Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 127000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽60371
₽51930
₽37495
₽33857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
127 000
income
-
-
-
26 556
pensions
-
-
-
23 194
unemployment
-
-
-
190
health
-
-
-
12 496
total
-
-
-
62 436
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
109 892
-
health
2 882
-
7 097
-
income
7 696
-
24 683
-
pensions
6 917
-
17 033
-
unemployment
63
-
153
-
total
17 558
-
48 966
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 626
-
109 892
-
unemployment
27
-
65
-
pensions
3 949
-
9 725
-
health
2 972
-
7 318
-
total
6 948
-
17 108
-
Corporate
75 426
127 000
-
-
income
14 331
24 130
-
-
total
14 331
24 130
-
-
Dividends
61 095
102 870
-
-
withholding
9 164
15 430
-
-
total
9 164
15 430
-
-
Income
127 000
127 000
127 000
127 000
Total tax
48 001
39 560
66 074
62 436
After tax
78 999
87 440
60 926
64 564
Living cost
27 069
27 069
27 069
27 069
Free-cash
51 930
60 371
33 857
37 495

Estimated living cost  is ₽27069 per week

₽18577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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