Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 121500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽17114
₽27469
₽23077
₽10939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
121 500
income
-
-
-
27 594
health
-
-
-
12 424
pensions
-
-
-
11 805
total
-
-
-
51 823
Employee
86 041
86 041
103 395
-
pensions
15 487
11 805
11 805
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 083
14 083
14 083
-
health
13 206
11 233
12 222
-
total
42 776
37 121
38 110
-
Employer
86 041
86 041
103 395
-
unemployment
3 097
3 097
3 723
-
health
5 981
5 981
7 185
-
pensions
5 988
5 988
7 197
-
total
15 066
15 066
18 105
-
Corporate
21 448
20 393
-
-
income
4 291
4 078
-
-
total
4 291
4 078
-
-
Dividends
17 158
16 314
-
-
income
3 646
3 466
-
-
withholding
2 574
2 447
-
-
total
6 220
5 913
-
-
Income
121 500
121 500
121 500
121 500
Total tax
68 353
62 178
56 215
51 823
After tax
53 147
59 322
65 285
69 677
Living cost
42 208
42 208
42 208
42 208
Free-cash
10 939
17 114
23 077
27 469

Estimated living cost  is ₽42208 per week

₽29912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3805
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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