Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125500
per

Your estimated
City
free-cash

Andorra , Andorra
₽66429
₽82753
₽69764
₽85790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
27 609
income
-
-
-
4 302
total
-
-
-
31 911
Employee
29 048
-
108 659
-
social contributions
1 888
-
7 063
-
income
-
-
4 672
-
total
1 888
-
11 735
-
Employer
29 048
-
108 659
-
social contributions
4 503
-
16 841
-
total
4 503
-
16 841
-
Corporate
91 949
125 500
-
-
income
9 196
12 550
-
-
total
9 196
12 550
-
-
Dividends
82 753
112 950
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
15 587
12 550
28 576
31 911
After tax
109 913
112 950
96 924
93 589
Living cost
27 160
27 160
27 160
27 160
Free-cash
82 753
85 790
69 764
66 429

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽35041
₽40584
₽4758
₽41032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
502
pensions
-
-
-
19 528
income
-
-
-
27 987
total
-
-
-
61 633
Employee
39 497
36 008
97 453
-
unemployment
1 185
1 080
2 923
-
other
394
360
974
-
income
3 518
2 656
22 716
-
pensions
4 045
3 687
9 979
-
health
1 528
1 394
3 772
-
total
10 670
9 177
40 364
-
Employer
39 497
36 008
97 453
-
pensions
4 957
4 520
12 231
-
surtax
-
-
-
-
payroll
1 185
1 080
2 923
-
other
1 876
1 710
4 630
-
health
1 493
1 361
3 683
-
accident
513
468
1 267
-
unemployment
1 185
1 080
2 923
-
chamber of commerce
158
144
389
-
total
11 367
10 363
28 046
-
Corporate
74 637
79 129
94 024
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 659
19 782
23 506
-
total
18 659
19 782
23 506
-
Dividends
55 978
59 347
-
-
withholding
15 394
16 320
-
-
total
15 394
16 320
-
-
Income
125 500
125 500
125 500
125 500
Total tax
56 090
55 642
91 916
61 633
After tax
69 410
69 858
33 584
63 867
Living cost
28 826
28 826
28 826
28 826
Free-cash
40 584
41 032
4 758
35 041

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽31851
₽36525
₽1712
₽37923
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
502
pensions
-
-
-
19 528
income
-
-
-
27 987
total
-
-
-
61 811
Employee
45 155
36 008
97 314
-
unemployment
1 355
1 080
2 920
-
other
451
360
974
-
income
5 141
2 656
22 668
-
pensions
4 624
3 687
9 966
-
health
1 747
1 394
3 765
-
total
13 318
9 177
40 293
-
Employer
45 155
36 008
97 314
-
pensions
5 667
4 520
12 214
-
surtax
178
178
178
-
payroll
1 355
1 080
2 920
-
other
2 145
1 710
4 621
-
health
1 706
1 361
3 678
-
accident
586
468
1 265
-
unemployment
1 355
1 080
2 920
-
chamber of commerce
180
144
389
-
total
13 172
10 541
28 185
-
Corporate
67 173
78 950
93 885
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 793
19 737
23 472
-
total
16 793
19 737
23 472
-
Dividends
50 379
59 213
-
-
withholding
13 854
16 284
-
-
total
13 854
16 284
-
-
Income
125 500
125 500
125 500
125 500
Total tax
57 137
55 739
91 950
61 811
After tax
68 363
69 761
33 550
63 689
Living cost
31 838
31 838
31 838
31 838
Free-cash
36 525
37 923
1 712
31 851

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽22466
₽23763
₽13117
₽37314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
national
-
-
-
43 990
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 344
social contributions
-
-
-
19 755
total
-
-
-
70 089
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
97 205
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
845
-
national
19 870
-
33 366
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
5 070
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
7 291
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
4 570
-
total
31 687
-
51 142
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
97 205
-
surtax
7 328
-
11 022
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
8 613
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 977
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 264
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 420
-
total
18 813
-
28 296
-
Corporate
42 055
125 500
-
-
income
8 410
25 099
-
-
surtax
168
502
-
-
total
8 578
25 601
-
-
Dividends
33 477
99 898
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 714
29 640
-
-
total
9 714
29 640
-
-
Income
125 500
125 500
125 500
125 500
Total tax
68 792
55 241
79 438
70 089
After tax
56 708
70 259
46 062
55 411
Living cost
32 945
32 945
32 945
32 945
Free-cash
23 763
37 314
13 117
22 466

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽82651
₽86206
₽87206
₽91724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 825
total
-
-
-
27 271
Employee
20 627
-
119 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
11 929
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
16 509
-
Employer
20 627
-
119 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
100 826
125 500
-
-
income
10 082
12 550
-
-
total
10 082
12 550
-
-
Dividends
90 743
112 950
-
-
withholding
4 537
5 648
-
-
total
4 537
5 648
-
-
Income
125 500
125 500
125 500
125 500
Total tax
23 716
18 198
22 716
27 271
After tax
101 784
107 302
102 784
98 229
Living cost
15 578
15 578
15 578
15 578
Free-cash
86 206
91 724
87 206
82 651

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽86356
₽91224
₽90911
₽95429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
18 825
total
-
-
-
27 271
Employee
15 721
-
119 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
11 929
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
16 509
-
Employer
15 721
-
119 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
106 694
125 500
-
-
income
10 669
12 550
-
-
total
10 669
12 550
-
-
Dividends
96 024
112 950
-
-
withholding
4 801
5 648
-
-
total
4 801
5 648
-
-
Income
125 500
125 500
125 500
125 500
Total tax
22 403
18 198
22 716
27 271
After tax
103 097
107 302
102 784
98 229
Living cost
11 873
11 873
11 873
11 873
Free-cash
91 224
95 429
90 911
86 356

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽66545
₽65826
₽65348
₽70744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
3 200
social contributions
-
-
-
14 619
income
-
-
-
20 216
total
-
-
-
38 035
Employee
69 479
69 479
115 584
-
income
7 565
6 432
19 573
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 965
-
total
10 730
13 379
29 316
-
Employer
69 479
69 479
115 584
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
2 138
-
total
3 212
7 052
9 916
-
Corporate
90 638
48 969
-
-
income
11 330
6 121
-
-
total
11 330
6 121
-
-
Dividends
79 308
42 848
-
-
withholding
13 482
7 284
-
-
total
13 482
7 284
-
-
Income
125 500
125 500
125 500
125 500
Total tax
38 754
33 836
39 232
38 035
After tax
86 746
91 664
86 268
87 465
Living cost
20 920
20 920
20 920
20 920
Free-cash
65 826
70 744
65 348
66 545

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽58158
₽58610
₽56961
₽62357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
3 200
social contributions
-
-
-
14 619
income
-
-
-
20 216
total
-
-
-
38 035
Employee
69 479
69 479
115 584
-
income
7 296
6 432
19 573
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 965
-
total
11 363
13 379
29 316
-
Employer
69 479
69 479
115 584
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
2 138
-
total
4 129
7 052
9 916
-
Corporate
80 701
48 969
-
-
income
10 087
6 121
-
-
total
10 087
6 121
-
-
Dividends
70 614
42 848
-
-
withholding
12 004
7 284
-
-
total
12 004
7 284
-
-
Income
125 500
125 500
125 500
125 500
Total tax
37 583
33 836
39 232
38 035
After tax
87 917
91 664
86 268
87 465
Living cost
29 307
29 307
29 307
29 307
Free-cash
58 610
62 357
56 961
58 158

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽45852
₽58076
₽42805
₽65526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
16 943
social contributions
-
-
-
30 047
income
-
-
-
11 777
solidarity contribution
-
-
-
-
total
-
-
-
58 767
Employee
30 707
-
93 657
-
income
3 685
-
11 239
-
social contributions
1 996
-
6 088
-
health
4 145
-
12 644
-
solidarity contribution
-
-
-
-
total
9 826
-
29 971
-
Employer
30 707
-
93 657
-
social contributions
7 677
-
23 414
-
health
2 764
-
8 429
-
total
10 441
-
31 843
-
Corporate
84 352
125 500
-
-
income
16 027
23 845
-
-
total
16 027
23 845
-
-
Dividends
68 325
101 655
-
-
withholding
10 249
15 248
-
-
total
10 249
15 248
-
-
Income
125 500
125 500
125 500
125 500
Total tax
46 543
39 093
61 814
58 767
After tax
78 957
86 407
63 686
66 733
Living cost
20 881
20 881
20 881
20 881
Free-cash
58 076
65 526
42 805
45 852

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽41002
₽51495
₽37955
₽60676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
16 943
social contributions
-
-
-
30 047
income
-
-
-
11 777
solidarity contribution
-
-
-
-
total
-
-
-
58 767
Employee
37 839
-
93 657
-
income
4 541
-
11 239
-
social contributions
2 460
-
6 088
-
health
5 108
-
12 644
-
solidarity contribution
-
-
-
-
total
12 109
-
29 971
-
Employer
37 839
-
93 657
-
social contributions
9 460
-
23 414
-
health
3 406
-
8 429
-
total
12 866
-
31 843
-
Corporate
74 795
125 500
-
-
income
14 211
23 845
-
-
total
14 211
23 845
-
-
Dividends
60 584
101 655
-
-
withholding
9 088
15 248
-
-
total
9 088
15 248
-
-
Income
125 500
125 500
125 500
125 500
Total tax
48 274
39 093
61 814
58 767
After tax
77 226
86 407
63 686
66 733
Living cost
25 731
25 731
25 731
25 731
Free-cash
51 495
60 676
37 955
41 002

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽32340
-₽71975
-₽71975
-₽71975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
national
-
-
-
13 619
pensions
-
-
-
786
municipal
-
-
-
25 128
labour market
-
-
-
9 977
total
-
-
-
49 510
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
153 825
153 825
153 825
49 510
After tax
-28 325
-28 325
-28 325
75 990
Living cost
43 650
43 650
43 650
43 650
Free-cash
-71 975
-71 975
-71 975
32 340

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽45443
₽72961
₽50514
₽78577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
16 315
pensions
-
-
-
25 101
income
-
-
-
16 817
total
-
-
-
58 233
Employee
25 632
-
93 796
-
unemployment
410
-
1 500
-
income
2 886
-
18 084
-
pensions
513
-
1 876
-
total
3 809
-
21 460
-
Employer
25 632
-
93 796
-
pensions
5 127
-
18 758
-
health
3 332
-
12 193
-
unemployment
206
-
751
-
total
8 665
-
31 702
-
Corporate
91 204
125 500
-
-
income
18 241
25 099
-
-
total
18 241
25 099
-
-
Dividends
72 963
100 401
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
30 715
25 099
53 162
58 233
After tax
94 785
100 401
72 338
67 267
Living cost
21 824
21 824
21 824
21 824
Free-cash
72 961
78 577
50 514
45 443

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽50494
₽47070
₽33285
₽46043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
125 500
national
-
-
-
16 452
health
-
-
-
1 555
municipal
-
-
-
22 309
total
-
-
-
40 316
Employee
47 538
-
105 577
-
unemployment
713
-
1 584
-
municipal
7 786
-
17 212
-
national
785
-
10 432
-
pensions
3 208
-
7 126
-
health
355
-
1 248
-
total
12 847
-
37 602
-
Employer
47 538
-
105 577
-
pensions
8 247
-
18 318
-
health
365
-
813
-
accident
48
-
106
-
unemployment
309
-
686
-
total
8 969
-
19 923
-
Corporate
68 993
125 500
-
-
income
13 798
25 099
-
-
total
13 798
25 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

41 396
75 301
-
-
municipal
7 452
13 554
-
-
national
674
6 114
-
-
total
8 126
19 668
-
-
Income
125 500
125 500
125 500
125 500
Total tax
43 740
44 767
57 525
40 316
After tax
81 760
80 733
67 975
85 184
Living cost
34 690
34 690
34 690
34 690
Free-cash
47 070
46 043
33 285
50 494

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽43416
₽40421
₽44887
₽35404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
-
health
-
-
-
4 256
pensions
-
-
-
25 586
social contributions
-
-
-
3 577
income
-
-
-
16 923
other
-
-
-
3 891
total
-
-
-
54 233
Employee
34 519
-
99 127
-
income
1 780
-
17 499
-
surtax
-
-
-
-
social contributions
984
-
2 824
-
pensions
3 904
-
6 065
-
total
6 668
-
26 388
-
Employer
34 519
-
99 127
-
pensions
5 672
-
10 357
-
social contributions
103
-
297
-
other
1 192
-
3 514
-
health
2 416
-
8 192
-
unemployment
1 397
-
4 014
-
total
10 780
-
26 374
-
Corporate
80 201
125 500
-
-
income
22 457
35 140
-
-
surtax
-
-
-
-
total
22 457
35 140
-
-
Dividends
57 744
90 360
-
-
withholding
7 392
11 565
-
-
social contributions
9 931
15 540
-
-
surtax
-
-
-
-
total
17 323
27 105
-
-
Income
125 500
125 500
125 500
125 500
Total tax
57 228
62 245
52 762
54 233
After tax
68 272
63 255
72 738
71 267
Living cost
27 851
27 851
27 851
27 851
Free-cash
40 421
35 404
44 887
43 416

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽40354
₽37677
₽41825
₽32342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
-
health
-
-
-
4 256
pensions
-
-
-
25 586
social contributions
-
-
-
3 577
income
-
-
-
16 923
other
-
-
-
3 891
total
-
-
-
54 233
Employee
38 671
-
99 127
-
income
2 282
-
17 499
-
surtax
-
-
-
-
social contributions
1 103
-
2 824
-
pensions
4 372
-
6 065
-
total
7 757
-
26 388
-
Employer
38 671
-
99 127
-
pensions
6 353
-
10 357
-
social contributions
117
-
297
-
other
1 334
-
3 514
-
health
2 707
-
8 192
-
unemployment
1 565
-
4 014
-
total
12 076
-
26 374
-
Corporate
74 753
125 500
-
-
income
20 931
35 140
-
-
surtax
-
-
-
-
total
20 931
35 140
-
-
Dividends
53 822
90 360
-
-
withholding
6 889
11 565
-
-
social contributions
9 257
15 540
-
-
surtax
-
-
-
-
total
16 146
27 105
-
-
Income
125 500
125 500
125 500
125 500
Total tax
56 910
62 245
52 762
54 233
After tax
68 590
63 255
72 738
71 267
Living cost
30 913
30 913
30 913
30 913
Free-cash
37 677
32 342
41 825
40 354

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽27627
₽25821
₽29098
₽19615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
-
health
-
-
-
4 256
pensions
-
-
-
25 586
social contributions
-
-
-
3 577
income
-
-
-
16 923
other
-
-
-
3 891
total
-
-
-
54 233
Employee
56 591
-
99 127
-
income
4 938
-
17 499
-
surtax
-
-
-
-
social contributions
1 612
-
2 824
-
pensions
6 401
-
6 065
-
total
12 951
-
26 388
-
Employer
56 591
-
99 127
-
pensions
9 299
-
10 357
-
social contributions
170
-
297
-
other
1 953
-
3 514
-
health
3 961
-
8 192
-
unemployment
2 292
-
4 014
-
total
17 675
-
26 374
-
Corporate
51 234
125 500
-
-
income
14 345
35 140
-
-
surtax
-
-
-
-
total
14 345
35 140
-
-
Dividends
36 889
90 360
-
-
withholding
4 722
11 565
-
-
social contributions
6 346
15 540
-
-
surtax
-
-
-
-
total
11 068
27 105
-
-
Income
125 500
125 500
125 500
125 500
Total tax
56 039
62 245
52 762
54 233
After tax
69 461
63 255
72 738
71 267
Living cost
43 640
43 640
43 640
43 640
Free-cash
25 821
19 615
29 098
27 627

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽118416
₽112303
₽94571
₽113396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 255
total
-
-
-
1 255
Employee
7 285
-
125 500
-
income
1 457
-
25 100
-
total
1 457
-
25 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 215
125 500
-
-
total
-
-
-
-
Dividends
118 215
125 500
-
-
withholding
5 911
6 275
-
-
total
5 911
6 275
-
-
Income
125 500
125 500
125 500
125 500
Total tax
7 368
6 275
25 100
1 255
After tax
118 132
119 225
100 400
124 245
Living cost
5 829
5 829
5 829
5 829
Free-cash
112 303
113 396
94 571
118 416

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽115162
₽108439
₽91317
₽110142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 255
total
-
-
-
1 255
Employee
11 354
-
125 500
-
income
2 271
-
25 100
-
total
2 271
-
25 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 146
125 500
-
-
total
-
-
-
-
Dividends
114 146
125 500
-
-
withholding
5 707
6 275
-
-
total
5 707
6 275
-
-
Income
125 500
125 500
125 500
125 500
Total tax
7 978
6 275
25 100
1 255
After tax
117 522
119 225
100 400
124 245
Living cost
9 083
9 083
9 083
9 083
Free-cash
108 439
110 142
91 317
115 162

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽35473
₽41579
₽47453
₽29759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 929
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 061
trade
-
-
-
11 980
total
-
-
-
55 143
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
125 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
35 061
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 929
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
43 163
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 543
125 500
-
-
trade
11 559
18 009
-
-
income
12 081
18 825
-
-
chamber of commerce
255
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

665
1 036
-
-
total
24 560
38 191
-
-
Dividends
55 982
87 309
-
-
withholding
13 652
21 485
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

751
1 181
-
-
total
14 403
22 666
-
-
Income
125 500
125 500
125 500
125 500
Total tax
49 037
60 857
43 163
55 143
After tax
76 463
64 643
82 337
70 357
Living cost
34 884
34 884
34 884
34 884
Free-cash
41 579
29 759
47 453
35 473

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41819
₽45979
₽54969
₽35984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 929
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 061
trade
-
-
-
13 150
total
-
-
-
56 313
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
125 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
35 061
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 929
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
43 163
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 941
125 500
-
-
trade
14 323
19 767
-
-
income
13 642
18 825
-
-
chamber of commerce
267
317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

751
1 036
-
-
total
28 983
39 945
-
-
Dividends
61 958
85 555
-
-
withholding
15 146
21 046
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 157
-
-
total
15 979
22 203
-
-
Income
125 500
125 500
125 500
125 500
Total tax
52 153
62 148
43 163
56 313
After tax
73 347
63 352
82 337
69 187
Living cost
27 368
27 368
27 368
27 368
Free-cash
45 979
35 984
54 969
41 819

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽33108
₽39909
₽46842
₽27214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 929
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 061
trade
-
-
-
13 734
total
-
-
-
56 897
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
125 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
35 061
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 929
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
43 163
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 679
125 500
-
-
trade
13 107
20 644
-
-
income
11 951
18 825
-
-
chamber of commerce
250
315
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

657
1 036
-
-
total
25 965
40 820
-
-
Dividends
53 714
84 679
-
-
withholding
13 085
20 826
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

720
1 145
-
-
total
13 805
21 971
-
-
Income
125 500
125 500
125 500
125 500
Total tax
50 096
62 791
43 163
56 897
After tax
75 404
62 709
82 337
68 603
Living cost
35 495
35 495
35 495
35 495
Free-cash
39 909
27 214
46 842
33 108

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽26626
₽35322
₽40945
₽20669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 929
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 061
trade
-
-
-
14 319
total
-
-
-
57 482
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
125 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
35 061
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 929
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
43 163
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 198
125 500
-
-
trade
12 210
21 524
-
-
income
10 679
18 825
-
-
chamber of commerce
237
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

588
1 036
-
-
total
23 714
41 699
-
-
Dividends
47 485
83 801
-
-
withholding
11 528
20 607
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

634
1 133
-
-
total
12 162
21 740
-
-
Income
125 500
125 500
125 500
125 500
Total tax
48 786
63 439
43 163
57 482
After tax
76 714
62 061
82 337
68 018
Living cost
41 392
41 392
41 392
41 392
Free-cash
35 322
20 669
40 945
26 626

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽39256
₽55769
₽36542
₽58645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
4 076
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 988
other
-
-
-
-
total
-
-
-
65 949
Employee
30 428
-
103 676
-
unemployment
2 118
-
7 215
-
other
-
-
-
-
income
5 101
-
26 418
-
surtax
108
-
3 647
-
pensions
2 030
-
6 915
-
health
777
-
2 644
-
total
10 134
-
46 839
-
Employer
30 428
-
103 676
-
pensions
4 057
-
13 820
-
other
-
-
-
-
health
1 384
-
4 717
-
unemployment
965
-
3 287
-
total
6 406
-
21 824
-
Corporate
88 666
125 500
-
-
income
23 054
32 630
-
-
total
23 054
32 630
-
-
Dividends
65 612
92 870
-
-
withholding
9 842
13 930
-
-
total
9 842
13 930
-
-
Income
125 500
125 500
125 500
125 500
Total tax
49 436
46 560
68 663
65 949
After tax
76 064
78 940
56 837
59 551
Living cost
20 295
20 295
20 295
20 295
Free-cash
55 769
58 645
36 542
39 256

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽39613
₽56188
₽36899
₽59002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
surtax
-
-
-
4 076
unemployment
-
-
-
206
health
-
-
-
8 561
pensions
-
-
-
24 118
income
-
-
-
28 988
other
-
-
-
-
total
-
-
-
65 949
Employee
29 880
-
103 676
-
unemployment
2 080
-
7 215
-
other
-
-
-
-
income
5 009
-
26 418
-
surtax
98
-
3 647
-
pensions
1 992
-
6 915
-
health
763
-
2 644
-
total
9 942
-
46 839
-
Employer
29 880
-
103 676
-
pensions
3 983
-
13 820
-
other
-
-
-
-
health
1 360
-
4 717
-
unemployment
946
-
3 287
-
total
6 289
-
21 824
-
Corporate
89 331
125 500
-
-
income
23 227
32 630
-
-
total
23 227
32 630
-
-
Dividends
66 104
92 870
-
-
withholding
9 916
13 930
-
-
total
9 916
13 930
-
-
Income
125 500
125 500
125 500
125 500
Total tax
49 374
46 560
68 663
65 949
After tax
76 126
78 940
56 837
59 551
Living cost
19 938
19 938
19 938
19 938
Free-cash
56 188
59 002
36 899
39 613

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽68856
₽52898
₽54670
₽52520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
1 883
health
-
-
-
8 785
pensions
-
-
-
12 550
income
-
-
-
15 342
total
-
-
-
38 560
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
105 021
-
unemployment
392
156
1 575
-
income
3 191
1 270
12 839
-
pensions
2 610
1 039
10 502
-
health
1 827
727
7 351
-
total
8 020
3 192
32 267
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
105 021
-
pensions
5 090
2 026
20 479
-
total
5 090
2 026
20 479
-
Corporate
94 305
113 085
-
-
income
8 487
10 178
-
-
total
8 487
10 178
-
-
Dividends
85 818
102 907
-
-
withholding
16 305
19 552
-
-
social contributions
16 616
19 948
-
-
total
32 921
39 500
-
-
Income
125 500
125 500
125 500
125 500
Total tax
54 518
54 896
52 746
38 560
After tax
70 982
70 604
72 754
86 940
Living cost
18 084
18 084
18 084
18 084
Free-cash
52 898
52 520
54 670
68 856

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30917
₽33998
₽31903
₽34722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
national
-
-
-
21 019
pensions
-
-
-
15 060
social contributions
-
-
-
1 349
municipal
-
-
-
13 565
total
-
-
-
50 993
Employee
67 573
-
108 494
-
municipal
8 346
-
14 050
-
national
12 933
-
21 772
-
pensions
2 703
-
4 340
-
total
23 982
-
40 162
-
Employer
67 573
-
108 494
-
pensions
5 406
-
8 679
-
social contributions
726
-
1 166
-
total
6 132
-
9 845
-
Corporate
47 336
125 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 467
25 100
-
-
total
9 467
25 100
-
-
Dividends
37 868
100 400
-
-
withholding
8 331
22 088
-
-
total
8 331
22 088
-
-
Income
125 500
125 500
125 500
125 500
Total tax
47 912
47 188
50 007
50 993
After tax
77 588
78 312
75 493
74 507
Living cost
43 590
43 590
43 590
43 590
Free-cash
33 998
34 722
31 903
30 917

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18607
₽38374
₽18607
₽36380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
20 158
income
-
-
-
35 265
total
-
-
-
55 423
Employee
70 678
-
125 500
-
social contributions
5 872
-
20 158
-
income
13 337
-
35 265
-
total
19 209
-
55 423
-
Employer
70 678
-
125 500
-
total
-
-
-
-
Corporate
54 822
125 500
-
-
income
6 853
15 687
-
-
total
6 853
15 687
-
-
Dividends
47 969
109 813
-
-
withholding
9 594
21 963
-
-
total
9 594
21 963
-
-
Income
125 500
125 500
125 500
125 500
Total tax
35 656
37 650
55 423
55 423
After tax
89 844
87 850
70 077
70 077
Living cost
51 470
51 470
51 470
51 470
Free-cash
38 374
36 380
18 607
18 607

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23787
₽24114
₽17817
₽28831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
national
-
-
-
29 115
regional
-
-
-
1 447
social contributions
-
-
-
32 278
municipal
-
-
-
746
total
-
-
-
63 586
Employee
80 302
-
125 500
-
municipal
425
-
665
-
national
13 914
-
25 298
-
social contributions
27 078
-
42 319
-
regional
758
-
1 274
-
total
42 175
-
69 556
-
Employer
80 302
-
125 500
-
total
-
-
-
-
Corporate
45 198
125 500
-
-
nationa
10 847
30 120
-
-
municipal
1 763
4 895
-
-
total
12 610
35 015
-
-
Dividends
32 588
90 485
-
-
withholding
8 474
23 527
-
-
total
8 474
23 527
-
-
Income
125 500
125 500
125 500
125 500
Total tax
63 259
58 542
69 556
63 586
After tax
62 241
66 958
55 944
61 914
Living cost
38 127
38 127
38 127
38 127
Free-cash
24 114
28 831
17 817
23 787

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37129
₽39618
₽31190
₽41625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
national
-
-
-
29 115
regional
-
-
-
1 892
social contributions
-
-
-
32 278
municipal
-
-
-
746
total
-
-
-
64 031
Employee
50 121
-
125 500
-
municipal
266
-
665
-
national
7 941
-
25 298
-
social contributions
16 901
-
42 319
-
regional
675
-
1 688
-
total
25 783
-
69 970
-
Employer
50 121
-
125 500
-
total
-
-
-
-
Corporate
75 379
125 500
-
-
nationa </