Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 123500
per

Your estimated
City
free-cash

Andorra , Andorra
₽65010
₽80937
₽68292
₽83973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
social contributions
-
-
-
27 170
income
-
-
-
4 143
total
-
-
-
31 313
Employee
29 066
-
106 926
-
social contributions
1 889
-
6 950
-
income
-
-
4 507
-
total
1 889
-
11 457
-
Employer
29 066
-
106 926
-
social contributions
4 505
-
16 574
-
total
4 505
-
16 574
-
Corporate
89 928
123 500
-
-
income
8 992
12 350
-
-
total
8 992
12 350
-
-
Dividends
80 936
111 150
-
-
total
-
-
-
-
Income
123 500
123 500
123 500
123 500
Total tax
15 386
12 350
28 031
31 313
After tax
108 114
111 150
95 469
92 187
Living cost
27 177
27 177
27 177
27 177
Free-cash
80 937
83 973
68 292
65 010

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽33866
₽39478
₽4397
₽39926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
494
pensions
-
-
-
19 540
income
-
-
-
27 132
total
-
-
-
60 790
Employee
39 521
36 030
95 898
-
unemployment
1 186
1 081
2 877
-
other
395
360
959
-
income
3 521
2 658
22 174
-
pensions
4 047
3 689
9 821
-
health
1 529
1 395
3 711
-
total
10 678
9 183
39 542
-
Employer
39 521
36 030
95 898
-
pensions
4 960
4 523
12 036
-
surtax
-
-
-
-
payroll
1 186
1 081
2 877
-
other
1 877
1 711
4 555
-
health
1 494
1 362
3 625
-
accident
513
468
1 247
-
unemployment
1 186
1 081
2 877
-
chamber of commerce
158
144
384
-
total
11 374
10 370
27 601
-
Corporate
72 605
77 100
92 466
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 151
19 274
23 116
-
total
18 151
19 274
23 116
-
Dividends
54 455
57 826
-
-
withholding
14 975
15 903
-
-
total
14 975
15 903
-
-
Income
123 500
123 500
123 500
123 500
Total tax
55 178
54 730
90 259
60 790
After tax
68 322
68 770
33 241
62 710
Living cost
28 844
28 844
28 844
28 844
Free-cash
39 478
39 926
4 397
33 866

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽30675
₽35422
₽1354
₽36817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
494
pensions
-
-
-
19 540
income
-
-
-
27 132
total
-
-
-
60 968
Employee
45 183
36 030
95 762
-
unemployment
1 355
1 081
2 872
-
other
451
360
957
-
income
5 144
2 658
22 128
-
pensions
4 627
3 689
9 805
-
health
1 748
1 395
3 706
-
total
13 325
9 183
39 468
-
Employer
45 183
36 030
95 762
-
pensions
5 670
4 523
12 019
-
surtax
178
178
178
-
payroll
1 355
1 081
2 872
-
other
2 146
1 711
4 548
-
health
1 707
1 362
3 620
-
accident
587
468
1 246
-
unemployment
1 355
1 081
2 872
-
chamber of commerce
180
144
383
-
total
13 178
10 548
27 738
-
Corporate
65 137
76 922
92 331
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 284
19 230
23 083
-
total
16 284
19 230
23 083
-
Dividends
48 853
57 692
-
-
withholding
13 434
15 865
-
-
total
13 434
15 865
-
-
Income
123 500
123 500
123 500
123 500
Total tax
56 221
54 826
90 289
60 968
After tax
67 279
68 674
33 211
62 532
Living cost
31 857
31 857
31 857
31 857
Free-cash
35 422
36 817
1 354
30 675

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽21697
₽22618
₽12511
₽36180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
national
-
-
-
43 124
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 242
social contributions
-
-
-
19 472
total
-
-
-
68 838
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
95 654
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
832
-
national
19 883
-
32 688
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
4 989
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
7 173
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
4 495
-
total
31 708
-
50 177
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
95 654
-
surtax
7 333
-
10 847
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
8 476
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
5 883
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
1 244
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 397
-
total
18 825
-
27 847
-
Corporate
40 004
123 500
-
-
income
8 000
24 699
-
-
surtax
160
494
-
-
total
8 160
25 193
-
-
Dividends
31 844
98 306
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 224
29 162
-
-
total
9 224
29 162
-
-
Income
123 500
123 500
123 500
123 500
Total tax
67 917
54 355
78 024
68 838
After tax
55 583
69 145
45 476
54 662
Living cost
32 965
32 965
32 965
32 965
Free-cash
22 618
36 180
12 511
21 697

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽80927
₽84474
₽85380
₽89999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
18 525
total
-
-
-
26 979
Employee
20 649
-
117 288
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
11 729
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
16 314
-
Employer
20 649
-
117 288
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
98 799
123 500
-
-
income
9 880
12 350
-
-
total
9 880
12 350
-
-
Dividends
88 919
111 150
-
-
withholding
4 446
5 557
-
-
total
4 446
5 557
-
-
Income
123 500
123 500
123 500
123 500
Total tax
23 432
17 907
22 526
26 979
After tax
100 068
105 593
100 974
96 521
Living cost
15 594
15 594
15 594
15 594
Free-cash
84 474
89 999
85 380
80 927

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽84635
₽89496
₽89088
₽93707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
18 525
total
-
-
-
26 979
Employee
15 738
-
117 288
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
11 729
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
16 314
-
Employer
15 738
-
117 288
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
104 674
123 500
-
-
income
10 467
12 350
-
-
total
10 467
12 350
-
-
Dividends
94 207
111 150
-
-
withholding
4 710
5 557
-
-
total
4 710
5 557
-
-
Income
123 500
123 500
123 500
123 500
Total tax
22 118
17 907
22 526
26 979
After tax
101 382
105 593
100 974
96 521
Living cost
11 886
11 886
11 886
11 886
Free-cash
89 496
93 707
89 088
84 635

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽65269
₽64358
₽64086
₽69276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
health
-
-
-
3 150
social contributions
-
-
-
14 628
income
-
-
-
19 520
total
-
-
-
37 298
Employee
69 521
69 521
113 616
-
income
7 570
6 436
18 883
-
social contributions
2 628
5 770
7 782
-
health
539
1 182
1 932
-
total
10 737
13 388
28 597
-
Employer
69 521
69 521
113 616
-
social contributions
2 628
5 770
7 782
-
health
585
1 287
2 102
-
total
3 213
7 057
9 884
-
Corporate
88 617
46 922
-
-
income
11 077
5 866
-
-
total
11 077
5 866
-
-
Dividends
77 540
41 056
-
-
withholding
13 182
6 980
-
-
total
13 182
6 980
-
-
Income
123 500
123 500
123 500
123 500
Total tax
38 209
33 291
38 481
37 298
After tax
85 291
90 209
85 019
86 202
Living cost
20 933
20 933
20 933
20 933
Free-cash
64 358
69 276
64 086
65 269

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽56877
₽57138
₽55694
₽60884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
health
-
-
-
3 150
social contributions
-
-
-
14 628
income
-
-
-
19 520
total
-
-
-
37 298
Employee
69 521
69 521
113 616
-
income
7 300
6 436
18 883
-
social contributions
3 378
5 770
7 782
-
health
691
1 182
1 932
-
total
11 369
13 388
28 597
-
Employer
69 521
69 521
113 616
-
social contributions
3 378
5 770
7 782
-
health
753
1 287
2 102
-
total
4 131
7 057
9 884
-
Corporate
78 674
46 922
-
-
income
9 834
5 866
-
-
total
9 834
5 866
-
-
Dividends
68 839
41 056
-
-
withholding
11 703
6 980
-
-
total
11 703
6 980
-
-
Income
123 500
123 500
123 500
123 500
Total tax
37 037
33 291
38 481
37 298
After tax
86 463
90 209
85 019
86 202
Living cost
29 325
29 325
29 325
29 325
Free-cash
57 138
60 884
55 694
56 877

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽44425
₽56726
₽41809
₽64168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
health
-
-
-
16 673
social contributions
-
-
-
30 019
income
-
-
-
11 521
solidarity contribution
-
-
-
-
total
-
-
-
58 213
Employee
30 679
-
92 164
-
income
3 681
-
11 060
-
social contributions
1 994
-
5 991
-
health
4 142
-
12 442
-
solidarity contribution
-
-
-
-
total
9 817
-
29 493
-
Employer
30 679
-
92 164
-
social contributions
7 670
-
23 041
-
health
2 761
-
8 295
-
total
10 431
-
31 336
-
Corporate
82 390
123 500
-
-
income
15 654
23 465
-
-
total
15 654
23 465
-
-
Dividends
66 736
100 035
-
-
withholding
10 010
15 005
-
-
total
10 010
15 005
-
-
Income
123 500
123 500
123 500
123 500
Total tax
45 912
38 470
60 829
58 213
After tax
77 588
85 030
62 671
65 287
Living cost
20 862
20 862
20 862
20 862
Free-cash
56 726
64 168
41 809
44 425

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽39580
₽50152
₽36964
₽59323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
health
-
-
-
16 673
social contributions
-
-
-
30 019
income
-
-
-
11 521
solidarity contribution
-
-
-
-
total
-
-
-
58 213
Employee
37 805
-
92 164
-
income
4 537
-
11 060
-
social contributions
2 457
-
5 991
-
health
5 104
-
12 442
-
solidarity contribution
-
-
-
-
total
12 098
-
29 493
-
Employer
37 805
-
92 164
-
social contributions
9 451
-
23 041
-
health
3 402
-
8 295
-
total
12 853
-
31 336
-
Corporate
72 842
123 500
-
-
income
13 840
23 465
-
-
total
13 840
23 465
-
-
Dividends
59 002
100 035
-
-
withholding
8 850
15 005
-
-
total
8 850
15 005
-
-
Income
123 500
123 500
123 500
123 500
Total tax
47 641
38 470
60 829
58 213
After tax
75 859
85 030
62 671
65 287
Living cost
25 707
25 707
25 707
25 707
Free-cash
50 152
59 323
36 964
39 580

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽31262
-₽74056
-₽74056
-₽74056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
national
-
-
-
13 317
pensions
-
-
-
786
municipal
-
-
-
24 650
labour market
-
-
-
9 817
total
-
-
-
48 570
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
123 500
123 500
123 500
123 500
Total tax
153 888
153 888
153 888
48 570
After tax
-30 388
-30 388
-30 388
74 930
Living cost
43 668
43 668
43 668
43 668
Free-cash
-74 056
-74 056
-74 056
31 262

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽44357
₽71344
₽49345
₽76963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
health
-
-
-
16 056
pensions
-
-
-
24 699
income
-
-
-
16 550
total
-
-
-
57 305
Employee
25 648
-
92 301
-
unemployment
410
-
1 477
-
income
2 888
-
17 795
-
pensions
513
-
1 846
-
total
3 811
-
21 118
-
Employer
25 648
-
92 301
-
pensions
5 130
-
18 461
-
health
3 334
-
12 000
-
unemployment
206
-
738
-
total
8 670
-
31 199
-
Corporate
89 182
123 500
-
-
income
17 837
24 699
-
-
total
17 837
24 699
-
-
Dividends
71 346
98 801
-
-
total
-
-
-
-
Income
123 500
123 500
123 500
123 500
Total tax
30 318
24 699
52 317
57 305
After tax
93 182
98 801
71 183
66 195
Living cost
21 838
21 838
21 838
21 838
Free-cash
71 344
76 963
49 345
44 357

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽49282
₽45736
₽32349
₽44877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
123 500
national
-
-
-
16 026
health
-
-
-
1 525
municipal
-
-
-
21 956
total
-
-
-
39 507
Employee
47 567
-
103 895
-
unemployment
714
-
1 558
-
municipal
7 791
-
16 938
-
national
786
-
10 103
-
pensions
3 210
-
7 012
-
health
355
-
1 223
-
total
12 856
-
36 834
-
Employer
47 567
-
103 895
-
pensions
8 253
-
18 025
-
health
365
-
800
-
accident
48
-
105
-
unemployment
309
-
676
-
total
8 975
-
19 606
-
Corporate
66 958
123 500
-
-
income
13 391
24 699
-
-
total
13 391
24 699
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

40 175
74 100
-
-
municipal
7 232
13 338
-
-
national
599
5 875
-
-
total
7 831
19 213
-
-
Income
123 500
123 500
123 500
123 500
Total tax
43 053
43 912
56 440
39 507
After tax
80 447
79 588
67 060
83 993
Living cost
34 711
34 711
34 711
34 711
Free-cash
45 736
44 877
32 349
49 282

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽42305
₽39400
₽44009
₽34376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
-
health
-
-
-
4 106
pensions
-
-
-
25 431
social contributions
-
-
-
3 519
income
-
-
-
16 443
other
-
-
-
3 828
total
-
-
-
53 327
Employee
34 540
-
97 694
-
income
1 781
-
17 117
-
surtax
-
-
-
-
social contributions
985
-
2 785
-
pensions
3 907
-
5 916
-
total
6 673
-
25 818
-
Employer
34 540
-
97 694
-
pensions
5 676
-
10 118
-
social contributions
103
-
293
-
other
1 192
-
3 437
-
health
2 417
-
8 001
-
unemployment
1 398
-
3 956
-
total
10 786
-
25 805
-
Corporate
78 173
123 500
-
-
income
21 889
34 580
-
-
surtax
-
-
-
-
total
21 889
34 580
-
-
Dividends
56 284
88 920
-
-
withholding
7 204
11 382
-
-
social contributions
9 680
15 294
-
-
surtax
-
-
-
-
total
16 884
26 676
-
-
Income
123 500
123 500
123 500
123 500
Total tax
56 232
61 256
51 623
53 327
After tax
67 268
62 244
71 877
70 173
Living cost
27 868
27 868
27 868
27 868
Free-cash
39 400
34 376
44 009
42 305

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽39241
₽36651
₽40945
₽31312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
-
health
-
-
-
4 106
pensions
-
-
-
25 431
social contributions
-
-
-
3 519
income
-
-
-
16 443
other
-
-
-
3 828
total
-
-
-
53 327
Employee
38 694
-
97 694
-
income
2 284
-
17 117
-
surtax
-
-
-
-
social contributions
1 103
-
2 785
-
pensions
4 375
-
5 916
-
total
7 762
-
25 818
-
Employer
38 694
-
97 694
-
pensions
6 357
-
10 118
-
social contributions
117
-
293
-
other
1 335
-
3 437
-
health
2 709
-
8 001
-
unemployment
1 566
-
3 956
-
total
12 084
-
25 805
-
Corporate
72 722
123 500
-
-
income
20 362
34 580
-
-
surtax
-
-
-
-
total
20 362
34 580
-
-
Dividends
52 360
88 920
-
-
withholding
6 702
11 382
-
-
social contributions
9 007
15 294
-
-
surtax
-
-
-
-
total
15 709
26 676
-
-
Income
123 500
123 500
123 500
123 500
Total tax
55 917
61 256
51 623
53 327
After tax
67 583
62 244
71 877
70 173
Living cost
30 932
30 932
30 932
30 932
Free-cash
36 651
31 312
40 945
39 241

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽26506
₽24793
₽28210
₽18577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
-
health
-
-
-
4 106
pensions
-
-
-
25 431
social contributions
-
-
-
3 519
income
-
-
-
16 443
other
-
-
-
3 828
total
-
-
-
53 327
Employee
56 626
-
97 694
-
income
4 941
-
17 117
-
surtax
-
-
-
-
social contributions
1 613
-
2 785
-
pensions
6 405
-
5 916
-
total
12 959
-
25 818
-
Employer
56 626
-
97 694
-
pensions
9 304
-
10 118
-
social contributions
170
-
293
-
other
1 954
-
3 437
-
health
3 963
-
8 001
-
unemployment
2 294
-
3 956
-
total
17 685
-
25 805
-
Corporate
49 189
123 500
-
-
income
13 772
34 580
-
-
surtax
-
-
-
-
total
13 772
34 580
-
-
Dividends
35 417
88 920
-
-
withholding
4 533
11 382
-
-
social contributions
6 091
15 294
-
-
surtax
-
-
-
-
total
10 624
26 676
-
-
Income
123 500
123 500
123 500
123 500
Total tax
55 040
61 256
51 623
53 327
After tax
68 460
62 244
71 877
70 173
Living cost
43 667
43 667
43 667
43 667
Free-cash
24 793
18 577
28 210
26 506

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽116425
₽110390
₽92960
₽111485
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
123 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 235
total
-
-
-
1 235
Employee
7 300
-
123 500
-
income
1 460
-
24 700
-
total
1 460
-
24 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

116 200
123 500
-
-
total
-
-
-
-
Dividends
116 200
123 500
-
-
withholding
5 810
6 175
-
-
total
5 810
6 175
-
-
Income
123 500
123 500
123 500
123 500
Total tax
7 270
6 175
24 700
1 235
After tax
116 230
117 325
98 800
122 265
Living cost
5 840
5 840
5 840
5 840
Free-cash
110 390
111 485
92 960
116 425

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽113165
₽106519
₽89700
₽108225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
123 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 235
total
-
-
-
1 235
Employee
11 376
-
123 500
-
income
2 275
-
24 700
-
total
2 275
-
24 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

112 124
123 500
-
-
total
-
-
-
-
Dividends
112 124
123 500
-
-
withholding
5 606
6 175
-
-
total
5 606
6 175
-
-
Income
123 500
123 500
123 500
123 500
Total tax
7 881
6 175
24 700
1 235
After tax
115 619
117 325
98 800
122 265
Living cost
9 100
9 100
9 100
9 100
Free-cash
106 519
108 225
89 700
113 165

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽34635
₽40541
₽46326
₽28711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
123 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 882
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 210
trade
-
-
-
11 691
total
-
-
-
53 960
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
123 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
34 210
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 882
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
42 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 515
123 500
-
-
trade
11 267
17 722
-
-
income
11 777
18 525
-
-
chamber of commerce
252
319
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
1 019
-
-
total
23 945
37 585
-
-
Dividends
54 571
85 916
-
-
withholding
13 298
21 136
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

731
1 163
-
-
total
14 029
22 299
-
-
Income
123 500
123 500
123 500
123 500
Total tax
48 054
59 884
42 269
53 960
After tax
75 446
63 616
81 231
69 540
Living cost
34 905
34 905
34 905
34 905
Free-cash
40 541
28 711
46 326
34 635

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽41016
₽44964
₽53846
₽34964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
123 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 882
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 210
trade
-
-
-
12 830
total
-
-
-
55 099
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
123 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
34 210
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 882
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
42 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
88 920
123 500
-
-
trade
14 005
19 451
-
-
income
13 338
18 525
-
-
chamber of commerce
264
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

734
1 019
-
-
total
28 341
39 309
-
-
Dividends
60 578
84 191
-
-
withholding
14 801
20 703
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

813
1 139
-
-
total
15 614
21 842
-
-
Income
123 500
123 500
123 500
123 500
Total tax
51 151
61 151
42 269
55 099
After tax
72 349
62 349
81 231
68 401
Living cost
27 385
27 385
27 385
27 385
Free-cash
44 964
34 964
53 846
41 016

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽32313
₽38900
₽45714
₽26195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
123 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 882
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 210
trade
-
-
-
13 401
total
-
-
-
55 670
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
123 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
34 210
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 882
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
42 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 651
123 500
-
-
trade
12 773
20 316
-
-
income
11 648
18 525
-
-
chamber of commerce
247
312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

640
1 019
-
-
total
25 308
40 172
-
-
Dividends
52 342
83 328
-
-
withholding
12 743
20 489
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

700
1 127
-
-
total
13 443
21 616
-
-
Income
123 500
123 500
123 500
123 500
Total tax
49 083
61 788
42 269
55 670
After tax
74 417
61 712
81 231
67 830
Living cost
35 517
35 517
35 517
35 517
Free-cash
38 900
26 195
45 714
32 313

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽25842
₽34319
₽39813
₽19659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
123 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 882
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
34 210
trade
-
-
-
13 971
total
-
-
-
56 240
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
123 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
34 210
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 882
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
42 269
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 165
123 500
-
-
trade
11 862
21 180
-
-
income
10 375
18 525
-
-
chamber of commerce
235
311
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

571
1 019
-
-
total
23 043
41 035
-
-
Dividends
46 121
82 465
-
-
withholding
11 186
20 273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

616
1 115
-
-
total
11 802
21 388
-
-
Income
123 500
123 500
123 500
123 500
Total tax
47 763
62 423
42 269
56 240
After tax
75 737
61 077
81 231
67 260
Living cost
41 418
41 418
41 418
41 418
Free-cash
34 319
19 659
39 813
25 842

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽38294
₽54500
₽35883
₽57374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
3 922
unemployment
-
-
-
206
health
-
-
-
8 567
pensions
-
-
-
24 133
income
-
-
-
28 071
other
-
-
-
-
total
-
-
-
64 899
Employee
30 447
-
102 023
-
unemployment
2 119
-
7 101
-
other
-
-
-
-
income
5 104
-
25 785
-
surtax
108
-
3 541
-
pensions
2 031
-
6 805
-
health
777
-
2 601
-
total
10 139
-
45 833
-
Employer
30 447
-
102 023
-
pensions
4 059
-
13 600
-
other
-
-
-
-
health
1 385
-
4 643
-
unemployment
966
-
3 234
-
total
6 410
-
21 477
-
Corporate
86 643
123 500
-
-
income
22 527
32 110
-
-
total
22 527
32 110
-
-
Dividends
64 116
91 390
-
-
withholding
9 617
13 709
-
-
total
9 617
13 709
-
-
Income
123 500
123 500
123 500
123 500
Total tax
48 693
45 819
67 310
64 899
After tax
74 807
77 681
56 190
58 601
Living cost
20 307
20 307
20 307
20 307
Free-cash
54 500
57 374
35 883
38 294

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽38650
₽54916
₽36239
₽57730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
surtax
-
-
-
3 922
unemployment
-
-
-
206
health
-
-
-
8 567
pensions
-
-
-
24 133
income
-
-
-
28 071
other
-
-
-
-
total
-
-
-
64 899
Employee
29 898
-
102 023
-
unemployment
2 081
-
7 101
-
other
-
-
-
-
income
5 012
-
25 785
-
surtax
98
-
3 541
-
pensions
1 994
-
6 805
-
health
763
-
2 601
-
total
9 948
-
45 833
-
Employer
29 898
-
102 023
-
pensions
3 986
-
13 600
-
other
-
-
-
-
health
1 361
-
4 643
-
unemployment
947
-
3 234
-
total
6 294
-
21 477
-
Corporate
87 308
123 500
-
-
income
22 701
32 110
-
-
total
22 701
32 110
-
-
Dividends
64 608
91 390
-
-
withholding
9 690
13 709
-
-
total
9 690
13 709
-
-
Income
123 500
123 500
123 500
123 500
Total tax
48 633
45 819
67 310
64 899
After tax
74 867
77 681
56 190
58 601
Living cost
19 951
19 951
19 951
19 951
Free-cash
54 916
57 730
36 239
38 650

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽67623
₽51924
₽53662
₽51549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
unemployment
-
-
-
1 852
health
-
-
-
8 645
pensions
-
-
-
12 350
income
-
-
-
15 098
total
-
-
-
37 945
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
103 347
-
unemployment
388
155
1 550
-
income
3 164
1 259
12 634
-
pensions
2 588
1 030
10 335
-
health
1 812
721
7 234
-
total
7 952
3 165
31 753
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
103 347
-
pensions
5 048
2 009
20 153
-
total
5 048
2 009
20 153
-
Corporate
92 568
111 189
-
-
income
8 331
10 007
-
-
total
8 331
10 007
-
-
Dividends
84 237
101 182
-
-
withholding
16 005
19 225
-
-
social contributions
16 308
19 613
-
-
total
32 313
38 838
-
-
Income
123 500
123 500
123 500
123 500
Total tax
53 644
54 019
51 906
37 945
After tax
69 856
69 481
71 594
85 555
Living cost
17 932
17 932
17 932
17 932
Free-cash
51 924
51 549
53 662
67 623

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽29512
₽32466
₽30480
₽33195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
national
-
-
-
20 647
pensions
-
-
-
14 820
social contributions
-
-
-
1 328
municipal
-
-
-
13 324
total
-
-
-
50 119
Employee
68 005
-
106 765
-
municipal
8 400
-
13 803
-
national
13 016
-
21 388
-
pensions
2 720
-
4 271
-
total
24 136
-
39 462
-
Employer
68 005
-
106 765
-
pensions
5 440
-
8 541
-
social contributions
731
-
1 148
-
total
6 171
-
9 689
-
Corporate
44 835
123 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 967
24 700
-
-
total
8 967
24 700
-
-
Dividends
35 868
98 800
-
-
withholding
7 891
21 736
-
-
total
7 891
21 736
-
-
Income
123 500
123 500
123 500
123 500
Total tax
47 165
46 436
49 151
50 119
After tax
76 335
77 064
74 349
73 381
Living cost
43 869
43 869
43 869
43 869
Free-cash
32 466
33 195
30 480
29 512

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17764
₽36945
₽17764
₽34947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
social contributions
-
-
-
19 777
income
-
-
-
34 457
total
-
-
-
54 234
Employee
70 721
-
123 500
-
social contributions
5 875
-
19 777
-
income
13 345
-
34 457
-
total
19 220
-
54 234
-
Employer
70 721
-
123 500
-
total
-
-
-
-
Corporate
52 779
123 500
-
-
income
6 597
15 438
-
-
total
6 597
15 438
-
-
Dividends
46 182
108 062
-
-
withholding
9 236
21 613
-
-
total
9 236
21 613
-
-
Income
123 500
123 500
123 500
123 500
Total tax
35 053
37 051
54 234
54 234
After tax
88 447
86 449
69 266
69 266
Living cost
51 502
51 502
51 502
51 502
Free-cash
36 945
34 947
17 764
17 764

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽22885
₽23022
₽17008
₽27741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
national
-
-
-
28 546
regional
-
-
-
1 420
social contributions
-
-
-
31 765
municipal
-
-
-
734
total
-
-
-
62 465
Employee
80 351
-
123 500
-
municipal
425
-
655
-
national
13 923
-
24 792
-
social contributions
27 095
-
41 644
-
regional
758
-
1 251
-
total
42 201
-
68 342
-
Employer
80 351
-
123 500
-
total
-
-
-
-
Corporate
43 149
123 500
-
-
nationa
10 356
29 641
-
-
municipal
1 683
4 816
-
-
total
12 039
34 457
-
-
Dividends
31 109
89 043
-
-
withholding
8 088
23 152
-
-
total
8 088
23 152
-
-
Income
123 500
123 500
123 500
123 500
Total tax
62 328
57 609
68 342
62 465
After tax
61 172
65 891
55 158
61 035
Living cost
38 150
38 150
38 150
38 150
Free-cash
23 022
27 741
17 008
22 885

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽36238
₽38552
₽30393
₽40560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
123 500
national
-
-
-
28 546
regional
-
-
-
1 862
social contributions
-
-
-
31 765
municipal
-
-
-
734
total
-
-
-
62 907
Employee
50 152
-
123 500
-
municipal
266
-
655
-
national
7 945
-
24 792
-
social contributions
16 912
-
41 644
-
regional
675
-
1 661
-
total
25 798
-
68 752
-
Employer
50 152
-
123 500
-
total
-
-
-
-
Corporate
73 348
123 500
-
-
nationa