Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120000
per

Your estimated
City
free-cash

Valencia , Spain
₽52795
₽47587
₽38198
₽34056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
120 000
accident
-
-
-
847
income
-
-
-
25 684
pensions
-
-
-
26 615
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
53 899
Employee
37 519
-
90 990
-
other
37
-
91
-
income
7 233
-
23 252
-
pensions
1 764
-
4 277
-
unemployment
582
-
1 410
-
total
9 616
-
29 030
-
Employer
37 519
-
90 990
-
accident
743
-
1 802
-
other
300
-
730
-
unemployment
2 064
-
5 005
-
pensions
8 854
-
21 474
-
total
11 961
-
29 011
-
Corporate
70 520
120 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 577
18 000
-
-
total
10 577
18 000
-
-
Dividends
59 942
102 000
-
-
withholding
12 356
21 302
-
-
total
12 356
21 302
-
-
Income
120 000
120 000
120 000
120 000
Total tax
44 510
39 302
58 041
53 899
After tax
75 490
80 698
61 959
66 101
Living cost
27 903
27 903
27 903
27 903
Free-cash
47 587
52 795
34 056
38 198

Estimated living cost  is ₽27903 per week

₽18834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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