Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122000
per

Your estimated
City
free-cash

Andorra , Andorra
₽63372
₽78768
₽66613
₽81889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
26 839
income
-
-
-
3 877
total
-
-
-
30 716
Employee
29 853
-
105 628
-
social contributions
1 940
-
6 865
-
income
-
-
4 238
-
total
1 940
-
11 103
-
Employer
29 853
-
105 628
-
social contributions
4 627
-
16 372
-
total
4 627
-
16 372
-
Corporate
87 520
122 000
-
-
income
8 753
12 199
-
-
total
8 753
12 199
-
-
Dividends
78 768
109 801
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
15 320
12 199
27 475
30 716
After tax
106 680
109 801
94 525
91 284
Living cost
27 912
27 912
27 912
27 912
Free-cash
78 768
81 889
66 613
63 372

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽31992
₽37913
₽3670
₽38372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
488
pensions
-
-
-
20 069
income
-
-
-
25 833
total
-
-
-
60 383
Employee
40 590
37 005
94 734
-
unemployment
1 218
1 110
2 842
-
other
405
370
948
-
income
3 616
2 730
21 480
-
pensions
4 157
3 789
9 701
-
health
1 570
1 433
3 667
-
total
10 966
9 432
38 638
-
Employer
40 590
37 005
94 734
-
pensions
5 094
4 645
11 889
-
surtax
-
-
-
-
payroll
1 218
1 110
2 842
-
other
1 928
1 757
4 500
-
health
1 535
1 399
3 581
-
accident
527
481
1 232
-
unemployment
1 218
1 110
2 842
-
chamber of commerce
162
148
379
-
total
11 682
10 650
27 265
-
Corporate
69 728
74 345
91 210
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 433
18 587
22 802
-
total
17 433
18 587
22 802
-
Dividends
52 296
55 758
-
-
withholding
14 381
15 334
-
-
total
14 381
15 334
-
-
Income
122 000
122 000
122 000
122 000
Total tax
54 462
54 003
88 705
60 383
After tax
67 538
67 997
33 295
61 617
Living cost
29 625
29 625
29 625
29 625
Free-cash
37 913
38 372
3 670
31 992

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽28715
₽33745
₽546
₽35180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
488
pensions
-
-
-
20 069
income
-
-
-
25 833
total
-
-
-
60 566
Employee
46 406
37 005
94 594
-
unemployment
1 392
1 110
2 837
-
other
463
370
946
-
income
5 283
2 730
21 433
-
pensions
4 752
3 789
9 686
-
health
1 796
1 433
3 660
-
total
13 686
9 432
38 562
-
Employer
46 406
37 005
94 594
-
pensions
5 824
4 645
11 872
-
surtax
183
183
183
-
payroll
1 392
1 110
2 837
-
other
2 204
1 757
4 493
-
health
1 753
1 399
3 575
-
accident
603
481
1 230
-
unemployment
1 392
1 110
2 837
-
chamber of commerce
185
148
379
-
total
13 536
10 833
27 406
-
Corporate
62 058
74 162
91 069
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 514
18 541
22 767
-
total
15 514
18 541
22 767
-
Dividends
46 544
55 620
-
-
withholding
12 800
15 295
-
-
total
12 800
15 295
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 536
54 101
88 735
60 566
After tax
66 464
67 899
33 265
61 434
Living cost
32 719
32 719
32 719
32 719
Free-cash
33 745
35 180
546
28 715

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽20456
₽20534
₽11416
₽34460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
national
-
-
-
42 214
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 160
social contributions
-
-
-
19 313
total
-
-
-
67 687
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
94 491
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
823
-
national
20 420
-
31 940
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 929
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
7 087
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 442
-
total
32 565
-
49 221
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
94 491
-
surtax
7 531
-
10 714
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
8 372
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 812
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 228
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 380
-
total
19 334
-
27 506
-
Corporate
36 245
122 000
-
-
income
7 249
24 400
-
-
surtax
144
488
-
-
total
7 393
24 888
-
-
Dividends
28 851
97 112
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 317
28 795
-
-
total
8 317
28 795
-
-
Income
122 000
122 000
122 000
122 000
Total tax
67 609
53 683
76 727
67 687
After tax
54 391
68 317
45 273
54 313
Living cost
33 857
33 857
33 857
33 857
Free-cash
20 534
34 460
11 416
20 456

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽79062
₽82675
₽83398
₽88334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
18 300
total
-
-
-
26 962
Employee
21 155
-
115 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
11 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
16 261
-
Employer
21 155
-
115 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
96 695
122 000
-
-
income
9 670
12 200
-
-
total
9 670
12 200
-
-
Dividends
87 025
109 800
-
-
withholding
4 351
5 490
-
-
total
4 351
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
23 349
17 690
22 626
26 962
After tax
98 651
104 310
99 374
95 038
Living cost
15 976
15 976
15 976
15 976
Free-cash
82 675
88 334
83 398
79 062

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽82862
₽87818
₽87198
₽92134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
18 300
total
-
-
-
26 962
Employee
16 123
-
115 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
11 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
16 261
-
Employer
16 123
-
115 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
102 713
122 000
-
-
income
10 272
12 200
-
-
total
10 272
12 200
-
-
Dividends
92 441
109 800
-
-
withholding
4 622
5 490
-
-
total
4 622
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
22 006
17 690
22 626
26 962
After tax
99 994
104 310
99 374
95 038
Living cost
12 176
12 176
12 176
12 176
Free-cash
87 818
92 134
87 198
82 862

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽63877
₽62582
₽62599
₽67636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
3 110
social contributions
-
-
-
15 024
income
-
-
-
18 490
total
-
-
-
36 624
Employee
71 403
71 403
111 936
-
income
7 775
6 610
17 942
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 903
-
total
11 028
13 750
27 838
-
Employer
71 403
71 403
111 936
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
2 071
-
total
3 301
7 248
10 064
-
Corporate
86 173
43 350
-
-
income
10 772
5 419
-
-
total
10 772
5 419
-
-
Dividends
75 401
37 931
-
-
withholding
12 818
6 448
-
-
total
12 818
6 448
-
-
Income
122 000
122 000
122 000
122 000
Total tax
37 919
32 865
37 902
36 624
After tax
84 081
89 135
84 098
85 376
Living cost
21 499
21 499
21 499
21 499
Free-cash
62 582
67 636
62 599
63 877

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽55258
₽55167
₽53980
₽59017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
3 110
social contributions
-
-
-
15 024
income
-
-
-
18 490
total
-
-
-
36 624
Employee
71 403
71 403
111 936
-
income
7 498
6 610
17 942
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 903
-
total
11 678
13 750
27 838
-
Employer
71 403
71 403
111 936
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
2 071
-
total
4 244
7 248
10 064
-
Corporate
75 961
43 350
-
-
income
9 494
5 419
-
-
total
9 494
5 419
-
-
Dividends
66 467
37 931
-
-
withholding
11 299
6 448
-
-
total
11 299
6 448
-
-
Income
122 000
122 000
122 000
122 000
Total tax
36 715
32 865
37 902
36 624
After tax
85 285
89 135
84 098
85 376
Living cost
30 118
30 118
30 118
30 118
Free-cash
55 167
59 017
53 980
55 258

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽41955
₽54858
₽40434
₽62520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
16 470
social contributions
-
-
-
30 904
income
-
-
-
11 194
solidarity contribution
-
-
-
-
total
-
-
-
58 568
Employee
31 583
-
91 045
-
income
3 790
-
10 925
-
social contributions
2 053
-
5 918
-
health
4 264
-
12 291
-
solidarity contribution
-
-
-
-
total
10 107
-
29 134
-
Employer
31 583
-
91 045
-
social contributions
7 896
-
22 761
-
health
2 842
-
8 194
-
total
10 738
-
30 955
-
Corporate
79 679
122 000
-
-
income
15 139
23 180
-
-
total
15 139
23 180
-
-
Dividends
64 540
98 820
-
-
withholding
9 681
14 823
-
-
total
9 681
14 823
-
-
Income
122 000
122 000
122 000
122 000
Total tax
45 665
38 003
60 089
58 568
After tax
76 335
83 997
61 911
63 432
Living cost
21 477
21 477
21 477
21 477
Free-cash
54 858
62 520
40 434
41 955

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽36967
₽48090
₽35446
₽57532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
16 470
social contributions
-
-
-
30 904
income
-
-
-
11 194
solidarity contribution
-
-
-
-
total
-
-
-
58 568
Employee
38 919
-
91 045
-
income
4 670
-
10 925
-
social contributions
2 530
-
5 918
-
health
5 254
-
12 291
-
solidarity contribution
-
-
-
-
total
12 454
-
29 134
-
Employer
38 919
-
91 045
-
social contributions
9 730
-
22 761
-
health
3 503
-
8 194
-
total
13 233
-
30 955
-
Corporate
69 849
122 000
-
-
income
13 271
23 180
-
-
total
13 271
23 180
-
-
Dividends
56 578
98 820
-
-
withholding
8 487
14 823
-
-
total
8 487
14 823
-
-
Income
122 000
122 000
122 000
122 000
Total tax
47 445
38 003
60 089
58 568
After tax
74 555
83 997
61 911
63 432
Living cost
26 465
26 465
26 465
26 465
Free-cash
48 090
57 532
35 446
36 967

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽29480
-₽80866
-₽80866
-₽80866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
national
-
-
-
13 010
pensions
-
-
-
807
municipal
-
-
-
24 166
labour market
-
-
-
9 695
total
-
-
-
47 678
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
158 024
158 024
158 024
47 678
After tax
-36 024
-36 024
-36 024
74 322
Living cost
44 842
44 842
44 842
44 842
Free-cash
-80 866
-80 866
-80 866
29 480

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽42965
₽69404
₽47890
₽75172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
15 859
pensions
-
-
-
24 399
income
-
-
-
16 349
total
-
-
-
56 607
Employee
26 342
-
91 180
-
unemployment
421
-
1 459
-
income
2 966
-
17 579
-
pensions
527
-
1 824
-
total
3 914
-
20 862
-
Employer
26 342
-
91 180
-
pensions
5 269
-
18 236
-
health
3 424
-
11 854
-
unemployment
211
-
730
-
total
8 904
-
30 820
-
Corporate
86 754
122 000
-
-
income
17 350
24 400
-
-
total
17 350
24 400
-
-
Dividends
69 404
97 600
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
30 168
24 400
51 682
56 607
After tax
91 832
97 600
70 318
65 393
Living cost
22 428
22 428
22 428
22 428
Free-cash
69 404
75 172
47 890
42 965

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽47719
₽43798
₽30994
₽43242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
122 000
national
-
-
-
15 448
health
-
-
-
1 491
municipal
-
-
-
21 692
total
-
-
-
38 631
Employee
48 854
-
102 634
-
unemployment
733
-
1 540
-
municipal
8 002
-
16 735
-
national
807
-
9 596
-
pensions
3 297
-
6 927
-
health
365
-
1 193
-
total
13 204
-
35 991
-
Employer
48 854
-
102 634
-
pensions
8 476
-
17 806
-
health
375
-
789
-
accident
49
-
102
-
unemployment
317
-
668
-
total
9 217
-
19 365
-
Corporate
63 928
122 000
-
-
income
12 786
24 400
-
-
total
12 786
24 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

38 357
73 200
-
-
municipal
6 904
13 175
-
-
national
441
5 533
-
-
total
7 345
18 708
-
-
Income
122 000
122 000
122 000
122 000
Total tax
42 552
43 108
55 356
38 631
After tax
79 448
78 892
66 644
83 369
Living cost
35 650
35 650
35 650
35 650
Free-cash
43 798
43 242
30 994
47 719

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽40802
₽38027
₽43084
₽32864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
-
health
-
-
-
3 861
pensions
-
-
-
25 715
social contributions
-
-
-
3 477
income
-
-
-
15 741
other
-
-
-
3 782
total
-
-
-
52 576
Employee
35 475
-
96 854
-
income
1 829
-
16 666
-
surtax
-
-
-
-
social contributions
1 011
-
2 760
-
pensions
4 012
-
5 725
-
total
6 852
-
25 151
-
Employer
35 475
-
96 854
-
pensions
5 829
-
9 817
-
social contributions
106
-
291
-
other
1 225
-
3 347
-
health
2 483
-
7 765
-
unemployment
1 436
-
3 923
-
total
11 079
-
25 143
-
Corporate
75 447
122 000
-
-
income
21 124
34 161
-
-
surtax
-
-
-
-
total
21 124
34 161
-
-
Dividends
54 322
87 839
-
-
withholding
6 953
11 244
-
-
social contributions
9 343
15 109
-
-
surtax
-
-
-
-
total
16 296
26 353
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 351
60 514
50 294
52 576
After tax
66 649
61 486
71 706
69 424
Living cost
28 622
28 622
28 622
28 622
Free-cash
38 027
32 864
43 084
40 802

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽37655
₽35204
₽39937
₽29717
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
-
health
-
-
-
3 861
pensions
-
-
-
25 715
social contributions
-
-
-
3 477
income
-
-
-
15 741
other
-
-
-
3 782
total
-
-
-
52 576
Employee
39 741
-
96 854
-
income
2 345
-
16 666
-
surtax
-
-
-
-
social contributions
1 133
-
2 760
-
pensions
4 493
-
5 725
-
total
7 971
-
25 151
-
Employer
39 741
-
96 854
-
pensions
6 529
-
9 817
-
social contributions
120
-
291
-
other
1 371
-
3 347
-
health
2 782
-
7 765
-
unemployment
1 609
-
3 923
-
total
12 411
-
25 143
-
Corporate
69 848
122 000
-
-
income
19 558
34 161
-
-
surtax
-
-
-
-
total
19 558
34 161
-
-
Dividends
50 290
87 839
-
-
withholding
6 437
11 244
-
-
social contributions
8 650
15 109
-
-
surtax
-
-
-
-
total
15 087
26 353
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 027
60 514
50 294
52 576
After tax
66 973
61 486
71 706
69 424
Living cost
31 769
31 769
31 769
31 769
Free-cash
35 204
29 717
39 937
37 655

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽24575
₽23023
₽26857
₽16637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
-
health
-
-
-
3 861
pensions
-
-
-
25 715
social contributions
-
-
-
3 477
income
-
-
-
15 741
other
-
-
-
3 782
total
-
-
-
52 576
Employee
58 158
-
96 854
-
income
5 074
-
16 666
-
surtax
-
-
-
-
social contributions
1 656
-
2 760
-
pensions
6 578
-
5 725
-
total
13 308
-
25 151
-
Employer
58 158
-
96 854
-
pensions
9 556
-
9 817
-
social contributions
174
-
291
-
other
2 007
-
3 347
-
health
4 071
-
7 765
-
unemployment
2 356
-
3 923
-
total
18 164
-
25 143
-
Corporate
45 678
122 000
-
-
income
12 790
34 161
-
-
surtax
-
-
-
-
total
12 790
34 161
-
-
Dividends
32 888
87 839
-
-
withholding
4 210
11 244
-
-
social contributions
5 656
15 109
-
-
surtax
-
-
-
-
total
9 866
26 353
-
-
Income
122 000
122 000
122 000
122 000
Total tax
54 128
60 514
50 294
52 576
After tax
67 872
61 486
71 706
69 424
Living cost
44 849
44 849
44 849
44 849
Free-cash
23 023
16 637
26 857
24 575

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽114831
₽108836
₽91651
₽109951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 220
total
-
-
-
1 220
Employee
7 436
-
122 000
-
income
1 487
-
24 400
-
total
1 487
-
24 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 564
122 000
-
-
total
-
-
-
-
Dividends
114 564
122 000
-
-
withholding
5 728
6 100
-
-
total
5 728
6 100
-
-
Income
122 000
122 000
122 000
122 000
Total tax
7 215
6 100
24 400
1 220
After tax
114 785
115 900
97 600
120 780
Living cost
5 949
5 949
5 949
5 949
Free-cash
108 836
109 951
91 651
114 831

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽111510
₽104892
₽88330
₽106630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 220
total
-
-
-
1 220
Employee
11 588
-
122 000
-
income
2 318
-
24 400
-
total
2 318
-
24 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

110 412
122 000
-
-
total
-
-
-
-
Dividends
110 412
122 000
-
-
withholding
5 520
6 100
-
-
total
5 520
6 100
-
-
Income
122 000
122 000
122 000
122 000
Total tax
7 838
6 100
24 400
1 220
After tax
114 162
115 900
97 600
120 780
Living cost
9 270
9 270
9 270
9 270
Free-cash
104 892
106 630
88 330
111 510

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽33573
₽39151
₽44884
₽27005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 102
trade
-
-
-
11 311
total
-
-
-
52 577
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
122 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
33 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
41 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 798
122 000
-
-
trade
10 878
17 507
-
-
income
11 369
18 300
-
-
chamber of commerce
252
321
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

626
1 006
-
-
total
23 125
37 134
-
-
Dividends
52 673
84 867
-
-
withholding
12 816
20 864
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

705
1 147
-
-
total
13 521
22 011
-
-
Income
122 000
122 000
122 000
122 000
Total tax
46 999
59 145
41 266
52 577
After tax
75 001
62 855
80 734
69 423
Living cost
35 850
35 850
35 850
35 850
Free-cash
39 151
27 005
44 884
33 573

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽40192
₽43743
₽52608
₽33476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 102
trade
-
-
-
12 416
total
-
-
-
53 682
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
122 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
33 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
41 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
86 484
122 000
-
-
trade
13 621
19 214
-
-
income
12 973
18 300
-
-
chamber of commerce
266
315
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

714
1 006
-
-
total
27 574
38 835
-
-
Dividends
58 910
83 164
-
-
withholding
14 375
20 439
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

791
1 124
-
-
total
15 166
21 563
-
-
Income
122 000
122 000
122 000
122 000
Total tax
50 131
60 398
41 266
53 682
After tax
71 869
61 602
80 734
68 318
Living cost
28 126
28 126
28 126
28 126
Free-cash
43 743
33 476
52 608
40 192

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽31288
₽37541
₽44256
₽24495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 102
trade
-
-
-
12 968
total
-
-
-
54 234
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
122 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
33 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
41 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 910
122 000
-
-
trade
12 323
20 069
-
-
income
11 237
18 300
-
-
chamber of commerce
247
314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

619
1 006
-
-
total
24 426
39 689
-
-
Dividends
50 485
82 311
-
-
withholding
12 268
20 226
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

675
1 112
-
-
total
12 943
21 338
-
-
Income
122 000
122 000
122 000
122 000
Total tax
47 981
61 027
41 266
54 234
After tax
74 019
60 973
80 734
67 766
Living cost
36 478
36 478
36 478
36 478
Free-cash
37 541
24 495
44 256
31 288

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24677
₽32866
₽38196
₽17806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 820
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 102
trade
-
-
-
13 519
total
-
-
-
54 785
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
122 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
33 102
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 820
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
41 266
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 195
122 000
-
-
trade
11 352
20 924
-
-
income
9 930
18 300
-
-
chamber of commerce
234
312
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

546
1 006
-
-
total
22 062
40 542
-
-
Dividends
44 133
81 459
-
-
withholding
10 680
20 013
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

587
1 101
-
-
total
11 267
21 114
-
-
Income
122 000
122 000
122 000
122 000
Total tax
46 596
61 656
41 266
54 785
After tax
75 404
60 344
80 734
67 215
Living cost
42 538
42 538
42 538
42 538
Free-cash
32 866
17 806
38 196
24 677

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽37278
₽52929
₽35257
₽55881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
3 704
unemployment
-
-
-
211
health
-
-
-
8 663
pensions
-
-
-
24 400
income
-
-
-
26 887
other
-
-
-
-
total
-
-
-
63 865
Employee
31 271
-
100 786
-
unemployment
2 176
-
7 015
-
other
-
-
-
-
income
5 242
-
24 975
-
surtax
111
-
3 387
-
pensions
2 086
-
6 723
-
health
798
-
2 571
-
total
10 413
-
44 671
-
Employer
31 271
-
100 786
-
pensions
4 169
-
13 435
-
other
-
-
-
-
health
1 422
-
4 585
-
unemployment
992
-
3 195
-
total
6 583
-
21 215
-
Corporate
84 146
122 000
-
-
income
21 879
31 720
-
-
total
21 879
31 720
-
-
Dividends
62 267
90 280
-
-
withholding
9 339
13 542
-
-
total
9 339
13 542
-
-
Income
122 000
122 000
122 000
122 000
Total tax
48 214
45 262
65 886
63 865
After tax
73 786
76 738
56 114
58 135
Living cost
20 857
20 857
20 857
20 857
Free-cash
52 929
55 881
35 257
37 278

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽37645
₽53359
₽35624
₽56248
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
surtax
-
-
-
3 704
unemployment
-
-
-
211
health
-
-
-
8 663
pensions
-
-
-
24 400
income
-
-
-
26 887
other
-
-
-
-
total
-
-
-
63 865
Employee
30 707
-
100 786
-
unemployment
2 137
-
7 015
-
other
-
-
-
-
income
5 147
-
24 975
-
surtax
100
-
3 387
-
pensions
2 048
-
6 723
-
health
784
-
2 571
-
total
10 216
-
44 671
-
Employer
30 707
-
100 786
-
pensions
4 093
-
13 435
-
other
-
-
-
-
health
1 397
-
4 585
-
unemployment
973
-
3 195
-
total
6 463
-
21 215
-
Corporate
84 829
122 000
-
-
income
22 055
31 720
-
-
total
22 055
31 720
-
-
Dividends
62 774
90 280
-
-
withholding
9 417
13 542
-
-
total
9 417
13 542
-
-
Income
122 000
122 000
122 000
122 000
Total tax
48 151
45 262
65 886
63 865
After tax
73 849
76 738
56 114
58 135
Living cost
20 490
20 490
20 490
20 490
Free-cash
53 359
56 248
35 624
37 645

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽65946
₽50473
₽52156
₽50084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
1 830
health
-
-
-
8 540
pensions
-
-
-
12 200
income
-
-
-
14 915
total
-
-
-
37 485
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
102 092
-
unemployment
402
160
1 531
-
income
3 277
1 304
12 481
-
pensions
2 681
1 067
10 209
-
health
1 876
747
7 146
-
total
8 236
3 278
31 367
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
102 092
-
pensions
5 227
2 080
19 908
-
total
5 227
2 080
19 908
-
Corporate
89 967
109 252
-
-
income
8 097
9 833
-
-
total
8 097
9 833
-
-
Dividends
81 870
99 419
-
-
withholding
15 555
18 890
-
-
social contributions
15 843
19 265
-
-
total
31 398
38 155
-
-
Income
122 000
122 000
122 000
122 000
Total tax
52 958
53 346
51 275
37 485
After tax
69 042
68 654
70 725
84 515
Living cost
18 570
18 570
18 570
18 570
Free-cash
50 473
50 084
52 156
65 946

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽27742
₽30542
₽28700
₽31287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
national
-
-
-
20 339
pensions
-
-
-
14 640
social contributions
-
-
-
1 312
municipal
-
-
-
13 126
total
-
-
-
49 417
Employee
69 511
-
105 468
-
municipal
8 586
-
13 598
-
national
13 304
-
21 071
-
pensions
2 780
-
4 219
-
total
24 670
-
38 888
-
Employer
69 511
-
105 468
-
pensions
5 561
-
8 437
-
social contributions
747
-
1 134
-
total
6 308
-
9 571
-
Corporate
41 593
122 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 319
24 400
-
-
total
8 319
24 400
-
-
Dividends
33 274
97 600
-
-
withholding
7 320
21 472
-
-
total
7 320
21 472
-
-
Income
122 000
122 000
122 000
122 000
Total tax
46 617
45 872
48 459
49 417
After tax
75 383
76 128
73 541
72 583
Living cost
44 841
44 841
44 841
44 841
Free-cash
30 542
31 287
28 700
27 742

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽24189
₽34556
₽24189
₽32505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
11 464
income
-
-
-
33 452
total
-
-
-
44 916
Employee
72 635
-
122 000
-
social contributions
6 034
-
11 464
-
income
13 706
-
33 452
-
total
19 740
-
44 916
-
Employer
72 635
-
122 000
-
total
-
-
-
-
Corporate
49 365
122 000
-
-
income
6 171
15 250
-
-
total
6 171
15 250
-
-
Dividends
43 194
106 750
-
-
withholding
8 638
21 350
-
-
total
8 638
21 350
-
-
Income
122 000
122 000
122 000
122 000
Total tax
34 549
36 600
44 916
44 916
After tax
87 451
85 400
77 084
77 084
Living cost
52 895
52 895
52 895
52 895
Free-cash
34 556
32 505
24 189
24 189

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽21368
₽21062
₽15559
₽25909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
national
-
-
-
27 951
regional
-
-
-
1 397
social contributions
-
-
-
31 378
municipal
-
-
-
724
total
-
-
-
61 450
Employee
82 526
-
122 000
-
municipal
437
-
647
-
national
14 300
-
24 243
-
social contributions
27 828
-
41 139
-
regional
779
-
1 230
-
total
43 344
-
67 259
-
Employer
82 526
-
122 000
-
total
-
-
-
-
Corporate
39 474
122 000
-
-
nationa
9 473
29 280
-
-
municipal
1 540
4 758
-
-
total
11 013
34 038
-
-
Dividends
28 461
87 963
-
-
withholding
7 399
22 871
-
-
total
7 399
22 871
-
-
Income
122 000
122 000
122 000
122 000
Total tax
61 756
56 909
67 259
61 450
After tax
60 244
65 091
54 741
60 550
Living cost
39 182
39 182
39 182
39 182
Free-cash
21 062
25 909
15 559
21 368

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35093
₽37051
₽29316
₽39111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
national
-
-
-
27 951
regional
-
-
-
1 840
social contributions
-
-
-
31 378
municipal
-
-
-
724
total
-
-
-
61 893
Employee
51 509
-
122 000
-
municipal
273
-
647
-
national
8 160
-
24 243
-
social contributions
17 369
-
41 139
-
regional
693
-
1 641
-
total
26 495
-
67 670
-
Employer
51 509
-
122 000
-
total
-
-
-
-
Corporate
70 491
122 000
-
-
nationa