Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122500
per

Your estimated
City
free-cash

Andorra , Andorra
₽85311
₽69348
₽66093
₽82522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
26 950
income
-
-
-
4 517
total
-
-
-
31 467
Employee
26 673
-
106 061
-
social contributions
1 733
-
6 895
-
income
-
-
4 878
-
total
1 733
-
11 773
-
Employer
26 673
-
106 061
-
social contributions
4 135
-
16 439
-
total
4 135
-
16 439
-
Corporate
91 692
122 500
-
-
income
9 170
12 249
-
-
total
9 170
12 249
-
-
Dividends
82 523
110 251
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
15 038
12 249
28 212
31 467
After tax
107 462
110 251
94 288
91 033
Living cost
24 940
24 940
24 940
24 940
Free-cash
82 522
85 311
69 348
66 093

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽41625
₽5639
₽36359
₽41214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
chamber of commerce
-
-
-
490
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
28 748
surtax
-
-
-
-
total
-
-
-
59 672
Employee
36 267
33 064
95 122
-
health
1 403
1 280
3 681
-
pensions
3 714
3 385
9 741
-
other
362
331
951
-
unemployment
1 088
992
2 853
-
income
3 231
2 439
22 797
-
total
9 798
8 427
40 023
-
Employer
36 267
33 064
95 122
-
pensions
4 552
4 150
11 938
-
accident
471
430
1 236
-
unemployment
1 088
992
2 853
-
surtax
-
-
-
-
payroll
1 088
992
2 853
-
chamber of commerce
145
132
381
-
health
1 371
1 250
3 596
-
other
1 722
1 570
4 519
-
total
10 437
9 516
27 376
-
Corporate
75 796
79 920
91 976
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 949
19 980
22 993
-
total
18 949
19 980
22 993
-
Dividends
56 847
59 941
-
-
withholding
15 633
16 483
-
-
total
15 633
16 483
-
-
Income
122 500
122 500
122 500
122 500
Total tax
54 817
54 406
90 392
59 672
After tax
67 683
68 094
32 108
62 828
Living cost
26 469
26 469
26 469
26 469
Free-cash
41 214
41 625
5 639
36 359

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38770
₽2846
₽33430
₽37487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
chamber of commerce
-
-
-
490
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
28 748
surtax
-
-
-
164
total
-
-
-
59 836
Employee
41 463
33 064
94 997
-
health
1 604
1 280
3 676
-
pensions
4 246
3 385
9 727
-
other
414
331
949
-
unemployment
1 244
992
2 850
-
income
4 720
2 439
22 754
-
total
12 228
8 427
39 956
-
Employer
41 463
33 064
94 997
-
pensions
5 204
4 150
11 922
-
accident
538
430
1 234
-
unemployment
1 244
992
2 850
-
surtax
164
164
164
-
payroll
1 244
992
2 850
-
chamber of commerce
165
132
379
-
health
1 567
1 250
3 591
-
other
1 970
1 570
4 512
-
total
12 096
9 680
27 502
-
Corporate
68 942
79 757
91 848
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 236
19 939
22 962
-
total
17 236
19 939
22 962
-
Dividends
51 706
59 818
-
-
withholding
14 219
16 450
-
-
total
14 219
16 450
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 779
54 496
90 420
59 836
After tax
66 721
68 004
32 080
62 664
Living cost
29 234
29 234
29 234
29 234
Free-cash
37 487
38 770
2 846
33 430

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽38308
₽14196
₽23372
₽25865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
19 168
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 200
national
-
-
-
43 509
total
-
-
-
68 877
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
94 879
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 459
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
7 117
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 949
-
national
18 246
-
33 082
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
825
-
total
29 096
-
50 432
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
94 879
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 234
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 386
-
surtax
6 729
-
10 760
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 835
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 406
-
total
17 275
-
27 621
-
Corporate
45 878
122 500
-
-
surtax
184
490
-
-
income
9 176
24 500
-
-
total
9 360
24 990
-
-
Dividends
36 518
97 510
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 653
28 951
-
-
total
10 653
28 951
-
-
Income
122 500
122 500
122 500
122 500
Total tax
66 384
53 941
78 053
68 877
After tax
56 116
68 559
44 447
53 623
Living cost
30 251
30 251
30 251
30 251
Free-cash
25 865
38 308
14 196
23 372

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽90474
₽86678
₽82129
₽85422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 375
total
-
-
-
26 108
Employee
18 887
-
116 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 682
-
total
4 624
-
15 876
-
Employer
18 887
-
116 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
99 907
122 500
-
-
income
9 990
12 250
-
-
total
9 990
12 250
-
-
Dividends
89 917
110 250
-
-
withholding
4 496
5 513
-
-
total
4 496
5 513
-
-
Income
122 500
122 500
122 500
122 500
Total tax
22 815
17 763
21 559
26 108
After tax
99 685
104 737
100 941
96 392
Living cost
14 263
14 263
14 263
14 263
Free-cash
85 422
90 474
86 678
82 129

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽93866
₽90070
₽85521
₽90015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
18 375
total
-
-
-
26 108
Employee
14 395
-
116 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 682
-
total
3 523
-
15 876
-
Employer
14 395
-
116 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
105 280
122 500
-
-
income
10 528
12 250
-
-
total
10 528
12 250
-
-
Dividends
94 752
110 250
-
-
withholding
4 738
5 513
-
-
total
4 738
5 513
-
-
Income
122 500
122 500
122 500
122 500
Total tax
21 614
17 763
21 559
26 108
After tax
100 886
104 737
100 941
96 392
Living cost
10 871
10 871
10 871
10 871
Free-cash
90 015
93 866
90 070
85 521

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽70233
₽64560
₽65704
₽65718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
13 424
health
-
-
-
3 124
income
-
-
-
21 039
total
-
-
-
37 587
Employee
63 798
63 798
113 263
-
health
494
1 085
1 926
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
20 425
-
total
9 853
12 286
29 493
-
Employer
63 798
63 798
113 263
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 096
-
total
2 949
6 476
9 238
-
Corporate
90 489
52 227
-
-
income
11 311
6 528
-
-
total
11 311
6 528
-
-
Dividends
79 178
45 699
-
-
withholding
13 460
7 768
-
-
total
13 460
7 768
-
-
Income
122 500
122 500
122 500
122 500
Total tax
37 573
33 058
38 731
37 587
After tax
84 927
89 442
83 769
84 913
Living cost
19 209
19 209
19 209
19 209
Free-cash
65 718
70 233
64 560
65 704

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽62532
₽56859
₽58003
₽59091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
13 424
health
-
-
-
3 124
income
-
-
-
21 039
total
-
-
-
37 587
Employee
63 798
63 798
113 263
-
health
635
1 085
1 926
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
20 425
-
total
10 434
12 286
29 493
-
Employer
63 798
63 798
113 263
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 096
-
total
3 791
6 476
9 238
-
Corporate
81 364
52 227
-
-
income
10 171
6 528
-
-
total
10 171
6 528
-
-
Dividends
71 193
45 699
-
-
withholding
12 103
7 768
-
-
total
12 103
7 768
-
-
Income
122 500
122 500
122 500
122 500
Total tax
36 499
33 058
38 731
37 587
After tax
86 001
89 442
83 769
84 913
Living cost
26 910
26 910
26 910
26 910
Free-cash
59 091
62 532
56 859
58 003

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽64818
₽42642
₽46667
₽57854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
28 093
health
-
-
-
16 537
solidarity contribution
-
-
-
-
income
-
-
-
11 680
total
-
-
-
56 310
Employee
28 710
-
91 418
-
health
3 876
-
12 341
-
social contributions
1 866
-
5 942
-
solidarity contribution
-
-
-
-
income
3 445
-
10 970
-
total
9 187
-
29 253
-
Employer
28 710
-
91 418
-
social contributions
7 178
-
22 854
-
health
2 584
-
8 228
-
total
9 762
-
31 082
-
Corporate
84 028
122 500
-
-
income
15 965
23 275
-
-
total
15 965
23 275
-
-
Dividends
68 063
99 225
-
-
withholding
10 209
14 884
-
-
total
10 209
14 884
-
-
Income
122 500
122 500
122 500
122 500
Total tax
45 123
38 159
60 335
56 310
After tax
77 377
84 341
62 165
66 190
Living cost
19 523
19 523
19 523
19 523
Free-cash
57 854
64 818
42 642
46 667

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽60284
₽38108
₽42133
₽51701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
28 093
health
-
-
-
16 537
solidarity contribution
-
-
-
-
income
-
-
-
11 680
total
-
-
-
56 310
Employee
35 378
-
91 418
-
health
4 776
-
12 341
-
social contributions
2 300
-
5 942
-
solidarity contribution
-
-
-
-
income
4 245
-
10 970
-
total
11 321
-
29 253
-
Employer
35 378
-
91 418
-
social contributions
8 845
-
22 854
-
health
3 184
-
8 228
-
total
12 029
-
31 082
-
Corporate
75 093
122 500
-
-
income
14 268
23 275
-
-
total
14 268
23 275
-
-
Dividends
60 825
99 225
-
-
withholding
9 124
14 884
-
-
total
9 124
14 884
-
-
Income
122 500
122 500
122 500
122 500
Total tax
46 742
38 159
60 335
56 310
After tax
75 758
84 341
62 165
66 190
Living cost
24 057
24 057
24 057
24 057
Free-cash
51 701
60 284
38 108
42 133

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽58754
-₽58754
₽33572
-₽58754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
labour market
-
-
-
9 742
municipal
-
-
-
24 804
pensions
-
-
-
721
national
-
-
-
13 596
total
-
-
-
48 863
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
141 189
141 189
141 189
48 863
After tax
-18 689
-18 689
-18 689
73 637
Living cost
40 065
40 065
40 065
40 065
Free-cash
-58 754
-58 754
-58 754
33 572

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽77960
₽50570
₽45619
₽72805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
health
-
-
-
15 926
pensions
-
-
-
24 500
income
-
-
-
16 415
total
-
-
-
56 841
Employee
23 536
-
91 554
-
pensions
471
-
1 831
-
unemployment
376
-
1 464
-
income
2 650
-
17 651
-
total
3 497
-
20 946
-
Employer
23 536
-
91 554
-
pensions
4 708
-
18 311
-
unemployment
189
-
732
-
health
3 059
-
11 901
-
total
7 956
-
30 944
-
Corporate
91 008
122 500
-
-
income
18 202
24 500
-
-
total
18 202
24 500
-
-
Dividends
72 806
98 000
-
-
total
-
-
-
-
Income
122 500
122 500
122 500
122 500
Total tax
29 655
24 500
51 890
56 841
After tax
92 845
98 000
70 610
65 659
Living cost
20 040
20 040
20 040
20 040
Free-cash
72 805
77 960
50 570
45 619

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽46377
₽33913
₽50594
₽47894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
122 500
health
-
-
-
1 540
municipal
-
-
-
21 773
national
-
-
-
16 740
total
-
-
-
40 053
Employee
43 651
-
103 055
-
health
326
-
1 241
-
municipal
7 150
-
16 796
-
pensions
2 946
-
6 956
-
national
721
-
10 750
-
unemployment
655
-
1 546
-
total
11 798
-
37 289
-
Employer
43 651
-
103 055
-
accident
44
-
102
-
unemployment
283
-
669
-
health
335
-
794
-
pensions
7 573
-
17 880
-
total
8 235
-
19 445
-
Corporate
70 613
122 500
-
-
income
14 123
24 500
-
-
total
14 123
24 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

42 368
73 500
-
-
municipal
7 627
13 230
-
-
national
970
6 540
-
-
total
8 597
19 770
-
-
Income
122 500
122 500
122 500
122 500
Total tax
42 753
44 270
56 734
40 053
After tax
79 747
78 230
65 766
82 447
Living cost
31 853
31 853
31 853
31 853
Free-cash
47 894
46 377
33 913
50 594

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽36167
₽44392
₽43841
₽40777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
3 491
health
-
-
-
4 442
pensions
-
-
-
24 096
other
-
-
-
3 798
income
-
-
-
17 259
surtax
-
-
-
-
total
-
-
-
53 086
Employee
31 696
-
96 243
-
income
1 634
-
17 438
-
social contributions
904
-
2 741
-
pensions
3 585
-
6 098
-
surtax
-
-
-
-
total
6 123
-
26 277
-
Employer
31 696
-
96 243
-
pensions
5 208
-
10 370
-
social contributions
94
-
288
-
unemployment
1 283
-
3 898
-
health
2 218
-
8 201
-
other
1 094
-
3 501
-
total
9 897
-
26 258
-
Corporate
80 905
122 500
-
-
surtax
-
-
-
-
income
22 653
34 300
-
-
total
22 653
34 300
-
-
Dividends
58 252
88 200
-
-
surtax
-
-
-
-
withholding
7 457
11 290
-
-
social contributions
10 020
15 170
-
-
total
17 477
26 460
-
-
Income
122 500
122 500
122 500
122 500
Total tax
56 150
60 760
52 535
53 086
After tax
66 350
61 740
69 965
69 414
Living cost
25 573
25 573
25 573
25 573
Free-cash
40 777
36 167
44 392
43 841

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽33354
₽41579
₽41028
₽38256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
3 491
health
-
-
-
4 442
pensions
-
-
-
24 096
other
-
-
-
3 798
income
-
-
-
17 259
surtax
-
-
-
-
total
-
-
-
53 086
Employee
35 509
-
96 243
-
income
2 096
-
17 438
-
social contributions
1 012
-
2 741
-
pensions
4 015
-
6 098
-
surtax
-
-
-
-
total
7 123
-
26 277
-
Employer
35 509
-
96 243
-
pensions
5 833
-
10 370
-
social contributions
107
-
288
-
unemployment
1 437
-
3 898
-
health
2 486
-
8 201
-
other
1 225
-
3 501
-
total
11 088
-
26 258
-
Corporate
75 902
122 500
-
-
surtax
-
-
-
-
income
21 252
34 300
-
-
total
21 252
34 300
-
-
Dividends
54 650
88 200
-
-
surtax
-
-
-
-
withholding
6 995
11 290
-
-
social contributions
9 400
15 170
-
-
total
16 395
26 460
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 858
60 760
52 535
53 086
After tax
66 642
61 740
69 965
69 414
Living cost
28 386
28 386
28 386
28 386
Free-cash
38 256
33 354
41 579
41 028

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21668
₽29893
₽29342
₽27371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
3 491
health
-
-
-
4 442
pensions
-
-
-
24 096
other
-
-
-
3 798
income
-
-
-
17 259
surtax
-
-
-
-
total
-
-
-
53 086
Employee
51 964
-
96 243
-
income
4 534
-
17 438
-
social contributions
1 480
-
2 741
-
pensions
5 877
-
6 098
-
surtax
-
-
-
-
total
11 891
-
26 277
-
Employer
51 964
-
96 243
-
pensions
8 538
-
10 370
-
social contributions
156
-
288
-
unemployment
2 105
-
3 898
-
health
3 637
-
8 201
-
other
1 793
-
3 501
-
total
16 229
-
26 258
-
Corporate
54 307
122 500
-
-
surtax
-
-
-
-
income
15 206
34 300
-
-
total
15 206
34 300
-
-
Dividends
39 101
88 200
-
-
surtax
-
-
-
-
withholding
5 005
11 290
-
-
social contributions
6 726
15 170
-
-
total
11 731
26 460
-
-
Income
122 500
122 500
122 500
122 500
Total tax
55 057
60 760
52 535
53 086
After tax
67 443
61 740
69 965
69 414
Living cost
40 072
40 072
40 072
40 072
Free-cash
27 371
21 668
29 893
29 342

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽110518
₽92143
₽115418
₽109420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 225
total
-
-
-
1 225
Employee
7 321
-
122 500
-
income
1 464
-
24 500
-
total
1 464
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

115 179
122 500
-
-
total
-
-
-
-
Dividends
115 179
122 500
-
-
withholding
5 759
6 125
-
-
total
5 759
6 125
-
-
Income
122 500
122 500
122 500
122 500
Total tax
7 223
6 125
24 500
1 225
After tax
115 277
116 375
98 000
121 275
Living cost
5 857
5 857
5 857
5 857
Free-cash
109 420
110 518
92 143
115 418

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽107248
₽88873
₽112148
₽105536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 225
total
-
-
-
1 225
Employee
11 409
-
122 500
-
income
2 282
-
24 500
-
total
2 282
-
24 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

111 091
122 500
-
-
total
-
-
-
-
Dividends
111 091
122 500
-
-
withholding
5 555
6 125
-
-
total
5 555
6 125
-
-
Income
122 500
122 500
122 500
122 500
Total tax
7 837
6 125
24 500
1 225
After tax
114 663
116 375
98 000
121 275
Living cost
9 127
9 127
9 127
9 127
Free-cash
105 536
107 248
88 873
112 148

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽31053
₽47619
₽35576
₽41904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 043
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 244
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 938
total
-
-
-
54 893
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
122 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 938
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
35 244
-
total
9 250
-
42 850
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 219
122 500
-
-
trade
11 654
17 579
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

671
1 011
-
-
chamber of commerce
246
305
-
-
income
12 183
18 375
-
-
total
24 754
37 270
-
-
Dividends
56 465
85 229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

759
1 154
-
-
withholding
13 802
20 992
-
-
total
14 561
22 146
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 565
59 416
42 850
54 893
After tax
73 935
63 084
79 650
67 607
Living cost
32 031
32 031
32 031
32 031
Free-cash
41 904
31 053
47 619
35 576

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36695
₽54520
₽41302
₽45870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 218
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 244
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 938
total
-
-
-
56 068
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
122 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 938
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
35 244
-
total
6 603
-
42 850
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 767
122 500
-
-
trade
14 296
19 293
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 011
-
-
chamber of commerce
257
302
-
-
income
13 614
18 375
-
-
total
28 916
38 981
-
-
Dividends
61 850
83 518
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

833
1 130
-
-
withholding
15 148
20 564
-
-
total
15 981
21 694
-
-
Income
122 500
122 500
122 500
122 500
Total tax
51 500
60 675
42 850
56 068
After tax
71 000
61 825
79 650
66 432
Living cost
25 130
25 130
25 130
25 130
Free-cash
45 870
36 695
54 520
41 302

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28600
₽47057
₽33251
₽40259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 806
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 244
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 938
total
-
-
-
56 656
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
122 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 938
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
35 244
-
total
9 481
-
42 850
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 426
122 500
-
-
trade
13 230
20 151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
1 011
-
-
chamber of commerce
241
301
-
-
income
12 063
18 375
-
-
total
26 197
39 838
-
-
Dividends
54 228
82 662
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

729
1 119
-
-
withholding
13 241
20 350
-
-
total
13 970
21 469
-
-
Income
122 500
122 500
122 500
122 500
Total tax
49 648
61 307
42 850
56 656
After tax
72 852
61 193
79 650
65 844
Living cost
32 593
32 593
32 593
32 593
Free-cash
40 259
28 600
47 057
33 251

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22556
₽41642
₽27248
₽36010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
14 394
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 244
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 938
total
-
-
-
57 244
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
122 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 938
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
35 244
-
total
11 854
-
42 850
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 638
122 500
-
-
trade
12 457
21 008
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

600
1 011
-
-
chamber of commerce
228
299
-
-
income
10 895
18 375
-
-
total
24 180
40 693
-
-
Dividends
48 458
81 807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
1 107
-
-
withholding
11 799
20 136
-
-
total
12 448
21 243
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 482
61 936
42 850
57 244
After tax
74 018
60 564
79 650
65 256
Living cost
38 008
38 008
38 008
38 008
Free-cash
36 010
22 556
41 642
27 248

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽58418
₽35942
₽39496
₽55779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
29 886
surtax
-
-
-
4 287
total
-
-
-
64 369
Employee
27 940
-
101 196
-
health
713
-
2 581
-
pensions
1 864
-
6 750
-
surtax
99
-
3 727
-
other
-
-
-
-
unemployment
1 944
-
7 043
-
income
4 684
-
26 520
-
total
9 304
-
46 621
-
Employer
27 940
-
101 196
-
pensions
3 725
-
13 490
-
unemployment
886
-
3 207
-
health
1 271
-
4 605
-
other
-
-
-
-
total
5 882
-
21 302
-
Corporate
88 677
122 500
-
-
income
23 056
31 850
-
-
total
23 056
31 850
-
-
Dividends
65 621
90 650
-
-
withholding
9 844
13 597
-
-
total
9 844
13 597
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 086
45 447
67 923
64 369
After tax
74 414
77 053
54 577
58 131
Living cost
18 635
18 635
18 635
18 635
Free-cash
55 779
58 418
35 942
39 496

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽58745
₽36269
₽39823
₽56161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
29 886
surtax
-
-
-
4 287
total
-
-
-
64 369
Employee
27 437
-
101 196
-
health
701
-
2 581
-
pensions
1 830
-
6 750
-
surtax
90
-
3 727
-
other
-
-
-
-
unemployment
1 910
-
7 043
-
income
4 599
-
26 520
-
total
9 130
-
46 621
-
Employer
27 437
-
101 196
-
pensions
3 657
-
13 490
-
unemployment
869
-
3 207
-
health
1 249
-
4 605
-
other
-
-
-
-
total
5 775
-
21 302
-
Corporate
89 288
122 500
-
-
income
23 215
31 850
-
-
total
23 215
31 850
-
-
Dividends
66 073
90 650
-
-
withholding
9 911
13 597
-
-
total
9 911
13 597
-
-
Income
122 500
122 500
122 500
122 500
Total tax
48 031
45 447
67 923
64 369
After tax
74 469
77 053
54 577
58 131
Living cost
18 308
18 308
18 308
18 308
Free-cash
56 161
58 745
36 269
39 823

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽52615
₽54740
₽68589
₽52953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
unemployment
-
-
-
1 837
health
-
-
-
8 575
pensions
-
-
-
12 250
income
-
-
-
14 976
total
-
-
-
37 638
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
102 510
-
health
1 644
654
7 176
-
pensions
2 349
935
10 251
-
unemployment
352
140
1 538
-
income
2 872
1 143
12 532
-
total
7 217
2 872
31 497
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
102 510
-
pensions
4 581
1 823
19 990
-
total
4 581
1 823
19 990
-
Corporate
94 429
111 328
-
-
income
8 499
10 020
-
-
total
8 499
10 020
-
-
Dividends
85 930
101 308
-
-
withholding
16 327
19 249
-
-
social contributions
16 650
19 648
-
-
total
32 977
38 897
-
-
Income
122 500
122 500
122 500
122 500
Total tax
53 274
53 612
51 487
37 638
After tax
69 226
68 888
71 013
84 862
Living cost
16 273
16 273
16 273
16 273
Free-cash
52 953
52 615
54 740
68 589

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽34557
₽31763
₽30801
₽33860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
1 317
municipal
-
-
-
13 257
pensions
-
-
-
14 700
national
-
-
-
20 542
total
-
-
-
49 816
Employee
64 927
-
105 900
-
municipal
8 020
-
13 731
-
pensions
2 597
-
4 236
-
national
12 427
-
21 277
-
total
23 044
-
39 244
-
Employer
64 927
-
105 900
-
social contributions
698
-
1 138
-
pensions
5 194
-
8 472
-
total
5 892
-
9 610
-
Corporate
47 396
122 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 479
24 500
-
-
total
9 479
24 500
-
-
Dividends
37 917
98 000
-
-
withholding
8 342
21 560
-
-
total
8 342
21 560
-
-
Income
122 500
122 500
122 500
122 500
Total tax
46 757
46 060
48 854
49 816
After tax
75 743
76 440
73 646
72 684
Living cost
41 883
41 883
41 883
41 883
Free-cash
33 860
34 557
31 763
30 801

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽38487
₽20062
₽20062
₽40320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
social contributions
-
-
-
19 889
income
-
-
-
35 287
total
-
-
-
55 176
Employee
64 899
-
122 500
-
social contributions
5 392
-
19 889
-
income
12 246
-
35 287
-
total
17 638
-
55 176
-
Employer
64 899
-
122 500
-
total
-
-
-
-
Corporate
57 601
122 500
-
-
income
7 200
15 313
-
-
total
7 200
15 313
-
-
Dividends
50 401
107 187
-
-
withholding
10 080
21 438
-
-
total
10 080
21 438
-
-
Income
122 500
122 500
122 500
122 500
Total tax
34 918
36 751
55 176
55 176
After tax
87 582
85 749
67 324
67 324
Living cost
47 262
47 262
47 262
47 262
Free-cash
40 320
38 487
20 062
20 062

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽30351
₽19223
₽24922
₽26018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
regional
-
-
-
1 421
social contributions
-
-
-
31 506
municipal
-
-
-
727
national
-
-
-
28 915
total
-
-
-
62 569
Employee
73 736
-
122 500
-
regional
696
-
1 252
-
municipal
390
-
650
-
social contributions
24 864
-
41 307
-
national
12 777
-
25 059
-
total
38 727
-
68 268
-
Employer
73 736
-
122 500
-
total
-
-
-
-
Corporate
48 764
122 500
-
-
nationa
11 703
29 400
-
-
municipal
1 902
4 777
-
-
total
13 605
34 177
-
-
Dividends
35 159
88 323
-
-
withholding
9 141
22 963
-
-
total
9 141
22 963
-
-
Income
122 500
122 500
122 500
122 500
Total tax
61 473
57 140
68 268
62 569
After tax
61 027
65 360
54 232
59 931
Living cost
35 009
35 009
35 009
35 009
Free-cash
26 018
30 351
19 223
24 922

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽42039
₽31486
₽37154
₽40197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 500
regional
-
-
-
1 848
social contributions
-
-
-
31 506
municipal
-
-
-
727
national
-
-
-
28 915
total
-
-
-
62 996
Employee
46 023
-
122 500
-
regional
620
-
1 648
-
municipal
244
-
650
-
social contributions
15 519
-
41 307
-
national
7 291
-
25 059
-
total
23 674
-
68 664
-
Employer
46 023
-
122 500
-
total
-
-
-
-
Corporate
76 477
122 500
-
-
nationa