Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121500

per

Your estimated

Best value All models

City

free-cash

Zurich , Switzerland

-₽20714

₽11918

₽24173

₽18140

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

121 500

city

1 281

pensions

11 178

other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

2 429

regional

4 766

health

274

national

1 126

total

21 054

Employee

89 259

108 747

city

958

1 168

regional

2 923

4 104

health

202

245

pensions

7 499

9 137

unemployment

national

422

877

total

12 004

15 531

Employer

89 259

108 747

other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785

2 174

unemployment

pensions

7 499

9 137

health

202

245

total

9 486

11 556

Corporate

21 775

121 500

regional

4 606

25 698

national

1 851

10 328

total

6 457

36 026

Dividends

15 318

85 475

withholding

5 362

29 915

total

5 362

29 915

Income

121 500

Total tax

33 309

65 941

27 087

21 054

After tax

88 191

55 559

94 413

100 446

Living cost

76 273

Free-cash

11 918

-20 714

18 140

24 173

Estimated living cost is ₽76273 per week

₽49599

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽6845

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽936

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽18892

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.