Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 119000
per

Your estimated
City
free-cash

Andorra , Andorra
₽61821
₽76843
₽64985
₽79887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
social contributions
-
-
-
26 180
income
-
-
-
3 785
total
-
-
-
29 965
Employee
29 106
-
103 031
-
social contributions
1 892
-
6 697
-
income
-
-
4 135
-
total
1 892
-
10 832
-
Employer
29 106
-
103 031
-
social contributions
4 512
-
15 969
-
total
4 512
-
15 969
-
Corporate
85 383
119 000
-
-
income
8 539
11 899
-
-
total
8 539
11 899
-
-
Dividends
76 844
107 101
-
-
total
-
-
-
-
Income
119 000
119 000
119 000
119 000
Total tax
14 943
11 899
26 801
29 965
After tax
104 057
107 101
92 199
89 035
Living cost
27 214
27 214
27 214
27 214
Free-cash
76 843
79 887
64 985
61 821

Estimated living cost  is ₽27214 per week

₽17596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7054
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽31221
₽36994
₽3586
₽37443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
-
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
476
pensions
-
-
-
19 567
income
-
-
-
25 209
total
-
-
-
58 895
Employee
39 575
36 079
92 405
-
unemployment
1 187
1 082
2 773
-
other
395
361
924
-
income
3 525
2 661
20 957
-
pensions
4 053
3 694
9 463
-
health
1 531
1 397
3 575
-
total
10 691
9 195
37 692
-
Employer
39 575
36 079
92 405
-
pensions
4 967
4 529
11 597
-
surtax
-
-
-
-
payroll
1 187
1 082
2 773
-
other
1 880
1 713
4 390
-
health
1 496
1 364
3 493
-
accident
514
469
1 201
-
unemployment
1 187
1 082
2 773
-
chamber of commerce
158
144
369
-
total
11 389
10 383
26 596
-
Corporate
68 036
72 537
88 968
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 009
18 134
22 242
-
total
17 009
18 134
22 242
-
Dividends
51 027
54 403
-
-
withholding
14 033
14 961
-
-
total
14 033
14 961
-
-
Income
119 000
119 000
119 000
119 000
Total tax
53 122
52 673
86 530
58 895
After tax
65 878
66 327
32 470
60 105
Living cost
28 884
28 884
28 884
28 884
Free-cash
36 994
37 443
3 586
31 221

Estimated living cost  is ₽28884 per week

₽17327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽28025
₽32928
₽540
₽34328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
179
unemployment
-
-
-
5 553
health
-
-
-
8 090
chamber of commerce
-
-
-
476
pensions
-
-
-
19 567
income
-
-
-
25 209
total
-
-
-
59 074
Employee
45 245
36 079
92 267
-
unemployment
1 357
1 082
2 768
-
other
452
361
923
-
income
5 151
2 661
20 910
-
pensions
4 634
3 694
9 448
-
health
1 751
1 397
3 570
-
total
13 345
9 195
37 619
-
Employer
45 245
36 079
92 267
-
pensions
5 678
4 529
11 580
-
surtax
179
179
179
-
payroll
1 357
1 082
2 768
-
other
2 149
1 713
4 381
-
health
1 709
1 364
3 488
-
accident
588
469
1 199
-
unemployment
1 357
1 082
2 768
-
chamber of commerce
180
144
369
-
total
13 197
10 562
26 732
-
Corporate
60 557
72 358
88 833
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 139
18 089
22 208
-
total
15 139
18 089
22 208
-
Dividends
45 418
54 269
-
-
withholding
12 490
14 925
-
-
total
12 490
14 925
-
-
Income
119 000
119 000
119 000
119 000
Total tax
54 171
52 771
86 559
59 074
After tax
64 829
66 229
32 441
59 926
Living cost
31 901
31 901
31 901
31 901
Free-cash
32 928
34 328
540
28 025

Estimated living cost  is ₽31901 per week

₽21276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽19963
₽20048
₽11146
₽33627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
national
-
-
-
41 180
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
6 010
social contributions
-
-
-
18 837
total
-
-
-
66 027
Employee

The minimum management director salary is set at €45,000 per year.

64 759
-
92 169
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
802
-
national
19 910
-
31 160
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 378
-
4 807
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 857
-
6 913
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 043
-
4 331
-
total
31 752
-
48 013
-
Employer

The minimum management director salary is set at €45,000 per year.

64 759
-
92 169
-
surtax
7 343
-
10 453
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 738
-
8 166
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 982
-
5 670
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

842
-
1 197
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
1 345
-
total
18 850
-
26 831
-
Corporate
35 390
119 000
-
-
income
7 078
23 800
-
-
surtax
141
476
-
-
total
7 219
24 276
-
-
Dividends
28 171
94 724
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 121
28 087
-
-
total
8 121
28 087
-
-
Income
119 000
119 000
119 000
119 000
Total tax
65 942
52 363
74 844
66 027
After tax
53 058
66 637
44 156
52 973
Living cost
33 010
33 010
33 010
33 010
Free-cash
20 048
33 627
11 146
19 963

Estimated living cost  is ₽33010 per week

₽21263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8345
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽77112
₽80636
₽81341
₽86158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
17 850
total
-
-
-
26 301
Employee
20 640
-
112 790
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 064
-
11 279
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 812
-
2 779
-
health
950
-
1 456
-
total
5 053
-
15 862
-
Employer
20 640
-
112 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 274
-
3 488
-
health
1 424
-
2 184
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 049
-
6 210
-
Corporate
94 311
119 000
-
-
income
9 431
11 900
-
-
total
9 431
11 900
-
-
Dividends
84 880
107 100
-
-
withholding
4 244
5 355
-
-
total
4 244
5 355
-
-
Income
119 000
119 000
119 000
119 000
Total tax
22 777
17 255
22 072
26 301
After tax
96 223
101 745
96 928
92 699
Living cost
15 587
15 587
15 587
15 587
Free-cash
80 636
86 158
81 341
77 112

Estimated living cost  is ₽15587 per week

₽10309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4014
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽80819
₽85656
₽85048
₽89865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
unemployment
-
-
-
127
health
-
-
-
3 640
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 684
income
-
-
-
17 850
total
-
-
-
26 301
Employee
15 731
-
112 790
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
11 279
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 381
-
2 779
-
health
724
-
1 456
-
total
3 851
-
15 862
-
Employer
15 731
-
112 790
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 488
-
health
1 086
-
2 184
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 210
-
Corporate
100 182
119 000
-
-
income
10 018
11 900
-
-
total
10 018
11 900
-
-
Dividends
90 164
107 100
-
-
withholding
4 508
5 355
-
-
total
4 508
5 355
-
-
Income
119 000
119 000
119 000
119 000
Total tax
21 464
17 255
22 072
26 301
After tax
97 536
101 745
96 928
92 699
Living cost
11 880
11 880
11 880
11 880
Free-cash
85 656
89 865
85 048
80 819

Estimated living cost  is ₽11880 per week

₽6936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3781
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽62314
₽61055
₽61069
₽65981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
health
-
-
-
3 034
social contributions
-
-
-
14 648
income
-
-
-
18 043
total
-
-
-
35 725
Employee
69 616
69 616
109 186
-
income
7 580
6 444
17 509
-
social contributions
2 632
5 778
7 793
-
health
539
1 184
1 855
-
total
10 751
13 406
27 157
-
Employer
69 616
69 616
109 186
-
social contributions
2 632
5 778
7 793
-
health
586
1 289
2 020
-
total
3 218
7 067
9 813
-
Corporate
84 069
42 317
-
-
income
10 509
5 290
-
-
total
10 509
5 290
-
-
Dividends
73 560
37 028
-
-
withholding
12 506
6 295
-
-
total
12 506
6 295
-
-
Income
119 000
119 000
119 000
119 000
Total tax
36 984
32 058
36 970
35 725
After tax
82 016
86 942
82 030
83 275
Living cost
20 961
20 961
20 961
20 961
Free-cash
61 055
65 981
61 069
62 314

Estimated living cost  is ₽20961 per week

₽12562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽53910
₽53824
₽52665
₽57577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
health
-
-
-
3 034
social contributions
-
-
-
14 648
income
-
-
-
18 043
total
-
-
-
35 725
Employee
69 616
69 616
109 186
-
income
7 310
6 444
17 509
-
social contributions
3 383
5 778
7 793
-
health
692
1 184
1 855
-
total
11 385
13 406
27 157
-
Employer
69 616
69 616
109 186
-
social contributions
3 383
5 778
7 793
-
health
754
1 289
2 020
-
total
4 137
7 067
9 813
-
Corporate
74 113
42 317
-
-
income
9 264
5 290
-
-
total
9 264
5 290
-
-
Dividends
64 849
37 028
-
-
withholding
11 025
6 295
-
-
total
11 025
6 295
-
-
Income
119 000
119 000
119 000
119 000
Total tax
35 811
32 058
36 970
35 725
After tax
83 189
86 942
82 030
83 275
Living cost
29 365
29 365
29 365
29 365
Free-cash
53 824
57 577
52 665
53 910

Estimated living cost  is ₽29365 per week

₽20074
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽40989
₽53548
₽39468
₽61012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
health
-
-
-
16 065
social contributions
-
-
-
30 102
income
-
-
-
10 925
solidarity contribution
-
-
-
-
total
-
-
-
57 092
Employee
30 764
-
88 806
-
income
3 692
-
10 657
-
social contributions
2 000
-
5 772
-
health
4 153
-
11 989
-
solidarity contribution
-
-
-
-
total
9 845
-
28 418
-
Employer
30 764
-
88 806
-
social contributions
7 691
-
22 202
-
health
2 769
-
7 993
-
total
10 460
-
30 195
-
Corporate
77 776
119 000
-
-
income
14 778
22 610
-
-
total
14 778
22 610
-
-
Dividends
62 999
96 390
-
-
withholding
9 450
14 459
-
-
total
9 450
14 459
-
-
Income
119 000
119 000
119 000
119 000
Total tax
44 533
37 069
58 613
57 092
After tax
74 467
81 931
60 387
61 908
Living cost
20 919
20 919
20 919
20 919
Free-cash
53 548
61 012
39 468
40 989

Estimated living cost  is ₽20919 per week

₽14531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽36130
₽46957
₽34609
₽56153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
health
-
-
-
16 065
social contributions
-
-
-
30 102
income
-
-
-
10 925
solidarity contribution
-
-
-
-
total
-
-
-
57 092
Employee
37 909
-
88 806
-
income
4 549
-
10 657
-
social contributions
2 464
-
5 772
-
health
5 118
-
11 989
-
solidarity contribution
-
-
-
-
total
12 131
-
28 418
-
Employer
37 909
-
88 806
-
social contributions
9 477
-
22 202
-
health
3 412
-
7 993
-
total
12 889
-
30 195
-
Corporate
68 202
119 000
-
-
income
12 958
22 610
-
-
total
12 958
22 610
-
-
Dividends
55 243
96 390
-
-
withholding
8 287
14 459
-
-
total
8 287
14 459
-
-
Income
119 000
119 000
119 000
119 000
Total tax
46 265
37 069
58 613
57 092
After tax
72 735
81 931
60 387
61 908
Living cost
25 778
25 778
25 778
25 778
Free-cash
46 957
56 153
34 609
36 130

Estimated living cost  is ₽25778 per week

₽19170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽28771
-₽78818
-₽78818
-₽78818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
national
-
-
-
12 686
pensions
-
-
-
787
municipal
-
-
-
23 573
labour market
-
-
-
9 457
total
-
-
-
46 503
Employee
184 556
184 556
184 556
-
municipal
39 300
39 300
39 300
-
national
22 547
22 547
22 547
-
pensions
262
262
262
-
labour market
14 744
14 744
14 744
-
total
76 853
76 853
76 853
-
Employer
184 556
184 556
184 556
-
pensions
525
525
525
-
labour market
14 765
14 765
14 765
-
municipal
39 363
39 363
39 363
-
national
22 586
22 586
22 586
-
total
77 239
77 239
77 239
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
119 000
119 000
119 000
119 000
Total tax
154 092
154 092
154 092
46 503
After tax
-35 092
-35 092
-35 092
72 497
Living cost
43 726
43 726
43 726
43 726
Free-cash
-78 818
-78 818
-78 818
28 771

Estimated living cost  is ₽43726 per week

₽29926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽41917
₽67708
₽46722
₽73333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
health
-
-
-
15 469
pensions
-
-
-
23 800
income
-
-
-
15 947
total
-
-
-
55 216
Employee
25 683
-
88 938
-
unemployment
411
-
1 423
-
income
2 891
-
17 148
-
pensions
514
-
1 778
-
total
3 816
-
20 349
-
Employer
25 683
-
88 938
-
pensions
5 137
-
17 789
-
health
3 338
-
11 562
-
unemployment
206
-
711
-
total
8 681
-
30 062
-
Corporate
84 636
119 000
-
-
income
16 928
23 800
-
-
total
16 928
23 800
-
-
Dividends
67 708
95 200
-
-
total
-
-
-
-
Income
119 000
119 000
119 000
119 000
Total tax
29 425
23 800
50 411
55 216
After tax
89 575
95 200
68 589
63 784
Living cost
21 867
21 867
21 867
21 867
Free-cash
67 708
73 333
46 722
41 917

Estimated living cost  is ₽21867 per week

₽14999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽46557
₽42738
₽30241
₽42189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
119 000
national
-
-
-
15 072
health
-
-
-
1 455
municipal
-
-
-
21 158
total
-
-
-
37 685
Employee
47 632
-
100 108
-
unemployment
715
-
1 502
-
municipal
7 802
-
16 323
-
national
787
-
9 365
-
pensions
3 214
-
6 757
-
health
356
-
1 163
-
total
12 874
-
35 110
-
Employer
47 632
-
100 108
-
pensions
8 264
-
17 369
-
health
366
-
771
-
accident
48
-
100
-
unemployment
309
-
651
-
total
8 987
-
18 891
-
Corporate
62 381
119 000
-
-
income
12 476
23 800
-
-
total
12 476
23 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 428
71 400
-
-
municipal
6 736
12 853
-
-
national
431
5 400
-
-
total
7 167
18 253
-
-
Income
119 000
119 000
119 000
119 000
Total tax
41 504
42 053
54 001
37 685
After tax
77 496
76 947
64 999
81 315
Living cost
34 758
34 758
34 758
34 758
Free-cash
42 738
42 189
30 241
46 557

Estimated living cost  is ₽34758 per week

₽22704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8159
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽39810
₽37100
₽42027
₽32072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
-
health
-
-
-
3 769
pensions
-
-
-
25 075
social contributions
-
-
-
3 390
income
-
-
-
15 361
other
-
-
-
3 689
total
-
-
-
51 284
Employee
34 587
-
94 470
-
income
1 783
-
16 259
-
surtax
-
-
-
-
social contributions
986
-
2 692
-
pensions
3 912
-
5 585
-
total
6 681
-
24 536
-
Employer
34 587
-
94 470
-
pensions
5 683
-
9 579
-
social contributions
103
-
283
-
other
1 194
-
3 267
-
health
2 421
-
7 576
-
unemployment
1 400
-
3 826
-
total
10 801
-
24 531
-
Corporate
73 611
119 000
-
-
income
20 611
33 320
-
-
surtax
-
-
-
-
total
20 611
33 320
-
-
Dividends
53 000
85 680
-
-
withholding
6 785
10 966
-
-
social contributions
9 116
14 736
-
-
surtax
-
-
-
-
total
15 901
25 702
-
-
Income
119 000
119 000
119 000
119 000
Total tax
53 994
59 022
49 067
51 284
After tax
65 006
59 978
69 933
67 716
Living cost
27 906
27 906
27 906
27 906
Free-cash
37 100
32 072
42 027
39 810

Estimated living cost  is ₽27906 per week

₽16184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2835
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽36741
₽34347
₽38958
₽29003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
-
health
-
-
-
3 769
pensions
-
-
-
25 075
social contributions
-
-
-
3 390
income
-
-
-
15 361
other
-
-
-
3 689
total
-
-
-
51 284
Employee
38 747
-
94 470
-
income
2 287
-
16 259
-
surtax
-
-
-
-
social contributions
1 105
-
2 692
-
pensions
4 381
-
5 585
-
total
7 773
-
24 536
-
Employer
38 747
-
94 470
-
pensions
6 365
-
9 579
-
social contributions
117
-
283
-
other
1 337
-
3 267
-
health
2 713
-
7 576
-
unemployment
1 569
-
3 826
-
total
12 101
-
24 531
-
Corporate
68 153
119 000
-
-
income
19 082
33 320
-
-
surtax
-
-
-
-
total
19 082
33 320
-
-
Dividends
49 070
85 680
-
-
withholding
6 281
10 966
-
-
social contributions
8 441
14 736
-
-
surtax
-
-
-
-
total
14 722
25 702
-
-
Income
119 000
119 000
119 000
119 000
Total tax
53 678
59 022
49 067
51 284
After tax
65 322
59 978
69 933
67 716
Living cost
30 975
30 975
30 975
30 975
Free-cash
34 347
29 003
38 958
36 741

Estimated living cost  is ₽30975 per week

₽19531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽23989
₽22473
₽26206
₽16251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
-
health
-
-
-
3 769
pensions
-
-
-
25 075
social contributions
-
-
-
3 390
income
-
-
-
15 361
other
-
-
-
3 689
total
-
-
-
51 284
Employee
56 703
-
94 470
-
income
4 947
-
16 259
-
surtax
-
-
-
-
social contributions
1 615
-
2 692
-
pensions
6 413
-
5 585
-
total
12 975
-
24 536
-
Employer
56 703
-
94 470
-
pensions
9 317
-
9 579
-
social contributions
170
-
283
-
other
1 957
-
3 267
-
health
3 969
-
7 576
-
unemployment
2 297
-
3 826
-
total
17 710
-
24 531
-
Corporate
44 587
119 000
-
-
income
12 485
33 320
-
-
surtax
-
-
-
-
total
12 485
33 320
-
-
Dividends
32 102
85 680
-
-
withholding
4 110
10 966
-
-
social contributions
5 520
14 736
-
-
surtax
-
-
-
-
total
9 630
25 702
-
-
Income
119 000
119 000
119 000
119 000
Total tax
52 800
59 022
49 067
51 284
After tax
66 200
59 978
69 933
67 716
Living cost
43 727
43 727
43 727
43 727
Free-cash
22 473
16 251
26 206
23 989

Estimated living cost  is ₽43727 per week

₽29593
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽111958
₽106101
₽89348
₽107198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 190
total
-
-
-
1 190
Employee
7 314
-
119 000
-
income
1 463
-
23 800
-
total
1 463
-
23 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

111 686
119 000
-
-
total
-
-
-
-
Dividends
111 686
119 000
-
-
withholding
5 584
5 950
-
-
total
5 584
5 950
-
-
Income
119 000
119 000
119 000
119 000
Total tax
7 047
5 950
23 800
1 190
After tax
111 953
113 050
95 200
117 810
Living cost
5 852
5 852
5 852
5 852
Free-cash
106 101
107 198
89 348
111 958

Estimated living cost  is ₽5852 per week

₽3626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽108691
₽102221
₽86081
₽103931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
119 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 190
total
-
-
-
1 190
Employee
11 399
-
119 000
-
income
2 280
-
23 800
-
total
2 280
-
23 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

107 601
119 000
-
-
total
-
-
-
-
Dividends
107 601
119 000
-
-
withholding
5 380
5 950
-
-
total
5 380
5 950
-
-
Income
119 000
119 000
119 000
119 000
Total tax
7 660
5 950
23 800
1 190
After tax
111 340
113 050
95 200
117 810
Living cost
9 119
9 119
9 119
9 119
Free-cash
102 221
103 931
86 081
108 691

Estimated living cost  is ₽9119 per week

₽6171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽32753
₽38202
₽43790
₽26358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 776
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 296
trade
-
-
-
11 037
total
-
-
-
51 294
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 046
-
119 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 704
-
32 296
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 776
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 093
-
40 257
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 954
119 000
-
-
trade
10 612
17 076
-
-
income
11 093
17 851
-
-
chamber of commerce
246
313
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

610
981
-
-
total
22 561
36 221
-
-
Dividends
51 392
82 780
-
-
withholding
12 504
20 350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

687
1 118
-
-
total
13 191
21 468
-
-
Income
119 000
119 000
119 000
119 000
Total tax
45 845
57 689
40 257
51 294
After tax
73 155
61 311
78 743
67 706
Living cost
34 953
34 953
34 953
34 953
Free-cash
38 202
26 358
43 790
32 753

Estimated living cost  is ₽34953 per week

₽24111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽39209
₽42679
₽51321
₽32664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 776
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 296
trade
-
-
-
12 112
total
-
-
-
52 369
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 627
-
119 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

967
-
32 296
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 776
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
7 205
-
40 257
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 373
119 000
-
-
trade
13 289
18 742
-
-
income
12 655
17 851
-
-
chamber of commerce
259
309
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

696
981
-
-
total
26 899
37 883
-
-
Dividends
57 473
81 117
-
-
withholding
14 024
19 935
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

771
1 096
-
-
total
14 795
21 031
-
-
Income
119 000
119 000
119 000
119 000
Total tax
48 899
58 914
40 257
52 369
After tax
70 101
60 086
78 743
66 631
Living cost
27 422
27 422
27 422
27 422
Free-cash
42 679
32 664
51 321
39 209

Estimated living cost  is ₽27422 per week

₽17249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽30526
₽36630
₽43178
₽23907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 776
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 296
trade
-
-
-
12 652
total
-
-
-
52 909
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 912
-
119 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 945
-
32 296
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 776
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
10 346
-
40 257
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 088
119 000
-
-
trade
12 023
19 575
-
-
income
10 963
17 851
-
-
chamber of commerce
242
308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

603
981
-
-
total
23 831
38 715
-
-
Dividends
49 257
80 285
-
-
withholding
11 970
19 727
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

658
1 086
-
-
total
12 628
20 813
-
-
Income
119 000
119 000
119 000
119 000
Total tax
46 805
59 528
40 257
52 909
After tax
72 195
59 472
78 743
66 091
Living cost
35 565
35 565
35 565
35 565
Free-cash
36 630
23 907
43 178
30 526

Estimated living cost  is ₽35565 per week

₽23786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽24080
₽32067
₽37269
₽17387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
119 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 776
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 185
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 296
trade
-
-
-
13 189
total
-
-
-
53 446
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 409
-
119 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 398
-
32 296
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 776
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 185
-
6 185
-
total
12 935
-
40 257
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 591
119 000
-
-
trade
11 078
20 409
-
-
income
9 688
17 851
-
-
chamber of commerce
229
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

533
981
-
-
total
21 528
39 545
-
-
Dividends
43 064
79 456
-
-
withholding
10 422
19 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

574
1 074
-
-
total
10 996
20 594
-
-
Income
119 000
119 000
119 000
119 000
Total tax
45 459
60 139
40 257
53 446
After tax
73 541
58 861
78 743
65 554
Living cost
41 474
41 474
41 474
41 474
Free-cash
32 067
17 387
37 269
24 080

Estimated living cost  is ₽41474 per week

₽30291
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽36364
₽51638
₽34393
₽54517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
3 615
unemployment
-
-
-
206
health
-
-
-
8 449
pensions
-
-
-
23 800
income
-
-
-
26 231
other
-
-
-
-
total
-
-
-
62 301
Employee
30 489
-
98 308
-
unemployment
2 122
-
6 843
-
other
-
-
-
-
income
5 111
-
24 367
-
surtax
108
-
3 304
-
pensions
2 034
-
6 558
-
health
778
-
2 507
-
total
10 153
-
43 579
-
Employer
30 489
-
98 308
-
pensions
4 065
-
13 104
-
other
-
-
-
-
health
1 386
-
4 472
-
unemployment
967
-
3 117
-
total
6 418
-
20 693
-
Corporate
82 093
119 000
-
-
income
21 343
30 940
-
-
total
21 343
30 940
-
-
Dividends
60 749
88 060
-
-
withholding
9 113
13 208
-
-
total
9 113
13 208
-
-
Income
119 000
119 000
119 000
119 000
Total tax
47 027
44 148
64 272
62 301
After tax
71 973
74 852
54 728
56 699
Living cost
20 335
20 335
20 335
20 335
Free-cash
51 638
54 517
34 393
36 364

Estimated living cost  is ₽20335 per week

₽12277
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽36721
₽52057
₽34750
₽54874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
surtax
-
-
-
3 615
unemployment
-
-
-
206
health
-
-
-
8 449
pensions
-
-
-
23 800
income
-
-
-
26 231
other
-
-
-
-
total
-
-
-
62 301
Employee
29 939
-
98 308
-
unemployment
2 084
-
6 843
-
other
-
-
-
-
income
5 018
-
24 367
-
surtax
98
-
3 304
-
pensions
1 996
-
6 558
-
health
765
-
2 507
-
total
9 961
-
43 579
-
Employer
29 939
-
98 308
-
pensions
3 991
-
13 104
-
other
-
-
-
-
health
1 362
-
4 472
-
unemployment
948
-
3 117
-
total
6 301
-
20 693
-
Corporate
82 759
119 000
-
-
income
21 517
30 940
-
-
total
21 517
30 940
-
-
Dividends
61 242
88 060
-
-
withholding
9 186
13 208
-
-
total
9 186
13 208
-
-
Income
119 000
119 000
119 000
119 000
Total tax
46 965
44 148
64 272
62 301
After tax
72 035
74 852
54 728
56 699
Living cost
19 978
19 978
19 978
19 978
Free-cash
52 057
54 874
34 750
36 721

Estimated living cost  is ₽19978 per week

₽12215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽64402
₽49305
₽50950
₽48931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
unemployment
-
-
-
1 785
health
-
-
-
8 330
pensions
-
-
-
11 900
income
-
-
-
14 548
total
-
-
-
36 563
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
99 582
-
unemployment
391
155
1 494
-
income
3 183
1 267
12 174
-
pensions
2 603
1 036
9 958
-
health
1 822
725
6 971
-
total
7 999
3 183
30 597
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 034
10 361
99 582
-
pensions
5 077
2 020
19 418
-
total
5 077
2 020
19 418
-
Corporate
87 889
106 618
-
-
income
7 910
9 596
-
-
total
7 910
9 596
-
-
Dividends
79 979
97 023
-
-
withholding
15 196
18 434
-
-
social contributions
15 478
18 801
-
-
total
30 674
37 235
-
-
Income
119 000
119 000
119 000
119 000
Total tax
51 660
52 034
50 015
36 563
After tax
67 340
66 966
68 985
82 437
Living cost
18 035
18 035
18 035
18 035
Free-cash
49 305
48 931
50 950
64 402

Estimated living cost  is ₽18035 per week

₽12307
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1476
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽26963
₽29684
₽27896
₽30413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
national
-
-
-
19 835
pensions
-
-
-
14 280
social contributions
-
-
-
1 279
municipal
-
-
-
12 800
total
-
-
-
48 194
Employee
67 965
-
102 874
-
municipal
8 395
-
13 261
-
national
13 008
-
20 549
-
pensions
2 719
-
4 115
-
total
24 122
-
37 925
-
Employer
67 965
-
102 874
-
pensions
5 437
-
8 230
-
social contributions
731
-
1 106
-
total
6 168
-
9 336
-
Corporate
40 381
119 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 076
23 800
-
-
total
8 076
23 800
-
-
Dividends
32 305
95 200
-
-
withholding
7 107
20 944
-
-
total
7 107
20 944
-
-
Income
119 000
119 000
119 000
119 000
Total tax
45 473
44 744
47 261
48 194
After tax
73 527
74 256
71 739
70 806
Living cost
43 843
43 843
43 843
43 843
Free-cash
29 684
30 413
27 896
26 963

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽23608
₽33727
₽23608
₽31729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
social contributions
-
-
-
11 184
income
-
-
-
32 636
total
-
-
-
43 820
Employee
70 818
-
119 000
-
social contributions
5 883
-
11 184
-
income
13 363
-
32 636
-
total
19 246
-
43 820
-
Employer
70 818
-
119 000
-
total
-
-
-
-
Corporate
48 182
119 000
-
-
income
6 023
14 875
-
-
total
6 023
14 875
-
-
Dividends
42 159
104 125
-
-
withholding
8 432
20 824
-
-
total
8 432
20 824
-
-
Income
119 000
119 000
119 000
119 000
Total tax
33 701
35 699
43 820
43 820
After tax
85 299
83 301
75 180
75 180
Living cost
51 572
51 572
51 572
51 572
Free-cash
33 727
31 729
23 608
23 608

Estimated living cost  is ₽51572 per week

₽39235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽20854
₽20563
₽15192
₽25290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
national
-
-
-
27 267
regional
-
-
-
1 362
social contributions
-
-
-
30 607
municipal
-
-
-
708
total
-
-
-
59 944
Employee
80 461
-
119 000
-
municipal
426
-
631
-
national
13 942
-
23 649
-
social contributions
27 131
-
40 127
-
regional
759
-
1 199
-
total
42 258
-
65 606
-
Employer
80 461
-
119 000
-
total
-
-
-
-
Corporate
38 539
119 000
-
-
nationa
9 250
28 559
-
-
municipal
1 503
4 640
-
-
total
10 753
33 199
-
-
Dividends
27 786
85 800
-
-
withholding
7 224
22 309
-
-
total
7 224
22 309
-
-
Income
119 000
119 000
119 000
119 000
Total tax
60 235
55 508
65 606
59 944
After tax
58 765
63 492
53 394
59 056
Living cost
38 202
38 202
38 202
38 202
Free-cash
20 563
25 290
15 192
20 854

Estimated living cost  is ₽38202 per week

₽26630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽34236
₽36151
₽28603
₽38162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
119 000
national
-
-
-
27 267
regional
-
-
-
1 794
social contributions
-
-
-
30 607
municipal
-
-
-
708
total
-
-
-
60 376
Employee
50 220
-
119 000
-
municipal
266
-
631
-
national
7 956
-
23 649
-
social contributions
16 935
-
40 127
-
regional
676
-
1 602
-
total
25 833
-
66 009
-
Employer
50 220
-
119 000
-
total
-
-
-
-
Corporate
68 780
119 000
-
-
nationa