Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 128500
per

Your estimated
City
free-cash

Andorra , Andorra
₽68620
₽85575
₽72036
₽88598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
social contributions
-
-
-
28 270
income
-
-
-
4 558
total
-
-
-
32 828
Employee
28 933
-
111 256
-
social contributions
1 880
-
7 231
-
income
-
-
4 937
-
total
1 880
-
12 168
-
Employer
28 933
-
111 256
-
social contributions
4 485
-
17 244
-
total
4 485
-
17 244
-
Corporate
95 082
128 500
-
-
income
9 508
12 850
-
-
total
9 508
12 850
-
-
Dividends
85 575
115 650
-
-
total
-
-
-
-
Income
128 500
128 500
128 500
128 500
Total tax
15 873
12 850
29 412
32 828
After tax
112 627
115 650
99 088
95 672
Living cost
27 052
27 052
27 052
27 052
Free-cash
85 575
88 598
72 036
68 620

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36915
₽42326
₽5347
₽42770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
514
pensions
-
-
-
19 451
income
-
-
-
29 346
total
-
-
-
62 873
Employee
39 340
35 865
99 781
-
unemployment
1 180
1 076
2 994
-
other
393
359
997
-
income
3 504
2 645
23 560
-
pensions
4 029
3 672
10 218
-
health
1 522
1 388
3 861
-
total
10 628
9 140
41 630
-
Employer
39 340
35 865
99 781
-
pensions
4 937
4 502
12 522
-
surtax
-
-
-
-
payroll
1 180
1 076
2 994
-
other
1 868
1 703
4 741
-
health
1 488
1 356
3 771
-
accident
511
466
1 298
-
unemployment
1 180
1 076
2 994
-
chamber of commerce
157
143
400
-
total
11 321
10 322
28 720
-
Corporate
77 839
82 313
96 365
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 459
20 578
24 091
-
total
19 459
20 578
24 091
-
Dividends
58 380
61 735
-
-
withholding
16 054
16 978
-
-
total
16 054
16 978
-
-
Income
128 500
128 500
128 500
128 500
Total tax
57 462
57 018
94 441
62 873
After tax
71 038
71 482
34 059
65 627
Living cost
28 712
28 712
28 712
28 712
Free-cash
42 326
42 770
5 347
36 915

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33738
₽38283
₽2323
₽39676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
514
pensions
-
-
-
19 451
income
-
-
-
29 346
total
-
-
-
63 051
Employee
44 976
35 865
99 643
-
unemployment
1 349
1 076
2 989
-
other
449
359
996
-
income
5 120
2 645
23 512
-
pensions
4 606
3 672
10 203
-
health
1 740
1 388
3 856
-
total
13 264
9 140
41 556
-
Employer
44 976
35 865
99 643
-
pensions
5 644
4 502
12 505
-
surtax
178
178
178
-
payroll
1 349
1 076
2 989
-
other
2 137
1 703
4 732
-
health
1 699
1 356
3 766
-
accident
584
466
1 295
-
unemployment
1 349
1 076
2 989
-
chamber of commerce
179
143
398
-
total
13 119
10 500
28 852
-
Corporate
70 404
82 136
96 234
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 601
20 533
24 058
-
total
17 601
20 533
24 058
-
Dividends
52 803
61 602
-
-
withholding
14 522
16 940
-
-
total
14 522
16 940
-
-
Income
128 500
128 500
128 500
128 500
Total tax
58 506
57 113
94 466
63 051
After tax
69 994
71 387
34 034
65 449
Living cost
31 711
31 711
31 711
31 711
Free-cash
38 283
39 676
2 323
33 738

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽23698
₽25618
₽14104
₽39113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
national
-
-
-
45 316
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 500
social contributions
-
-
-
20 172
total
-
-
-
71 988
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
99 526
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
866
-
national
19 791
-
34 411
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
5 192
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
7 465
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 678
-
total
31 562
-
52 612
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
99 526
-
surtax
7 299
-
11 285
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
8 818
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
6 119
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 295
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 453
-
total
18 738
-
28 970
-
Corporate
45 387
128 500
-
-
income
9 077
25 700
-
-
surtax
181
514
-
-
total
9 258
26 214
-
-
Dividends
36 129
102 286
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 510
30 359
-
-
total
10 510
30 359
-
-
Income
128 500
128 500
128 500
128 500
Total tax
70 068
56 573
81 582
71 988
After tax
58 432
71 927
46 918
56 512
Living cost
32 814
32 814
32 814
32 814
Free-cash
25 618
39 113
14 104
23 698

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽85399
₽88945
₽90118
₽94417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 275
total
-
-
-
27 651
Employee
20 458
-
122 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
12 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
16 777
-
Employer
20 458
-
122 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
104 028
128 500
-
-
income
10 402
12 850
-
-
total
10 402
12 850
-
-
Dividends
93 625
115 650
-
-
withholding
4 681
5 783
-
-
total
4 681
5 783
-
-
Income
128 500
128 500
128 500
128 500
Total tax
24 105
18 633
22 932
27 651
After tax
104 395
109 867
105 568
100 849
Living cost
15 450
15 450
15 450
15 450
Free-cash
88 945
94 417
90 118
85 399

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽89073
₽93920
₽93792
₽98091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
19 275
total
-
-
-
27 651
Employee
15 593
-
122 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
12 234
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
16 777
-
Employer
15 593
-
122 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
109 848
128 500
-
-
income
10 985
12 850
-
-
total
10 985
12 850
-
-
Dividends
98 863
115 650
-
-
withholding
4 943
5 783
-
-
total
4 943
5 783
-
-
Income
128 500
128 500
128 500
128 500
Total tax
22 804
18 633
22 932
27 651
After tax
105 696
109 867
105 568
100 849
Living cost
11 776
11 776
11 776
11 776
Free-cash
93 920
98 091
93 792
89 073

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽68496
₽68105
₽67284
₽73003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
health
-
-
-
3 277
social contributions
-
-
-
14 561
income
-
-
-
21 329
total
-
-
-
39 167
Employee
69 203
69 203
118 560
-
income
7 535
6 406
20 677
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
2 015
-
total
10 687
13 326
30 439
-
Employer
69 203
69 203
118 560
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
2 193
-
total
3 198
7 024
9 940
-
Corporate
93 777
52 273
-
-
income
11 723
6 534
-
-
total
11 723
6 534
-
-
Dividends
82 054
45 739
-
-
withholding
13 950
7 776
-
-
total
13 950
7 776
-
-
Income
128 500
128 500
128 500
128 500
Total tax
39 558
34 660
40 379
39 167
After tax
88 942
93 840
88 121
89 333
Living cost
20 837
20 837
20 837
20 837
Free-cash
68 105
73 003
67 284
68 496

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽60143
₽60918
₽58931
₽64650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
health
-
-
-
3 277
social contributions
-
-
-
14 561
income
-
-
-
21 329
total
-
-
-
39 167
Employee
69 203
69 203
118 560
-
income
7 267
6 406
20 677
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
2 015
-
total
11 318
13 326
30 439
-
Employer
69 203
69 203
118 560
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
2 193
-
total
4 113
7 024
9 940
-
Corporate
83 879
52 273
-
-
income
10 484
6 534
-
-
total
10 484
6 534
-
-
Dividends
73 395
45 739
-
-
withholding
12 477
7 776
-
-
total
12 477
7 776
-
-
Income
128 500
128 500
128 500
128 500
Total tax
38 392
34 660
40 379
39 167
After tax
90 108
93 840
88 121
89 333
Living cost
29 190
29 190
29 190
29 190
Free-cash
60 918
64 650
58 931
60 143

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽48301
₽60289
₽44437
₽67700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
health
-
-
-
17 347
social contributions
-
-
-
29 891
income
-
-
-
12 189
solidarity contribution
-
-
-
-
total
-
-
-
59 427
Employee
30 548
-
95 895
-
income
3 666
-
11 507
-
social contributions
1 986
-
6 233
-
health
4 124
-
12 946
-
solidarity contribution
-
-
-
-
total
9 776
-
30 686
-
Employer
30 548
-
95 895
-
social contributions
7 637
-
23 974
-
health
2 749
-
8 631
-
total
10 386
-
32 605
-
Corporate
87 566
128 500
-
-
income
16 638
24 415
-
-
total
16 638
24 415
-
-
Dividends
70 929
104 085
-
-
withholding
10 639
15 613
-
-
total
10 639
15 613
-
-
Income
128 500
128 500
128 500
128 500
Total tax
47 439
40 028
63 291
59 427
After tax
81 061
88 472
65 209
69 073
Living cost
20 772
20 772
20 772
20 772
Free-cash
60 289
67 700
44 437
48 301

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽43476
₽53743
₽39612
₽62875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
health
-
-
-
17 347
social contributions
-
-
-
29 891
income
-
-
-
12 189
solidarity contribution
-
-
-
-
total
-
-
-
59 427
Employee
37 643
-
95 895
-
income
4 517
-
11 507
-
social contributions
2 447
-
6 233
-
health
5 082
-
12 946
-
solidarity contribution
-
-
-
-
total
12 046
-
30 686
-
Employer
37 643
-
95 895
-
social contributions
9 411
-
23 974
-
health
3 388
-
8 631
-
total
12 799
-
32 605
-
Corporate
78 059
128 500
-
-
income
14 831
24 415
-
-
total
14 831
24 415
-
-
Dividends
63 228
104 085
-
-
withholding
9 484
15 613
-
-
total
9 484
15 613
-
-
Income
128 500
128 500
128 500
128 500
Total tax
49 160
40 028
63 291
59 427
After tax
79 340
88 472
65 209
69 073
Living cost
25 597
25 597
25 597
25 597
Free-cash
53 743
62 875
39 612
43 476

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽34074
-₽68184
-₽68184
-₽68184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
national
-
-
-
14 090
pensions
-
-
-
782
municipal
-
-
-
25 861
labour market
-
-
-
10 217
total
-
-
-
50 950
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
128 500
128 500
128 500
128 500
Total tax
153 209
153 209
153 209
50 950
After tax
-24 709
-24 709
-24 709
77 550
Living cost
43 476
43 476
43 476
43 476
Free-cash
-68 184
-68 184
-68 184
34 074

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽47140
₽75473
₽52330
₽81063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
health
-
-
-
16 704
pensions
-
-
-
25 701
income
-
-
-
17 218
total
-
-
-
59 623
Employee
25 530
-
96 037
-
unemployment
408
-
1 537
-
income
2 874
-
18 516
-
pensions
511
-
1 921
-
total
3 793
-
21 974
-
Employer
25 530
-
96 037
-
pensions
5 106
-
19 206
-
health
3 318
-
12 484
-
unemployment
205
-
769
-
total
8 629
-
32 459
-
Corporate
94 340
128 500
-
-
income
18 868
25 700
-
-
total
18 868
25 700
-
-
Dividends
75 472
102 800
-
-
total
-
-
-
-
Income
128 500
128 500
128 500
128 500
Total tax
31 290
25 700
54 433
59 623
After tax
97 210
102 800
74 067
68 877
Living cost
21 737
21 737
21 737
21 737
Free-cash
75 473
81 063
52 330
47 140

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽52386
₽49179
₽34765
₽47833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
128 500
national
-
-
-
17 117
health
-
-
-
1 604
municipal
-
-
-
22 841
total
-
-
-
41 562
Employee
47 349
-
108 103
-
unemployment
710
-
1 621
-
municipal
7 755
-
17 622
-
national
782
-
10 955
-
pensions
3 195
-
7 298
-
health
354
-
1 289
-
total
12 796
-
38 785
-
Employer
47 349
-
108 103
-
pensions
8 215
-
18 756
-
health
364
-
832
-
accident
48
-
108
-
unemployment
307
-
702
-
total
8 934
-
20 398
-
Corporate
72 218
128 500
-
-
income
14 443
25 700
-
-
total
14 443
25 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

43 331
77 100
-
-
municipal
7 800
13 878
-
-
national
796
6 537
-
-
total
8 596
20 415
-
-
Income
128 500
128 500
128 500
128 500
Total tax
44 769
46 115
59 183
41 562
After tax
83 731
82 385
69 317
86 938
Living cost
34 552
34 552
34 552
34 552
Free-cash
49 179
47 833
34 765
52 386

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽45159
₽42024
₽46239
₽37023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
-
health
-
-
-
4 497
pensions
-
-
-
25 775
social contributions
-
-
-
3 662
income
-
-
-
17 684
other
-
-
-
3 983
total
-
-
-
55 601
Employee
34 382
-
101 248
-
income
1 773
-
18 089
-
surtax
-
-
-
-
social contributions
980
-
2 885
-
pensions
3 889
-
6 295
-
total
6 642
-
27 269
-
Employer
34 382
-
101 248
-
pensions
5 650
-
10 729
-
social contributions
102
-
304
-
other
1 187
-
3 632
-
health
2 406
-
8 486
-
unemployment
1 392
-
4 101
-
total
10 737
-
27 252
-
Corporate
83 381
128 500
-
-
income
23 346
35 981
-
-
surtax
-
-
-
-
total
23 346
35 981
-
-
Dividends
60 035
92 519
-
-
withholding
7 685
11 842
-
-
social contributions
10 326
15 914
-
-
surtax
-
-
-
-
total
18 011
27 756
-
-
Income
128 500
128 500
128 500
128 500
Total tax
58 736
63 737
54 521
55 601
After tax
69 764
64 763
73 979
72 899
Living cost
27 740
27 740
27 740
27 740
Free-cash
42 024
37 023
46 239
45 159

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽42108
₽39287
₽43188
₽33972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
-
health
-
-
-
4 497
pensions
-
-
-
25 775
social contributions
-
-
-
3 662
income
-
-
-
17 684
other
-
-
-
3 983
total
-
-
-
55 601
Employee
38 517
-
101 248
-
income
2 273
-
18 089
-
surtax
-
-
-
-
social contributions
1 098
-
2 885
-
pensions
4 355
-
6 295
-
total
7 726
-
27 269
-
Employer
38 517
-
101 248
-
pensions
6 328
-
10 729
-
social contributions
116
-
304
-
other
1 329
-
3 632
-
health
2 697
-
8 486
-
unemployment
1 559
-
4 101
-
total
12 029
-
27 252
-
Corporate
77 955
128 500
-
-
income
21 828
35 981
-
-
surtax
-
-
-
-
total
21 828
35 981
-
-
Dividends
56 127
92 519
-
-
withholding
7 185
11 842
-
-
social contributions
9 654
15 914
-
-
surtax
-
-
-
-
total
16 839
27 756
-
-
Income
128 500
128 500
128 500
128 500
Total tax
58 422
63 737
54 521
55 601
After tax
70 078
64 763
73 979
72 899
Living cost
30 791
30 791
30 791
30 791
Free-cash
39 287
33 972
43 188
42 108

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽29432
₽27484
₽30512
₽21296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
-
health
-
-
-
4 497
pensions
-
-
-
25 775
social contributions
-
-
-
3 662
income
-
-
-
17 684
other
-
-
-
3 983
total
-
-
-
55 601
Employee
56 366
-
101 248
-
income
4 918
-
18 089
-
surtax
-
-
-
-
social contributions
1 605
-
2 885
-
pensions
6 375
-
6 295
-
total
12 898
-
27 269
-
Employer
56 366
-
101 248
-
pensions
9 262
-
10 729
-
social contributions
169
-
304
-
other
1 945
-
3 632
-
health
3 945
-
8 486
-
unemployment
2 283
-
4 101
-
total
17 604
-
27 252
-
Corporate
54 529
128 500
-
-
income
15 268
35 981
-
-
surtax
-
-
-
-
total
15 268
35 981
-
-
Dividends
39 261
92 519
-
-
withholding
5 026
11 842
-
-
social contributions
6 753
15 914
-
-
surtax
-
-
-
-
total
11 779
27 756
-
-
Income
128 500
128 500
128 500
128 500
Total tax
57 549
63 737
54 521
55 601
After tax
70 951
64 763
73 979
72 899
Living cost
43 467
43 467
43 467
43 467
Free-cash
27 484
21 296
30 512
29 432

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽121392
₽115161
₽96977
₽116252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 285
total
-
-
-
1 285
Employee
7 278
-
128 500
-
income
1 455
-
25 700
-
total
1 455
-
25 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

121 222
128 500
-
-
total
-
-
-
-
Dividends
121 222
128 500
-
-
withholding
6 061
6 425
-
-
total
6 061
6 425
-
-
Income
128 500
128 500
128 500
128 500
Total tax
7 516
6 425
25 700
1 285
After tax
120 984
122 075
102 800
127 215
Living cost
5 823
5 823
5 823
5 823
Free-cash
115 161
116 252
96 977
121 392

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽118142
₽111301
₽93727
₽113002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
128 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 285
total
-
-
-
1 285
Employee
11 342
-
128 500
-
income
2 268
-
25 700
-
total
2 268
-
25 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

117 158
128 500
-
-
total
-
-
-
-
Dividends
117 158
128 500
-
-
withholding
5 858
6 425
-
-
total
5 858
6 425
-
-
Income
128 500
128 500
128 500
128 500
Total tax
8 126
6 425
25 700
1 285
After tax
120 374
122 075
102 800
127 215
Living cost
9 073
9 073
9 073
9 073
Free-cash
111 301
113 002
93 727
118 142

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽36779
₽43209
₽49214
₽31435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 002
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 391
trade
-
-
-
12 435
total
-
-
-
56 976
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
128 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
36 391
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
2 002
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
44 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 721
128 500
-
-
trade
12 015
18 440
-
-
income
12 558
19 275
-
-
chamber of commerce
260
324
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

690
1 061
-
-
total
25 523
39 100
-
-
Dividends
58 199
89 401
-
-
withholding
14 208
22 009
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

782
1 211
-
-
total
14 990
23 220
-
-
Income
128 500
128 500
128 500
128 500
Total tax
50 546
62 320
44 541
56 976
After tax
77 954
66 180
83 959
71 524
Living cost
34 745
34 745
34 745
34 745
Free-cash
43 209
31 435
49 214
36 779

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽43051
₽47557
₽56700
₽37601
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 002
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 391
trade
-
-
-
13 649
total
-
-
-
58 190
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
128 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
36 391
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
2 002
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
44 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
94 078
128 500
-
-
trade
14 817
20 238
-
-
income
14 112
19 275
-
-
chamber of commerce
272
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

775
1 061
-
-
total
29 976
40 895
-
-
Dividends
64 102
87 606
-
-
withholding
15 683
21 560
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

862
1 185
-
-
total
16 545
22 745
-
-
Income
128 500
128 500
128 500
128 500
Total tax
53 684
63 640
44 541
58 190
After tax
74 816
64 860
83 959
70 310
Living cost
27 259
27 259
27 259
27 259
Free-cash
47 557
37 601
56 700
43 051

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽34350
₽41492
₽48605
₽28846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 002
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 391
trade
-
-
-
14 255
total
-
-
-
58 796
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
128 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
36 391
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
2 002
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
44 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 861
128 500
-
-
trade
13 630
21 138
-
-
income
12 430
19 275
-
-
chamber of commerce
254
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

683
1 061
-
-
total
26 997
41 793
-
-
Dividends
55 864
86 707
-
-
withholding
13 623
21 334
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

750
1 173
-
-
total
14 373
22 507
-
-
Income
128 500
128 500
128 500
128 500
Total tax
51 654
64 300
44 541
58 796
After tax
76 846
64 200
83 959
69 704
Living cost
35 354
35 354
35 354
35 354
Free-cash
41 492
28 846
48 605
34 350

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽27869
₽36903
₽42731
₽22308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
128 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 002
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 391
trade
-
-
-
14 862
total
-
-
-
59 403
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
128 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
36 391
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
2 002
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
44 541
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 414
128 500
-
-
trade
12 763
22 038
-
-
income
11 162
19 275
-
-
chamber of commerce
241
318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

613
1 061
-
-
total
24 779
42 692
-
-
Dividends
49 635
85 809
-
-
withholding
12 068
21 111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

664
1 161
-
-
total
12 732
22 272
-
-
Income
128 500
128 500
128 500
128 500
Total tax
50 369
64 964
44 541
59 403
After tax
78 131
63 536
83 959
69 097
Living cost
41 228
41 228
41 228
41 228
Free-cash
36 903
22 308
42 731
27 869

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽40762
₽57749
₽37548
₽60611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
4 323
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
30 447
other
-
-
-
-
total
-
-
-
67 524
Employee
30 307
-
106 155
-
unemployment
2 109
-
7 388
-
other
-
-
-
-
income
5 081
-
27 402
-
surtax
108
-
3 815
-
pensions
2 022
-
7 081
-
health
774
-
2 707
-
total
10 094
-
48 393
-
Employer
30 307
-
106 155
-
pensions
4 041
-
14 151
-
other
-
-
-
-
health
1 378
-
4 830
-
unemployment
962
-
3 364
-
total
6 381
-
22 345
-
Corporate
91 812
128 500
-
-
income
23 871
33 411
-
-
total
23 871
33 411
-
-
Dividends
67 942
95 089
-
-
withholding
10 191
14 264
-
-
total
10 191
14 264
-
-
Income
128 500
128 500
128 500
128 500
Total tax
50 537
47 675
70 738
67 524
After tax
77 963
80 825
57 762
60 976
Living cost
20 214
20 214
20 214
20 214
Free-cash
57 749
60 611
37 548
40 762

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽41117
₽58167
₽37903
₽60966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
surtax
-
-
-
4 323
unemployment
-
-
-
205
health
-
-
-
8 527
pensions
-
-
-
24 022
income
-
-
-
30 447
other
-
-
-
-
total
-
-
-
67 524
Employee
29 761
-
106 155
-
unemployment
2 072
-
7 388
-
other
-
-
-
-
income
4 989
-
27 402
-
surtax
97
-
3 815
-
pensions
1 985
-
7 081
-
health
760
-
2 707
-
total
9 903
-
48 393
-
Employer
29 761
-
106 155
-
pensions
3 967
-
14 151
-
other
-
-
-
-
health
1 354
-
4 830
-
unemployment
943
-
3 364
-
total
6 264
-
22 345
-
Corporate
92 475
128 500
-
-
income
24 043
33 411
-
-
total
24 043
33 411
-
-
Dividends
68 432
95 089
-
-
withholding
10 264
14 264
-
-
total
10 264
14 264
-
-
Income
128 500
128 500
128 500
128 500
Total tax
50 474
47 675
70 738
67 524
After tax
78 026
80 825
57 762
60 976
Living cost
19 859
19 859
19 859
19 859
Free-cash
58 167
60 966
37 903
41 117

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽71153
₽54785
₽56626
₽54413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
unemployment
-
-
-
1 927
health
-
-
-
8 995
pensions
-
-
-
12 850
income
-
-
-
15 709
total
-
-
-
39 481
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
107 531
-
unemployment
387
154
1 613
-
income
3 153
1 255
13 146
-
pensions
2 579
1 026
10 753
-
health
1 805
718
7 527
-
total
7 924
3 153
33 039
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
107 531
-
pensions
5 029
2 001
20 969
-
total
5 029
2 001
20 969
-
Corporate
97 682
116 235
-
-
income
8 791
10 461
-
-
total
8 791
10 461
-
-
Dividends
88 890
105 774
-
-
withholding
16 889
20 097
-
-
social contributions
17 216
20 509
-
-
total
34 105
40 606
-
-
Income
128 500
128 500
128 500
128 500
Total tax
55 849
56 221
54 008
39 481
After tax
72 651
72 279
74 492
89 019
Living cost
17 866
17 866
17 866
17 866
Free-cash
54 785
54 413
56 626
71 153

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽32651
₽35888
₽33660
₽36613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
national
-
-
-
21 562
pensions
-
-
-
15 420
social contributions
-
-
-
1 381
municipal
-
-
-
13 915
total
-
-
-
52 278
Employee
67 543
-
111 087
-
municipal
8 343
-
14 412
-
national
12 928
-
22 333
-
pensions
2 702
-
4 443
-
total
23 973
-
41 188
-
Employer
67 543
-
111 087
-
pensions
5 403
-
8 887
-
social contributions
726
-
1 194
-
total
6 129
-
10 081
-
Corporate
50 369
128 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 074
25 700
-
-
total
10 074
25 700
-
-
Dividends
40 295
102 800
-
-
withholding
8 865
22 616
-
-
total
8 865
22 616
-
-
Income
128 500
128 500
128 500
128 500
Total tax
49 041
48 316
51 269
52 278
After tax
79 459
80 184
77 231
76 222
Living cost
43 571
43 571
43 571
43 571
Free-cash
35 888
36 613
33 660
32 651

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19967
₽40671
₽19967
₽38685
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
social contributions
-
-
-
20 743
income
-
-
-
36 524
total
-
-
-
57 267
Employee
70 397
-
128 500
-
social contributions
5 848
-
20 743
-
income
13 284
-
36 524
-
total
19 132
-
57 267
-
Employer
70 397
-
128 500
-
total
-
-
-
-
Corporate
58 103
128 500
-
-
income
7 263
16 062
-
-
total
7 263
16 062
-
-
Dividends
50 840
112 438
-
-
withholding
10 168
22 487
-
-
total
10 168
22 487
-
-
Income
128 500
128 500
128 500
128 500
Total tax
36 563
38 549
57 267
57 267
After tax
91 937
89 951
71 233
71 233
Living cost
51 266
51 266
51 266
51 266
Free-cash
40 671
38 685
19 967
19 967

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25195
₽25887
₽19126
₽30585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
national
-
-
-
30 032
regional
-
-
-
1 485
social contributions
-
-
-
33 050
municipal
-
-
-
763
total
-
-
-
65 330
Employee
79 983
-
128 500
-
municipal
424
-
681
-
national
13 859
-
26 080
-
social contributions
26 970
-
43 330
-
regional
755
-
1 308
-
total
42 008
-
71 399
-
Employer
79 983
-
128 500
-
total
-
-
-
-
Corporate
48 517
128 500
-
-
nationa
11 644
30 840
-
-
municipal
1 892
5 011
-
-
total
13 536
35 851
-
-
Dividends
34 981
92 649
-
-
withholding
9 094
24 089
-
-
total
9 094
24 089
-
-
Income
128 500
128 500
128 500
128 500
Total tax
64 638
59 940
71 399
65 330
After tax
63 862
68 560
57 101
63 170
Living cost
37 975
37 975
37 975
37 975
Free-cash
25 887
30 585
19 126
25 195

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38474
₽41301
₽32437
₽43301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
128 500
national
-
-
-
30 032
regional
-
-
-
1 938
social contributions
-
-
-
33 050
municipal
-
-
-
763
total
-
-
-
65 783
Employee
49 922
-
128 500
-
municipal
265
-
681
-
national
7 909
-
26 080
-
social contributions
16 834
-
43 330
-
regional
672
-
1 729
-
total
25 680
-
71 820
-
Employer
49 922
-
128 500
-
total
-
-
-
-
Corporate
78 578
128 500
-
-
nationa