Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 119500
per

Your estimated
City
free-cash

Andorra , Andorra
₽82610
₽67163
₽63987
₽79823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
26 290
income
-
-
-
4 283
total
-
-
-
30 573
Employee
26 673
-
103 463
-
social contributions
1 733
-
6 725
-
income
-
-
4 635
-
total
1 733
-
11 360
-
Employer
26 673
-
103 463
-
social contributions
4 135
-
16 037
-
total
4 135
-
16 037
-
Corporate
88 692
119 500
-
-
income
8 869
11 950
-
-
total
8 869
11 950
-
-
Dividends
79 824
107 550
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
14 737
11 950
27 397
30 573
After tax
104 763
107 550
92 103
88 927
Living cost
24 940
24 940
24 940
24 940
Free-cash
79 823
82 610
67 163
63 987

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽39994
₽5112
₽34630
₽39583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
chamber of commerce
-
-
-
479
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
27 488
surtax
-
-
-
-
total
-
-
-
58 401
Employee
36 267
33 064
92 792
-
health
1 403
1 280
3 591
-
pensions
3 714
3 385
9 502
-
other
362
331
927
-
unemployment
1 088
992
2 784
-
income
3 231
2 439
21 997
-
total
9 798
8 427
38 801
-
Employer
36 267
33 064
92 792
-
pensions
4 552
4 150
11 645
-
accident
471
430
1 206
-
unemployment
1 088
992
2 784
-
surtax
-
-
-
-
payroll
1 088
992
2 784
-
chamber of commerce
145
132
372
-
health
1 371
1 250
3 508
-
other
1 722
1 570
4 408
-
total
10 437
9 516
26 707
-
Corporate
72 796
76 920
89 645
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

18 199
19 230
22 411
-
total
18 199
19 230
22 411
-
Dividends
54 596
57 690
-
-
withholding
15 014
15 864
-
-
total
15 014
15 864
-
-
Income
119 500
119 500
119 500
119 500
Total tax
53 448
53 037
87 919
58 401
After tax
66 052
66 463
31 581
61 099
Living cost
26 469
26 469
26 469
26 469
Free-cash
39 583
39 994
5 112
34 630

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽37139
₽2322
₽31701
₽35856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
chamber of commerce
-
-
-
479
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
27 488
surtax
-
-
-
164
total
-
-
-
58 565
Employee
41 463
33 064
92 667
-
health
1 604
1 280
3 587
-
pensions
4 246
3 385
9 489
-
other
414
331
927
-
unemployment
1 244
992
2 780
-
income
4 720
2 439
21 951
-
total
12 228
8 427
38 734
-
Employer
41 463
33 064
92 667
-
pensions
5 204
4 150
11 629
-
accident
538
430
1 204
-
unemployment
1 244
992
2 780
-
surtax
164
164
164
-
payroll
1 244
992
2 780
-
chamber of commerce
165
132
370
-
health
1 567
1 250
3 503
-
other
1 970
1 570
4 401
-
total
12 096
9 680
26 831
-
Corporate
65 942
76 757
89 519
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 486
19 189
22 379
-
total
16 486
19 189
22 379
-
Dividends
49 456
57 567
-
-
withholding
13 600
15 831
-
-
total
13 600
15 831
-
-
Income
119 500
119 500
119 500
119 500
Total tax
54 410
53 127
87 944
58 565
After tax
65 090
66 373
31 556
60 935
Living cost
29 234
29 234
29 234
29 234
Free-cash
35 856
37 139
2 322
31 701

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽36635
₽13311
₽22239
₽24194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
18 743
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 046
national
-
-
-
42 221
total
-
-
-
67 010
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
92 556
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 350
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 942
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 827
-
national
18 246
-
32 073
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
805
-
total
29 096
-
48 997
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
92 556
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 203
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 351
-
surtax
6 729
-
10 495
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 692
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
8 200
-
total
17 275
-
26 941
-
Corporate
42 878
119 500
-
-
surtax
172
479
-
-
income
8 576
23 900
-
-
total
8 748
24 379
-
-
Dividends
34 131
95 121
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 936
28 235
-
-
total
9 936
28 235
-
-
Income
119 500
119 500
119 500
119 500
Total tax
65 055
52 614
75 938
67 010
After tax
54 445
66 886
43 562
52 490
Living cost
30 251
30 251
30 251
30 251
Free-cash
24 194
36 635
13 311
22 239

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽87910
₽83979
₽79579
₽82858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 925
total
-
-
-
25 658
Employee
18 887
-
113 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 381
-
total
4 624
-
15 575
-
Employer
18 887
-
113 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
96 907
119 500
-
-
income
9 690
11 950
-
-
total
9 690
11 950
-
-
Dividends
87 217
107 550
-
-
withholding
4 360
5 377
-
-
total
4 360
5 377
-
-
Income
119 500
119 500
119 500
119 500
Total tax
22 379
17 327
21 258
25 658
After tax
97 121
102 173
98 242
93 842
Living cost
14 263
14 263
14 263
14 263
Free-cash
82 858
87 910
83 979
79 579

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽91302
₽87371
₽82971
₽87450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 925
total
-
-
-
25 658
Employee
14 395
-
113 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 381
-
total
3 523
-
15 575
-
Employer
14 395
-
113 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
102 280
119 500
-
-
income
10 228
11 950
-
-
total
10 228
11 950
-
-
Dividends
92 053
107 550
-
-
withholding
4 603
5 377
-
-
total
4 603
5 377
-
-
Income
119 500
119 500
119 500
119 500
Total tax
21 179
17 327
21 258
25 658
After tax
98 321
102 173
98 242
93 842
Living cost
10 871
10 871
10 871
10 871
Free-cash
87 450
91 302
87 371
82 971

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽68053
₽62681
₽63804
₽63539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
13 424
health
-
-
-
3 047
income
-
-
-
20 016
total
-
-
-
36 487
Employee
63 798
63 798
110 318
-
health
494
1 085
1 875
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
19 411
-
total
9 853
12 286
28 428
-
Employer
63 798
63 798
110 318
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
2 040
-
total
2 949
6 476
9 182
-
Corporate
87 489
49 227
-
-
income
10 936
6 153
-
-
total
10 936
6 153
-
-
Dividends
76 553
43 074
-
-
withholding
13 014
7 323
-
-
total
13 014
7 323
-
-
Income
119 500
119 500
119 500
119 500
Total tax
36 752
32 238
37 610
36 487
After tax
82 748
87 262
81 890
83 013
Living cost
19 209
19 209
19 209
19 209
Free-cash
63 539
68 053
62 681
63 804

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽60352
₽54980
₽56103
₽56912
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
13 424
health
-
-
-
3 047
income
-
-
-
20 016
total
-
-
-
36 487
Employee
63 798
63 798
110 318
-
health
635
1 085
1 875
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
19 411
-
total
10 434
12 286
28 428
-
Employer
63 798
63 798
110 318
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
2 040
-
total
3 791
6 476
9 182
-
Corporate
78 364
49 227
-
-
income
9 796
6 153
-
-
total
9 796
6 153
-
-
Dividends
68 568
43 074
-
-
withholding
11 657
7 323
-
-
total
11 657
7 323
-
-
Income
119 500
119 500
119 500
119 500
Total tax
35 678
32 238
37 610
36 487
After tax
83 822
87 262
81 890
83 013
Living cost
26 910
26 910
26 910
26 910
Free-cash
56 912
60 352
54 980
56 103

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽62753
₽41119
₽44460
₽55788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
28 093
health
-
-
-
16 133
solidarity contribution
-
-
-
-
income
-
-
-
11 291
total
-
-
-
55 517
Employee
28 710
-
89 179
-
health
3 876
-
12 039
-
social contributions
1 866
-
5 797
-
solidarity contribution
-
-
-
-
income
3 445
-
10 701
-
total
9 187
-
28 537
-
Employer
28 710
-
89 179
-
social contributions
7 178
-
22 295
-
health
2 584
-
8 026
-
total
9 762
-
30 321
-
Corporate
81 028
119 500
-
-
income
15 395
22 705
-
-
total
15 395
22 705
-
-
Dividends
65 633
96 795
-
-
withholding
9 845
14 519
-
-
total
9 845
14 519
-
-
Income
119 500
119 500
119 500
119 500
Total tax
44 189
37 224
58 858
55 517
After tax
75 311
82 276
60 642
63 983
Living cost
19 523
19 523
19 523
19 523
Free-cash
55 788
62 753
41 119
44 460

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽58219
₽36585
₽39926
₽49636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
28 093
health
-
-
-
16 133
solidarity contribution
-
-
-
-
income
-
-
-
11 291
total
-
-
-
55 517
Employee
35 378
-
89 179
-
health
4 776
-
12 039
-
social contributions
2 300
-
5 797
-
solidarity contribution
-
-
-
-
income
4 245
-
10 701
-
total
11 321
-
28 537
-
Employer
35 378
-
89 179
-
social contributions
8 845
-
22 295
-
health
3 184
-
8 026
-
total
12 029
-
30 321
-
Corporate
72 093
119 500
-
-
income
13 698
22 705
-
-
total
13 698
22 705
-
-
Dividends
58 395
96 795
-
-
withholding
8 759
14 519
-
-
total
8 759
14 519
-
-
Income
119 500
119 500
119 500
119 500
Total tax
45 807
37 224
58 858
55 517
After tax
73 693
82 276
60 642
63 983
Living cost
24 057
24 057
24 057
24 057
Free-cash
49 636
58 219
36 585
39 926

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽61754
-₽61754
₽31976
-₽61754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
labour market
-
-
-
9 502
municipal
-
-
-
24 090
pensions
-
-
-
721
national
-
-
-
13 146
total
-
-
-
47 459
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
141 189
141 189
141 189
47 459
After tax
-21 689
-21 689
-21 689
72 041
Living cost
40 065
40 065
40 065
40 065
Free-cash
-61 754
-61 754
-61 754
31 976

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽75560
₽48836
₽44013
₽70406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
15 535
pensions
-
-
-
23 900
income
-
-
-
16 012
total
-
-
-
55 447
Employee
23 536
-
89 313
-
pensions
471
-
1 787
-
unemployment
376
-
1 430
-
income
2 650
-
17 220
-
total
3 497
-
20 437
-
Employer
23 536
-
89 313
-
pensions
4 708
-
17 862
-
unemployment
189
-
715
-
health
3 059
-
11 610
-
total
7 956
-
30 187
-
Corporate
88 008
119 500
-
-
income
17 601
23 900
-
-
total
17 601
23 900
-
-
Dividends
70 407
95 600
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
29 054
23 900
50 624
55 447
After tax
90 446
95 600
68 876
64 053
Living cost
20 040
20 040
20 040
20 040
Free-cash
70 406
75 560
48 836
44 013

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽44684
₽32529
₽48914
₽46018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
119 500
health
-
-
-
1 494
municipal
-
-
-
21 241
national
-
-
-
15 998
total
-
-
-
38 733
Employee
43 651
-
100 529
-
health
326
-
1 201
-
municipal
7 150
-
16 385
-
pensions
2 946
-
6 786
-
national
721
-
10 267
-
unemployment
655
-
1 508
-
total
11 798
-
36 147
-
Employer
43 651
-
100 529
-
accident
44
-
101
-
unemployment
283
-
653
-
health
335
-
775
-
pensions
7 573
-
17 442
-
total
8 235
-
18 971
-
Corporate
67 613
119 500
-
-
income
13 523
23 900
-
-
total
13 523
23 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

40 568
71 700
-
-
municipal
7 302
12 906
-
-
national
771
6 157
-
-
total
8 073
19 063
-
-
Income
119 500
119 500
119 500
119 500
Total tax
41 629
42 963
55 118
38 733
After tax
77 871
76 537
64 382
80 767
Living cost
31 853
31 853
31 853
31 853
Free-cash
46 018
44 684
32 529
48 914

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽34654
₽43081
₽42197
₽39265
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
3 406
health
-
-
-
4 221
pensions
-
-
-
23 849
other
-
-
-
3 705
income
-
-
-
16 549
surtax
-
-
-
-
total
-
-
-
51 730
Employee
31 696
-
94 085
-
income
1 634
-
16 871
-
social contributions
904
-
2 681
-
pensions
3 585
-
5 879
-
surtax
-
-
-
-
total
6 123
-
25 431
-
Employer
31 696
-
94 085
-
pensions
5 208
-
10 016
-
social contributions
94
-
282
-
unemployment
1 283
-
3 810
-
health
2 218
-
7 920
-
other
1 094
-
3 387
-
total
9 897
-
25 415
-
Corporate
77 905
119 500
-
-
surtax
-
-
-
-
income
21 814
33 460
-
-
total
21 814
33 460
-
-
Dividends
56 091
86 040
-
-
surtax
-
-
-
-
withholding
7 180
11 013
-
-
social contributions
9 648
14 800
-
-
total
16 828
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
54 662
59 273
50 846
51 730
After tax
64 838
60 227
68 654
67 770
Living cost
25 573
25 573
25 573
25 573
Free-cash
39 265
34 654
43 081
42 197

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31841
₽40268
₽39384
₽36744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
3 406
health
-
-
-
4 221
pensions
-
-
-
23 849
other
-
-
-
3 705
income
-
-
-
16 549
surtax
-
-
-
-
total
-
-
-
51 730
Employee
35 509
-
94 085
-
income
2 096
-
16 871
-
social contributions
1 012
-
2 681
-
pensions
4 015
-
5 879
-
surtax
-
-
-
-
total
7 123
-
25 431
-
Employer
35 509
-
94 085
-
pensions
5 833
-
10 016
-
social contributions
107
-
282
-
unemployment
1 437
-
3 810
-
health
2 486
-
7 920
-
other
1 225
-
3 387
-
total
11 088
-
25 415
-
Corporate
72 902
119 500
-
-
surtax
-
-
-
-
income
20 413
33 460
-
-
total
20 413
33 460
-
-
Dividends
52 490
86 040
-
-
surtax
-
-
-
-
withholding
6 718
11 013
-
-
social contributions
9 028
14 800
-
-
total
15 746
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
54 370
59 273
50 846
51 730
After tax
65 130
60 227
68 654
67 770
Living cost
28 386
28 386
28 386
28 386
Free-cash
36 744
31 841
40 268
39 384

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽20155
₽28582
₽27698
₽25860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
3 406
health
-
-
-
4 221
pensions
-
-
-
23 849
other
-
-
-
3 705
income
-
-
-
16 549
surtax
-
-
-
-
total
-
-
-
51 730
Employee
51 964
-
94 085
-
income
4 534
-
16 871
-
social contributions
1 480
-
2 681
-
pensions
5 877
-
5 879
-
surtax
-
-
-
-
total
11 891
-
25 431
-
Employer
51 964
-
94 085
-
pensions
8 538
-
10 016
-
social contributions
156
-
282
-
unemployment
2 105
-
3 810
-
health
3 637
-
7 920
-
other
1 793
-
3 387
-
total
16 229
-
25 415
-
Corporate
51 307
119 500
-
-
surtax
-
-
-
-
income
14 365
33 460
-
-
total
14 365
33 460
-
-
Dividends
36 941
86 040
-
-
surtax
-
-
-
-
withholding
4 728
11 013
-
-
social contributions
6 355
14 800
-
-
total
11 083
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
53 568
59 273
50 846
51 730
After tax
65 932
60 227
68 654
67 770
Living cost
40 072
40 072
40 072
40 072
Free-cash
25 860
20 155
28 582
27 698

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽107668
₽89743
₽112448
₽106570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 195
total
-
-
-
1 195
Employee
7 321
-
119 500
-
income
1 464
-
23 900
-
total
1 464
-
23 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

112 179
119 500
-
-
total
-
-
-
-
Dividends
112 179
119 500
-
-
withholding
5 609
5 975
-
-
total
5 609
5 975
-
-
Income
119 500
119 500
119 500
119 500
Total tax
7 073
5 975
23 900
1 195
After tax
112 427
113 525
95 600
118 305
Living cost
5 857
5 857
5 857
5 857
Free-cash
106 570
107 668
89 743
112 448

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽104398
₽86473
₽109178
₽102686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 195
total
-
-
-
1 195
Employee
11 409
-
119 500
-
income
2 282
-
23 900
-
total
2 282
-
23 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 091
119 500
-
-
total
-
-
-
-
Dividends
108 091
119 500
-
-
withholding
5 405
5 975
-
-
total
5 405
5 975
-
-
Income
119 500
119 500
119 500
119 500
Total tax
7 687
5 975
23 900
1 195
After tax
111 813
113 525
95 600
118 305
Living cost
9 127
9 127
9 127
9 127
Free-cash
102 686
104 398
86 473
109 178

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29512
₽45947
₽34334
₽40365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 613
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 985
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 869
total
-
-
-
53 135
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
119 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 869
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
33 985
-
total
9 250
-
41 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 219
119 500
-
-
trade
11 224
17 149
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

646
986
-
-
chamber of commerce
241
301
-
-
income
11 733
17 925
-
-
total
23 844
36 361
-
-
Dividends
54 375
83 140
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

731
1 126
-
-
withholding
13 279
20 470
-
-
total
14 010
21 596
-
-
Income
119 500
119 500
119 500
119 500
Total tax
47 104
57 957
41 522
53 135
After tax
72 396
61 543
77 978
66 365
Living cost
32 031
32 031
32 031
32 031
Free-cash
40 365
29 512
45 947
34 334

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35186
₽52848
₽40103
₽44361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 745
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 985
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 869
total
-
-
-
54 267
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
119 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 869
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
33 985
-
total
6 603
-
41 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
87 767
119 500
-
-
trade
13 824
18 821
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

724
986
-
-
chamber of commerce
252
298
-
-
income
13 166
17 925
-
-
total
27 966
38 030
-
-
Dividends
59 801
81 471
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

805
1 102
-
-
withholding
14 635
20 052
-
-
total
15 440
21 154
-
-
Income
119 500
119 500
119 500
119 500
Total tax
50 009
59 184
41 522
54 267
After tax
69 491
60 316
77 978
65 233
Living cost
25 130
25 130
25 130
25 130
Free-cash
44 361
35 186
52 848
40 103

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27108
₽45385
₽32073
₽38765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 312
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 985
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 869
total
-
-
-
54 834
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
119 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 869
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
33 985
-
total
9 481
-
41 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 426
119 500
-
-
trade
12 736
19 657
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

639
986
-
-
chamber of commerce
236
296
-
-
income
11 613
17 925
-
-
total
25 224
38 864
-
-
Dividends
52 201
80 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

701
1 091
-
-
withholding
12 736
19 844
-
-
total
13 437
20 935
-
-
Income
119 500
119 500
119 500
119 500
Total tax
48 142
59 799
41 522
54 834
After tax
71 358
59 701
77 978
64 666
Living cost
32 593
32 593
32 593
32 593
Free-cash
38 765
27 108
45 385
32 073

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽21077
₽39970
₽26091
₽34530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 879
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
33 985
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 869
total
-
-
-
55 401
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
119 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 869
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
33 985
-
total
11 854
-
41 522
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 638
119 500
-
-
trade
11 942
20 495
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

575
986
-
-
chamber of commerce
224
294
-
-
income
10 447
17 925
-
-
total
23 188
39 700
-
-
Dividends
46 451
79 800
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

622
1 080
-
-
withholding
11 298
19 635
-
-
total
11 920
20 715
-
-
Income
119 500
119 500
119 500
119 500
Total tax
46 962
60 415
41 522
55 401
After tax
72 538
59 085
77 978
64 099
Living cost
38 008
38 008
38 008
38 008
Free-cash
34 530
21 077
39 970
26 091

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽56530
₽34955
₽38072
₽53894
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
28 535
surtax
-
-
-
4 062
total
-
-
-
62 793
Employee
27 940
-
98 719
-
health
713
-
2 518
-
pensions
1 864
-
6 584
-
surtax
99
-
3 571
-
other
-
-
-
-
unemployment
1 944
-
6 871
-
income
4 684
-
25 585
-
total
9 304
-
45 129
-
Employer
27 940
-
98 719
-
pensions
3 725
-
13 159
-
unemployment
886
-
3 130
-
health
1 271
-
4 492
-
other
-
-
-
-
total
5 882
-
20 781
-
Corporate
85 677
119 500
-
-
income
22 275
31 070
-
-
total
22 275
31 070
-
-
Dividends
63 402
88 430
-
-
withholding
9 510
13 265
-
-
total
9 510
13 265
-
-
Income
119 500
119 500
119 500
119 500
Total tax
46 971
44 335
65 910
62 793
After tax
72 529
75 165
53 590
56 707
Living cost
18 635
18 635
18 635
18 635
Free-cash
53 894
56 530
34 955
38 072

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽56857
₽35282
₽38399
₽54276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
28 535
surtax
-
-
-
4 062
total
-
-
-
62 793
Employee
27 437
-
98 719
-
health
701
-
2 518
-
pensions
1 830
-
6 584
-
surtax
90
-
3 571
-
other
-
-
-
-
unemployment
1 910
-
6 871
-
income
4 599
-
25 585
-
total
9 130
-
45 129
-
Employer
27 437
-
98 719
-
pensions
3 657
-
13 159
-
unemployment
869
-
3 130
-
health
1 249
-
4 492
-
other
-
-
-
-
total
5 775
-
20 781
-
Corporate
86 288
119 500
-
-
income
22 434
31 070
-
-
total
22 434
31 070
-
-
Dividends
63 854
88 430
-
-
withholding
9 577
13 265
-
-
total
9 577
13 265
-
-
Income
119 500
119 500
119 500
119 500
Total tax
46 916
44 335
65 910
62 793
After tax
72 584
75 165
53 590
56 707
Living cost
18 308
18 308
18 308
18 308
Free-cash
54 276
56 857
35 282
38 399

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽50936
₽53002
₽66511
₽51275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
1 792
health
-
-
-
8 365
pensions
-
-
-
11 950
income
-
-
-
14 609
total
-
-
-
36 716
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
100 000
-
health
1 644
654
7 000
-
pensions
2 349
935
10 000
-
unemployment
352
140
1 500
-
income
2 872
1 143
12 225
-
total
7 217
2 872
30 725
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
100 000
-
pensions
4 581
1 823
19 500
-
total
4 581
1 823
19 500
-
Corporate
91 429
108 328
-
-
income
8 229
9 750
-
-
total
8 229
9 750
-
-
Dividends
83 200
98 578
-
-
withholding
15 808
18 730
-
-
social contributions
16 117
19 116
-
-
total
31 925
37 846
-
-
Income
119 500
119 500
119 500
119 500
Total tax
51 952
52 291
50 225
36 716
After tax
67 548
67 209
69 275
82 784
Living cost
16 273
16 273
16 273
16 273
Free-cash
51 275
50 936
53 002
66 511

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽32685
₽30023
₽29085
₽31988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
1 285
municipal
-
-
-
12 907
pensions
-
-
-
14 340
national
-
-
-
20 000
total
-
-
-
48 532
Employee
64 927
-
103 307
-
municipal
8 020
-
13 369
-
pensions
2 597
-
4 132
-
national
12 427
-
20 717
-
total
23 044
-
38 218
-
Employer
64 927
-
103 307
-
social contributions
698
-
1 111
-
pensions
5 194
-
8 265
-
total
5 892
-
9 376
-
Corporate
44 396
119 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 879
23 900
-
-
total
8 879
23 900
-
-
Dividends
35 517
95 600
-
-
withholding
7 814
21 032
-
-
total
7 814
21 032
-
-
Income
119 500
119 500
119 500
119 500
Total tax
45 629
44 932
47 594
48 532
After tax
73 871
74 568
71 906
70 968
Living cost
41 883
41 883
41 883
41 883
Free-cash
31 988
32 685
30 023
29 085

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽36389
₽18831
₽18831
₽38220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
19 320
income
-
-
-
34 087
total
-
-
-
53 407
Employee
64 899
-
119 500
-
social contributions
5 392
-
19 320
-
income
12 246
-
34 087
-
total
17 638
-
53 407
-
Employer
64 899
-
119 500
-
total
-
-
-
-
Corporate
54 601
119 500
-
-
income
6 825
14 937
-
-
total
6 825
14 937
-
-
Dividends
47 776
104 563
-
-
withholding
9 555
20 912
-
-
total
9 555
20 912
-
-
Income
119 500
119 500
119 500
119 500
Total tax
34 018
35 849
53 407
53 407
After tax
85 482
83 651
66 093
66 093
Living cost
47 262
47 262
47 262
47 262
Free-cash
38 220
36 389
18 831
18 831

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽28750
₽18042
₽23661
₽24417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
regional
-
-
-
1 383
social contributions
-
-
-
30 735
municipal
-
-
-
710
national
-
-
-
28 002
total
-
-
-
60 830
Employee
73 736
-
119 500
-
regional
696
-
1 218
-
municipal
390
-
633
-
social contributions
24 864
-
40 295
-
national
12 777
-
24 303
-
total
38 727
-
66 449
-
Employer
73 736
-
119 500
-
total
-
-
-
-
Corporate
45 764
119 500
-
-
nationa
10 983
28 680
-
-
municipal
1 785
4 660
-
-
total
12 768
33 340
-
-
Dividends
32 995
86 159
-
-
withholding
8 579
22 401
-
-
total
8 579
22 401
-
-
Income
119 500
119 500
119 500
119 500
Total tax
60 074
55 741
66 449
60 830
After tax
59 426
63 759
53 051
58 670
Living cost
35 009
35 009
35 009
35 009
Free-cash
24 417
28 750
18 042
23 661

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽40462
₽30311
₽35901
₽38621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
regional
-
-
-
1 802
social contributions
-
-
-
30 735
municipal
-
-
-
710
national
-
-
-
28 002
total
-
-
-
61 249
Employee
46 023
-
119 500
-
regional
620
-
1 608
-
municipal
244
-
633
-
social contributions
15 519
-
40 295
-
national
7 291
-
24 303
-
total
23 674
-
66 839
-
Employer
46 023
-
119 500
-
total
-
-
-
-
Corporate
73 477
119 500
-
-
nationa
17 634 </