Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 125500
per

Your estimated
City
free-cash

Andorra , Andorra
₽88010
₽71535
₽68200
₽85223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
27 610
income
-
-
-
4 750
total
-
-
-
32 360
Employee
26 673
-
108 658
-
social contributions
1 733
-
7 061
-
income
-
-
5 122
-
total
1 733
-
12 183
-
Employer
26 673
-
108 658
-
social contributions
4 135
-
16 842
-
total
4 135
-
16 842
-
Corporate
94 692
125 500
-
-
income
9 469
12 550
-
-
total
9 469
12 550
-
-
Dividends
85 224
112 950
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
15 337
12 550
29 025
32 360
After tax
110 163
112 950
96 475
93 140
Living cost
24 940
24 940
24 940
24 940
Free-cash
85 223
88 010
71 535
68 200

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽43255
₽6250
₽38051
₽42844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
chamber of commerce
-
-
-
502
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
30 044
surtax
-
-
-
-
total
-
-
-
60 980
Employee
36 267
33 064
97 558
-
health
1 403
1 280
3 750
-
pensions
3 714
3 385
9 925
-
other
362
331
970
-
unemployment
1 088
992
2 908
-
income
3 231
2 439
23 683
-
total
9 798
8 427
41 236
-
Employer
36 267
33 064
97 558
-
pensions
4 552
4 150
12 164
-
accident
471
430
1 260
-
unemployment
1 088
992
2 908
-
surtax
-
-
-
-
payroll
1 088
992
2 927
-
chamber of commerce
145
132
390
-
health
1 371
1 250
3 664
-
other
1 722
1 570
4 629
-
total
10 437
9 516
27 942
-
Corporate
78 796
82 920
94 409
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

19 700
20 731
23 603
-
total
19 700
20 731
23 603
-
Dividends
59 096
62 190
-
-
withholding
16 252
17 102
-
-
total
16 252
17 102
-
-
Income
125 500
125 500
125 500
125 500
Total tax
56 187
55 776
92 781
60 980
After tax
69 313
69 724
32 719
64 520
Living cost
26 469
26 469
26 469
26 469
Free-cash
42 844
43 255
6 250
38 051

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽40400
₽3434
₽35122
₽39119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
chamber of commerce
-
-
-
502
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
30 044
surtax
-
-
-
164
total
-
-
-
61 144
Employee
41 463
33 064
97 407
-
health
1 604
1 280
3 750
-
pensions
4 246
3 385
9 925
-
other
414
331
970
-
unemployment
1 244
992
2 908
-
income
4 720
2 439
23 620
-
total
12 228
8 427
41 173
-
Employer
41 463
33 064
97 407
-
pensions
5 204
4 150
12 164
-
accident
538
430
1 260
-
unemployment
1 244
992
2 908
-
surtax
164
164
164
-
payroll
1 244
992
2 922
-
chamber of commerce
165
132
389
-
health
1 567
1 250
3 664
-
other
1 970
1 570
4 623
-
total
12 096
9 680
28 094
-
Corporate
71 942
82 757
94 258
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 985
20 690
23 565
-
total
17 985
20 690
23 565
-
Dividends
53 957
62 067
-
-
withholding
14 838
17 069
-
-
total
14 838
17 069
-
-
Income
125 500
125 500
125 500
125 500
Total tax
57 147
55 866
92 832
61 144
After tax
68 353
69 634
32 668
64 356
Living cost
29 234
29 234
29 234
29 234
Free-cash
39 119
40 400
3 434
35 122

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽39980
₽15086
₽24507
₽27538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
19 591
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 355
national
-
-
-
44 796
total
-
-
-
70 742
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
97 204
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 569
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 290
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
5 070
-
national
18 246
-
34 093
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
845
-
total
29 096
-
51 867
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
97 204
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 263
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 419
-
surtax
6 729
-
11 024
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 978
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 612
-
total
17 275
-
28 296
-
Corporate
48 878
125 500
-
-
surtax
195
502
-
-
income
9 776
25 100
-
-
total
9 971
25 602
-
-
Dividends
38 907
99 898
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 369
29 667
-
-
total
11 369
29 667
-
-
Income
125 500
125 500
125 500
125 500
Total tax
67 711
55 269
80 163
70 742
After tax
57 789
70 231
45 337
54 758
Living cost
30 251
30 251
30 251
30 251
Free-cash
27 538
39 980
15 086
24 507

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽93039
₽89378
₽84679
₽87986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 825
total
-
-
-
26 558
Employee
18 887
-
119 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 982
-
total
4 624
-
16 176
-
Employer
18 887
-
119 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
102 907
125 500
-
-
income
10 291
12 550
-
-
total
10 291
12 550
-
-
Dividends
92 617
112 950
-
-
withholding
4 631
5 648
-
-
total
4 631
5 648
-
-
Income
125 500
125 500
125 500
125 500
Total tax
23 251
18 198
21 859
26 558
After tax
102 249
107 302
103 641
98 942
Living cost
14 263
14 263
14 263
14 263
Free-cash
87 986
93 039
89 378
84 679

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽96431
₽92770
₽88071
₽92580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 825
total
-
-
-
26 558
Employee
14 395
-
119 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 982
-
total
3 523
-
16 176
-
Employer
14 395
-
119 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
108 280
125 500
-
-
income
10 828
12 550
-
-
total
10 828
12 550
-
-
Dividends
97 452
112 950
-
-
withholding
4 873
5 648
-
-
total
4 873
5 648
-
-
Income
125 500
125 500
125 500
125 500
Total tax
22 049
18 198
21 859
26 558
After tax
103 451
107 302
103 641
98 942
Living cost
10 871
10 871
10 871
10 871
Free-cash
92 580
96 431
92 770
88 071

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽72409
₽66444
₽67603
₽67896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
13 424
health
-
-
-
3 201
income
-
-
-
22 063
total
-
-
-
38 688
Employee
63 798
63 798
116 209
-
health
494
1 085
1 976
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
21 438
-
total
9 853
12 286
30 556
-
Employer
63 798
63 798
116 209
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 149
-
total
2 949
6 476
9 291
-
Corporate
93 489
55 227
-
-
income
11 686
6 904
-
-
total
11 686
6 904
-
-
Dividends
81 803
48 323
-
-
withholding
13 907
8 216
-
-
total
13 907
8 216
-
-
Income
125 500
125 500
125 500
125 500
Total tax
38 395
33 882
39 847
38 688
After tax
87 105
91 618
85 653
86 812
Living cost
19 209
19 209
19 209
19 209
Free-cash
67 896
72 409
66 444
67 603

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽64708
₽58743
₽59902
₽61271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
13 424
health
-
-
-
3 201
income
-
-
-
22 063
total
-
-
-
38 688
Employee
63 798
63 798
116 209
-
health
635
1 085
1 976
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
21 438
-
total
10 434
12 286
30 556
-
Employer
63 798
63 798
116 209
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 149
-
total
3 791
6 476
9 291
-
Corporate
84 364
55 227
-
-
income
10 546
6 904
-
-
total
10 546
6 904
-
-
Dividends
73 819
48 323
-
-
withholding
12 548
8 216
-
-
total
12 548
8 216
-
-
Income
125 500
125 500
125 500
125 500
Total tax
37 319
33 882
39 847
38 688
After tax
88 181
91 618
85 653
86 812
Living cost
26 910
26 910
26 910
26 910
Free-cash
61 271
64 708
58 743
59 902

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽66884
₽44163
₽48872
₽59919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
28 093
health
-
-
-
16 942
solidarity contribution
-
-
-
-
income
-
-
-
12 070
total
-
-
-
57 105
Employee
28 710
-
93 657
-
health
3 876
-
12 644
-
social contributions
1 866
-
6 088
-
solidarity contribution
-
-
-
-
income
3 445
-
11 239
-
total
9 187
-
29 971
-
Employer
28 710
-
93 657
-
social contributions
7 178
-
23 414
-
health
2 584
-
8 429
-
total
9 762
-
31 843
-
Corporate
87 028
125 500
-
-
income
16 535
23 845
-
-
total
16 535
23 845
-
-
Dividends
70 493
101 655
-
-
withholding
10 574
15 248
-
-
total
10 574
15 248
-
-
Income
125 500
125 500
125 500
125 500
Total tax
46 058
39 093
61 814
57 105
After tax
79 442
86 407
63 686
68 395
Living cost
19 523
19 523
19 523
19 523
Free-cash
59 919
66 884
44 163
48 872

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽62350
₽39629
₽44338
₽53767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
28 093
health
-
-
-
16 942
solidarity contribution
-
-
-
-
income
-
-
-
12 070
total
-
-
-
57 105
Employee
35 378
-
93 657
-
health
4 776
-
12 644
-
social contributions
2 300
-
6 088
-
solidarity contribution
-
-
-
-
income
4 245
-
11 239
-
total
11 321
-
29 971
-
Employer
35 378
-
93 657
-
social contributions
8 845
-
23 414
-
health
3 184
-
8 429
-
total
12 029
-
31 843
-
Corporate
78 093
125 500
-
-
income
14 838
23 845
-
-
total
14 838
23 845
-
-
Dividends
63 255
101 655
-
-
withholding
9 488
15 248
-
-
total
9 488
15 248
-
-
Income
125 500
125 500
125 500
125 500
Total tax
47 676
39 093
61 814
57 105
After tax
77 824
86 407
63 686
68 395
Living cost
24 057
24 057
24 057
24 057
Free-cash
53 767
62 350
39 629
44 338

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽55754
-₽55754
₽35168
-₽55754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
labour market
-
-
-
9 982
municipal
-
-
-
25 518
pensions
-
-
-
721
national
-
-
-
14 046
total
-
-
-
50 267
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
141 189
141 189
141 189
50 267
After tax
-15 689
-15 689
-15 689
75 233
Living cost
40 065
40 065
40 065
40 065
Free-cash
-55 754
-55 754
-55 754
35 168

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽80360
₽52297
₽47228
₽75205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
health
-
-
-
16 315
pensions
-
-
-
25 100
income
-
-
-
16 817
total
-
-
-
58 232
Employee
23 536
-
93 795
-
pensions
471
-
1 875
-
unemployment
376
-
1 500
-
income
2 650
-
18 084
-
total
3 497
-
21 459
-
Employer
23 536
-
93 795
-
pensions
4 708
-
18 760
-
unemployment
189
-
751
-
health
3 059
-
12 193
-
total
7 956
-
31 704
-
Corporate
94 008
125 500
-
-
income
18 802
25 100
-
-
total
18 802
25 100
-
-
Dividends
75 206
100 400
-
-
total
-
-
-
-
Income
125 500
125 500
125 500
125 500
Total tax
30 255
25 100
53 163
58 232
After tax
95 245
100 400
72 337
67 268
Living cost
20 040
20 040
20 040
20 040
Free-cash
75 205
80 360
52 297
47 228

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽48071
₽35296
₽52093
₽49660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
125 500
health
-
-
-
1 587
municipal
-
-
-
22 304
national
-
-
-
17 663
total
-
-
-
41 554
Employee
43 651
-
105 578
-
health
326
-
1 280
-
municipal
7 150
-
17 206
-
pensions
2 946
-
7 126
-
national
721
-
11 235
-
unemployment
655
-
1 584
-
total
11 798
-
38 431
-
Employer
43 651
-
105 578
-
accident
44
-
105
-
unemployment
283
-
686
-
health
335
-
812
-
pensions
7 573
-
18 317
-
total
8 235
-
19 920
-
Corporate
73 613
125 500
-
-
income
14 723
25 100
-
-
total
14 723
25 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

44 168
75 300
-
-
municipal
7 951
13 554
-
-
national
1 280
6 922
-
-
total
9 231
20 476
-
-
Income
125 500
125 500
125 500
125 500
Total tax
43 987
45 576
58 351
41 554
After tax
81 513
79 924
67 149
83 946
Living cost
31 853
31 853
31 853
31 853
Free-cash
49 660
48 071
35 296
52 093

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37680
₽45703
₽45483
₽42290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
3 577
health
-
-
-
4 664
pensions
-
-
-
24 346
other
-
-
-
3 890
income
-
-
-
17 967
surtax
-
-
-
-
total
-
-
-
54 444
Employee
31 696
-
98 400
-
income
1 634
-
18 005
-
social contributions
904
-
2 804
-
pensions
3 585
-
6 315
-
surtax
-
-
-
-
total
6 123
-
27 124
-
Employer
31 696
-
98 400
-
pensions
5 208
-
10 726
-
social contributions
94
-
294
-
unemployment
1 283
-
3 985
-
health
2 218
-
8 481
-
other
1 094
-
3 614
-
total
9 897
-
27 100
-
Corporate
83 905
125 500
-
-
surtax
-
-
-
-
income
23 494
35 140
-
-
total
23 494
35 140
-
-
Dividends
60 411
90 360
-
-
surtax
-
-
-
-
withholding
7 732
11 566
-
-
social contributions
10 391
15 541
-
-
total
18 123
27 107
-
-
Income
125 500
125 500
125 500
125 500
Total tax
57 637
62 247
54 224
54 444
After tax
67 863
63 253
71 276
71 056
Living cost
25 573
25 573
25 573
25 573
Free-cash
42 290
37 680
45 703
45 483

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34867
₽42890
₽42670
₽39767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
3 577
health
-
-
-
4 664
pensions
-
-
-
24 346
other
-
-
-
3 890
income
-
-
-
17 967
surtax
-
-
-
-
total
-
-
-
54 444
Employee
35 509
-
98 400
-
income
2 096
-
18 005
-
social contributions
1 012
-
2 804
-
pensions
4 015
-
6 315
-
surtax
-
-
-
-
total
7 123
-
27 124
-
Employer
35 509
-
98 400
-
pensions
5 833
-
10 726
-
social contributions
107
-
294
-
unemployment
1 437
-
3 985
-
health
2 486
-
8 481
-
other
1 225
-
3 614
-
total
11 088
-
27 100
-
Corporate
78 902
125 500
-
-
surtax
-
-
-
-
income
22 093
35 140
-
-
total
22 093
35 140
-
-
Dividends
56 810
90 360
-
-
surtax
-
-
-
-
withholding
7 272
11 566
-
-
social contributions
9 771
15 541
-
-
total
17 043
27 107
-
-
Income
125 500
125 500
125 500
125 500
Total tax
57 347
62 247
54 224
54 444
After tax
68 153
63 253
71 276
71 056
Living cost
28 386
28 386
28 386
28 386
Free-cash
39 767
34 867
42 890
42 670

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽23181
₽31204
₽30984
₽28884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
3 577
health
-
-
-
4 664
pensions
-
-
-
24 346
other
-
-
-
3 890
income
-
-
-
17 967
surtax
-
-
-
-
total
-
-
-
54 444
Employee
51 964
-
98 400
-
income
4 534
-
18 005
-
social contributions
1 480
-
2 804
-
pensions
5 877
-
6 315
-
surtax
-
-
-
-
total
11 891
-
27 124
-
Employer
51 964
-
98 400
-
pensions
8 538
-
10 726
-
social contributions
156
-
294
-
unemployment
2 105
-
3 985
-
health
3 637
-
8 481
-
other
1 793
-
3 614
-
total
16 229
-
27 100
-
Corporate
57 307
125 500
-
-
surtax
-
-
-
-
income
16 045
35 140
-
-
total
16 045
35 140
-
-
Dividends
41 261
90 360
-
-
surtax
-
-
-
-
withholding
5 281
11 566
-
-
social contributions
7 098
15 541
-
-
total
12 379
27 107
-
-
Income
125 500
125 500
125 500
125 500
Total tax
56 544
62 247
54 224
54 444
After tax
68 956
63 253
71 276
71 056
Living cost
40 072
40 072
40 072
40 072
Free-cash
28 884
23 181
31 204
30 984

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽113368
₽94543
₽118388
₽112270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 255
total
-
-
-
1 255
Employee
7 321
-
125 500
-
income
1 464
-
25 100
-
total
1 464
-
25 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

118 179
125 500
-
-
total
-
-
-
-
Dividends
118 179
125 500
-
-
withholding
5 909
6 275
-
-
total
5 909
6 275
-
-
Income
125 500
125 500
125 500
125 500
Total tax
7 373
6 275
25 100
1 255
After tax
118 127
119 225
100 400
124 245
Living cost
5 857
5 857
5 857
5 857
Free-cash
112 270
113 368
94 543
118 388

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽110098
₽91273
₽115118
₽108386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
125 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 255
total
-
-
-
1 255
Employee
11 409
-
125 500
-
income
2 282
-
25 100
-
total
2 282
-
25 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 091
125 500
-
-
total
-
-
-
-
Dividends
114 091
125 500
-
-
withholding
5 705
6 275
-
-
total
5 705
6 275
-
-
Income
125 500
125 500
125 500
125 500
Total tax
7 987
6 275
25 100
1 255
After tax
117 513
119 225
100 400
124 245
Living cost
9 127
9 127
9 127
9 127
Free-cash
108 386
110 098
91 273
115 118

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽32589
₽49290
₽36816
₽43446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 474
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
total
-
-
-
56 653
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
125 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
2 007
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
36 504
-
total
9 250
-
44 179
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 219
125 500
-
-
trade
12 086
18 009
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

694
1 036
-
-
chamber of commerce
249
310
-
-
income
12 633
18 826
-
-
total
25 662
38 181
-
-
Dividends
58 557
87 319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

787
1 184
-
-
withholding
14 324
21 515
-
-
total
15 111
22 699
-
-
Income
125 500
125 500
125 500
125 500
Total tax
50 023
60 880
44 179
56 653
After tax
75 477
64 620
81 321
68 847
Living cost
32 031
32 031
32 031
32 031
Free-cash
43 446
32 589
49 290
36 816

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽38200
₽56191
₽42500
₽47379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 691
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
total
-
-
-
57 870
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
125 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
2 007
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
36 504
-
total
6 603
-
44 179
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
93 767
125 500
-
-
trade
14 768
19 766
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

773
1 036
-
-
chamber of commerce
261
307
-
-
income
14 065
18 826
-
-
total
29 867
39 935
-
-
Dividends
63 899
85 565
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

861
1 159
-
-
withholding
15 660
21 076
-
-
total
16 521
22 235
-
-
Income
125 500
125 500
125 500
125 500
Total tax
52 991
62 170
44 179
57 870
After tax
72 509
63 330
81 321
67 630
Living cost
25 130
25 130
25 130
25 130
Free-cash
47 379
38 200
56 191
42 500

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽30092
₽48728
₽34429
₽41753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 299
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
total
-
-
-
58 478
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
125 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
2 007
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
36 504
-
total
9 481
-
44 179
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
83 426
125 500
-
-
trade
13 723
20 644
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

688
1 036
-
-
chamber of commerce
244
304
-
-
income
12 514
18 826
-
-
total
27 169
40 810
-
-
Dividends
56 257
84 690
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

756
1 148
-
-
withholding
13 748
20 857
-
-
total
14 504
22 005
-
-
Income
125 500
125 500
125 500
125 500
Total tax
51 154
62 815
44 179
58 478
After tax
74 346
62 685
81 321
67 022
Living cost
32 593
32 593
32 593
32 593
Free-cash
41 753
30 092
48 728
34 429

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24032
₽43313
₽28404
₽37486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
125 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 909
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
36 504
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
2 007
total
-
-
-
59 088
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
125 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
2 007
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
36 504
-
total
11 854
-
44 179
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 638
125 500
-
-
trade
12 972
21 523
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

623
1 036
-
-
chamber of commerce
233
302
-
-
income
11 346
18 826
-
-
total
25 174
41 687
-
-
Dividends
50 464
83 813
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

677
1 135
-
-
withholding
12 301
20 638
-
-
total
12 978
21 773
-
-
Income
125 500
125 500
125 500
125 500
Total tax
50 006
63 460
44 179
59 088
After tax
75 494
62 040
81 321
66 412
Living cost
38 008
38 008
38 008
38 008
Free-cash
37 486
24 032
43 313
28 404

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽60303
₽36929
₽40921
₽57667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
31 236
surtax
-
-
-
4 512
total
-
-
-
65 944
Employee
27 940
-
103 675
-
health
713
-
2 644
-
pensions
1 864
-
6 915
-
surtax
99
-
3 883
-
other
-
-
-
-
unemployment
1 944
-
7 216
-
income
4 684
-
27 454
-
total
9 304
-
48 112
-
Employer
27 940
-
103 675
-
pensions
3 725
-
13 821
-
unemployment
886
-
3 286
-
health
1 271
-
4 717
-
other
-
-
-
-
total
5 882
-
21 824
-
Corporate
91 677
125 500
-
-
income
23 836
32 631
-
-
total
23 836
32 631
-
-
Dividends
67 842
92 869
-
-
withholding
10 176
13 931
-
-
total
10 176
13 931
-
-
Income
125 500
125 500
125 500
125 500
Total tax
49 198
46 562
69 936
65 944
After tax
76 302
78 938
55 564
59 556
Living cost
18 635
18 635
18 635
18 635
Free-cash
57 667
60 303
36 929
40 921

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽60630
₽37256
₽41248
₽58049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
31 236
surtax
-
-
-
4 512
total
-
-
-
65 944
Employee
27 437
-
103 675
-
health
701
-
2 644
-
pensions
1 830
-
6 915
-
surtax
90
-
3 883
-
other
-
-
-
-
unemployment
1 910
-
7 216
-
income
4 599
-
27 454
-
total
9 130
-
48 112
-
Employer
27 437
-
103 675
-
pensions
3 657
-
13 821
-
unemployment
869
-
3 286
-
health
1 249
-
4 717
-
other
-
-
-
-
total
5 775
-
21 824
-
Corporate
92 288
125 500
-
-
income
23 995
32 631
-
-
total
23 995
32 631
-
-
Dividends
68 293
92 869
-
-
withholding
10 243
13 931
-
-
total
10 243
13 931
-
-
Income
125 500
125 500
125 500
125 500
Total tax
49 143
46 562
69 936
65 944
After tax
76 357
78 938
55 564
59 556
Living cost
18 308
18 308
18 308
18 308
Free-cash
58 049
60 630
37 256
41 248

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽54294
₽56481
₽70667
₽54633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
unemployment
-
-
-
1 883
health
-
-
-
8 785
pensions
-
-
-
12 550
income
-
-
-
15 342
total
-
-
-
38 560
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
105 021
-
health
1 644
654
7 351
-
pensions
2 349
935
10 502
-
unemployment
352
140
1 575
-
income
2 872
1 143
12 839
-
total
7 217
2 872
32 267
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
105 021
-
pensions
4 581
1 823
20 479
-
total
4 581
1 823
20 479
-
Corporate
97 429
114 328
-
-
income
8 769
10 290
-
-
total
8 769
10 290
-
-
Dividends
88 660
104 038
-
-
withholding
16 845
19 767
-
-
social contributions
17 182
20 181
-
-
total
34 027
39 948
-
-
Income
125 500
125 500
125 500
125 500
Total tax
54 594
54 933
52 746
38 560
After tax
70 906
70 567
72 754
86 940
Living cost
16 273
16 273
16 273
16 273
Free-cash
54 633
54 294
56 481
70 667

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽36429
₽33503
₽32516
₽35732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
1 349
municipal
-
-
-
13 607
pensions
-
-
-
15 060
national
-
-
-
21 085
total
-
-
-
51 101
Employee
64 927
-
108 494
-
municipal
8 020
-
14 092
-
pensions
2 597
-
4 340
-
national
12 427
-
21 837
-
total
23 044
-
40 269
-
Employer
64 927
-
108 494
-
social contributions
698
-
1 166
-
pensions
5 194
-
8 679
-
total
5 892
-
9 845
-
Corporate
50 396
125 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

10 079
25 100
-
-
total
10 079
25 100
-
-
Dividends
40 317
100 400
-
-
withholding
8 870
22 088
-
-
total
8 870
22 088
-
-
Income
125 500
125 500
125 500
125 500
Total tax
47 885
47 188
50 114
51 101
After tax
77 615
78 312
75 386
74 399
Living cost
41 883
41 883
41 883
41 883
Free-cash
35 732
36 429
33 503
32 516

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽40588
₽21292
₽21292
₽42419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
social contributions
-
-
-
20 460
income
-
-
-
36 486
total
-
-
-
56 946
Employee
64 899
-
125 500
-
social contributions
5 392
-
20 460
-
income
12 246
-
36 486
-
total
17 638
-
56 946
-
Employer
64 899
-
125 500
-
total
-
-
-
-
Corporate
60 601
125 500
-
-
income
7 575
15 688
-
-
total
7 575
15 688
-
-
Dividends
53 027
109 812
-
-
withholding
10 606
21 962
-
-
total
10 606
21 962
-
-
Income
125 500
125 500
125 500
125 500
Total tax
35 819
37 650
56 946
56 946
After tax
89 681
87 850
68 554
68 554
Living cost
47 262
47 262
47 262
47 262
Free-cash
42 419
40 588
21 292
21 292

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽31951
₽20406
₽26177
₽27619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
regional
-
-
-
1 460
social contributions
-
-
-
32 278
municipal
-
-
-
746
national
-
-
-
29 830
total
-
-
-
64 314
Employee
73 736
-
125 500
-
regional
696
-
1 286
-
municipal
390
-
666
-
social contributions
24 864
-
42 318
-
national
12 777
-
25 815
-
total
38 727
-
70 085
-
Employer
73 736
-
125 500
-
total
-
-
-
-
Corporate
51 764
125 500
-
-
nationa
12 424
30 119
-
-
municipal
2 018
4 895
-
-
total
14 442
35 014
-
-
Dividends
37 321
90 486
-
-
withholding
9 703
23 526
-
-
total
9 703
23 526
-
-
Income
125 500
125 500
125 500
125 500
Total tax
62 872
58 540
70 085
64 314
After tax
62 628
66 960
55 415
61 186
Living cost
35 009
35 009
35 009
35 009
Free-cash
27 619
31 951
20 406
26 177

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽43615
₽32663
₽38404
₽41774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
125 500
regional
-
-
-
1 892
social contributions
-
-
-
32 278
municipal
-
-
-
746
national
-
-
-
29 830
total
-
-
-
64 746
Employee
46 023
-
125 500
-
regional
620
-
1 688
-
municipal
244
-
666
-
social contributions
15 519
-
42 318
-
national
7 291
-
25 815
-
total
23 674
-
70 487
-
Employer
46 023
-
125 500
-
total
-
-
-
-
Corporate
79 477
125 500
-
-
nationa