Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 124000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽18058
₽11841
₽28666
₽24538
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
124 000
income
-
-
-
28 409
pensions
-
-
-
11 891
health
-
-
-
12 516
total
-
-
-
52 816
Employee
86 673
86 673
105 523
-
health
13 303
11 316
12 390
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 187
14 187
14 187
-
pensions
15 601
11 891
11 891
-
total
43 091
37 394
38 468
-
Employer
86 673
86 673
105 523
-
unemployment
3 120
3 120
3 798
-
pensions
6 032
6 032
7 344
-
health
6 025
6 025
7 334
-
total
15 177
15 177
18 476
-
Corporate
23 213
22 150
-
-
income
4 642
4 430
-
-
total
4 642
4 430
-
-
Dividends
18 571
17 720
-
-
income
3 946
3 765
-
-
withholding
2 785
2 658
-
-
total
6 731
6 423
-
-
Income
124 000
124 000
124 000
124 000
Total tax
69 641
63 424
56 944
52 816
After tax
54 359
60 576
67 056
71 184
Living cost
42 518
42 518
42 518
42 518
Free-cash
11 841
18 058
24 538
28 666

Estimated living cost  is ₽42518 per week

₽30131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽676
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7878
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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