Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122500
per

Your estimated
City
free-cash

Andorra , Andorra
₽64203
₽79890
₽67460
₽82941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
26 951
income
-
-
-
4 038
total
-
-
-
30 989
Employee
29 206
-
106 060
-
social contributions
1 898
-
6 894
-
income
-
-
4 400
-
total
1 898
-
11 294
-
Employer
29 206
-
106 060
-
social contributions
4 527
-
16 438
-
total
4 527
-
16 438
-
Corporate
88 767
122 500
-
-
income
8 877
12 251
-
-
total
8 877
12 251
-
-
Dividends
79 890
110 249
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
15 302
12 251
27 732
30 989
After tax
107 198
110 249
94 768
91 511
Living cost
27 308
27 308
27 308
27 308
Free-cash
79 890
82 941
67 460
64 203

Estimated living cost  is ₽27308 per week

₽17657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽33111
₽38802
₽4139
₽39251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
-
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
490
pensions
-
-
-
19 634
income
-
-
-
26 592
total
-
-
-
60 406
Employee
39 711
36 203
95 123
-
unemployment
1 191
1 086
2 853
-
other
397
362
952
-
income
3 538
2 670
21 857
-
pensions
4 067
3 707
9 740
-
health
1 536
1 402
3 681
-
total
10 729
9 227
39 083
-
Employer
39 711
36 203
95 123
-
pensions
4 984
4 544
11 939
-
surtax
-
-
-
-
payroll
1 191
1 086
2 853
-
other
1 886
1 719
4 519
-
health
1 502
1 369
3 596
-
accident
515
471
1 236
-
unemployment
1 191
1 086
2 853
-
chamber of commerce
159
145
381
-
total
11 428
10 420
27 377
-
Corporate
71 360
75 877
91 675
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 840
18 969
22 918
-
total
17 840
18 969
22 918
-
Dividends
53 521
56 908
-
-
withholding
14 718
15 650
-
-
total
14 718
15 650
-
-
Income
122 500
122 500
122 500
122 500
Total tax
54 715
54 266
89 378
60 406
After tax
67 785
68 234
33 122
62 094
Living cost
28 983
28 983
28 983
28 983
Free-cash
38 802
39 251
4 139
33 111

Estimated living cost  is ₽28983 per week

₽17386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽29904
₽34722
₽1079
₽36127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
179
unemployment
-
-
-
5 572
health
-
-
-
8 118
chamber of commerce
-
-
-
490
pensions
-
-
-
19 634
income
-
-
-
26 592
total
-
-
-
60 585
Employee
45 401
36 203
94 984
-
unemployment
1 362
1 086
2 850
-
other
453
362
950
-
income
5 168
2 670
21 807
-
pensions
4 650
3 707
9 727
-
health
1 757
1 402
3 676
-
total
13 390
9 227
39 010
-
Employer
45 401
36 203
94 984
-
pensions
5 698
4 544
11 921
-
surtax
179
179
179
-
payroll
1 362
1 086
2 850
-
other
2 157
1 719
4 512
-
health
1 715
1 369
3 591
-
accident
590
471
1 234
-
unemployment
1 362
1 086
2 850
-
chamber of commerce
181
145
379
-
total
13 244
10 599
27 516
-
Corporate
63 856
75 698
91 536
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 964
18 924
22 884
-
total
15 964
18 924
22 884
-
Dividends
47 892
56 774
-
-
withholding
13 169
15 612
-
-
total
13 169
15 612
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 767
54 362
89 410
60 585
After tax
66 733
68 138
33 090
61 915
Living cost
32 011
32 011
32 011
32 011
Free-cash
34 722
36 127
1 079
29 904

Estimated living cost  is ₽32011 per week

₽21350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7404
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽21199
₽21840
₽12096
₽35464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
national
-
-
-
42 648
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 189
social contributions
-
-
-
19 340
total
-
-
-
68 177
Employee

The minimum management director salary is set at €45,000 per year.

64 983
-
94 880
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
826
-
national
19 978
-
32 307
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
4 950
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 874
-
7 117
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
4 460
-
total
31 859
-
49 660
-
Employer

The minimum management director salary is set at €45,000 per year.

64 983
-
94 880
-
surtax
7 368
-
10 761
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 758
-
8 406
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 996
-
5 834
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
1 233
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
1 386
-
total
18 915
-
27 620
-
Corporate
38 602
122 500
-
-
income
7 720
24 499
-
-
surtax
155
490
-
-
total
7 875
24 989
-
-
Dividends
30 727
97 511
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 887
28 923
-
-
total
8 887
28 923
-
-
Income
122 500
122 500
122 500
122 500
Total tax
67 536
53 912
77 280
68 177
After tax
54 964
68 588
45 220
54 323
Living cost
33 124
33 124
33 124
33 124
Free-cash
21 840
35 464
12 096
21 199

Estimated living cost  is ₽33124 per week

₽21336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽80063
₽83608
₽84465
₽89134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
18 375
total
-
-
-
26 834
Employee
20 661
-
116 284
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 066
-
11 628
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 814
-
2 782
-
health
950
-
1 457
-
total
5 057
-
16 216
-
Employer
20 661
-
116 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 277
-
3 491
-
health
1 426
-
2 186
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 054
-
6 216
-
Corporate
97 786
122 500
-
-
income
9 778
12 250
-
-
total
9 778
12 250
-
-
Dividends
88 007
110 250
-
-
withholding
4 400
5 513
-
-
total
4 400
5 513
-
-
Income
122 500
122 500
122 500
122 500
Total tax
23 289
17 763
22 432
26 834
After tax
99 211
104 737
100 068
95 666
Living cost
15 603
15 603
15 603
15 603
Free-cash
83 608
89 134
84 465
80 063

Estimated living cost  is ₽15603 per week

₽10320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽83774
₽88633
₽88176
₽92845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
127
health
-
-
-
3 643
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 689
income
-
-
-
18 375
total
-
-
-
26 834
Employee
15 747
-
116 284
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
income
1 574
-
11 628
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 383
-
2 782
-
health
724
-
1 457
-
total
3 854
-
16 216
-
Employer
15 747
-
116 284
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 736
-
3 491
-
health
1 087
-
2 186
-
accident

We are using the highest rate at 1.1%.

173
-
349
-
unemployment
94
-
190
-
total
3 090
-
6 216
-
Corporate
103 663
122 500
-
-
income
10 366
12 250
-
-
total
10 366
12 250
-
-
Dividends
93 297
110 250
-
-
withholding
4 665
5 513
-
-
total
4 665
5 513
-
-
Income
122 500
122 500
122 500
122 500
Total tax
21 975
17 763
22 432
26 834
After tax
100 525
104 737
100 068
95 666
Living cost
11 892
11 892
11 892
11 892
Free-cash
88 633
92 845
88 176
83 774

Estimated living cost  is ₽11892 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽64573
₽63511
₽63366
₽68454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
3 124
social contributions
-
-
-
14 699
income
-
-
-
19 071
total
-
-
-
36 894
Employee
69 856
69 856
112 598
-
income
7 606
6 467
18 464
-
social contributions
2 641
5 798
7 820
-
health
541
1 188
1 914
-
total
10 788
13 453
28 198
-
Employer
69 856
69 856
112 598
-
social contributions
2 641
5 798
7 820
-
health
588
1 293
2 083
-
total
3 229
7 091
9 903
-
Corporate
87 449
45 553
-
-
income
10 932
5 694
-
-
total
10 932
5 694
-
-
Dividends
76 517
39 859
-
-
withholding
13 007
6 775
-
-
total
13 007
6 775
-
-
Income
122 500
122 500
122 500
122 500
Total tax
37 956
33 013
38 101
36 894
After tax
84 544
89 487
84 399
85 606
Living cost
21 033
21 033
21 033
21 033
Free-cash
63 511
68 454
63 366
64 573

Estimated living cost  is ₽21033 per week

₽12606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽56140
₽56253
₽54933
₽60021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
3 124
social contributions
-
-
-
14 699
income
-
-
-
19 071
total
-
-
-
36 894
Employee
69 856
69 856
112 598
-
income
7 336
6 467
18 464
-
social contributions
3 395
5 798
7 820
-
health
695
1 188
1 914
-
total
11 426
13 453
28 198
-
Employer
69 856
69 856
112 598
-
social contributions
3 395
5 798
7 820
-
health
757
1 293
2 083
-
total
4 152
7 091
9 903
-
Corporate
77 458
45 553
-
-
income
9 682
5 694
-
-
total
9 682
5 694
-
-
Dividends
67 776
39 859
-
-
withholding
11 521
6 775
-
-
total
11 521
6 775
-
-
Income
122 500
122 500
122 500
122 500
Total tax
36 781
33 013
38 101
36 894
After tax
85 719
89 487
84 399
85 606
Living cost
29 466
29 466
29 466
29 466
Free-cash
56 253
60 021
54 933
56 140

Estimated living cost  is ₽29466 per week

₽20143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽43284
₽55789
₽41121
₽63297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
16 538
social contributions
-
-
-
30 282
income
-
-
-
11 352
solidarity contribution
-
-
-
-
total
-
-
-
58 172
Employee
30 948
-
91 418
-
income
3 714
-
10 970
-
social contributions
2 012
-
5 942
-
health
4 178
-
12 341
-
solidarity contribution
-
-
-
-
total
9 904
-
29 253
-
Employer
30 948
-
91 418
-
social contributions
7 737
-
22 854
-
health
2 785
-
8 228
-
total
10 522
-
31 082
-
Corporate
81 030
122 500
-
-
income
15 396
23 275
-
-
total
15 396
23 275
-
-
Dividends
65 634
99 225
-
-
withholding
9 845
14 884
-
-
total
9 845
14 884
-
-
Income
122 500
122 500
122 500
122 500
Total tax
45 667
38 159
60 335
58 172
After tax
76 833
84 341
62 165
64 328
Living cost
21 044
21 044
21 044
21 044
Free-cash
55 789
63 297
41 121
43 284

Estimated living cost  is ₽21044 per week

₽14618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽38396
₽49158
₽36233
₽58409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
16 538
social contributions
-
-
-
30 282
income
-
-
-
11 352
solidarity contribution
-
-
-
-
total
-
-
-
58 172
Employee
38 135
-
91 418
-
income
4 576
-
10 970
-
social contributions
2 479
-
5 942
-
health
5 148
-
12 341
-
solidarity contribution
-
-
-
-
total
12 203
-
29 253
-
Employer
38 135
-
91 418
-
social contributions
9 534
-
22 854
-
health
3 432
-
8 228
-
total
12 966
-
31 082
-
Corporate
71 399
122 500
-
-
income
13 566
23 275
-
-
total
13 566
23 275
-
-
Dividends
57 833
99 225
-
-
withholding
8 675
14 884
-
-
total
8 675
14 884
-
-
Income
122 500
122 500
122 500
122 500
Total tax
47 410
38 159
60 335
58 172
After tax
75 090
84 341
62 165
64 328
Living cost
25 932
25 932
25 932
25 932
Free-cash
49 158
58 409
36 233
38 396

Estimated living cost  is ₽25932 per week

₽19285
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽30565
-₽75995
-₽75995
-₽75995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
national
-
-
-
13 142
pensions
-
-
-
790
municipal
-
-
-
24 390
labour market
-
-
-
9 737
total
-
-
-
48 059
Employee
185 189
185 189
185 189
-
municipal
39 435
39 435
39 435
-
national
22 624
22 624
22 624
-
pensions
263
263
263
-
labour market
14 794
14 794
14 794
-
total
77 116
77 116
77 116
-
Employer
185 189
185 189
185 189
-
pensions
526
526
526
-
labour market
14 815
14 815
14 815
-
municipal
39 498
39 498
39 498
-
national
22 664
22 664
22 664
-
total
77 503
77 503
77 503
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
154 619
154 619
154 619
48 059
After tax
-32 119
-32 119
-32 119
74 441
Living cost
43 876
43 876
43 876
43 876
Free-cash
-75 995
-75 995
-75 995
30 565

Estimated living cost  is ₽43876 per week

₽30029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽43718
₽70414
₽48664
₽76058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
15 924
pensions
-
-
-
24 499
income
-
-
-
16 416
total
-
-
-
56 839
Employee
25 772
-
91 555
-
unemployment
412
-
1 465
-
income
2 901
-
17 652
-
pensions
515
-
1 831
-
total
3 828
-
20 948
-
Employer
25 772
-
91 555
-
pensions
5 155
-
18 310
-
health
3 350
-
11 902
-
unemployment
207
-
733
-
total
8 712
-
30 945
-
Corporate
88 017
122 500
-
-
income
17 603
24 499
-
-
total
17 603
24 499
-
-
Dividends
70 414
98 001
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
30 143
24 499
51 893
56 839
After tax
92 357
98 001
70 607
65 661
Living cost
21 943
21 943
21 943
21 943
Free-cash
70 414
76 058
48 664
43 718

Estimated living cost  is ₽21943 per week

₽15050
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽48566
₽44910
₽31768
₽44156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
122 500
national
-
-
-
15 770
health
-
-
-
1 507
municipal
-
-
-
21 779
total
-
-
-
39 056
Employee
47 796
-
103 054
-
unemployment
717
-
1 546
-
municipal
7 829
-
16 802
-
national
790
-
9 895
-
pensions
3 226
-
6 956
-
health
357
-
1 209
-
total
12 919
-
36 408
-
Employer
47 796
-
103 054
-
pensions
8 292
-
17 879
-
health
367
-
793
-
accident
48
-
103
-
unemployment
310
-
671
-
total
9 017
-
19 446
-
Corporate
65 686
122 500
-
-
income
13 137
24 499
-
-
total
13 137
24 499
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

39 412
73 500
-
-
municipal
7 094
13 230
-
-
national
545
5 737
-
-
total
7 639
18 967
-
-
Income
122 500
122 500
122 500
122 500
Total tax
42 712
43 466
55 854
39 056
After tax
79 788
79 034
66 646
83 444
Living cost
34 878
34 878
34 878
34 878
Free-cash
44 910
44 156
31 768
48 566

Estimated living cost  is ₽34878 per week

₽22782
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽41638
₽38786
₽43523
₽33737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
-
health
-
-
-
4 008
pensions
-
-
-
25 420
social contributions
-
-
-
3 491
income
-
-
-
16 143
other
-
-
-
3 798
total
-
-
-
52 860
Employee
34 706
-
97 018
-
income
1 789
-
16 900
-
surtax
-
-
-
-
social contributions
990
-
2 764
-
pensions
3 925
-
5 829
-
total
6 704
-
25 493
-
Employer
34 706
-
97 018
-
pensions
5 703
-
9 977
-
social contributions
103
-
291
-
other
1 198
-
3 393
-
health
2 429
-
7 892
-
unemployment
1 405
-
3 929
-
total
10 838
-
25 482
-
Corporate
76 955
122 500
-
-
income
21 548
34 300
-
-
surtax
-
-
-
-
total
21 548
34 300
-
-
Dividends
55 407
88 200
-
-
withholding
7 092
11 290
-
-
social contributions
9 530
15 171
-
-
surtax
-
-
-
-
total
16 622
26 461
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 712
60 761
50 975
52 860
After tax
66 788
61 739
71 525
69 640
Living cost
28 002
28 002
28 002
28 002
Free-cash
38 786
33 737
43 523
41 638

Estimated living cost  is ₽28002 per week

₽16240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽38559
₽36026
₽40444
₽30658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
-
health
-
-
-
4 008
pensions
-
-
-
25 420
social contributions
-
-
-
3 491
income
-
-
-
16 143
other
-
-
-
3 798
total
-
-
-
52 860
Employee
38 881
-
97 018
-
income
2 295
-
16 900
-
surtax
-
-
-
-
social contributions
1 109
-
2 764
-
pensions
4 396
-
5 829
-
total
7 800
-
25 493
-
Employer
38 881
-
97 018
-
pensions
6 387
-
9 977
-
social contributions
117
-
291
-
other
1 341
-
3 393
-
health
2 722
-
7 892
-
unemployment
1 574
-
3 929
-
total
12 141
-
25 482
-
Corporate
71 477
122 500
-
-
income
20 014
34 300
-
-
surtax
-
-
-
-
total
20 014
34 300
-
-
Dividends
51 464
88 200
-
-
withholding
6 587
11 290
-
-
social contributions
8 851
15 171
-
-
surtax
-
-
-
-
total
15 438
26 461
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 393
60 761
50 975
52 860
After tax
67 107
61 739
71 525
69 640
Living cost
31 081
31 081
31 081
31 081
Free-cash
36 026
30 658
40 444
38 559

Estimated living cost  is ₽31081 per week

₽19598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽25763
₽24106
₽27648
₽17862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
-
health
-
-
-
4 008
pensions
-
-
-
25 420
social contributions
-
-
-
3 491
income
-
-
-
16 143
other
-
-
-
3 798
total
-
-
-
52 860
Employee
56 899
-
97 018
-
income
4 965
-
16 900
-
surtax
-
-
-
-
social contributions
1 621
-
2 764
-
pensions
6 436
-
5 829
-
total
13 022
-
25 493
-
Employer
56 899
-
97 018
-
pensions
9 349
-
9 977
-
social contributions
171
-
291
-
other
1 964
-
3 393
-
health
3 982
-
7 892
-
unemployment
2 305
-
3 929
-
total
17 771
-
25 482
-
Corporate
47 831
122 500
-
-
income
13 392
34 300
-
-
surtax
-
-
-
-
total
13 392
34 300
-
-
Dividends
34 439
88 200
-
-
withholding
4 408
11 290
-
-
social contributions
5 924
15 171
-
-
surtax
-
-
-
-
total
10 332
26 461
-
-
Income
122 500
122 500
122 500
122 500
Total tax
54 517
60 761
50 975
52 860
After tax
67 983
61 739
71 525
69 640
Living cost
43 877
43 877
43 877
43 877
Free-cash
24 106
17 862
27 648
25 763

Estimated living cost  is ₽43877 per week

₽29695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽115432
₽109437
₽92157
₽110532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 225
total
-
-
-
1 225
Employee
7 303
-
122 500
-
income
1 460
-
24 500
-
total
1 460
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

115 197
122 500
-
-
total
-
-
-
-
Dividends
115 197
122 500
-
-
withholding
5 760
6 125
-
-
total
5 760
6 125
-
-
Income
122 500
122 500
122 500
122 500
Total tax
7 220
6 125
24 500
1 225
After tax
115 280
116 375
98 000
121 275
Living cost
5 843
5 843
5 843
5 843
Free-cash
109 437
110 532
92 157
115 432

Estimated living cost  is ₽5843 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽112170
₽105563
₽88895
₽107270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 225
total
-
-
-
1 225
Employee
11 381
-
122 500
-
income
2 276
-
24 500
-
total
2 276
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

111 119
122 500
-
-
total
-
-
-
-
Dividends
111 119
122 500
-
-
withholding
5 556
6 125
-
-
total
5 556
6 125
-
-
Income
122 500
122 500
122 500
122 500
Total tax
7 832
6 125
24 500
1 225
After tax
114 668
116 375
98 000
121 275
Living cost
9 105
9 105
9 105
9 105
Free-cash
105 563
107 270
88 895
112 170

Estimated living cost  is ₽9105 per week

₽6161
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽34145
₽39918
₽45663
₽28034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 853
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 705
trade
-
-
-
11 518
total
-
-
-
53 282
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 201
-
122 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 717
-
33 705
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
1 853
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 128
-
41 764
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 299
122 500
-
-
trade
11 092
17 579
-
-
income
11 595
18 376
-
-
chamber of commerce
252
317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

638
1 010
-
-
total
23 577
37 282
-
-
Dividends
53 721
85 217
-
-
withholding
13 085
20 958
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

719
1 153
-
-
total
13 804
22 111
-
-
Income
122 500
122 500
122 500
122 500
Total tax
47 509
59 393
41 764
53 282
After tax
74 991
63 107
80 736
69 218
Living cost
35 073
35 073
35 073
35 073
Free-cash
39 918
28 034
45 663
34 145

Estimated living cost  is ₽35073 per week

₽24194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽40578
₽44379
₽53220
₽34331
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 853
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 705
trade
-
-
-
12 642
total
-
-
-
54 406
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 747
-
122 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

971
-
33 705
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 853
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
7 230
-
41 764
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 753
122 500
-
-
trade
13 821
19 293
-
-
income
13 163
18 376
-
-
chamber of commerce
264
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

724
1 010
-
-
total
27 972
38 993
-
-
Dividends
59 782
83 507
-
-
withholding
14 600
20 531
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

803
1 129
-
-
total
15 403
21 660
-
-
Income
122 500
122 500
122 500
122 500
Total tax
50 605
60 653
41 764
54 406
After tax
71 895
61 847
80 736
68 094
Living cost
27 516
27 516
27 516
27 516
Free-cash
44 379
34 331
53 220
40 578

Estimated living cost  is ₽27516 per week

₽17309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽31844
₽38293
₽45048
₽25528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 853
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 705
trade
-
-
-
13 204
total
-
-
-
54 968
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 070
-
122 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
33 705
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
1 853
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
10 381
-
41 764
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 430
122 500
-
-
trade
12 573
20 152
-
-
income
11 464
18 376
-
-
chamber of commerce
247
312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

631
1 010
-
-
total
24 915
39 850
-
-
Dividends
51 515
82 650
-
-
withholding
12 533
20 317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

690
1 117
-
-
total
13 223
21 434
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 519
61 284
41 764
54 968
After tax
73 981
61 216
80 736
67 532
Living cost
35 688
35 688
35 688
35 688
Free-cash
38 293
25 528
45 048
31 844

Estimated living cost  is ₽35688 per week

₽23868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽25355
₽33703
₽39119
₽18971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 853
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 206
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 705
trade
-
-
-
13 764
total
-
-
-
55 528
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 597
-
122 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 420
-
33 705
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
1 853
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 206
-
6 206
-
total
12 979
-
41 764
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 903
122 500
-
-
trade
11 645
21 008
-
-
income
10 185
18 376
-
-
chamber of commerce
233
310
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

560
1 010
-
-
total
22 623
40 704
-
-
Dividends
45 280
81 795
-
-
withholding
10 975
20 103
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

603
1 105
-
-
total
11 578
21 208
-
-
Income
122 500
122 500
122 500
122 500
Total tax
47 180
61 912
41 764
55 528
After tax
75 320
60 588
80 736
66 972
Living cost
41 617
41 617
41 617
41 617
Free-cash
33 703
18 971
39 119
25 355

Estimated living cost  is ₽41617 per week

₽30395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽37720
₽53758
₽35529
₽56648
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
3 822
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
27 489
other
-
-
-
-
total
-
-
-
64 375
Employee
30 594
-
101 197
-
unemployment
2 129
-
7 044
-
other
-
-
-
-
income
5 129
-
25 413
-
surtax
109
-
3 476
-
pensions
2 041
-
6 749
-
health
781
-
2 581
-
total
10 189
-
45 263
-
Employer
30 594
-
101 197
-
pensions
4 079
-
13 490
-
other
-
-
-
-
health
1 391
-
4 605
-
unemployment
971
-
3 208
-
total
6 441
-
21 303
-
Corporate
85 466
122 500
-
-
income
22 220
31 850
-
-
total
22 220
31 850
-
-
Dividends
63 245
90 650
-
-
withholding
9 487
13 597
-
-
total
9 487
13 597
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 337
45 447
66 566
64 375
After tax
74 163
77 053
55 934
58 125
Living cost
20 405
20 405
20 405
20 405
Free-cash
53 758
56 648
35 529
37 720

Estimated living cost  is ₽20405 per week

₽12320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽38078
₽54179
₽35887
₽57006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
surtax
-
-
-
3 822
unemployment
-
-
-
207
health
-
-
-
8 608
pensions
-
-
-
24 249
income
-
-
-
27 489
other
-
-
-
-
total
-
-
-
64 375
Employee
30 042
-
101 197
-
unemployment
2 091
-
7 044
-
other
-
-
-
-
income
5 036
-
25 413
-
surtax
98
-
3 476
-
pensions
2 003
-
6 749
-
health
767
-
2 581
-
total
9 995
-
45 263
-
Employer
30 042
-
101 197
-
pensions
4 005
-
13 490
-
other
-
-
-
-
health
1 367
-
4 605
-
unemployment
952
-
3 208
-
total
6 324
-
21 303
-
Corporate
86 134
122 500
-
-
income
22 394
31 850
-
-
total
22 394
31 850
-
-
Dividends
63 740
90 650
-
-
withholding
9 561
13 597
-
-
total
9 561
13 597
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 274
45 447
66 566
64 375
After tax
74 226
77 053
55 934
58 125
Living cost
20 047
20 047
20 047
20 047
Free-cash
54 179
57 006
35 887
38 078

Estimated living cost  is ₽20047 per week

₽12257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽66673
₽51116
₽52825
₽50740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
1 838
health
-
-
-
8 575
pensions
-
-
-
12 250
income
-
-
-
14 976
total
-
-
-
37 639
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
102 510
-
unemployment
394
157
1 538
-
income
3 210
1 277
12 532
-
pensions
2 626
1 045
10 251
-
health
1 838
731
7 176
-
total
8 068
3 210
31 497
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 255
10 449
102 510
-
pensions
5 120
2 038
19 990
-
total
5 120
2 038
19 990
-
Corporate
91 125
110 013
-
-
income
8 201
9 901
-
-
total
8 201
9 901
-
-
Dividends
82 924
100 112
-
-
withholding
15 756
19 021
-
-
social contributions
16 051
19 402
-
-
total
31 807
38 423
-
-
Income
122 500
122 500
122 500
122 500
Total tax
53 196
53 572
51 487
37 639
After tax
69 304
68 928
71 013
84 861
Living cost
18 188
18 188
18 188
18 188
Free-cash
51 116
50 740
52 825
66 673

Estimated living cost  is ₽18188 per week

₽12412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3925
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽28822
₽31714
₽29784
₽32446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
national
-
-
-
20 462
pensions
-
-
-
14 700
social contributions
-
-
-
1 317
municipal
-
-
-
13 205
total
-
-
-
49 684
Employee
68 198
-
105 900
-
municipal
8 424
-
13 679
-
national
13 053
-
21 197
-
pensions
2 728
-
4 236
-
total
24 205
-
39 112
-
Employer
68 198
-
105 900
-
pensions
5 456
-
8 472
-
social contributions
733
-
1 138
-
total
6 189
-
9 610
-
Corporate
43 611
122 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 722
24 500
-
-
total
8 722
24 500
-
-
Dividends
34 889
98 000
-
-
withholding
7 676
21 560
-
-
total
7 676
21 560
-
-
Income
122 500
122 500
122 500
122 500
Total tax
46 792
46 060
48 722
49 684
After tax
75 708
76 440
73 778
72 816
Living cost
43 994
43 994
43 994
43 994
Free-cash
31 714
32 446
29 784
28 822

Estimated living cost  is ₽43994 per week

₽29902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17196
₽36006
₽17196
₽34000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
19 569
income
-
-
-
33 985
total
-
-
-
53 554
Employee
71 062
-
122 500
-
social contributions
5 904
-
19 569
-
income
13 409
-
33 985
-
total
19 313
-
53 554
-
Employer
71 062
-
122 500
-
total
-
-
-
-
Corporate
51 438
122 500
-
-
income
6 430
15 312
-
-
total
6 430
15 312
-
-
Dividends
45 008
107 188
-
-
withholding
9 001
21 438
-
-
total
9 001
21 438
-
-
Income
122 500
122 500
122 500
122 500
Total tax
34 744
36 750
53 554
53 554
After tax
87 756
85 750
68 946
68 946
Living cost
51 750
51 750
51 750
51 750
Free-cash
36 006
34 000
17 196
17 196

Estimated living cost  is ₽51750 per week

₽39370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4217
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽22291
₽22280
₽16462
₽27025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
national
-
-
-
28 233
regional
-
-
-
1 407
social contributions
-
-
-
31 507
municipal
-
-
-
728
total
-
-
-
61 875
Employee
80 738
-
122 500
-
municipal
428
-
650
-
national
13 990
-
24 510
-
social contributions
27 225
-
41 306
-
regional
762
-
1 238
-
total
42 405
-
67 704
-
Employer
80 738
-
122 500
-
total
-
-
-
-
Corporate
41 762
122 500
-
-
nationa
10 023
29 401
-
-
municipal
1 629
4 777
-
-
total
11 652
34 178
-
-
Dividends
30 109
88 322
-
-
withholding
7 829
22 963
-
-
total
7 829
22 963
-
-
Income
122 500
122 500
122 500
122 500
Total tax
61 886
57 141
67 704
61 875
After tax
60 614
65 359
54 796
60 625
Living cost
38 334
38 334
38 334
38 334
Free-cash
22 280
27 025
16 462
22 291

Estimated living cost  is ₽38334 per week

₽26722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35713
₽37901
₽29913
₽39916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
national
-
-
-
28 233
regional
-
-
-
1 847
social contributions
-
-
-
31 507
municipal
-
-
-
728
total
-
-
-
62 315
Employee
50 394
-
122 500
-
municipal
267
-
650
-
national
7 984
-
24 510
-
social contributions
16 993
-
41 306
-
regional
678
-
1 649
-
total
25 922
-
68 115
-
Employer
50 394
-
122 500
-
total
-
-
-
-
Corporate
72 106
122 500
-
-
nationa