Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 12500
per

Your estimated
City
free-cash

Andorra , Andorra
-₽17465
-₽21118
-₽17094
-₽15965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
2 751
income
-
-
-
-
total
-
-
-
2 751
Employee
29 106
-
10 823
-
social contributions
1 892
-
703
-
income
-
-
-
-
total
1 892
-
703
-
Employer
29 106
-
10 823
-
social contributions
4 512
-
1 677
-
total
4 512
-
1 677
-
Corporate
-
12 500
-
-
income
-
1 251
-
-
total
-
1 251
-
-
Dividends
-
11 249
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
6 404
1 251
2 380
2 751
After tax
6 096
11 249
10 120
9 749
Living cost
27 214
27 214
27 214
27 214
Free-cash
-21 118
-15 965
-17 094
-17 465

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽25256
-₽39323
-₽27942
-₽36821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
957
chamber of commerce
-
-
-
50
pensions
-
-
-
2 312
income
-
-
-
-
total
-
-
-
8 872
Employee
39 575
36 079
36 079
-
unemployment
1 187
1 082
271
-
other
395
361
91
-
income
3 525
2 661
4 238
-
pensions
4 053
3 694
924
-
health
1 531
1 397
349
-
total
10 691
9 195
5 873
-
Employer
39 575
36 079
36 079
-
pensions
4 967
4 529
1 134
-
surtax
-
-
-
-
payroll
1 187
1 082
1 082
-
other
1 880
1 713
1 484
-
health
1 496
1 364
342
-
accident
514
469
103
-
unemployment
1 187
1 082
271
-
chamber of commerce
158
144
144
-
total
11 389
10 383
4 560
-
Corporate
3 436
3 436
4 502
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
1 125
-
total
859
859
1 125
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
22 939
20 437
11 558
8 872
After tax
-10 439
-7 937
942
3 628
Living cost
28 884
28 884
28 884
28 884
Free-cash
-39 323
-36 821
-27 942
-25 256

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽28452
-₽46802
-₽31092
-₽40017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
957
chamber of commerce
-
-
-
50
pensions
-
-
-
2 312
income
-
-
-
-
total
-
-
-
9 051
Employee
45 245
36 079
36 079
-
unemployment
1 357
1 082
271
-
other
452
361
91
-
income
5 151
2 661
4 238
-
pensions
4 634
3 694
924
-
health
1 751
1 397
349
-
total
13 345
9 195
5 873
-
Employer
45 245
36 079
36 079
-
pensions
5 678
4 529
1 134
-
surtax
179
179
179
-
payroll
1 357
1 082
1 082
-
other
2 149
1 713
1 484
-
health
1 709
1 364
342
-
accident
588
469
101
-
unemployment
1 357
1 082
271
-
chamber of commerce
180
144
144
-
total
13 197
10 562
4 737
-
Corporate
3 436
3 436
4 326
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

859
859
1 081
-
total
859
859
1 081
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
27 401
20 616
11 691
9 051
After tax
-14 901
-8 116
809
3 449
Living cost
31 901
31 901
31 901
31 901
Free-cash
-46 802
-40 017
-31 092
-28 452

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽27678
-₽71112
-₽27203
-₽25716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
national
-
-
-
1 931
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
464
social contributions
-
-
-
4 773
total
-
-
-
7 168
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
9 682
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
84
-
national
19 910
-
2 105
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
505
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
727
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
455
-
total
31 752
-
3 876
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
9 682
-
surtax
7 343
-
1 100
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
857
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
594
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
125
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
141
-
total
18 850
-
2 817
-
Corporate
-
12 500
-
-
income
-
2 500
-
-
surtax
-
50
-
-
total
-
2 550
-
-
Dividends
-
9 950
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
2 656
-
-
total
-
2 656
-
-
Income
12 500
12 500
12 500
12 500
Total tax
50 602
5 206
6 693
7 168
After tax
-38 102
7 294
5 807
5 332
Living cost
33 010
33 010
33 010
33 010
Free-cash
-71 112
-25 716
-27 203
-27 678

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
-₽8299
-₽12189
-₽7693
-₽4900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
50
health
-
-
-
1 437
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 850
income
-
-
-
1 875
total
-
-
-
5 212
Employee
20 640
-
10 449
-
accident

We are using the highest rate at 1.1%.

227
-
115
-
income
2 064
-
1 044
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
917
-
health
950
-
480
-
total
5 053
-
2 556
-
Employer
20 640
-
10 449
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
1 152
-
health
1 424
-
721
-
accident

We are using the highest rate at 1.1%.

227
-
115
-
unemployment
124
-
62
-
total
4 049
-
2 050
-
Corporate
-
12 500
-
-
income
-
1 250
-
-
total
-
1 250
-
-
Dividends
-
11 250
-
-
withholding
-
563
-
-
total
-
563
-
-
Income
12 500
12 500
12 500
12 500
Total tax
9 102
1 813
4 606
5 212
After tax
3 398
10 687
7 894
7 288
Living cost
15 587
15 587
15 587
15 587
Free-cash
-12 189
-4 900
-7 693
-8 299

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
-₽4592
-₽6318
-₽3986
-₽1193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
50
health
-
-
-
1 437
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 850
income
-
-
-
1 875
total
-
-
-
5 212
Employee
15 731
-
10 449
-
accident

We are using the highest rate at 1.1%.

173
-
115
-
income
1 573
-
1 044
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
917
-
health
724
-
480
-
total
3 851
-
2 556
-
Employer
15 731
-
10 449
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
1 152
-
health
1 086
-
721
-
accident

We are using the highest rate at 1.1%.

173
-
115
-
unemployment
94
-
62
-
total
3 087
-
2 050
-
Corporate
-
12 500
-
-
income
-
1 250
-
-
total
-
1 250
-
-
Dividends
-
11 250
-
-
withholding
-
563
-
-
total
-
563
-
-
Income
12 500
12 500
12 500
12 500
Total tax
6 938
1 813
4 606
5 212
After tax
5 562
10 687
7 894
7 288
Living cost
11 880
11 880
11 880
11 880
Free-cash
-6 318
-1 193
-3 986
-4 592

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
-₽14708
-₽22430
-₽21018
-₽28934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 417
health
-
-
-
878
social contributions
-
-
-
5 369
income
-
-
-
-
total
-
-
-
6 247
Employee
69 616
69 616
69 616
-
income
7 580
6 444
7 827
-
social contributions
2 632
5 778
1 948
-
health
539
1 184
399
-
total
10 751
13 406
10 174
-
Employer
69 616
69 616
69 616
-
social contributions
2 632
5 778
1 948
-
health
586
1 289
435
-
total
3 218
7 067
2 383
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
13 969
20 473
12 557
6 247
After tax
-1 469
-7 973
-57
6 253
Living cost
20 961
20 961
20 961
20 961
Free-cash
-22 430
-28 934
-21 018
-14 708

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
-₽23112
-₽32387
-₽29422
-₽37338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 417
health
-
-
-
878
social contributions
-
-
-
5 369
income
-
-
-
-
total
-
-
-
6 247
Employee
69 616
69 616
69 616
-
income
7 310
6 444
7 827
-
social contributions
3 383
5 778
1 948
-
health
692
1 184
399
-
total
11 385
13 406
10 174
-
Employer
69 616
69 616
69 616
-
social contributions
3 383
5 778
1 948
-
health
754
1 289
435
-
total
4 137
7 067
2 383
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
15 522
20 473
12 557
6 247
After tax
-3 022
-7 973
-57
6 253
Living cost
29 365
29 365
29 365
29 365
Free-cash
-32 387
-37 338
-29 422
-23 112

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽14830
-₽28724
-₽14575
-₽12313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
health
-
-
-
1 687
social contributions
-
-
-
3 650
income
-
-
-
1 074
solidarity contribution
-
-
-
-
total
-
-
-
6 411
Employee
30 764
-
9 328
-
income
3 692
-
1 119
-
social contributions
2 000
-
606
-
health
4 153
-
1 259
-
solidarity contribution
-
-
-
-
total
9 845
-
2 984
-
Employer
30 764
-
9 328
-
social contributions
7 691
-
2 332
-
health
2 769
-
840
-
total
10 460
-
3 172
-
Corporate
-
12 500
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
10 125
-
-
withholding
-
1 519
-
-
total
-
1 519
-
-
Income
12 500
12 500
12 500
12 500
Total tax
20 305
3 894
6 156
6 411
After tax
-7 805
8 606
6 344
6 089
Living cost
20 919
20 919
20 919
20 919
Free-cash
-28 724
-12 313
-14 575
-14 830

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽19689
-₽38298
-₽19434
-₽17172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
health
-
-
-
1 687
social contributions
-
-
-
3 650
income
-
-
-
1 074
solidarity contribution
-
-
-
-
total
-
-
-
6 411
Employee
37 909
-
9 328
-
income
4 549
-
1 119
-
social contributions
2 464
-
606
-
health
5 118
-
1 259
-
solidarity contribution
-
-
-
-
total
12 131
-
2 984
-
Employer
37 909
-
9 328
-
social contributions
9 477
-
2 332
-
health
3 412
-
840
-
total
12 889
-
3 172
-
Corporate
-
12 500
-
-
income
-
2 375
-
-
total
-
2 375
-
-
Dividends
-
10 125
-
-
withholding
-
1 519
-
-
total
-
1 519
-
-
Income
12 500
12 500
12 500
12 500
Total tax
25 020
3 894
6 156
6 411
After tax
-12 520
8 606
6 344
6 089
Living cost
25 778
25 778
25 778
25 778
Free-cash
-38 298
-17 172
-19 434
-19 689

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽33082
-₽185318
-₽185318
-₽185318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
national
-
-
-
132
pensions
-
-
-
787
municipal
-
-
-
-
labour market
-
-
-
937
total
-
-
-
1 856
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
154 092
154 092
154 092
1 856
After tax
-141 592
-141 592
-141 592
10 644
Living cost
43 726
43 726
43 726
43 726
Free-cash
-185 318
-185 318
-185 318
-33 082

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
-₽13492
-₽21864
-₽13222
-₽11867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
health
-
-
-
1 625
pensions
-
-
-
2 500
income
-
-
-
-
total
-
-
-
4 125
Employee
25 683
-
9 016
-
unemployment
411
-
165
-
income
2 891
-
-
-
pensions
514
-
206
-
total
3 816
-
371
-
Employer
25 683
-
9 016
-
pensions
5 137
-
2 062
-
health
3 338
-
1 340
-
unemployment
206
-
82
-
total
8 681
-
3 484
-
Corporate
-
12 500
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends
-
10 000
-
-
total
-
-
-
-
Income
12 500
12 500
12 500
12 500
Total tax
12 497
2 500
3 855
4 125
After tax
3
10 000
8 645
8 375
Living cost
21 867
21 867
21 867
21 867
Free-cash
-21 864
-11 867
-13 222
-13 492

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽24509
-₽44119
-₽26848
-₽26108
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
12 500
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
2 251
total
-
-
-
2 251
Employee
47 632
-
10 516
-
unemployment
715
-
158
-
municipal
7 802
-
1 737
-
national
787
-
-
-
pensions
3 214
-
710
-
health
356
-
-
-
total
12 874
-
2 605
-
Employer
47 632
-
10 516
-
pensions
8 264
-
1 825
-
health
366
-
81
-
accident
48
-
10
-
unemployment
309
-
69
-
total
8 987
-
1 985
-
Corporate
-
12 500
-
-
income
-
2 500
-
-
total
-
2 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
7 500
-
-
municipal
-
1 350
-
-
national
-
-
-
-
total
-
1 350
-
-
Income
12 500
12 500
12 500
12 500
Total tax
21 861
3 850
4 590
2 251
After tax
-9 361
8 650
7 910
10 249
Living cost
34 758
34 758
34 758
34 758
Free-cash
-44 119
-26 108
-26 848
-24 509

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽21069
-₽32888
-₽19732
-₽21607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
4 677
social contributions
-
-
-
357
income
-
-
-
-
other
-
-
-
388
total
-
-
-
5 663
Employee
34 587
-
9 524
-
income
1 783
-
-
-
surtax
-
-
-
-
social contributions
986
-
271
-
pensions
3 912
-
1 079
-
total
6 681
-
1 350
-
Employer
34 587
-
9 524
-
pensions
5 683
-
1 565
-
social contributions
103
-
29
-
other
1 194
-
328
-
health
2 421
-
667
-
unemployment
1 400
-
387
-
total
10 801
-
2 976
-
Corporate
-
12 500
-
-
income
-
3 500
-
-
surtax
-
-
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
withholding
-
1 153
-
-
social contributions
-
1 548
-
-
surtax
-
-
-
-
total
-
2 701
-
-
Income
12 500
12 500
12 500
12 500
Total tax
17 482
6 201
4 326
5 663
After tax
-4 982
6 299
8 174
6 837
Living cost
27 906
27 906
27 906
27 906
Free-cash
-32 888
-21 607
-19 732
-21 069

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽24138
-₽38349
-₽22801
-₽24676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
4 677
social contributions
-
-
-
357
income
-
-
-
-
other
-
-
-
388
total
-
-
-
5 663
Employee
38 747
-
9 524
-
income
2 287
-
-
-
surtax
-
-
-
-
social contributions
1 105
-
271
-
pensions
4 381
-
1 079
-
total
7 773
-
1 350
-
Employer
38 747
-
9 524
-
pensions
6 365
-
1 565
-
social contributions
117
-
29
-
other
1 337
-
328
-
health
2 713
-
667
-
unemployment
1 569
-
387
-
total
12 101
-
2 976
-
Corporate
-
12 500
-
-
income
-
3 500
-
-
surtax
-
-
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
withholding
-
1 153
-
-
social contributions
-
1 548
-
-
surtax
-
-
-
-
total
-
2 701
-
-
Income
12 500
12 500
12 500
12 500
Total tax
19 874
6 201
4 326
5 663
After tax
-7 374
6 299
8 174
6 837
Living cost
30 975
30 975
30 975
30 975
Free-cash
-38 349
-24 676
-22 801
-24 138

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽36890
-₽61912
-₽35553
-₽37428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
4 677
social contributions
-
-
-
357
income
-
-
-
-
other
-
-
-
388
total
-
-
-
5 663
Employee
56 703
-
9 524
-
income
4 947
-
-
-
surtax
-
-
-
-
social contributions
1 615
-
271
-
pensions
6 413
-
1 079
-
total
12 975
-
1 350
-
Employer
56 703
-
9 524
-
pensions
9 317
-
1 565
-
social contributions
170
-
29
-
other
1 957
-
328
-
health
3 969
-
667
-
unemployment
2 297
-
387
-
total
17 710
-
2 976
-
Corporate
-
12 500
-
-
income
-
3 500
-
-
surtax
-
-
-
-
total
-
3 500
-
-
Dividends
-
9 000
-
-
withholding
-
1 153
-
-
social contributions
-
1 548
-
-
surtax
-
-
-
-
total
-
2 701
-
-
Income
12 500
12 500
12 500
12 500
Total tax
30 685
6 201
4 326
5 663
After tax
-18 185
6 299
8 174
6 837
Living cost
43 727
43 727
43 727
43 727
Free-cash
-61 912
-37 428
-35 553
-36 890

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽6523
₽4926
₽4148
₽6023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
12 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
125
total
-
-
-
125
Employee
7 314
-
12 500
-
income
1 463
-
2 500
-
total
1 463
-
2 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

5 186
12 500
-
-
total
-
-
-
-
Dividends
5 186
12 500
-
-
withholding
259
625
-
-
total
259
625
-
-
Income
12 500
12 500
12 500
12 500
Total tax
1 722
625
2 500
125
After tax
10 778
11 875
10 000
12 375
Living cost
5 852
5 852
5 852
5 852
Free-cash
4 926
6 023
4 148
6 523

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽3256
₽1046
₽881
₽2756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
12 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
125
total
-
-
-
125
Employee
11 399
-
12 500
-
income
2 280
-
2 500
-
total
2 280
-
2 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

1 101
12 500
-
-
total
-
-
-
-
Dividends
1 101
12 500
-
-
withholding
55
625
-
-
total
55
625
-
-
Income
12 500
12 500
12 500
12 500
Total tax
2 335
625
2 500
125
After tax
10 165
11 875
10 000
12 375
Living cost
9 119
9 119
9 119
9 119
Free-cash
1 046
2 756
881
3 256

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽28638
-₽32546
-₽28638
-₽28279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
12 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
6 185
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
1 794
-
-
income
-
1 874
-
-
chamber of commerce
-
156
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
total
-
3 927
-
-
Dividends
-
8 573
-
-
withholding
-
1 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
100
-
-
total
-
1 899
-
-
Income
12 500
12 500
12 500
12 500
Total tax
10 093
5 826
6 185
6 185
After tax
2 407
6 674
6 315
6 315
Living cost
34 953
34 953
34 953
34 953
Free-cash
-32 546
-28 279
-28 638
-28 638

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽21107
-₽22127
-₽21107
-₽20875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
12 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
6 185
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
1 969
-
-
income
-
1 874
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
total
-
4 101
-
-
Dividends
-
8 399
-
-
withholding
-
1 756
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
96
-
-
total
-
1 852
-
-
Income
12 500
12 500
12 500
12 500
Total tax
7 205
5 953
6 185
6 185
After tax
5 295
6 547
6 315
6 315
Living cost
27 422
27 422
27 422
27 422
Free-cash
-22 127
-20 875
-21 107
-21 107

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽29250
-₽33411
-₽29250
-₽29082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
12 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
6 185
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
2 057
-
-
income
-
1 874
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
total
-
4 189
-
-
Dividends
-
8 311
-
-
withholding
-
1 734
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
1 828
-
-
Income
12 500
12 500
12 500
12 500
Total tax
10 346
6 017
6 185
6 185
After tax
2 154
6 483
6 315
6 315
Living cost
35 565
35 565
35 565
35 565
Free-cash
-33 411
-29 082
-29 250
-29 250

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽35159
-₽41909
-₽35159
-₽35055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
12 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 185
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
12 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
6 185
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
12 500
-
-
trade
-
2 144
-
-
income
-
1 874
-
-
chamber of commerce
-
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
103
-
-
total
-
4 276
-
-
Dividends
-
8 224
-
-
withholding
-
1 711
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
94
-
-
total
-
1 805
-
-
Income
12 500
12 500
12 500
12 500
Total tax
12 935
6 081
6 185
6 185
After tax
-435
6 419
6 315
6 315
Living cost
41 474
41 474
41 474
41 474
Free-cash
-41 909
-35 055
-35 159
-35 159

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
-₽13210
-₽24406
-₽13933
-₽12474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
887
pensions
-
-
-
2 500
income
-
-
-
1 782
other
-
-
-
-
total
-
-
-
5 375
Employee
30 489
-
9 957
-
unemployment
2 122
-
840
-
other
-
-
-
-
income
5 111
-
1 601
-
surtax
108
-
-
-
pensions
2 034
-
806
-
health
778
-
308
-
total
10 153
-
3 555
-
Employer
30 489
-
9 957
-
pensions
4 065
-
1 610
-
other
-
-
-
-
health
1 386
-
550
-
unemployment
967
-
383
-
total
6 418
-
2 543
-
Corporate
-
12 500
-
-
income
-
3 251
-
-
total
-
3 251
-
-
Dividends
-
9 249
-
-
withholding
-
1 388
-
-
total
-
1 388
-
-
Income
12 500
12 500
12 500
12 500
Total tax
16 571
4 639
6 098
5 375
After tax
-4 071
7 861
6 402
7 125
Living cost
20 335
20 335
20 335
20 335
Free-cash
-24 406
-12 474
-13 933
-13 210

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
-₽12853
-₽23740
-₽13576
-₽12117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
surtax
-
-
-
-
unemployment
-
-
-
206
health
-
-
-
887
pensions
-
-
-
2 500
income
-
-
-
1 782
other
-
-
-
-
total
-
-
-
5 375
Employee
29 939
-
9 957
-
unemployment
2 084
-
840
-
other
-
-
-
-
income
5 018
-
1 601
-
surtax
98
-
-
-
pensions
1 996
-
806
-
health
765
-
308
-
total
9 961
-
3 555
-
Employer
29 939
-
9 957
-
pensions
3 991
-
1 610
-
other
-
-
-
-
health
1 362
-
550
-
unemployment
948
-
383
-
total
6 301
-
2 543
-
Corporate
-
12 500
-
-
income
-
3 251
-
-
total
-
3 251
-
-
Dividends
-
9 249
-
-
withholding
-
1 388
-
-
total
-
1 388
-
-
Income
12 500
12 500
12 500
12 500
Total tax
16 262
4 639
6 098
5 375
After tax
-3 762
7 861
6 402
7 125
Living cost
19 978
19 978
19 978
19 978
Free-cash
-23 740
-12 117
-13 576
-12 853

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
-₽9376
-₽18611
-₽10789
-₽10784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
unemployment
-
-
-
188
health
-
-
-
875
pensions
-
-
-
1 250
income
-
-
-
1 528
total
-
-
-
3 841
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
10 460
-
unemployment
391
155
157
-
income
3 183
1 267
1 279
-
pensions
2 603
1 036
1 046
-
health
1 822
725
732
-
total
7 999
3 183
3 214
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
10 460
-
pensions
5 077
2 020
2 040
-
total
5 077
2 020
2 040
-
Corporate
-
118
-
-
income
-
11
-
-
total
-
11
-
-
Dividends
-
108
-
-
withholding
-
20
-
-
social contributions
-
15
-
-
total
-
35
-
-
Income
12 500
12 500
12 500
12 500
Total tax
13 076
5 249
5 254
3 841
After tax
-576
7 251
7 246
8 659
Living cost
18 035
18 035
18 035
18 035
Free-cash
-18 611
-10 784
-10 789
-9 376

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽33943
-₽61633
-₽33844
-₽36043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
national
-
-
-
587
pensions
-
-
-
1 500
social contributions
-
-
-
134
municipal
-
-
-
379
total
-
-
-
2 600
Employee
67 965
-
10 806
-
municipal
8 395
-
427
-
national
13 008
-
662
-
pensions
2 719
-
432
-
total
24 122
-
1 521
-
Employer
67 965
-
10 806
-
pensions
5 437
-
864
-
social contributions
731
-
116
-
total
6 168
-
980
-
Corporate
-
12 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
2 500
-
-
total
-
2 500
-
-
Dividends
-
10 000
-
-
withholding
-
2 200
-
-
total
-
2 200
-
-
Income
12 500
12 500
12 500
12 500
Total tax
30 290
4 700
2 501
2 600
After tax
-17 790
7 800
9 999
9 900
Living cost
43 843
43 843
43 843
43 843
Free-cash
-61 633
-36 043
-33 844
-33 943

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽39072
-₽58318
-₽39072
-₽42821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
social contributions
-
-
-
156
income
-
-
-
-156
total
-
-
-
-
Employee
70 818
-
12 500
-
social contributions
5 883
-
156
-
income
13 363
-
-156
-
total
19 246
-
-
-
Employer
70 818
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
income
-
1 562
-
-
total
-
1 562
-
-
Dividends
-
10 938
-
-
withholding
-
2 187
-
-
total
-
2 187
-
-
Income
12 500
12 500
12 500
12 500
Total tax
19 246
3 749
-
-
After tax
-6 746
8 751
12 500
12 500
Living cost
51 572
51 572
51 572
51 572
Free-cash
-58 318
-42 821
-39 072
-39 072

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽34092
-₽67960
-₽35726
-₽31533
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
national
-
-
-
1 261
regional
-
-
-
67
social contributions
-
-
-
7 017
municipal
-
-
-
45
total
-
-
-
8 390
Employee
80 461
-
12 500
-
municipal
426
-
26
-
national
13 942
-
759
-
social contributions
27 131
-
9 198
-
regional
759
-
41
-
total
42 258
-
10 024
-
Employer
80 461
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
nationa
-
3 000
-
-
municipal
-
488
-
-
total
-
3 488
-
-
Dividends
-
9 012
-
-
withholding
-
2 343
-
-
total
-
2 343
-
-
Income
12 500
12 500
12 500
12 500
Total tax
42 258
5 831
10 024
8 390
After tax
-29 758
6 669
2 476
4 110
Living cost
38 202
38 202
38 202
38 202
Free-cash
-67 960
-31 533
-35 726
-34 092

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽20323
-₽37721
-₽21938
-₽17819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
12 500
national
-
-
-
1 261
regional
-
-
-
112
social contributions
-
-
-
7 017
municipal
-
-
-
45
total
-
-
-
8 435
Employee
50 220
-
12 500
-
municipal
266
-
26
-
national
7 956
-
759
-
social contributions
16 935
-
9 198
-
regional
676
-
67
-
total
25 833
-
10 050
-
Employer
50 220
-
12 500
-
total
-
-
-
-
Corporate
-
12 500
-
-
nationa
-
3 000
-
-
municipal
-