Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 120000
per

Your estimated
City
free-cash

Ljubljana , Slovenia
₽55363
₽46860
₽34022
₽30583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
120 000
income
-
-
-
24 818
pensions
-
-
-
21 916
unemployment
-
-
-
179
health
-
-
-
11 807
total
-
-
-
58 720
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 939
-
103 833
-
health
2 902
-
6 707
-
income
7 750
-
23 045
-
pensions
6 966
-
16 094
-
unemployment
64
-
145
-
total
17 682
-
45 991
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 939
-
103 833
-
unemployment
27
-
62
-
pensions
3 977
-
9 190
-
health
2 993
-
6 916
-
total
6 997
-
16 168
-
Corporate
68 064
120 000
-
-
income
12 933
22 799
-
-
total
12 933
22 799
-
-
Dividends
55 131
97 201
-
-
withholding
8 270
14 580
-
-
total
8 270
14 580
-
-
Income
120 000
120 000
120 000
120 000
Total tax
45 882
37 379
62 159
58 720
After tax
74 118
82 621
57 841
61 280
Living cost
27 258
27 258
27 258
27 258
Free-cash
46 860
55 363
30 583
34 022

Estimated living cost  is ₽27258 per week

₽18707
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6277
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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