Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 119500
per

Your estimated
City
free-cash

Andorra , Andorra
₽62287
₽77452
₽65462
₽80479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
26 290
income
-
-
-
3 852
total
-
-
-
30 142
Employee
28 953
-
103 462
-
social contributions
1 882
-
6 725
-
income
-
-
4 204
-
total
1 882
-
10 929
-
Employer
28 953
-
103 462
-
social contributions
4 488
-
16 038
-
total
4 488
-
16 038
-
Corporate
86 059
119 500
-
-
income
8 607
11 950
-
-
total
8 607
11 950
-
-
Dividends
77 452
107 550
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
14 977
11 950
26 967
30 142
After tax
104 523
107 550
92 533
89 358
Living cost
27 071
27 071
27 071
27 071
Free-cash
77 452
80 479
65 462
62 287

Estimated living cost  is ₽27071 per week

₽17504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7017
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽31705
₽37411
₽3764
₽37855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
-
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
479
pensions
-
-
-
19 464
income
-
-
-
25 548
total
-
-
-
59 063
Employee
39 367
35 890
92 793
-
unemployment
1 181
1 077
2 784
-
other
393
359
928
-
income
3 507
2 647
21 148
-
pensions
4 032
3 674
9 502
-
health
1 523
1 389
3 591
-
total
10 636
9 146
37 953
-
Employer
39 367
35 890
92 793
-
pensions
4 941
4 505
11 645
-
surtax
-
-
-
-
payroll
1 181
1 077
2 784
-
other
1 870
1 704
4 409
-
health
1 489
1 357
3 507
-
accident
511
467
1 207
-
unemployment
1 181
1 077
2 784
-
chamber of commerce
157
144
371
-
total
11 330
10 331
26 707
-
Corporate
68 803
73 281
89 375
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 201
18 321
22 344
-
total
17 201
18 321
22 344
-
Dividends
51 602
54 960
-
-
withholding
14 190
15 115
-
-
total
14 190
15 115
-
-
Income
119 500
119 500
119 500
119 500
Total tax
53 357
52 913
87 004
59 063
After tax
66 143
66 587
32 496
60 437
Living cost
28 732
28 732
28 732
28 732
Free-cash
37 411
37 855
3 764
31 705

Estimated living cost  is ₽28732 per week

₽17236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8050
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽28526
₽33369
₽733
₽34759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
178
unemployment
-
-
-
5 524
health
-
-
-
8 048
chamber of commerce
-
-
-
479
pensions
-
-
-
19 464
income
-
-
-
25 548
total
-
-
-
59 241
Employee
45 007
35 890
92 658
-
unemployment
1 350
1 077
2 779
-
other
449
359
926
-
income
5 124
2 647
21 101
-
pensions
4 609
3 674
9 489
-
health
1 742
1 389
3 586
-
total
13 274
9 146
37 881
-
Employer
45 007
35 890
92 658
-
pensions
5 648
4 505
11 628
-
surtax
178
178
178
-
payroll
1 350
1 077
2 779
-
other
2 138
1 704
4 401
-
health
1 700
1 357
3 502
-
accident
584
467
1 205
-
unemployment
1 350
1 077
2 779
-
chamber of commerce
179
144
371
-
total
13 127
10 509
26 843
-
Corporate
61 364
73 103
89 240
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 340
18 276
22 310
-
total
15 340
18 276
22 310
-
Dividends
46 023
54 827
-
-
withholding
12 657
15 077
-
-
total
12 657
15 077
-
-
Income
119 500
119 500
119 500
119 500
Total tax
54 398
53 008
87 034
59 241
After tax
65 102
66 492
32 466
60 259
Living cost
31 733
31 733
31 733
31 733
Free-cash
33 369
34 759
733
28 526

Estimated living cost  is ₽31733 per week

₽21165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽20282
₽20571
₽11417
₽34076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
national
-
-
-
41 448
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 036
social contributions
-
-
-
18 897
total
-
-
-
66 381
Employee

The minimum management director salary is set at €45,000 per year.

64 420
-
92 555
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

561
-
805
-
national
19 805
-
31 375
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 360
-
4 828
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 831
-
6 942
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 027
-
4 351
-
total
31 584
-
48 301
-
Employer

The minimum management director salary is set at €45,000 per year.

64 420
-
92 555
-
surtax
7 304
-
10 497
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 708
-
8 200
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 962
-
5 693
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 203
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

940
-
1 352
-
total
18 751
-
26 945
-
Corporate
36 329
119 500
-
-
income
7 265
23 899
-
-
surtax
145
479
-
-
total
7 410
24 378
-
-
Dividends
28 918
95 122
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 347
28 209
-
-
total
8 347
28 209
-
-
Income
119 500
119 500
119 500
119 500
Total tax
66 092
52 587
75 246
66 381
After tax
53 408
66 913
44 254
53 119
Living cost
32 837
32 837
32 837
32 837
Free-cash
20 571
34 076
11 417
20 282

Estimated living cost  is ₽32837 per week

₽21151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽77722
₽81227
₽81990
₽86706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
17 925
total
-
-
-
26 311
Employee
20 481
-
113 338
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 048
-
11 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 798
-
2 758
-
health
942
-
1 445
-
total
5 013
-
15 882
-
Employer
20 481
-
113 338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 257
-
3 461
-
health
1 413
-
2 167
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 018
-
6 161
-
Corporate
95 001
119 500
-
-
income
9 500
11 950
-
-
total
9 500
11 950
-
-
Dividends
85 501
107 550
-
-
withholding
4 275
5 377
-
-
total
4 275
5 377
-
-
Income
119 500
119 500
119 500
119 500
Total tax
22 806
17 327
22 043
26 311
After tax
96 694
102 173
97 457
93 189
Living cost
15 467
15 467
15 467
15 467
Free-cash
81 227
86 706
81 990
77 722

Estimated living cost  is ₽15467 per week

₽10230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽81400
₽86208
₽85668
₽90384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
126
health
-
-
-
3 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 648
income
-
-
-
17 925
total
-
-
-
26 311
Employee
15 610
-
113 338
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 561
-
11 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 758
-
health
718
-
1 445
-
total
3 822
-
15 882
-
Employer
15 610
-
113 338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 720
-
3 461
-
health
1 077
-
2 167
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 062
-
6 161
-
Corporate
100 827
119 500
-
-
income
10 083
11 950
-
-
total
10 083
11 950
-
-
Dividends
90 744
107 550
-
-
withholding
4 537
5 377
-
-
total
4 537
5 377
-
-
Income
119 500
119 500
119 500
119 500
Total tax
21 504
17 327
22 043
26 311
After tax
97 996
102 173
97 457
93 189
Living cost
11 789
11 789
11 789
11 789
Free-cash
86 208
90 384
85 668
81 400

Estimated living cost  is ₽11789 per week

₽6882
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽62755
₽61551
₽61508
₽66453
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
3 047
social contributions
-
-
-
14 571
income
-
-
-
18 276
total
-
-
-
35 894
Employee
69 251
69 251
109 717
-
income
7 540
6 411
17 742
-
social contributions
2 618
5 747
7 752
-
health
537
1 178
1 865
-
total
10 695
13 336
27 359
-
Employer
69 251
69 251
109 717
-
social contributions
2 618
5 747
7 752
-
health
583
1 282
2 030
-
total
3 201
7 029
9 782
-
Corporate
84 753
43 220
-
-
income
10 594
5 402
-
-
total
10 594
5 402
-
-
Dividends
74 158
37 817
-
-
withholding
12 608
6 429
-
-
total
12 608
6 429
-
-
Income
119 500
119 500
119 500
119 500
Total tax
37 098
32 196
37 141
35 894
After tax
82 402
87 304
82 359
83 606
Living cost
20 851
20 851
20 851
20 851
Free-cash
61 551
66 453
61 508
62 755

Estimated living cost  is ₽20851 per week

₽12496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽54395
₽54359
₽53148
₽58093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
3 047
social contributions
-
-
-
14 571
income
-
-
-
18 276
total
-
-
-
35 894
Employee
69 251
69 251
109 717
-
income
7 272
6 411
17 742
-
social contributions
3 365
5 747
7 752
-
health
689
1 178
1 865
-
total
11 326
13 336
27 359
-
Employer
69 251
69 251
109 717
-
social contributions
3 365
5 747
7 752
-
health
750
1 282
2 030
-
total
4 115
7 029
9 782
-
Corporate
74 848
43 220
-
-
income
9 355
5 402
-
-
total
9 355
5 402
-
-
Dividends
65 493
37 817
-
-
withholding
11 134
6 429
-
-
total
11 134
6 429
-
-
Income
119 500
119 500
119 500
119 500
Total tax
35 930
32 196
37 141
35 894
After tax
83 570
87 304
82 359
83 606
Living cost
29 211
29 211
29 211
29 211
Free-cash
54 359
58 093
53 148
54 395

Estimated living cost  is ₽29211 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽41666
₽54083
₽39861
₽61496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
16 132
social contributions
-
-
-
29 902
income
-
-
-
11 020
solidarity contribution
-
-
-
-
total
-
-
-
57 054
Employee
30 559
-
89 179
-
income
3 667
-
10 702
-
social contributions
1 986
-
5 797
-
health
4 125
-
12 039
-
solidarity contribution
-
-
-
-
total
9 778
-
28 538
-
Employer
30 559
-
89 179
-
social contributions
7 640
-
22 295
-
health
2 750
-
8 026
-
total
10 390
-
30 321
-
Corporate
78 551
119 500
-
-
income
14 925
22 705
-
-
total
14 925
22 705
-
-
Dividends
63 626
96 795
-
-
withholding
9 544
14 519
-
-
total
9 544
14 519
-
-
Income
119 500
119 500
119 500
119 500
Total tax
44 637
37 224
58 859
57 054
After tax
74 863
82 276
60 641
62 446
Living cost
20 780
20 780
20 780
20 780
Free-cash
54 083
61 496
39 861
41 666

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽36840
₽47534
₽35035
₽56670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
16 132
social contributions
-
-
-
29 902
income
-
-
-
11 020
solidarity contribution
-
-
-
-
total
-
-
-
57 054
Employee
37 656
-
89 179
-
income
4 519
-
10 702
-
social contributions
2 448
-
5 797
-
health
5 084
-
12 039
-
solidarity contribution
-
-
-
-
total
12 051
-
28 538
-
Employer
37 656
-
89 179
-
social contributions
9 414
-
22 295
-
health
3 389
-
8 026
-
total
12 803
-
30 321
-
Corporate
69 040
119 500
-
-
income
13 118
22 705
-
-
total
13 118
22 705
-
-
Dividends
55 923
96 795
-
-
withholding
8 388
14 519
-
-
total
8 388
14 519
-
-
Income
119 500
119 500
119 500
119 500
Total tax
46 360
37 224
58 859
57 054
After tax
73 140
82 276
60 641
62 446
Living cost
25 606
25 606
25 606
25 606
Free-cash
47 534
56 670
35 035
36 840

Estimated living cost  is ₽25606 per week

₽19043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽29262
-₽77323
-₽77323
-₽77323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
national
-
-
-
12 736
pensions
-
-
-
783
municipal
-
-
-
23 716
labour market
-
-
-
9 497
total
-
-
-
46 732
Employee
183 628
183 628
183 628
-
municipal
39 103
39 103
39 103
-
national
22 434
22 434
22 434
-
pensions
261
261
261
-
labour market
14 669
14 669
14 669
-
total
76 467
76 467
76 467
-
Employer
183 628
183 628
183 628
-
pensions
522
522
522
-
labour market
14 690
14 690
14 690
-
municipal
39 165
39 165
39 165
-
national
22 473
22 473
22 473
-
total
76 850
76 850
76 850
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
153 317
153 317
153 317
46 732
After tax
-33 817
-33 817
-33 817
72 768
Living cost
43 506
43 506
43 506
43 506
Free-cash
-77 323
-77 323
-77 323
29 262

Estimated living cost  is ₽43506 per week

₽29776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽42299
₽68253
₽47126
₽73848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
health
-
-
-
15 535
pensions
-
-
-
23 901
income
-
-
-
16 012
total
-
-
-
55 448
Employee
25 548
-
89 313
-
unemployment
408
-
1 429
-
income
2 876
-
17 220
-
pensions
511
-
1 786
-
total
3 795
-
20 435
-
Employer
25 548
-
89 313
-
pensions
5 110
-
17 861
-
health
3 321
-
11 611
-
unemployment
205
-
714
-
total
8 636
-
30 186
-
Corporate
85 316
119 500
-
-
income
17 063
23 899
-
-
total
17 063
23 899
-
-
Dividends
68 253
95 601
-
-
total
-
-
-
-
Income
119 500
119 500
119 500
119 500
Total tax
29 494
23 899
50 621
55 448
After tax
90 006
95 601
68 879
64 052
Living cost
21 753
21 753
21 753
21 753
Free-cash
68 253
73 848
47 126
42 299

Estimated living cost  is ₽21753 per week

₽14920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽46983
₽43250
₽30600
₽42630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
119 500
national
-
-
-
15 229
health
-
-
-
1 465
municipal
-
-
-
21 247
total
-
-
-
37 941
Employee
47 382
-
100 530
-
unemployment
711
-
1 507
-
municipal
7 761
-
16 391
-
national
783
-
9 497
-
pensions
3 198
-
6 787
-
health
354
-
1 172
-
total
12 807
-
35 354
-
Employer
47 382
-
100 530
-
pensions
8 220
-
17 442
-
health
364
-
774
-
accident
48
-
101
-
unemployment
308
-
653
-
total
8 940
-
18 970
-
Corporate
63 178
119 500
-
-
income
12 635
23 899
-
-
total
12 635
23 899
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 907
71 701
-
-
municipal
6 822
12 907
-
-
national
470
5 488
-
-
total
7 292
18 395
-
-
Income
119 500
119 500
119 500
119 500
Total tax
41 674
42 294
54 324
37 941
After tax
77 826
77 206
65 176
81 559
Living cost
34 576
34 576
34 576
34 576
Free-cash
43 250
42 630
30 600
46 983

Estimated living cost  is ₽34576 per week

₽22585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽40219
₽37472
₽42301
₽32468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
-
health
-
-
-
3 830
pensions
-
-
-
25 038
social contributions
-
-
-
3 404
income
-
-
-
15 545
other
-
-
-
3 705
total
-
-
-
51 522
Employee
34 406
-
94 782
-
income
1 774
-
16 386
-
surtax
-
-
-
-
social contributions
981
-
2 700
-
pensions
3 891
-
5 636
-
total
6 646
-
24 722
-
Employer
34 406
-
94 782
-
pensions
5 653
-
9 662
-
social contributions
103
-
284
-
other
1 188
-
3 291
-
health
2 408
-
7 642
-
unemployment
1 393
-
3 839
-
total
10 745
-
24 718
-
Corporate
74 349
119 500
-
-
income
20 818
33 460
-
-
surtax
-
-
-
-
total
20 818
33 460
-
-
Dividends
53 532
86 040
-
-
withholding
6 852
11 013
-
-
social contributions
9 208
14 800
-
-
surtax
-
-
-
-
total
16 060
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
54 269
59 273
49 440
51 522
After tax
65 231
60 227
70 060
67 978
Living cost
27 759
27 759
27 759
27 759
Free-cash
37 472
32 468
42 301
40 219

Estimated living cost  is ₽27759 per week

₽16099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽37166
₽34735
₽39248
₽29415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
-
health
-
-
-
3 830
pensions
-
-
-
25 038
social contributions
-
-
-
3 404
income
-
-
-
15 545
other
-
-
-
3 705
total
-
-
-
51 522
Employee
38 544
-
94 782
-
income
2 275
-
16 386
-
surtax
-
-
-
-
social contributions
1 099
-
2 700
-
pensions
4 358
-
5 636
-
total
7 732
-
24 722
-
Employer
38 544
-
94 782
-
pensions
6 332
-
9 662
-
social contributions
116
-
284
-
other
1 330
-
3 291
-
health
2 699
-
7 642
-
unemployment
1 560
-
3 839
-
total
12 037
-
24 718
-
Corporate
68 919
119 500
-
-
income
19 297
33 460
-
-
surtax
-
-
-
-
total
19 297
33 460
-
-
Dividends
49 623
86 040
-
-
withholding
6 352
11 013
-
-
social contributions
8 535
14 800
-
-
surtax
-
-
-
-
total
14 887
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
53 953
59 273
49 440
51 522
After tax
65 547
60 227
70 060
67 978
Living cost
30 812
30 812
30 812
30 812
Free-cash
34 735
29 415
39 248
37 166

Estimated living cost  is ₽30812 per week

₽19428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽24481
₽22920
₽26563
₽16730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
-
health
-
-
-
3 830
pensions
-
-
-
25 038
social contributions
-
-
-
3 404
income
-
-
-
15 545
other
-
-
-
3 705
total
-
-
-
51 522
Employee
56 406
-
94 782
-
income
4 922
-
16 386
-
surtax
-
-
-
-
social contributions
1 606
-
2 700
-
pensions
6 380
-
5 636
-
total
12 908
-
24 722
-
Employer
56 406
-
94 782
-
pensions
9 268
-
9 662
-
social contributions
169
-
284
-
other
1 947
-
3 291
-
health
3 948
-
7 642
-
unemployment
2 285
-
3 839
-
total
17 617
-
24 718
-
Corporate
45 478
119 500
-
-
income
12 734
33 460
-
-
surtax
-
-
-
-
total
12 734
33 460
-
-
Dividends
32 744
86 040
-
-
withholding
4 191
11 013
-
-
social contributions
5 633
14 800
-
-
surtax
-
-
-
-
total
9 824
25 813
-
-
Income
119 500
119 500
119 500
119 500
Total tax
53 083
59 273
49 440
51 522
After tax
66 417
60 227
70 060
67 978
Living cost
43 497
43 497
43 497
43 497
Free-cash
22 920
16 730
26 563
24 481

Estimated living cost  is ₽43497 per week

₽29438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽112453
₽106576
₽89748
₽107673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 195
total
-
-
-
1 195
Employee
7 314
-
119 500
-
income
1 463
-
23 900
-
total
1 463
-
23 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

112 186
119 500
-
-
total
-
-
-
-
Dividends
112 186
119 500
-
-
withholding
5 609
5 975
-
-
total
5 609
5 975
-
-
Income
119 500
119 500
119 500
119 500
Total tax
7 072
5 975
23 900
1 195
After tax
112 428
113 525
95 600
118 305
Living cost
5 852
5 852
5 852
5 852
Free-cash
106 576
107 673
89 748
112 453

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽109186
₽102696
₽86481
₽104406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 195
total
-
-
-
1 195
Employee
11 399
-
119 500
-
income
2 280
-
23 900
-
total
2 280
-
23 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 101
119 500
-
-
total
-
-
-
-
Dividends
108 101
119 500
-
-
withholding
5 405
5 975
-
-
total
5 405
5 975
-
-
Income
119 500
119 500
119 500
119 500
Total tax
7 685
5 975
23 900
1 195
After tax
111 815
113 525
95 600
118 305
Living cost
9 119
9 119
9 119
9 119
Free-cash
102 696
104 406
86 481
109 186

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽33047
₽38576
₽44187
₽26795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 793
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 598
trade
-
-
-
11 140
total
-
-
-
51 684
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 810
-
119 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 685
-
32 598
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 793
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 041
-
40 544
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 690
119 500
-
-
trade
10 717
17 148
-
-
income
11 203
17 924
-
-
chamber of commerce
246
313
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

617
986
-
-
total
22 783
36 371
-
-
Dividends
51 907
83 128
-
-
withholding
12 635
20 440
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

696
1 125
-
-
total
13 331
21 565
-
-
Income
119 500
119 500
119 500
119 500
Total tax
46 155
57 936
40 544
51 684
After tax
73 345
61 564
78 956
67 816
Living cost
34 769
34 769
34 769
34 769
Free-cash
38 576
26 795
44 187
33 047

Estimated living cost  is ₽34769 per week

₽23985
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽39452
₽43019
₽51678
₽33058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 793
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 598
trade
-
-
-
12 226
total
-
-
-
52 770
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 446
-
119 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
32 598
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 793
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
7 168
-
40 544
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
85 054
119 500
-
-
trade
13 395
18 822
-
-
income
12 758
17 924
-
-
chamber of commerce
260
308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

702
986
-
-
total
27 115
38 040
-
-
Dividends
57 939
81 460
-
-
withholding
14 142
20 023
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

778
1 101
-
-
total
14 920
21 124
-
-
Income
119 500
119 500
119 500
119 500
Total tax
49 203
59 164
40 544
52 770
After tax
70 297
60 336
78 956
66 730
Living cost
27 278
27 278
27 278
27 278
Free-cash
43 019
33 058
51 678
39 452

Estimated living cost  is ₽27278 per week

₽17159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6429
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽30807
₽36998
₽43577
₽24343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 793
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 598
trade
-
-
-
12 770
total
-
-
-
53 314
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 671
-
119 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 924
-
32 598
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 793
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
10 292
-
40 544
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 829
119 500
-
-
trade
12 144
19 657
-
-
income
11 075
17 924
-
-
chamber of commerce
241
306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

608
986
-
-
total
24 068
38 873
-
-
Dividends
49 761
80 626
-
-
withholding
12 098
19 815
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

665
1 090
-
-
total
12 763
20 905
-
-
Income
119 500
119 500
119 500
119 500
Total tax
47 123
59 778
40 544
53 314
After tax
72 377
59 722
78 956
66 186
Living cost
35 379
35 379
35 379
35 379
Free-cash
36 998
24 343
43 577
30 807

Estimated living cost  is ₽35379 per week

₽23662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3731
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24387
₽32455
₽37700
₽17851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 793
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 153
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 598
trade
-
-
-
13 313
total
-
-
-
53 857
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 124
-
119 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 364
-
32 598
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 793
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 153
-
6 153
-
total
12 867
-
40 544
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 376
119 500
-
-
trade
11 211
20 495
-
-
income
9 806
17 924
-
-
chamber of commerce
229
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

540
986
-
-
total
21 786
39 709
-
-
Dividends
43 589
79 790
-
-
withholding
10 555
19 606
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

581
1 078
-
-
total
11 136
20 684
-
-
Income
119 500
119 500
119 500
119 500
Total tax
45 789
60 393
40 544
53 857
After tax
73 711
59 107
78 956
65 643
Living cost
41 256
41 256
41 256
41 256
Free-cash
32 455
17 851
37 700
24 387

Estimated living cost  is ₽41256 per week

₽30132
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7289
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽36564
₽52072
₽34585
₽54938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
3 657
unemployment
-
-
-
205
health
-
-
-
8 484
pensions
-
-
-
23 899
income
-
-
-
26 463
other
-
-
-
-
total
-
-
-
62 708
Employee
30 329
-
98 720
-
unemployment
2 111
-
6 870
-
other
-
-
-
-
income
5 084
-
24 590
-
surtax
108
-
3 345
-
pensions
2 024
-
6 585
-
health
774
-
2 517
-
total
10 101
-
43 907
-
Employer
30 329
-
98 720
-
pensions
4 044
-
13 160
-
other
-
-
-
-
health
1 379
-
4 491
-
unemployment
962
-
3 129
-
total
6 385
-
20 780
-
Corporate
82 786
119 500
-
-
income
21 524
31 070
-
-
total
21 524
31 070
-
-
Dividends
61 263
88 430
-
-
withholding
9 190
13 264
-
-
total
9 190
13 264
-
-
Income
119 500
119 500
119 500
119 500
Total tax
47 200
44 334
64 687
62 708
After tax
72 300
75 166
54 813
56 792
Living cost
20 228
20 228
20 228
20 228
Free-cash
52 072
54 938
34 585
36 564

Estimated living cost  is ₽20228 per week

₽12213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽36919
₽52491
₽34940
₽55293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
surtax
-
-
-
3 657
unemployment
-
-
-
205
health
-
-
-
8 484
pensions
-
-
-
23 899
income
-
-
-
26 463
other
-
-
-
-
total
-
-
-
62 708
Employee
29 782
-
98 720
-
unemployment
2 073
-
6 870
-
other
-
-
-
-
income
4 992
-
24 590
-
surtax
97
-
3 345
-
pensions
1 986
-
6 585
-
health
761
-
2 517
-
total
9 909
-
43 907
-
Employer
29 782
-
98 720
-
pensions
3 970
-
13 160
-
other
-
-
-
-
health
1 355
-
4 491
-
unemployment
943
-
3 129
-
total
6 268
-
20 780
-
Corporate
83 449
119 500
-
-
income
21 696
31 070
-
-
total
21 696
31 070
-
-
Dividends
61 753
88 430
-
-
withholding
9 263
13 264
-
-
total
9 263
13 264
-
-
Income
119 500
119 500
119 500
119 500
Total tax
47 136
44 334
64 687
62 708
After tax
72 364
75 166
54 813
56 792
Living cost
19 873
19 873
19 873
19 873
Free-cash
52 491
55 293
34 940
36 919

Estimated living cost  is ₽19873 per week

₽12151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽64904
₽49735
₽51396
₽49363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
unemployment
-
-
-
1 793
health
-
-
-
8 365
pensions
-
-
-
11 950
income
-
-
-
14 609
total
-
-
-
36 717
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
100 000
-
unemployment
387
154
1 500
-
income
3 155
1 256
12 225
-
pensions
2 581
1 027
10 000
-
health
1 807
719
7 000
-
total
7 930
3 156
30 725
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 809
10 272
100 000
-
pensions
5 033
2 003
19 500
-
total
5 033
2 003
19 500
-
Corporate
88 658
107 225
-
-
income
7 979
9 650
-
-
total
7 979
9 650
-
-
Dividends
80 679
97 575
-
-
withholding
15 329
18 539
-
-
social contributions
15 615
18 910
-
-
total
30 944
37 449
-
-
Income
119 500
119 500
119 500
119 500
Total tax
51 886
52 258
50 225
36 717
After tax
67 614
67 242
69 275
82 783
Living cost
17 879
17 879
17 879
17 879
Free-cash
49 735
49 363
51 396
64 904

Estimated living cost  is ₽17879 per week

₽12201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1463
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽27458
₽30223
₽28395
₽30949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
national
-
-
-
19 934
pensions
-
-
-
14 340
social contributions
-
-
-
1 285
municipal
-
-
-
12 864
total
-
-
-
48 423
Employee
67 617
-
103 307
-
municipal
8 352
-
13 327
-
national
12 942
-
20 651
-
pensions
2 705
-
4 132
-
total
23 999
-
38 110
-
Employer
67 617
-
103 307
-
pensions
5 409
-
8 265
-
social contributions
727
-
1 111
-
total
6 136
-
9 376
-
Corporate
41 284
119 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 257
23 900
-
-
total
8 257
23 900
-
-
Dividends
33 027
95 600
-
-
withholding
7 266
21 032
-
-
total
7 266
21 032
-
-
Income
119 500
119 500
119 500
119 500
Total tax
45 658
44 932
47 486
48 423
After tax
73 842
74 568
72 014
71 077
Living cost
43 619
43 619
43 619
43 619
Free-cash
30 223
30 949
28 395
27 458

Estimated living cost  is ₽43619 per week

₽29647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽653
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽24035
₽34335
₽24035
₽32349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
social contributions
-
-
-
11 249
income
-
-
-
32 914
total
-
-
-
44 163
Employee
70 446
-
119 500
-
social contributions
5 853
-
11 249
-
income
13 293
-
32 914
-
total
19 146
-
44 163
-
Employer
70 446
-
119 500
-
total
-
-
-
-
Corporate
49 054
119 500
-
-
income
6 132
14 937
-
-
total
6 132
14 937
-
-
Dividends
42 922
104 563
-
-
withholding
8 585
20 912
-
-
total
8 585
20 912
-
-
Income
119 500
119 500
119 500
119 500
Total tax
33 863
35 849
44 163
44 163
After tax
85 637
83 651
75 337
75 337
Living cost
51 302
51 302
51 302
51 302
Free-cash
34 335
32 349
24 035
24 035

Estimated living cost  is ₽51302 per week

₽39029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4180
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽21240
₽21055
₽15553
₽25756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
national
-
-
-
27 442
regional
-
-
-
1 370
social contributions
-
-
-
30 735
municipal
-
-
-
711
total
-
-
-
60 258
Employee
80 039
-
119 500
-
municipal
424
-
634
-
national
13 869
-
23 809
-
social contributions
26 989
-
40 296
-
regional
755
-
1 206
-
total
42 037
-
65 945
-
Employer
80 039
-
119 500
-
total
-
-
-
-
Corporate
39 461
119 500
-
-
nationa
9 471
28 679
-
-
municipal
1 538
4 661
-
-
total
11 009
33 340
-
-
Dividends
28 452
86 160
-
-
withholding
7 397
22 402
-
-
total
7 397
22 402
-
-
Income
119 500
119 500
119 500
119 500
Total tax
60 443
55 742
65 945
60 258
After tax
59 057
63 758
53 555
59 242
Living cost
38 002
38 002
38 002
38 002
Free-cash
21 055
25 756
15 553
21 240

Estimated living cost  is ₽38002 per week

₽26490
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽34550
₽36552
₽28894
₽38553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 500
national
-
-
-
27 442
regional
-
-
-
1 802
social contributions
-
-
-
30 735
municipal
-
-
-
711
total
-
-
-
60 690
Employee
49 957
-
119 500
-
municipal
265
-
634
-
national
7 915
-
23 809
-
social contributions
16 846
-
40 296
-
regional
673
-
1 607
-
total
25 699
-
66 346
-
Employer
49 957
-
119 500
-
total
-
-
-
-
Corporate
69 543
119 500
-
-
nationa