Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 126500
per

Your estimated
City
free-cash

Andorra , Andorra
₽66530
₽82819
₽69892
₽85938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
social contributions
-
-
-
27 831
income
-
-
-
4 227
total
-
-
-
32 058
Employee
29 853
-
109 524
-
social contributions
1 940
-
7 119
-
income
-
-
4 601
-
total
1 940
-
11 720
-
Employer
29 853
-
109 524
-
social contributions
4 627
-
16 976
-
total
4 627
-
16 976
-
Corporate
92 020
126 500
-
-
income
9 202
12 650
-
-
total
9 202
12 650
-
-
Dividends
82 818
113 850
-
-
total
-
-
-
-
Income
126 500
126 500
126 500
126 500
Total tax
15 769
12 650
28 696
32 058
After tax
110 731
113 850
97 804
94 442
Living cost
27 912
27 912
27 912
27 912
Free-cash
82 819
85 938
69 892
66 530

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽34585
₽40361
₽4458
₽40821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
506
pensions
-
-
-
20 069
income
-
-
-
27 722
total
-
-
-
62 290
Employee
40 590
37 005
98 230
-
unemployment
1 218
1 110
2 946
-
other
405
370
982
-
income
3 616
2 730
22 684
-
pensions
4 157
3 789
10 058
-
health
1 570
1 433
3 801
-
total
10 966
9 432
40 471
-
Employer
40 590
37 005
98 230
-
pensions
5 094
4 645
12 328
-
surtax
-
-
-
-
payroll
1 218
1 110
2 946
-
other
1 928
1 757
4 666
-
health
1 535
1 399
3 713
-
accident
527
481
1 278
-
unemployment
1 218
1 110
2 946
-
chamber of commerce
162
148
393
-
total
11 682
10 650
28 270
-
Corporate
74 228
78 845
94 706
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 557
19 711
23 676
-
total
18 557
19 711
23 676
-
Dividends
55 671
59 134
-
-
withholding
15 309
16 261
-
-
total
15 309
16 261
-
-
Income
126 500
126 500
126 500
126 500
Total tax
56 514
56 054
92 417
62 290
After tax
69 986
70 446
34 083
64 210
Living cost
29 625
29 625
29 625
29 625
Free-cash
40 361
40 821
4 458
34 585

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31308
₽36192
₽1327
₽37627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
506
pensions
-
-
-
20 069
income
-
-
-
27 722
total
-
-
-
62 473
Employee
46 406
37 005
98 086
-
unemployment
1 392
1 110
2 943
-
other
463
370
982
-
income
5 283
2 730
22 633
-
pensions
4 752
3 789
10 044
-
health
1 796
1 433
3 796
-
total
13 686
9 432
40 398
-
Employer
46 406
37 005
98 086
-
pensions
5 824
4 645
12 310
-
surtax
183
183
183
-
payroll
1 392
1 110
2 943
-
other
2 204
1 757
4 659
-
health
1 753
1 399
3 708
-
accident
603
481
1 276
-
unemployment
1 392
1 110
2 943
-
chamber of commerce
185
148
393
-
total
13 536
10 833
28 415
-
Corporate
66 558
78 662
94 561
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 640
19 665
23 641
-
total
16 640
19 665
23 641
-
Dividends
49 918
58 996
-
-
withholding
13 727
16 224
-
-
total
13 727
16 224
-
-
Income
126 500
126 500
126 500
126 500
Total tax
57 589
56 154
92 454
62 473
After tax
68 911
70 346
34 046
64 027
Living cost
32 719
32 719
32 719
32 719
Free-cash
36 192
37 627
1 327
31 308

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22154
₽23042
₽12748
₽36966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
national
-
-
-
44 145
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 393
social contributions
-
-
-
19 951
total
-
-
-
70 489
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
97 976
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
853
-
national
20 420
-
33 456
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
5 110
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 348
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 604
-
total
32 565
-
51 371
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
97 976
-
surtax
7 531
-
11 112
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
8 680
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
6 027
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 274
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 431
-
total
19 334
-
28 524
-
Corporate
40 745
126 500
-
-
income
8 148
25 301
-
-
surtax
162
506
-
-
total
8 310
25 807
-
-
Dividends
32 435
100 694
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 392
29 870
-
-
total
9 392
29 870
-
-
Income
126 500
126 500
126 500
126 500
Total tax
69 601
55 677
79 895
70 489
After tax
56 899
70 823
46 605
56 011
Living cost
33 857
33 857
33 857
33 857
Free-cash
23 042
36 966
12 748
22 154

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽82887
₽86523
₽87448
₽92182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
18 975
total
-
-
-
27 637
Employee
21 155
-
120 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
12 014
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
16 711
-
Employer
21 155
-
120 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
101 195
126 500
-
-
income
10 119
12 650
-
-
total
10 119
12 650
-
-
Dividends
91 075
113 850
-
-
withholding
4 554
5 692
-
-
total
4 554
5 692
-
-
Income
126 500
126 500
126 500
126 500
Total tax
24 001
18 342
23 076
27 637
After tax
102 499
108 158
103 424
98 863
Living cost
15 976
15 976
15 976
15 976
Free-cash
86 523
92 182
87 448
82 887

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽86686
₽91665
₽91247
₽95981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
18 975
total
-
-
-
27 637
Employee
16 123
-
120 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
12 014
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
16 711
-
Employer
16 123
-
120 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
107 213
126 500
-
-
income
10 721
12 650
-
-
total
10 721
12 650
-
-
Dividends
96 491
113 850
-
-
withholding
4 825
5 692
-
-
total
4 825
5 692
-
-
Income
126 500
126 500
126 500
126 500
Total tax
22 658
18 342
23 076
27 637
After tax
103 842
108 158
103 424
98 863
Living cost
12 176
12 176
12 176
12 176
Free-cash
91 665
95 981
91 247
86 686

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽66819
₽65851
₽65605
₽70905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
health
-
-
-
3 226
social contributions
-
-
-
15 024
income
-
-
-
19 932
total
-
-
-
38 182
Employee
71 403
71 403
116 354
-
income
7 775
6 610
19 278
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 979
-
total
11 028
13 750
29 250
-
Employer
71 403
71 403
116 354
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 153
-
total
3 301
7 248
10 146
-
Corporate
90 673
47 850
-
-
income
11 334
5 981
-
-
total
11 334
5 981
-
-
Dividends
79 339
41 869
-
-
withholding
13 487
7 117
-
-
total
13 487
7 117
-
-
Income
126 500
126 500
126 500
126 500
Total tax
39 150
34 096
39 396
38 182
After tax
87 350
92 404
87 104
88 318
Living cost
21 499
21 499
21 499
21 499
Free-cash
65 851
70 905
65 605
66 819

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽58200
₽58434
₽56986
₽62286
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
health
-
-
-
3 226
social contributions
-
-
-
15 024
income
-
-
-
19 932
total
-
-
-
38 182
Employee
71 403
71 403
116 354
-
income
7 498
6 610
19 278
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 979
-
total
11 678
13 750
29 250
-
Employer
71 403
71 403
116 354
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 153
-
total
4 244
7 248
10 146
-
Corporate
80 461
47 850
-
-
income
10 058
5 981
-
-
total
10 058
5 981
-
-
Dividends
70 403
41 869
-
-
withholding
11 968
7 117
-
-
total
11 968
7 117
-
-
Income
126 500
126 500
126 500
126 500
Total tax
37 948
34 096
39 396
38 182
After tax
88 552
92 404
87 104
88 318
Living cost
30 118
30 118
30 118
30 118
Free-cash
58 434
62 286
56 986
58 200

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45264
₽57956
₽42718
₽65618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
health
-
-
-
17 077
social contributions
-
-
-
30 904
income
-
-
-
11 778
solidarity contribution
-
-
-
-
total
-
-
-
59 759
Employee
31 583
-
94 403
-
income
3 790
-
11 328
-
social contributions
2 053
-
6 136
-
health
4 264
-
12 744
-
solidarity contribution
-
-
-
-
total
10 107
-
30 208
-
Employer
31 583
-
94 403
-
social contributions
7 896
-
23 601
-
health
2 842
-
8 496
-
total
10 738
-
32 097
-
Corporate
84 179
126 500
-
-
income
15 994
24 035
-
-
total
15 994
24 035
-
-
Dividends
68 185
102 465
-
-
withholding
10 228
15 370
-
-
total
10 228
15 370
-
-
Income
126 500
126 500
126 500
126 500
Total tax
47 067
39 405
62 305
59 759
After tax
79 433
87 095
64 195
66 741
Living cost
21 477
21 477
21 477
21 477
Free-cash
57 956
65 618
42 718
45 264

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽40276
₽51189
₽37730
₽60630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
health
-
-
-
17 077
social contributions
-
-
-
30 904
income
-
-
-
11 778
solidarity contribution
-
-
-
-
total
-
-
-
59 759
Employee
38 919
-
94 403
-
income
4 670
-
11 328
-
social contributions
2 530
-
6 136
-
health
5 254
-
12 744
-
solidarity contribution
-
-
-
-
total
12 454
-
30 208
-
Employer
38 919
-
94 403
-
social contributions
9 730
-
23 601
-
health
3 503
-
8 496
-
total
13 233
-
32 097
-
Corporate
74 349
126 500
-
-
income
14 126
24 035
-
-
total
14 126
24 035
-
-
Dividends
60 223
102 465
-
-
withholding
9 033
15 370
-
-
total
9 033
15 370
-
-
Income
126 500
126 500
126 500
126 500
Total tax
48 846
39 405
62 305
59 759
After tax
77 654
87 095
64 195
66 741
Living cost
26 465
26 465
26 465
26 465
Free-cash
51 189
60 630
37 730
40 276

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽31932
-₽76366
-₽76366
-₽76366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
national
-
-
-
13 627
pensions
-
-
-
807
municipal
-
-
-
25 237
labour market
-
-
-
10 055
total
-
-
-
49 726
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
126 500
126 500
126 500
126 500
Total tax
158 024
158 024
158 024
49 726
After tax
-31 524
-31 524
-31 524
76 774
Living cost
44 842
44 842
44 842
44 842
Free-cash
-76 366
-76 366
-76 366
31 932

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45375
₽73004
₽50486
₽78771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
health
-
-
-
16 444
pensions
-
-
-
25 301
income
-
-
-
16 952
total
-
-
-
58 697
Employee
26 342
-
94 544
-
unemployment
421
-
1 512
-
income
2 966
-
18 228
-
pensions
527
-
1 891
-
total
3 914
-
21 631
-
Employer
26 342
-
94 544
-
pensions
5 269
-
18 908
-
health
3 424
-
12 291
-
unemployment
211
-
756
-
total
8 904
-
31 955
-
Corporate
91 254
126 500
-
-
income
18 250
25 301
-
-
total
18 250
25 301
-
-
Dividends
73 003
101 199
-
-
total
-
-
-
-
Income
126 500
126 500
126 500
126 500
Total tax
31 068
25 301
53 586
58 697
After tax
95 432
101 199
72 914
67 803
Living cost
22 428
22 428
22 428
22 428
Free-cash
73 004
78 771
50 486
45 375

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50412
₽46749
₽33067
₽45889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
126 500
national
-
-
-
16 389
health
-
-
-
1 561
municipal
-
-
-
22 488
total
-
-
-
40 438
Employee
48 854
-
106 419
-
unemployment
733
-
1 596
-
municipal
8 002
-
17 350
-
national
807
-
10 322
-
pensions
3 297
-
7 182
-
health
365
-
1 251
-
total
13 204
-
37 701
-
Employer
48 854
-
106 419
-
pensions
8 476
-
18 464
-
health
375
-
819
-
accident
49
-
106
-
unemployment
317
-
693
-
total
9 217
-
20 082
-
Corporate
68 428
126 500
-
-
income
13 687
25 301
-
-
total
13 687
25 301
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 056
75 899
-
-
municipal
7 390
13 662
-
-
national
603
5 998
-
-
total
7 993
19 660
-
-
Income
126 500
126 500
126 500
126 500
Total tax
44 101
44 961
57 783
40 438
After tax
82 399
81 539
68 717
86 062
Living cost
35 650
35 650
35 650
35 650
Free-cash
46 749
45 889
33 067
50 412

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43264
₽40296
₽45051
₽35134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
-
health
-
-
-
4 192
pensions
-
-
-
26 089
social contributions
-
-
-
3 605
income
-
-
-
16 807
other
-
-
-
3 921
total
-
-
-
54 614
Employee
35 475
-
100 093
-
income
1 829
-
17 517
-
surtax
-
-
-
-
social contributions
1 011
-
2 851
-
pensions
4 012
-
6 051
-
total
6 852
-
26 419
-
Employer
35 475
-
100 093
-
pensions
5 829
-
10 351
-
social contributions
106
-
300
-
other
1 225
-
3 518
-
health
2 483
-
8 186
-
unemployment
1 436
-
4 053
-
total
11 079
-
26 408
-
Corporate
79 947
126 500
-
-
income
22 384
35 421
-
-
surtax
-
-
-
-
total
22 384
35 421
-
-
Dividends
57 562
91 079
-
-
withholding
7 367
11 658
-
-
social contributions
9 900
15 665
-
-
surtax
-
-
-
-
total
17 267
27 323
-
-
Income
126 500
126 500
126 500
126 500
Total tax
57 582
62 744
52 827
54 614
After tax
68 918
63 756
73 673
71 886
Living cost
28 622
28 622
28 622
28 622
Free-cash
40 296
35 134
45 051
43 264

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40117
₽37473
₽41904
₽31987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
-
health
-
-
-
4 192
pensions
-
-
-
26 089
social contributions
-
-
-
3 605
income
-
-
-
16 807
other
-
-
-
3 921
total
-
-
-
54 614
Employee
39 741
-
100 093
-
income
2 345
-
17 517
-
surtax
-
-
-
-
social contributions
1 133
-
2 851
-
pensions
4 493
-
6 051
-
total
7 971
-
26 419
-
Employer
39 741
-
100 093
-
pensions
6 529
-
10 351
-
social contributions
120
-
300
-
other
1 371
-
3 518
-
health
2 782
-
8 186
-
unemployment
1 609
-
4 053
-
total
12 411
-
26 408
-
Corporate
74 348
126 500
-
-
income
20 818
35 421
-
-
surtax
-
-
-
-
total
20 818
35 421
-
-
Dividends
53 530
91 079
-
-
withholding
6 851
11 658
-
-
social contributions
9 207
15 665
-
-
surtax
-
-
-
-
total
16 058
27 323
-
-
Income
126 500
126 500
126 500
126 500
Total tax
57 258
62 744
52 827
54 614
After tax
69 242
63 756
73 673
71 886
Living cost
31 769
31 769
31 769
31 769
Free-cash
37 473
31 987
41 904
40 117

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27037
₽25290
₽28824
₽18907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
-
health
-
-
-
4 192
pensions
-
-
-
26 089
social contributions
-
-
-
3 605
income
-
-
-
16 807
other
-
-
-
3 921
total
-
-
-
54 614
Employee
58 158
-
100 093
-
income
5 074
-
17 517
-
surtax
-
-
-
-
social contributions
1 656
-
2 851
-
pensions
6 578
-
6 051
-
total
13 308
-
26 419
-
Employer
58 158
-
100 093
-
pensions
9 556
-
10 351
-
social contributions
174
-
300
-
other
2 007
-
3 518
-
health
4 071
-
8 186
-
unemployment
2 356
-
4 053
-
total
18 164
-
26 408
-
Corporate
50 178
126 500
-
-
income
14 050
35 421
-
-
surtax
-
-
-
-
total
14 050
35 421
-
-
Dividends
36 128
91 079
-
-
withholding
4 624
11 658
-
-
social contributions
6 215
15 665
-
-
surtax
-
-
-
-
total
10 839
27 323
-
-
Income
126 500
126 500
126 500
126 500
Total tax
56 361
62 744
52 827
54 614
After tax
70 139
63 756
73 673
71 886
Living cost
44 849
44 849
44 849
44 849
Free-cash
25 290
18 907
28 824
27 037

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽119286
₽113111
₽95251
₽114226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
126 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 265
total
-
-
-
1 265
Employee
7 436
-
126 500
-
income
1 487
-
25 300
-
total
1 487
-
25 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

119 064
126 500
-
-
total
-
-
-
-
Dividends
119 064
126 500
-
-
withholding
5 953
6 325
-
-
total
5 953
6 325
-
-
Income
126 500
126 500
126 500
126 500
Total tax
7 440
6 325
25 300
1 265
After tax
119 060
120 175
101 200
125 235
Living cost
5 949
5 949
5 949
5 949
Free-cash
113 111
114 226
95 251
119 286

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽115965
₽109166
₽91930
₽110905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
126 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 265
total
-
-
-
1 265
Employee
11 588
-
126 500
-
income
2 318
-
25 300
-
total
2 318
-
25 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 912
126 500
-
-
total
-
-
-
-
Dividends
114 912
126 500
-
-
withholding
5 746
6 325
-
-
total
5 746
6 325
-
-
Income
126 500
126 500
126 500
126 500
Total tax
8 064
6 325
25 300
1 265
After tax
118 436
120 175
101 200
125 235
Living cost
9 270
9 270
9 270
9 270
Free-cash
109 166
110 905
91 930
115 965

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35432
₽41461
₽47390
₽29313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 924
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 992
trade
-
-
-
11 958
total
-
-
-
55 218
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
126 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
34 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 924
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
43 260
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 298
126 500
-
-
trade
11 523
18 154
-
-
income
12 044
18 975
-
-
chamber of commerce
259
326
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
1 043
-
-
total
24 489
38 498
-
-
Dividends
55 810
88 003
-
-
withholding
13 600
21 648
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

747
1 191
-
-
total
14 347
22 839
-
-
Income
126 500
126 500
126 500
126 500
Total tax
49 189
61 337
43 260
55 218
After tax
77 311
65 163
83 240
71 282
Living cost
35 850
35 850
35 850
35 850
Free-cash
41 461
29 313
47 390
35 432

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41990
₽46006
₽55114
₽35737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 924
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 992
trade
-
-
-
13 124
total
-
-
-
56 384
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
126 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
34 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 924
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
43 260
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 984
126 500
-
-
trade
14 330
19 924
-
-
income
13 648
18 975
-
-
chamber of commerce
271
322
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

751
1 043
-
-
total
29 000
40 264
-
-
Dividends
61 985
86 235
-
-
withholding
15 144
21 206
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 167
-
-
total
15 977
22 373
-
-
Income
126 500
126 500
126 500
126 500
Total tax
52 368
62 637
43 260
56 384
After tax
74 132
63 863
83 240
70 116
Living cost
28 126
28 126
28 126
28 126
Free-cash
46 006
35 737
55 114
41 990

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33054
₽39779
₽46762
₽26735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 924
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 992
trade
-
-
-
13 708
total
-
-
-
56 968
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
126 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
34 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 924
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
43 260
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 410
126 500
-
-
trade
13 063
20 809
-
-
income
11 912
18 975
-
-
chamber of commerce
254
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

656
1 043
-
-
total
25 885
41 148
-
-
Dividends
53 526
85 352
-
-
withholding
13 029
20 985
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

717
1 154
-
-
total
13 746
22 139
-
-
Income
126 500
126 500
126 500
126 500
Total tax
50 243
63 287
43 260
56 968
After tax
76 257
63 213
83 240
69 532
Living cost
36 478
36 478
36 478
36 478
Free-cash
39 779
26 735
46 762
33 054

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26411
₽35082
₽40702
₽20025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
126 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 924
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 992
trade
-
-
-
14 291
total
-
-
-
57 551
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
126 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
34 992
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 924
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
43 260
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 695
126 500
-
-
trade
12 123
21 695
-
-
income
10 605
18 975
-
-
chamber of commerce
240
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

583
1 043
-
-
total
23 551
42 032
-
-
Dividends
47 144
84 468
-
-
withholding
11 433
20 763
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

629
1 142
-
-
total
12 062
21 905
-
-
Income
126 500
126 500
126 500
126 500
Total tax
48 880
63 937
43 260
57 551
After tax
77 620
62 563
83 240
68 949
Living cost
42 538
42 538
42 538
42 538
Free-cash
35 082
20 025
40 702
26 411

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39167
₽55758
₽36741
₽58712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
4 004
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
28 677
other
-
-
-
-
total
-
-
-
66 476
Employee
31 271
-
104 503
-
unemployment
2 176
-
7 274
-
other
-
-
-
-
income
5 242
-
26 377
-
surtax
111
-
3 619
-
pensions
2 086
-
6 971
-
health
798
-
2 664
-
total
10 413
-
46 905
-
Employer
31 271
-
104 503
-
pensions
4 169
-
13 930
-
other
-
-
-
-
health
1 422
-
4 754
-
unemployment
992
-
3 313
-
total
6 583
-
21 997
-
Corporate
88 646
126 500
-
-
income
23 049
32 890
-
-
total
23 049
32 890
-
-
Dividends
65 597
93 610
-
-
withholding
9 840
14 041
-
-
total
9 840
14 041
-
-
Income
126 500
126 500
126 500
126 500
Total tax
49 885
46 931
68 902
66 476
After tax
76 615
79 569
57 598
60 024
Living cost
20 857
20 857
20 857
20 857
Free-cash
55 758
58 712
36 741
39 167

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39534
₽56190
₽37108
₽59079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
surtax
-
-
-
4 004
unemployment
-
-
-
211
health
-
-
-
8 798
pensions
-
-
-
24 786
income
-
-
-
28 677
other
-
-
-
-
total
-
-
-
66 476
Employee
30 707
-
104 503
-
unemployment
2 137
-
7 274
-
other
-
-
-
-
income
5 147
-
26 377
-
surtax
100
-
3 619
-
pensions
2 048
-
6 971
-
health
784
-
2 664
-
total
10 216
-
46 905
-
Employer
30 707
-
104 503
-
pensions
4 093
-
13 930
-
other
-
-
-
-
health
1 397
-
4 754
-
unemployment
973
-
3 313
-
total
6 463
-
21 997
-
Corporate
89 329
126 500
-
-
income
23 225
32 890
-
-
total
23 225
32 890
-
-
Dividends
66 104
93 610
-
-
withholding
9 916
14 041
-
-
total
9 916
14 041
-
-
Income
126 500
126 500
126 500
126 500
Total tax
49 820
46 931
68 902
66 476
After tax
76 680
79 569
57 598
60 024
Living cost
20 490
20 490
20 490
20 490
Free-cash
56 190
59 079
37 108
39 534

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽69064
₽52992
₽54763
₽52604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
unemployment
-
-
-
1 897
health
-
-
-
8 855
pensions
-
-
-
12 650
income
-
-
-
15 465
total
-
-
-
38 867
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
105 858
-
unemployment
402
160
1 588
-
income
3 277
1 304
12 941
-
pensions
2 681
1 067
10 586
-
health
1 876
747
7 410
-
total
8 236
3 278
32 525
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
105 858
-
pensions
5 227
2 080
20 642
-
total
5 227
2 080
20 642
-
Corporate
94 467
113 752
-
-
income
8 502
10 238
-
-
total
8 502
10 238
-
-
Dividends
85 965
103 514
-
-
withholding
16 333
19 668
-
-
social contributions
16 641
20 063
-
-
total
32 974
39 731
-
-
Income
126 500
126 500
126 500
126 500
Total tax
54 939
55 327
53 167
38 867
After tax
71 561
71 173
73 333
87 633
Living cost
18 570
18 570
18 570
18 570
Free-cash
52 992
52 604
54 763
69 064

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30317
₽33350
₽31309
₽34095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
national
-
-
-
21 152
pensions
-
-
-
15 180
social contributions
-
-
-
1 360
municipal
-
-
-
13 650
total
-
-
-
51 342
Employee
69 511
-
109 358
-
municipal
8 586
-
14 140
-
national
13 304
-
21 911
-
pensions
2 780
-
4 374
-
total
24 670
-
40 425
-
Employer
69 511
-
109 358
-
pensions
5 561
-
8 749
-
social contributions
747
-
1 176
-
total
6 308
-
9 925
-
Corporate
46 093
126 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 219
25 300
-
-
total
9 219
25 300
-
-
Dividends
36 874
101 200
-
-
withholding
8 112
22 264
-
-
total
8 112
22 264
-
-
Income
126 500
126 500
126 500
126 500
Total tax
48 309
47 564
50 350
51 342
After tax
78 191
78 936
76 150
75 158
Living cost
44 841
44 841
44 841
44 841
Free-cash
33 350
34 095
31 309
30 317

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18106
₽37706
₽18106
₽35655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
social contributions
-
-
-
20 247
income
-
-
-
35 252
total
-
-
-
55 499
Employee
72 635
-
126 500
-
social contributions
6 034
-
20 247
-
income
13 706
-
35 252
-
total
19 740
-
55 499
-
Employer
72 635
-
126 500
-
total
-
-
-
-
Corporate
53 865
126 500
-
-
income
6 733
15 812
-
-
total
6 733
15 812
-
-
Dividends
47 132
110 688
-
-
withholding
9 426
22 138
-
-
total
9 426
22 138
-
-
Income
126 500
126 500
126 500
126 500
Total tax
35 899
37 950
55 499
55 499
After tax
90 601
88 550
71 001
71 001
Living cost
52 895
52 895
52 895
52 895
Free-cash
37 706
35 655
18 106
18 106

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23354
₽23463
₽17333
₽28311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
national
-
-
-
29 221
regional
-
-
-
1 455
social contributions
-
-
-
32 536
municipal
-
-
-
752
total
-
-
-
63 964
Employee
82 526
-
126 500
-
municipal
437
-
671
-
national
14 300
-
25 377
-
social contributions
27 828
-
42 656
-
regional
779
-
1 281
-
total
43 344
-
69 985
-
Employer
82 526
-
126 500
-
total
-
-
-
-
Corporate
43 974
126 500
-
-
nationa
10 553
30 360
-
-
municipal
1 715
4 934
-
-
total
12 268
35 294
-
-
Dividends
31 707
91 206
-
-
withholding
8 243
23 713
-
-
total
8 243
23 713
-
-
Income
126 500
126 500
126 500
126 500
Total tax
63 855
59 007
69 985
63 964
After tax
62 645
67 493
56 515
62 536
Living cost
39 182
39 182
39 182
39 182
Free-cash
23 463
28 311
17 333
23 354

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37070
₽39417
₽31081
₽41477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
126 500
national
-
-
-
29 221
regional
-
-
-
1 907
social contributions
-
-
-
32 536
municipal
-
-
-
752
total
-
-
-
64 416
Employee
51 509
-
126 500
-
municipal
273
-
671
-
national
8 160
-
25 377
-
social contributions
17 369
-
42 656
-
regional
693
-
1 701
-
total
26 495
-
70 405
-
Employer
51 509
-
126 500
-
total
-
-
-
-
Corporate
74 991
126 500
-
-
nationa