Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120500
per

Your estimated
City
free-cash

Madrid , Spain
₽41671
₽30429
₽34860
₽48409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 500
unemployment
-
-
-
599
income
-
-
-
27 570
other
-
-
-
86
accident
-
-
-
770
pensions
-
-
-
24 196
total
-
-
-
53 221
Employee
44 550
-
93 242
-
unemployment
690
-
1 325
-
pensions
2 094
-
4 019
-
income
9 305
-
24 965
-
other
44
-
86
-
total
12 133
-
30 395
-
Employer
44 550
-
93 242
-
pensions
10 514
-
20 178
-
accident
882
-
1 693
-
unemployment
2 451
-
4 702
-
other
357
-
684
-
total
14 204
-
27 257
-
Corporate
61 746
120 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 262
18 074
-
-
total
9 262
18 074
-
-
Dividends
52 484
102 426
-
-
withholding
10 811
21 598
-
-
total
10 811
21 598
-
-
Income
120 500
120 500
120 500
120 500
Total tax
46 410
39 672
57 652
53 221
After tax
74 090
80 828
62 848
67 279
Living cost
32 419
32 419
32 419
32 419
Free-cash
41 671
48 409
30 429
34 860

Estimated living cost  is ₽32419 per week

₽23282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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