Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 122000
per

Your estimated
City
free-cash

Andorra , Andorra
₽84906
₽69021
₽65778
₽82124
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
26 841
income
-
-
-
4 487
total
-
-
-
31 328
Employee
26 624
-
105 627
-
social contributions
1 730
-
6 865
-
income
-
-
4 847
-
total
1 730
-
11 712
-
Employer
26 624
-
105 627
-
social contributions
4 127
-
16 373
-
total
4 127
-
16 373
-
Corporate
91 249
122 000
-
-
income
9 125
12 200
-
-
total
9 125
12 200
-
-
Dividends
82 124
109 800
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
14 982
12 200
28 085
31 328
After tax
107 018
109 800
93 915
90 672
Living cost
24 894
24 894
24 894
24 894
Free-cash
82 124
84 906
69 021
65 778

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽41399
₽5580
₽36131
₽40990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
chamber of commerce
-
-
-
489
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
28 580
surtax
-
-
-
-
total
-
-
-
59 448
Employee
36 201
33 003
94 736
-
health
1 400
1 278
3 666
-
pensions
3 707
3 379
9 701
-
other
361
330
948
-
unemployment
1 086
990
2 841
-
income
3 225
2 434
22 682
-
total
9 779
8 411
39 838
-
Employer
36 201
33 003
94 736
-
pensions
4 543
4 143
11 889
-
accident
470
429
1 232
-
unemployment
1 086
990
2 841
-
surtax
-
-
-
-
payroll
1 086
990
2 841
-
chamber of commerce
145
132
379
-
health
1 369
1 248
3 582
-
other
1 719
1 567
4 499
-
total
10 418
9 499
27 263
-
Corporate
75 381
79 499
91 593
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 845
19 874
22 898
-
total
18 845
19 874
22 898
-
Dividends
56 537
59 625
-
-
withholding
15 547
16 396
-
-
total
15 547
16 396
-
-
Income
122 000
122 000
122 000
122 000
Total tax
54 589
54 180
89 999
59 448
After tax
67 411
67 820
32 001
62 552
Living cost
26 421
26 421
26 421
26 421
Free-cash
40 990
41 399
5 580
36 131

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽38550
₽2788
₽33208
₽37268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
chamber of commerce
-
-
-
489
unemployment
-
-
-
5 079
health
-
-
-
7 401
pensions
-
-
-
17 899
income
-
-
-
28 580
surtax
-
-
-
163
total
-
-
-
59 611
Employee
41 387
33 003
94 606
-
health
1 601
1 278
3 662
-
pensions
4 239
3 379
9 687
-
other
413
330
946
-
unemployment
1 242
990
2 838
-
income
4 712
2 434
22 638
-
total
12 207
8 411
39 771
-
Employer
41 387
33 003
94 606
-
pensions
5 194
4 143
11 873
-
accident
537
429
1 231
-
unemployment
1 242
990
2 838
-
surtax
163
163
163
-
payroll
1 242
990
2 838
-
chamber of commerce
165
132
379
-
health
1 564
1 248
3 577
-
other
1 966
1 567
4 495
-
total
12 073
9 662
27 394
-
Corporate
68 540
79 335
91 463
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 135
19 833
22 866
-
total
17 135
19 833
22 866
-
Dividends
51 405
59 502
-
-
withholding
14 136
16 363
-
-
total
14 136
16 363
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 551
54 269
90 031
59 611
After tax
66 449
67 731
31 969
62 389
Living cost
29 181
29 181
29 181
29 181
Free-cash
37 268
38 550
2 788
33 208

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽38084
₽14091
₽23226
₽25664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
19 093
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 175
national
-
-
-
43 311
total
-
-
-
68 579
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
94 494
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
4 441
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
7 088
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
4 928
-
national
18 212
-
32 929
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
822
-
total
29 043
-
50 208
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
94 494
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
1 227
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
1 380
-
surtax
6 717
-
10 715
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
5 812
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
8 372
-
total
17 243
-
27 506
-
Corporate
45 519
122 000
-
-
surtax
182
489
-
-
income
9 104
24 400
-
-
total
9 286
24 889
-
-
Dividends
36 233
97 111
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 569
28 832
-
-
total
10 569
28 832
-
-
Income
122 000
122 000
122 000
122 000
Total tax
66 141
53 721
77 714
68 579
After tax
55 859
68 279
44 286
53 421
Living cost
30 195
30 195
30 195
30 195
Free-cash
25 664
38 084
14 091
23 226

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽90089
₽86300
₽81768
₽85051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
18 300
total
-
-
-
26 011
Employee
18 831
-
116 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
11 633
-
total
4 609
-
15 814
-
Employer
18 831
-
116 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
99 475
122 000
-
-
income
9 948
12 200
-
-
total
9 948
12 200
-
-
Dividends
89 527
109 800
-
-
withholding
4 477
5 490
-
-
total
4 477
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
22 728
17 690
21 479
26 011
After tax
99 272
104 310
100 521
95 989
Living cost
14 221
14 221
14 221
14 221
Free-cash
85 051
90 089
86 300
81 768

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽93471
₽89682
₽85150
₽89631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
18 300
total
-
-
-
26 011
Employee
14 352
-
116 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
11 633
-
total
3 513
-
15 814
-
Employer
14 352
-
116 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
104 832
122 000
-
-
income
10 483
12 200
-
-
total
10 483
12 200
-
-
Dividends
94 349
109 800
-
-
withholding
4 717
5 490
-
-
total
4 717
5 490
-
-
Income
122 000
122 000
122 000
122 000
Total tax
21 530
17 690
21 479
26 011
After tax
100 470
104 310
100 521
95 989
Living cost
10 839
10 839
10 839
10 839
Free-cash
89 631
93 471
89 682
85 150

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽69903
₽64270
₽65408
₽65397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
13 399
health
-
-
-
3 112
income
-
-
-
20 907
total
-
-
-
37 418
Employee
63 681
63 681
112 784
-
health
493
1 083
1 917
-
social contributions
2 408
5 285
7 129
-
income
6 934
5 895
20 294
-
total
9 835
12 263
29 340
-
Employer
63 681
63 681
112 784
-
social contributions
2 408
5 285
7 129
-
health
536
1 179
2 087
-
total
2 944
6 464
9 216
-
Corporate
90 048
51 856
-
-
income
11 256
6 483
-
-
total
11 256
6 483
-
-
Dividends
78 792
45 373
-
-
withholding
13 394
7 713
-
-
total
13 394
7 713
-
-
Income
122 000
122 000
122 000
122 000
Total tax
37 429
32 923
38 556
37 418
After tax
84 571
89 077
83 444
84 582
Living cost
19 174
19 174
19 174
19 174
Free-cash
65 397
69 903
64 270
65 408

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽62216
₽56583
₽57721
₽58783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
13 399
health
-
-
-
3 112
income
-
-
-
20 907
total
-
-
-
37 418
Employee
63 681
63 681
112 784
-
health
633
1 083
1 917
-
social contributions
3 094
5 285
7 129
-
income
6 687
5 895
20 294
-
total
10 414
12 263
29 340
-
Employer
63 681
63 681
112 784
-
social contributions
3 094
5 285
7 129
-
health
690
1 179
2 087
-
total
3 784
6 464
9 216
-
Corporate
80 940
51 856
-
-
income
10 118
6 483
-
-
total
10 118
6 483
-
-
Dividends
70 822
45 373
-
-
withholding
12 040
7 713
-
-
total
12 040
7 713
-
-
Income
122 000
122 000
122 000
122 000
Total tax
36 356
32 923
38 556
37 418
After tax
85 644
89 077
83 444
84 582
Living cost
26 861
26 861
26 861
26 861
Free-cash
58 783
62 216
56 583
57 721

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽64544
₽42458
₽46454
₽57604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
27 992
health
-
-
-
16 470
solidarity contribution
-
-
-
-
income
-
-
-
11 631
total
-
-
-
56 093
Employee
28 608
-
91 045
-
health
3 862
-
12 291
-
social contributions
1 859
-
5 918
-
solidarity contribution
-
-
-
-
income
3 433
-
10 925
-
total
9 154
-
29 134
-
Employer
28 608
-
91 045
-
social contributions
7 152
-
22 761
-
health
2 575
-
8 194
-
total
9 727
-
30 955
-
Corporate
83 666
122 000
-
-
income
15 897
23 180
-
-
total
15 897
23 180
-
-
Dividends
67 769
98 820
-
-
withholding
10 165
14 823
-
-
total
10 165
14 823
-
-
Income
122 000
122 000
122 000
122 000
Total tax
44 943
38 003
60 089
56 093
After tax
77 057
83 997
61 911
65 907
Living cost
19 453
19 453
19 453
19 453
Free-cash
57 604
64 544
42 458
46 454

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽60026
₽37940
₽41936
₽51474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
27 992
health
-
-
-
16 470
solidarity contribution
-
-
-
-
income
-
-
-
11 631
total
-
-
-
56 093
Employee
35 252
-
91 045
-
health
4 759
-
12 291
-
social contributions
2 291
-
5 918
-
solidarity contribution
-
-
-
-
income
4 230
-
10 925
-
total
11 280
-
29 134
-
Employer
35 252
-
91 045
-
social contributions
8 813
-
22 761
-
health
3 173
-
8 194
-
total
11 986
-
30 955
-
Corporate
74 762
122 000
-
-
income
14 205
23 180
-
-
total
14 205
23 180
-
-
Dividends
60 558
98 820
-
-
withholding
9 084
14 823
-
-
total
9 084
14 823
-
-
Income
122 000
122 000
122 000
122 000
Total tax
46 555
38 003
60 089
56 093
After tax
75 445
83 997
61 911
65 907
Living cost
23 971
23 971
23 971
23 971
Free-cash
51 474
60 026
37 940
41 936

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽58971
-₽58971
₽33356
-₽58971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
labour market
-
-
-
9 702
municipal
-
-
-
24 691
pensions
-
-
-
720
national
-
-
-
13 529
total
-
-
-
48 642
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
140 969
140 969
140 969
48 642
After tax
-18 969
-18 969
-18 969
73 358
Living cost
40 002
40 002
40 002
40 002
Free-cash
-58 971
-58 971
-58 971
33 356

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽77597
₽50318
₽45390
₽72450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
health
-
-
-
15 860
pensions
-
-
-
24 400
income
-
-
-
16 347
total
-
-
-
56 607
Employee
23 493
-
91 180
-
pensions
470
-
1 823
-
unemployment
376
-
1 458
-
income
2 645
-
17 580
-
total
3 491
-
20 861
-
Employer
23 493
-
91 180
-
pensions
4 699
-
18 236
-
unemployment
189
-
729
-
health
3 054
-
11 853
-
total
7 942
-
30 818
-
Corporate
90 566
122 000
-
-
income
18 114
24 400
-
-
total
18 114
24 400
-
-
Dividends
72 452
97 600
-
-
total
-
-
-
-
Income
122 000
122 000
122 000
122 000
Total tax
29 547
24 400
51 679
56 607
After tax
92 453
97 600
70 321
65 393
Living cost
20 003
20 003
20 003
20 003
Free-cash
72 450
77 597
50 318
45 390

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽46136
₽33724
₽50363
₽47644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
122 000
health
-
-
-
1 534
municipal
-
-
-
21 684
national
-
-
-
16 624
total
-
-
-
39 842
Employee
43 571
-
102 634
-
health
325
-
1 235
-
municipal
7 136
-
16 728
-
pensions
2 940
-
6 927
-
national
720
-
10 686
-
unemployment
654
-
1 540
-
total
11 775
-
37 116
-
Employer
43 571
-
102 634
-
accident
44
-
102
-
unemployment
283
-
666
-
health
335
-
790
-
pensions
7 559
-
17 807
-
total
8 221
-
19 365
-
Corporate
70 209
122 000
-
-
income
14 042
24 400
-
-
total
14 042
24 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

42 125
73 200
-
-
municipal
7 583
13 176
-
-
national
940
6 493
-
-
total
8 523
19 669
-
-
Income
122 000
122 000
122 000
122 000
Total tax
42 561
44 069
56 481
39 842
After tax
79 439
77 931
65 519
82 158
Living cost
31 795
31 795
31 795
31 795
Free-cash
47 644
46 136
33 724
50 363

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35964
₽44190
₽43611
₽40565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
3 476
health
-
-
-
4 413
pensions
-
-
-
24 030
other
-
-
-
3 783
income
-
-
-
17 161
surtax
-
-
-
-
total
-
-
-
52 863
Employee
31 638
-
95 868
-
income
1 631
-
17 356
-
social contributions
902
-
2 731
-
pensions
3 578
-
6 065
-
surtax
-
-
-
-
total
6 111
-
26 152
-
Employer
31 638
-
95 868
-
pensions
5 199
-
10 319
-
social contributions
94
-
288
-
unemployment
1 281
-
3 883
-
health
2 214
-
8 159
-
other
1 092
-
3 483
-
total
9 880
-
26 132
-
Corporate
80 481
122 000
-
-
surtax
-
-
-
-
income
22 535
34 160
-
-
total
22 535
34 160
-
-
Dividends
57 947
87 840
-
-
surtax
-
-
-
-
withholding
7 418
11 243
-
-
social contributions
9 965
15 107
-
-
total
17 383
26 350
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 909
60 510
52 284
52 863
After tax
66 091
61 490
69 716
69 137
Living cost
25 526
25 526
25 526
25 526
Free-cash
40 565
35 964
44 190
43 611

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽33156
₽41382
₽40803
₽38044
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
3 476
health
-
-
-
4 413
pensions
-
-
-
24 030
other
-
-
-
3 783
income
-
-
-
17 161
surtax
-
-
-
-
total
-
-
-
52 863
Employee
35 443
-
95 868
-
income
2 092
-
17 356
-
social contributions
1 011
-
2 731
-
pensions
4 007
-
6 065
-
surtax
-
-
-
-
total
7 110
-
26 152
-
Employer
35 443
-
95 868
-
pensions
5 823
-
10 319
-
social contributions
107
-
288
-
unemployment
1 435
-
3 883
-
health
2 482
-
8 159
-
other
1 223
-
3 483
-
total
11 070
-
26 132
-
Corporate
75 488
122 000
-
-
surtax
-
-
-
-
income
21 136
34 160
-
-
total
21 136
34 160
-
-
Dividends
54 352
87 840
-
-
surtax
-
-
-
-
withholding
6 957
11 243
-
-
social contributions
9 349
15 107
-
-
total
16 306
26 350
-
-
Income
122 000
122 000
122 000
122 000
Total tax
55 622
60 510
52 284
52 863
After tax
66 378
61 490
69 716
69 137
Living cost
28 334
28 334
28 334
28 334
Free-cash
38 044
33 156
41 382
40 803

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21492
₽29718
₽29139
₽27181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
3 476
health
-
-
-
4 413
pensions
-
-
-
24 030
other
-
-
-
3 783
income
-
-
-
17 161
surtax
-
-
-
-
total
-
-
-
52 863
Employee
51 868
-
95 868
-
income
4 526
-
17 356
-
social contributions
1 477
-
2 731
-
pensions
5 867
-
6 065
-
surtax
-
-
-
-
total
11 870
-
26 152
-
Employer
51 868
-
95 868
-
pensions
8 523
-
10 319
-
social contributions
156
-
288
-
unemployment
2 101
-
3 883
-
health
3 630
-
8 159
-
other
1 790
-
3 483
-
total
16 200
-
26 132
-
Corporate
53 932
122 000
-
-
surtax
-
-
-
-
income
15 101
34 160
-
-
total
15 101
34 160
-
-
Dividends
38 831
87 840
-
-
surtax
-
-
-
-
withholding
4 971
11 243
-
-
social contributions
6 679
15 107
-
-
total
11 650
26 350
-
-
Income
122 000
122 000
122 000
122 000
Total tax
54 821
60 510
52 284
52 863
After tax
67 179
61 490
69 716
69 137
Living cost
39 998
39 998
39 998
39 998
Free-cash
27 181
21 492
29 718
29 139

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽110066
₽91766
₽114946
₽108973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 220
total
-
-
-
1 220
Employee
7 292
-
122 000
-
income
1 458
-
24 400
-
total
1 458
-
24 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

114 708
122 000
-
-
total
-
-
-
-
Dividends
114 708
122 000
-
-
withholding
5 735
6 100
-
-
total
5 735
6 100
-
-
Income
122 000
122 000
122 000
122 000
Total tax
7 193
6 100
24 400
1 220
After tax
114 807
115 900
97 600
120 780
Living cost
5 834
5 834
5 834
5 834
Free-cash
108 973
110 066
91 766
114 946

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽106809
₽88509
₽111689
₽105104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
122 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 220
total
-
-
-
1 220
Employee
11 364
-
122 000
-
income
2 273
-
24 400
-
total
2 273
-
24 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

110 636
122 000
-
-
total
-
-
-
-
Dividends
110 636
122 000
-
-
withholding
5 532
6 100
-
-
total
5 532
6 100
-
-
Income
122 000
122 000
122 000
122 000
Total tax
7 805
6 100
24 400
1 220
After tax
114 195
115 900
97 600
120 780
Living cost
9 091
9 091
9 091
9 091
Free-cash
105 104
106 809
88 509
111 689

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30853
₽47376
₽35394
₽41689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
11 982
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 065
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 928
total
-
-
-
54 633
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
122 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 928
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
35 065
-
total
9 233
-
42 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 795
122 000
-
-
trade
11 593
17 507
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

666
1 006
-
-
chamber of commerce
244
305
-
-
income
12 120
18 299
-
-
total
24 623
37 117
-
-
Dividends
56 171
84 883
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

754
1 150
-
-
withholding
13 728
20 907
-
-
total
14 482
22 057
-
-
Income
122 000
122 000
122 000
122 000
Total tax
48 338
59 174
42 651
54 633
After tax
73 662
62 826
79 349
67 367
Living cost
31 973
31 973
31 973
31 973
Free-cash
41 689
30 853
47 376
35 394

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36487
₽54265
₽41114
₽45646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
13 151
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 065
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 928
total
-
-
-
55 802
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
122 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 928
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
35 065
-
total
6 592
-
42 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
90 325
122 000
-
-
trade
14 226
19 216
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

745
1 006
-
-
chamber of commerce
256
302
-
-
income
13 548
18 299
-
-
total
28 775
38 823
-
-
Dividends
61 550
83 178
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

830
1 127
-
-
withholding
15 073
20 479
-
-
total
15 903
21 606
-
-
Income
122 000
122 000
122 000
122 000
Total tax
51 270
60 429
42 651
55 802
After tax
70 730
61 571
79 349
66 198
Living cost
25 084
25 084
25 084
25 084
Free-cash
45 646
36 487
54 265
41 114

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28413
₽46816
₽33081
₽40049
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
13 735
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 065
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 928
total
-
-
-
56 386
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
122 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 928
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
35 065
-
total
9 464
-
42 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 003
122 000
-
-
trade
13 160
20 069
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

660
1 006
-
-
chamber of commerce
239
299
-
-
income
12 000
18 299
-
-
total
26 059
39 673
-
-
Dividends
53 943
82 327
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

724
1 114
-
-
withholding
13 171
20 267
-
-
total
13 895
21 381
-
-
Income
122 000
122 000
122 000
122 000
Total tax
49 418
61 054
42 651
56 386
After tax
72 582
60 946
79 349
65 614
Living cost
32 533
32 533
32 533
32 533
Free-cash
40 049
28 413
46 816
33 081

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22380
₽41411
₽27091
₽35806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
122 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
14 320
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
35 065
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 928
total
-
-
-
56 971
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
122 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 928
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
35 065
-
total
11 833
-
42 651
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 230
122 000
-
-
trade
12 387
20 922
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

596
1 006
-
-
chamber of commerce
228
297
-
-
income
10 834
18 299
-
-
total
24 045
40 524
-
-
Dividends
48 185
81 476
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

646
1 103
-
-
withholding
11 732
20 055
-
-
total
12 378
21 158
-
-
Income
122 000
122 000
122 000
122 000
Total tax
48 256
61 682
42 651
56 971
After tax
73 744
60 318
79 349
65 029
Living cost
37 938
37 938
37 938
37 938
Free-cash
35 806
22 380
41 411
27 091

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽58137
₽35786
₽39291
₽55504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
29 707
surtax
-
-
-
4 259
total
-
-
-
64 108
Employee
27 889
-
100 784
-
health
712
-
2 571
-
pensions
1 861
-
6 722
-
surtax
99
-
3 706
-
other
-
-
-
-
unemployment
1 941
-
7 014
-
income
4 675
-
26 385
-
total
9 288
-
46 398
-
Employer
27 889
-
100 784
-
pensions
3 718
-
13 434
-
unemployment
885
-
3 195
-
health
1 268
-
4 586
-
other
-
-
-
-
total
5 871
-
21 215
-
Corporate
88 240
122 000
-
-
income
22 942
31 720
-
-
total
22 942
31 720
-
-
Dividends
65 298
90 280
-
-
withholding
9 794
13 542
-
-
total
9 794
13 542
-
-
Income
122 000
122 000
122 000
122 000
Total tax
47 895
45 262
67 613
64 108
After tax
74 105
76 738
54 387
57 892
Living cost
18 601
18 601
18 601
18 601
Free-cash
55 504
58 137
35 786
39 291

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽58464
₽36113
₽39618
₽55887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
189
health
-
-
-
7 847
pensions
-
-
-
22 106
other
-
-
-
-
income
-
-
-
29 707
surtax
-
-
-
4 259
total
-
-
-
64 108
Employee
27 386
-
100 784
-
health
699
-
2 571
-
pensions
1 826
-
6 722
-
surtax
90
-
3 706
-
other
-
-
-
-
unemployment
1 906
-
7 014
-
income
4 591
-
26 385
-
total
9 112
-
46 398
-
Employer
27 386
-
100 784
-
pensions
3 651
-
13 434
-
unemployment
868
-
3 195
-
health
1 246
-
4 586
-
other
-
-
-
-
total
5 765
-
21 215
-
Corporate
88 849
122 000
-
-
income
23 100
31 720
-
-
total
23 100
31 720
-
-
Dividends
65 749
90 280
-
-
withholding
9 862
13 542
-
-
total
9 862
13 542
-
-
Income
122 000
122 000
122 000
122 000
Total tax
47 839
45 262
67 613
64 108
After tax
74 161
76 738
54 387
57 892
Living cost
18 274
18 274
18 274
18 274
Free-cash
55 887
58 464
36 113
39 618

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽52221
₽54334
₽68125
₽52561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
unemployment
-
-
-
1 830
health
-
-
-
8 540
pensions
-
-
-
12 200
income
-
-
-
14 914
total
-
-
-
37 484
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
102 092
-
health
1 656
659
7 146
-
pensions
2 366
942
10 209
-
unemployment
355
141
1 531
-
income
2 893
1 151
12 481
-
total
7 270
2 893
31 367
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
102 092
-
pensions
4 614
1 836
19 908
-
total
4 614
1 836
19 908
-
Corporate
93 725
110 747
-
-
income
8 435
9 967
-
-
total
8 435
9 967
-
-
Dividends
85 290
100 780
-
-
withholding
16 205
19 148
-
-
social contributions
16 524
19 544
-
-
total
32 729
38 692
-
-
Income
122 000
122 000
122 000
122 000
Total tax
53 048
53 388
51 275
37 484
After tax
68 952
68 612
70 725
84 516
Living cost
16 391
16 391
16 391
16 391
Free-cash
52 561
52 221
54 334
68 125

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽34198
₽31429
₽30472
₽33500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
1 311
municipal
-
-
-
13 197
pensions
-
-
-
14 640
national
-
-
-
20 450
total
-
-
-
49 598
Employee
65 000
-
105 468
-
municipal
8 029
-
13 669
-
pensions
2 600
-
4 219
-
national
12 441
-
21 182
-
total
23 070
-
39 070
-
Employer
65 000
-
105 468
-
social contributions
699
-
1 134
-
pensions
5 200
-
8 437
-
total
5 899
-
9 571
-
Corporate
46 812
122 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 362
24 400
-
-
total
9 362
24 400
-
-
Dividends
37 449
97 600
-
-
withholding
8 239
21 472
-
-
total
8 239
21 472
-
-
Income
122 000
122 000
122 000
122 000
Total tax
46 570
45 872
48 641
49 598
After tax
75 430
76 128
73 359
72 402
Living cost
41 930
41 930
41 930
41 930
Free-cash
33 500
34 198
31 429
30 472

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽38225
₽19913
₽19913
₽40053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
social contributions
-
-
-
19 800
income
-
-
-
35 112
total
-
-
-
54 912
Employee
64 780
-
122 000
-
social contributions
5 382
-
19 800
-
income
12 224
-
35 112
-
total
17 606
-
54 912
-
Employer
64 780
-
122 000
-
total
-
-
-
-
Corporate
57 220
122 000
-
-
income
7 152
15 250
-
-
total
7 152
15 250
-
-
Dividends
50 068
106 750
-
-
withholding
10 014
21 350
-
-
total
10 014
21 350
-
-
Income
122 000
122 000
122 000
122 000
Total tax
34 772
36 600
54 912
54 912
After tax
87 228
85 400
67 088
67 088
Living cost
47 175
47 175
47 175
47 175
Free-cash
40 053
38 225
19 913
19 913

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽30147
₽19079
₽24759
₽25825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
regional
-
-
-
1 415
social contributions
-
-
-
31 378
municipal
-
-
-
724
national
-
-
-
28 779
total
-
-
-
62 296
Employee
73 601
-
122 000
-
regional
694
-
1 246
-
municipal
390
-
647
-
social contributions
24 818
-
41 139
-
national
12 753
-
24 944
-
total
38 655
-
67 976
-
Employer
73 601
-
122 000
-
total
-
-
-
-
Corporate
48 399
122 000
-
-
nationa
11 615
29 280
-
-
municipal
1 887
4 759
-
-
total
13 502
34 039
-
-
Dividends
34 896
87 961
-
-
withholding
9 073
22 869
-
-
total
9 073
22 869
-
-
Income
122 000
122 000
122 000
122 000
Total tax
61 230
56 908
67 976
62 296
After tax
60 770
65 092
54 024
59 704
Living cost
34 945
34 945
34 945
34 945
Free-cash
25 825
30 147
19 079
24 759

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽41817
₽31321
₽36971
₽39979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
122 000
regional
-
-
-
1 840
social contributions
-
-
-
31 378
municipal
-
-
-
724
national
-
-
-
28 779
total
-
-
-
62 721
Employee
45 939
-
122 000
-
regional
618
-
1 641
-
municipal
244
-
647
-
social contributions
15 491
-
41 139
-
national
7 278
-
24 944
-
total
23 631
-
68 371
-
Employer
45 939
-
122 000
-
total
-
-
-
-
Corporate
76 061
122 000
-
-
nationa