Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123500
per

Your estimated
City
free-cash

Valencia , Spain
₽64403
₽48682
₽51398
₽61545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
unemployment
-
-
-
420
pensions
-
-
-
16 983
accident
-
-
-
541
other
-
-
-
60
income
-
-
-
36 294
total
-
-
-
54 298
Employee
23 940
-
104 368
-
pensions
1 125
-
2 821
-
other
23
-
60
-
unemployment
371
-
930
-
income
4 615
-
34 072
-
total
6 134
-
37 883
-
Employer
23 940
-
104 368
-
pensions
5 649
-
14 163
-
accident
474
-
1 188
-
unemployment
1 317
-
3 300
-
other
192
-
480
-
total
7 632
-
19 131
-
Corporate
91 927
123 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

13 789
18 525
-
-
total
13 789
18 525
-
-
Dividends
78 138
104 975
-
-
withholding
16 596
22 768
-
-
total
16 596
22 768
-
-
Income
123 500
123 500
123 500
123 500
Total tax
44 151
41 293
57 014
54 298
After tax
79 349
82 207
66 486
69 202
Living cost
17 804
17 804
17 804
17 804
Free-cash
61 545
64 403
48 682
51 398

Estimated living cost  is ₽17804 per week

₽12018
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3763
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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