024
-29 024
-29 024
78 103
Living cost
44 842
44 842
44 842
44 842
Free-cash
-73 866
-73 866
-73 866
33 261

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽46716
₽75003
₽51924
₽80773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
health
-
-
-
16 770
pensions
-
-
-
25 799
income
-
-
-
17 287
total
-
-
-
59 856
Employee
26 342
-
96 411
-
unemployment
421
-
1 542
-
income
2 966
-
18 589
-
pensions
527
-
1 928
-
total
3 914
-
22 059
-
Employer
26 342
-
96 411
-
pensions
5 269
-
19 283
-
health
3 424
-
12 534
-
unemployment
211
-
772
-
total
8 904
-
32 589
-
Corporate
93 754
129 000
-
-
income
18 751
25 799
-
-
total
18 751
25 799
-
-
Dividends
75 003
103 201
-
-
total
-
-
-
-
Income
129 000
129 000
129 000
129 000
Total tax
31 569
25 799
54 648
59 856
After tax
97 431
103 201
74 352
69 144
Living cost
22 428
22 428
22 428
22 428
Free-cash
75 003
80 773
51 924
46 716

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽51907
₽48391
₽34219
₽47333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
129 000
national
-
-
-
16 913
health
-
-
-
1 598
municipal
-
-
-
22 932
total
-
-
-
41 443
Employee
48 854
-
108 522
-
unemployment
733
-
1 628
-
municipal
8 002
-
17 692
-
national
807
-
10 726
-
pensions
3 297
-
7 325
-
health
365
-
1 283
-
total
13 204
-
38 654
-
Employer
48 854
-
108 522
-
pensions
8 476
-
18 828
-
health
375
-
835
-
accident
49
-
109
-
unemployment
317
-
705
-
total
9 217
-
20 477
-
Corporate
70 928
129 000
-
-
income
14 185
25 799
-
-
total
14 185
25 799
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

42 557
77 400
-
-
municipal
7 660
13 931
-
-
national
693
6 287
-
-
total
8 353
20 218
-
-
Income
129 000
129 000
129 000
129 000
Total tax
44 959
46 017
59 131
41 443
After tax
84 041
82 983
69 869
87 557
Living cost
35 650
35 650
35 650
35 650
Free-cash
48 391
47 333
34 219
51 907

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽44633
₽41553
₽46144
₽36393
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
-
health
-
-
-
4 375
pensions
-
-
-
26 297
social contributions
-
-
-
3 676
income
-
-
-
17 399
other
-
-
-
3 998
total
-
-
-
55 745
Employee
35 475
-
101 890
-
income
1 829
-
17 987
-
surtax
-
-
-
-
social contributions
1 011
-
2 902
-
pensions
4 012
-
6 234
-
total
6 852
-
27 123
-
Employer
35 475
-
101 890
-
pensions
5 829
-
10 647
-
social contributions
106
-
305
-
other
1 225
-
3 611
-
health
2 483
-
8 421
-
unemployment
1 436
-
4 127
-
total
11 079
-
27 111
-
Corporate
82 447
129 000
-
-
income
23 086
36 120
-
-
surtax
-
-
-
-
total
23 086
36 120
-
-
Dividends
59 361
92 880
-
-
withholding
7 598
11 889
-
-
social contributions
10 210
15 976
-
-
surtax
-
-
-
-
total
17 808
27 865
-
-
Income
129 000
129 000
129 000
129 000
Total tax
58 825
63 985
54 234
55 745
After tax
70 175
65 015
74 766
73 255
Living cost
28 622
28 622
28 622
28 622
Free-cash
41 553
36 393
46 144
44 633

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽41486
₽38733
₽42997
₽33246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
-
health
-
-
-
4 375
pensions
-
-
-
26 297
social contributions
-
-
-
3 676
income
-
-
-
17 399
other
-
-
-
3 998
total
-
-
-
55 745
Employee
39 741
-
101 890
-
income
2 345
-
17 987
-
surtax
-
-
-
-
social contributions
1 133
-
2 902
-
pensions
4 493
-
6 234
-
total
7 971
-
27 123
-
Employer
39 741
-
101 890
-
pensions
6 529
-
10 647
-
social contributions
120
-
305
-
other
1 371
-
3 611
-
health
2 782
-
8 421
-
unemployment
1 609
-
4 127
-
total
12 411
-
27 111
-
Corporate
76 848
129 000
-
-
income
21 517
36 120
-
-
surtax
-
-
-
-
total
21 517
36 120
-
-
Dividends
55 331
92 880
-
-
withholding
7 082
11 889
-
-
social contributions
9 517
15 976
-
-
surtax
-
-
-
-
total
16 599
27 865
-
-
Income
129 000
129 000
129 000
129 000
Total tax
58 498
63 985
54 234
55 745
After tax
70 502
65 015
74 766
73 255
Living cost
31 769
31 769
31 769
31 769
Free-cash
38 733
33 246
42 997
41 486

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽28406
₽26552
₽29917
₽20166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
-
health
-
-
-
4 375
pensions
-
-
-
26 297
social contributions
-
-
-
3 676
income
-
-
-
17 399
other
-
-
-
3 998
total
-
-
-
55 745
Employee
58 158
-
101 890
-
income
5 074
-
17 987
-
surtax
-
-
-
-
social contributions
1 656
-
2 902
-
pensions
6 578
-
6 234
-
total
13 308
-
27 123
-
Employer
58 158
-
101 890
-
pensions
9 556
-
10 647
-
social contributions
174
-
305
-
other
2 007
-
3 611
-
health
4 071
-
8 421
-
unemployment
2 356
-
4 127
-
total
18 164
-
27 111
-
Corporate
52 678
129 000
-
-
income
14 749
36 120
-
-
surtax
-
-
-
-
total
14 749
36 120
-
-
Dividends
37 929
92 880
-
-
withholding
4 855
11 889
-
-
social contributions
6 523
15 976
-
-
surtax
-
-
-
-
total
11 378
27 865
-
-
Income
129 000
129 000
129 000
129 000
Total tax
57 599
63 985
54 234
55 745
After tax
71 401
65 015
74 766
73 255
Living cost
44 849
44 849
44 849
44 849
Free-cash
26 552
20 166
29 917
28 406

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽121761
₽115486
₽97251
₽116601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 290
total
-
-
-
1 290
Employee
7 436
-
129 000
-
income
1 487
-
25 800
-
total
1 487
-
25 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

121 564
129 000
-
-
total
-
-
-
-
Dividends
121 564
129 000
-
-
withholding
6 078
6 450
-
-
total
6 078
6 450
-
-
Income
129 000
129 000
129 000
129 000
Total tax
7 565
6 450
25 800
1 290
After tax
121 435
122 550
103 200
127 710
Living cost
5 949
5 949
5 949
5 949
Free-cash
115 486
116 601
97 251
121 761

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽118440
₽111541
₽93930
₽113280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
129 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 290
total
-
-
-
1 290
Employee
11 588
-
129 000
-
income
2 318
-
25 800
-
total
2 318
-
25 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 412
129 000
-
-
total
-
-
-
-
Dividends
117 412
129 000
-
-
withholding
5 871
6 450
-
-
total
5 871
6 450
-
-
Income
129 000
129 000
129 000
129 000
Total tax
8 189
6 450
25 800
1 290
After tax
120 811
122 550
103 200
127 710
Living cost
9 270
9 270
9 270
9 270
Free-cash
111 541
113 280
93 930
118 440

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36465
₽42741
₽48781
₽30598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 982
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 043
trade
-
-
-
12 316
total
-
-
-
56 685
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
129 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
36 043
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 982
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
44 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 798
129 000
-
-
trade
11 882
18 511
-
-
income
12 420
19 350
-
-
chamber of commerce
263
330
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

684
1 064
-
-
total
25 249
39 255
-
-
Dividends
57 550
89 745
-
-
withholding
14 035
22 083
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

772
1 214
-
-
total
14 807
23 297
-
-
Income
129 000
129 000
129 000
129 000
Total tax
50 409
62 552
44 369
56 685
After tax
78 591
66 448
84 631
72 315
Living cost
35 850
35 850
35 850
35 850
Free-cash
42 741
30 598
48 781
36 465

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽42988
₽47263
₽56505
₽36996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 982
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 043
trade
-
-
-
13 517
total
-
-
-
57 886
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
129 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
36 043
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 982
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
44 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 484
129 000
-
-
trade
14 724
20 317
-
-
income
14 023
19 350
-
-
chamber of commerce
275
326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

772
1 064
-
-
total
29 794
41 057
-
-
Dividends
63 690
87 942
-
-
withholding
15 570
21 632
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

856
1 189
-
-
total
16 426
22 821
-
-
Income
129 000
129 000
129 000
129 000
Total tax
53 611
63 878
44 369
57 886
After tax
75 389
65 122
84 631
71 114
Living cost
28 126
28 126
28 126
28 126
Free-cash
47 263
36 996
56 505
42 988

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34035
₽41024
₽48153
₽27979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 982
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 043
trade
-
-
-
14 118
total
-
-
-
58 487
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
129 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
36 043
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 982
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
44 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 910
129 000
-
-
trade
13 475
21 220
-
-
income
12 287
19 350
-
-
chamber of commerce
257
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

677
1 064
-
-
total
26 696
41 958
-
-
Dividends
55 214
87 042
-
-
withholding
13 450
21 408
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

740
1 177
-
-
total
14 190
22 585
-
-
Income
129 000
129 000
129 000
129 000
Total tax
51 498
64 543
44 369
58 487
After tax
77 502
64 457
84 631
70 513
Living cost
36 478
36 478
36 478
36 478
Free-cash
41 024
27 979
48 153
34 035

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27374
₽36313
₽42093
₽21254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
129 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 982
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 043
trade
-
-
-
14 719
total
-
-
-
59 088
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
129 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
36 043
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 982
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
44 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 195
129 000
-
-
trade
12 553
22 124
-
-
income
10 980
19 350
-
-
chamber of commerce
243
322
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

604
1 064
-
-
total
24 380
42 860
-
-
Dividends
48 814
86 140
-
-
withholding
11 850
21 183
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

652
1 165
-
-
total
12 502
22 348
-
-
Income
129 000
129 000
129 000
129 000
Total tax
50 149
65 208
44 369
59 088
After tax
78 851
63 792
84 631
69 912
Living cost
42 538
42 538
42 538
42 538
Free-cash
36 313
21 254
42 093
27 374

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40357
₽57334
₽37564
₽60284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
4 190
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
29 801
other
-
-
-
-
total
-
-
-
67 786
Employee
31 271
-
106 566
-
unemployment
2 176
-
7 417
-
other
-
-
-
-
income
5 242
-
27 156
-
surtax
111
-
3 750
-
pensions
2 086
-
7 108
-
health
798
-
2 717
-
total
10 413
-
48 148
-
Employer
31 271
-
106 566
-
pensions
4 169
-
14 205
-
other
-
-
-
-
health
1 422
-
4 848
-
unemployment
992
-
3 378
-
total
6 583
-
22 431
-
Corporate
91 146
129 000
-
-
income
23 697
33 540
-
-
total
23 697
33 540
-
-
Dividends
67 449
95 460
-
-
withholding
10 116
14 319
-
-
total
10 116
14 319
-
-
Income
129 000
129 000
129 000
129 000
Total tax
50 809
47 859
70 579
67 786
After tax
78 191
81 141
58 421
61 214
Living cost
20 857
20 857
20 857
20 857
Free-cash
57 334
60 284
37 564
40 357

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽40724
₽57762
₽37931
₽60651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
surtax
-
-
-
4 190
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
29 801
other
-
-
-
-
total
-
-
-
67 786
Employee
30 707
-
106 566
-
unemployment
2 137
-
7 417
-
other
-
-
-
-
income
5 147
-
27 156
-
surtax
100
-
3 750
-
pensions
2 048
-
7 108
-
health
784
-
2 717
-
total
10 216
-
48 148
-
Employer
30 707
-
106 566
-
pensions
4 093
-
14 205
-
other
-
-
-
-
health
1 397
-
4 848
-
unemployment
973
-
3 378
-
total
6 463
-
22 431
-
Corporate
91 829
129 000
-
-
income
23 875
33 540
-
-
total
23 875
33 540
-
-
Dividends
67 954
95 460
-
-
withholding
10 194
14 319
-
-
total
10 194
14 319
-
-
Income
129 000
129 000
129 000
129 000
Total tax
50 748
47 859
70 579
67 786
After tax
78 252
81 141
58 421
61 214
Living cost
20 490
20 490
20 490
20 490
Free-cash
57 762
60 651
37 931
40 724

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽70796
₽54390
₽56214
₽54003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
unemployment
-
-
-
1 935
health
-
-
-
9 030
pensions
-
-
-
12 900
income
-
-
-
15 770
total
-
-
-
39 635
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
107 950
-
unemployment
402
160
1 619
-
income
3 277
1 304
13 197
-
pensions
2 681
1 067
10 795
-
health
1 876
747
7 556
-
total
8 236
3 278
33 167
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
107 950
-
pensions
5 227
2 080
21 050
-
total
5 227
2 080
21 050
-
Corporate
96 967
116 252
-
-
income
8 727
10 463
-
-
total
8 727
10 463
-
-
Dividends
88 240
105 789
-
-
withholding
16 766
20 100
-
-
social contributions
17 085
20 507
-
-
total
33 851
40 607
-
-
Income
129 000
129 000
129 000
129 000
Total tax
56 041
56 428
54 217
39 635
After tax
72 959
72 572
74 783
89 365
Living cost
18 570
18 570
18 570
18 570
Free-cash
54 390
54 003
56 214
70 796

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽31746
₽34910
₽32758
₽35655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
national
-
-
-
21 604
pensions
-
-
-
15 480
social contributions
-
-
-
1 387
municipal
-
-
-
13 942
total
-
-
-
52 413
Employee
69 511
-
111 519
-
municipal
8 586
-
14 441
-
national
13 304
-
22 378
-
pensions
2 780
-
4 461
-
total
24 670
-
41 280
-
Employer
69 511
-
111 519
-
pensions
5 561
-
8 922
-
social contributions
747
-
1 199
-
total
6 308
-
10 121
-
Corporate
48 593
129 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 719
25 800
-
-
total
9 719
25 800
-
-
Dividends
38 874
103 200
-
-
withholding
8 552
22 704
-
-
total
8 552
22 704
-
-
Income
129 000
129 000
129 000
129 000
Total tax
49 249
48 504
51 401
52 413
After tax
79 751
80 496
77 599
76 587
Living cost
44 841
44 841
44 841
44 841
Free-cash
34 910
35 655
32 758
31 746

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19131
₽39456
₽19131
₽37405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
social contributions
-
-
-
20 722
income
-
-
-
36 252
total
-
-
-
56 974
Employee
72 635
-
129 000
-
social contributions
6 034
-
20 722
-
income
13 706
-
36 252
-
total
19 740
-
56 974
-
Employer
72 635
-
129 000
-
total
-
-
-
-
Corporate
56 365
129 000
-
-
income
7 045
16 125
-
-
total
7 045
16 125
-
-
Dividends
49 320
112 875
-
-
withholding
9 864
22 575
-
-
total
9 864
22 575
-
-
Income
129 000
129 000
129 000
129 000
Total tax
36 649
38 700
56 974
56 974
After tax
92 351
90 300
72 026
72 026
Living cost
52 895
52 895
52 895
52 895
Free-cash
39 456
37 405
19 131
19 131

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽24457
₽24795
₽18321
₽29644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
national
-
-
-
29 928
regional
-
-
-
1 487
social contributions
-
-
-
33 179
municipal
-
-
-
767
total
-
-
-
65 361
Employee
82 526
-
129 000
-
municipal
437
-
684
-
national
14 300
-
26 006
-
social contributions
27 828
-
43 498
-
regional
779
-
1 309
-
total
43 344
-
71 497
-
Employer
82 526
-
129 000
-
total
-
-
-
-
Corporate
46 474
129 000
-
-
nationa
11 154
30 961
-
-
municipal
1 813
5 031
-
-
total
12 967
35 992
-
-
Dividends
33 507
93 008
-
-
withholding
8 712
24 182
-
-
total
8 712
24 182
-
-
Income
129 000
129 000
129 000
129 000
Total tax
65 023
60 174
71 497
65 361
After tax
63 977
68 826
57 503
63 639
Living cost
39 182
39 182
39 182
39 182
Free-cash
24 795
29 644
18 321
24 457

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38168
₽40731
₽32062
₽42790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
129 000
national
-
-
-
29 928
regional
-
-
-
1 944
social contributions
-
-
-
33 179
municipal
-
-
-
767
total
-
-
-
65 818
Employee
51 509
-
129 000
-
municipal
273
-
684
-
national
8 160
-
26 006
-
social contributions
17 369
-
43 498
-
regional
693
-
1 736
-
total
26 495
-
71 924
-
Employer
51 509
-
129 000
-
total
-
-
-
-
Corporate
77 491
129 000
-
-